**UNITED STATESSECURITIES AND EXCHANGE COMMISSION**

**Washington, D.C. 20549**

**FORM 10-K**

(Mark One)

**x****  ANNUAL REPORT PURSUANT TO SECTION13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934**

**For the fiscal year ended December 31, 2022or**

**o**** ****TRANSITIONREPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934**

**For the transition period from _____ to _____Commission file number of the issuing entity: 333-226486-13**

**Central Index Key Number of the issuing entity:0001799385**

**Wells Fargo Commercial MortgageTrust 2020-C55**

**(exact name of the issuing entity as specified in itscharter)**

** **

**Central Index Key Number of the depositor: 0000850779**

**Wells Fargo Commercial MortgageSecurities, Inc.**

**(exact name of the depositor as specified in its charter)**

** **

**Central Index Key Number of the sponsor: 0000740906**

**Wells Fargo Bank, NationalAssociation**

**(exact name of the sponsor as specified in its charter)**

** **

**Central Index Key Number of the sponsor: 0001549574**

**Barclays Capital Real Estate Inc.**

**(exact name of the sponsor as specified in its charter)**

** **

**Central Index Key Number of the sponsor: 0001592182**

**LMF Commercial, LLC**

**(exact name of the sponsor as specified in its charter)**

** **

**Central Index Key Number of the sponsor: 0001541468**

**Ladder Capital Finance LLC**

**(exact name of the sponsor as specified in its charter)**

** **

**Central Index Key Number of the sponsor: 0001788190**

**Rialto Real Estate Fund IV – Debt,LP**

**(exact name of the sponsor as specified in its charter)**

** **

**Central Index Key Number of the sponsor: 0001624053**

**Argentic Real Estate Finance LLC**

**(exact name of the sponsor as specified in its charter)**

** **

| **New York****(State or other jurisdiction of  incorporation or organization of**

**the issuing entity)** | **38-4139209**

**38-4139210**

**38-7235668**

**(I.R.S. Employer**

**Identification Numbers)** |
|------------------------------------------------------------------------------------------------------------|---------------------------------------------------------------------------------------------------|

**c/o Computershare Trust Company, National Association, as agent for**

**Wells Fargo Bank, National Association**

**as Certificate Administrator**

**9062 Old Annapolis Road**

**Columbia, MD**

**(Address of principalexecutive offices of the issuing entity)**

**21045**

**(Zip Code)**

**Registrant’s telephone number,including area code:**

**(704) 374-6161**

Securities registered pursuant to Section 12(b) of the Act:

| Title of each class | Trading Symbol(s) | Name of each exchange on which registered |
|---------------------|-------------------|-------------------------------------------|
| None                |              |                                      |

 

 

Securities registered pursuant to Section 12(g) of theAct:  None.

Indicate by check mark if the registrant is a well-knownseasoned issuer, as defined in Rule 405 of the Securities Act.  o Yes ⌧No

Indicate by check mark if the registrant is not required tofile reports pursuant to Section 13 or Section 15(d) of the Act.  o Yes ⌧No

Indicate by check mark whether the registrant (1) has filedall reports required to be filed by Section 13 or 15(d) of the SecuritiesExchange Act of 1934 during the preceding 12 months (or for such shorter periodthat the registrant was required to file such reports), and (2) has beensubject to such filing requirements for the past 90 days.  ⌧ Yes oNo

Indicate by check mark whether the registrant has submittedelectronically every Interactive Data File required to be submitted pursuant toRule 405 of Regulation S-T (Section 232.405 of this chapter) during thepreceding 12 months (or for such shorter period that the registrant wasrequired to submit such files).

Not applicable.

Indicate by check mark whether the registrant is a largeaccelerated filer, an accelerated filer, a non-accelerated filer, a smallerreporting company, or an emerging growth company. See the definitions of “largeaccelerated filer,” “accelerated filer,” “smaller reporting company,” and“emerging growth company” in Rule 12b-2 of the Exchange Act.

Large acceleratedfiler        o                                                                                                       Accelerated filer                                     o

Non-acceleratedfiler          ⌧  (Do not check if asmaller reporting company)                          Smaller reporting company                    o

                                                                                                                                                       Emerging growth company                    o

If an emerging growth company, indicate by check mark if theregistrant has elected not to use the extended transition period for complyingwith any new or revised financial accounting standards provided pursuant toSection 13(a) of the Exchange Act.  o

Indicate by check mark whether the registrant has filed areport on and attestation to its management’s assessment of the effectivenessof its internal control over financial reporting under Section 404(b) of theSarbanes-Oxley Act (15 U.S.C. 7262(b)) by the registered public accounting firmthat prepared or issued its audit report. o

If securities are registered pursuant to Section 12(b) of theAct, indicate by check mark whether the financial statements of the registrantincluded in the filing reflect the correction of an error to previously issuedfinancial statements. o

Indicate by check mark whether any of those error correctionsare restatements that required a recovery analysis of incentive-basedcompensation received by any of the registrant’s executive officers during therelevant recovery period pursuant to §240.10D-1(b). o

Indicate by check mark whether the registrant is a shellcompany (as defined in Rule 12b-2 of the Act).  o Yes ⌧ No

State the aggregate market value of the voting and non-votingcommon equity held by non-affiliates computed by reference to the price atwhich the common equity was last sold, or the average bid and asked price ofsuch common equity, as of the last business day of the registrant’s mostrecently completed second fiscal quarter.

Not applicable.

Indicate by check mark whether the registrant has filed alldocuments and reports required to be filed by Section 12, 13 or 15(d) of theSecurities Exchange Act of 1934 subsequent to the distribution of securitiesunder a plan confirmed by a court.  oYes oNo

Not applicable.

Indicate the number of shares outstanding of each of theregistrant’s classes of common stock, as of the latest practicable date.

Not applicable.

**DOCUMENTS INCORPORATED BY REFERENCE**

** **

List hereunder the following documents if incorporated byreference and the Part of the Form 10-K (e.g., Part I, Part II, etc.) intowhich the document is incorporated: (1) Any annual report to security holders;(2) Any proxy or information statement; and (3) Any prospectus filed pursuantto Rule 424(b) or (c) under the Securities Act of 1933. The listed documentsshould be clearly described for identification purposes (e.g., annual report tosecurity holders for fiscal year ended December 24, 1980).

Not applicable.

 

** **

**EXPLANATORY NOTES**

The One Stockton Mortgage Loan and the VernonTower Mortgage Loan, which constituted approximately 3.1% and 2.7%,respectively, of the asset pool of the issuing entity as of its cut-off date,are each an asset of the issuing entity and are each part of a loan combinationthat includes (a) with respect to the One Stockton Mortgage Loan, two other *paripassu* loans, which are not assets of the issuing entity and (b) withrespect to the Vernon Tower Mortgage Loan, one other *pari passu* loan,which is not an asset of the issuing entity. These loan combinations, includingthe One Stockton Mortgage Loan and the Vernon Tower Mortgage Loan, are beingserviced and administered pursuant to the Pooling and Servicing Agreement,which is incorporated by reference as Exhibit 4.1 to this Annual Report on Form10-K. 

The Exhibit Index describesexhibits provided by certain parties (in their capacities indicated on theExhibit Index) with respect to the 650 Madison Avenue Mortgage Loan, whichconstituted approximately 4.2% of the asset pool of the issuing entity as ofits cut-off date.  The 650 Madison Avenue Mortgage Loan is an asset of theissuing entity and is part of a loan combination that includes the 650 MadisonAvenue Mortgage Loan, twenty-one other *pari passu* loans and foursubordinate companion loans, which are not assets of the issuing entity. A *paripassu* portion of the loan combination was securitized in the MAD CommercialMortgage Trust 2019-650M transaction (the “MAD 2019-650M Transaction”).This loan combination, including the 650 Madison Avenue Mortgage Loan, is beingserviced and administered pursuant to the trust and servicing agreement for theMAD 2019-650M Transaction, which is incorporated by reference as Exhibit 4.2 tothis Annual Report on Form 10-K.

The Exhibit Index describesexhibits provided by certain parties (in their capacities indicated on theExhibit Index) with respect to the Shoppes at Parma Mortgage Loan, whichconstituted approximately 0.8% of the asset pool of the issuing entity as ofits cut-off date.  The Shoppes at Parma Mortgage Loan is an asset of theissuing entity and is part of a loan combination that includes the Shoppes atParma Mortgage Loan and two other *pari passu* loans, which are not assetsof the issuing entity. A *pari passu* portion of the loan combination wassecuritized in the Citigroup Commercial Mortgage Trust 2019-C7 transaction,Commission File Number 333-228597-05 (the “CGCMT 2019-C7 Transaction”).This loan combination, including the Shoppes at Parma Mortgage Loan, is beingserviced and administered pursuant to the pooling and servicing agreement forthe CGCMT 2019-C7 Transaction, which is incorporated by reference as Exhibit4.3 to this Annual Report on Form 10-K.

