|            |                            |  |  |  |  |
|------------|----------------------------|--|--|--|--|
| By:    | /s/ Patrick Tadie  |
| Name:  | Patrick Tadie              |
| Title: | Executive Vice President   |
|            | ICS Global Capital Markets |
| Dated: | March 10, 2023             |

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|                                              |             |                                                                                                                                                                                                          |  |  |  |  |  |  |
|----------------------------------------------|-------------|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--|--|--|--|--|--|
| Transactions                                 | Item 1122   | Applicable Activity                                                                                                                                                                                      |
| Santander Drive Auto Receivable Trust 2015-4 | (d)(3)(i)   | Company 's obligation to issue a notification of any activity giving rise to Form 10-D or Form 8-K disclosure items                                                                                      |
| Santander Drive Auto Receivable Trust 2015-5 | (d)(3)(i)   | Company 's obligation to issue a notification of any activity giving rise to Form 10-D or Form 8-K disclosure items                                                                                      |
| Santander Drive Auto Receivable Trust 2016-1 | (d)(3)(i)   | Company 's obligation to issue a notification of any activity giving rise to Form 10-D or Form 8-K disclosure items                                                                                      |
| Santander Drive Auto Receivable Trust 2016-2 | (d)(3)(i)   | Company 's obligation to issue a notification of any activity giving rise to Form 10-D or Form 8-K disclosure items                                                                                      |
| Santander Drive Auto Receivable Trust 2016-3 | (d)(3)(i)   | Company 's obligation to issue a notification of any activity giving rise to Form 10-D or Form 8-K disclosure items                                                                                      |
| DRIVE Auto Receivables Trust 2017-1          | (d)(2)(ii)  | Company's obligation: Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel                                                           |
|                                              | (d)(3)(i)   | Company 's obligation to issue a notification of any activity giving rise to Form 10-D or Form 8-K disclosure items                                                                                      |
|                                              | (d)(3)(ii)  | Company's obligation: Amounts due to investors are allocated and remitted in accordance with time frames, distribution priority and other terms set forth in the transaction agreement               |
|                                              | (d)(3)(iii) | Company's obligation: Disbursements made to an investor are posted within two business days to the Servicer's investor records, or such other number of days specified in the transaction agreements |
|                                              | (d)(3)(iv)  | Company 's obligation: Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements                                    |
| DRIVE Auto Receivables Trust 2017-2          | (d)(2)(ii)  | Company's obligation:  Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel                                                          |
|                                              | (d)(3)(i)   | Company 's obligation to issue a notification of any activity giving rise to Form 10-D or Form 8-K disclosure items                                                                                      |
|                                              | (d)(3)(ii)  | Company's obligation: Amounts due to investors are allocated and remitted in accordance with time frames, distribution priority and other terms set forth in the transaction agreement               |
|                                              | (d)(3)(iii) | Company's obligation: Disbursements made to an investor are posted within two business days to the Servicer's investor records, or such other number of days specified in the transaction agreements |
|                                              | (d)(3)(iv)  | Company 's obligation: Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements                                    |

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|                                     |             |                                                                                                                                                                                                                                                                                                                                                                                                                    |  |  |  |  |  |  |
|-------------------------------------|-------------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--|--|--|--|--|--|
| Transactions                        | Item 1122   | Applicable Activity                                                                                                                                                                                                                                                                                                                                                                                                |
| DRIVE Auto Receivables Trust 2017-3 | (d)(2)(ii)  | Company's obligation: Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel                                                                                                                                                                                                                                                                     |
|                                     | (d)(3)(i)   | Company 's obligation to issue a notification of any activity giving rise to Form 10-D or Form 8-K disclosure items                                                                                                                                                                                                                                                                                                |
|                                     | (d)(3)(ii)  | Company's obligation: Amounts due to investors are allocated and remitted in accordance with time frames, distribution priority and other terms set forth in the transaction agreement                                                                                                                                                                                                                         |
|                                     | (d)(3)(iii) | Company's obligation: Disbursements made to an investor are posted within two business days to the Servicer's investor records, or such other number of days specified in the transaction agreements                                                                                                                                                                                                           |
|                                     | (d)(3)(iv)  | Company 's obligation: Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements                                                                                                                                                                                                                                              |
| Fifth Third Auto Trust 2017-1       | (d)(2)(ii)  | Company's obligation:  Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized  personnel                                                                                                                                                                                                                                                                   |
|                                     | (d)(2)(iv)  | Company’s obligation: The related accounts for the transaction, such as cash reserve accounts or accounts established as a form of over collateralization, are separately maintained (eg., with respect to commingling of cash) as set forth in the transaction agreements.                                                                                                                              |
|                                     | (d)(2)(v)   | Company's obligation : Each custodial account is maintained at a federally insured depository institution as set forth in the transaction agreements. For purposes of this criterion , "federally insured depository institution" with respect to a foreign financial institution means a foreign financial institution that meets the requirements of Rule 13k-1(b)(1) of the Securities Exchange Act |
|                                     | (d)(3)(i)   | Company 's obligation to issue a notification of any activity giving rise to Form 10-D or Form 8-K disclosure items                                                                                                                                                                                                                                                                                                |
|                                     | (d)(3)(ii)  | Company's obligation: Amounts due to investors are allocated and remitted in accordance with time frames, distribution priority and other terms set forth in the transaction agreement                                                                                                                                                                                                                         |
|                                     | (d)(3)(iii) | Company's obligation: Disbursements made to an investor are posted within two business days to the Servicer's investor records, or such other number of days specified in the transaction agreements                                                                                                                                                                                                           |
|                                     | (d)(3)(iv)  | Company 's obligation: Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements                                                                                                                                                                                                                                              |
| DRIVE Auto Receivables Trust 2018-1 | (d)(2)(ii)  | Company's obligation: Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel                                                                                                                                                                                                                                                                     |
|                                     | (d)(3)(i)   | Company 's obligation to issue a notification of any activity giving rise to Form 10-D or Form 8-K disclosure items                                                                                                                                                                                                                                                                                                |
|                                     | (d)(3)(ii)  | Company's obligation: Amounts due to investors are allocated and remitted in accordance with time frames, distribution priority and other terms set forth in the transaction agreement                                                                                                                                                                                                                         |
|                                     | (d)(3)(iii) | Company's obligation: Disbursements made to an investor are posted within two business days to the Servicer's investor records, or such other number of days specified in the transaction agreements                                                                                                                                                                                                           |
|                                     | (d)(3)(iv)  | Company 's obligation: Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements                                                                                                                                                                                                                                              |

