WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.

<TABLE> <S> <C>

<PAGE>
 
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FORM THE 9-30-97
FINANCIAL STATS AND IS QUALIFIED IN ITS ENTIRELTY BY REFERENCE TO SUCH FINANCIAL
STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
       
<S>                             <C>                     <C>
<PERIOD-TYPE>                   3-MOS                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-1997             DEC-31-1997
<PERIOD-START>                             JUL-O1-1997             JAN-01-1997
<PERIOD-END>                               SEP-30-1997             SEP-30-1997
<CASH>                                           7,878                   7,878
<INT-BEARING-DEPOSITS>                               0                       0
<FED-FUNDS-SOLD>                                 4,800                   4,800
<TRADING-ASSETS>                                     0                       0
<INVESTMENTS-HELD-FOR-SALE>                     54,991                  54,991
<INVESTMENTS-CARRYING>                           1,717                   1,717
<INVESTMENTS-MARKET>                             1,794                   1,794
<LOANS>                                         63,158                  63,158
<ALLOWANCE>                                      1,334                   1,334
<TOTAL-ASSETS>                                 143,121                 143,121
<DEPOSITS>                                     129,214                 129,214
<SHORT-TERM>                                         0                       0
<LIABILITIES-OTHER>                              1,244                   1,244
<LONG-TERM>                                          0                       0
<PREFERRED-MANDATORY>                                0                       0
<PREFERRED>                                          0                       0
<COMMON>                                         7,455                   7,455
<OTHER-SE>                                       5,208                   5,208
<TOTAL-LIABILITIES-AND-EQUITY>                 143,121                 143,121
<INTEREST-LOAN>                                  1,591                   4,919
<INTEREST-INVEST>                                  964                   2,609
<INTEREST-OTHER>                                    78                     280
<INTEREST-TOTAL>                                 2,633                   7,808
<INTEREST-DEPOSIT>                                 984                   2,769
<INTEREST-EXPENSE>                                 984                   2,769
<INTEREST-INCOME-NET>                            1,649                   5,039
<LOAN-LOSSES>                                        0                     (60)
<SECURITIES-GAINS>                                   0                       0
<EXPENSE-OTHER>                                  1,720                   5,066
<INCOME-PRETAX>                                    318                   1,139
<INCOME-PRE-EXTRAORDINARY>                           0                       0
<EXTRAORDINARY>                                      0                       0
<CHANGES>                                            0                       0
<NET-INCOME>                                       216                     762
<EPS-PRIMARY>                                      .15                     .55
<EPS-DILUTED>                                      .15                     .55
<YIELD-ACTUAL>                                    5.35                    5.75
<LOANS-NON>                                        371                     371
<LOANS-PAST>                                        29                      29
<LOANS-TROUBLED>                                     0                       0
<LOANS-PROBLEM>                                      0                       0
<ALLOWANCE-OPEN>                                 1,493                   1,207
<CHARGE-OFFS>                                      214                     222
<RECOVERIES>                                        55                     409
<ALLOWANCE-CLOSE>                                1,334                   1,334
<ALLOWANCE-DOMESTIC>                             1,334                   1,334
<ALLOWANCE-FOREIGN>                                  0                       0
<ALLOWANCE-UNALLOCATED>                            858                     858
        

</TABLE>