**UNITED STATESSECURITIES AND EXCHANGE COMMISSION**

**Washington, D.C. 20549**

**FORM 10-K**

(Mark One)

**x****  ANNUAL REPORT PURSUANT TO SECTION13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934**

**For the fiscal year ended December 31, 2021or**

**o**** ****TRANSITIONREPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934**

**For the transition period from _____ to _____Commission file number of the issuing entity: 333-226486-13**

**Central Index Key Number of the issuing entity:0001799385**

**Wells Fargo Commercial MortgageTrust 2020-C55**

**(exact name of the issuing entity as specified in itscharter)**

** **

**Central Index Key Number of the depositor: 0000850779**

**Wells Fargo Commercial MortgageSecurities, Inc.**

**(exact name of the depositor as specified in its charter)**

** **

**Central Index Key Number of the sponsor: 0000740906**

**Wells Fargo Bank, NationalAssociation**

**(exact name of the sponsor as specified in its charter)**

** **

**Central Index Key Number of the sponsor: 0001549574**

**Barclays Capital Real Estate Inc.**

**(exact name of the sponsor as specified in its charter)**

** **

**Central Index Key Number of the sponsor: 0001592182**

**LMF Commercial, LLC**

**(exact name of the sponsor as specified in its charter)**

** **

**Central Index Key Number of the sponsor: 0001541468**

**Ladder Capital Finance LLC**

**(exact name of the sponsor as specified in its charter)**

** **

**Central Index Key Number of the sponsor: 0001788190**

**Rialto Real Estate Fund IV – Debt,LP**

**(exact name of the sponsor as specified in its charter)**

** **

**Central Index Key Number of the sponsor: 0001624053**

**Argentic Real Estate Finance LLC**

**(exact name of the sponsor as specified in its charter)**

** **

| **New York****(State or other jurisdiction of  incorporation or organization of**

**the issuing entity)** | **38-4139209**

**38-4139210**

**38-7235668**

**(I.R.S. Employer**

**Identification Numbers)** |
|------------------------------------------------------------------------------------------------------------|---------------------------------------------------------------------------------------------------|

**c/o Wells Fargo Bank, National Association**

**as Certificate Administrator**

**9062 Old Annapolis Road**

**Columbia, MD**

**(Address of principalexecutive offices of the issuing entity)**

**21045**

**(Zip Code)**

**Registrant’s telephone number,including area code:**

**(704) 374-6161**

Securities registered pursuant to Section 12(b) of the Act:

| Title of each class | Trading Symbol(s) | Name of each  exchange on which registered |
|---------------------|-------------------|--------------------------------------------|
| None                |              |                                       |

 

Securities registered pursuant to Section 12(g) of theAct:  None.

Indicate by check mark if the registrant is a well-knownseasoned issuer, as defined in Rule 405 of the Securities Act.  o Yes ⌧No

Indicate by check mark if the registrant is not required tofile reports pursuant to Section 13 or Section 15(d) of the Act.  o Yes ⌧No

Indicate by check mark whether the registrant (1) has filedall reports required to be filed by Section 13 or 15(d) of the SecuritiesExchange Act of 1934 during the preceding 12 months (or for such shorter periodthat the registrant was required to file such reports), and (2) has beensubject to such filing requirements for the past 90 days.  ⌧ Yes oNo

Indicate by check mark whether the registrant has submittedelectronically and posted on its corporate Web site, if any, every InteractiveData File required to be submitted and posted pursuant to Rule 405 ofRegulation S-T (Section 232.405 of this chapter) during the preceding 12 months(or for such shorter period that the registrant was required to submit and postsuch files).

Not applicable.

Indicate by check mark if disclosure of delinquent filerspursuant to Item 405 of Regulation S-K (Section 229.405 of this chapter) is notcontained herein, and will not be contained, to the best of registrant’sknowledge, in definitive proxy or information statements incorporated byreference in Part III of this Form 10-K or any amendment to this Form10-K.   

Not applicable.

Indicate by check mark whether the registrant is a largeaccelerated filer, an accelerated filer, a non-accelerated filer, a smaller reportingcompany, or an emerging growth company. See the definitions of “largeaccelerated filer,” “accelerated filer,” “smaller reporting company,” and“emerging growth company” in Rule 12b-2 of the Exchange Act.

Large acceleratedfiler        o                                                                                                       Acceleratedfiler                                     o

Non-acceleratedfiler          ⌧  (Do not check ifa smaller reporting company)                          Smaller reportingcompany                    o

                                                                                                                                                       Emerging growthcompany                    o

If an emerging growth company, indicate by check mark if theregistrant has elected not to use the extended transition period for complyingwith any new or revised financial accounting standards provided pursuant toSection 13(a) of the Exchange Act.  o

Indicate by check mark whether the registrant has filed areport on and attestation to its management’s assessment of the effectivenessof its internal control over financial reporting under Section 404(b) of theSarbanes-Oxley Act (15 U.S.C. 7262(b)) by the registered public accounting firmthat prepared or issued its audit report. o

Indicate by check mark whether the registrant is a shellcompany (as defined in Rule 12b-2 of the Act).  o Yes ⌧ No

State the aggregate market value of the voting and non-votingcommon equity held by non-affiliates computed by reference to the price atwhich the common equity was last sold, or the average bid and asked price ofsuch common equity, as of the last business day of the registrant’s mostrecently completed second fiscal quarter.

Not applicable.

Indicate by check mark whether the registrant has filed alldocuments and reports required to be filed by Section 12, 13 or 15(d) of theSecurities Exchange Act of 1934 subsequent to the distribution of securitiesunder a plan confirmed by a court.  oYes oNo

Not applicable.

Indicate the number of shares outstanding of each of theregistrant’s classes of common stock, as of the latest practicable date.

Not applicable.

**DOCUMENTS INCORPORATED BY REFERENCE**

** **

List hereunder the following documents if incorporated byreference and the Part of the Form 10-K (e.g., Part I, Part II, etc.) intowhich the document is incorporated: (1) Any annual report to security holders;(2) Any proxy or information statement; and (3) Any prospectus filed pursuantto Rule 424(b) or (c) under the Securities Act of 1933. The listed documentsshould be clearly described for identification purposes (e.g., annual report tosecurity holders for fiscal year ended December 24, 1980).

Not applicable.

 

** **

**EXPLANATORY NOTES**

The One Stockton Mortgage Loan and the VernonTower Mortgage Loan, which constituted approximately 3.1% and 2.7%,respectively, of the asset pool of the issuing entity as of its cut-off date, areeach an asset of the issuing entity and are each part of a loan combinationthat includes (a) with respect to the One Stockton Mortgage Loan, two other *paripassu* loans, which are not assets of the issuing entity and (b) withrespect to the Vernon Tower Mortgage Loan, one other *pari passu* loan,which is not an asset of the issuing entity. These loan combinations, includingthe One Stockton Mortgage Loan and the Vernon Tower Mortgage Loan, are beingserviced and administered pursuant to the Pooling and Servicing Agreement,which is incorporated by reference as Exhibit 4.1 to this Annual Report on Form10-K. 

The Exhibit Index describesexhibits provided by certain parties (in their capacities indicated on theExhibit Index) with respect to the 650 Madison Avenue Mortgage Loan, whichconstituted approximately 4.2% of the asset pool of the issuing entity as ofits cut-off date.  The 650 Madison Avenue Mortgage Loan is an asset of theissuing entity and is part of a loan combination that includes the 650 MadisonAvenue Mortgage Loan, twenty-one other *pari passu* loans and foursubordinate companion loans, which are not assets of the issuing entity. A *paripassu* portion of the loan combination was securitized in the MAD CommercialMortgage Trust 2019-650M transaction (the “MAD 2019-650M Transaction”).This loan combination, including the 650 Madison Avenue Mortgage Loan, is beingserviced and administered pursuant to the trust and servicing agreement for theMAD 2019-650M Transaction, which is incorporated by reference as Exhibit 4.2 tothis Annual Report on Form 10-K.

The Exhibit Index describesexhibits provided by certain parties (in their capacities indicated on theExhibit Index) with respect to the Shoppes at Parma Mortgage Loan, whichconstituted approximately 0.8% of the asset pool of the issuing entity as ofits cut-off date.  The Shoppes at Parma Mortgage Loan is an asset of theissuing entity and is part of a loan combination that includes the Shoppes atParma Mortgage Loan and two other *pari passu* loans, which are not assetsof the issuing entity. A *pari passu* portion of the loan combination wassecuritized in the Citigroup Commercial Mortgage Trust 2019-C7 transaction,Commission File Number 333-228597-05 (the “CGCMT 2019-C7 Transaction”).This loan combination, including the Shoppes at Parma Mortgage Loan, is beingserviced and administered pursuant to the pooling and servicing agreement forthe CGCMT 2019-C7 Transaction, which is incorporated by reference as Exhibit4.3 to this Annual Report on Form 10-K.