----

|                                     |             |                                                                                                                                                                                                          |  |  |  |  |  |  |
|-------------------------------------|-------------|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--|--|--|--|--|--|
| Transactions                        | Item 1122   | Applicable Activity                                                                                                                                                                                      |
| DRIVE Auto Receivables Trust 2018-2 | (d)(2)(ii)  | Company's obligation:  Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel                                                          |
|                                     | (d)(3)(i)   | Company 's obligation to issue a notification of any activity giving rise to Form 10-D or Form 8-K disclosure items                                                                                      |
|                                     | (d)(3)(ii)  | Company's obligation: Amounts due to investors are allocated and remitted in accordance with time frames, distribution priority and other terms set forth in the transaction agreement               |
|                                     | (d)(3)(iii) | Company's obligation: Disbursements made to an investor are posted within two business days to the Servicer's investor records, or such other number of days specified in the transaction agreements |
|                                     | (d)(3)(iv)  | Company 's obligation: Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements                                    |
| DRIVE Auto Receivables Trust 2018-3 | (d)(2)(ii)  | Company's obligation:  Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel                                                          |
|                                     | (d)(3)(i)   | Company 's obligation to issue a notification of any activity giving rise to Form 10-D or Form 8-K disclosure items                                                                                      |
|                                     | (d)(3)(ii)  | Company's obligation: Amounts due to investors are allocated and remitted in accordance with time frames, distribution priority and other terms set forth in the transaction agreement               |
|                                     | (d)(3)(iii) | Company's obligation: Disbursements made to an investor are posted within two business days to the Servicer's investor records, or such other number of days specified in the transaction agreements |
|                                     | (d)(3)(iv)  | Company 's obligation: Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements                                    |
| DRIVE Auto Receivables Trust 2018-4 | (d)(2)(ii)  | Company's obligation:  Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel                                                          |
|                                     | (d)(3)(i)   | Company 's obligation to issue a notification of any activity giving rise to Form 10-D or Form 8-K disclosure items                                                                                      |
|                                     | (d)(3)(ii)  | Company's obligation: Amounts due to investors are allocated and remitted in accordance with time frames, distribution priority and other terms set forth in the transaction agreement               |
|                                     | (d)(3)(iii) | Company's obligation: Disbursements made to an investor are posted within two business days to the Servicer's investor records, or such other number of days specified in the transaction agreements |
|                                     | (d)(3)(iv)  | Company 's obligation: Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements                                    |

----

|                                     |             |                                                                                                                                                                                                                                                                                                                                                                                                                             |  |  |  |  |  |  |
|-------------------------------------|-------------|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--|--|--|--|--|--|
| Transactions                        | Item 1122   | Applicable Activity                                                                                                                                                                                                                                                                                                                                                                                                         |
| DRIVE Auto Receivables Trust 2018-5 | (d)(2)(ii)  | Company's obligation:  Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel                                                                                                                                                                                                                                                                             |
|                                     | (d)(3)(i)   | Company 's obligation to issue a notification of any activity giving rise to Form 10-D or Form 8-K disclosure items                                                                                                                                                                                                                                                                                                         |
|                                     | (d)(3)(ii)  | Company's obligation: Amounts due to investors are allocated and remitted in accordance with time frames, distribution priority and other terms set forth in the transaction agreement                                                                                                                                                                                                                                  |
|                                     | (d)(3)(iii) | Company's obligation: Disbursements made to an investor are posted within two business days to the Servicer's investor records, or such other number of days specified in the transaction agreements                                                                                                                                                                                                                    |
|                                     | (d)(3)(iv)  | Company 's obligation: Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements                                                                                                                                                                                                                                                       |
| CarMax Auto Owner Trust 2018-2      | (d)(2)(ii)  | Company's obligation:  Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel                                                                                                                                                                                                                                                                             |
|                                     | (d)(2)(iv)  | Company's obligation:  The related accounts for the transaction, such as cash reserve accounts or accounts established as a form of over collateralization, are separately maintained (eg., with respect to commingling of cash) as set forth in the transaction agreements.                                                                                                                                            |
|                                     | (d)(2)(v)   | Company’s obligation: Each custodial account is maintained at a federally insured depository institution as set forth in the transaction agreements. For purposes of this criterion, “federally insured depository institution” with respect to a foreign financial institution means a foreign financial institution that meets the requirements of Rule 13k-1(b)(1) of the Securities Exchange Act. |
|                                     | (d)(3)(i)   | Company 's obligation to issue a notification of any activity giving rise to Form 10-D or Form 8-K disclosure items                                                                                                                                                                                                                                                                                                         |
|                                     | (d)(3)(ii)  | Company's obligation: Amounts due to investors are allocated and remitted in accordance with time frames, distribution priority and other terms set forth in the transaction agreement                                                                                                                                                                                                                                  |
|                                     | (d)(3)(iii) | Company's obligation: Disbursements made to an investor are posted within two business days to the Servicer's investor records, or such other number of days specified in the transaction agreements                                                                                                                                                                                                                    |
|                                     | (d)(3)(iv)  | Company 's obligation: Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements                                                                                                                                                                                                                                                       |
|                                     |             |                                                                                                                                                                                                                                                                                                                                                                                                                             |

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|  |  |  |  |  |  |  |  |  |
|--|--|--|--|--|--|--|--|--|
|  |  |  |

