| Delaware(State or other jurisdiction ofincorporation or organization of issuing entity)                                     | 45-2673519            84-7089010(I.R.S. EmployerIdentification No. of issuing entity) |
|-----------------------------------------------------------------------------------------------------------------------------|---------------------------------------------------------------------------------------|
|                                                                                                                        |                                                                                  |
| c/o Exeter Finance LLC2101 W. John Carpenter FreewayIrving, Texas(Address of principal executive offices of issuing entity) |  75063(Zip Code)                                                       |

| Title of each class | Trading Symbol(s) | Name of each exchange on which registered |
|---------------------|-------------------|-------------------------------------------|
| Not applicable      | Not applicable    | Not applicable                            |

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| Large accelerated filer   ☐      | Accelerated filer  ☐   |
|--------------------------------------------------|-----------------------------------|
| Non-accelerated filer     ☒ | Smaller reporting company ☐ |
|                                             | Emerging growth company ☐   |

|   |   |  |   |  ☐ |
|--------|--------|--|--------|---------------|

|   |   |  |   |  ☐ |
|--------|--------|--|--------|---------------|

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|  | (1) | Not applicable. |
|--|-----|-----------------|

|  | (2) | Not applicable. |
|--|-----|-----------------|
|  | (3) | See Item 15(b) below. |
|--|-----|-----------------------|

| Exhibit Number | Description                                                                                                                                                                                                                                                                                                                                                                                                              |
|----------------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
| 3.1            | Certificate of Formation of EFCAR, LLC (“EFCAR”) (included in Exhibit 3.1 to Registration Statement                    on Form SF-3 (333-213381), as filed by the registrant with the Commission on August 30, 2016, which is incorporated herein by reference).                                                                                                                                             |
| 3.2            | Limited Liability Company Agreement of EFCAR (included in Exhibit 3.2 to Registration Statement on                    Form SF-3 (333-213381), as filed by the registrant with the Commission on August 30, 2016, which is incorporated herein by reference).                                                                                                                                                             |
| 4.2            | Indenture, dated as of August 31, 2020, among the Trust, Exeter Holdings Trust 2020-3 and Wells Fargo                    Bank, National Association, as indenture trustee (the “Indenture Trustee”) (included in Exhibit 4.2 to the Trust’s Form 8-K, as filed with the Commission on September 23, 2020, which is incorporated herein by reference).                                                  |
| 4.3            | Amended & Restated Trust Agreement for the Trust, dated as of August 31, 2020, between EFCAR and                    Wilmington Trust Company, as owner trustee (included in Exhibit 4.3 to the Trust’s Form 8-K, as filed with the Commission on September 23, 2020, which is incorporated herein by reference).                                                                                               |
| 4.4            | Amended & Restated Trust Agreement for Exeter Holdings Trust 2020-3, dated as of August 31, 2020,                    between the Trust and Wilmington Trust Company, as owner trustee (included in Exhibit 4.4 to the Trust’s Form 8-K, as filed with the Commission on September 23, 2020, which is incorporated herein by reference).                                                                        |
| 4.5            | Sale and Servicing Agreement, dated as of August 31, 2020, among Exeter Holdings Trust 2020-3, EFCAR,                    Exeter, as servicer, the Trust, and Wells Fargo Bank, National Association, as Indenture Trustee and backup servicer (included in Exhibit 4.5 to the Trust’s Form 8-K, as filed with the Commission on September 23, 2020, which is                    incorporated herein by reference). |
| 10.1           | Purchase Agreement, dated as of August 31, 2020, between EFCAR, as purchaser, and Exeter, as seller                    (included in Exhibit 10.1 to the Trust’s Form 8-K, as filed with the Commission on September 23, 2020, which is incorporated herein by reference).                                                                                                                                          |
| 10.2           | Sale Agreement, dated as of August 31, 2020, among EFCAR, as purchaser, Exeter, as representation                    provider, and Exeter Flow Intermediary Trust, as seller (included in Exhibit 10.2 to the Trust’s Form 8-K, as filed with the Commission on September 23, 2020, which is incorporated herein by reference).                                                                                    |
| 10.3           | Contribution Agreement, dated as of August 31, 2020, between Exeter Holdings Trust 2020-3, as                    transferee, and the Trust, as transferor (included in Exhibit 10.3 to the Trust’s Form 8-K, as filed with the Commission on September 23, 2020, which is incorporated herein by reference).                                                                                                       |
| 10.4           | Deposit Account Control Agreement, dated as of September 23, 2020, among the Trust, Exeter, as                    servicer, the Indenture Trustee, as secured party, and Wells Fargo Bank, as lockbox bank (included in Exhibit 10.4 to the Trust’s Form 8-K, as filed with the Commission on September 23, 2020, which is incorporated herein by reference).                                                      |
| 10.5           | Asset Representations Review Agreement, dated as of August 31, 2020, among the Trust, as issuer,                    Exeter, as servicer, and Clayton Fixed Income Services LLC, as asset representations reviewer (included in Exhibit 10.5 to the Trust’s Form 8-K, as filed with the Commission on September 23, 2020, which is incorporated herein by                    reference).                            |
| 10.6           | Custodian Agreement, dated as of August 31, 2020, among Exeter, as custodian, Exeter, as servicer, and                    the Indenture Trustee (included in Exhibit 10.6 to the Trust’s Form 8-K, as filed with the Commission on September 23, 2020, which is incorporated herein by reference).                                                                                                                 |
| 31.1*          | Certification pursuant to Section 302 of the Sarbanes-Oxley Act of 2002, dated March 31, 2023.                                                                                                                                                                                                                                                                                                                           |