The Exhibit Index describesexhibits provided by certain parties (in their capacities indicated on theExhibit Index) with respect to the 1633 Broadway Mortgage Loan, whichconstituted approximately 7.3% of the asset pool of the issuing entity as ofits cut-off date.  The 1633 Broadway Mortgage Loan is an asset of theissuing entity and is part of a loan combination that includes the 1633Broadway Mortgage Loan, thirty-two other *pari passu* loans and foursubordinate companion loans, which are not assets of the issuing entity. A *paripassu* portion of the loan combination was securitized in the BWAY Trust2019-1633 transaction (the “BWAY 2019-1633 Transaction”). This loancombination, including the 1633 Broadway Mortgage Loan, is being serviced andadministered pursuant to the trust and servicing agreement for the BWAY2019-1633 Transaction, which is incorporated by reference as Exhibit 4.4 tothis Annual Report on Form 10-K.

The Exhibit Index describesexhibits provided by certain parties (in their capacities indicated on theExhibit Index) with respect to the 4041 Central Mortgage Loan, whichconstituted approximately 2.0% of the asset pool of the issuing entity as ofits cut-off date.  The 4041 Central Mortgage Loan is an asset of theissuing entity and is part of a loan combination that includes the 4041 CentralMortgage Loan and one other *pari passu* loan, which is not an asset ofthe issuing entity. The other *pari passu* portion of the loan combinationwas securitized in the UBS Commercial Mortgage Trust 2019-C18 transaction,Commission File Number 333-227784-05 (the “UBS 2019-C18 Transaction”).This loan combination, including the 4041 Central Mortgage Loan, is beingserviced and administered pursuant to the pooling and servicing agreement forthe UBS 2019-C18 Transaction, which is incorporated by reference as Exhibit 4.5to this Annual Report on Form 10-K.

The Exhibit Index describesexhibits provided by certain parties (in their capacities indicated on theExhibit Index) with respect to the F5 Tower Mortgage Loan, the ExchangeRightNet Leased Portfolio #31 Mortgage Loan and the Exchange on Erwin Mortgage Loan,which constituted approximately 4.2%, 3.5% and 2.6%, respectively, of the assetpool of the issuing entity as of its cut-off date.  The F5 Tower MortgageLoan, the ExchangeRight Net Leased Portfolio #31 Mortgage Loan and the Exchangeon Erwin Mortgage Loan are each an asset of the issuing entity and are eachpart of a loan combination that includes (a) with respect to the F5 TowerMortgage Loan, three other *pari passu* loans and two subordinatecompanion loans, which are not assets of the issuing entity, (b) with respectto the ExchangeRight Net Leased Portfolio #31 Mortgage Loan, one other *paripassu* loan, which is not an asset of the issuing entity or (c) with respectto the Exchange on Erwin Mortgage Loan, one other *pari passu* loan, whichis not an asset of the issuing entity. A *pari passu* portion of each loancombination was securitized in the BBCMS Mortgage Trust 2020-C6 transaction,Commission File Number 333-226850-05 (the “BBCMS 2020-C6 Transaction”).These loan combinations, including the F5 Tower Mortgage Loan, theExchangeRight Net Leased Portfolio #31 Mortgage Loan and the Exchange on ErwinMortgage Loan, are being serviced and administered pursuant to the pooling andservicing agreement for the BBCMS 2020-C6 Transaction, which is incorporated byreference as Exhibit 4.6 to this Annual Report on Form 10-K.

The Exhibit Index describes exhibitsprovided by certain parties (in their capacities indicated on the ExhibitIndex) with respect to the Kings Plaza Mortgage Loan, which constitutedapproximately 8.6% of the asset pool of the issuing entity as of its cut-offdate.  The Kings Plaza Mortgage Loan is an asset of the issuing entity andis part of a loan combination that includes the Kings Plaza Mortgage Loan andten other *pari passu* loans, which are not assets of the issuingentity.  This loan combination, including the Kings Plaza Mortgage Loan,was serviced under the pooling and servicing agreement for the Benchmark2020-B16 Mortgage Trust transaction prior to the closing of the securitizationof a *pari passu* portion of the Kings Plaza loan combination in theBenchmark 2020-B17 Mortgage Trust transaction, Commission File Number333-226123-08 (the “Benchmark 2020-B17 Transaction”).  After theclosing of the Benchmark 2020-B17 Transaction on March 24, 2020, this loancombination, including the Kings Plaza Mortgage Loan was, and will continue tobe, serviced and administered pursuant to the pooling and servicing agreementwith respect to the Benchmark 2020-B17 Transaction, which is incorporated byreference as Exhibit 4.7 to this Annual Report on Form 10-K.

The master servicer of a poolingand servicing agreement or trust and servicing agreement also functions as theprimary servicer of the related mortgage loans serviced and administeredpursuant to such agreement unless a separate primary servicer is identifiedherein.  If this report does not identify a separate primary servicer, theservicer compliance statement provided by the master servicer under any suchagreement also encompasses its responsibilities as primary servicer of therelated mortgage loan or mortgage loans.

Wells Fargo Bank, NationalAssociation is the master servicer and certificate administrator of themortgage loans serviced under the Pooling and Servicing Agreement and theprimary servicer of the 4041 Central Mortgage Loan and the Shoppes at ParmaMortgage Loan. As a result, Wells Fargo Bank, National Association is a“servicer” as defined in Item 1108(a)(2)(iii) of Regulation AB, in thecapacities described above, because it is servicing mortgage loans thatconstituted 10% or more of the assets of the issuing entity as of its cut-offdate. The assessments of compliance with applicable servicing criteria,accountants’ attestation reports and servicer compliance statements deliveredby Wells Fargo Bank, National Association in the capacities described above arelisted in the Exhibit Index.

Wells Fargo Bank, National Association is the custodian ofthe mortgage loans serviced under the Pooling and Servicing Agreement, theKings Plaza Mortgage Loan, the 1633 Broadway Mortgage Loan, the F5 TowerMortgage Loan, the ExchangeRight Net Leased Portfolio #31 Mortgage Loan, theExchange on Erwin Mortgage Loan and the 4041 Central Mortgage Loan.  As aresult, Wells Fargo Bank, National Association is a servicing functionparticipant in the capacities described above, because it is servicing mortgageloans that constituted 5% or more of the assets of the issuing entity as of itscut-off date. The assessments of compliance with applicable servicing criteriaand accountants’ attestation reports delivered by Wells Fargo Bank, NationalAssociation in the capacities described above are listed in the Exhibit Index.

Rialto Capital Advisors, LLC isthe special servicer of the mortgage loans serviced under the Pooling andServicing Agreement and the 4041 Central Mortgage Loan. As a result, RialtoCapital Advisors, LLC is a “servicer” as defined in Item 1108(a)(2)(iii) ofRegulation AB, in the capacities described above, because it is servicingmortgage loans that constituted 10% or more of the assets of the issuing entityas of its cut-off date. The assessments of compliance with applicable servicingcriteria, accountants’ attestation reports and servicer compliance statementsdelivered by Rialto Capital Advisors, LLC in the capacities described above arelisted in the Exhibit Index.

Park Bridge Lender Services LLC is the operating advisor ofthe mortgage loans serviced under the Pooling and Servicing Agreement and the4041 Central Mortgage Loan.  As a result, Park Bridge Lender Services LLCis a servicing function participant in the capacities described above, becauseit is servicing mortgage loans that constituted 5% or more of the assets of theissuing entity as of its cut-off date. The assessments of compliance withapplicable servicing criteria and accountants’ attestation reports delivered byPark Bridge Lender Services LLC in the capacities described above are listed inthe Exhibit Index.

KeyBank National Association isthe primary servicer of the 1633 Broadway Mortgage Loan and the 650 MadisonAvenue Mortgage Loan. As a result, KeyBank National Association is a “servicer”as defined in Item 1108(a)(2)(iii) of Regulation AB, in the capacitiesdescribed above, because it is servicing mortgage loans that constituted 10% ormore of the assets of the issuing entity as of its cut-off date. Theassessments of compliance with applicable servicing criteria, accountants’attestation reports and servicer compliance statements delivered by KeyBankNational Association in the capacities described above are listed in theExhibit Index.

LNR Partners,LLC is the special servicer of the 650 Madison Avenue Mortgage Loan and theShoppes at Parma Mortgage Loan.  These mortgage loans constitute more than5%, but less than 10%, of the pool assets of the issuing entity. Therefore, the Depositor included in this Annual Report on Form 10-K anassessment of compliance with applicable servicing criteria for LNR Partners,LLC and an accountants’ attestation report pursuant to Item 1122 of RegulationAB because LNR Partners, LLC is servicing more than 5% of the poolassets.  However, the Depositor is not required to include in this AnnualReport on Form 10-K a servicer compliance statement pursuant to Item 1123 ofRegulation AB of LNR Partners, LLC because LNR Partners, LLC is an unaffiliatedservicer servicing less than 10% of pool assets.

Citibank, N.A.is the custodian of the 650 Madison Avenue Mortgage Loan and the Shoppes atParma Mortgage Loan. As a result, Citibank, N.A. is a servicing functionparticipant in the capacities described above, because it is servicing mortgageloans that constituted 5% or more of the assets of the issuing entity as of itscut-off date.  The assessments of compliance with applicable servicingcriteria and accountants' attestation reports delivered by Citibank, N.A. inthe capacities described above are listed in the Exhibit Index, and exclude theservicing criteria set forth in Item 1122(d)(4)(i)-(ii),  relating to themaintenance of collateral or security on pool assets and the safeguarding ofpool assets and related documents as required by the trust and servicingagreement for the MAD 2019-650M Transaction and the pooling and servicingagreement for the CGCMT 2019-C7 Transaction, which servicing criteria have beenassessed by U.S. Bank National Association, as a servicing functionparticipant, as described below in these Explanatory Notes.

