HOMESTEAD LAW.

[Butler Circuit Court,

April Term, 1885.]

Cox, Smith and Swing, JJ.

#### Curtis v. Selby.

By What Law Amount op Homestead is to be Determined.

The amount of the homestead exemption is to be determined by the law in force at the time the debt was contracted. An increased amount given by a law enacted after a decree of foreclosure of a mortgage, in which a wife, the claimant of the homestead, did not join, cannot avail her.

Appeal from Court of Common Pleas of Butler county.

Smith, J.

In 1868, Curtis made a loan to Peter Selby, and to secure it, Selby, a married man, executed a mortgage on a tract of land, then and now occupied by him and his wife as a family homt stead. Mrs! Selby was not a party to this mortgage. About ten years ago a petition was filed to forclosé the mortgage, and a decree taken, which lay without execution until 1880. Mrs. Selby became a pirty to the. suit when an order of sale was issued, to assert her homestead right. The que-tion presented for decision is, whether she is entitled to a homestead in the land of the value of $1,000, the amount named in section 5435, or to one of the vaiue of $500, as was provided by the law in force at the time the debt was contracted.

The law wlii h took effect July 4, 1850, exempted from sale on execution on any judgment or decree, rendered *on any cause of action accruing after the taking effect of ihis*act, the family homestead, not exceeding $500 in value.

On April 9, 1869 (after this debe Was contracted), the law was amended, raising the exemption to $1,000, but expressly providing as before, that it should only apply to judgments or decrees rendered on any cause of action accruing after the taking effect of the act.

Section 5435 of the Revised Statutes of 1880, provides for the exemption from sale on judgment or order of sale, of a family homestead not exceeding $1,000 in value, and contains no express provision limiting its application to judgments or decrees on causes of action, accruing after the passage of the act, or that of April 9th, 1869. It was argued by the counsel of Mrs. Selby, that under this section she was enti'led to a homestead of the value of $1,000, though the debt was contracted in 1868, on the ground that the amount of the exemption was to be determined bj the provisions of the law in force when it was demanded; and that it the statute does give her m this case the $1,000, it cannot be held uneonsiitutional on the ground that it impairs the validity of contracts.

*Held:*That the manifest intent of the legislature, at least until the revision of the statutes, was, that the value of a homestead exemption was to be determined by the law in force at the time the debt was contracted. And this wholesome and eminently just rule ought not.to be departed from by the courts, unless it is clear that the legislature has so provided. That such could not have been the intention in the enactment of section 5435, and that the reason, why this provision, inserted in the former statu es (as to its applying only to debts contracted after a certain time), was not inserted in it, is, that in view of the terms of sec. 79, Rev. Stat. it was wholly unneef ssary to do so.

That in accordance with the decision of the court in Bode, Adm’x., v. Welch, 29 O. S., 19, 21, section 5435 “must be read as though section 79 was appended to it as a saving clause.” That, thus read, it is clear that section 5435, as carried into the revised statutes, and amending the former homestead laws, can in no manner affect pending actions, or prosecutions, or proceedings, and this action was actually pending at the time of such revision. And if it is a statute affecting *26the remedy only, as is claimed, it does not provide that it shall affect pending actions. Mrs. Selby is therefore entitled to a homestead in this land as against the claim of the plaintiff, of the value of $500, the amount fixed by the law in force at the time the debt was contracted, and no more.

Doty & Todhunter, for plaintiff.

Thos. Millikin, for Mrs. Selby.