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                                                                   EXHIBIT 10.16

SPLIT-DOLLAR AGREEMENT

   THIS AGREEMENT made and entered into as of this 30th day of November, 1999,
by and between American Software, Inc., a Georgia corporation (hereinafter
referred to as the "Corporation"), and James Michael Edenfield as trustee of
the J & N Edenfield Trust dated December 23, 1998 (hereinafter referred to as
the "Trustee").

   WITNESSETH THAT:

   WHEREAS, James C. Edenfield is employed by the Corporation as its President
and Chief Executive Officer (the "Employee"); and

   WHEREAS, the Corporation wishes to provide life insurance protection for the
Employee in the event of the his death during the terms of this Agreement, and
death benefits to the Trustee; and

   WHEREAS, the Corporation would like to acquire certain variable universal
life insurance on the life of the Employee in the initial face amount of
$2,043,952 and a term insurance policy in the initial face amount of $1,114,931
(total face amount of $3,158,883) which is described in Exhibit "A" attached
hereto and by this reference made apart hereof (collectively, the "Policy") to
be issued by National Life of Vermont National Life Insurance Company (the
"Insurer").

   NOW, THEREFORE, in consideration of the premises and of the mutual promises
contained herein, the parties hereto agree as follows:

     1. Ownership of Policy. The Corporation shall be the sole and absolute
  owner of the Policy, and may exercise all ownership rights granted to the
  owner thereof by the terms of the Policy, except as may otherwise be
  provided herein.

     2. Beneficiary Designation. The Trustee may select the settlement option
  for payment of the death benefit provided under the Policy and the Trustee
  shall be the beneficiary to receive the portion of Policy proceeds in
  excess of the amount the Corporation is entitled to hereunder, by
  specifying the same in the beneficiary designation provision of the Policy.
  During the term of this Agreement, the amount the Corporation is entitled
  to shall be paid in one lump sum to the Corporation in an amount equal to
  the Corporation's basis in the Policy (the "Corporation's Premium
  Reimbursement"); the Corporation shall not terminate, alter or amend such
  designation without the express written consent of the Trustee. The parties
  hereto agree to take all action necessary to cause the beneficiary
  designation and settlement election provisions of the Policy to conform to
  the provisions hereof.

     3. Policy Dividends. Any dividend declared on the Policy shall be
  applied to purchase paid-up additional insurance on the life of the
  Employee. The parties hereto agree that the dividend election provisions of
  the Policy shall conform to the provisions hereof.

     4. Payment of Premiums. On or before the due date of each Policy
  premium, or within the grace period provided therein, the Corporation shall
  pay to the Insurer the full amount of such premium, and shall, upon request
  promptly furnish the Trustee evidence of timely payment of such premium.

     5. Employee Compensation Portion. The excess of the premium payment over
  the annual cost of the current life insurance protection on the life of the
  Employee (measured by the lower of the PS 58 rate, set forth in Rev. Rul.
  55-747, 1955-2, C.B. 228 or the corresponding applicable provision premium
  rate for annual renewable term insurance for standard risks) shall be
  included in the Employee's income for federal income tax purposes and
  reported to the Employee on federal tax form W-2.

     6. Designation of Policy Beneficiary/Endorsement. As of the execution
  date of the Agreement, the Corporation has executed a beneficiary
  designation form and/or an endorsement to the Policy, under the form used
  by the Insurer for such designations or endorsements; such beneficiary
  designation or
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  endorsement shall not be terminated, altered or amended by the Corporation,
  without the express written consent of the Trustee. The parties hereto
  agree to take all action necessary to cause such beneficiary designation or
  endorsement to conform to the provisions of this Agreement.

     7. Limitations on Corporation's Rights in Policy. Except as otherwise
  provided herein, the Corporation shall not surrender or cancel the Policy,
  change the beneficiary designation provisions thereof, nor change the
  dividend election thereof without, in any such case, the express written
  consent of the Trustee;

     8. Collection of Death Proceeds and Amount that the Trustee is Entitled
  to Collect.

       a. Upon the death of the Employee, the Corporation shall cooperate
    with the Trustee to take all action necessary to obtain the death
    benefit provided under the Policy; when such benefit has been collected
    and paid as provided herein, this Agreement shall thereupon terminate.

       b. Upon the death of the Employee, the Trustee shall have the
    unqualified right to receive a portion of such death benefit equal to
    the cash surrender value of the Policy, determined immediately prior to
    the date of death and, reduced by the Corporation's Premium
    Reimbursement, in the manner provided in the beneficiary designation
    provision of the Policy; the Corporation's Premium Reimbursement shall
    be paid to the Corporation.