This AnnualReport on Form 10-K includes an assessment of compliance with applicableservicing criteria and an accountant’s attestation report from U.S. BankNational Association. This entity was engaged by Citibank, N.A., as custodianof the 650 Madison Avenue Mortgage Loan and the Shoppes at Parma Mortgage Loan,to perform certain custodial services. These custodial services are servicingfunctions included within the servicing criteria set forth in Items 1122(d)(4)(i)and 1122(d)(4)(ii) of Regulation AB. Therefore, under the principles-baseddefinition of “servicer” set forth in Item 1101(j) or Regulation AB that looksto the functions that an entity performs, this vendor is a “servicer” for thepurposes of Item 1122 of Regulation AB. *See* Compliance and DisclosureInterpretations, Section 301.01 (Item 1101(j)).

Pentalpha Surveillance LLC is the operating advisor of theKings Plaza Mortgage Loan, the 1633 Broadway Mortgage Loan, the F5 TowerMortgage Loan, the ExchangeRight Net Leased Portfolio #31 Mortgage Loan, theExchange on Erwin Mortgage Loan and the Shoppes at Parma Mortgage Loan. As a result, Pentalpha Surveillance LLC is a servicing function participant inthe capacities described above, because it is servicing mortgage loans thatconstituted 5% or more of the assets of the issuing entity as of its cut-offdate. The assessments of compliance with applicable servicing criteria andaccountants’ attestation reports delivered by Pentalpha Surveillance LLC in thecapacities described above are listed in the Exhibit Index.

Midland Loan Services, a Divisionof PNC Bank, National Association is the primary servicer and special servicerof the Kings Plaza Mortgage Loan, the F5 Tower Mortgage Loan, the ExchangeRightNet Leased Portfolio #31 Mortgage Loan and the Exchange on Erwin Mortgage Loan.As a result, Midland Loan Services, a Division of PNC Bank, NationalAssociation is a “servicer” as defined in Item 1108(a)(2)(iii) of RegulationAB, in the capacities described above, because it is servicing mortgage loansthat constituted 10% or more of the assets of the issuing entity as of itscut-off date. The assessments of compliance with applicable servicing criteria,accountants’ attestation reports and servicer compliance statements deliveredby Midland Loan Services, a Division of PNC Bank, National Association in thecapacities described above are listed in the Exhibit Index.

Wilmington Trust, NationalAssociation acts as trustee of the mortgage loans serviced under the Poolingand Servicing Agreement, the 650 Madison Avenue Mortgage Loan, the Shoppes atParma Mortgage Loan and the 4041 Central Mortgage Loan.  Pursuant to thePooling and Servicing Agreement, the trust and servicing agreement for the MAD2019-650M Transaction, the pooling and servicing agreement for the CGCMT2019-C7 Transaction and the pooling and servicing agreement for the UBS2019-C18 Transaction, the trustee is required to provide an assessment ofcompliance with applicable servicing criteria solely with respect to Item1122(d)(2)(iii) of Regulation AB (regarding advances of funds or guaranteesregarding collections, cash flows or distributions, and any interest or otherfees charged for such advances, are made, reviewed and approved as specified inthe transaction agreements). However, during the reporting period, the trusteedid not perform any servicing function with respect to the servicing criteriaspecified in Item 1122(d)(2)(iii) of Regulation AB.  The master serviceror the special servicer, to the extent required, performed the servicingfunction identified with respect to Item 1122(d)(2)(iii) of Regulation AB, andeach such party included Item 1122(d)(2)(iii) of Regulation AB in theassessment of compliance with applicable servicing criteria and accountant’sattestation report for the subject transaction.  As a result, this AnnualReport on Form 10-K does not include an assessment of compliance withapplicable servicing criteria of the trustee. One or more other servicers ofthe mortgage loans serviced under the Pooling and Servicing Agreement, the 650Madison Avenue Mortgage Loan, the Shoppes at Parma Mortgage Loan and the 4041Central Mortgage Loan have delivered one or more assessments of compliance withrespect to Item 1122(d)(2)(iii) of Regulation AB.

Wells Fargo Bank, NationalAssociation acts as trustee of the 1633 Broadway Mortgage Loan, the F5 TowerMortgage Loan, the ExchangeRight Net Leased Portfolio #31 Mortgage Loan, theExchange on Erwin Mortgage Loan and the Kings Plaza Mortgage Loan. Pursuant to the trust and servicing agreement for the BWAY 2019-1633Transaction, the pooling and servicing agreement for the BBCMS 2020-C6Transaction and the pooling and servicing agreement for the Benchmark 2020-B17Transaction, the trustee is required to provide an assessment of compliancewith applicable servicing criteria solely with respect to Item 1122(d)(2)(iii)of Regulation AB (regarding advances of funds or guarantees regardingcollections, cash flows or distributions, and any interest or other feescharged for such advances, are made, reviewed and approved as specified in thetransaction agreements). However, during the reporting period, the trustee didnot perform any servicing function with respect to the servicing criteriaspecified in Item 1122(d)(2)(iii) of Regulation AB.  The master serviceror the special servicer, to the extent required, performed the servicingfunction identified with respect to Item 1122(d)(2)(iii) of Regulation AB, andeach such party included Item 1122(d)(2)(iii) of Regulation AB in theassessment of compliance with applicable servicing criteria and accountant’sattestation report for the Subject Transaction.  As a result, this AnnualReport on Form 10-K does not include an assessment of compliance with applicableservicing criteria of the trustee. One or more other servicers of the 1633Broadway Mortgage Loan, the F5 Tower Mortgage Loan, the ExchangeRight NetLeased Portfolio #31 Mortgage Loan, the Exchange on Erwin Mortgage Loan and theKings Plaza Mortgage Loan have delivered one or more assessments of compliancewith respect to Item 1122(d)(2)(iii) of Regulation AB. 

This Annual Report on Form 10-Kincludes assessments of compliance with applicable servicing criteria andaccountants’ attestation reports from CoreLogic Solutions, LLC.  Thisentity was engaged by the master servicer under the Pooling and ServicingAgreement and the primary servicer of the Shoppes at Parma Mortgage Loan andthe 4041 Central Mortgage Loan to remit tax payments received from the escrowaccounts of borrowers to local taxing authorities, to report tax amounts due,to verify tax parcel information, and to verify non-escrow tax payments. Theseservicing functions are included within the servicing criteria set forth inItems 1122(d)(4)(xi) and 1122(d)(4)(xii) of Regulation AB.  Therefore,under the principles-based definition of “servicer” set forth in Item 1101(j)of Regulation AB that looks to the functions that an entity performs, thisvendor is a “servicer” for the purposes of Item 1122 of Regulation AB.  *See*Compliance and Disclosure Interpretations, Section 301.01 (Item 1101(j)).

This Annual Report on Form 10-Kincludes an assessment of compliance with applicable servicing criteria,accountants’ attestation report and servicer compliance statement fromComputershare Trust Company, National Association (“CTCNA”).  CTCNAwas engaged by Wells Fargo Bank, National Association (“Wells Fargo”),in its capacity as certificate administrator and custodian, to perform certainspecified servicing functions identified in the assessment of compliance withapplicable servicing criteria and accountants’ attestation reports.  WellsFargo engaged CTCNA in connection with the sale of Wells Fargo’s corporatetrust services business to CTCNA and its affiliates.  Further, under theprinciples-based definition of “servicer” set forth in Item 1101(j) ofRegulation AB that looks to the functions that an entity performs, this partyis a “servicer” for the purposes of Item 1123 of Regulation AB.  See Complianceand Disclosure Interpretations, Section 301.01 (Item 1101(j)).

Theassessments of compliance with applicable servicing criteria, accountants’attestation reports and servicer compliance statements of the certificateadministrator of the 4041 Central Mortgage Loan, the 1633 Broadway MortgageLoan, the F5 Tower Mortgage Loan, the ExchangeRight Net Leased Portfolio #31Mortgage Loan, the Exchange on Erwin Mortgage Loan, the Kings Plaza MortgageLoan, the 650 Madison Avenue Mortgage Loan and the Shoppes at Parma MortgageLoan are omitted from this Annual Report on Form 10-K as the certificateadministrator pursuant to the related pooling and servicing agreement or trustand servicing agreement does not perform any activities that address servicingcriteria with respect to the issuing entity and because they are each not a“servicer” that meets the criteria in Item 1108(a)(2)(i) through (iii) ofRegulation AB.

With respect to the *pari passu*loan combinations that include the 650 Madison Avenue Mortgage Loan and the Shoppesat Parma Mortgage Loan, the servicer compliance statements of LNR Partners, LLCas special servicer of the 650 Madison Avenue Mortgage Loan and the Shoppes atParma Mortgage Loan, listed on the Exhibit Index are omitted from this AnnualReport on Form 10-K as they are not required by Item 1123 of Regulation AB tobe included on this Annual Report on Form 10-K because it is an unaffiliatedparty that is not a “servicer” that meets the criteria in Item 1108(a)(2)(i)through (iii) of Regulation AB.

