EX-31 Rule 13a-14(d)/15d-14(d) Certifications.

 

 

I, Anthony Sfarra, certify that:

 

1. I have reviewed this report on Form 10-K and all reports onForm 10-D required to be filed in respect of the period covered by this reporton Form 10-K of the BANK 2020-BNK25 (the "Exchange Act periodicreports");

 

2. Based on my knowledge, the Exchange Act periodic reports, takenas a whole, do not contain any untrue statement of a material fact or omit tostate a material fact necessary to make the statements made, in light of thecircumstances under which such statements were made, not misleading withrespect to the period covered by this report;

 

3. Based on my knowledge, all of the distribution, servicing andother information required to be provided under Form 10-D for the periodcovered by this report is included in the Exchange Act periodic reports;

 

4. Based on my knowledge and the servicer compliance statementsrequired in this report under Item 1123 of Regulation AB, and except as disclosedin the Exchange Act periodic reports, the servicers have fulfilled theirobligations under the servicing agreements in all material respects; and

 

5. All of the reports on assessment of compliance with servicingcriteria for asset-backed securities and their related attestation reports onassessment of compliance with servicing criteria for asset-backed securitiesrequired to be included in this report in accordance with Item 1122 ofRegulation AB and Exchange Act Rules 13a-18 and 15d-18 have been included as anexhibit to this report, except as otherwise disclosed in this report. Anymaterial instances of noncompliance described in such reports have beendisclosed in this report on Form 10-K.

 

In giving the certifications above, I have reasonably relied oninformation provided to me by the following unaffiliated parties:

 

