67802 Federal Register / Vol. 77, No. 220 / Wednesday, November 14, 2012 / Notices 

1Although the CFPB, under 12 U.S.C. 

5497(a)(4)(E), is not legally required to follow OMBissued guidance, it voluntarily follows OMB 

privacy-related guidance as a best practice and to 

facilitate cooperation and collaboration with other 

agencies. 

Opinion was issued in November 2012 

and concluded that the USFWS’ project 

is not likely to jeopardize the continued 

existence of any listed species or 

adversely modify or destroy critical 

habitat. The mitigation measures 

included in the final IHA have also been 

included in the Incidental Take 

Statement provided with the Biological 

Opinion. 

National Environmental Policy Act 

(NEPA) 

In compliance with the National 

Environmental Policy Act of 1969 (42 

U.S.C. 4321 et seq.), as implemented by 

the regulations published by the 

Council on Environmental Quality (40 

CFR parts 1500–1508), and NOAA 

Administrative Order 216–6, NMFS 

prepared an Environmental Assessment 

(EA) to consider the direct, indirect, and 

cumulative effects to marine mammals 

resulting from issuance of a 1-year IHA 

and the potential issuance of future 

authorizations for incidental harassment 

for the ongoing project. NMFS made a 

finding of no significant impact (FONSI) 

and the EA and FONSI are available on 

the NMFS Web site listed in the 

beginning of this document (see 

ADDRESSES). 

Dated: November 7, 2012. 

Helen M. Golde, 

Acting Director, Office of Protected Resources, 

National Marine Fisheries Service. 

[FR Doc. 2012–27661 Filed 11–13–12; 8:45 am] 

BILLING CODE 3510–22–P 

BUREAU OF CONSUMER FINANCIAL 

PROTECTION 

Privacy Act of 1974, as Amended 

AGENCY: Bureau of Consumer Financial 

Protection 

ACTION: Notice of Proposed Privacy Act 

System of Records. 

SUMMARY: In accordance with the 

Privacy Act of 1974, as amended, the 

Bureau of Consumer Financial 

Protection, hereinto referred to as the 

Consumer Financial Protection Bureau 

(‘‘CFPB’’ or the ‘‘Bureau’’), gives notice 

of the establishment of a Privacy Act 

System of Records. 

DATES: Comments must be received no 

later than December 14, 2012. The new 

system of records will be effective 

December 24, 2012, unless the 

comments received result in a contrary 

determination. 

ADDRESSES: You may submit comments 

by any of the following methods: 

• Electronic: privacy@cfpb.gov 

• Mail/Hand Delivery/Courier: Claire 

Stapleton, Chief Privacy Officer, 

Consumer Financial Protection Bureau, 

1700 G Street NW., Washington, DC 

20552. 

Comments will be available for public 

inspection and copying at 1700 G Street 

NW., Washington, DC 20552 on official 

business days between the hours of 10 

a.m. and 5 p.m. Eastern Time. You can 

make an appointment to inspect 

comments by telephoning (202) 435– 

7220. All comments, including 

attachments and other supporting 

materials, will become part of the public 

record and subject to public disclosure. 

You should submit only information 

that you wish to make available 

publicly. 

FOR FURTHER INFORMATION CONTACT: 

Claire Stapleton, Chief Privacy Officer, 

Consumer Financial Protection Bureau, 

1700 G Street NW., Washington, DC 

20552, (202) 435–7220. 

SUPPLEMENTARY INFORMATION: The DoddFrank Wall Street Reform and Consumer 

Protection Act (‘‘Act’’), Public Law No. 

111–203, Title X, established the CFPB 

to administer and enforce federal 

consumer financial law. The new 

system of records described in this 

notice ‘‘CFPB.022—Market and 

Consumer Research Records’’ will 

maintain records related to the CFPB’s 

monitoring of risks to consumers in the 

offering or provision of consumer 

financial products or services, including 

developments in markets for such 

products or services; and to the CFPB’s 

researching, analyzing, and reporting on 

consumer financial products or services, 

consumer awareness and understanding 

of the costs, risks, and benefits of such 

products or services, and consumer 

behavior with respect to such products 

or services. The CFPB will maintain 

control over the records covered by this 

notice. 