The Exhibit Index describesexhibits provided by certain parties (in their capacities indicated on theExhibit Index) with respect to the 1633 Broadway Mortgage Loan, whichconstituted approximately 7.3% of the asset pool of the issuing entity as ofits cut-off date.  The 1633 Broadway Mortgage Loan is an asset of theissuing entity and is part of a loan combination that includes the 1633Broadway Mortgage Loan, thirty-two other *pari passu* loans and foursubordinate companion loans, which are not assets of the issuing entity. A *paripassu* portion of the loan combination was securitized in the BWAY Trust2019-1633 transaction (the “BWAY 2019-1633 Transaction”). This loancombination, including the 1633 Broadway Mortgage Loan, is being serviced andadministered pursuant to the trust and servicing agreement for the BWAY2019-1633 Transaction, which is incorporated by reference as Exhibit 4.4 tothis Annual Report on Form 10-K.

The Exhibit Index describesexhibits provided by certain parties (in their capacities indicated on theExhibit Index) with respect to the 4041 Central Mortgage Loan, whichconstituted approximately 2.0% of the asset pool of the issuing entity as ofits cut-off date.  The 4041 Central Mortgage Loan is an asset of theissuing entity and is part of a loan combination that includes the 4041 CentralMortgage Loan and one other *pari passu* loan, which is not an asset ofthe issuing entity. The other *pari passu* portion of the loan combinationwas securitized in the UBS Commercial Mortgage Trust 2019-C18 transaction,Commission File Number 333-227784-05 (the “UBS 2019-C18 Transaction”).This loan combination, including the 4041 Central Mortgage Loan, is beingserviced and administered pursuant to the pooling and servicing agreement forthe UBS 2019-C18 Transaction, which is incorporated by reference as Exhibit 4.5to this Annual Report on Form 10-K.

The Exhibit Index describesexhibits provided by certain parties (in their capacities indicated on theExhibit Index) with respect to the F5 Tower Mortgage Loan, the ExchangeRightNet Leased Portfolio #31 Mortgage Loan and the Exchange on Erwin Mortgage Loan,which constituted approximately 4.2%, 3.5% and 2.6%, respectively, of the assetpool of the issuing entity as of its cut-off date.  The F5 Tower MortgageLoan, the ExchangeRight Net Leased Portfolio #31 Mortgage Loan and the Exchangeon Erwin Mortgage Loan are each an asset of the issuing entity and are eachpart of a loan combination that includes (a) with respect to the F5 TowerMortgage Loan, three other *pari passu* loans and two subordinatecompanion loans, which are not assets of the issuing entity, (b) with respectto the ExchangeRight Net Leased Portfolio #31 Mortgage Loan, one other *paripassu* loan, which is not an asset of the issuing entity or (c) with respectto the Exchange on Erwin Mortgage Loan, one other *pari passu* loan, whichis not an asset of the issuing entity. A *pari passu* portion of each loancombination was securitized in the BBCMS Mortgage Trust 2020-C6 transaction,Commission File Number 333-226850-05 (the “BBCMS 2020-C6 Transaction”).These loan combinations, including the F5 Tower Mortgage Loan, theExchangeRight Net Leased Portfolio #31 Mortgage Loan and the Exchange on ErwinMortgage Loan, are being serviced and administered pursuant to the pooling andservicing agreement for the BBCMS 2020-C6 Transaction, which is incorporated byreference as Exhibit 4.6 to this Annual Report on Form 10-K.

The Exhibit Index describesexhibits provided by certain parties (in their capacities indicated on theExhibit Index) with respect to the Kings Plaza Mortgage Loan, which constitutedapproximately 8.6% of the asset pool of the issuing entity as of its cut-offdate.  The Kings Plaza Mortgage Loan is an asset of the issuing entity andis part of a loan combination that includes the Kings Plaza Mortgage Loan andten other *pari passu* loans, which are not assets of the issuingentity.  This loan combination, including the Kings Plaza Mortgage Loan,was serviced under the pooling and servicing agreement for the Benchmark2020-B16 Mortgage Trust transaction prior to the closing of the securitizationof a *pari passu* portion of the Kings Plaza loan combination in theBenchmark 2020-B17 Mortgage Trust transaction, Commission File Number333-226123-08 (the “Benchmark 2020-B17 Transaction”).  After theclosing of the Benchmark 2020-B17 Transaction on March 24, 2020, this loancombination, including the Kings Plaza Mortgage Loan was, and will continue tobe, serviced and administered pursuant to the pooling and servicing agreementwith respect to the Benchmark 2020-B17 Transaction, which is incorporated byreference as Exhibit 4.7 to this Annual Report on Form 10-K.

The master servicer of a poolingand servicing agreement or trust and servicing agreement also functions as theprimary servicer of the related mortgage loans serviced and administeredpursuant to such agreement unless a separate primary servicer is identifiedherein.  If this report does not identify a separate primary servicer, theservicer compliance statement provided by the master servicer under any suchagreement also encompasses its responsibilities as primary servicer of therelated mortgage loan or mortgage loans.

Wells Fargo Bank, NationalAssociation is the master servicer and certificate administrator of themortgage loans serviced under the Pooling and Servicing Agreement and theprimary servicer of the 4041 Central Mortgage Loan and the Shoppes at ParmaMortgage Loan. As a result, Wells Fargo Bank, National Association is a“servicer” as defined in Item 1108(a)(2)(iii) of Regulation AB, in thecapacities described above, because it is servicing mortgage loans thatconstituted 10% or more of the assets of the issuing entity as of its cut-offdate. The assessments of compliance with applicable servicing criteria,accountants’ attestation reports and servicer compliance statements deliveredby Wells Fargo Bank, National Association in the capacities described above arelisted in the Exhibit Index.

Wells Fargo Bank, NationalAssociation is the custodian of the mortgage loans serviced under the Poolingand Servicing Agreement, the Kings Plaza Mortgage Loan, the 1633 BroadwayMortgage Loan, the F5 Tower Mortgage Loan, the ExchangeRight Net LeasedPortfolio #31 Mortgage Loan, the Exchange on Erwin Mortgage Loan and the 4041Central Mortgage Loan.  As a result, Wells Fargo Bank, NationalAssociation is a servicing function participant in the capacities describedabove, because it is servicing mortgage loans that constituted 5% or more ofthe assets of the issuing entity as of its cut-off date. The assessments ofcompliance with applicable servicing criteria and accountants’ attestationreports delivered by Wells Fargo Bank, National Association in the capacitiesdescribed above are listed in the Exhibit Index.

Rialto Capital Advisors, LLC isthe special servicer of the mortgage loans serviced under the Pooling andServicing Agreement and the 4041 Central Mortgage Loan. As a result, RialtoCapital Advisors, LLC is a “servicer” as defined in Item 1108(a)(2)(iii) ofRegulation AB, in the capacities described above, because it is servicingmortgage loans that constituted 10% or more of the assets of the issuing entityas of its cut-off date. The assessments of compliance with applicable servicingcriteria, accountants’ attestation reports and servicer compliance statementsdelivered by Rialto Capital Advisors, LLC in the capacities described above arelisted in the Exhibit Index.

Park Bridge Lender Services LLC isthe operating advisor of the mortgage loans serviced under the Pooling andServicing Agreement and the 4041 Central Mortgage Loan.  As a result, ParkBridge Lender Services LLC is a servicing function participant in thecapacities described above, because it is servicing mortgage loans thatconstituted 5% or more of the assets of the issuing entity as of its cut-offdate. The assessments of compliance with applicable servicing criteria andaccountants’ attestation reports delivered by Park Bridge Lender Services LLCin the capacities described above are listed in the Exhibit Index.

KeyBank National Association isthe primary servicer of the 1633 Broadway Mortgage Loan and the 650 MadisonAvenue Mortgage Loan. As a result, KeyBank National Association is a “servicer”as defined in Item 1108(a)(2)(iii) of Regulation AB, in the capacitiesdescribed above, because it is servicing mortgage loans that constituted 10% ormore of the assets of the issuing entity as of its cut-off date. Theassessments of compliance with applicable servicing criteria, accountants’attestation reports and servicer compliance statements delivered by KeyBankNational Association in the capacities described above are listed in theExhibit Index.

LNR Partners, LLC is the specialservicer of the 650 Madison Avenue Mortgage Loan and the Shoppes at ParmaMortgage Loan.  These mortgage loans constitute more than 5%, but lessthan 10%, of the pool assets of the issuing entity.  Therefore, theDepositor included in this Annual Report on Form 10-K an assessment ofcompliance with applicable servicing criteria for LNR Partners, LLC and anaccountants’ attestation report pursuant to Item 1122 of Regulation AB becauseLNR Partners, LLC is servicing more than 5% of the pool assets.  However,the Depositor is not required to include in this Annual Report on Form 10-K aservicer compliance statement pursuant to Item 1123 of Regulation AB of LNRPartners, LLC because LNR Partners, LLC is an unaffiliated servicer servicingless than 10% of pool assets.

Citibank, N.A.is the custodian of the 650 Madison Avenue Mortgage Loan and the Shoppes atParma Mortgage Loan. As a result, Citibank, N.A. is a servicing functionparticipant in the capacities described above, because it is servicing mortgageloans that constituted 5% or more of the assets of the issuing entity as of itscut-off date.  The assessments of compliance with applicable servicingcriteria and accountants' attestation reports delivered by Citibank, N.A. inthe capacities described above are listed in the Exhibit Index, and exclude theservicing criteria set forth in Item 1122(d)(4)(i)-(ii),  relating to themaintenance of collateral or security on pool assets and the safeguarding ofpool assets and related documents as required by the trust and servicingagreement for the MAD 2019-650M Transaction and the pooling and servicingagreement for the CGCMT 2019-C7 Transaction, which servicing criteria have beenassessed by U.S. Bank National Association, as a servicing functionparticipant, as described below in these Explanatory Notes.

