EXHIBIT 10.3
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                           WEB SITE LINKING AGREEMENT

         WEB SITE LINKING AGREEMENT ("Agreement") made as of the 1st day of
August 2003 by and among Accessity Corp., a New York corporation ("Seller"),
American Member Corp., a Florida corporation (the "Buyer"), and DriverShield ADS
Corp., a New York corporation (the "Company").

                                   WITNESSETH:
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         WHEREAS, Seller, Buyer and Company entered into a Stock Purchase
Agreement, dated as of August 1, 2003 (the "Stock Purchase Agreement"),
providing for the acquisition by Buyer, of all of the issued and outstanding
shares of stock of DriverShield ADS Corp.;

         WHERAS, Seller is the owner and operator of World Wide Web siteS with
Internet domain names DRIVERSSHIELD.COM and drivershield.com (the "Seller's
Site"); and

         WHEREAS, the Company anticipates to that it will own and operate its
own World Wide Web site with Internet domain name DRIVERSSHIELDAUTOCLUB.COM or
such other domain name as the Company determines (the "Company's Site"); and

         WHEREAS, pursuant to the Stock Purchase Agreement, Buyer, Company and
Seller agreed to enter this Agreement for Seller to maintain on Seller's Site a
hypertext link to Company's Site in connection with the Business.

         NOW, THEREFORE, in consideration of the mutual covenants and agreements
contained in this Agreement, and for other good and valuable consideration, the
receipt and adequacy of which are hereby acknowledged, the parties agree as
follows:

         1.       Seller's Obligations.

                  (a)     Seller agrees to place on Seller's Site a hypertext
                          link (the "Link") to Company's Site in its standard
                          format located at the Uniform Resource Locator ("URL")
                          address as set forth on Exhibit A or any other URL
                          address with which the Company replaces the
                          above-stated URL. The Link shall be no larger than
                          10,000 bytes of memory and take up no more space than
                          fifty pixels high by two hundred pixels wide.

                  (b)     In connection with the Link, Seller agrees to
                          incorporate the graphical image file provided by
                          Company (the "Image"), and
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                          approved by Seller, in its reasonable sole discretion,
                          into hypertext markup language ("HTML") files located
                          at Seller's Site.

                  (c)     The Image shall appear on the default web page (the
                          "Home Page") of Seller's Site, which is the page a
                          user's web browser will generate as the result of
                          requesting the following Uniform Resource Locator
                          ("URL") address: www.DRIVERSSHIELD.COM/MAIN.HTM OR
                          DRIVERSHIELD.COM/MAIN.HTM, or any other URL address
                          with which Seller replaces the above-stated URLs.

                  (d)     Seller may make stylistic and editorial changes in the
                          format of the image, subject to prior notice to
                          Company, but will assure that the relative size and
                          prominence of the Link to Company's Site retains a
                          reasonable equivalence to the size and prominence of
                          the Image as provided by Company, previously approved
                          by Seller, in its reasonable sole discretion. and that
                          any copyrighted images, copyrighted tests, or
                          trademarks within the Image are not altered.

                  (e)     Seller shall use all reasonable efforts using existing
                          personnel at nominal cost to extract the present link
                          www.driversshield.com/auto_club/index.html from the
                          Seller's Site and move it to the Company's Site.
                          Otherwise, the Seller will maintain this present link
                          for the Term of this Agreement without incurring any
                          costs in addition to the normal cost of maintaining
                          the Seller's Site.

         2.       Company's Obligations. Company hereby grants to Seller, for
                  the term of this Agreement as provided for in Section 3,
                  below, a nonexclusive right to establish the Link to Company's
                  Site, as described more fully in Paragraph 1, above. In
                  addition, Company grants to Seller a nonexclusive license to
                  use certain intellectual property owned or licensed by
                  Company, including, but not limited to, copyrighted images,
                  copyrighted text and trademarks, only in connection with
                  establishing this Link. All such intellectual property, with
                  the exception of the trademarks licensed by Company from
                  Seller under their separate Trademark License Agreement will
                  hereafter be referred to as "Company's Intellectual Property."
                  Company may revise the Link as set forth on Exhibit A no more
                  than twice during any twelve (12) month period.

         3.       Company's Intellectual Property.

                  (a)     Company may grant a license to use Company's
                          Intellectual Property, to any corporation,
                          governmental authority, individual, limited liability
                          company, partnership, trust, unincorporated associate
                          or other entity (a "Person") other than Seller.