|                                |             |                                                                                                                                                                                                                                                                                                                                                                                                                             |  |  |  |  |  |  |
|--------------------------------|-------------|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--|--|--|--|--|--|
| Transactions                   | Item 1122   | Applicable Activity                                                                                                                                                                                                                                                                                                                                                                                                         |
| CarMax Auto Owner Trust 2018-3 | (d)(2)(ii)  | Company's obligation:  Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel                                                                                                                                                                                                                                                                             |
|                                | (d)(2)(iv)  | Company's obligation:  The related accounts for the transaction, such as cash reserve accounts or accounts established as a form of over collateralization, are separately maintained (eg., with respect to commingling of cash) as set forth in the transaction agreements.                                                                                                                                            |
|                                | (d)(2)(v)   | Company’s obligation: Each custodial account is maintained at a federally insured depository institution as set forth in the transaction agreements. For purposes of this criterion, “federally insured depository institution” with respect to a foreign financial institution means a foreign financial institution that meets the requirements of Rule 13k-1(b)(1) of the Securities Exchange Act. |
|                                | (d)(3)(i)   | Company 's obligation to issue a notification of any activity giving rise to Form 10-D or Form 8-K disclosure items                                                                                                                                                                                                                                                                                                         |
|                                | (d)(3)(ii)  | Company's obligation: Amounts due to investors are allocated and remitted in accordance with time frames, distribution priority and other terms set forth in the transaction agreement                                                                                                                                                                                                                                  |
|                                | (d)(3)(iii) | Company's obligation: Disbursements made to an investor are posted within two business days to the Servicer's investor records, or such other number of days specified in the transaction agreements                                                                                                                                                                                                                    |
|                                | (d)(3)(iv)  | Company 's obligation: Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements                                                                                                                                                                                                                                                       |
| CarMax Auto Owner Trust 2018-4 | (d)(2)(ii)  | Company's obligation:  Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel                                                                                                                                                                                                                                                                             |
|                                | (d)(2)(iv)  | Company's obligation:  The related accounts for the transaction, such as cash reserve accounts or accounts established as a form of over collateralization, are separately maintained (eg., with respect to commingling of cash) as set forth in the transaction agreements.                                                                                                                                            |
|                                | (d)(2)(v)   | Company’s obligation: Each custodial account is maintained at a federally insured depository institution as set forth in the transaction agreements. For purposes of this criterion, “federally insured depository institution” with respect to a foreign financial institution means a foreign financial institution that meets the requirements of Rule 13k-1(b)(1) of the Securities Exchange Act. |
|                                | (d)(3)(i)   | Company 's obligation to issue a notification of any activity giving rise to Form 10-D or Form 8-K disclosure items                                                                                                                                                                                                                                                                                                         |
|                                | (d)(3)(ii)  | Company's obligation: Amounts due to investors are allocated and remitted in accordance with time frames, distribution priority and other terms set forth in the transaction agreement                                                                                                                                                                                                                                  |
|                                | (d)(3)(iii) | Company's obligation: Disbursements made to an investor are posted within two business days to the Servicer's investor records, or such other number of days specified in the transaction agreements                                                                                                                                                                                                                    |
|                                | (d)(3)(iv)  | Company 's obligation: Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements                                                                                                                                                                                                                                                       |

----

|                                     |             |                                                                                                                                                                                                          |  |  |  |  |  |  |
|-------------------------------------|-------------|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--|--|--|--|--|--|
| Transactions                        | Item 1122   | Applicable Activity                                                                                                                                                                                      |
| DRIVE Auto Receivables Trust 2019-1 | (d)(2)(ii)  | Company's obligation:  Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel                                                          |
|                                     | (d)(3)(i)   | Company 's obligation to issue a notification of any activity giving rise to Form 10-D or Form 8-K disclosure items                                                                                      |
|                                     | (d)(3)(ii)  | Company's obligation: Amounts due to investors are allocated and remitted in accordance with time frames, distribution priority and other terms set forth in the transaction agreement               |
|                                     | (d)(3)(iii) | Company's obligation: Disbursements made to an investor are posted within two business days to the Servicer's investor records, or such other number of days specified in the transaction agreements |
|                                     | (d)(3)(iv)  | Company 's obligation: Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements                                    |
| DRIVE Auto Receivables Trust 2019-3 | (d)(2)(ii)  | Company's obligation:  Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel                                                          |
|                                     | (d)(3)(i)   | Company 's obligation to issue a notification of any activity giving rise to Form 10-D or Form 8-K disclosure items                                                                                      |
|                                     | (d)(3)(ii)  | Company's obligation: Amounts due to investors are allocated and remitted in accordance with time frames, distribution priority and other terms set forth in the transaction agreement               |
|                                     | (d)(3)(iii) | Company's obligation: Disbursements made to an investor are posted within two business days to the Servicer's investor records, or such other number of days specified in the transaction agreements |
|                                     | (d)(3)(iv)  | Company 's obligation: Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements                                    |
| DRIVE Auto Receivables Trust 2019-4 | (d)(2)(ii)  | Company's obligation:  Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel                                                          |
|                                     | (d)(3)(i)   | Company 's obligation to issue a notification of any activity giving rise to Form 10-D or Form 8-K disclosure items                                                                                      |
|                                     | (d)(3)(ii)  | Company's obligation: Amounts due to investors are allocated and remitted in accordance with time frames, distribution priority and other terms set forth in the transaction agreement               |
|                                     | (d)(3)(iii) | Company's obligation: Disbursements made to an investor are posted within two business days to the Servicer's investor records, or such other number of days specified in the transaction agreements |
|                                     | (d)(3)(iv)  | Company 's obligation: Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements                                    |

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|                                     |             |                                                                                                                                                                                                                                                                                                                                                                                                                         |  |  |  |  |  |  |
|-------------------------------------|-------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--|--|--|--|--|--|
| Transactions                        | Item 1122   | Applicable Activity                                                                                                                                                                                                                                                                                                                                                                                                     |
| Fifth Third Auto Trust 2019-1       | (d)(2)(ii)  | Company's obligation:  Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel                                                                                                                                                                                                                                                                         |
|                                     | (d)(2)(iv)  | Company’s obligation: The related accounts for the transaction, such as cash reserve accounts or accounts established as a form of over collateralization, are separately maintained (eg., with respect to commingling of cash) as set forth in the transaction agreements.                                                                                                                                   |
|                                     | (d)(2)(v)   | Company’s obligation: Each custodial account is maintained at a federally insured depository institution as set forth in the transaction agreements. For purposes of this criterion, "federally insured depository institution" with respect to a foreign financial institution means a foreign financial institution that meets the requirements of Rule 13k-1(b)(1) of the Securities Exchange Act. |
|                                     | (d)(3)(i)   | Company’s obligation to issue a notification of any activity giving rise to Form 10-D or Form 8-K disclosure items                                                                                                                                                                                                                                                                                                |
|                                     | (d)(3)(ii)  | Company’s obligation: Amounts due to investors are allocated and remitted in accordance with time frames, distribution priority and other terms set forth in the transaction agreement                                                                                                                                                                                                                        |
|                                     | (d)(2)(iii) | Company’s obligation: Disbursements made to an investor are posted within two business days to the Servicer's investor records, or such other number of days specified in the transaction agreements.                                                                                                                                                                                                         |
|                                     | (d)(3)(iv)  | Company 's obligation: Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements.                                                                                                                                                                                                                                                  |
| Capital One Prime Auto Trust 2019-1 | (d)(2)(ii)  | Company’s obligation: Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel                                                                                                                                                                                                                                                                    |
|                                     | (d)(2)(iv)  | Company’s obligation: The related accounts for the transaction, such as cash reserve accounts or accounts established as a form of over collateralization, are separately maintained (eg., with respect to commingling of cash) as set forth in the transaction agreements.                                                                                                                                   |
|                                     | (d)(2)(v)   | Company’s obligation: Each custodial account is maintained at a federally insured depository institution as set forth in the transaction agreements. For purposes of this criterion, "federally insured depository institution" with respect to a foreign financial institution means a foreign financial institution that meets the requirements of Rule 13k-1(b)(1) of the Securities Exchange Act. |
|                                     | (d)(3)(i)   | Company’s obligation to issue a notification of any activity giving rise to Form 10-D or Form 8-K disclosure items                                                                                                                                                                                                                                                                                                |
|                                     | (d)(3)(ii)  | Company’s obligation: Amounts due to investors are allocated and remitted in accordance with time frames, distribution priority and other terms set forth in the transaction agreement                                                                                                                                                                                                                        |
|                                     | (d)(3)(iii) | Company’s obligation: Disbursements made to an investor are posted within two business days to the Servicer's investor records, or such other number of days specified in the transaction agreements.                                                                                                                                                                                                         |
|                                     | (d)(3)(iv)  | Company’s obligation: Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements.                                                                                                                                                                                                                                             |