This AnnualReport on Form 10-K includes an assessment of compliance with applicableservicing criteria and an accountant’s attestation report from U.S. BankNational Association. This entity was engaged by Citibank, N.A., as custodianof the 650 Madison Avenue Mortgage Loan and the Shoppes at Parma Mortgage Loan,to perform certain custodial services. These custodial services are servicingfunctions included within the servicing criteria set forth in Items1122(d)(4)(i) and 1122(d)(4)(ii) of Regulation AB. Therefore, under theprinciples-based definition of “servicer” set forth in Item 1101(j) or RegulationAB that looks to the functions that an entity performs, this vendor is a“servicer” for the purposes of Item 1122 of Regulation AB. *See*Compliance and Disclosure Interpretations, Section 301.01 (Item 1101(j)).

Pentalpha Surveillance LLC is theoperating advisor of the Kings Plaza Mortgage Loan, the 1633 Broadway MortgageLoan, the F5 Tower Mortgage Loan, the ExchangeRight Net Leased Portfolio #31Mortgage Loan, the Exchange on Erwin Mortgage Loan and the Shoppes at ParmaMortgage Loan.  As a result, Pentalpha Surveillance LLC is a servicingfunction participant in the capacities described above, because it is servicingmortgage loans that constituted 5% or more of the assets of the issuing entityas of its cut-off date. The assessments of compliance with applicable servicingcriteria and accountants’ attestation reports delivered by PentalphaSurveillance LLC in the capacities described above are listed in the ExhibitIndex.

Midland Loan Services, a Divisionof PNC Bank, National Association is the primary servicer and special servicerof the Kings Plaza Mortgage Loan, the F5 Tower Mortgage Loan, the ExchangeRightNet Leased Portfolio #31 Mortgage Loan and the Exchange on Erwin Mortgage Loan.As a result, Midland Loan Services, a Division of PNC Bank, NationalAssociation is a “servicer” as defined in Item 1108(a)(2)(iii) of RegulationAB, in the capacities described above, because it is servicing mortgage loansthat constituted 10% or more of the assets of the issuing entity as of itscut-off date. The assessments of compliance with applicable servicing criteria,accountants’ attestation reports and servicer compliance statements deliveredby Midland Loan Services, a Division of PNC Bank, National Association in thecapacities described above are listed in the Exhibit Index.

Wells Fargo Bank, NationalAssociation acts as trustee of the 1633 Broadway Mortgage Loan, the F5 TowerMortgage Loan, the ExchangeRight Net Leased Portfolio #31 Mortgage Loan, theExchange on Erwin Mortgage Loan and the Kings Plaza Mortgage Loan. Pursuant to the trust and servicing agreement for the BWAY 2019-1633Transaction, the pooling and servicing agreement for the BBCMS 2020-C6Transaction and the pooling and servicing agreement for the Benchmark 2020-B17Transaction, the trustee is required to provide an assessment of compliancewith applicable servicing criteria solely with respect to Item 1122(d)(2)(iii)of Regulation AB (regarding advances of funds or guarantees regardingcollections, cash flows or distributions, and any interest or other feescharged for such advances, are made, reviewed and approved as specified in thetransaction agreements). However, during the reporting period, the trustee didnot perform any servicing function with respect to the servicing criteria specifiedin Item 1122(d)(2)(iii) of Regulation AB.  The master servicer or thespecial servicer, to the extent required, performed the servicing functionidentified with respect to Item 1122(d)(2)(iii) of Regulation AB, and each suchparty included Item 1122(d)(2)(iii) of Regulation AB in the assessment ofcompliance with applicable servicing criteria and accountant’s attestationreport for the subject transaction.  As a result, this Annual Report onForm 10-K does not include an assessment of compliance with applicableservicing criteria of the trustee. One or more other servicers of the 1633Broadway Mortgage Loan, the F5 Tower Mortgage Loan, the ExchangeRight NetLeased Portfolio #31 Mortgage Loan, the Exchange on Erwin Mortgage Loan and theKings Plaza Mortgage Loan have delivered one or more assessments of compliancewith respect to Item 1122(d)(2)(iii) of Regulation AB.

Wilmington Trust, NationalAssociation acts as trustee of  the mortgage loans serviced under thePooling and Servicing Agreement, the 650 Madison Avenue Mortgage Loan, theShoppes at Parma Mortgage Loan and the 4041 Central Mortgage Loan. Pursuant to the Pooling and Servicing Agreement, the trust and servicingagreement for the MAD 2019-650M Transaction, the pooling and servicing agreementfor the CGCMT 2019-C7 Transaction and the pooling and servicing agreement forthe UBS 2019-C18 Transaction, the trustee is required to provide an assessmentof compliance with applicable servicing criteria solely with respect to Item1122(d)(2)(iii) of Regulation AB (regarding advances of funds or guaranteesregarding collections, cash flows or distributions, and any interest or otherfees charged for such advances, are made, reviewed and approved as specified inthe transaction agreements). However, during the reporting period, the trusteedid not perform any servicing function with respect to the servicing criteriaspecified in Item 1122(d)(2)(iii) of Regulation AB.  The master serviceror the special servicer, to the extent required, performed the servicingfunction identified with respect to Item 1122(d)(2)(iii) of Regulation AB, andeach such party included Item 1122(d)(2)(iii) of Regulation AB in theassessment of compliance with applicable servicing criteria and accountant’sattestation report for the subject transaction.  As a result, this AnnualReport on Form 10-K does not include an assessment of compliance withapplicable servicing criteria of the trustee. One or more other servicersof  the mortgage loans serviced under the Pooling and Servicing Agreement,the 650 Madison Avenue Mortgage Loan, the Shoppes at Parma Mortgage Loan andthe 4041 Central Mortgage Loan have delivered one or more assessments ofcompliance with respect to Item 1122(d)(2)(iii) of Regulation AB.

This Annual Report on Form 10-Kincludes an assessment of compliance with applicable servicing criteria and anaccountant’s attestation report from U.S. Bank National Association. Thisentity was engaged by Citibank, N.A., as custodian of the 650 Madison AvenueMortgage Loan and the Shoppes at Parma Mortgage Loan, to perform certaincustodial services. These custodial services are servicing functions includedwithin the servicing criteria set forth in Items 1122(d)(4)(i) and1122(d)(4)(ii) of Regulation AB. Therefore, under the principles-baseddefinition of “servicer” set forth in Item 1101(j) or Regulation AB that looksto the functions that an entity performs, this vendor is a “servicer” for thepurposes of Item 1122 of Regulation AB. See Compliance and DisclosureInterpretations, Section 301.01 (Item 1101(j)).

This Annual Report on Form 10-Kincludes assessments of compliance with applicable servicing criteria andaccountants’ attestation reports from CoreLogic Solutions, LLC.  Thisentity was engaged by the master servicer under the Pooling and ServicingAgreement and the primary servicer of the Shoppes at Parma Mortgage Loan andthe 4041 Central Mortgage Loan to remit tax payments received from the escrowaccounts of borrowers to local taxing authorities, to report tax amounts due,to verify tax parcel information, and to verify non-escrow tax payments. Theseservicing functions are included within the servicing criteria set forth inItems 1122(d)(4)(xi) and 1122(d)(4)(xii) of Regulation AB.  Therefore,under the principles-based definition of “servicer” set forth in Item 1101(j)of Regulation AB that looks to the functions that an entity performs, thisvendor is a “servicer” for the purposes of Item 1122 of Regulation AB.  *See*Compliance and Disclosure Interpretations, Section 301.01 (Item 1101(j)).

This AnnualReport on Form 10-K includes an assessment of compliance with applicableservicing criteria, accountants’ attestation report and servicer compliancestatement from Computershare Trust Company, National Association (“CTCNA”). CTCNA was engaged by Wells Fargo Bank, National Association (“Wells Fargo”),in its capacity as certificate administrator and custodian, to perform certainspecified servicing functions identified in the assessment of compliance withapplicable servicing criteria and accountants’ attestation reports.  WellsFargo engaged CTCNA in connection with the sale of Wells Fargo’s corporatetrust services business to CTCNA and its affiliates.  Further, under theprinciples-based definition of “servicer” set forth in Item 1101(j) ofRegulation AB that looks to the functions that an entity performs, this partyis a “servicer” for the purposes of Item 1123 of Regulation AB.  SeeCompliance and Disclosure Interpretations, Section 301.01 (Item 1101(j)).

The assessments of compliance withapplicable servicing criteria, accountants’ attestation reports and servicercompliance statements of the certificate administrator of the 4041 CentralMortgage Loan, the 1633 Broadway Mortgage Loan, the F5 Tower Mortgage Loan, theExchangeRight Net Leased Portfolio #31 Mortgage Loan, the Exchange on ErwinMortgage Loan, the Kings Plaza Mortgage Loan, the 650 Madison Avenue MortgageLoan and the Shoppes at Parma Mortgage Loan are omitted from this Annual Reporton Form 10-K as the certificate administrator pursuant to the related poolingand servicing agreement or trust and servicing agreement does not perform anyactivities that address servicing criteria with respect to the issuing entityand because they are each not a “servicer” that meets the criteria in Item1108(a)(2)(i) through (iii) of Regulation AB.