**PART I**

**Item 1.  Business.**

Omitted.

**Item 1A.  Risk Factors.**

Omitted.

**Item 1B.  Unresolved Staff Comments.**

None.

**Item 2.  Properties.**

Omitted.

**Item 3.  Legal Proceedings.**

Omitted.

**Item 4.  Mine Safety Disclosures.**

Not applicable.

**PART II**

**Item 5.  Market for Registrant’s Common Equity,Related Stockholder Matters and Issuer Purchases of Equity Securities.**

Omitted.

**Item 6.  Selected Financial Data.**

Omitted.

**Item 7.  Management’s Discussion and Analysis ofFinancial Condition and Results of Operations.**

Omitted.

**Item 7A.  Quantitative and Qualitative DisclosuresAbout Market Risk.**

Omitted.

**Item 8.  Financial Statements and Supplementary Data.**

Omitted.

**Item 9.  Changes in and Disagreements WithAccountants on Accounting and Financial Disclosure.**

Omitted.

**Item 9A.  Controls and Procedures.**

Omitted.

**Item 9B.  Other Information.**

None.

**PART III**

**Item 10.  Directors, Executive Officers and CorporateGovernance.**

Omitted.

**Item 11.  Executive Compensation.**

Omitted.

**Item 12.  Security Ownership of Certain BeneficialOwners and Management and Related Stockholder Matters.**

Omitted.

**Item 13.  Certain Relationships and RelatedTransactions, and Director Independence.**

Omitted.

**Item 14.  Principal Accounting Fees and Services.**

Omitted.

**ADDITIONAL DISCLOSURE ITEMS FOR REGULATION AB**

**Item 1112(b) of Regulation AB, Significant ObligorFinancial Information.**

No single obligor represents 10% or more of the pool assetsheld by the issuing entity. 

 

**Item 1114(b)(2) of Regulation AB, Significant EnhancementProvider Financial Information.**

No entity or group of affiliated entities provides any external creditenhancement or other support for the certificates within this transaction asdescribed under Item 1114(a) of Regulation AB.

**Item 1115(b) of Regulation AB, Certain DerivativesInstruments (Financial Information).**

No entity or group of affiliated entities provides anyderivative instruments or other support for the certificates within thistransaction as described under Item 1115 of Regulation AB.

**Item 1117 of Regulation AB, Legal Proceedings.**

The registrant knows of no material pending legal proceedinginvolving the trust or any party related to the trust, other than routinelitigation incidental to the duties of those respective parties, and thefollowing, with respect to Wells Fargo Bank, National Association, as trustee,as certificate administrator and as custodian.

 

In December 2014, Phoenix LightSF Limited and certain related entities and the National Credit UnionAdministration (NCUA) filed complaints in the United States District Court forthe Southern District of New York against Wells Fargo Bank, alleging claimsagainst Wells Fargo Bank in its capacity as trustee for a number of residentialmortgage-backed securities trusts. Complaints raising similar allegations havebeen filed by Commerzbank AG in the Southern District of New York and by IKBInternational and IKB Deutsche Industriebank in New York state court. In eachcase, the plaintiffs allege that Wells Fargo Bank, as trustee, caused losses toinvestors, and plaintiffs assert causes of action based upon, among otherthings, the trustee’s alleged failure to notify and enforce repurchaseobligations of mortgage loan sellers for purported breaches of representationsand warranties, notify investors of alleged events of default, and abide byappropriate standards of care following alleged events of default. Wells FargoBank previously settled two class action lawsuits with similar allegations thatwere filed in November 2014 and December 2016 by institutional investors in theSouthern District of New York and New York state court, respectively. Inaddition, Park Royal I LLC and Park Royal II LLC have filed complaints in NewYork state court alleging Wells Fargo Bank, N.A., as trustee, failed to takeappropriate actions upon learning of defective mortgage loan documentation. InMarch 2021, the Company entered into an agreement to resolve the case filed bythe NCUA.

 

In addition to the foregoingcases, in August 2014 and August 2015 Nomura Credit & Capital Inc. (“Nomura”)and Natixis Real Estate Holdings, LLC (“Natixis”) filed a total of seventhird-party complaints against Wells Fargo Bank in New York state court. In theunderlying first-party actions, Nomura and Natixis have been sued for allegedbreaches of representations and warranties made in connection with residentialmortgage-backed securities sponsored by them. In the third-party actions,Nomura and Natixis allege that Wells Fargo Bank, as master servicer, primaryservicer or securities administrator, failed to notify Nomura and Natixis oftheir own breaches, failed to properly oversee the primary servicers, andfailed to adhere to accepted servicing practices. Natixis additionally allegesthat Wells Fargo Bank failed to perform default oversight duties. Wells FargoBank has asserted counterclaims alleging that Nomura and Natixis failed toprovide Wells Fargo Bank notice of their representation and warranty breaches.

 

With respect to each of the foregoing litigations, WellsFargo Bank believes plaintiffs' claims are without merit and intends to contestthe claims vigorously, but there can be no assurances as to the outcome of thelitigations or the possible impact of the litigations on Wells Fargo Bank orthe related RMBS trusts.

**Item 1119 of Regulation AB, Affiliations and CertainRelationships and Related Transactions.**

The information regarding this Item has been previouslyprovided in the prospectus of the Registrant relating to the issuing entityfiled on February 27, 2020 pursuant to Rule 424(b)(2).

**Item 1122 of Regulation AB, Compliance with ApplicableServicing Criteria.**

The reports on assessments of compliance with the servicingcriteria for asset-backed securities and related attestation reports on suchassessments of compliance with respect to the mortgage loans are attachedhereto under Item 15 to this Annual Report on Form 10-K. Attached as Exhibit AAto the Pooling and Servicing Agreement incorporated by reference as Exhibit 4.1to this Annual Report on Form 10-K is a chart identifying the entitiesparticipating in a servicing function for the transaction responsible for eachapplicable servicing criteria set forth in Item 1122(d).

The reports on assessments of compliance with the servicingcriteria for asset-backed securities and related attestation reports on suchassessments of compliance with respect to the 650 Madison Avenue Mortgage Loan,which is being serviced and administered pursuant to the trust and servicingagreement for the MAD 2019-650M Transaction, are attached hereto under Item 15to this Annual Report on Form 10-K. Attached as Exhibit L to the trust andservicing agreement for the MAD 2019-650M Transaction incorporated by referenceas Exhibit 4.2 to this Annual Report on Form 10-K is a chart identifying theentities participating in a servicing function for the MAD 2019-650MTransaction responsible for each applicable servicing criteria set forth inItem 1122(d).

The reports on assessments of compliance with the servicingcriteria for asset-backed securities and related attestation reports on suchassessments of compliance with respect to the Shoppes at Parma Mortgage Loan,which is being serviced and administered pursuant to the pooling and servicingagreement for the CGCMT 2019-C7 Transaction, are attached hereto under Item 15to this Annual Report on Form 10-K. Attached as Exhibit O to the pooling andservicing agreement for the CGCMT 2019-C7 Transaction incorporated by referenceas Exhibit 4.3 to this Annual Report on Form 10-K is a chart identifying the entitiesparticipating in a servicing function for the CGCMT 2019-C7 Transactionresponsible for each applicable servicing criteria set forth in Item 1122(d).

The reports on assessments of compliance with the servicingcriteria for asset-backed securities and related attestation reports on suchassessments of compliance with respect to the 1633 Broadway Mortgage Loan,which is being serviced and administered pursuant to the trust and servicingagreement for the BWAY 2019-1633 Transaction, are attached hereto under Item 15to this Annual Report on Form 10-K. Attached as Exhibit L to the trust andservicing agreement for the BWAY 2019-1633 Transaction incorporated byreference as Exhibit 4.4 to this Annual Report on Form 10-K is a chartidentifying the entities participating in a servicing function for the BWAY2019-1633 Transaction responsible for each applicable servicing criteria setforth in Item 1122(d).

The reports on assessments of compliance with the servicingcriteria for asset-backed securities and related attestation reports on suchassessments of compliance with respect to the 4041 Central Mortgage Loan, whichis being serviced and administered pursuant to the pooling and servicingagreement for the UBS 2019-C18 Transaction, are attached hereto under Item 15to this Annual Report on Form 10-K. Attached as Exhibit Z to the pooling andservicing agreement for the UBS 2019-C18 Transaction incorporated by referenceas Exhibit 4.5 to this Annual Report on Form 10-K is a chart identifying theentities participating in a servicing function for the UBS 2019-C18 Transactionresponsible for each applicable servicing criteria set forth in Item 1122(d).

The reports on assessments of compliance with the servicingcriteria for asset-backed securities and related attestation reports on suchassessments of compliance with respect to the F5 Tower Mortgage Loan, theExchangeRight Net Leased Portfolio #31 Mortgage Loan and the Exchange on ErwinMortgage Loan, which are being serviced and administered pursuant to the poolingand servicing agreement for the BBCMS 2020-C6 Transaction, are attached heretounder Item 15 to this Annual Report on Form 10-K. Attached as Exhibit AA to thepooling and servicing agreement for the BBCMS 2020-C6 Transaction incorporatedby reference as Exhibit 4.6 to this Annual Report on Form 10-K is a chartidentifying the entities participating in a servicing function for the BBCMS2020-C6 Transaction responsible for each applicable servicing criteria setforth in Item 1122(d).