                  (b)     Seller agrees that the nature and quality of all
                          services rendered by Seller in connection with, and
                          all related advertising, promotional and other related
                          uses of, Company's Intellectual Property, by Seller
                          will conform to standards set by and under the control
                          of Company.

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                          Company acknowledges and agrees that the content, the
                          nature and quality of all services rendered by the
                          Seller and its Affiliates immediately prior to the
                          commencement date of this Agreement satisfies this
                          requisite standard of quality. The Seller agrees that
                          all use of Company's Intellectual Property shall inure
                          to the benefit of and be on behalf of the Company.

                  (c)     No right, title, or interest in Company's Intellectual
                          Property is being transferred to Seller under this
                          Agreement, except as specifically set forth in this
                          Agreement. Other than the right to use Company's
                          Intellectual Property under this Agreement, Seller is
                          not obtaining any proprietary or other interest in
                          Company's Intellectual Property. Seller may not (i)
                          modify Company's Intellectual Property, (ii)
                          sublicense or otherwise allow any other person or
                          entity to use Company's Intellectual Property or (iii)
                          grant to any person or entity the right to do anything
                          prohibited in clause (i) or (ii) of this sentence.

                  (d)     Seller acknowledges that all right, title and interest
                          in Company's Intellectual Property is in the name of
                          Company and waives any right it may have to challenge
                          or contest any right, title or interest of the
                          Company. The Seller shall indicate all of Company's
                          Intellectual Property as being owned by Company and
                          that they are being used with the permission of the
                          Company.

                  (e)     Seller will notify Company in writing of any
                          infringements or imitations by others of Company's
                          Intellectual Property that come to Seller's attention,
                          and Company will have the sole right to determine
                          whether any action will be taken on account of any
                          such infringements or imitations. Seller will not
                          institute any suit or take any action on account of
                          any such infringements or imitations without first
                          obtaining the written consent of Company. Seller
                          agrees to cooperate fully and in good faith with
                          Company for the purpose of securing and preserving
                          Company's rights in and to Company's Intellectual
                          Property, and Company will reimburse Seller for any
                          reasonable costs incurred in connection with its
                          cooperation (unless Seller is in breach of this
                          Agreement).

         4.       Term. This Agreement shall commence as of the date hereof and
                  shall expire five (5) years thereafter, unless terminated
                  earlier in accordance with the provisions of this Agreement
                  (the "Term"). The Term shall be renewable by the Company, at
                  the option of the *Seller*, by the Company providing the
                  Seller written notice of its intention to renew this Agreement
                  for additional five (5) year terms within six (6) months prior
                  to the expiration of the Term. Thereafter, the new renewed
                  terms shall be referred to as the Term herein.

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         5.       Compensation. The parties acknowledge that there shall be no
                  fees payable by the Company to the Seller for the benefits
                  received herein as consideration has been paid by the Buyer on
                  behalf of the Company pursuant to the Stock Purchase
                  Agreement.

         6.       Editorial Control. Each party agrees to notify the other of
                  any significant changes to the content or structure of the
                  Company's Site or the Seller's Site, respectively, within
                  thirty (30) days of such change.

         7.       Link Restriction. Seller agrees to place on Seller's Site
                  initially only the Link to Company's Site as specified in
                  Exhibit A. Except as provided herein, the Seller may not at
                  any time during the five-year period immediately following the
                  date of this Agreement provide Links from Seller's Site to
                  websites of other entities that provide vehicle accident
                  repair and management services to self-insured corporate and
                  government fleets.

         8.       Disclaimer of Warranty. THE WARRANTIES CONTAINED HEREIN ARE IN
                  LIEU OF ALL OTHER WARRANTIES OR CONDITIONS, EXPRESS OR
                  IMPLIED, INCLUDING, WITHOUT LIMITATION, THOSE OF
                  MERCHANTABILITY OF FITNESS FOR A PARTICULAR PURPOSE. IN NO
                  EVENT SHALL SELLER BE LIABLE FOR DAMAGES, DIRECT OR INDIRECT,
                  INCLUDING INCIDENTAL OR CONSEQUENTIAL DAMAGES, SUFFERED BY THE
                  COMPANY, USER, OR OTHER THIRD PARTY ARISING FROM BREACH OF
                  WARRANTY OR BREACH OF CONTRACT, NEGLIGENCE, OR ANY OTHER LEGAL
                  GROUND OF ACTION.