With respect to the *pari passu*loan combinations that include the 650 Madison Avenue Mortgage Loan and theShoppes at Parma Mortgage Loan, the servicer compliance statement of LNR Partners,LLC as special servicer of the 650 Madison Avenue Mortgage Loan and the Shoppesat Parma Mortgage Loan, listed on the Exhibit Index are omitted from thisAnnual Report on Form 10-K as they are not required by Item 1123 of RegulationAB to be included on this Annual Report on Form 10-K because it is anunaffiliated party that is not a “servicer” that meets the criteria in Item1108(a)(2)(i) through (iii) of Regulation AB.

**PART I**

**Item 1.  Business.**

Omitted.

**Item 1A.  Risk Factors.**

Omitted.

**Item 1B.  Unresolved Staff Comments.**

None.

**Item 2.  Properties.**

Omitted.

**Item 3.  Legal Proceedings.**

Omitted.

**Item 4.  Mine Safety Disclosures.**

Not applicable.

**PART II**

**Item 5.  Market for Registrant’s Common Equity,Related Stockholder Matters and Issuer Purchases of Equity Securities.**

Omitted.

**Item 6. **

[Reserved]

**Item 7.  Management’s Discussion and Analysis ofFinancial Condition and Results of Operations.**

Omitted.

**Item 7A.  Quantitative and Qualitative DisclosuresAbout Market Risk.**

Omitted.

**Item 8.  Financial Statements and Supplementary Data.**

Omitted.

**Item 9.  Changes in and Disagreements WithAccountants on Accounting and Financial Disclosure.**

Omitted.

**Item 9A.  Controls and Procedures.**

Omitted.

**Item 9B.  Other Information.**

None.

**Item 9C.  Disclosure Regarding Foreign Jurisdictionsthat Prevent Inspections.**

None.

**PART III**

**Item 10.  Directors, Executive Officers and CorporateGovernance.**

Omitted.

**Item 11.  Executive Compensation.**

Omitted.

**Item 12.  Security Ownership of Certain BeneficialOwners and Management and Related Stockholder Matters.**

Omitted.

**Item 13.  Certain Relationships and RelatedTransactions, and Director Independence.**

Omitted.

**Item 14.  Principal Accountant Fees and Services.**

Omitted.

**ADDITIONAL DISCLOSURE ITEMS FOR REGULATION AB**

**Item 1112(b) of Regulation AB, Significant ObligorFinancial Information.**

No single obligor represents 10% or more of the pool assetsheld by the issuing entity.  

**Item 1114(b)(2) of Regulation AB, Significant EnhancementProvider Financial Information.**

No entity or group of affiliated entities provides any external creditenhancement or other support for the certificates within this transaction asdescribed under Item 1114(a) of Regulation AB.

**Item 1115(b) of Regulation AB, Certain DerivativesInstruments (Financial Information).**

No entity or group of affiliated entities provides anyderivative instruments or other support for the certificates within thistransaction as described under Item 1115 of Regulation AB.

**Item 1117 of Regulation AB, Legal Proceedings.**

The registrant knows of no material pending legal proceedinginvolving the trust or any party related to the trust, other than routinelitigation incidental to the duties of those respective parties, and thefollowing, with respect to Wells Fargo Bank, National Association, as trustee,certificate administrator and custodian. 

In December2014, Phoenix Light SF Limited (Phoenix Light) and certain related entitiesfiled a complaint in the United States District Court for the Southern Districtof New York alleging claims against Wells Fargo Bank, N.A., in its capacity astrustee for a number of residential mortgage-backed securities (RMBS) trusts.Complaints raising similar allegations have been filed by Commerzbank AG in theSouthern District of New York and by IKB International and IKB DeutscheIndustriebank in New York state court. In each case, the plaintiffs allege thatWells Fargo Bank, N.A., as trustee, caused losses to investors, and plaintiffsassert causes of action based upon, among other things, the trustee’s allegedfailure to notify and enforce repurchase obligations of mortgage loan sellersfor purported breaches of representations and warranties, notify investors ofalleged events of default, and abide by appropriate standards of care followingalleged events of default. In July 2022, the district court dismissed PhoenixLight’s claims and certain of the claims asserted by Commerzbank AG, andsubsequently entered judgment in each case in favor of Wells Fargo Bank, N.A.In August 2022, Phoenix Light and Commerzbank AG appealed the district court’sdecision to the United States Court of Appeals for the Second Circuit. TheCompany previously settled two class actions filed by institutional investorsand an action filed by the National Credit Union Administration with similarallegations. In addition, Park Royal I LLC and Park Royal II LLC have filedsubstantially similar lawsuits in New York state court alleging Wells FargoBank, N.A., as trustee, failed to take appropriate actions upon learning ofdefective mortgage loan documentation.

**Item 1119 of Regulation AB, Affiliations and CertainRelationships and Related Transactions.**

The information regarding this Item has been previouslyprovided in the prospectus of the Registrant relating to the issuing entityfiled on February 27, 2020 pursuant to Rule 424(b)(2).

**Item 1122 of Regulation AB, Compliance with ApplicableServicing Criteria.**

The reports on assessments of compliance with the servicingcriteria for asset-backed securities and related attestation reports on suchassessments of compliance with respect to the mortgage loans are attachedhereto under Item 15 to this Annual Report on Form 10-K. Attached as Exhibit AAto the Pooling and Servicing Agreement incorporated by reference as Exhibit 4.1to this Annual Report on Form 10-K is a chart identifying the entitiesparticipating in a servicing function for the transaction responsible for eachapplicable servicing criteria set forth in Item 1122(d).

The reports on assessments of compliance with the servicingcriteria for asset-backed securities and related attestation reports on suchassessments of compliance with respect to the 650 Madison Avenue Mortgage Loan,which is being serviced and administered pursuant to the trust and servicingagreement for the MAD 2019-650M Transaction, are attached hereto under Item 15to this Annual Report on Form 10-K. Attached as Exhibit L to the trust andservicing agreement for the MAD 2019-650M Transaction incorporated by referenceas Exhibit 4.2 to this Annual Report on Form 10-K is a chart identifying theentities participating in a servicing function for the MAD 2019-650MTransaction responsible for each applicable servicing criteria set forth inItem 1122(d).

The reports on assessments of compliance with the servicingcriteria for asset-backed securities and related attestation reports on suchassessments of compliance with respect to the Shoppes at Parma Mortgage Loan,which is being serviced and administered pursuant to the pooling and servicingagreement for the CGCMT 2019-C7 Transaction, are attached hereto under Item 15to this Annual Report on Form 10-K. Attached as Exhibit O to the pooling andservicing agreement for the CGCMT 2019-C7 Transaction incorporated by referenceas Exhibit 4.3 to this Annual Report on Form 10-K is a chart identifying theentities participating in a servicing function for the CGCMT 2019-C7Transaction responsible for each applicable servicing criteria set forth inItem 1122(d).

The reports on assessments of compliance with the servicingcriteria for asset-backed securities and related attestation reports on suchassessments of compliance with respect to the 1633 Broadway Mortgage Loan,which is being serviced and administered pursuant to the trust and servicingagreement for the BWAY 2019-1633 Transaction, are attached hereto under Item 15to this Annual Report on Form 10-K. Attached as Exhibit L to the trust andservicing agreement for the BWAY 2019-1633 Transaction incorporated by referenceas Exhibit 4.4 to this Annual Report on Form 10-K is a chart identifying theentities participating in a servicing function for the BWAY 2019-1633Transaction responsible for each applicable servicing criteria set forth inItem 1122(d).

The reports on assessments of compliance with the servicingcriteria for asset-backed securities and related attestation reports on suchassessments of compliance with respect to the 4041 Central Mortgage Loan, whichis being serviced and administered pursuant to the pooling and servicingagreement for the UBS 2019-C18 Transaction, are attached hereto under Item 15to this Annual Report on Form 10-K. Attached as Exhibit Z to the pooling andservicing agreement for the UBS 2019-C18 Transaction incorporated by reference asExhibit 4.5 to this Annual Report on Form 10-K is a chart identifying theentities participating in a servicing function for the UBS 2019-C18 Transactionresponsible for each applicable servicing criteria set forth in Item 1122(d).

The reports on assessments of compliance with the servicingcriteria for asset-backed securities and related attestation reports on suchassessments of compliance with respect to the F5 Tower Mortgage Loan, theExchangeRight Net Leased Portfolio #31 Mortgage Loan and the Exchange on ErwinMortgage Loan, which are being serviced and administered pursuant to thepooling and servicing agreement for the BBCMS 2020-C6 Transaction, are attachedhereto under Item 15 to this Annual Report on Form 10-K. Attached as Exhibit AAto the pooling and servicing agreement for the BBCMS 2020-C6 Transactionincorporated by reference as Exhibit 4.6 to this Annual Report on Form 10-K isa chart identifying the entities participating in a servicing function for theBBCMS 2020-C6 Transaction responsible for each applicable servicing criteriaset forth in Item 1122(d).

