<TABLE> <S> <C>


<ARTICLE>                     9
<LEGEND>
THE SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE ANNUAL
REPORT ON FORM  10-KSB  FOR THE  FISCAL  YEAR  ENDED  MARCH 31, 2000 AND IS
QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000

<S>                                                              <C>
<PERIOD-TYPE>                                                  12-MOS
<FISCAL-YEAR-END>                                             JUN-30-2000
<PERIOD-END>                                                  JUN-30-2000
<CASH>                                                          3,036,708
<INT-BEARING-DEPOSITS>                                         29,629,809
<FED-FUNDS-SOLD>                                                        0
<TRADING-ASSETS>                                                        0
<INVESTMENTS-HELD-FOR-SALE>                                     5,042,710
<INVESTMENTS-CARRYING>                                         41,844,835
<INVESTMENTS-MARKET>                                           41,405,019
<LOANS>                                                        53,399,055
<ALLOWANCE>                                                       368,885
<TOTAL-ASSETS>                                                137,225,490
<DEPOSITS>                                                    126,870,476
<SHORT-TERM>                                                            0
<LIABILITIES-OTHER>                                             1,098,297
<LONG-TERM>                                                             0
<COMMON>                                                            3,640
<PREFERRED-MANDATORY>                                                   0
<PREFERRED>                                                             0
<OTHER-SE>                                                      9,253,077
<TOTAL-LIABILITIES-AND-EQUITY>                                137,225,490
<INTEREST-LOAN>                                                 3,690,971
<INTEREST-INVEST>                                               4,782,342
<INTEREST-OTHER>                                                        0
<INTEREST-TOTAL>                                                8,473,313
<INTEREST-DEPOSIT>                                              4,963,447
<INTEREST-EXPENSE>                                              4,963,447
<INTEREST-INCOME-NET>                                           3,509,866
<LOAN-LOSSES>                                                           0
<SECURITIES-GAINS>                                                      0
<EXPENSE-OTHER>                                                 3,839,458
<INCOME-PRETAX>                                                   550,818
<INCOME-PRE-EXTRAORDINARY>                                        550,818
<EXTRAORDINARY>                                                         0
<CHANGES>                                                               0
<NET-INCOME>                                                      371,934
<EPS-BASIC>                                                        1.02
<EPS-DILUTED>                                                        1.01
<YIELD-ACTUAL>                                                       2.65
<LOANS-NON>                                                       445,095
<LOANS-PAST>                                                            0
<LOANS-TROUBLED>                                                        0
<LOANS-PROBLEM>                                                         0
<ALLOWANCE-OPEN>                                                  365,863
<CHARGE-OFFS>                                                           0
<RECOVERIES>                                                        3,022
<ALLOWANCE-CLOSE>                                                 368,885
<ALLOWANCE-DOMESTIC>                                              183,768
<ALLOWANCE-FOREIGN>                                                     0
<ALLOWANCE-UNALLOCATED>                                           185,117


</TABLE>