Exhibit 31(b)

CERTIFICATIONS

I, James A. Parke, certify that: 

| 1. 
I have reviewed this quarterly report on Form 10-Q of    General Electric Capital Services, Inc.;
 
2.  
Based on my knowledge, this report does not contain any    untrue statement of a material fact or omit to state a material fact    necessary to make the statements made, in light of the circumstances under    which such statements were made, not misleading with respect to the period    covered by this report; 
 
3.
Based on my knowledge, the financial statements, and other    financial information included in this report, fairly present in all    material respects the financial condition, results of operations and cash    flows of the registrant as of, and for, the periods presented in this    report; 
 
4.
The registrant's other certifying officer and I are    responsible for establishing and maintaining disclosure controls and    procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) for    the registrant and have: 
  
a)  
Designed such disclosure controls and procedures, or caused    such disclosure controls and procedures to be designed under our    supervision, to ensure that material information relating to the registrant,    including its consolidated subsidiaries, is made known to us by others    within those entities, particularly during the period in which this report    is being prepared; 
  
b)
Evaluated the effectiveness of the registrant's disclosure    controls and procedures and presented in this report our conclusions about    the effectiveness of the disclosure controls and procedures, as of the end    of the period covered by this report based on such evaluation; and 
  
c)
Disclosed in this report any change in the registrant's    internal control over financial reporting that occurred during the    registrant's most recent fiscal quarter that has materially affected, or is    reasonably likely to materially affect, the registrant's internal control    over financial reporting; and 
 
5. 
The registrant's other certifying officer and I have    disclosed, based on our most recent evaluation of internal control over    financial reporting, to the registrant's auditors and the audit committee of    the registrant's board of directors: 
  
a)
All significant deficiencies and material weaknesses in the    design or operation of internal control over financial reporting which are    reasonably likely to adversely affect the registrant's ability to record,    process, summarize and report financial information; and 
  
b)
Any fraud, whether or not material, that involves management    or other employees who have a significant role in the registrant's internal    control over financial reporting. 
 

Date: October 26, 2004

/s/ James A. Parke
James A. Parke
Vice Chairman and Chief Financial Officer |
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