© 2024 Wells Fargo Bank, N.A. All rights reserved  Wells Fargo Bank, National  Association  600 South 4th Street  Minneapolis, MN 55415  ASSESSMENT OF COMPLIANCE WITH THE APPLICABLE SERVICING CRITERIA  ABS Platform  The management (“Management”) of the Corporate Trust Services division of Wells Fargo Bank, National  Association (the “Company” or “Wells Fargo”) is responsible for assessing the Company’s compliance with the  applicable servicing criteria set forth in Item 1122(d) of Regulation AB of the Securities and Exchange  Commission.  Management has determined that the servicing criteria are applicable in regard to the servicing  platform for the period as follows:   Sale of Corporate Trust Services Business.  On November 1, 2021, Wells Fargo and certain of its affiliates sold  substantially all of its Corporate Trust Services (“CTS”) division to Computershare Trust Company, N.A.  (“Computershare Trust Company”), Computershare Delaware Trust Company (“CDTC”), and Computershare  Limited (“Computershare Limited,” and collectively with Computershare Trust Company and CDTC,  “Computershare”). Virtually all CTS employees of Wells Fargo, along with most existing CTS systems, technology,  and offices transferred to Computershare as part of the sale.  See Appendix B for more information regarding  such transition as it relates to the ABS Platform (defined below).    Period:  As of and for the twelve months ended December 31, 2023 (the “Period”).  Platform:  The platform consists of asset-backed securities (“ABS”) transactions for which the Company was  appointed to provide trustee (except Delaware trustee or owner trustee), paying agent services, and/or related  services, and for which either (a) some or all of the issued securities for such ABS transactions were publicly  offered pursuant to a registration statement delivered under the Securities Act of 1933, as amended, or (b) the  issued securities for such ABS transactions were privately offered pursuant to an exemption from registration and  the Company has an obligation under the transaction agreements to deliver an assessment of compliance with  the applicable servicing criteria under Item 1122(d) of Regulation AB; provided however that, the platform excludes  (i) any transactions for which the securities issued are mortgage-backed securities or mortgage-related asset- backed securities, and (ii) certain transactions for which the issuing entity has a fiscal year that ends on a date other than the end of the calendar year (the “ABS Platform”).  As a result of Wells Fargo’s sale of the CTS division to Computershare, Wells Fargo has not accepted any appointments to perform trustee, paying agent services, and/or related services, on new ABS transactions after November 1, 2021, other than a few exceptions to facilitate the transition of the CTS business to Computershare.  Appendix A identifies the individual transactions defined by Management as constituting the ABS Platform for the Period. Applicable Servicing Criteria for the Period:  Management has determined that the following servicing criteria set  forth in Item 1122(d) are relevant to the servicing activities performed by the Company with respect to the ABS  Platform transactions for the Period: 1122(d)(1)(ii) and 1122(d)(1)(iv) from January 1, 2023 through December 31,  2023, and 1122(d)(2)(vi) from January 1, 2023 through October 9, 2023 (the “Applicable Servicing Criteria”).   Management has determined that all other servicing criteria set forth in Item 1122(d) are not applicable to the  Company’s servicing activities with respect to the ABS Platform for the Period.  With respect to the ABS Platform and the Period, Management provides the following assessment of the  Company’s compliance with respect to the Applicable Servicing Criteria:   1. Management is responsible for assessing the Company’s compliance with the Applicable Servicing Criteria. Exhibit 33.2
 2    2. Management has assessed the Company’s compliance with the Applicable Servicing Criteria.  In performing  this assessment, Management used the criteria set forth by the Securities and Exchange Commission in  paragraph (d) of Item 1122 of Regulation AB.  3. Based on such assessment for the Period, the Company has complied in all material respects with the  Applicable Servicing Criteria for the Period.  KPMG LLP, an independent registered public accounting firm, has issued an attestation report with respect to  Management’s assessment of the Company’s compliance with the Applicable Servicing Criteria for the Period.    WELLS FARGO BANK, National Association    By:  __/s/ Robin A. Phelan ________   Robin A. Phelan  Title:  Vice President  Dated:   February 20, 2024