|  |  |  |  |  |  |  |  |  |
|--|--|--|--|--|--|--|--|--|
|  |  |  |

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|                                     |             |                                                                                                                                                                                                                                                                                                                                                                                                                         |  |  |  |  |  |  |
|-------------------------------------|-------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--|--|--|--|--|--|
| Transactions                        | Item 1122   | Applicable Activity                                                                                                                                                                                                                                                                                                                                                                                                     |
| Capital One Prime Auto Trust 2019-2 | (d)(2)(ii)  | Company’s obligation: Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel                                                                                                                                                                                                                                                                    |
|                                     | (d)(2)(iv)  | Company’s obligation: The related accounts for the transaction, such as cash reserve accounts or accounts established as a form of over collateralization, are separately maintained (eg., with respect to commingling of cash) as set forth in the transaction agreements.                                                                                                                                   |
|                                     | (d)(2)(v)   | Company’s obligation: Each custodial account is maintained at a federally insured depository institution as set forth in the transaction agreements. For purposes of this criterion, "federally insured depository institution" with respect to a foreign financial institution means a foreign financial institution that meets the requirements of Rule 13k-1(b)(1) of the Securities Exchange Act. |
|                                     | (d)(3)(ii)  | Company’s obligation: Amounts due to investors are allocated and remitted in accordance with time frames, distribution priority and other terms set forth in the transaction agreement                                                                                                                                                                                                                        |
|                                     | (d)(3)(iii) | Company’s obligation: Disbursements made to an investor are posted within two business days to the Servicer's investor records, or such other number of days specified in the transaction agreements.                                                                                                                                                                                                         |
|                                     | (d)(3)(iv)  | Company’s obligation: Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements.                                                                                                                                                                                                                                             |
| Capital One Prime Auto Trust 2020-1 | (d)(2)(ii)  | Company’s obligation: Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel                                                                                                                                                                                                                                                                    |
|                                     | (d)(2)(iv)  | Company’s obligation: The related accounts for the transaction, such as cash reserve accounts or accounts established as a form of over collateralization, are separately maintained (eg., with respect to commingling of cash) as set forth in the transaction agreements.                                                                                                                                   |
|                                     | (d)(2)(v)   | Company’s obligation: Each custodial account is maintained at a federally insured depository institution as set forth in the transaction agreements. For purposes of this criterion, "federally insured depository institution" with respect to a foreign financial institution means a foreign financial institution that meets the requirements of Rule 13k-1(b)(1) of the Securities Exchange Act. |
|                                     | (d)(3)(ii)  | Company’s obligation: Amounts due to investors are allocated and remitted in accordance with time frames, distribution priority and other terms set forth in the transaction agreement                                                                                                                                                                                                                        |
|                                     | (d)(3)(iii) | Company’s obligation: Disbursements made to an investor are posted within two business days to the Servicer's investor records, or such other number of days specified in the transaction agreements.                                                                                                                                                                                                         |
|                                     | (d)(3)(iv)  | Company’s obligation: Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements.                                                                                                                                                                                                                                             |

----

|                                |             |                                                                                                                                                                                                                                                                                                                                                                                                                             |  |  |  |  |  |  |
|--------------------------------|-------------|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--|--|--|--|--|--|
| Transactions                   | Item 1122   | Applicable Activity                                                                                                                                                                                                                                                                                                                                                                                                         |
| CarMax Auto Owner Trust 2020-1 | (d)(2)(ii)  | Company's obligation:  Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel                                                                                                                                                                                                                                                                             |
|                                | (d)(2)(iv)  | Company's obligation:  The related accounts for the transaction, such as cash reserve accounts or accounts established as a form of over collateralization, are separately maintained (eg., with respect to commingling of cash) as set forth in the transaction agreements.                                                                                                                                            |
|                                | (d)(2)(v)   | Company’s obligation: Each custodial account is maintained at a federally insured depository institution as set forth in the transaction agreements. For purposes of this criterion, “federally insured depository institution” with respect to a foreign financial institution means a foreign financial institution that meets the requirements of Rule 13k-1(b)(1) of the Securities Exchange Act. |
|                                | (d)(3)(i)   | Company 's obligation to issue a notification of any activity giving rise to Form 10-D or Form 8-K disclosure items                                                                                                                                                                                                                                                                                                         |
|                                | (d)(3)(ii)  | Company's obligation: Amounts due to investors are allocated and remitted in accordance with time frames, distribution priority and other terms set forth in the transaction agreement                                                                                                                                                                                                                                  |
|                                | (d)(3)(iii) | Company's obligation: Disbursements made to an investor are posted within two business days to the Servicer's investor records, or such other number of days specified in the transaction agreements                                                                                                                                                                                                                    |
|                                | (d)(3)(iv)  | Company 's obligation: Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements                                                                                                                                                                                                                                                       |
| CarMax Auto Owner Trust 2020-2 | (d)(2)(ii)  | Company’s obligation: Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel                                                                                                                                                                                                                                                                        |
|                                | (d)(2)(iv)  | Company’s obligation: The related accounts for the transaction, such as cash reserve accounts or accounts established as a form of over collateralization, are separately maintained (eg., with respect to commingling of cash) as set forth in the transaction agreements.                                                                                                                                       |
|                                | (d)(2)(v)   | Company’s obligation: Each custodial account is maintained at a federally insured depository institution as set forth in the transaction agreements. For purposes of this criterion, "federally insured depository institution" with respect to a foreign financial institution means a foreign financial institution that meets the requirements of Rule 13k-1(b)(1) of the Securities Exchange Act.     |
|                                | (d)(3)(i)   | Company 's obligation to issue a notification of any activity giving rise to Form 10-D or Form 8-K disclosure items                                                                                                                                                                                                                                                                                                         |
|                                | (d)(3)(ii)  | Company's obligation: Amounts due to investors are allocated and remitted in accordance with time frames, distribution priority and other terms set forth in the transaction agreement                                                                                                                                                                                                                                  |
|                                | (d)(3)(iii) | Company's obligation: Disbursements made to an investor are posted within two business days to the Servicer's investor records, or such other number of days specified in the transaction agreements                                                                                                                                                                                                                    |
|                                | (d)(3)(iv)  | Company 's obligation: Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements                                                                                                                                                                                                                                                       |