The report of the new system of 

records has been submitted to the 

Committee on Oversight and 

Government Reform of the House of 

Representatives, the Committee on 

Homeland Security and Governmental 

Affairs of the Senate, and the Office of 

Management and Budget, pursuant to 

Appendix I to OMB Circular A–130, 

‘‘Federal Agency Responsibilities for 

Maintaining Records About 

Individuals,’’ dated November 30, 

2000,1 and the Privacy Act, 5 U.S.C. 

552a(r). 

The system of records entitled 

‘‘CFPB.022—Market and Consumer 

Research Records’’ is published in its 

entirety below. 

Dated: November 5, 2012. 

Claire Stapleton, 

Chief Privacy Officer, Bureau of Consumer 

Financial Protection. 

CFPB.022 

SYSTEM NAME: 

Market and Consumer Research 

Records. 

SYSTEM LOCATION: 

Consumer Financial Protection 

Bureau, 1700 G Street NW., Washington, 

DC 20552. 

CATEGORIES OF INDIVIDUALS COVERED BY THE

SYSTEM: 

Information in the system will contain 

records that have been collected from: 

providers of consumer financial 

products and services, consumer 

reporting agencies, and debt counselors; 

service providers to the above; 

consumers; government entities; and 

commercial and non-profit entities that 

compile or otherwise possess data sets 

obtained from one or more of the above 

sources. 

CATEGORIES OF RECORDS IN THE SYSTEM: 

Records in the system may include 

without limitation: (1) contact 

information for the categories of 

individuals mentioned above (e.g., 

names, phone numbers, email 

addresses, physical addresses, and 

governmental-issued identification 

numbers); (2) information collected 

from consumers as part of surveys, 

randomized controlled trials, or through 

other mechanisms; (3) consumer 

financial transaction data and other 

information related to consumers’ 

financial statuses; (4) information about 

the legal relationships between 

consumers and market participants, 

such as contracts and dispute records; 

(5) information about commercial 

relationships between consumers and 

other market participants; and (6) 

information on consumer characteristics 

collected by market participants or other 

entities. 

AUTHORITY FOR MAINTENANCE OF THE SYSTEM: 

Public Law 111–203, Title X, Sections 

1013 and 1022 codified at 12 U.S.C. 

5493 and 5512. 

PURPOSE(S): 

Records in this system are collected to 

enable the CFPB to monitor, research, 

analyze, and report information relevant 

to the functioning of markets for 

consumer financial products and 

services. This system will also enable 

CFPB to research, analyze, and report on 


emcdonald on DSK67QTVN1PROD with NOTICES
Federal Register / Vol. 77, No. 220 / Wednesday, November 14, 2012 / Notices 67803 

consumer financial products or services, 

consumer awareness and understanding 

of the costs, risks, and benefits of such 

products or services, and consumer 

behavior with respect to such products 

or services. 

In most cases, records will not contain 

personal identifiers. Records with 

personal identifiers will be used solely 

for purposes of matching the records 

with other datasets, which will better 

enable the CFPB to perform the 

statutory functions identified above. 

After the matching is complete, a deidentified copy of the matched dataset 

will be used for conducting research 

and analysis. The CFPB will use the 

personal identifiers after the matching 

only for the purpose of performing 

similar matches on future data 

acquisitions. 

ROUTINE USES OF RECORDS MAINTAINED IN THE

SYSTEM, INCLUDING CATEGORIES OF USERS AND

THE PURPOSES OF SUCH USES: 

These records may be disclosed, 

consistent with the CFPB Disclosure of 

Records and Information Rules, 

promulgated at 12 CFR 1070 et seq., to: 