The reports on assessments of compliance with the servicingcriteria for asset-backed securities and related attestation reports on suchassessments of compliance with respect to the Kings Plaza Mortgage Loan, whichis being serviced and administered pursuant to the pooling and servicingagreement for the Benchmark 2020-B17 Transaction, are attached hereto underItem 15 to this Annual Report on Form 10-K. Attached as Exhibit AA to thepooling and servicing agreement for the Benchmark 2020-B17 Transactionincorporated by reference as Exhibit 4.7 to this Annual Report on Form 10-K isa chart identifying the entities participating in a servicing function for theBenchmark 2020-B17 Transaction responsible for each applicable servicingcriteria set forth in Item 1122(d).

**Item 1123 of Regulation AB, Servicer Compliance Statement.**

The servicer compliance statements are attached as Exhibitsto this Annual Report on Form 10-K.

**PART IV**

**Item 15. Exhibits, Financial Statement Schedules**

(a) The following is a list of documents filed as part ofthis Annual Report on Form 10-K:

(1) Not applicable

(2) Not applicable

(3) See below

4.1          Pooling and Servicing Agreement, dated as of February 1,2020, by and among Wells Fargo Commercial Mortgage Securities, Inc., asDepositor, Wells Fargo Bank, National Association, as Master Servicer, RialtoCapital Advisors, LLC, as Special Servicer, Wells Fargo Bank, NationalAssociation, as Certificate Administrator, Wilmington Trust, NationalAssociation, as Trustee, and Park Bridge Lender Services LLC, as OperatingAdvisor and as Asset Representations Reviewer (filed as Exhibit 4.1 to theregistrant’s Current Report on Form 8-K/A filed on March 30, 2020 under CommissionFile No. 333-226486-13 and incorporated by reference herein).

4.2          Trust and Servicing Agreement, dated as of December 8,2019, by and among Citigroup Commercial Mortgage Securities Inc., as Depositor,KeyBank National Association, as Servicer, LNR Partners, LLC, as SpecialServicer, Wilmington Trust, National Association, as Trustee, and Citibank,N.A., as Certificate Administrator (filed as Exhibit 4.4 to the registrant’sCurrent Report on Form 8-K filed on February 27, 2020 under Commission File No.333-226486-13 and incorporated by reference herein).

4.3          Pooling and Servicing Agreement, dated as of December 1,2019, by and among Citigroup Commercial Mortgage Securities Inc., as Depositor,Wells Fargo Bank, National Association, as Master Servicer, LNR Partners, LLC,as Special Servicer, Pentalpha Surveillance LLC, as Operating Advisor and asAsset Representations Reviewer, Citibank, N.A., as Certificate Administrator,and Wilmington Trust, National Association, as Trustee (filed as Exhibit 4.7 tothe registrant’s Current Report on Form 8-K filed on February 27, 2020 underCommission File No. 333-226486-13 and incorporated by reference herein).

4.4          Trust and Servicing Agreement, dated as of December 20,2019, by and among GS Mortgage Securities Corporation II, as Depositor, KeyBankNational Association, as Servicer, Situs Holdings, LLC, as Special Servicer,Wells Fargo Bank, National Association, as Certificate Administrator, Custodianand Trustee, and Pentalpha Surveillance LLC, as Operating Advisor (filed asExhibit 4.3 to the registrant’s Current Report on Form 8-K filed on February27, 2020 under Commission File No. 333-226486-13 and incorporated by referenceherein).

4.5          Pooling and Servicing Agreement, dated as of December 1,2019, by and among UBS Commercial Mortgage Securitization Corp., as Depositor,Wells Fargo Bank, National Association, as Master Servicer, Rialto CapitalAdvisors, LLC, as Special Servicer, Wells Fargo Bank, National Association, asCertificate Administrator, Wilmington Trust, National Association as Trustee,and Park Bridge Lender Services LLC, as Operating Advisor and as AssetRepresentations Reviewer (filed as Exhibit 4.6 to the registrant’s CurrentReport on Form 8-K filed on February 27, 2020 under Commission File No.333-226486-13 and incorporated by reference herein).

4.6          Pooling and Servicing Agreement, dated as of February 1,2020, by and among Barclays Commercial Mortgage Securities LLC, as Depositor, MidlandLoan Services, a Division of PNC Bank, National Association, as MasterServicer, Midland Loan Services, a Division of PNC Bank, National Association,as Special Servicer, Wells Fargo Bank, National Association, as CertificateAdministrator, Wells Fargo Bank, National Association, as Trustee, andPentalpha Surveillance LLC, as Operating Advisor and as Asset RepresentationsReviewer (filed as Exhibit 4.5 to the registrant’s Current Report on Form 8-Kfiled on February 27, 2020 under Commission File No. 333-226486-13 andincorporated by reference herein).

4.7          Pooling and Servicing Agreement, dated as of March 1, 2020,among J.P. Morgan Chase Commercial Mortgage Securities Corp., as Depositor,Midland Loan Services, a Division of PNC Bank, National Association, as MasterServicer, Midland Loan Services, a Division of PNC Bank, National Association,as Special Servicer, Wells Fargo Bank, National Association, as CertificateAdministrator, Wells Fargo Bank, National Association, as Trustee, andPentalpha Surveillance LLC, as Operating Advisor and as Asset RepresentationsReviewer (filed as Exhibit 4.1 to the registrant’s Current Report on Form 8-Kfiled on March 27, 2020 under Commission File No. 333-226486-13 andincorporated by reference herein).

4.8          Co-Lender Agreement, dated as of December 3, 2019, by andamong JPMorgan Chase Bank, National Association, as Initial Note 1 Holder,Societe Generale Financial Corporation, as Initial Note 2 Holder and WellsFargo Bank, National Association, as Initial Note 3 Holder (filed as Exhibit4.8 to the registrant’s Current Report on Form 8-K filed on February 27, 2020under Commission File No. 333-226486-13 and incorporated by reference herein).

4.9          Co-Lender Agreement, dated as of December 20, 2019, byand among Goldman Sachs Bank USA, as Initial Note A-1-S-1 Holder, Initial NoteA-1-C-1 Holder –Initial Note A-1-C-7 Holder and Initial Note B-1 Holder, DBRInvestments Co. Limited, as Initial Note A-2-S-1 Holder, Initial Note A-2-C-1Holder – Initial Note A-2-C-7 Holder and Initial Note B-2 Holder, JPMorganChase Bank, National Association, as Initial Note A-3-S-1 Holder, Initial NoteA-3-C-1 Holder – Initial Note A-3-C-7 Holder and Initial Note B-3 Holder, andWells Fargo Bank, National Association, as Initial Note A-4-S-1 Holder, InitialNote A-4-C-1 Holder – Initial Note A-4-C-7 Holder and Initial Note B-4 Holder(filed as Exhibit 4.9 to the registrant’s Current Report on Form 8-K filed onFebruary 27, 2020 under Commission File No. 333-226486-13 and incorporated byreference herein).

4.10        Agreement Between Noteholders, dated as of November 26,2019, by and among Citi Real Estate Funding Inc., as Initial Note A-1 Holderand Initial Note A-4 Holder, Goldman Sachs Bank USA, as Initial Note A-2 Holderand Initial Note A-5 Holder, Barclays Capital Real Estate Inc., as Initial NoteA-3 Holder and Initial Note A-6 Holder, BMO Harris Bank N.A., as Initial NoteA-7 Holder, Citi Real Estate Funding Inc., as Initial Note B-1 Holder, GoldmanSachs Bank USA, as Initial Note B-2 Holder, Barclays Capital Real Estate Inc.,as Initial Note B-3 Holder, and BMO Harris Bank N.A., as Initial Note B-4Holder (filed as Exhibit 4.10 to the registrant’s Current Report on Form 8-Kfiled on February 27, 2020 under Commission File No. 333-226486-13 andincorporated by reference herein).

4.11        Co-Lender Agreement, dated as of February 19, 2020, byand among Barclays Capital Real Estate Inc., as Initial Note A-1-A Holder andInitial Note B-1 Holder, Barclays Bank PLC, as Initial Note A-1-B Holder andInitial Note A-1-C Holder, and DBR Investments Co. Limited, as Initial Note A-2Holder and Initial Note B-2 Holder (filed as Exhibit 4.11 to the registrant’s CurrentReport on Form 8-K filed on February 27, 2020 under Commission File No.333-226486-13 and incorporated by reference herein).

4.12        Agreement Between Note Holders, dated January 27, 2020,by and between Barclays Capital Real Estate Inc., as Initial Note A-1 Holder,and Barclays Capital Real Estate Inc., as Initial Note A-2 Holder (filed asExhibit 4.12 to the registrant’s Current Report on Form 8-K filed on February27, 2020 under Commission File No. 333-226486-13 and incorporated by referenceherein).

4.13        Agreement Between Note Holders, dated as of February 4,2020, by and between Barclays Capital Real Estate Inc., as Initial Note A-1Holder, Barclays Capital Real Estate Inc., as Initial Note A-2 Holder, andBarclays Capital Real Estate Inc., as Initial Note A-3 Holder (filed as Exhibit4.13 to the registrant’s Current Report on Form 8-K filed on February 27, 2020under Commission File No. 333-226486-13 and incorporated by reference herein).

