Federal Register / Vol. 74, No. 185 / Friday, September 25, 2009 / Notices 48969 

the Federal Reserve, the Federal Reserve 

could make the surveys mandatory. The 

ability of the Federal Reserve to 

maintain the confidentiality of 

information provided by respondents to 

the FR 3052 surveys would be 

determined on a case-by-case basis 

depending on the type of information 

provided for a particular survey. 

Depending upon the survey questions, 

confidential treatment could be 

warranted under subsections (b)(4), 

(b)(6), and (b)(8) of the Freedom of 

Information Act. 5 U.S.C. 552(b)(4), (6), 

and (8). 

Abstract: The supervision and policy 

functions of the Federal Reserve have 

occasional need to gather data on an adhoc basis from the banking and financial 

industries on their financial condition 

(outside of the standardized regulatory 

reporting process) to respond to changes 

in economic or other factors. Further, 

the data may relate to a particular 

business activity that requires a more 

detailed presentation of the information 

than is available through regulatory 

reports [such as the (FFIEC 031 and 

FFIEC 041; OMB No. 7100–0036) (FFIEC 

002; OMB No. 7100–0032) (FR 2886b; 

OMB No. 7100–0086), and (FR Y–9C; 

OMB No. 7100–0128)]. These data may 

be particularly needed in times of 

critical economic or regulatory changes 

or when issues of immediate 

supervisory concern arise from Federal 

Reserve supervisory initiatives and 

working groups or requests from Board 

Members and the Congress. The Federal 

Reserve would use this event-driven 

survey to obtain information specifically 

tailored to the Federal Reserve’s 

supervisory, regulatory, operational, and 

other responsibilities. The Federal 

Reserve proposes to conduct the FR 

3052 up to 24 times per year. The 

frequency and content of the questions 

would depend on changing economic, 

regulatory, or legislative developments. 

2. Report title: Consumer Protection 

Surveys. 

Agency form number: FR 3053. 

OMB control number: 7100—to be 

assigned. 

Frequency: On occasion. 

Reporters: Consumers, households, 

and financial and non-financial 

businesses. 

Estimated annual reporting hours: 

6,550 hours. 

Estimated average time per response: 

Consumer studies: Quantitative and 

general studies, 0.5 hours; financial 

institution consumers, .5 hours; 

qualitative studies, 1.5 hours; 

Financial institution study: Financial 

institution staff, 1.5 hours; and 

Stakeholder studies: stakeholder 

clientele, 0.5 hours; stakeholder staff, 

1.5 hours. 

Estimated number of respondents: 

Consumer studies: Quantitative and 

general studies, 2,000; financial 

institution consumers, 500; qualitative 

studies, 100; 

Financial institution study: Financial 

institution staff, 25; and 

Stakeholder studies: Stakeholder 

clientele, 500; stakeholder staff, 100. 

General description of report: This 

information collection is authorized 

pursuant to the: Home Mortgage Act, 

section 806 (12 U.S.C. 2804(a)); 

Community Reinvestment Act, section 

806 (12 U.S.C. 2905); Competitive 

Equality Banking Act, section 1204 (12 

U.S.C. 3806); Expedited Funds 

Availability Act, section 609 (12 U.S.C. 

4008); Truth in Saving Act, section 269 

(12 U.S.C. 4308); Federal Trade 

Commission Act, section 18(f) (15 

U.S.C. 57a(f)); Truth in Lending Act, 

section 105 (15 U.S.C. 1604); Mortgage 

Disclosure Improvement Act, sections 

2501 through 2503 of the Housing and 

Economic Recovery Act of 2008 (15 

U.S.C. 1638(b)(2)); Higher Education 

Opportunity Act of 2008, section 

1021(a) (15 U.S.C. 1638(e)(5)); 

Consumer Leasing Act of 1976, section 

1021(a)(15 U.S.C. 1667f); Fair Credit 

Reporting Act, section 621 (15 U.S.C. 

1681s(e)); Equal Credit Opportunity Act, 

section 703 (15 U.S.C. 1691b(a)); 

Electronic Funds Transfer Act, section 

904 (15 U.S.C. 1693b); Gramm-LeachBliley Act, section 504 (15 U.S.C. 6804); 

and Flood Disaster Protections Act of 

1973, section 102 (42 U.S.C. 4012a). 

Respondent participation in these 

surveys is voluntary. The ability of the 

Federal Reserve to maintain the 

confidentiality of information provided 

by respondents to the FR 3053 surveys 

will be determined on a case-by-case 

basis depending on the type of 

information provided for a particular 

survey. Depending upon the survey 

questions, confidential treatment could 

be warranted under the Freedom of 

Information Act. 5 U.S.C. 552(b)(4) and 

(6). 

Abstract: The Federal Reserve would 

use this event-driven survey to obtain 

information specifically tailored to the 

Federal Reserve’s supervisory, 

regulatory, operational, informational, 

and other responsibilities. This survey 

would gather qualitative and 

quantitative information directly from: 

consumers (consumer studies), financial 

institutions and other financial 

companies offering consumer financial 

products and services (financial 

institution study), and other 

stakeholders, such as State or local 

agencies, community development 

organizations, brokers, appraisers, 

settlement agents, software vendors, and 

consumer groups (stakeholder studies). 