----

|                                |             |                                                                                                                                                                                                                                                                                                                                                                                                                         |  |  |  |  |  |  |
|--------------------------------|-------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--|--|--|--|--|--|
| Transactions                   | Item 1122   | Applicable Activity                                                                                                                                                                                                                                                                                                                                                                                                     |
| CarMax Auto Owner Trust 2020-3 | (d)(2)(ii)  | Company’s obligation: Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel                                                                                                                                                                                                                                                                    |
|                                | (d)(2)(iv)  | Company’s obligation: The related accounts for the transaction, such as cash reserve accounts or accounts established as a form of over collateralization, are separately maintained (eg., with respect to commingling of cash) as set forth in the transaction agreements.                                                                                                                                   |
|                                | (d)(2)(v)   | Company’s obligation: Each custodial account is maintained at a federally insured depository institution as set forth in the transaction agreements. For purposes of this criterion, "federally insured depository institution" with respect to a foreign financial institution means a foreign financial institution that meets the requirements of Rule 13k-1(b)(1) of the Securities Exchange Act. |
|                                | (d)(3)(i)   | Company 's obligation to issue a notification of any activity giving rise to Form 10-D or Form 8-K disclosure items                                                                                                                                                                                                                                                                                                     |
|                                | (d)(3)(ii)  | Company's obligation: Amounts due to investors are allocated and remitted in accordance with time frames, distribution priority and other terms set forth in the transaction agreement                                                                                                                                                                                                                              |
|                                | (d)(3)(iii) | Company's obligation: Disbursements made to an investor are posted within two business days to the Servicer's investor records, or such other number of days specified in the transaction agreements                                                                                                                                                                                                                |
|                                | (d)(3)(iv)  | Company 's obligation: Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements                                                                                                                                                                                                                                                   |
| CarMax Auto Owner Trust 2020-4 | (d)(2)(ii)  | Company’s obligation: Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel                                                                                                                                                                                                                                                                    |
|                                | (d)(2)(iv)  | Company’s obligation: The related accounts for the transaction, such as cash reserve accounts or accounts established as a form of over collateralization, are separately maintained (eg., with respect to commingling of cash) as set forth in the transaction agreements.                                                                                                                                   |
|                                | (d)(2)(v)   | Company’s obligation: Each custodial account is maintained at a federally insured depository institution as set forth in the transaction agreements. For purposes of this criterion, "federally insured depository institution" with respect to a foreign financial institution means a foreign financial institution that meets the requirements of Rule 13k-1(b)(1) of the Securities Exchange Act. |
|                                | (d)(3)(i)   | Company 's obligation to issue a notification of any activity giving rise to Form 10-D or Form 8-K disclosure items                                                                                                                                                                                                                                                                                                     |
|                                | (d)(3)(ii)  | Company's obligation: Amounts due to investors are allocated and remitted in accordance with time frames, distribution priority and other terms set forth in the transaction agreement                                                                                                                                                                                                                              |
|                                | (d)(3)(iii) | Company's obligation: Disbursements made to an investor are posted within two business days to the Servicer's investor records, or such other number of days specified in the transaction agreements                                                                                                                                                                                                                |
|                                | (d)(3)(iv)  | Company 's obligation: Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements                                                                                                                                                                                                                                                   |

----

|                                     |             |                                                                                                                                                                                                                                                                                                                                                                                                                         |  |  |  |  |  |  |
|-------------------------------------|-------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--|--|--|--|--|--|
| Transactions                        | Item 1122   | Applicable Activity                                                                                                                                                                                                                                                                                                                                                                                                     |
| DRIVE Auto Receivables Trust 2020-1 | (d)(2)(ii)  | Company's obligation:  Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel                                                                                                                                                                                                                                                                         |
|                                     | (d)(3)(i)   | Company 's obligation to issue a notification of any activity giving rise to Form 10-D or Form 8-K disclosure items                                                                                                                                                                                                                                                                                                     |
|                                     | (d)(3)(ii)  | Company's obligation: Amounts due to investors are allocated and remitted in accordance with time frames, distribution priority and other terms set forth in the transaction agreement                                                                                                                                                                                                                              |
|                                     | (d)(3)(iii) | Company's obligation: Disbursements made to an investor are posted within two business days to the Servicer's investor records, or such other number of days specified in the transaction agreements                                                                                                                                                                                                                |
|                                     | (d)(3)(iv)  | Company 's obligation: Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements                                                                                                                                                                                                                                                   |
| DRIVE Auto Receivables Trust 2020-2 | (d)(2)(ii)  | Company's obligation:  Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel                                                                                                                                                                                                                                                                         |
|                                     | (d)(3)(i)   | Company 's obligation to issue a notification of any activity giving rise to Form 10-D or Form 8-K disclosure items                                                                                                                                                                                                                                                                                                     |
|                                     | (d)(3)(ii)  | Company's obligation: Amounts due to investors are allocated and remitted in accordance with time frames, distribution priority and other terms set forth in the transaction agreement                                                                                                                                                                                                                              |
|                                     | (d)(3)(iii) | Company's obligation: Disbursements made to an investor are posted within two business days to the Servicer's investor records, or such other number of days specified in the transaction agreements                                                                                                                                                                                                                |
|                                     | (d)(3)(iv)  | Company 's obligation: Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements                                                                                                                                                                                                                                                   |
| CarMax Auto Owner Trust 2021-1      | (d)(2)(ii)  | Company’s obligation: Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel                                                                                                                                                                                                                                                                    |
|                                     | (d)(2)(iv)  | Company’s obligation: The related accounts for the transaction, such as cash reserve accounts or accounts established as a form of over collateralization, are separately maintained (eg., with respect to commingling of cash) as set forth in the transaction agreements.                                                                                                                                   |
|                                     | (d)(2)(v)   | Company’s obligation: Each custodial account is maintained at a federally insured depository institution as set forth in the transaction agreements. For purposes of this criterion, "federally insured depository institution" with respect to a foreign financial institution means a foreign financial institution that meets the requirements of Rule 13k-1(b)(1) of the Securities Exchange Act. |
|                                     | (d)(3)(i)   | Company 's obligation to issue a notification of any activity giving rise to Form 10-D or Form 8-K disclosure items                                                                                                                                                                                                                                                                                                     |
|                                     | (d)(3)(ii)  | Company's obligation: Amounts due to investors are allocated and remitted in accordance with time frames, distribution priority and other terms set forth in the transaction agreement                                                                                                                                                                                                                              |
|                                     | (d)(3)(iii) | Company's obligation: Disbursements made to an investor are posted within two business days to the Servicer's investor records, or such other number of days specified in the transaction agreements                                                                                                                                                                                                                |
|                                     | (d)(3)(iv)  | Company 's obligation: Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements                                                                                                                                                                                                                                                   |