4.14        Co-Lender Agreement, dated as of January 27, 2020, by andbetween BSPRT CMBS Finance, LLC, as Note A-1 Holder, and BSPRT CMBS Finance,LLC, as Note A-2 Holder (filed as Exhibit 4.14 to the registrant’s Current Reporton Form 8-K filed on February 27, 2020 under Commission File No. 333-226486-13and incorporated by reference herein).

4.15        Agreement Between Note Holders, dated January 27, 2020,by and between Barclays Capital Real Estate Inc., as Initial Note A-1 Holder,and Barclays Capital Real Estate Inc., as Initial Note A-2 Holder (filed asExhibit 4.15 to the registrant’s Current Report on Form 8-K filed on February27, 2020 under Commission File No. 333-226486-13 and incorporated by referenceherein).

4.16        Agreement Between Note Holders, dated as of December 20,2019, by and between Wells Fargo Bank, National Association, as Initial NoteA-1 Holder, and Wells Fargo Bank, National Association, as Initial Note A-2Holder (filed as Exhibit 4.16 to the registrant’s Current Report on Form 8-Kfiled on February 27, 2020 under Commission File No. 333-226486-13 andincorporated by reference herein).

4.17        Co-Lender Agreement, dated as of November 27, 2019,between Teubor TRS II LLC, as Initial Note A-1-A Holder, Teubor TRS II LLC, asInitial Note A-2-A Holder, and Teubor TRS II LLC, as Initial Note A-3-A Holder(filed as Exhibit 4.17 to the registrant’s Current Report on Form 8-K filed onFebruary 27, 2020 under Commission File No. 333-226486-13 and incorporated byreference herein).

31           Rule 13a-14(d)/15d-14(d) Certifications.

33           Reports on assessment of compliance with servicing criteria for asset-backedsecurities.

33.1        Wells Fargo Bank, National Association, as MasterServicer

33.2        Rialto Capital Advisors, LLC, as Special Servicer

33.3        Wilmington Trust, National Association, as Trustee (Omitted. See ExplanatoryNotes.)

33.4        Wells Fargo Bank, National Association, asCertificate Administrator

33.5        Wells Fargo Bank, National Association, asCustodian

33.6        Park Bridge Lender Services LLC, as OperatingAdvisor

33.7        CoreLogic Solutions, LLC, as Servicing FunctionParticipant

33.8        Computershare Trust Company, National Association,as Servicing Function Participant for the Certificate Administrator on andafter November 1, 2021

33.9        Computershare Trust Company, National Association,as Servicing Function Participant for the Custodian on and after November 1,2021

33.10      Wells Fargo Bank, National Association, as PrimaryServicer of the One Stockton Mortgage Loan (see Exhibit 33.1)

33.11      Rialto Capital Advisors, LLC, as Special Servicerof the One Stockton Mortgage Loan (see Exhibit 33.2)

33.12      Wilmington Trust, National Association, as Trustee of the One Stockton MortgageLoan (Omitted. See Explanatory Notes.)

33.13      Wells Fargo Bank, National Association, asCustodian of the One Stockton Mortgage Loan (see Exhibit 33.5)

33.14      Park Bridge Lender Services LLC, as OperatingAdvisor of the One Stockton Mortgage Loan (see Exhibit 33.6)

33.15      CoreLogic Solutions, LLC, as Servicing FunctionParticipant of the One Stockton Mortgage Loan (see Exhibit 33.7)

33.16      Computershare Trust Company, National Association,as Servicing Function Participant for the Custodian on and after November 1,2021 (see Exhibit 33.9)

33.17      Wells Fargo Bank, National Association, as PrimaryServicer of the Vernon Tower Mortgage Loan (see Exhibit 33.1)

33.18      Rialto Capital Advisors, LLC, as Special Servicer ofthe Vernon Tower Mortgage Loan (see Exhibit 33.2)

33.19      Wilmington Trust, National Association, as Trustee of the Vernon Tower MortgageLoan (Omitted. See Explanatory Notes.)

33.20      Wells Fargo Bank, National Association, asCustodian of the Vernon Tower Mortgage Loan (see Exhibit 33.5)

33.21      Park Bridge Lender Services LLC, as OperatingAdvisor of the Vernon Tower Mortgage Loan (see Exhibit 33.6)

33.22      CoreLogic Solutions, LLC, as Servicing FunctionParticipant of the Vernon Tower Mortgage Loan (see Exhibit 33.7)

33.23      Computershare Trust Company, National Association,as Servicing Function Participant for the Custodian on and after November 1,2021 (see Exhibit 33.9)

33.24      KeyBank National Association, as Primary Servicerof the 650 Madison Avenue Mortgage Loan

33.25      LNR Partners, LLC, as Special Servicer of the 650Madison Avenue Mortgage Loan

33.26      Wilmington Trust, National Association, as Trustee of the 650 Madison AvenueMortgage Loan (Omitted. See Explanatory Notes.)

33.27      Citibank, N.A., as Custodian of the 650 MadisonAvenue Mortgage Loan

33.28      U.S. Bank National Association, as ServicingFunction Participant of the 650 Madison Avenue Mortgage Loan

33.29      Wells Fargo Bank, National Association, as PrimaryServicer of the Shoppes at Parma Mortgage Loan (see Exhibit 33.1)

33.30      LNR Partners, LLC, as Special Servicer of theShoppes at Parma Mortgage Loan (see Exhibit 33.25)

33.31      Wilmington Trust, National Association, as Trustee of the Shoppes at ParmaMortgage Loan (Omitted. See Explanatory Notes.)

33.32      Citibank, N.A., as Custodian of the Shoppes atParma Mortgage Loan (see Exhibit 33.27)

33.33      Pentalpha Surveillance LLC, as Operating Advisorof the Shoppes at Parma Mortgage Loan

33.34      CoreLogic Solutions, LLC, as Servicing FunctionParticipant of the Shoppes at Parma Mortgage Loan (see Exhibit 33.7)

33.35      U.S. Bank National Association, as ServicingFunction Participant of the Shoppes at Parma Mortgage Loan (see Exhibit 33.28)

33.36      KeyBank National Association, as Primary Servicerof the 1633 Broadway Mortgage Loan (see Exhibit 33.24)

33.37      Situs Holdings, LLC, as Special Servicer of the1633 Broadway Mortgage Loan

33.38      Wells Fargo Bank, National Association, as Trustee of the 1633 BroadwayMortgage Loan (Omitted. See Explanatory Notes.)

33.39      Wells Fargo Bank, National Association, asCustodian of the 1633 Broadway Mortgage Loan (see Exhibit 33.5)

33.40      Pentalpha Surveillance LLC, as Operating Advisorof the 1633 Broadway Mortgage Loan (see Exhibit 33.33)

33.41      Computershare Trust Company, National Association,as Servicing Function Participant for the Custodian on and after November 1,2021 (see Exhibit 33.9)

33.42      Wells Fargo Bank, National Association, as PrimaryServicer of the 4041 Central Mortgage Loan (see Exhibit 33.1)

33.43      Rialto Capital Advisors, LLC, as Special Servicerof the 4041 Central Mortgage Loan (see Exhibit 33.2)

33.44      Wilmington Trust, National Association, as Trustee of the 4041 Central MortgageLoan (Omitted. See Explanatory Notes.)

33.45      Wells Fargo Bank, National Association, asCustodian of the 4041 Central Mortgage Loan (see Exhibit 33.5)

33.46      Park Bridge Lender Services LLC, as OperatingAdvisor of the 4041 Central Mortgage Loan (see Exhibit 33.6)

33.47      CoreLogic Solutions, LLC, as Servicing FunctionParticipant of the 4041 Central Mortgage Loan (see Exhibit 33.7)

33.48      Computershare Trust Company, National Association,as Servicing Function Participant for the Custodian on and after November 1,2021 (see Exhibit 33.9)

33.49      Midland Loan Services, a Division of PNC Bank,National Association, as Primary Servicer of the F5 Tower Mortgage Loan

33.50      Midland Loan Services, a Division of PNC Bank,National Association, as Special Servicer of the F5 Tower Mortgage Loan (seeExhibit 33.49)

33.51      Wells Fargo Bank, National Association, as Trustee of the F5 Tower MortgageLoan (Omitted. See Explanatory Notes.)

33.52      Wells Fargo Bank, National Association, asCustodian of the F5 Tower Mortgage Loan (see Exhibit 33.5)

33.53      Pentalpha Surveillance LLC, as Operating Advisorof the F5 Tower Mortgage Loan (see Exhibit 33.33)

33.54      Computershare Trust Company, National Association,as Servicing Function Participant for the Custodian on and after November 1,2021 (see Exhibit 33.9)

33.55      Midland Loan Services, a Division of PNC Bank,National Association, as Primary Servicer of the ExchangeRight Net LeasedPortfolio #31 Mortgage Loan (see Exhibit 33.49)

33.56      Midland Loan Services, a Division of PNC Bank,National Association, as Special Servicer of the ExchangeRight Net LeasedPortfolio #31 Mortgage Loan (see Exhibit 33.49)

33.57      Wells Fargo Bank, National Association, as Trustee of the ExchangeRight NetLeased Portfolio #31 Mortgage Loan (Omitted. See Explanatory Notes.)

