alea-institute/kl3m-data-sample-004-shuffled huggingface dataset:
Editorial Note on Subpart F of Part 25
Editorial Note: Nomenclature changes to subpart F appear at 89 FR 7165, Feb. 1, 2024.

§ 25.64 Credit needs determination. ( a ) *In general.* The OCC will review the loan portfolio of the bank or savings association and determine whether the bank or savings association is reasonably helping to meet the credit needs of the communities in the host state that are served by the bank or savings association.
( b ) *Guidelines.* The OCC will use the following considerations as guidelines when making the determination pursuant to paragraph (a) of this section: ( 1 ) Whether covered interstate branches were formerly part of a failed or failing depository institution;
( 2 ) Whether covered interstate branches were acquired under circumstances where there was a low loan-to-deposit ratio because of the nature of the acquired institution's business or loan portfolio;
( 3 ) Whether covered interstate branches have a high concentration of commercial or credit card lending, trust services, or other specialized activities, including the extent to which the covered interstate branches accept deposits in the host state;
( 4 ) The CRA ratings received by the bank or savings association, if any;
( 5 ) Economic conditions, including the level of loan demand, within the communities served by the covered interstate branches;
( 6 ) The safe and sound operation and condition of the bank or savings association; and
( 7 ) The OCC's CRA regulations (subparts A through D of this part) and interpretations of those regulations.
§ 204.1 Authority, purpose and scope. ( a ) *Authority.* This part is issued under the authority of section 19 (12 U.S.C. 461 *et seq.*) and other provisions of the Federal Reserve Act and of section 7 of the International Banking Act of 1978 (12 U.S.C. 3105).
( b ) *Purpose.* This part relates to reserve requirements imposed on depository institutions for the purpose of facilitating the implementation of monetary policy by the Federal Reserve System.
( c ) *Scope.* ( 1 ) The following depository institutions are required to maintain reserves in accordance with this part: ( i ) Any insured bank as defined in section 3 of the Federal Deposit Insurance Act (12 U.S.C. 1813(h)) or any bank that is eligible to apply to become an insured bank under section 5 of such Act (12 U.S.C. 1815);
( ii ) Any savings bank or mutual savings bank as defined in section 3 of the Federal Deposit Insurance Act (12 U.S.C. 1813(f), (g));
( iii ) Any insured credit union as defined in section 101 of the Federal Credit Union Act (12 U.S.C. 1752(7)) or any credit union that is eligible to apply to become an insured credit union under section 201 of such Act (12 U.S.C. 1781);
( iv ) Any member as defined in section 2 of the Federal Home Loan Bank Act (12 U.S.C. 1422(4)); and
( v ) Any insured institution as defined in section 401 of the National Housing Act (12 U.S.C. 1724(a)) or any institution which is eligible to apply to become an insured institution under section 403 of such Act (12 U.S.C. 1726).
( 2 ) Except as may be otherwise provided by the Board, a foreign bank's branch or agency located in the United States is required to comply with the provisions of this part in the same manner and to the same extent as if the branch or agency were a member bank, if its parent foreign bank ( i ) has total worldwide consolidated bank assets in excess of $1 billion; or
( ii ) is controlled by a foreign company or by a group of foreign companies that own or control foreign banks that in the aggregate have total worldwide consolidated bank assets in excess of $1 billion. In addition, any other foreign bank's branch located in the United States that is eligible to apply to become an insured bank under section 5 of the Federal Deposit Insurance Act (12 U.S.C. 1815) is required to maintain reserves in accordance with this part as a nonmember depository institution.
( 3 ) Except as may be otherwise provided by the Board, an Edge Corporation (12 U.S.C. 611 *et seq.*) or an Agreement Corporation (12 U.S.C. 601 *et seq.*) is required to comply with the provisions of this part in the same manner and to the same extent as a member bank.
( 4 ) This part does not apply to any financial institution that ( i ) is organized solely to do business with other financial institutions;
( ii ) is owned primarily by the financial institutions with which it does business; and
( iii ) does not do business with the general public.
( 5 ) The provisions of this part do not apply to any deposit that is payable only at an office located outside the United States.
[45 FR 56018, Aug. 22, 1980, as amended by Reg. D, 77 FR 21852, Apr. 12, 2012]
Exhibit 10.13

                          ELEPHANT & CASTLE GROUP, INC.
                                 Lease Abstract


1.       PROJECT:              White Avenue, Edmonton, Canada

2.       TENANT:               Elephant & Castle Group, Inc.

3.       STORE AREA:           6133 s.f.

4.       TRADE NAME:           Rainforest Cafe

5.       USE:                  For the operation of a traditional Elephant &
                               Castle pub restaurant.