(1) Appropriate agencies, entities, and 

persons when: (a) the CFPB suspects or 

has confirmed that the security or 

confidentiality of information in the 

system of records has been 

compromised; (b) the CFPB has 

determined that, as a result of the 

suspected or confirmed compromise, 

there is a risk of harm to economic or 

property interests, identity theft or 

fraud, or harm to the security or 

integrity of this system or other systems 

or programs (whether maintained by the 

CFPB or another agency or entity) that 

rely upon the compromised 

information; and (c) the disclosure made 

to such agencies, entities, and persons is 

reasonably necessary to assist in 

connection with the CFPB’s efforts to 

respond to the suspected or confirmed 

compromise and prevent, minimize, or 

remedy such harm; 

(2) Another federal or state agency to 

(a) permit a decision as to access, 

amendment or correction of records to 

be made in consultation with or by that 

agency, or (b) verify the identity of an 

individual or the accuracy of 

information submitted by an individual 

who has requested access to or 

amendment or correction of records; 

(3) To the Office of the President in 

response to an inquiry from that office 

made at the request of the subject of a 

record or a third party on that person’s 

behalf; 

(4) Congressional offices in response 

to an inquiry made at the request of the 

individual to whom the record pertains; 

(5) Contractors, agents, or other 

authorized individuals performing work 

on a contract, service, cooperative 

agreement, job, or other activity on 

behalf of the CFPB or Federal 

Government and who have a need to 

access the information in the 

performance of their duties or activities; 

(6) The U.S. Department of Justice 

(‘‘DOJ’’) for its use in providing legal 

advice to the CFPB or in representing 

the CFPB in a proceeding before a court, 

adjudicative body, or other 

administrative body, where the use of 

such information by the DOJ is deemed 

by the CFPB to be relevant and 

necessary to the advice or proceeding, 

and such proceeding names as a party 

in interest: (a) The CFPB; (b) Any 

employee of the CFPB in his or her 

official capacity; (c) Any employee of 

the CFPB in his or her individual 

capacity where DOJ has agreed to 

represent the employee; or (d) The 

United States, where the CFPB 

determines that litigation is likely to 

affect the CFPB or any of its 

components; 

(7) A court, magistrate, or 

administrative tribunal in the course of 

an administrative proceeding or judicial 

proceeding, including disclosures to 

opposing counsel or witnesses 

(including expert witnesses) in the 

course of discovery or other pre-hearing 

exchanges of information, litigation, or 

settlement negotiations, where relevant 

or potentially relevant to a proceeding, 

or in connection with criminal law 

proceedings; 

(8) A grand jury pursuant either to a 

federal or state grand jury subpoena, or 

to a prosecution request that such 

record be released for the purpose of its 

introduction to a grand jury, where the 

subpoena or request has been 

specifically approved by a court. In 

those cases where the Federal 

Government is not a party to the 

proceeding, records may be disclosed if 

a subpoena has been signed by a judge; 

(9) Appropriate federal, state, local, 

foreign, tribal, or self-regulatory 

organizations or agencies responsible for 

investigating, prosecuting, enforcing, 

implementing, issuing, or carrying out a 

statute, rule, regulation, order, policy, or 

license if the information may be 

relevant to a potential violation of civil 

or criminal law, rule, regulation, order, 

policy or license; and 

(10) Appropriate federal, state, local, 

foreign, tribal, or self-regulatory 

organizations or agencies that partner 

with the CFPB for research purposes. 

POLICIES AND PRACTICES FOR STORING, 

RETRIEVING, ACCESSING, RETAINING, AND

DISPOSING OF RECORDS IN THE SYSTEM: 

STORAGE: 

Paper and electronic records. 

RETRIEVABILITY: 

The records may contain personal 

identifiers for purposes of matching the 

records with other datasets. After the 

matching is complete, a de-identified 

copy of the matched dataset will be 

used for conducting research and 

analysis. The CFPB may retain the 

personal identifiers after the matching, 

but only for the purpose of performing 

similar matches on future data 

acquisitions. 

SAFEGUARDS: 

Access to electronic records is 

restricted to authorized personnel who 

have been issued non-transferrable 

access codes and passwords. Other 

records are maintained in locked file 

cabinets or rooms with access limited to 

those personnel whose official duties 

require access. During matching, 

identifiable data is solely under the 

control of a limited number of 

employees or contractors who are 

required to uphold confidentiality 

restrictions of the CFPB. In addition, 

any contract personnel who have access 

to the records are required to sign 

nondisclosure agreements prior to 

working with the data. 