The reports on assessments of compliance with the servicingcriteria for asset-backed securities and related attestation reports on suchassessments of compliance with respect to the Kings Plaza Mortgage Loan, whichis being serviced and administered pursuant to the pooling and servicingagreement for the Benchmark 2020-B17 Transaction, are attached hereto underItem 15 to this Annual Report on Form 10-K. Attached as Exhibit AA to the poolingand servicing agreement for the Benchmark 2020-B17 Transaction incorporated byreference as Exhibit 4.7 to this Annual Report on Form 10-K is a chartidentifying the entities participating in a servicing function for theBenchmark 2020-B17 Transaction responsible for each applicable servicingcriteria set forth in Item 1122(d).

The report on assessment of compliance for the twelvemonths ended December 31, 2022, furnished pursuant to Item 1122 of RegulationAB by KeyBank National Association (“KeyBank”), as servicer, discloses that thefollowing material instance of noncompliance occurred with respect to itsplatform:

The examinationperformed by Ernst & Young LLP identified an instance of materialnoncompliance with the servicing criteria set forth in Item 1122(d)(4)(ix) ofRegulation AB applicable to KeyBank during the year ended December 31, 2022.During compliance testing, it was discovered,that not all FlexARM loan mortgagors were offered loan rates within 45-60 daysbefore the rate change date, as required per the related pool asset documents.Per the related note, if the holder fails to offer a loan rate within 45-60days of any change date a margin of 2.25% is to be used. Given the notificationwas not made to the borrowers, a 3% margin was incorrectly applied. Thenoncompliance in Item 1122 (d)(4)(ix) is related to a servicing portfolio whichis wholly owned by the investor and is not held in a publicly traded security.

The followingremediation procedures have been initiated by KeyBank: (i) the impactedmortgage loans are currently in the process of being identified, (ii) investorcontact has been initiated, (iii) corrective actions are being considered andwill be tracked and monitored by senior management, (iv) procedures will bereviewed and revised, if necessary, to include new tracking and action steps toprevent this situation from recurring in the future, and (v) training will beprovided to the relevant staff members to prevent a recurrence.

**Item 1123 of Regulation AB, Servicer Compliance Statement.**

The servicer compliance statements are attached as Exhibitsto this Annual Report on Form 10-K.

**PART IV**

**Item 15. Exhibit and Financial Statement Schedules**

(a) The following is a list of documents filed as part ofthis Annual Report on Form 10-K:

(1) Not applicable

(2) Not applicable

(3) See below

4.1          Pooling and Servicing Agreement, dated as of February 1,2020, by and among Wells Fargo Commercial Mortgage Securities, Inc., asDepositor, Wells Fargo Bank, National Association, as Master Servicer, RialtoCapital Advisors, LLC, as Special Servicer, Wells Fargo Bank, NationalAssociation, as Certificate Administrator, Wilmington Trust, National Association,as Trustee, and Park Bridge Lender Services LLC, as Operating Advisor and asAsset Representations Reviewer (filed as Exhibit 4.1 to the registrant’sCurrent Report on Form 8-K/A filed on March 30, 2020 under Commission File No.333-226486-13 and incorporated by reference herein).

4.2          Trust and Servicing Agreement, dated as of December 8,2019, by and among Citigroup Commercial Mortgage Securities Inc., as Depositor,KeyBank National Association, as Servicer, LNR Partners, LLC, as SpecialServicer, Wilmington Trust, National Association, as Trustee, and Citibank,N.A., as Certificate Administrator (filed as Exhibit 4.4 to the registrant’sCurrent Report on Form 8-K filed on February 27, 2020 under Commission File No.333-226486-13 and incorporated by reference herein).

4.3          Pooling and Servicing Agreement, dated as of December 1,2019, by and among Citigroup Commercial Mortgage Securities Inc., as Depositor,Wells Fargo Bank, National Association, as Master Servicer, LNR Partners, LLC,as Special Servicer, Pentalpha Surveillance LLC, as Operating Advisor and asAsset Representations Reviewer, Citibank, N.A., as Certificate Administrator,and Wilmington Trust, National Association, as Trustee (filed as Exhibit 4.7 tothe registrant’s Current Report on Form 8-K filed on February 27, 2020 underCommission File No. 333-226486-13 and incorporated by reference herein).

4.4          Trust and Servicing Agreement, dated as of December 20,2019, by and among GS Mortgage Securities Corporation II, as Depositor, KeyBankNational Association, as Servicer, Situs Holdings, LLC, as Special Servicer,Wells Fargo Bank, National Association, as Certificate Administrator, Custodianand Trustee, and Pentalpha Surveillance LLC, as Operating Advisor (filed asExhibit 4.3 to the registrant’s Current Report on Form 8-K filed on February27, 2020 under Commission File No. 333-226486-13 and incorporated by referenceherein).

4.5          Pooling and Servicing Agreement, dated as of December 1,2019, by and among UBS Commercial Mortgage Securitization Corp., as Depositor,Wells Fargo Bank, National Association, as Master Servicer, Rialto CapitalAdvisors, LLC, as Special Servicer, Wells Fargo Bank, National Association, asCertificate Administrator, Wilmington Trust, National Association as Trustee,and Park Bridge Lender Services LLC, as Operating Advisor and as AssetRepresentations Reviewer (filed as Exhibit 4.6 to the registrant’s CurrentReport on Form 8-K filed on February 27, 2020 under Commission File No.333-226486-13 and incorporated by reference herein).

4.6          Pooling and Servicing Agreement, dated as of February 1,2020, by and among Barclays Commercial Mortgage Securities LLC, as Depositor,Midland Loan Services, a Division of PNC Bank, National Association, as MasterServicer, Midland Loan Services, a Division of PNC Bank, National Association,as Special Servicer, Wells Fargo Bank, National Association, as CertificateAdministrator, Wells Fargo Bank, National Association, as Trustee, andPentalpha Surveillance LLC, as Operating Advisor and as Asset RepresentationsReviewer (filed as Exhibit 4.5 to the registrant’s Current Report on Form 8-Kfiled on February 27, 2020 under Commission File No. 333-226486-13 andincorporated by reference herein).

4.7          Pooling and Servicing Agreement, dated as of March 1,2020, among J.P. Morgan Chase Commercial Mortgage Securities Corp., asDepositor, Midland Loan Services, a Division of PNC Bank, National Association,as Master Servicer, Midland Loan Services, a Division of PNC Bank, NationalAssociation, as Special Servicer, Wells Fargo Bank, National Association, asCertificate Administrator, Wells Fargo Bank, National Association, as Trustee,and Pentalpha Surveillance LLC, as Operating Advisor and as AssetRepresentations Reviewer (filed as Exhibit 4.1 to the registrant’s CurrentReport on Form 8-K filed on March 27, 2020 under Commission File No.333-226486-13 and incorporated by reference herein).

4.8          Co-Lender Agreement, dated as of December 3, 2019, by andamong JPMorgan Chase Bank, National Association, as Initial Note 1 Holder,Societe Generale Financial Corporation, as Initial Note 2 Holder and WellsFargo Bank, National Association, as Initial Note 3 Holder (filed as Exhibit4.8 to the registrant’s Current Report on Form 8-K filed on February 27, 2020under Commission File No. 333-226486-13 and incorporated by reference herein).

4.9          Co-Lender Agreement, dated as of December 20, 2019, byand among Goldman Sachs Bank USA, as Initial Note A-1-S-1 Holder, Initial NoteA-1-C-1 Holder –Initial Note A-1-C-7 Holder and Initial Note B-1 Holder, DBRInvestments Co. Limited, as Initial Note A-2-S-1 Holder, Initial Note A-2-C-1Holder – Initial Note A-2-C-7 Holder and Initial Note B-2 Holder, JPMorganChase Bank, National Association, as Initial Note A-3-S-1 Holder, Initial NoteA-3-C-1 Holder – Initial Note A-3-C-7 Holder and Initial Note B-3 Holder, andWells Fargo Bank, National Association, as Initial Note A-4-S-1 Holder, InitialNote A-4-C-1 Holder – Initial Note A-4-C-7 Holder and Initial Note B-4 Holder(filed as Exhibit 4.9 to the registrant’s Current Report on Form 8-K filed onFebruary 27, 2020 under Commission File No. 333-226486-13 and incorporated byreference herein).

4.10        Agreement Between Noteholders, dated as of November 26,2019, by and among Citi Real Estate Funding Inc., as Initial Note A-1 Holderand Initial Note A-4 Holder, Goldman Sachs Bank USA, as Initial Note A-2 Holderand Initial Note A-5 Holder, Barclays Capital Real Estate Inc., as Initial NoteA-3 Holder and Initial Note A-6 Holder, BMO Harris Bank N.A., as Initial NoteA-7 Holder, Citi Real Estate Funding Inc., as Initial Note B-1 Holder, GoldmanSachs Bank USA, as Initial Note B-2 Holder, Barclays Capital Real Estate Inc.,as Initial Note B-3 Holder, and BMO Harris Bank N.A., as Initial Note B-4Holder (filed as Exhibit 4.10 to the registrant’s Current Report on Form 8-Kfiled on February 27, 2020 under Commission File No. 333-226486-13 andincorporated by reference herein).

4.11        Co-Lender Agreement, dated as of February 19, 2020, byand among Barclays Capital Real Estate Inc., as Initial Note A-1-A Holder andInitial Note B-1 Holder, Barclays Bank PLC, as Initial Note A-1-B Holder andInitial Note A-1-C Holder, and DBR Investments Co. Limited, as Initial Note A-2Holder and Initial Note B-2 Holder (filed as Exhibit 4.11 to the registrant’s CurrentReport on Form 8-K filed on February 27, 2020 under Commission File No.333-226486-13 and incorporated by reference herein).

