EX-31 Rule 13a-14(d)/15d-14(d) Certifications.

 

 

I, Leah Nivison, certify that:

 

1. I have reviewed this report on Form 10-K and all reports onForm 10-D required to be filed in respect of the period covered by this report onForm 10-K of the GS Mortgage Securities Trust 2020-GC45 (the "Exchange Actperiodic reports");

 

2. Based on my knowledge, the Exchange Act periodic reports, takenas a whole, do not contain any untrue statement of a material fact or omit tostate a material fact necessary to make the statements made, in light of thecircumstances under which such statements were made, not misleading withrespect to the period covered by this report;

 

3. Based on my knowledge, all of the distribution, servicing andother information required to be provided under Form 10-D for the periodcovered by this report is included in the Exchange Act periodic reports;

 

4. Based on my knowledge and the servicer compliance statementsrequired in this report under Item 1123 of Regulation AB, and except asdisclosed in the Exchange Act periodic reports, the servicers have fulfilledtheir obligations under the servicing agreements in all material respects; and

 

5. All of the reports on assessment of compliance with servicingcriteria for asset-backed securities and their related attestation reports onassessment of compliance with servicing criteria for asset-backed securitiesrequired to be included in this report in accordance with Item 1122 ofRegulation AB and Exchange Act Rules 13a-18 and 15d-18 have been included as anexhibit to this report, except as otherwise disclosed in this report. Anymaterial instances of noncompliance described in such reports have beendisclosed in this report on Form 10-K.

 

In giving the certifications above, I have reasonably relied oninformation provided to me by the following unaffiliated parties:

 