33.58      Wells Fargo Bank, National Association, asCustodian of the ExchangeRight Net Leased Portfolio #31 Mortgage Loan (seeExhibit 33.5)

33.59      Pentalpha Surveillance LLC, as Operating Advisorof the ExchangeRight Net Leased Portfolio #31 Mortgage Loan (see Exhibit 33.33)

33.60      Computershare Trust Company, National Association,as Servicing Function Participant for the Custodian on and after November 1,2021 (see Exhibit 33.9)

33.61      Midland Loan Services, a Division of PNC Bank,National Association, as Primary Servicer of the Exchange on Erwin MortgageLoan (see Exhibit 33.49)

33.62      Midland Loan Services, a Division of PNC Bank,National Association, as Special Servicer of the Exchange on Erwin MortgageLoan (see Exhibit 33.49)

33.63      Wells Fargo Bank, National Association, as Trustee of the Exchange on ErwinMortgage Loan (Omitted. See Explanatory Notes.)

33.64      Wells Fargo Bank, National Association, asCustodian of the Exchange on Erwin Mortgage Loan (see Exhibit 33.5)

33.65      Pentalpha Surveillance LLC, as Operating Advisorof the Exchange on Erwin Mortgage Loan (see Exhibit 33.33)

33.66      Computershare Trust Company, National Association,as Servicing Function Participant for the Custodian on and after November 1,2021 (see Exhibit 33.9)

33.67      Midland Loan Services, a Division of PNC Bank,National Association, as Primary Servicer of the Kings Plaza Mortgage Loan (seeExhibit 33.49)

33.68      Midland Loan Services, a Division of PNC Bank,National Association, as Special Servicer of the Kings Plaza Mortgage Loan (seeExhibit 33.49)

33.69      Wells Fargo Bank, National Association, as Trustee of the Kings Plaza MortgageLoan (Omitted. See Explanatory Notes.)

33.70      Wells Fargo Bank, National Association, asCustodian of the Kings Plaza Mortgage Loan (see Exhibit 33.5)

33.71      Pentalpha Surveillance LLC, as Operating Advisorof the Kings Plaza Mortgage Loan (see Exhibit 33.33)

33.72      Computershare Trust Company, National Association, asServicing Function Participant for the Custodian on and after November 1, 2021(see Exhibit 33.9)

34           Attestation reports on assessment of compliance with servicing criteria forasset-backed securities.

34.1        Wells Fargo Bank, National Association, as MasterServicer

34.2        Rialto Capital Advisors, LLC, as Special Servicer

34.3        Wilmington Trust, National Association, as Trustee (Omitted. See ExplanatoryNotes.)

34.4        Wells Fargo Bank, National Association, asCertificate Administrator

34.5        Wells Fargo Bank, National Association, asCustodian

34.6        Park Bridge Lender Services LLC, as OperatingAdvisor

34.7        CoreLogic Solutions, LLC, as Servicing FunctionParticipant

34.8        Computershare Trust Company, National Association,as Servicing Function Participant for the Certificate Administrator on andafter November 1, 2021

34.9        Computershare Trust Company, National Association,as Servicing Function Participant for the Custodian on and after November 1,2021

34.10      Wells Fargo Bank, National Association, as PrimaryServicer of the One Stockton Mortgage Loan (see Exhibit 34.1)

34.11      Rialto Capital Advisors, LLC, as Special Servicerof the One Stockton Mortgage Loan (see Exhibit 34.2)

34.12      Wilmington Trust, National Association, as Trustee of the One Stockton MortgageLoan (Omitted. See Explanatory Notes.)

34.13      Wells Fargo Bank, National Association, asCustodian of the One Stockton Mortgage Loan (see Exhibit 34.5)

34.14      Park Bridge Lender Services LLC, as OperatingAdvisor of the One Stockton Mortgage Loan (see Exhibit 34.6)

34.15      CoreLogic Solutions, LLC, as Servicing FunctionParticipant of the One Stockton Mortgage Loan (see Exhibit 34.7)

34.16      Computershare Trust Company, National Association,as Servicing Function Participant for the Custodian on and after November 1,2021 (see Exhibit 34.9)

34.17      Wells Fargo Bank, National Association, as PrimaryServicer of the Vernon Tower Mortgage Loan (see Exhibit 34.1)

34.18      Rialto Capital Advisors, LLC, as Special Servicerof the Vernon Tower Mortgage Loan (see Exhibit 34.2)

34.19      Wilmington Trust, National Association, as Trustee of the Vernon Tower MortgageLoan (Omitted. See Explanatory Notes.)

34.20      Wells Fargo Bank, National Association, asCustodian of the Vernon Tower Mortgage Loan (see Exhibit 34.5)

34.21      Park Bridge Lender Services LLC, as OperatingAdvisor of the Vernon Tower Mortgage Loan (see Exhibit 34.6)

34.22      CoreLogic Solutions, LLC, as Servicing FunctionParticipant of the Vernon Tower Mortgage Loan (see Exhibit 34.7)

34.23      Computershare Trust Company, National Association,as Servicing Function Participant for the Custodian on and after November 1,2021 (see Exhibit 34.9)

34.24      KeyBank National Association, as Primary Servicerof the 650 Madison Avenue Mortgage Loan

34.25      LNR Partners, LLC, as Special Servicer of the 650Madison Avenue Mortgage Loan

34.26      Wilmington Trust, National Association, as Trustee of the 650 Madison AvenueMortgage Loan (Omitted. See Explanatory Notes.)

34.27      Citibank, N.A., as Custodian of the 650 MadisonAvenue Mortgage Loan

34.28      U.S. Bank National Association, as ServicingFunction Participant of the 650 Madison Avenue Mortgage Loan

34.29      Wells Fargo Bank, National Association, as PrimaryServicer of the Shoppes at Parma Mortgage Loan (see Exhibit 34.1)

34.30      LNR Partners, LLC, as Special Servicer of theShoppes at Parma Mortgage Loan (see Exhibit 34.25)

34.31      Wilmington Trust, National Association, as Trustee of the Shoppes at ParmaMortgage Loan (Omitted. See Explanatory Notes.)

34.32      Citibank, N.A., as Custodian of the Shoppes atParma Mortgage Loan (see Exhibit 34.27)

34.33      Pentalpha Surveillance LLC, as Operating Advisorof the Shoppes at Parma Mortgage Loan

34.34      CoreLogic Solutions, LLC, as Servicing FunctionParticipant of the Shoppes at Parma Mortgage Loan (see Exhibit 34.7)

34.35      U.S. Bank National Association, as ServicingFunction Participant of the Shoppes at Parma Mortgage Loan (see Exhibit 34.28)

34.36      KeyBank National Association, as Primary Servicerof the 1633 Broadway Mortgage Loan (see Exhibit 34.24)

34.37      Situs Holdings, LLC, as Special Servicer of the1633 Broadway Mortgage Loan

34.38      Wells Fargo Bank, National Association, as Trustee of the 1633 BroadwayMortgage Loan (Omitted. See Explanatory Notes.)

34.39      Wells Fargo Bank, National Association, asCustodian of the 1633 Broadway Mortgage Loan (see Exhibit 34.5)

34.40      Pentalpha Surveillance LLC, as Operating Advisorof the 1633 Broadway Mortgage Loan (see Exhibit 34.33)

34.41      Computershare Trust Company, National Association,as Servicing Function Participant for the Custodian on and after November 1,2021 (see Exhibit 34.9)

34.42      Wells Fargo Bank, National Association, as PrimaryServicer of the 4041 Central Mortgage Loan (see Exhibit 34.1)

34.43      Rialto Capital Advisors, LLC, as Special Servicerof the 4041 Central Mortgage Loan (see Exhibit 34.2)

34.44      Wilmington Trust, National Association, as Trustee of the 4041 Central MortgageLoan (Omitted. See Explanatory Notes.)

34.45      Wells Fargo Bank, National Association, asCustodian of the 4041 Central Mortgage Loan (see Exhibit 34.5)

34.46      Park Bridge Lender Services LLC, as OperatingAdvisor of the 4041 Central Mortgage Loan (see Exhibit 34.6)

34.47      CoreLogic Solutions, LLC, as Servicing FunctionParticipant of the 4041 Central Mortgage Loan (see Exhibit 34.7)

34.48      Computershare Trust Company, National Association,as Servicing Function Participant for the Custodian on and after November 1,2021 (see Exhibit 34.9)

34.49      Midland Loan Services, a Division of PNC Bank,National Association, as Primary Servicer of the F5 Tower Mortgage Loan

34.50      Midland Loan Services, a Division of PNC Bank,National Association, as Special Servicer of the F5 Tower Mortgage Loan (seeExhibit 34.49)

34.51      Wells Fargo Bank, National Association, as Trustee of the F5 Tower MortgageLoan (Omitted. See Explanatory Notes.)