4.12        Agreement Between Note Holders, dated January 27, 2020,by and between Barclays Capital Real Estate Inc., as Initial Note A-1 Holder,and Barclays Capital Real Estate Inc., as Initial Note A-2 Holder (filed asExhibit 4.12 to the registrant’s Current Report on Form 8-K filed on February27, 2020 under Commission File No. 333-226486-13 and incorporated by referenceherein).

4.13        Agreement Between Note Holders, dated as of February 4,2020, by and between Barclays Capital Real Estate Inc., as Initial Note A-1Holder, Barclays Capital Real Estate Inc., as Initial Note A-2 Holder, andBarclays Capital Real Estate Inc., as Initial Note A-3 Holder (filed as Exhibit4.13 to the registrant’s Current Report on Form 8-K filed on February 27, 2020under Commission File No. 333-226486-13 and incorporated by reference herein).

4.14        Co-Lender Agreement, dated as of January 27, 2020, by andbetween BSPRT CMBS Finance, LLC, as Note A-1 Holder, and BSPRT CMBS Finance,LLC, as Note A-2 Holder (filed as Exhibit 4.14 to the registrant’s Current Reporton Form 8-K filed on February 27, 2020 under Commission File No. 333-226486-13and incorporated by reference herein).

4.15        Agreement Between Note Holders, dated January 27, 2020,by and between Barclays Capital Real Estate Inc., as Initial Note A-1 Holder,and Barclays Capital Real Estate Inc., as Initial Note A-2 Holder (filed asExhibit 4.15 to the registrant’s Current Report on Form 8-K filed on February27, 2020 under Commission File No. 333-226486-13 and incorporated by referenceherein).

4.16        Agreement Between Note Holders, dated as of December 20,2019, by and between Wells Fargo Bank, National Association, as Initial NoteA-1 Holder, and Wells Fargo Bank, National Association, as Initial Note A-2Holder (filed as Exhibit 4.16 to the registrant’s Current Report on Form 8-Kfiled on February 27, 2020 under Commission File No. 333-226486-13 andincorporated by reference herein).

4.17        Co-Lender Agreement, dated as of November 27, 2019,between Teubor TRS II LLC, as Initial Note A-1-A Holder, Teubor TRS II LLC, asInitial Note A-2-A Holder, and Teubor TRS II LLC, as Initial Note A-3-A Holder(filed as Exhibit 4.17 to the registrant’s Current Report on Form 8-K filed onFebruary 27, 2020 under Commission File No. 333-226486-13 and incorporated byreference herein).

31           Rule 13a-14(d)/15d-14(d) Certifications.

33           Reports on assessment of compliance with servicing criteria for asset-backedsecurities.

33.1        Wells Fargo Bank, National Association, as MasterServicer

33.2        Rialto Capital Advisors, LLC, as Special Servicer

33.3        Wilmington Trust, National Association, as Trustee (Omitted. See ExplanatoryNotes.)

33.4        Wells Fargo Bank, National Association, asCertificate Administrator

33.5        Wells Fargo Bank, National Association, asCustodian

33.6        Park Bridge Lender Services LLC, as OperatingAdvisor

33.7        CoreLogic Solutions, LLC, as Servicing FunctionParticipant

33.8        Computershare Trust Company, National Association,as Servicing Function Participant for the Certificate Administrator

33.9         Computershare Trust Company, National Association, asServicing Function Participant for the Custodian

33.10      Wells Fargo Bank, National Association, as PrimaryServicer of the One Stockton Mortgage Loan (see Exhibit 33.1)

33.11      Rialto Capital Advisors, LLC, as Special Servicerof the One Stockton Mortgage Loan (see Exhibit 33.2)

33.12      Wilmington Trust, National Association, as Trustee of the One Stockton MortgageLoan (Omitted. See Explanatory Notes.)

33.13      Wells Fargo Bank, National Association, asCustodian of the One Stockton Mortgage Loan (see Exhibit 33.5)

33.14      Park Bridge Lender Services LLC, as OperatingAdvisor of the One Stockton Mortgage Loan (see Exhibit 33.6)

33.15      CoreLogic Solutions, LLC, as Servicing FunctionParticipant of the One Stockton Mortgage Loan (see Exhibit 33.7)

33.16       Computershare Trust Company, National Association, asServicing Function Participant for the Custodian (see Exhibit 33.9)

33.17      Wells Fargo Bank, National Association, as PrimaryServicer of the Vernon Tower Mortgage Loan (see Exhibit 33.1)

33.18      Rialto Capital Advisors, LLC, as Special Servicerof the Vernon Tower Mortgage Loan (see Exhibit 33.2)

33.19      Wilmington Trust, National Association, as Trustee of the Vernon Tower MortgageLoan (Omitted. See Explanatory Notes.)

33.20      Wells Fargo Bank, National Association, asCustodian of the Vernon Tower Mortgage Loan (see Exhibit 33.5)

33.21      Park Bridge Lender Services LLC, as OperatingAdvisor of the Vernon Tower Mortgage Loan (see Exhibit 33.6)

33.22      CoreLogic Solutions, LLC, as Servicing FunctionParticipant of the Vernon Tower Mortgage Loan (see Exhibit 33.7)

33.23      Computershare Trust Company, National Association,as Servicing Function Participant for the Custodian (see Exhibit 33.9)

33.24      KeyBank National Association, as Primary Servicerof the 650 Madison Avenue Mortgage Loan

33.25      LNR Partners, LLC, as Special Servicer of the 650Madison Avenue Mortgage Loan

33.26      Wilmington Trust, National Association, as Trustee of the 650 Madison AvenueMortgage Loan (Omitted. See Explanatory Notes.)

33.27      Citibank, N.A., as Custodian of the 650 MadisonAvenue Mortgage Loan

33.28      U.S. Bank National Association, as ServicingFunction Participant of the 650 Madison Avenue Mortgage Loan

33.29      Wells Fargo Bank, National Association, as PrimaryServicer of the Shoppes at Parma Mortgage Loan (see Exhibit 33.1)

33.30      LNR Partners, LLC, as Special Servicer of theShoppes at Parma Mortgage Loan (see Exhibit 33.25)

33.31      Wilmington Trust, National Association, as Trustee of the Shoppes at ParmaMortgage Loan (Omitted. See Explanatory Notes.)

33.32      Citibank, N.A., as Custodian of the Shoppes atParma Mortgage Loan (see Exhibit 33.27)

33.33      Pentalpha Surveillance LLC, as Operating Advisorof the Shoppes at Parma Mortgage Loan

33.34      CoreLogic Solutions, LLC, as Servicing FunctionParticipant of the Shoppes at Parma Mortgage Loan (see Exhibit 33.7)

33.35      U.S. Bank National Association, as ServicingFunction Participant of the Shoppes at Parma Mortgage Loan (see Exhibit 33.28)

33.36      KeyBank National Association, as Primary Servicerof the 1633 Broadway Mortgage Loan (see Exhibit 33.24)

33.37      Situs Holdings, LLC, as Special Servicer of the1633 Broadway Mortgage Loan

33.38      Wells Fargo Bank, National Association, as Trustee of the 1633 BroadwayMortgage Loan (Omitted. See Explanatory Notes.)

33.39      Wells Fargo Bank, National Association, asCustodian of the 1633 Broadway Mortgage Loan (see Exhibit 33.5)

33.40      Pentalpha Surveillance LLC, as Operating Advisorof the 1633 Broadway Mortgage Loan (see Exhibit 33.33)

33.41      Computershare Trust Company, National Association,as Servicing Function Participant for the Custodian (see Exhibit 33.9)

33.42      Wells Fargo Bank, National Association, as PrimaryServicer of the 4041 Central Mortgage Loan (see Exhibit 33.1)

33.43      Rialto Capital Advisors, LLC, as Special Servicerof the 4041 Central Mortgage Loan (see Exhibit 33.2)

33.44      Wilmington Trust, National Association, as Trustee of the 4041 Central MortgageLoan (Omitted. See Explanatory Notes.)

33.45      Wells Fargo Bank, National Association, asCustodian of the 4041 Central Mortgage Loan (see Exhibit 33.5)

33.46      Park Bridge Lender Services LLC, as OperatingAdvisor of the 4041 Central Mortgage Loan (see Exhibit 33.6)

33.47      CoreLogic Solutions, LLC, as Servicing FunctionParticipant of the 4041 Central Mortgage Loan (see Exhibit 33.7)

33.48      Computershare Trust Company, National Association, asServicing Function Participant for the Custodian (see Exhibit 33.9)

33.49      Midland Loan Services, a Division of PNC Bank,National Association, as Primary Servicer of the F5 Tower Mortgage Loan

33.50      Midland Loan Services, a Division of PNC Bank,National Association, as Special Servicer of the F5 Tower Mortgage Loan (seeExhibit 33.49)

33.51      Wells Fargo Bank, National Association, as Trustee of the F5 Tower Mortgage Loan(Omitted. See Explanatory Notes.)