Midland Loan Services, a Division of PNC Bank, NationalAssociation, as Master Servicer, Midland Loan Services, a Division of PNC Bank,National Association, as General Special Servicer, CWCapital Asset ManagementLLC, as Starwood Special Servicer, Wells Fargo Bank, National Association, asTrustee and Certificate Administrator, Wells Fargo Bank, National Association,as Custodian, Pentalpha Surveillance LLC, as Operating Advisor, ComputershareTrust Company, National Association, as Servicing Function Participant for theCertificate Administrator on and after November 1, 2021, ComputershareTrust Company, National Association, as Servicing Function Participant for theCustodian on and after November 1, 2021, Midland Loan Services, a Divisionof PNC Bank, National Association, as Primary Servicer for the 19100 RidgewoodMortgage Loan, Midland Loan Services, a Division of PNC Bank, NationalAssociation, as Special Servicer for the 19100 Ridgewood Mortgage Loan, WellsFargo Bank, National Association, as Trustee for the 19100 Ridgewood MortgageLoan, Wells Fargo Bank, National Association, as Custodian for the 19100Ridgewood Mortgage Loan, Park Bridge Lender Services LLC, as Operating Advisorfor the 19100 Ridgewood Mortgage Loan, Computershare Trust Company, NationalAssociation, as Servicing Function Participant for the Custodian for the 19100Ridgewood Mortgage Loan on and after November 1, 2021, Midland LoanServices, a Division of PNC Bank, National Association, as Primary Servicer forthe Harvey Building Products Mortgage Loan, Midland Loan Services, a Divisionof PNC Bank, National Association, as Special Servicer for the Harvey BuildingProducts Mortgage Loan, Wells Fargo Bank, National Association, as Trustee forthe Harvey Building Products Mortgage Loan, Wells Fargo Bank, NationalAssociation, as Custodian for the Harvey Building Products Mortgage Loan,Pentalpha Surveillance LLC, as Operating Advisor for the Harvey BuildingProducts Mortgage Loan, Computershare Trust Company, National Association, asServicing Function Participant for the Custodian for the Harvey BuildingProducts Mortgage Loan on and after November 1, 2021, KeyBank National Association,as Primary Servicer for the Bellagio Hotel and Casino Mortgage Loan, SitusHoldings, LLC, as Special Servicer for the Bellagio Hotel and Casino MortgageLoan, Wells Fargo Bank, National Association, as Trustee for the Bellagio Hoteland Casino Mortgage Loan, Wells Fargo Bank, National Association, as Custodianfor the Bellagio Hotel and Casino Mortgage Loan, Park Bridge Lender ServicesLLC, as Operating Advisor for the Bellagio Hotel and Casino Mortgage Loan,Computershare Trust Company, National Association, as Servicing FunctionParticipant for the Custodian for the Bellagio Hotel and Casino Mortgage Loanon and after November 1, 2021, Midland Loan Services, a Division of PNCBank, National Association, as Primary Servicer for the Broadcasting Square MortgageLoan, Rialto Capital Advisors, LLC, as Special Servicer for the BroadcastingSquare Mortgage Loan, Wells Fargo Bank, National Association, as Trustee forthe Broadcasting Square Mortgage Loan, Wells Fargo Bank, National Association,as Custodian for the Broadcasting Square Mortgage Loan, Park Bridge LenderServices LLC, as Operating Advisor for the Broadcasting Square Mortgage Loan,Computershare Trust Company, National Association, as Servicing FunctionParticipant for the Custodian for the Broadcasting Square Mortgage Loan on andafter November 1, 2021, Midland Loan Services, a Division of PNC Bank,National Association, as Primary Servicer for The Shoppes at BlackstoneMortgage Loan, Rialto Capital Advisors, LLC, as Special Servicer for The Shoppesat Blackstone Mortgage Loan, Wells Fargo Bank, National Association, as Trusteefor The Shoppes at Blackstone Mortgage Loan, Wells Fargo Bank, NationalAssociation, as Custodian for The Shoppes at Blackstone Mortgage Loan, ParkBridge Lender Services LLC, as Operating Advisor for The Shoppes at BlackstoneMortgage Loan, Computershare Trust Company, National Association, as ServicingFunction Participant for the Custodian for The Shoppes at Blackstone MortgageLoan on and after November 1, 2021, Midland Loan Services, a Division ofPNC Bank, National Association, as Primary Servicer for the PCI PharmaPortfolio Mortgage Loan, Rialto Capital Advisors, LLC, as Special Servicer forthe PCI Pharma Portfolio Mortgage Loan, Wells Fargo Bank, National Association,as Trustee for the PCI Pharma Portfolio Mortgage Loan, Wells Fargo Bank,National Association, as Custodian for the PCI Pharma Portfolio Mortgage Loan,Park Bridge Lender Services LLC, as Operating Advisor for the PCI PharmaPortfolio Mortgage Loan, Computershare Trust Company, National Association, asServicing Function Participant for the Custodian for the PCI Pharma PortfolioMortgage Loan on and after November 1, 2021, Midland Loan Services, aDivision of PNC Bank, National Association, as Primary Servicer for the CobbPlace Mortgage Loan, Rialto Capital Advisors, LLC, as Special Servicer for theCobb Place Mortgage Loan, Wells Fargo Bank, National Association, as Trusteefor the Cobb Place Mortgage Loan, Wells Fargo Bank, National Association, asCustodian for the Cobb Place Mortgage Loan, Park Bridge Lender Services LLC, asOperating Advisor for the Cobb Place Mortgage Loan, Computershare TrustCompany, National Association, as Servicing Function Participant for theCustodian for the Cobb Place Mortgage Loan on and after November 1, 2021,KeyBank National Association, as Primary Servicer for the 650 Madison AvenueMortgage Loan, LNR Partners, LLC, as Special Servicer for the 650 MadisonAvenue Mortgage Loan, Wilmington Trust, National Association, as Trustee forthe 650 Madison Avenue Mortgage Loan, Citibank, N.A., as Custodian for the 650Madison Avenue Mortgage Loan, U.S. Bank National Association, as ServicingFunction Participant for the 650 Madison Avenue Mortgage Loan, KeyBank NationalAssociation, as Primary Servicer for the Parkmerced Mortgage Loan, KeyBankNational Association, as Special Servicer for the Parkmerced Mortgage Loan,Wells Fargo Bank, National Association, as Trustee for the Parkmerced MortgageLoan, Wells Fargo Bank, National Association, as Custodian for the ParkmercedMortgage Loan, Park Bridge Lender Services LLC, as Operating Advisor for theParkmerced Mortgage Loan, Computershare Trust Company, National Association, asServicing Function Participant for the Custodian for the Parkmerced MortgageLoan on and after November 1, 2021, KeyBank National Association, asPrimary Servicer for the 1633 Broadway Mortgage Loan, Situs Holdings, LLC, asSpecial Servicer for the 1633 Broadway Mortgage Loan, Wells Fargo Bank,National Association, as Trustee for the 1633 Broadway Mortgage Loan, WellsFargo Bank, National Association, as Custodian for the 1633 Broadway MortgageLoan, Pentalpha Surveillance LLC, as Operating Advisor for the 1633 BroadwayMortgage Loan, Computershare Trust Company, National Association, as ServicingFunction Participant for the Custodian for the 1633 Broadway Mortgage Loan onand after November 1, 2021, Midland Loan Services, a Division of PNC Bank,National Association, as Primary Servicer for the 560 Mission Street MortgageLoan, KeyBank National Association, as Special Servicer for the 560 MissionStreet Mortgage Loan, Wells Fargo Bank, National Association, as Trustee forthe 560 Mission Street Mortgage Loan, Wells Fargo Bank, National Association,as Custodian for the 560 Mission Street Mortgage Loan, Park Bridge LenderServices LLC, as Operating Advisor for the 560 Mission Street Mortgage Loan,and Computershare Trust Company, National Association, as Servicing FunctionParticipant for the Custodian for the 560 Mission Street Mortgage Loan on andafter November 1, 2021.

 

 

 

Dated:March 16,2022

 

 

/s/ Leah Nivison

Leah Nivison

Chief Executive Officer

(seniorofficer in charge of securitization of the depositor)