EXHIBIT 10.3

                               AMENDMENT EIGHT TO
                        ADMINISTRATIVE SERVICE AGREEMENT


THIS EIGHTH AMENDMENT TO THE  ADMINISTRATIVE  SERVICE  AGREEMENT is effective as
indicated  herein,  by and  between  TRANSAMERICA  LIFE  INSURANCE  AND  ANNUITY
COMPANY,   hereinafter   referred  to  as   "Transamerica,"   a  North  Carolina
corporation,  and LEGACY  MARKETING GROUP,  hereinafter  referred to as "LMG," a
California corporation.

WHEREAS,  Transamerica and LMG entered into an Administrative Service Agreement,
dated May 29,  1998,  as amended,  hereinafter  referred to as the  "Agreement,"
wherein  LMG agreed to  provide  certain  Transamerica  accounting  and  service
functions  in  consideration  of the  fees as set  forth  in  APPENDIX  B of the
Agreement.

NOW,  THEREFORE,  in consideration of the foregoing recitals and mutual promises
hereinafter  contained  and other good and valuable  consideration,  the parties
hereto do agree as follows:

     1.   Appendix A,  attached  hereto,  is restated in its entirety  effective
          June 30, 2003.

     2.   All other provisions in the Agreement not  specifically  amended above
          remain in effect and unchanged.


IN WITNESS HEREOF, the parties have hereto executed this Amendment No. 8.


LEGACY MARKETING GROUP


By: /s/ Don Dady
Title: VP of Marketing
Date: August 29, 2003



TRANSAMERICA LIFE INSURANCE AND ANNUITY COMPANY


By: /s/ Ken Kilbane
Title: VP
Date: September 13, 2003


<PAGE>
                                   APPENDIX A
                        ADMINISTRATIVE SERVICES AGREEMENT
                                  June 30, 2003

                              GEOGRAPHIC TERRITORY:

  All states (except New York, Hawaii and Alabama) and the District of Columbia
                                  POLICY FORMS

<TABLE>
<CAPTION>
------------------------------------------------------------------------------------------------------------------------------------
PRODUCT NAME                        POLICY FORM NUMBERS*                Effective Dates              Discontinuance Dates
------------------------------------------------------------------------------------------------------------------------------------
<S>                                 <C>                                <C>                           <C>
SelectMark(R) Series
------------------------------------------------------------------------------------------------------------------------------------
SelectMark(R)5 75/25                T-CTMY0298-5-75/25;                 5/29/98                      3/3/03
                                    T-PTMY0298-5-7525
----------------------------------- ----------------------------------- ---------------------------- -------------------------------
SelectMark(R)7 75/25                T-CMY0799-7-75/25;                  10/18/99                     3/3/03
                                    T-PMY0799-7-75/25
----------------------------------- ----------------------------------- ---------------------------- -------------------------------
SelectMark(R)10 75/25               T-CTMY0298-10-75/25;                5/29/98                      3/3/03
                                    T-PTMY0298-10-75/25
------------------------------------------------------------------------------------------------------------------------------------
SelectMark(R)  Secure Series
------------------------------------------------------------------------------------------------------------------------------------
SelectMark(R)5 Secure (formerly     T-CTMY0298-5-50/50;                 7/10/2000                    3/3/03
known as the SelectMark(R)5 50/50)  T-PTMY0298-5-50/50                  (5/29/98 for
                                                                        SelectMark(R) 5 50/50)
----------------------------------- ----------------------------------- ---------------------------- -------------------------------
SelectMark(R)7 Secure (formerly     T-CMY0799-7-50/50;                  7/10/2000                    3/3/03
known as the SelectMark(R)7 50/50)  T-PMY0799-7-50/50                   (10/18/99 for SelectMark(R)
                                                                        7 50/50)
------------------------------------------------------------------------------------------------------------------------------------
SelectMark(R) Special Edition Series
------------------------------------------------------------------------------------------------------------------------------------
Selectmark(R)5 Special Edition      T-PSMSE-0801-5                      01/02/02                     3/3/03
                                    T-CSMSE-0801-5
----------------------------------- ----------------------------------- ---------------------------- -------------------------------
SelectMark(R)7 Special Edition      T-CMY0799-7-100;                    10/18/99                     3/3/03
                                    T-PMY0799-7-100
----------------------------------- ----------------------------------- ---------------------------- -------------------------------
SelectMark(R)7 Special Edition      T-CEIA-0500-7                       7/26/2000                    3/3/03
Equity Index Strategy
----------------------------------- ----------------------------------- ---------------------------- -------------------------------
SelectMark(R)10 Special Edition     T-CTMY0298-10-50/50;                2/9/99                       3/3/03 for all states  except
(formerly known as the Select       T-PTMY0298-10-50/50                 (5/29/98 for                 Florida.
Mark(R)10 50/50)                                                        SelectMark(R)10 50/50)       9/1/03 for plan codes ARIH52
                                                                                                     &  ARIR52 in Florida**
----------------------------------- ----------------------------------- ---------------------------- -------------------------------
SelectMark(R)10 Special Edition     T-CMY1099-10-100;                   4/6/2000                     3/3/03
with STS                            T-PMY1099-10-100
----------------------------------- ----------------------------------- ---------------------------- -------------------------------
SelectMark(R)10 Special Edition     T-CEIA-0500-10;                     7/26/2000                    3/3/03
Equity Index Strategy               T-PEIA-0500-10
----------------------------------- ----------------------------------- ---------------------------- -------------------------------
SelectMark(R)10 Special Edition     T-CEIA-0500-10STS;                  7/26/2000                    3/3/03
with STS and Equity Index Strategy  T-PEIA-0500-10STS
----------------------------------- ----------------------------------- ---------------------------- -------------------------------
Selectmark(R)Special Edition Plus   T-C-SMSE-0402-10-4;                 04/30/02                     9/1/03**
4                                   T-P-SMSE-0402-10-4
----------------------------------- ----------------------------------- ---------------------------- -------------------------------
Selectmark(R)Special Edition Plus   T-C-SMSE-0402-10-0;                 05/06/02                     3/3/03
                                    T-P-SMSE-0402-10-0
------------------------------------------------------------------------------------------------------------------------------------
SelectMark(R) Elite Series
------------------------------------------------------------------------------------------------------------------------------------
SelectMark(R)5 Elite                T-C390-0701-5;                      9/1/01                       9/1/03**
                                    T-P390-0701-5
----------------------------------- ----------------------------------- ---------------------------- -------------------------------
SelectMark(R)7 Elite                T-C390-0701-7;                      9/1/01                       9/1/03**
                                    T-P390-0701-7
----------------------------------- ----------------------------------- ---------------------------- -------------------------------
SelectMark(R)10 Elite               T-C390-0701-10;                     9/1/01                       9/1/03**
                                    T-P390-0701-10
------------------------------------------------------------------------------------------------------------------------------------
</TABLE>