         9.       Site Maintenance. Both parties shall reasonably maintain their
                  respective Sites and take all commercially reasonable steps to
                  ensure that their web servers are running at all times, except
                  for Site maintenance that shall be performed upon Site at the
                  sole discretion of the owner of said Site. In the event that
                  one of the party's web sites should be inoperable due to
                  unforeseen circumstances of which the party has no control,
                  such as power outages, break-ins at the Site, or seizure of
                  equipment by a government entity, that party shall promptly
                  have the Site operational once the unforeseen event has been
                  rectified. Notwithstanding the above, either party may, at its
                  sole discretion, determine to shutdown their respective Site
                  at anytime, without prior notice to the other party due to an
                  unforeseeable event.

         10.      Termination.

                  (a)     Company's Right to Terminate. Company shall have the
                          right to immediately terminate this Agreement at any
                          time during the Term upon providing Seller written
                          notice thereof. The Seller shall have the right to
                          terminate this Agreement upon providing the Company
                          six (6) months advance written notice.

                  (b)     Right to Terminate on Notice. Either party may
                          terminate this Agreement on forty-five (45) days
                          written notice to the other party in the event of a
                          breach of any of the provisions of this Agreement

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                          by the other party provided that during the forty (45)
                          day period the breaching party fails to cure such
                          breach.

                  (c)     Seller's Right to Terminate. Seller shall have the
                          right to immediately terminate this Agreement at any
                          time upon the Seller transferring ownership to the
                          Company of the Internet domain names:
                          www.drivershield.com and www.driversshield.com
                          pursuant to Section 1.2 of the Stock Purchase
                          Agreement.

         11.      Post-Termination Rights.

                  (a)     Upon expiration or termination of this Agreement,
                          Seller shall within 10 days thereof:

                          1.    Remove the Link to Company's Site and provide
                                proof of the removal, except if termination
                                pursuant to Section 10(c) herein;

                          2.    Erase or destroy any of the Company's
                                Intellectual Property contained in the computer
                                memory or data storage apparatus under the
                                control of Seller;

                          3.    Return to Company each copy of Company's
                                Intellectual Property and each document and
                                other tangible item containing or relating to
                                Company's Intellectual Property in the
                                possession or under the control of Seller; and

                          4.    Not use, nor permit any Person or entity under
                                the control of Seller to use, Company's
                                Intellectual Property.

         12.      Notices. All notices and other communications hereunder shall
                  be in writing and shall be deemed to have been duly given,
                  upon receipt, if mailed by registered or certified mail,
                  postage prepaid, return receipt requested, overnight delivery,
                  or hand delivered, and sent via confirmed facsimile
                  transmission as follows:

                  (a)     if to the Company:

                                  Barry J. Spiegel
                                  c/o American Member Corp.
                                  12514 West Atlantic Blvd
                                  Coral Springs, Florida 33071
                                  Facsimile:  (954) 340-3607

                          with a copy to:

                                  Robert C.White, Esquire and
                                  Christopher M. Trapani, Esquire
                                  Hodgson Russ LLP
                                  1801 N. Military Trail

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                                  Suite 200
                                  Boca Raton, Florida 33431
                                  Facsimile:  (561) 394-3862

                  (b)     if to the Seller:

                                  Barry Siegel
                                  Accessity Corp.
                                  12514 West Atlantic Blvd
                                  Coral Springs, Florida 33071
                                  Facsimile:  (954) 752-6544

                           with a copy to:

                                  Lawrence A. Muenz, Esquire
                                  Meritz & Muenz LLP
                                  Three Hughes Place
                                  Dix Hills, New York 11746
                                  Facsimile:  (631) 242-6715

     or to such other address as the party to whom notice is given may have
     previously furnished to the other party in writing in accordance herewith.