----

|                                    |             |                                                                                                                                                                                                                                                                                                                                                                                                                         |  |  |  |  |  |  |
|------------------------------------|-------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--|--|--|--|--|--|
| Transactions                       | Item 1122   | Applicable Activity                                                                                                                                                                                                                                                                                                                                                                                                     |
| CarMax Auto Owner Trust 2021-2     | (d)(2)(ii)  | Company’s obligation: Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel                                                                                                                                                                                                                                                                    |
|                                    | (d)(2)(iv)  | Company’s obligation: The related accounts for the transaction, such as cash reserve accounts or accounts established as a form of over collateralization, are separately maintained (eg., with respect to commingling of cash) as set forth in the transaction agreements.                                                                                                                                   |
|                                    | (d)(2)(v)   | Company’s obligation: Each custodial account is maintained at a federally insured depository institution as set forth in the transaction agreements. For purposes of this criterion, "federally insured depository institution" with respect to a foreign financial institution means a foreign financial institution that meets the requirements of Rule 13k-1(b)(1) of the Securities Exchange Act. |
|                                    | (d)(3)(i)   | Company 's obligation to issue a notification of any activity giving rise to Form 10-D or Form 8-K disclosure items                                                                                                                                                                                                                                                                                                     |
|                                    | (d)(3)(ii)  | Company's obligation: Amounts due to investors are allocated and remitted in accordance with time frames, distribution priority and other terms set forth in the transaction agreement                                                                                                                                                                                                                              |
|                                    | (d)(3)(iii) | Company's obligation: Disbursements made to an investor are posted within two business days to the Servicer's investor records, or such other number of days specified in the transaction agreements                                                                                                                                                                                                                |
|                                    | (d)(3)(iv)  | Company 's obligation: Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements                                                                                                                                                                                                                                                   |
| World Omni Auto Owner Trust 2021-B | (d)(2)(ii)  | Company’s obligation: Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel                                                                                                                                                                                                                                                                    |
|                                    | (d)(2)(iv)  | Company’s obligation: The related accounts for the transaction, such as cash reserve accounts or accounts established as a form of over collateralization, are separately maintained (eg., with respect to commingling of cash) as set forth in the transaction agreements.                                                                                                                                   |
|                                    | (d)(2)(v)   | Company’s obligation: Each custodial account is maintained at a federally insured depository institution as set forth in the transaction agreements. For purposes of this criterion, "federally insured depository institution" with respect to a foreign financial institution means a foreign financial institution that meets the requirements of Rule 13k-1(b)(1) of the Securities Exchange Act. |
|                                    | (d)(3)(ii)  | Company’s obligation: Amounts due to investors are allocated and remitted in accordance with time frames, distribution priority and other terms set forth in the transaction agreement                                                                                                                                                                                                                        |
|                                    | (d)(3)(iii) | Company’s obligation: Disbursements made to an investor are posted within two business days to the Servicer's investor records, or such other number of days specified in the transaction agreements.                                                                                                                                                                                                         |
|                                    | (d)(3)(iv)  | Company’s obligation: Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements.                                                                                                                                                                                                                                             |

----

|                                                   |             |                                                                                                                                                                                                                                                                                                                                                                                                                         |  |  |  |  |  |  |
|---------------------------------------------------|-------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--|--|--|--|--|--|
| Transactions                                      | Item 1122   | Applicable Activity                                                                                                                                                                                                                                                                                                                                                                                                     |
| World Omni Auto Lease Securitization Trust 2021-A | (d)(2)(ii)  | Company’s obligation: Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel                                                                                                                                                                                                                                                                    |
|                                                   | (d)(2)(iv)  | Company’s obligation: The related accounts for the transaction, such as cash reserve accounts or accounts established as a form of over collateralization, are separately maintained (eg., with respect to commingling of cash) as set forth in the transaction agreements.                                                                                                                                   |
|                                                   | (d)(2)(v)   | Company’s obligation: Each custodial account is maintained at a federally insured depository institution as set forth in the transaction agreements. For purposes of this criterion, "federally insured depository institution" with respect to a foreign financial institution means a foreign financial institution that meets the requirements of Rule 13k-1(b)(1) of the Securities Exchange Act. |
|                                                   | (d)(3)(ii)  | Company’s obligation: Amounts due to investors are allocated and remitted in accordance with time frames, distribution priority and other terms set forth in the transaction agreement                                                                                                                                                                                                                        |
|                                                   | (d)(3)(iii) | Company’s obligation: Disbursements made to an investor are posted within two business days to the Servicer's investor records, or such other number of days specified in the transaction agreements.                                                                                                                                                                                                         |
|                                                   | (d)(3)(iv)  | Company’s obligation: Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements.                                                                                                                                                                                                                                             |
| World Omni Auto Owner Trust 2021-C                | (d)(2)(ii)  | Company’s obligation: Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel                                                                                                                                                                                                                                                                    |
|                                                   | (d)(2)(iv)  | Company’s obligation: The related accounts for the transaction, such as cash reserve accounts or accounts established as a form of over collateralization, are separately maintained (eg., with respect to commingling of cash) as set forth in the transaction agreements.                                                                                                                                   |
|                                                   | (d)(2)(v)   | Company’s obligation: Each custodial account is maintained at a federally insured depository institution as set forth in the transaction agreements. For purposes of this criterion, "federally insured depository institution" with respect to a foreign financial institution means a foreign financial institution that meets the requirements of Rule 13k-1(b)(1) of the Securities Exchange Act. |
|                                                   | (d)(3)(ii)  | Company’s obligation: Amounts due to investors are allocated and remitted in accordance with time frames, distribution priority and other terms set forth in the transaction agreement                                                                                                                                                                                                                        |
|                                                   | (d)(3)(iii) | Company’s obligation: Disbursements made to an investor are posted within two business days to the Servicer's investor records, or such other number of days specified in the transaction agreements.                                                                                                                                                                                                         |
|                                                   | (d)(3)(iv)  | Company’s obligation: Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements.                                                                                                                                                                                                                                             |