     9. Termination of Agreement. This Agreement shall terminate during the
  Employee's lifetime, without notice, upon the occurrence of any of the
  following events: (a) the total cessation of the business of the
  Corporation; (b) the bankruptcy, receivership or dissolution of the
  Corporation; or (c) the termination of Employee's employment by the
  Corporation (other than by reason of his death). In the event of the
  termination of this Agreement, either the Trustee or the Employee may
  purchase the Policy from the Corporation for the Corporation's Premium
  Reimbursement.

     10. Insurer Not a Party. The Insurer shall be fully discharged from its
  obligations under the Policy by payment of the Policy death benefit to the
  beneficiary or beneficiaries named in the Policy, subject to the terms and
  conditions of the Policy. In no event shall the Insurer be considered a
  party to this Agreement, or any modification or amendment hereof. No
  provision of this Agreement, nor of any modification or amendment hereof,
  shall in any way be construed as enlarging, changing, varying or in any
  other way affecting the obligations of the Insurer as expressly provided in
  the Policy, except insofar as the provisions hereof are made a part of the
  Policy by the beneficiary designation executed by the Corporation and filed
  with the Insurer in connection herewith.

     11. Named Fiduciary. In the event that this Agreement is deemed to be an
  Employee Welfare Benefit Plan, as such term is used in the Employee
  Retirement Income Security Act, the Corporation is designated the named
  fiduciary. The named fiduciary shall have the authority to control and
  manage the operation of this Agreement. The Corporation shall thereafter
  make all determinations concerning rights to benefits under this Agreement.
  Any decision by the Corporation denying a claim by the beneficiary for
  benefits under this Agreement shall be in writing and delivered or mailed
  to the Trustee. Such decision shall state the specific reasons for the
  denial. The Corporation shall afford a reasonable opportunity for a full
  and fair review of the decision denying such claim.

     12. Amendment. This Agreement may not be amended, altered or modified,
  except by a written instrument signed by the parties hereto, or their
  respective successors or assigns, and may not be otherwise terminated
  except as provided herein.

     13. Binding Effect. This Agreement shall be binding upon and inure to
  the benefit of the Corporation and its successors and assigns, and the
  Trustee, its successors and assigns.

     14. Notices. Any notice, consent or demand required or permitted to be
  given under the provisions of this Agreement shall be in writing, and shall
  be signed by the party giving or making the same. If such notice, consent,
  or demand is mailed to a party hereto, it shall be sent by United States
  certified mail, postage prepaid, addressed to such party's last known
  address as shown on the records of the Corporation. The date of such
  mailing shall be deemed the date of notice, consent or demand.
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     15. Governing Law. This Agreement, and the rights of the parties
  hereunder, shall be governed by and construed in accordance with the laws
  of the State of Georgia.

   IN WITNESS WHEREOF, the parties hereto have executed this Agreement, in
duplicate, as of the day and year first above written.

                                          American Software, Inc.

                                              /s/ Vincent C. Klinges
                                          By: _________________________________
                                              CFO
                                          Its: ________________________________

ATTEST:

/s/ James McGuone
_________________________________
Secretary

                                          /s/ James Michael Edenfield
                                          _____________________________________
                                          James Michael Edenfield
                                          Trustee

                                          /s/ James C. Edenfield
                                          _____________________________________
                                          James C. Edenfield

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   The following life insurance policy is subject to the attached Split-Dollar
Agreement:

    Insurer: NATIONAL LIFE OF VERMONT NATIONAL LIFE INSURANCE COMPANY

    Insured: JAMES C. EDENFIELD

    Policy Number: C01000101

    Face Amount:  Universal Life--$2,043,952 Term Life--$1,114,931

    Date of Issue: August 1, 1999