         13.      Governing Law. THIS AGREEMENT SHALL BE GOVERNED BY, AND
                  CONSTRUED AND ENFORCED IN ACCORDANCE WITH, THE LAWS OF THE
                  STATE OF FLORIDA OTHER THAN CONFLICT OF LAWS PRINCIPLES
                  THEREOF DIRECTING THE APPLICATION OF ANY LAW OTHER THAN THAT
                  OF FLORIDA. COURTS WITHIN THE STATE OF FLORIDA (LOCATED WITHIN
                  THE COUNTY OF BROWARD, FLORIDA) WILL HAVE JURISDICTION OVER
                  ALL DISPUTES BETWEEN THE PARTIES HERETO ARISING OUT OF OR
                  RELATING TO THIS AGREEMENT AND THE AGREEMENTS, INSTRUMENTS AND
                  DOCUMENTS CONTEMPLATED HEREBY. THE PARTIES HEREBY CONSENT TO
                  AND AGREE TO SUBMIT TO THE JURISDICTION OF SUCH COURTS. EACH
                  OF THE PARTIES HERETO WAIVES, AND AGREES NOT TO ASSERT IN ANY
                  SUCH DISPUTE, TO THE FULLEST EXTENT PERMITTED BY APPLICABLE
                  LAW, ANY CLAIM THAT (I) SUCH PARTY IS NOT PERSONALLY SUBJECT
                  TO THE JURISDICTION OF SUCH COURTS, (II) SUCH PARTY AND SUCH
                  PARTY'S PROPERTY IS IMMUNE FROM ANY LEGAL PROCESS ISSUED BY
                  SUCH COURTS OR (III) ANY LITIGATION COMMENCED IN SUCH COURTS
                  IS BROUGHT IN AN INCONVENIENT FORUM. EACH PARTY HERETO HEREBY
                  IRREVOCABLY WAIVES ALL RIGHT TO TRIAL BY JURY IN ANY
                  PROCEEDING (WHETHER BASED ON CONTRACT, TORT OR OTHERWISE)
                  ARISING OUT OF OR RELATING TO THIS AGREEMENT OR ANY
                  TRANSACTION OR AGREEMENT CONTEMPLATED HEREBY OR THE ACTIONS OF
                  ANY PARTY HERETO IN THE NEGOTIATION, ADMINISTRATION,
                  PERFORMANCE OR ENFORCEMENT HEREOF.

         14.      Miscellaneous.

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                  (a)     Entire Agreement. This Agreement constitutes the
                          entire agreement between the parties hereto and
                          supersedes all prior agreements and understandings,
                          oral or written, between parties hereto with respect
                          to the subject matter hereof and hereof.

                  (b)     Amendments. This Agreement may not be amended,
                          modified or supplemented except by written agreement
                          of the parties hereto.

                  (c)     No Waiver. Nothing contained in this Agreement shall
                          cause the failure of either party to insist upon
                          strict compliance with any covenant, obligation,
                          condition or agreement contained herein to operate as
                          a waiver of, or estoppel with respect to, any such
                          covenant, obligation, condition or agreement by the
                          party entitled to the benefit thereof.

                  (d)     Headings. The headings contained in this Agreement are
                          for reference purposes only and shall not affect in
                          any way the meaning or interpretation of this
                          Agreement.

                  (e)     Counterparts. This Agreement may be executed in
                          counterparts each of which shall be deemed to
                          constitute an original. When counterparts containing
                          signatures of all signatories are assembled together,
                          they will constitute one and the same instrument.

                  (f)     Severability. If any provisions hereof shall be held
                          invalid or unenforceable by any court of competent
                          jurisdiction or as a result of future legislative
                          action, such holding or action shall be strictly
                          construed and shall not affect the validity or effect
                          of any other provision hereof; provided, however, that
                          the parties shall use reasonable efforts, including,
                          but not limited to, the amendment of this Agreement,
                          to ensure that this Agreement shall reflect as closely
                          as practicable the intent of the parties hereto.

                  (g)     Specific Performance. Each of the parties hereto
                          acknowledges and agrees that the other party hereto
                          would be irreparably damaged in the event any of the
                          provisions of this Agreement were not performed in
                          accordance with their specific terms or were otherwise
                          breached. Accordingly, each of the parties hereto
                          agrees that they each shall be entitled to an
                          injunction or injunctions to prevent breaches of the
                          provisions of this Agreement and to enforce
                          specifically this Agreement and the terms and
                          provisions thereof in any action instituted for that
                          purpose, in addition to any other remedy to which such
                          party may be entitled, at law or in equity.

                  (h)     Independent Contractors. Nothing herein contained
                          shall be construed to place the parties in the
                          relationship of partners or joint venturers, and
                          neither party shall have any power to obligate or bind

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                          the other in any manner whatsoever, except as
                          otherwise provided for herein.

                  (i)     Exhibits. Each of the Exhibits attached hereto is
                          fully incorporated herein and made part hereof.

                  (j)     Binding Agreement. This Agreement is binding upon and
                          inures to the benefit of the parties and each
                          successor and assignee of the parties.

         IN WITNESS WHEREOF, the duly authorized officers of the parties hereto
have executed this Agreement as of the day and year first written above.

     SELLER:      ACCESSITY CORP.



     By: ____________________________________

         Name:

         Title:

COMPANY: AMERICAN MEMBER CORP.

By:      _____________________________________
         Name:
         Title:





DriverShield ADS Corp.

By:      ____________________________________

         Name:
         Title:


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                                  1. EXHIBIT A





                          www.drivershieldautoclub.com
































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