6.       TERM:                 15 years

7.       TERM START
           DATE:               October 1, 1997

8.       TERM EXPIRY
           DATE:               September 30, 2012

9.       EXTENSION             First Extension Term:  5 years
           PERIODS:            Second Extension Term:  5 years

10.      GROSS RENT:           Can $71,508 increased to Can $112,676

11.      PERCENTAGE            6.85% of Gross Revenue, less Annual Minimum
         RENT:                 Rent

12.      PREPAID RENT:         Can. $20,000

13.      SECURITY
         DEPOSIT:              Nil

14.      ADDITIONAL            Occupancy costs plus various other taxes
           COSTS:              defined in the Lease.

15.      INDUCEMENTS:          Can. $86.660 paid to Lessee.

16.      LANDLORD ADDRESS:     36675 Alberta Ltd.
                               10835-107 Avenue
                               Edmonton, Alberta
                               Canada

17.      GUARANTOR:            None

18.      PROPERTY MANAGER:     Vic Management Inc.
List of the manufacturers who have submitted their applications for derogations in 2011

Nr manufacturer 1 Fuji Heavy Industries LTD 2 MG Motor UK Limited 3 Ssangyong Motor Company 4 Spyker Automobielen B.V 5 McLaren Automotive Limited 6 Ferrari S.p.A 7 Great Wall Motor Company Limited 8 Lotus Cars Ltd 9 Marussia Motors LLC 10 Tata Motors Limited, Jaguar Cars Limited, Land Rover 11 KTM-SportmotorcycleAG 12 Wiesmann GmbH 13 Morgan Motor Company LTD 14 PROTON (Perusahaan Otomobil Nasional Sdn Bhd) 15 Aston Martin Lagonda Ltd 16 Caterham Cars Limited 17 Noble Automotive Limited 18 Koenigsegg Automotive AB 19 Litex Motors AD 20 Mahindra & Mahindra Ltd 21 Dr.Ing.h.c.F.Porsche AG
§ 1500.5 What aggregate thresholds apply to merchant banking investments? ( a ) *In general.* A financial holding company may not, without Board approval, directly or indirectly acquire any additional shares, assets or ownership interests under this part or make any additional capital contribution to any company the shares, assets or ownership interests of which are held by the financial holding company under this part if the aggregate carrying value of all merchant banking investments held by the financial holding company under this part exceeds: ( 1 ) 30 percent of the Tier 1 capital of the financial holding company; or
( 2 ) After excluding interests in private equity funds, 20 percent of the Tier 1 capital of the financial holding company
( b ) *How do these thresholds apply to a private equity fund?* Paragraph (a) of this section applies to the interest acquired or controlled by the financial holding company under this part in a private equity fund. Paragraph (a) of this section does not apply to any interest in a company held by a private equity fund or to any interest held by a person that is not affiliated with the financial holding company.
( c ) *How long do these thresholds remain in effect?* This § 1500.5 shall cease to be effective on the date that a final rule issued by the Board that specifically addresses the appropriate regulatory capital treatment of merchant banking investments becomes effective.
###### Editorial Note on Part 220

#### Editorial Note:

A copy of each form referred to in this part is filed as a part of the original document. Copies are available upon request to the Board of Governors of the Federal Reserve System or any Federal Reserve Bank.

#### §§ 220.106-220.107 [Reserved]
[Federal Register Volume 74, Number 194 (Thursday, October 8, 2009)]
[Notices]
[Page 51862]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: E9-24276]


=======================================================================
-----------------------------------------------------------------------

FEDERAL RESERVE SYSTEM


Change in Bank Control Notices; Acquisition of Shares of Bank or 
Bank Holding Companies

    The notificants listed below have applied under the Change in Bank 
Control Act (12 U.S.C. 1817(j)) and Sec. [thinsp]225.41 of the Board's 
Regulation Y (12 CFR 225.41) to acquire a bank or bank holding company. 
The factors that are considered in acting on the notices are set forth 
in paragraph 7 of the Act (12 U.S.C. 1817(j)(7)).
    The notices are available for immediate inspection at the Federal 
Reserve Bank indicated. The notices also will be available for 
inspection at the office of the Board of Governors. Interested persons 
may express their views in writing to the Reserve Bank indicated for 
that notice or to the offices of the Board of Governors. Comments must 
be received not later than October 24, 2009.
    A. Federal Reserve Bank of Minneapolis (Jacqueline G. King, 
Community Affairs Officer) 90 Hennepin Avenue, Minneapolis, Minnesota 
55480-0291:
    1. Darin J. Latterall, Kelliher, Minnesota, to acquire 25 percent 
or more of the voting shares of Kelliher Bancshares, Inc., Kelliher, 
Minnesota, and thereby indirectly gain control of Citizens State Bank 
of Kelliher, Kelliher, Minnesota