The Federal Reserve proposes to 

conduct the FR 3053 up to 20 times per 

year. The frequency and content of the 

questions would depend on changing 

economic, regulatory, or legislative 

developments. 

Current Actions: On July 16, 2009, the 

Federal Reserve published a notice in 

the Federal Register (74 FR 34577) 

requesting public comment for 60 days 

on the implementation of the FR 3052 

and FR 3053 Surveys. The comment 

period for this notice expired on 

September 14, 2009. The Federal 

Reserve did not receive any comments; 

the surveys will be implemented as 

proposed. 

Board of Governors of the Federal Reserve 

System, September 22, 2009. 

Jennifer J. Johnson, 

Secretary of the Board. 

[FR Doc. E9–23165 Filed 9–24–09; 8:45 am] 

BILLING CODE 6210–01–P 

FEDERAL RESERVE SYSTEM 

Change in Bank Control Notices; 

Acquisition of Shares of Bank or Bank 

Holding Companies 

The notificants listed below have 

applied under the Change in Bank 

Control Act (12 U.S.C. 1817(j)) and 

§ 225.41 of the Board’s Regulation Y (12 

CFR 225.41) to acquire a bank or bank 

holding company. The factors that are 

considered in acting on the notices are 

set forth in paragraph 7 of the Act (12 

U.S.C. 1817(j)(7)). 

The notices are available for 

immediate inspection at the Federal 

Reserve Bank indicated. The notices 

also will be available for inspection at 

the office of the Board of Governors. 

Interested persons may express their 

views in writing to the Reserve Bank 

indicated for that notice or to the offices 

of the Board of Governors. Comments 

must be received not later than October 

13, 2009. 

A. Federal Reserve Bank of Atlanta 

(Steve Foley, Vice President) 1000 

Peachtree Street, N.E., Atlanta, Georgia 

30309: 

1. PCAP Managers, LLC; Parthenon 

Investors III, L.P.; PCAP Associates; J&R 

Advisors F.F., LLC; J&R Founders Fund 

II, L.P.; and PCAP–SNBT, LLC, all of 

Boston, Massachusetts; to acquire voting 

shares of Three Shores Bancorporation, 

Inc., and thereby indirectly acquire 

voting shares of Seaside National Bank 

& Trust, both of Orlando, Florida. 


jlentini on DSKJ8SOYB1PROD with NOTICES
48970 Federal Register / Vol. 74, No. 185 / Friday, September 25, 2009 / Notices 

2. Lovell Minnick Holdings, LLC; 

Lovell Minnick Partners, LLC; Lovell 

Minnick Equity Advisors II, LLC; Lovell 

Minnick Equity Partners II, L.P.; and 

LM–SNBT, LLC, all of El Segundo, 

California; to voting shares of Three 

Shores Bancorporation, Inc., and 

thereby indirectly acquire voting shares 

of Seaside National Bank & Trust, both 

of Orlando, Florida. 

B. Federal Reserve Bank of Dallas (E. 

Ann Worthy, Vice President) 2200 

North Pearl Street, Dallas, Texas 75201– 

2272: 

1. Harmon A. Brown, Chicago, 

Illinois; to become independent trustee 

of the LCK 1993 Trust; LCK Dynasty 

Trust; LCK Legacy Trust; the Katz 

Millennium Trust; and LCK Trust No. 2, 

and acquire voting shares of First 

Community Bancshares, Inc., Killeen, 

Texas, and thereby indirectly acquire 

voting shares of FCBI Delaware Inc., 

Wilmington, Delaware, First National 

Bank Texas, Killeen, Texas, and Fort 

Hood National Bank, Fort Hood, Texas. 

Board of Governors of the Federal Reserve 

System, September 22, 2009. 

Robert deV. Frierson, 

Deputy Secretary of the Board. 

[FR Doc. E9–23156 Filed 9–24–09; 8:45 am] 

BILLING CODE 6210–01–S 

FEDERAL RESERVE SYSTEM 

Change in Bank Control Notices; 

Acquisition of Shares of Bank or Bank 

Holding Companies 

The notificants listed below have 

applied under the Change in Bank 

Control Act (12 U.S.C. 1817(j)) and 

§ 225.41 of the Board’s Regulation Y (12 

CFR 225.41) to acquire a bank or bank 

holding company. The factors that are 

considered in acting on the notices are 

set forth in paragraph 7 of the Act (12 

U.S.C. 1817(j)(7)). 

The notices are available for 

immediate inspection at the Federal 

Reserve Bank indicated. The notices 

also will be available for inspection at 

the office of the Board of Governors. 

Interested persons may express their 

views in writing to the Reserve Bank 

indicated for that notice or to the offices 

of the Board of Governors. Comments 

must be received not later than October 

9, 2009. 