----

|                                                 |             |                                                                                                                                                                                                                                                                                                                                                                                                                         |  |  |  |  |  |  |
|-------------------------------------------------|-------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--|--|--|--|--|--|
| Transactions                                    | Item 1122   | Applicable Activity                                                                                                                                                                                                                                                                                                                                                                                                     |
| World Omni Select Auto Trust 2021-A             | (d)(2)(ii)  | Company’s obligation: Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel                                                                                                                                                                                                                                                                    |
|                                                 | (d)(2)(iv)  | Company’s obligation: The related accounts for the transaction, such as cash reserve accounts or accounts established as a form of over collateralization, are separately maintained (eg., with respect to commingling of cash) as set forth in the transaction agreements.                                                                                                                                   |
|                                                 | (d)(2)(v)   | Company’s obligation: Each custodial account is maintained at a federally insured depository institution as set forth in the transaction agreements. For purposes of this criterion, "federally insured depository institution" with respect to a foreign financial institution means a foreign financial institution that meets the requirements of Rule 13k-1(b)(1) of the Securities Exchange Act. |
|                                                 | (d)(3)(ii)  | Company’s obligation: Amounts due to investors are allocated and remitted in accordance with time frames, distribution priority and other terms set forth in the transaction agreement                                                                                                                                                                                                                        |
|                                                 | (d)(3)(iii) | Company’s obligation: Disbursements made to an investor are posted within two business days to the Servicer's investor records, or such other number of days specified in the transaction agreements.                                                                                                                                                                                                         |
|                                                 | (d)(3)(iv)  | Company’s obligation: Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements.                                                                                                                                                                                                                                             |
| Capital One Prime Auto Receivables Trust 2021-1 | (d)(2)(ii)  | Company’s obligation: Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel                                                                                                                                                                                                                                                                    |
|                                                 | (d)(2)(iv)  | Company’s obligation: The related accounts for the transaction, such as cash reserve accounts or accounts established as a form of over collateralization, are separately maintained (eg., with respect to commingling of cash) as set forth in the transaction agreements.                                                                                                                                   |
|                                                 | (d)(2)(v)   | Company’s obligation: Each custodial account is maintained at a federally insured depository institution as set forth in the transaction agreements. For purposes of this criterion, "federally insured depository institution" with respect to a foreign financial institution means a foreign financial institution that meets the requirements of Rule 13k-1(b)(1) of the Securities Exchange Act. |
|                                                 | (d)(3)(ii)  | Company’s obligation: Amounts due to investors are allocated and remitted in accordance with time frames, distribution priority and other terms set forth in the transaction agreement                                                                                                                                                                                                                        |
|                                                 | (d)(3)(iii) | Company’s obligation: Disbursements made to an investor are posted within two business days to the Servicer's investor records, or such other number of days specified in the transaction agreements.                                                                                                                                                                                                         |
|                                                 | (d)(3)(iv)  | Company’s obligation: Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements.                                                                                                                                                                                                                                             |

----

|                                                 |             |                                                                                                                                                                                                                                                                                                                                                                                                                         |  |  |  |  |  |  |
|-------------------------------------------------|-------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--|--|--|--|--|--|
| Transactions                                    | Item 1122   | Applicable Activity                                                                                                                                                                                                                                                                                                                                                                                                     |
| DRIVE Auto Receivables Trust 2021-1             | (d)(2)(ii)  | Company’s obligation: Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel                                                                                                                                                                                                                                                                    |
|                                                 | (d)(3)(i)   | Company’s obligation to issue a notification of any activity giving rise to Form 10-D or Form 8-K disclosure items                                                                                                                                                                                                                                                                                                |
|                                                 | (d)(3)(ii)  | Company’s obligation: Amounts due to investors are allocated and remitted in accordance with time frames, distribution priority and other terms set forth in the transaction agreement                                                                                                                                                                                                                        |
|                                                 | (d)(3)(iii) | Company’s obligation: Disbursements made to an investor are posted within two business days to the Servicer's investor records, or such other number of days specified in the transaction agreements.                                                                                                                                                                                                         |
|                                                 | (d)(3)(iv)  | Company’s obligation: Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements.                                                                                                                                                                                                                                             |
| DRIVE Auto Receivables Trust 2021-2             | (d)(2)(ii)  | Company’s obligation: Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel                                                                                                                                                                                                                                                                    |
|                                                 | (d)(3)(i)   | Company’s obligation to issue a notification of any activity giving rise to Form 10-D or Form 8-K disclosure items                                                                                                                                                                                                                                                                                                |
|                                                 | (d)(3)(ii)  | Company’s obligation: Amounts due to investors are allocated and remitted in accordance with time frames, distribution priority and other terms set forth in the transaction agreement                                                                                                                                                                                                                        |
|                                                 | (d)(3)(iii) | Company’s obligation: Disbursements made to an investor are posted within two business days to the Servicer's investor records, or such other number of days specified in the transaction agreements.                                                                                                                                                                                                         |
|                                                 | (d)(3)(iv)  | Company’s obligation: Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements.                                                                                                                                                                                                                                             |
| DRIVE Auto Receivables Trust 2021-3             | (d)(2)(ii)  | Company’s obligation: Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel                                                                                                                                                                                                                                                                    |
|                                                 | (d)(3)(i)   | Company’s obligation to issue a notification of any activity giving rise to Form 10-D or Form 8-K disclosure items                                                                                                                                                                                                                                                                                                |
|                                                 | (d)(3)(ii)  | Company’s obligation: Amounts due to investors are allocated and remitted in accordance with time frames, distribution priority and other terms set forth in the transaction agreement                                                                                                                                                                                                                        |
|                                                 | (d)(3)(iii) | Company’s obligation: Disbursements made to an investor are posted within two business days to the Servicer's investor records, or such other number of days specified in the transaction agreements.                                                                                                                                                                                                         |
|                                                 | (d)(3)(iv)  | Company’s obligation: Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements.                                                                                                                                                                                                                                             |
| Capital One Prime Auto Receivables Trust 2022-1 | (d)(2)(ii)  | Company’s obligation: Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel                                                                                                                                                                                                                                                                    |
|                                                 | (d)(2)(iv)  | Company’s obligation: The related accounts for the transaction, such as cash reserve accounts or accounts established as a form of over collateralization, are separately maintained (eg., with respect to commingling of cash) as set forth in the transaction agreements.                                                                                                                                   |
|                                                 | (d)(2)(v)   | Company’s obligation: Each custodial account is maintained at a federally insured depository institution as set forth in the transaction agreements. For purposes of this criterion, "federally insured depository institution" with respect to a foreign financial institution means a foreign financial institution that meets the requirements of Rule 13k-1(b)(1) of the Securities Exchange Act. |
|                                                 | (d)(3)(ii)  | Company’s obligation: Amounts due to investors are allocated and remitted in accordance with time frames, distribution priority and other terms set forth in the transaction agreement                                                                                                                                                                                                                        |
|                                                 | (d)(3)(iii) | Company’s obligation: Disbursements made to an investor are posted within two business days to the Servicer's investor records, or such other number of days specified in the transaction agreements.                                                                                                                                                                                                         |
|                                                 | (d)(3)(iv)  | Company’s obligation: Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements.                                                                                                                                                                                                                                             |