    Board of Governors of the Federal Reserve System, October 5, 
2009.
Robert deV. Frierson,
Deputy Secretary of the Board.
[FR Doc. E9-24276 Filed 10-7-09; 8:45 am]
BILLING CODE 6210-01-S
§ 221.114 Bank loans to purchase stock of American Telephone and Telegraph Company under Employees' Stock Plan. ( a ) The Board of Governors interpreted this part in connection with proposed loans by a bank to persons who are purchasing shares of stock of American Telephone and Telegraph Company pursuant to its Employees' Stock Plan.
( b ) According to the current offering under the Plan, an employee of the AT&T system may purchase shares through regular deductions from his pay over a period of 24 months. At the end of that period, a certificate for the appropriate number of shares will be issued to the participating employee by AT&T. Each employee is entitled to purchase, as a maximum, shares that will cost him approximately three-fourths of his annual base pay. Since the program extends over two years, it follows that the payroll deductions for this purpose may be in the neighborhood of 38 percent of base pay and a larger percentage of “take-home pay.” Deductions of this magnitude are in excess of the saving rate of many employees.
( c ) Certain AT&T employees, who wish to take advantage of the current offering under the Plan, are the owners of shares of AT&T stock that they purchased under previous offerings. A bank proposed to receive such stock as collateral for a “living expenses” loan that will be advanced to the employee in monthly installments over the 24-month period, each installment being in the amount of the employee's monthly payroll deduction under the Plan. The aggregate amount of the advances over the 24-month period would be substantially greater than the maximum loan value of the collateral as prescribed in § 221.7 (the Supplement).
( d ) In the opinion of the Board of Governors, a loan of the kind described would violate this part if it exceeded the maximum loan value of the collateral. The regulation applies to any margin stock-secured loan for the purpose of purchasing or carrying margin stock (§ 221.3(a)). Although the proposed loan would purport to be for living expenses, it seems quite clear, in view of the relationship of the loan to the Employees' Stock Plan, that its actual purpose would be to enable the borrower to purchase AT&T stock, which is margin stock. At the end of the 24-month period the borrower would acquire a certain number of shares of that stock and would be indebted to the lending bank in an amount approximately equal to the amount he would pay for such shares. In these circumstances, the loan by the bank must be regarded as a loan “for the purpose of purchasing” the stock, and therefore it is subject to the limitations prescribed by this part. This conclusion follows from the provisions of this part, and it may also be observed that a contrary conclusion could largely defeat the basic purpose of the margin regulations.
( e ) Accordingly, the Board concluded that a loan of the kind described may not be made in an amount exceeding the maximum loan value of the collateral, as prescribed by the current § 221.7 (the Supplement).
§ 48.500 How are violations of this part determined for recipients other than individuals? A recipient other than an individual is in violation of the requirements of this part if the Secretary determines, in writing, that— ( a ) The recipient has violated the requirements of subpart B of this part; or
( b ) The number of convictions of the recipient's employees for violating criminal drug statutes in the workplace is large enough to indicate that the recipient has failed to make a good faith effort to provide a drug-free workplace.
#### § 192.455 Initial balance of liquidation account.

The initial balance of the liquidation account is the savings association's net worth in the statement of financial condition included in the final offering circular.
Editorial Note on Subpart F of Part 25
Editorial Note: Nomenclature changes to subpart F appear at 89 FR 7165, Feb. 1, 2024.

§ 25.65 Sanctions. ( a ) *In general.* If the OCC determines that a bank or savings association is not reasonably helping to meet the credit needs of the communities served by the bank or savings association in the host state, and that the bank's or savings association's statewide loan-to-deposit ratio is less than 50 percent of the host state loan-to-deposit ratio, the OCC: ( 1 ) May order that a bank's or savings association's covered interstate branch or branches be closed unless the bank or savings association provides reasonable assurances to the satisfaction of the OCC, after an opportunity for public comment, that the bank or savings association has an acceptable plan under which the bank or savings association will reasonably help to meet the credit needs of the communities served by the bank or savings association in the host state; and
( 2 ) Will not permit the bank or savings association to open a new branch in the host state that would be considered to be a covered interstate branch unless the bank or savings association provides reasonable assurances to the satisfaction of the OCC, after an opportunity for public comment, that the bank or savings association will reasonably help to meet the credit needs of the community that the new branch will serve.
( b ) *Notice prior to closure of a covered interstate branch.* Before exercising the OCC's authority to order the bank or savings association to close a covered interstate branch, the OCC will issue to the bank or savings association a notice of the OCC's intent to order the closure and will schedule a hearing within 60 days of issuing the notice.
( c ) *Hearing.* The OCC will conduct a hearing scheduled under paragraph (b) of this section in accordance with the provisions of 12 U.S.C. 1818(h) and 12 CFR part 19.
<TABLE> <S> <C>