A. Federal Reserve Bank of Chicago 

(Colette A. Fried, Assistant Vice 

President) 230 South LaSalle Street, 

Chicago, Illinois 60690–1414: 

1. TRSD Holdings, LP, Warren, 

Michigan, and Thomas Fabbri, as trustee 

of The Thomas Fabbri Revocable Trust, 

both of Sterling Heights, Michigan; to 

acquire voting shares of Level One 

Bancorp, Inc., and thereby indirectly 

acquire voting shares of Level One 

Bank, both of Farmington Hills, 

Michigan. 

Board of Governors of the Federal Reserve 

System, September 21, 2009. 

Robert deV. Frierson, 

Deputy Secretary of the Board. 

[FR Doc. E9–23134 Filed 9–24–09; 8:45 am] 

BILLING CODE 6210–01–S 

FEDERAL RESERVE SYSTEM 

Formations of, Acquisitions by, and 

Mergers of Bank Holding Companies 

The companies listed in this notice 

have applied to the Board for approval, 

pursuant to the Bank Holding Company 

Act of 1956 (12 U.S.C. 1841 et seq.) 

(BHC Act), Regulation Y (12 CFR Part 

225), and all other applicable statutes 

and regulations to become a bank 

holding company and/or to acquire the 

assets or the ownership of, control of, or 

the power to vote shares of a bank or 

bank holding company and all of the 

banks and nonbanking companies 

owned by the bank holding company, 

including the companies listed below. 

The applications listed below, as well 

as other related filings required by the 

Board, are available for immediate 

inspection at the Federal Reserve Bank 

indicated. The applications also will be 

available for inspection at the offices of 

the Board of Governors. Interested 

persons may express their views in 

writing on the standards enumerated in 

the BHC Act (12 U.S.C. 1842(c)). If the 

proposal also involves the acquisition of 

a nonbanking company, the review also 

includes whether the acquisition of the 

nonbanking company complies with the 

standards in section 4 of the BHC Act 

(12 U.S.C. 1843). Unless otherwise 

noted, nonbanking activities will be 

conducted throughout the United States. 

Additional information on all bank 

holding companies may be obtained 

from the National Information Center 

website at www.ffiec.gov/nic/. 

Unless otherwise noted, comments 

regarding each of these applications 

must be received at the Reserve Bank 

indicated or the offices of the Board of 

Governors not later than October 19, 

2009. 

A. Federal Reserve Bank of New 

York (Ivan Hurwitz, Bank Applications 

Officer) 33 Liberty Street, New York, 

New York 10045–0001: 

1. The Goldman Sachs Group, Inc., 

New York, New York; to retain 9 

percent of the voting shares of Atlantic 

Capital Bancshares, Inc., and thereby 

indirectly acquire voting shares of 

Atlantic Capital Bank, both of Atlanta, 

Georgia. 

2. The Goldman Sachs Group, Inc., 

New York, New York; to retain 9.8 

percent of the voting shares of Avenue 

Financial Holdings, Inc., and thereby 

indirectly retain voting shares of 

Avenue Bank, both of Nashville, 

Tennessee. 

3. The Goldman Sachs Group, Inc., 

New York, New York; to retain 6.6 

percent of the voting shares of Doral 

Holdings, L.P., and thereby indirectly 

retain voting shares of Doral Bank, both 

of San Juan, Puerto Rico. 

In connection with this application, 

Applicant also has applied to retain 

Doral Holdings, L.P., and Doral Bank, 

FSB, New York, New York, a federal 

savings association, and engage in 

operating a savings and loan 

association, pursuant to Section 

225.28(b)(4) of Regulation Y. 

4. The Goldman Sachs Group, Inc., 

New York, New York; to retain its 

indirect interest in The First 

Marblehead Corporation, and thereby 

acquire Union Federal Savings Bank 

both of Boston, Massachusetts, and 

engage in operating a savings and loan 

association, pursuant to section 

225.28(b)(4) of Regulation Y. 

B. Federal Reserve Bank of San 

Francisco (Kenneth Binning, Vice 

President, Applications and 

Enforcement) 101 Market Street, San 

Francisco, California 94105–1579: 

1. BW Acquisition, LLC Fountain 

Greemn Utah; to become a bank holding 

company by acquiring 57.7 percent of 

the voting shares of Utah Community 

Bancorp, and thereby indirectly acquire 

Utah Community Bank, both of Sandy, 

Utah. 

Board of Governors of the Federal Reserve 

System, September 21, 2009. 

Robert deV. Frierson, 

Deputy Secretary of the Board. 

[FR Doc. E9–23132 Filed 9–24–09; 8:45 am] 

BILLING CODE 6210–01–S 

FEDERAL RESERVE SYSTEM 

Notice of Proposals to Engage in 

Permissible Nonbanking Activities or 

to Acquire Companies that are 

Engaged in Permissible Nonbanking 

Activities 

The companies listed in this notice 

have given notice under section 4 of the 

Bank Holding Company Act (12 U.S.C. 

1843) (BHC Act) and Regulation Y (12 

CFR Part 225) to engage de novo, or to 

acquire or control voting securities or 

assets of a company, including the 

companies listed below, that engages 

either directly or through a subsidiary or 


jlentini on DSKJ8SOYB1PROD with NOTICES