34.52      Wells Fargo Bank, National Association, asCustodian of the F5 Tower Mortgage Loan (see Exhibit 34.5)

34.53      Pentalpha Surveillance LLC, as Operating Advisorof the F5 Tower Mortgage Loan (see Exhibit 34.33)

34.54      Computershare Trust Company, National Association,as Servicing Function Participant for the Custodian on and after November 1,2021 (see Exhibit 34.9)

34.55      Midland Loan Services, a Division of PNC Bank,National Association, as Primary Servicer of the ExchangeRight Net LeasedPortfolio #31 Mortgage Loan (see Exhibit 34.49)

34.56      Midland Loan Services, a Division of PNC Bank,National Association, as Special Servicer of the ExchangeRight Net LeasedPortfolio #31 Mortgage Loan (see Exhibit 34.49)

34.57      Wells Fargo Bank, National Association, as Trustee of the ExchangeRight NetLeased Portfolio #31 Mortgage Loan (Omitted. See Explanatory Notes.)

34.58      Wells Fargo Bank, National Association, asCustodian of the ExchangeRight Net Leased Portfolio #31 Mortgage Loan (seeExhibit 34.5)

34.59      Pentalpha Surveillance LLC, as Operating Advisorof the ExchangeRight Net Leased Portfolio #31 Mortgage Loan (see Exhibit 34.33)

34.60      Computershare Trust Company, National Association,as Servicing Function Participant for the Custodian on and after November 1,2021 (see Exhibit 34.9)

34.61      Midland Loan Services, a Division of PNC Bank,National Association, as Primary Servicer of the Exchange on Erwin MortgageLoan (see Exhibit 34.49)

34.62      Midland Loan Services, a Division of PNC Bank,National Association, as Special Servicer of the Exchange on Erwin MortgageLoan (see Exhibit 34.49)

34.63      Wells Fargo Bank, National Association, as Trustee of the Exchange on ErwinMortgage Loan (Omitted. See Explanatory Notes.)

34.64      Wells Fargo Bank, National Association, asCustodian of the Exchange on Erwin Mortgage Loan (see Exhibit 34.5)

34.65      Pentalpha Surveillance LLC, as Operating Advisorof the Exchange on Erwin Mortgage Loan (see Exhibit 34.33)

34.66      Computershare Trust Company, National Association,as Servicing Function Participant for the Custodian on and after November 1,2021 (see Exhibit 34.9)

34.67      Midland Loan Services, a Division of PNC Bank,National Association, as Primary Servicer of the Kings Plaza Mortgage Loan (seeExhibit 34.49)

34.68      Midland Loan Services, a Division of PNC Bank, NationalAssociation, as Special Servicer of the Kings Plaza Mortgage Loan (see Exhibit34.49)

34.69      Wells Fargo Bank, National Association, as Trustee of the Kings Plaza MortgageLoan (Omitted. See Explanatory Notes.)

34.70      Wells Fargo Bank, National Association, asCustodian of the Kings Plaza Mortgage Loan (see Exhibit 34.5)

34.71      Pentalpha Surveillance LLC, as Operating Advisorof the Kings Plaza Mortgage Loan (see Exhibit 34.33)

34.72      Computershare Trust Company, National Association,as Servicing Function Participant for the Custodian on and after November 1,2021 (see Exhibit 34.9)

35           Servicer compliance statements.

35.1        Wells Fargo Bank, National Association, as MasterServicer

35.2        Rialto Capital Advisors, LLC, as Special Servicer

35.3        Wells Fargo Bank, National Association, asCertificate Administrator

35.4        Computershare Trust Company, National Association,as Servicing Function Participant for the Certificate Administrator on andafter November 1, 2021

35.5        Wells Fargo Bank, National Association, as PrimaryServicer of the One Stockton Mortgage Loan (see Exhibit 35.1)

35.6        Rialto Capital Advisors, LLC, as Special Servicerof the One Stockton Mortgage Loan (see Exhibit 35.2)

35.7        Wells Fargo Bank, National Association, as PrimaryServicer of the Vernon Tower Mortgage Loan (see Exhibit 35.1)

35.8        Rialto Capital Advisors, LLC, as Special Servicerof the Vernon Tower Mortgage Loan (see Exhibit 35.2)

35.9        KeyBank National Association, as Primary Servicerof the 650 Madison Avenue Mortgage Loan

35.10      LNR Partners, LLC, as Special Servicer of the 650 Madison Avenue Mortgage Loan(Omitted. See Explanatory Notes.)

35.11      Wells Fargo Bank, National Association, as PrimaryServicer of the Shoppes at Parma Mortgage Loan (see Exhibit 35.1)

35.12      LNR Partners, LLC, as Special Servicer of the Shoppes at Parma Mortgage Loan(Omitted. See Explanatory Notes.)

35.13      KeyBank National Association, as Primary Servicerof the 1633 Broadway Mortgage Loan (see Exhibit 35.9)

35.14      Situs Holdings, LLC, as Special Servicer of the1633 Broadway Mortgage Loan

35.15      Wells Fargo Bank, National Association, as PrimaryServicer of the 4041 Central Mortgage Loan (see Exhibit 35.1)

35.16      Rialto Capital Advisors, LLC, as Special Servicerof the 4041 Central Mortgage Loan (see Exhibit 35.2)

35.17      Midland Loan Services, a Division of PNC Bank,National Association, as Primary Servicer of the F5 Tower Mortgage Loan

35.18      Midland Loan Services, a Division of PNC Bank,National Association, as Special Servicer of the F5 Tower Mortgage Loan (seeExhibit 35.17)

35.19      Midland Loan Services, a Division of PNC Bank,National Association, as Primary Servicer of the ExchangeRight Net LeasedPortfolio #31 Mortgage Loan (see Exhibit 35.17)

35.20      Midland Loan Services, a Division of PNC Bank,National Association, as Special Servicer of the ExchangeRight Net LeasedPortfolio #31 Mortgage Loan (see Exhibit 35.17)

35.21      Midland Loan Services, a Division of PNC Bank,National Association, as Primary Servicer of the Exchange on Erwin MortgageLoan (see Exhibit 35.17)

35.22      Midland Loan Services, a Division of PNC Bank,National Association, as Special Servicer of the Exchange on Erwin MortgageLoan (see Exhibit 35.17)

35.23      Midland Loan Services, a Division of PNC Bank,National Association, as Primary Servicer of the Kings Plaza Mortgage Loan (seeExhibit 35.17)

35.24      Midland Loan Services, a Division of PNC Bank,National Association, as Special Servicer of the Kings Plaza Mortgage Loan (seeExhibit 35.17)

99.1        Mortgage Loan Purchase Agreement, dated as of February 7,2020, between Wells Fargo Bank, National Association and Wells Fargo CommercialMortgage Securities, Inc. (filed as Exhibit 99.1 to the registrant’s CurrentReport on Form 8-K filed on February 27, 2020 under Commission File No.333-226486-13 and incorporated by reference herein).  

99.2        Mortgage Loan Purchase Agreement, dated as of February 7,2020, between Barclays Capital Real Estate Inc. Barclays Capital Holdings Inc.and Wells Fargo Commercial Mortgage Securities, Inc. (filed as Exhibit 99.2 tothe registrant’s Current Report on Form 8-K filed on February 27, 2020 underCommission File No. 333-226486-13 and incorporated by reference herein).

99.3        Mortgage Loan Purchase Agreement, dated as of February 7,2020, between LMF Commercial, LLC and Wells Fargo Commercial MortgageSecurities, Inc. (filed as Exhibit 99.6 to the registrant’s Current Report onForm 8-K filed on February 27, 2020 under Commission File No. 333-226486-13 andincorporated by reference herein).

99.4        Mortgage Loan Purchase Agreement, dated as of February 7,2020, Ladder Capital Finance LLC, Ladder Capital Finance Holdings LLLP, SeriesREIT of Ladder Capital Finance Holdings LLLP, Series TRS of Ladder CapitalFinance Holdings LLLP and Wells Fargo Commercial Mortgage Securities, Inc.(filed as Exhibit 99.6 to the registrant’s Current Report on Form 8-K filed onFebruary 27, 2020 under Commission File No. 333-226486-13 and incorporated byreference herein).

99.5        Mortgage Loan Purchase Agreement, dated as of February 7,2020, between Rialto Real Estate Fund IV – Debt, LP and Wells Fargo CommercialMortgage Securities, Inc. (filed as Exhibit 99.6 to the registrant’s CurrentReport on Form 8-K filed on February 27, 2020 under Commission File No.333-226486-13 and incorporated by reference herein).

99.6        Mortgage Loan Purchase Agreement, dated as of February 7,2020, between Argentic Real Estate Finance LLC and Wells Fargo CommercialMortgage Securities, Inc. (filed as Exhibit 99.6 to the registrant’s CurrentReport on Form 8-K filed on February 27, 2020 under Commission File No. 333-226486-13and incorporated by reference herein).

(b)   The exhibits required to be filed by theRegistrant pursuant to Item 601 of Regulation S-K are listed above.

(c)    Not Applicable.

 

**SIGNATURES**

Pursuant to the requirements of Section 13 or 15(d) of theSecurities Exchange Act of 1934, the registrant has duly caused this report tobe signed on its behalf by the undersigned, thereunto duly authorized.

Wells Fargo Commercial MortgageSecurities, Inc.(Depositor)

/s/ AnthonySfarra

AnthonySfarra, President

(senior officer in charge ofsecuritization of the depositor)

Date: March 14, 2022