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| 33.1* | Management's Assertion Regarding Compliance with Applicable Servicing Criteria for Exeter Finance LLC, dated March                      29, 2023.                                                                                                                                                                                                                                                                                                                                                                                                                       |
|-------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
| 33.2* | Report on Assessment of Compliance with Applicable Servicing Criteria for Wells Fargo Bank, dated February 17,                      2023.                                                                                                                                                                                                                                                                                                                                                                                                                               |
| 33.3* | Report on Assessment of Compliance with Applicable Servicing Criteria for Computershare Trust Company, National                      Association, dated February 15, 2023.                                                                                                                                                                                                                                                                                                                                                                                              |
| 34.1* | Report of Independent Registered Public Accounting Firm of Ernst & Young LLP on Management's Assertion Regarding Compliance with Applicable                        Servicing Criteria relating to Exeter Finance LLC, dated March 29, 2023.                                                                                                                                                                                                                                                                                                                         |
| 34.2* | Report of Independent Registered Public Accounting Firm of KPMG LLP on Assessment of Compliance with Servicing                      Criteria relating to Wells Fargo Bank, dated February 17, 2023.                                                                                                                                                                                                                                                                                                                                                                     |
| 34.3* | Report of Independent Registered Public Accounting Firm of Pricewaterhouse Coopers LLP on Assessment of Compliance                      with Servicing Criteria relating to Computershare Trust Company, National Association, dated February 15, 2023.                                                                                                                                                                                                                                                                                                                 |
| 35.1* | Servicer Compliance Statement, dated March 31, 2023, of Exeter Finance LLC.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             |
| 99.1  | Second Amended and Restated Servicing Agreement, dated as of October 31, 2021, among Wells                        Fargo Bank, N.A., Wells Fargo Delaware Trust Company, N.A., Computershare Trust Company, N.A., Computershare Delaware Trust Company (upon execution of the Joinder Agreement described therein), and, solely for purposes of Section 9.5                        therein, Computershare Limited (included in Exhibit 99.1 to the Trust’s Form 8-K, as filed with the Commission on November 5, 2021, which is incorporated herein by reference). |
| 99.2  | Amendment No. 1 to Amended and Restated Trust Agreement for the Trust, dated as of January                        19, 2022, between EFCAR and Wilmington Trust Company, as owner trustee (included in Exhibit 99.1 to the Trust’s Form 8-K, as filed with the Commission on January 25, 2022, which is incorporated herein by reference).                                                                                                                                                                                                                         |

| 99.3 | Amendment No. 2 to Amended and Restated Trust Agreement for the Trust, dated as of                          January 19, 2022, between EFCAR and Wilmington Trust Company, as owner trustee (included in Exhibit 99.2 to the Trust’s Form 8-K, as filed with the Commission on January 25, 2022, which is incorporated herein by reference). |
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