                                  Page 1 of 2
<PAGE>


<TABLE>
<S>                                 <C>                                <C>                           <C>
------------------------------------------------------------------------------------------------------------------------------------
PreferMark Series
------------------------------------------------------------------------------------------------------------------------------------
PreferMark Platinum                 T-CMY0500-9;                        7/26/2000                    7/1/03
                                    T-PMY0500-9
----------------------------------- ----------------------------------- ---------------------------- -------------------------------
PreferMark Gold                     T-CMY0500-10;                       7/26/2000                    7/1/03
                                    T-PMY0500-10
------------------------------------------------------------------------------------------------------------------------------------
Riders
------------------------------------------------------------------------------------------------------------------------------------
Beneficiary Rider                   T-CBR-0799;                         10/18/99
                                    T-PBR-0799
----------------------------------- ----------------------------------- ---------------------------- -------------------------------
Beneficiary Rider Plus              T-PBRII-0400;
                                    T-CBRII-0400                        7/26/2000
----------------------------------- ----------------------------------- ---------------------------- -------------------------------
</TABLE>

*   Including   all  State   required   variations   of  the  above   referenced
    products/policy form numbers

**  Transamerica  and LMG may  determine  that this date may need to be  changed
    depending on how other product development efforts progress. Any such change
    shall be set forth in a separate written agreement or amendment.

"Discontinuance Date"

The  discontinuance  date is the date which on or after no further  applications
will be accepted.  No new policies may be issued for applications received on or
after the discontinuance date.

1.  For the products  earmarked to be withdrawn  effective  March 3, 2003 in the
    case of 1035 exchanges and other transfers between  financial  institutions,
    the application and completed  exchange transfer  paperwork must be received
    by March 3,  2003 and the  transferred  funds  completed  by June 6, 2003 in
    order for the policy to be issued. "

2.  For the products  earmarked to be withdrawn  effective  July 1, 2003, in the
    case of 1035 exchanges and other transfers between  financial  institutions,
    the application and completed  exchange transfer  paperwork must be received
    by July 1, 2003, and the transferred  funds completed by September 26, 2003,
    in order for the policy to be issued.

Notwithstanding  the  foregoing,  LMG shall  continue to provide  administrative
services for such policies.

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