National Cooperative Bank, N.A., as NCB Master Servicer, KeyBankNational Association, as General Special Servicer prior to December 1, 2022,CWCapital Asset Management LLC as General Special Servicer on and afterDecember 1, 2022, National Cooperative Bank, N.A., as NCB Special Servicer,Wilmington Trust, National Association, as Trustee, Pentalpha Surveillance LLC,as Operating Advisor, CoreLogic Solutions, LLC., as Servicing FunctionParticipant, Computershare Trust Company, National Association, as ServicingFunction Participant for the Certificate Administrator, Computershare TrustCompany, National Association, as Servicing Function Participant for theCustodian, Rialto Capital Advisors, LLC, as Special Servicer for the Park Towerat Transbay Mortgage Loan, Wilmington Trust, National Association, as Trusteefor the Park Tower at Transbay Mortgage Loan, Park Bridge Lender Services LLC,as Operating Advisor for the Park Tower at Transbay Mortgage Loan, CoreLogicSolutions, LLC, as Servicing Function Participant for the Park Tower atTransbay Mortgage Loan, Computershare Trust Company, National Association, asServicing Function Participant for the Custodian for the Park Tower at TransbayMortgage Loan, Situs Holdings, LLC, as Special Servicer for the Jackson ParkMortgage Loan, Wilmington Trust, National Association, as Trustee for theJackson Park Mortgage Loan, CoreLogic Solutions, LLC., as Servicing FunctionParticipant for the Jackson Park Mortgage Loan, Computershare Trust Company,National Association, as Servicing Function Participant for the Custodian forthe Jackson Park Mortgage Loan, KeyBank National Association, as PrimaryServicer for the Parklawn Building Mortgage Loan, LNR Partners, LLC, as SpecialServicer for the Parklawn Building Mortgage Loan, Wilmington Trust, NationalAssociation, as Trustee for the Parklawn Building Mortgage Loan, Park BridgeLender Services LLC, as Operating Advisor for the Parklawn Building MortgageLoan, Computershare Trust Company, National Association, as Servicing FunctionParticipant for the Custodian for the Parklawn Building Mortgage Loan, KeyBankNational Association, as Special Servicer for the Sacramento Office PortfolioMortgage Loan, Wilmington Trust, National Association, as Trustee for theSacramento Office Portfolio Mortgage Loan, Park Bridge Lender Services LLC, asOperating Advisor for the Sacramento Office Portfolio Mortgage Loan, CoreLogicSolutions, LLC., as Servicing Function Participant for the Sacramento OfficePortfolio Mortgage Loan, Computershare Trust Company, National Association, asServicing Function Participant for the Custodian for the Sacramento OfficePortfolio Mortgage Loan, KeyBank National Association, as Primary Servicer forthe Bellagio Hotel and Casino Mortgage Loan, Situs Holdings, LLC, as SpecialServicer for the Bellagio Hotel and Casino Mortgage Loan, Park Bridge LenderServices LLC, as Operating Advisor for the Bellagio Hotel and Casino MortgageLoan, Computershare Trust Company, National Association, as Servicing FunctionParticipant for the Custodian for the Bellagio Hotel and Casino Mortgage Loan,CWCapital Asset Management LLC, as Special Servicer for the 55 Hudson YardsMortgage Loan, Wilmington Trust, National Association, as Trustee for the 55Hudson Yards Mortgage Loan, CoreLogic Solutions, LLC, as Servicing FunctionParticipant for the 55 Hudson Yards Mortgage Loan, Computershare Trust Company,National Association, as Servicing Function Participant for the Custodian forthe 55 Hudson Yards Mortgage Loan, LNR Partners, LLC, as Special Servicer forthe 1412 Broadway Mortgage Loan, Wilmington Trust, National Association, asTrustee for the 1412 Broadway Mortgage Loan, Park Bridge Lender Services LLC,as Operating Advisor for the 1412 Broadway Mortgage Loan, CoreLogic Solutions,LLC., as Servicing Function Participant for the 1412 Broadway Mortgage Loan,Computershare Trust Company, National Association, as Servicing FunctionParticipant for the Custodian for the 1412 Broadway Mortgage Loan, RialtoCapital Advisors, LLC, as Special Servicer for the Chroma Apartments MortgageLoan, Wilmington Trust, National Association, as Trustee for the ChromaApartments Mortgage Loan, Park Bridge Lender Services LLC, as Operating Advisorfor the Chroma Apartments Mortgage Loan, CoreLogic Solutions, LLC, as ServicingFunction Participant for the Chroma Apartments Mortgage Loan, ComputershareTrust Company, National Association, as Servicing Function Participant for theCustodian for the Chroma Apartments Mortgage Loan, KeyBank NationalAssociation, as Primary Servicer for the 1633 Broadway Mortgage Loan, SitusHoldings, LLC, as Special Servicer for the 1633 Broadway Mortgage Loan,Pentalpha Surveillance LLC, as Operating Advisor for the 1633 Broadway MortgageLoan, Computershare Trust Company, National Association, as Servicing FunctionParticipant for the Custodian for the 1633 Broadway Mortgage Loan, Midland LoanServices, a Division of PNC Bank, National Association, as Primary Servicer forthe 560 Mission Street Mortgage Loan, KeyBank National Association, as SpecialServicer for the 560 Mission Street Mortgage Loan, Park Bridge Lender ServicesLLC, as Operating Advisor for the 560 Mission Street Mortgage Loan, ComputershareTrust Company, National Association, as Servicing Function Participant for theCustodian for the 560 Mission Street Mortgage Loan, Midland Loan Services, aDivision of PNC Bank, National Association, as Primary Servicer for the KingsPlaza Mortgage Loan, Midland Loan Services, a Division of PNC Bank, NationalAssociation, as Special Servicer for the Kings Plaza Mortgage Loan, PentalphaSurveillance LLC, as Operating Advisor for the Kings Plaza Mortgage Loan, andComputershare Trust Company, National Association, as Servicing FunctionParticipant for the Custodian for the Kings Plaza Mortgage Loan.

 

 

 

Dated: March 16, 2023 

 

/s/ Anthony Sfarra

Anthony Sfarra

President

(seniorofficer in charge of securitization of the depositor)