33.52      Wells Fargo Bank, National Association, asCustodian of the F5 Tower Mortgage Loan (see Exhibit 33.5)

33.53      Pentalpha Surveillance LLC, as Operating Advisorof the F5 Tower Mortgage Loan (see Exhibit 33.33)

33.54      Computershare Trust Company, National Association,as Servicing Function Participant for the Custodian (see Exhibit 33.9)

33.55      Midland Loan Services, a Division of PNC Bank,National Association, as Primary Servicer of the ExchangeRight Net LeasedPortfolio #31 Mortgage Loan (see Exhibit 33.49)

33.56      Midland Loan Services, a Division of PNC Bank,National Association, as Special Servicer of the ExchangeRight Net LeasedPortfolio #31 Mortgage Loan (see Exhibit 33.49)

33.57      Wells Fargo Bank, National Association, as Trustee of the ExchangeRight NetLeased Portfolio #31 Mortgage Loan (Omitted. See Explanatory Notes.)

33.58      Wells Fargo Bank, National Association, asCustodian of the ExchangeRight Net Leased Portfolio #31 Mortgage Loan (seeExhibit 33.5)

33.59      Pentalpha Surveillance LLC, as Operating Advisorof the ExchangeRight Net Leased Portfolio #31 Mortgage Loan (see Exhibit 33.33)

33.60      Computershare Trust Company, National Association,as Servicing Function Participant for the Custodian (see Exhibit 33.9)

33.61      Midland Loan Services, a Division of PNC Bank,National Association, as Primary Servicer of the Exchange on Erwin MortgageLoan (see Exhibit 33.49)

33.62      Midland Loan Services, a Division of PNC Bank,National Association, as Special Servicer of the Exchange on Erwin MortgageLoan (see Exhibit 33.49)

33.63      Wells Fargo Bank, National Association, as Trustee of the Exchange on ErwinMortgage Loan (Omitted. See Explanatory Notes.)

33.64      Wells Fargo Bank, National Association, asCustodian of the Exchange on Erwin Mortgage Loan (see Exhibit 33.5)

33.65      Pentalpha Surveillance LLC, as Operating Advisorof the Exchange on Erwin Mortgage Loan (see Exhibit 33.33)

33.66      Computershare Trust Company, National Association,as Servicing Function Participant for the Custodian (see Exhibit 33.9)

33.67      Midland Loan Services, a Division of PNC Bank,National Association, as Primary Servicer of the Kings Plaza Mortgage Loan (seeExhibit 33.49)

33.68      Midland Loan Services, a Division of PNC Bank,National Association, as Special Servicer of the Kings Plaza Mortgage Loan (seeExhibit 33.49)

33.69      Wells Fargo Bank, National Association, as Trustee of the Kings Plaza MortgageLoan (Omitted. See Explanatory Notes.)

33.70      Wells Fargo Bank, National Association, asCustodian of the Kings Plaza Mortgage Loan (see Exhibit 33.5)

33.71      Pentalpha Surveillance LLC, as Operating Advisorof the Kings Plaza Mortgage Loan (see Exhibit 33.33)

33.72      Computershare Trust Company, National Association,as Servicing Function Participant for the Custodian (see Exhibit 33.9)

34           Attestationreports on assessment of compliance with servicing criteria for asset-backedsecurities.

34.1        Wells Fargo Bank, National Association, as MasterServicer

34.2        Rialto Capital Advisors, LLC, as Special Servicer

34.3        Wilmington Trust, National Association, as Trustee (Omitted. See ExplanatoryNotes.)

34.4        Wells Fargo Bank, National Association, asCertificate Administrator

34.5        Wells Fargo Bank, National Association, asCustodian

34.6        Park Bridge Lender Services LLC, as OperatingAdvisor

34.7        CoreLogic Solutions, LLC, as Servicing FunctionParticipant

34.8        Computershare Trust Company, National Association,as Servicing Function Participant for the Certificate Administrator

34.9        Computershare Trust Company, National Association,as Servicing Function Participant for the Custodian

34.10      Wells Fargo Bank, National Association, as PrimaryServicer of the One Stockton Mortgage Loan (see Exhibit 34.1)

34.11      Rialto Capital Advisors, LLC, as Special Servicerof the One Stockton Mortgage Loan (see Exhibit 34.2)

34.12      Wilmington Trust, National Association, as Trustee of the One Stockton MortgageLoan (Omitted. See Explanatory Notes.)

34.13      Wells Fargo Bank, National Association, asCustodian of the One Stockton Mortgage Loan (see Exhibit 34.5)

34.14      Park Bridge Lender Services LLC, as OperatingAdvisor of the One Stockton Mortgage Loan (see Exhibit 34.6)

34.15      CoreLogic Solutions, LLC, as Servicing FunctionParticipant of the One Stockton Mortgage Loan (see Exhibit 34.7)

34.16      Computershare Trust Company, National Association,as Servicing Function Participant for the Custodian (see Exhibit 34.9)

34.17      Wells Fargo Bank, National Association, as PrimaryServicer of the Vernon Tower Mortgage Loan (see Exhibit 34.1)

34.18      Rialto Capital Advisors, LLC, as Special Servicerof the Vernon Tower Mortgage Loan (see Exhibit 34.2)

34.19      Wilmington Trust, National Association, as Trustee of the Vernon Tower MortgageLoan (Omitted. See Explanatory Notes.)

34.20      Wells Fargo Bank, National Association, asCustodian of the Vernon Tower Mortgage Loan (see Exhibit 34.5)

34.21      Park Bridge Lender Services LLC, as OperatingAdvisor of the Vernon Tower Mortgage Loan (see Exhibit 34.6)

34.22      CoreLogic Solutions, LLC, as Servicing FunctionParticipant of the Vernon Tower Mortgage Loan (see Exhibit 34.7)

34.23      Computershare Trust Company, National Association,as Servicing Function Participant for the Custodian (see Exhibit 34.9)

34.24      KeyBank National Association, as Primary Servicerof the 650 Madison Avenue Mortgage Loan

34.25      LNR Partners, LLC, as Special Servicer of the 650Madison Avenue Mortgage Loan

34.26      Wilmington Trust, National Association, as Trustee of the 650 Madison AvenueMortgage Loan (Omitted. See Explanatory Notes.)

34.27      Citibank, N.A., as Custodian of the 650 MadisonAvenue Mortgage Loan

34.28      U.S. Bank National Association, as ServicingFunction Participant of the 650 Madison Avenue Mortgage Loan

34.29      Wells Fargo Bank, National Association, as PrimaryServicer of the Shoppes at Parma Mortgage Loan (see Exhibit 34.1)

34.30      LNR Partners, LLC, as Special Servicer of theShoppes at Parma Mortgage Loan (see Exhibit 34.25)

34.31      Wilmington Trust, National Association, as Trustee of the Shoppes at ParmaMortgage Loan (Omitted. See Explanatory Notes.)

34.32      Citibank, N.A., as Custodian of the Shoppes atParma Mortgage Loan (see Exhibit 34.27)

34.33      Pentalpha Surveillance LLC, as Operating Advisorof the Shoppes at Parma Mortgage Loan

34.34      CoreLogic Solutions, LLC, as Servicing FunctionParticipant of the Shoppes at Parma Mortgage Loan (see Exhibit 34.7)

34.35      U.S. Bank National Association, as ServicingFunction Participant of the Shoppes at Parma Mortgage Loan (see Exhibit 34.28)

34.36      KeyBank National Association, as Primary Servicerof the 1633 Broadway Mortgage Loan (see Exhibit 34.24)

34.37      Situs Holdings, LLC, as Special Servicer of the1633 Broadway Mortgage Loan

34.38      Wells Fargo Bank, National Association, as Trustee of the 1633 BroadwayMortgage Loan (Omitted. See Explanatory Notes.)

34.39      Wells Fargo Bank, National Association, asCustodian of the 1633 Broadway Mortgage Loan (see Exhibit 34.5)

34.40      Pentalpha Surveillance LLC, as Operating Advisorof the 1633 Broadway Mortgage Loan (see Exhibit 34.33)

34.41      Computershare Trust Company, National Association,as Servicing Function Participant for the Custodian (see Exhibit 34.9)

34.42      Wells Fargo Bank, National Association, as PrimaryServicer of the 4041 Central Mortgage Loan (see Exhibit 34.1)

34.43      Rialto Capital Advisors, LLC, as Special Servicerof the 4041 Central Mortgage Loan (see Exhibit 34.2)

34.44      Wilmington Trust, National Association, as Trustee of the 4041 Central MortgageLoan (Omitted. See Explanatory Notes.)

34.45      Wells Fargo Bank, National Association, asCustodian of the 4041 Central Mortgage Loan (see Exhibit 34.5)

34.46      Park Bridge Lender Services LLC, as OperatingAdvisor of the 4041 Central Mortgage Loan (see Exhibit 34.6)

34.47      CoreLogic Solutions, LLC, as Servicing FunctionParticipant of the 4041 Central Mortgage Loan (see Exhibit 34.7)

34.48      Computershare Trust Company, National Association,as Servicing Function Participant for the Custodian (see Exhibit 34.9)

34.49      Midland Loan Services, a Division of PNC Bank,National Association, as Primary Servicer of the F5 Tower Mortgage Loan

34.50      Midland Loan Services, a Division of PNC Bank,National Association, as Special Servicer of the F5 Tower Mortgage Loan (seeExhibit 34.49)

34.51      Wells Fargo Bank, National Association, as Trustee of the F5 Tower Mortgage Loan(Omitted. See Explanatory Notes.)