RETENTION AND DISPOSAL: 

The CFPB will maintain electronic 

and paper records indefinitely until the 

National Archives and Records 

Administration (‘‘NARA’’) approves the 

CFPB’s records disposition schedule. 

SYSTEM MANAGER(S) AND ADDRESS: 

Consumer Financial Protection 

Bureau, Associate Director, Research 

Markets and Regulations, 1700 G Street 

NW., Washington, DC 20552. 

NOTIFICATION PROCEDURE: 

Individuals seeking notification and 

access to any record contained in this 

system of records, or seeking to contest 

its content, may inquire in writing in 

accordance with instructions appearing 

in Title 12, Chapter 10 of the CFR, 

‘‘Disclosure of Records and 

Information.’’ Address such requests to: 

Chief Privacy Officer, Bureau of 

Consumer Financial Protection, 1700 G 

Street NW., Washington, DC 20552. 

RECORD ACCESS PROCEDURES: 

See ‘‘Notification Procedures’’ above. 

CONTESTING RECORD PROCEDURES: 

See ‘‘Notification Procedures’’ above. 


emcdonald on DSK67QTVN1PROD with NOTICES
67804 Federal Register / Vol. 77, No. 220 / Wednesday, November 14, 2012 / Notices 

RECORD SOURCE CATEGORIES: 

Information in this system will be 

obtained from: providers of consumer 

financial products and services, 

consumer reporting agencies, and debt 

counselors; service providers to the 

above; consumers; government entities; 

and commercial and non-profit entities 

that compile or otherwise possess data 

sets obtained from one or more of the 

above sources. In addition, information 

may be added by CFPB employees and 

contractors involved in research tasks. 

EXEMPTIONS CLAIMED FOR THE SYSTEM: 

None. 

[FR Doc. 2012–27582 Filed 11–13–12; 8:45 am] 

BILLING CODE 4810–AM–P 

DEPARTMENT OF DEFENSE 

GENERAL SERVICES 

ADMINISTRATION 

NATIONAL AERONAUTICS AND 

SPACE ADMINISTRATION 

[Docket 2012–0076; Sequence 33; OMB 

Control No. 9000–0080] 

Federal Acquisition Regulation; 

Submission for OMB Review; Integrity 

of Unit Prices 

AGENCY: Department of Defense (DOD), 

General Services Administration (GSA), 

and National Aeronautics and Space 

Administration (NASA). 

ACTION: Notice of request for public 

comments regarding an extension to an 

existing OMB clearance. 

SUMMARY: Under the provisions of the 

Paperwork Reduction Act, the 

Regulatory Secretariat will be 

submitting to the Office of Management 

and Budget (OMB) a request to review 

and approve an extension of a 

previously approved information 

collection requirement concerning 

Integrity of Unit Prices. A notice was 

published in the Federal Register at 77 

FR 52739, on August 30, 2012. No 

comments were received. 

Public comments are particularly 

invited on: Whether this collection of 

information is necessary; whether it will 

have practical utility; whether our 

estimate of the public burden of this 

collection of information is accurate, 

and based on valid assumptions and 

methodology; ways to enhance the 

quality, utility, and clarity of the 

information to be collected; and ways in 

which we can minimize the burden of 

the collection of information on those 

who are to respond, through the use of 

appropriate technological collection 

techniques or other forms of information 

technology. 

DATES: Submit comments on or before 

December 14, 2012. 

ADDRESSES: Submit comments 

identified by Information Collection 

9000–0080, Integrity of Unit Prices by 

any of the following methods: 

• Regulations.gov: http:// 

www.regulations.gov. Submit comments 

via the Federal eRulemaking portal by 

searching the OMB control number. 

Select the link ‘‘Submit a Comment’’ 

that corresponds with ‘‘Information 

Collection 9000–0080, Integrity of Unit 

Prices’’. Follow the instructions 

provided at the ‘‘Submit a Comment’’ 

screen. Please include your name, 

company name (if any), and 

‘‘Information Collection 9000–0080, 

Integrity of Unit Prices’’ on your 

attached document. 