<ARTICLE>                                                                  5
<MULTIPLIER>                                                               1

<S>                                                              <C>
<PERIOD-TYPE>                                                         12-MOS
<FISCAL-YEAR-END>                                                DEC-31-1997
<PERIOD-START>                                                   JAN-01-1997
<PERIOD-END>                                                     DEC-31-1997
<CASH>                                                            65,151,000
<SECURITIES>                                                     106,596,000
<RECEIVABLES>                                                      5,483,964
<ALLOWANCES>                                                         545,964
<INVENTORY>                                                        3,509,000
<CURRENT-ASSETS>                                                  78,152,000
<PP&E>                                                           187,191,563
<DEPRECIATION>                                                    33,580,563
<TOTAL-ASSETS>                                                   347,866,000
<CURRENT-LIABILITIES>                                             26,619,000
<BONDS>                                                          275,000,000
<PREFERRED-MANDATORY>                                                      0
<PREFERRED>                                                                0
<COMMON>                                                               4,904
<OTHER-SE>                                                                 0
<TOTAL-LIABILITY-AND-EQUITY>                                     347,866,000
<SALES>                                                          166,490,000
<TOTAL-REVENUES>                                                155,793,000
<CGS>                                                                      0
<TOTAL-COSTS>                                                    134,914,000
<OTHER-EXPENSES>                                                   1,470,000
<LOSS-PROVISION>                                                           0
<INTEREST-EXPENSE>                                                14,011,000
<INCOME-PRETAX>                                                    3,397,000
<INCOME-TAX>                                                       1,309,000
<INCOME-CONTINUING>                                                        0
<DISCONTINUED>                                                             0
<EXTRAORDINARY>                                                            0
<CHANGES>                                                                  0
<NET-INCOME>                                                       2,088,000
<EPS-PRIMARY>                                                           0.42
<EPS-DILUTED>                                                           0.40


</TABLE>
<TABLE> <S> <C>

<ARTICLE>   5
<LEGEND>
ART. 5 FDS FOR 2ND QUARTER 10-Q
</LEGEND>
<MULTIPLIER>   1,000
       
<S>                                        <C>
<PERIOD-TYPE>                                    6-MOS
<FISCAL-YEAR-END>                          APR-30-1996
<PERIOD-END>                               OCT-31-1996
<CASH>                                           6,177
<SECURITIES>                                         0
<RECEIVABLES>                                   17,004
<ALLOWANCES>                                     1,700
<INVENTORY>                                          0
<CURRENT-ASSETS>                                     0
<PP&E>                                               0
<DEPRECIATION>                                       0
<TOTAL-ASSETS>                                  19,787
<CURRENT-LIABILITIES>                                0
<BONDS>                                         25,931
<COMMON>                                         1,000
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<OTHER-SE>                                     (10,443)
<TOTAL-LIABILITY-AND-EQUITY>                    19,787
<SALES>                                          1,253
<TOTAL-REVENUES>                                 1,253
<CGS>                                                0
<TOTAL-COSTS>                                        0
<OTHER-EXPENSES>                                   458
<LOSS-PROVISION>                                   544
<INTEREST-EXPENSE>                               1,056
<INCOME-PRETAX>                                   (804)
<INCOME-TAX>                                         0
<INCOME-CONTINUING>                               (804)
<DISCONTINUED>                                       0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                      (804)
<EPS-PRIMARY>                                        0
<EPS-DILUTED>                                        0
        

</TABLE>
cc: Hon. James M. Bixler, District Judge Thomas Pitaro, Esq. Gregory G. Grant Attorney General/Carson City Clark County District Attorney Eighth District Court Clerk

SUPREME COURT

OF NEVADA
(0) 1947A 2
CALIFORNIA PRO SPORTS, INC. AND SUBSIDIARIES
                   COMPUTATION OF NET INCOME (LOSS) PER SHARE

<TABLE>
<CAPTION>

                                          Year ended December 31,
                                          -----------------------
                                           1996            1995
                                        -----------     -----------

<S>                                     <C>             <C>    
Net income                              ($5,575,882)        $35,456
                                        ===========     ===========

Weighted average number
of common shares outstanding              4,078,864       3,599,320

Common equivalent shares
representing shares
issuable upon exercise of
outstanding options and warrants                -*-             -*-
                                        -----------     -----------

Net income (loss) per share                  ($1.37)          $0.01
                                        ===========     ===========
</TABLE>

* No impact to weighted average number  of shares as the inclusion of additional
shares assuming the exercise of outstanding options and warrants would have been
antidilutive.

Fully diluted and supplementary net income (loss) per share are not presented as
the amounts are not  dilutively  or  incrementally  different  from  primary net
income (loss) per share amounts.