34.52      Wells Fargo Bank, National Association, asCustodian of the F5 Tower Mortgage Loan (see Exhibit 34.5)

34.53      Pentalpha Surveillance LLC, as Operating Advisorof the F5 Tower Mortgage Loan (see Exhibit 34.33)

34.54      Computershare Trust Company, National Association,as Servicing Function Participant for the Custodian (see Exhibit 34.9)

34.55      Midland Loan Services, a Division of PNC Bank,National Association, as Primary Servicer of the ExchangeRight Net LeasedPortfolio #31 Mortgage Loan (see Exhibit 34.49)

34.56      Midland Loan Services, a Division of PNC Bank,National Association, as Special Servicer of the ExchangeRight Net LeasedPortfolio #31 Mortgage Loan (see Exhibit 34.49)

34.57      Wells Fargo Bank, National Association, as Trustee of the ExchangeRight NetLeased Portfolio #31 Mortgage Loan (Omitted. See Explanatory Notes.)

34.58      Wells Fargo Bank, National Association, asCustodian of the ExchangeRight Net Leased Portfolio #31 Mortgage Loan (seeExhibit 34.5)

34.59      Pentalpha Surveillance LLC, as Operating Advisorof the ExchangeRight Net Leased Portfolio #31 Mortgage Loan (see Exhibit 34.33)

34.60      Computershare Trust Company, National Association,as Servicing Function Participant for the Custodian (see Exhibit 34.9)

34.61      Midland Loan Services, a Division of PNC Bank,National Association, as Primary Servicer of the Exchange on Erwin MortgageLoan (see Exhibit 34.49)

34.62      Midland Loan Services, a Division of PNC Bank,National Association, as Special Servicer of the Exchange on Erwin MortgageLoan (see Exhibit 34.49)

34.63      Wells Fargo Bank, National Association, as Trustee of the Exchange on ErwinMortgage Loan (Omitted. See Explanatory Notes.)

34.64      Wells Fargo Bank, National Association, asCustodian of the Exchange on Erwin Mortgage Loan (see Exhibit 34.5)

34.65      Pentalpha Surveillance LLC, as Operating Advisorof the Exchange on Erwin Mortgage Loan (see Exhibit 34.33)

34.66      Computershare Trust Company, National Association,as Servicing Function Participant for the Custodian (see Exhibit 34.9)

34.67      Midland Loan Services, a Division of PNC Bank,National Association, as Primary Servicer of the Kings Plaza Mortgage Loan (seeExhibit 34.49)

34.68      Midland Loan Services, a Division of PNC Bank,National Association, as Special Servicer of the Kings Plaza Mortgage Loan (seeExhibit 34.49)

34.69      Wells Fargo Bank, National Association, as Trustee of the Kings Plaza MortgageLoan (Omitted. See Explanatory Notes.)

34.70      Wells Fargo Bank, National Association, asCustodian of the Kings Plaza Mortgage Loan (see Exhibit 34.5)

34.71      Pentalpha Surveillance LLC, as Operating Advisorof the Kings Plaza Mortgage Loan (see Exhibit 34.33)

34.72      Computershare Trust Company, National Association,as Servicing Function Participant for the Custodian (see Exhibit 34.9)

35           Servicer compliance statements.

35.1        Wells Fargo Bank, National Association, as MasterServicer

35.2        Rialto Capital Advisors, LLC, as Special Servicer

35.3        Wells Fargo Bank, National Association, asCertificate Administrator

35.4        Computershare Trust Company, National Association,as Servicing Function Participant for the Certificate Administrator

35.5        Wells Fargo Bank, National Association, as PrimaryServicer of the One Stockton Mortgage Loan (see Exhibit 35.1)

35.6        Rialto Capital Advisors, LLC, as Special Servicerof the One Stockton Mortgage Loan (see Exhibit 35.2)

35.7        Wells Fargo Bank, National Association, as PrimaryServicer of the Vernon Tower Mortgage Loan (see Exhibit 35.1)

35.8        Rialto Capital Advisors, LLC, as Special Servicerof the Vernon Tower Mortgage Loan (see Exhibit 35.2)

35.9        KeyBank National Association, as Primary Servicerof the 650 Madison Avenue Mortgage Loan

35.10      LNR Partners, LLC, as Special Servicer of the 650 Madison Avenue Mortgage Loan(Omitted. See Explanatory Notes.)

35.11      Wells Fargo Bank, National Association, as PrimaryServicer of the Shoppes at Parma Mortgage Loan (see Exhibit 35.1)

35.12      LNR Partners, LLC, as Special Servicer of the Shoppes at Parma Mortgage Loan(Omitted. See Explanatory Notes.)

35.13      KeyBank National Association, as Primary Servicerof the 1633 Broadway Mortgage Loan (see Exhibit 35.9)

35.14      Situs Holdings, LLC, as Special Servicer of the1633 Broadway Mortgage Loan

35.15      Wells Fargo Bank, National Association, as PrimaryServicer of the 4041 Central Mortgage Loan (see Exhibit 35.1)

35.16      Rialto Capital Advisors, LLC, as Special Servicerof the 4041 Central Mortgage Loan (see Exhibit 35.2)

35.17      Midland Loan Services, a Division of PNC Bank,National Association, as Primary Servicer of the F5 Tower Mortgage Loan

35.18      Midland Loan Services, a Division of PNC Bank,National Association, as Special Servicer of the F5 Tower Mortgage Loan (seeExhibit 35.17)

35.19      Midland Loan Services, a Division of PNC Bank,National Association, as Primary Servicer of the ExchangeRight Net LeasedPortfolio #31 Mortgage Loan (see Exhibit 35.17)

35.20      Midland Loan Services, a Division of PNC Bank,National Association, as Special Servicer of the ExchangeRight Net LeasedPortfolio #31 Mortgage Loan (see Exhibit 35.17)

35.21      Midland Loan Services, a Division of PNC Bank,National Association, as Primary Servicer of the Exchange on Erwin MortgageLoan (see Exhibit 35.17)

35.22      Midland Loan Services, a Division of PNC Bank,National Association, as Special Servicer of the Exchange on Erwin MortgageLoan (see Exhibit 35.17)

35.23      Midland Loan Services, a Division of PNC Bank,National Association, as Primary Servicer of the Kings Plaza Mortgage Loan (seeExhibit 35.17)

35.24      Midland Loan Services, a Division of PNC Bank,National Association, as Special Servicer of the Kings Plaza Mortgage Loan (seeExhibit 35.17)

99.1        Mortgage Loan Purchase Agreement, dated as of February 7,2020, between Wells Fargo Bank, National Association and Wells Fargo CommercialMortgage Securities, Inc. (filed as Exhibit 99.1 to the registrant’s CurrentReport on Form 8-K filed on February 27, 2020 under Commission File No.333-226486-13 and incorporated by reference herein).  

99.2        Mortgage Loan Purchase Agreement, dated as of February 7,2020, between Barclays Capital Real Estate Inc. Barclays Capital Holdings Inc.and Wells Fargo Commercial Mortgage Securities, Inc. (filed as Exhibit 99.2 tothe registrant’s Current Report on Form 8-K filed on February 27, 2020 underCommission File No. 333-226486-13 and incorporated by reference herein).

99.3        Mortgage Loan Purchase Agreement, dated as of February 7,2020, between LMF Commercial, LLC and Wells Fargo Commercial MortgageSecurities, Inc. (filed as Exhibit 99.6 to the registrant’s Current Report onForm 8-K filed on February 27, 2020 under Commission File No. 333-226486-13 andincorporated by reference herein).

99.4        Mortgage Loan Purchase Agreement, dated as of February 7,2020, Ladder Capital Finance LLC, Ladder Capital Finance Holdings LLLP, SeriesREIT of Ladder Capital Finance Holdings LLLP, Series TRS of Ladder CapitalFinance Holdings LLLP and Wells Fargo Commercial Mortgage Securities, Inc.(filed as Exhibit 99.6 to the registrant’s Current Report on Form 8-K filed onFebruary 27, 2020 under Commission File No. 333-226486-13 and incorporated byreference herein).

99.5        Mortgage Loan Purchase Agreement, dated as of February 7,2020, between Rialto Real Estate Fund IV – Debt, LP and Wells Fargo CommercialMortgage Securities, Inc. (filed as Exhibit 99.6 to the registrant’s CurrentReport on Form 8-K filed on February 27, 2020 under Commission File No.333-226486-13 and incorporated by reference herein).

99.6        Mortgage Loan Purchase Agreement, dated as of February 7,2020, between Argentic Real Estate Finance LLC and Wells Fargo CommercialMortgage Securities, Inc. (filed as Exhibit 99.6 to the registrant’s CurrentReport on Form 8-K filed on February 27, 2020 under Commission File No.333-226486-13 and incorporated by reference herein).

(b)   The exhibits required to be filed by theRegistrant pursuant to Item 601 of Regulation S-K are listed above.

(c)    Not Applicable.

 

**SIGNATURES**

Pursuant to the requirements of Section 13 or 15(d) of theSecurities Exchange Act of 1934, the registrant has duly caused this report tobe signed on its behalf by the undersigned, thereunto duly authorized.

Wells Fargo Commercial MortgageSecurities, Inc.(Depositor)

/s/ AnthonySfarra

AnthonySfarra, President

(senior officer in charge ofsecuritization of the depositor)

Date: March 16, 2023