• Fax: 202–501–4067. 

• Mail: General Services 

Administration, Regulatory Secretariat 

(MVCB), 1275 First Street NE., 

Washington, DC 20417. ATTN: Hada 

Flowers/IC 9000–0080, Integrity of Unit 

Prices. 

Instructions: Please submit comments 

only and cite Information Collection 

9000–0080, Integrity of Unit Prices, in 

all correspondence related to this 

collection. All comments received will 

be posted without change to http:// 

www.regulations.gov, including any 

personal and/or business confidential 

information provided. 

FOR FURTHER INFORMATION CONTACT: Mr. 

Edward Loeb, Procurement Analyst, 

Office of Acquisition Policy, GSA, (202) 

501–0650 or email 

edward.loeb@gsa.gov. 

SUPPLEMENTARY INFORMATION: 

A. Purpose 

The clause at FAR 52.215–14, 

Integrity of Unit Prices, requires offerors 

and contractors under Federal contracts 

that are to be awarded without adequate 

price competition to identify in their 

proposals those supplies which they 

will not manufacture or to which they 

will not contribute significant value. 

The policies included in the FAR are 

required by 41 U.S.C. 3503 (a)(1)(A)(for 

the civilian agencies) and 10.U.S.C 

2306a(b)(1)(A)(i)(for DOD and NASA). 

The rule contains no reporting 

requirements on contracts below the 

simplified acquisition threshold, 

construction and architect-engineering 

services, utility services, service 

contracts where supplies are not 

required, commercial items, and 

contracts for petroleum products. 

B. Annual Reporting Burden 

Respondents: 950. 

Responses Per Respondent: 10. 

Annual Responses: 9500. 

Hours Per Response: 1 hour. 

Total Burden Hours: 9,500. 

Obtaining Copies of Proposals: 

Requesters may obtain a copy of the 

information collection documents from 

the General Services Administration, 

Regulatory Secretariat (MVCB), 1275 

First Street NE., Washington, DC, 20417, 

telephone (202) 501–4755. Please cite 

OMB Control No. 9000–0080, Integrity 

of Unit Prices. 

Dated: November 7, 2012. 

William Clark, 

Acting Director, Federal Acquisition Policy 

Division, Office of Governmentwide 

Acquisition Policy, Office of Acquisition 

Policy, Office of Governmentwide Policy. 

[FR Doc. 2012–27635 Filed 11–13–12; 8:45 am] 

BILLING CODE 6820–EP–P 

DEPARTMENT OF EDUCATION 

[Docket No.: ED–2012–ICCD–0051] 

Agency Information Collection 

Activities; Comment Request; 

Application for Client Assistance 

Program 

AGENCY: Department of Education (ED), 

Office of Special Education and 

Rehabilitative Services (OSERS), ED. 

ACTION: Notice. 

SUMMARY: In accordance with the 

Paperwork Reduction Act of 1995, ED is 

proposing an extension of an existing 

information collection. 

DATES: Interested persons are invited to 

submit comments on or before January 

14, 2013. 

ADDRESSES: Comments submitted in 

response to this notice should be 

submitted electronically through the 

Federal eRulemaking Portal at http:// 

www.regulations.gov by selecting 

Docket ID number ED–2012–ICCD–0051 

or via postal mail, commercial delivery, 

or hand delivery. Please note that 

comments submitted by fax or email 

and those submitted after the comment 

period will not be accepted. Written 

requests for information or comments 

submitted by postal mail or delivery 

should be addressed to the Director of 

the Information Collection Clearance 

Division, U.S. Department of Education, 

400 Maryland Avenue SW., LBJ, Room 

2E117, Washington, DC 20202–4537. 

FOR FURTHER INFORMATION CONTACT: 

Electronically mail 

ICDocketMgr@ed.gov. Please do not 

send comments here. 


emcdonald on DSK67QTVN1PROD with NOTICES