 Appendix A-1    Appendix A to the Company’s Assessment of Compliance with the Applicable Servicing Criteria    ABS Platform Transactions  Wells Fargo Deal Identifier Long Name  BANKONESER1 Chase Issuance Trust     CARVANA2020P1 Carvana Auto Receivables Trust 2020-P1     CARVANA2021N1 Carvana Auto Receivables Trust 2021-N1     CARVANA2021N2 Carvana Auto Receivables Trust 2021-N2     CARVANA2021N3 Carvana Auto Receivables Trust 2021-N3     CARVANA2021N4 Carvana Auto Receivables Trust 2021-N4     CARVANA2021P1 Carvana Auto Receivables Trust 2021-P1     CARVANA2021P2 Carvana Auto Receivables Trust 2021-P2     CARVANA2021P3 Carvana Auto Receivables Trust 2021-P3     CITEL051 CIT Education Loan Trust 2005-1     EART203 Exeter Automobile Receivables Trust 2020-3    EART212 Exeter Automobile Receivables Trust 2021-2    GMCAR193 GM Financial Consumer Automobile Receivables Trust 2019-3    GMCAR194 GM Financial Consumer Automobile Receivables Trust 2019-4    GMCAR203 GM Financial Consumer Automobile Receivables Trust 2020-3    GMCAR204 GM Financial Consumer Automobile Receivables Trust 2020-4    GREENTREE961 Green Tree Manufactured Housing Contract Senior/Subordinate Pass-Through  Certificates, Series 1996-1   GREENTREE962 Green Tree Manufactured Housing Contract Senior/Subordinate Pass-Through  Certificates, Series 1996-2   NAVIENT151 Navient Student Loan Trust 2015-1     NAVIENT152 Navient Student Loan Trust 2015-2     NAVIENT153 Navient Student Loan Trust 2015-3     NSLT043 Nelnet Student Loan Trust Student Loan Asset Backed Notes Series 2004-3   NSLT044 Nelnet Student Loan Trust Student Loan Asset Backed Notes Series 2004-4   NSLT051 Nelnet Student Loan Trust Student Loan Asset Backed Notes Series 2005-1   NSLT052 Nelnet Student Loan Trust Student Loan Asset Backed Notes Series 2005-2   NSLT053 Nelnet Student Loan Trust Student Loan Asset Backed Notes Series 2005-3   NSLT054 Nelnet Student Loan Trust Student Loan Asset Backed Notes Series 2005-4   NSLT061 Nelnet Student Loan Trust Student Loan Asset Backed Notes Series 2006-1   NSLT062 Nelnet Student Loan Trust Student Loan Asset Backed Notes Series 2006-2   NSLT063 Nelnet Student Loan Trust Student Loan Asset Backed Notes Series 2006-3   NSLT071 Nelnet Student Loan Trust Student Loan Asset Backed Notes Series 2007-1   OAKWOOD2000C Oakwood Mortgage Investors 2000-C Senior/Subordinate Pass-Through  Certificates   OAKWOOD2000D Oakwood Mortgage Investors Series 2000-D Senior/Subordinate Pass-Through  Certificates   SDART191 Santander Drive Auto Receivables Trust 2019-1    SDART192 Santander Drive Auto Receivables Trust 2019-2    SDART193 Santander Drive Auto Receivables Trust 2019-3    SDART201 Santander Drive Auto Receivables Trust 2020-1    SDART202 Santander Drive Auto Receivables Trust 2020-2    SDART203 Santander Drive Auto Receivables Trust 2020-3    SDART204 Santander Drive Auto Receivables Trust 2020-4    SDART211 Santander Drive Auto Receivables Trust 2021-1
 Appendix B-1    Appendix B to the Company’s Assessment of Compliance with the Applicable Servicing Criteria      Wells Fargo’s transfer of its roles on the ABS Platform transactions to Computershare is ongoing.  As of the  beginning of the Period, Wells Fargo had not transferred to Computershare the roles associated with its trustee  (except Delaware trustee or owner trustee), paying agent services, and/or related services, and the duties, rights,  and liabilities for such roles, under the relevant agreements for any of the ABS Platform transactions.  During all  or a portion of the Period, for all the ABS Platform transactions, Wells Fargo engaged Computershare as a  subservicer1 to perform virtually all of Wells Fargo’s obligations under the transaction agreements.  As a result,  the Company has determined that Computershare is a party participating in the servicing function with respect to  the ABS Platform and the applicable servicing criteria relevant to the servicing activities performed by  Computershare for the ABS Platform (the “Computershare Applicable Servicing Criteria”).  Accordingly,  Computershare is taking, and Wells Fargo is not taking, responsibility for assessing Computershare’s compliance  with the Computershare Applicable Servicing Criteria for the ABS Platform, as of and for the twelve months ended  December 31, 2023.        1 In this Assessment, the term “subservicer” means agent.