----

|                                                 |             |                                                                                                                                                                                                                                                                                                                                                                                                                         |  |  |  |  |  |  |
|-------------------------------------------------|-------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--|--|--|--|--|--|
| Transactions                                    | Item 1122   | Applicable Activity                                                                                                                                                                                                                                                                                                                                                                                                     |
| Capital One Prime Auto Receivables Trust 2022-2 | (d)(2)(ii)  | Company’s obligation: Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel                                                                                                                                                                                                                                                                    |
|                                                 | (d)(2)(iv)  | Company’s obligation: The related accounts for the transaction, such as cash reserve accounts or accounts established as a form of over collateralization, are separately maintained (eg., with respect to commingling of cash) as set forth in the transaction agreements.                                                                                                                                   |
|                                                 | (d)(2)(v)   | Company’s obligation: Each custodial account is maintained at a federally insured depository institution as set forth in the transaction agreements. For purposes of this criterion, "federally insured depository institution" with respect to a foreign financial institution means a foreign financial institution that meets the requirements of Rule 13k-1(b)(1) of the Securities Exchange Act. |
|                                                 | (d)(3)(ii)  | Company’s obligation: Amounts due to investors are allocated and remitted in accordance with time frames, distribution priority and other terms set forth in the transaction agreement                                                                                                                                                                                                                        |
|                                                 | (d)(3)(iii) | Company’s obligation: Disbursements made to an investor are posted within two business days to the Servicer's investor records, or such other number of days specified in the transaction agreements.                                                                                                                                                                                                         |
|                                                 | (d)(3)(iv)  | Company’s obligation: Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements.                                                                                                                                                                                                                                             |
| DRIVE Auto Receivables Trust 2022-1             | (d)(2)(ii)  | Company’s obligation: Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel                                                                                                                                                                                                                                                                    |
|                                                 | (d)(3)(i)   | Company’s obligation to issue a notification of any activity giving rise to Form 10-D or Form 8-K disclosure items                                                                                                                                                                                                                                                                                                |
|                                                 | (d)(3)(ii)  | Company’s obligation: Amounts due to investors are allocated and remitted in accordance with time frames, distribution priority and other terms set forth in the transaction agreement                                                                                                                                                                                                                        |
|                                                 | (d)(3)(iii) | Company’s obligation: Disbursements made to an investor are posted within two business days to the Servicer's investor records, or such other number of days specified in the transaction agreements.                                                                                                                                                                                                         |
|                                                 | (d)(3)(iv)  | Company’s obligation: Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements.                                                                                                                                                                                                                                             |
| DRIVE Auto Receivables Trust 2022-2             | (d)(2)(ii)  | Company’s obligation: Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel                                                                                                                                                                                                                                                                    |
|                                                 | (d)(3)(i)   | Company’s obligation to issue a notification of any activity giving rise to Form 10-D or Form 8-K disclosure items                                                                                                                                                                                                                                                                                                |
|                                                 | (d)(3)(ii)  | Company’s obligation: Amounts due to investors are allocated and remitted in accordance with time frames, distribution priority and other terms set forth in the transaction agreement                                                                                                                                                                                                                        |
|                                                 | (d)(3)(iii) | Company’s obligation: Disbursements made to an investor are posted within two business days to the Servicer's investor records, or such other number of days specified in the transaction agreements.                                                                                                                                                                                                         |
|                                                 | (d)(3)(iv)  | Company’s obligation: Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements.                                                                                                                                                                                                                                             |

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|                                     |             |                                                                                                                                                                                                                 |  |  |  |  |  |  |
|-------------------------------------|-------------|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--|--|--|--|--|--|
| Transactions                        | Item 1122   | Applicable Activity                                                                                                                                                                                             |
| DRIVE Auto Receivables Trust 2022-3 | (d)(2)(ii)  | Company’s obligation: Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel                                                            |
|                                     | (d)(3)(i)   | Company’s obligation to issue a notification of any activity giving rise to Form 10-D or Form 8-K disclosure items                                                                                        |
|                                     | (d)(3)(ii)  | Company’s obligation: Amounts due to investors are allocated and remitted in accordance with time frames, distribution priority and other terms set forth in the transaction agreement                |
|                                     | (d)(3)(iii) | Company’s obligation: Disbursements made to an investor are posted within two business days to the Servicer's investor records, or such other number of days specified in the transaction agreements. |
|                                     | (d)(3)(iv)  | Company’s obligation: Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements.                                     |
| DRIVE Auto Receivables Trust 2022-4 | (d)(2)(ii)  | Company’s obligation: Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel                                                            |
|                                     | (d)(3)(i)   | Company’s obligation to issue a notification of any activity giving rise to Form 10-D or Form 8-K disclosure items                                                                                        |
|                                     | (d)(3)(ii)  | Company’s obligation: Amounts due to investors are allocated and remitted in accordance with time frames, distribution priority and other terms set forth in the transaction agreement                |
|                                     | (d)(3)(iii) | Company’s obligation: Disbursements made to an investor are posted within two business days to the Servicer's investor records, or such other number of days specified in the transaction agreements. |
|                                     | (d)(3)(iv)  | Company’s obligation: Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements.                                     |
| DRIVE Auto Receivables Trust 2022-5 | (d)(2)(ii)  | Company’s obligation: Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel                                                            |
|                                     | (d)(3)(i)   | Company’s obligation to issue a notification of any activity giving rise to Form 10-D or Form 8-K disclosure items                                                                                        |
|                                     | (d)(3)(ii)  | Company’s obligation: Amounts due to investors are allocated and remitted in accordance with time frames, distribution priority and other terms set forth in the transaction agreement                |
|                                     | (d)(3)(iii) | Company’s obligation: Disbursements made to an investor are posted within two business days to the Servicer's investor records, or such other number of days specified in the transaction agreements. |
|                                     | (d)(3)(iv)  | Company’s obligation: Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements.                                     |
| DRIVE Auto Receivables Trust 2022-6 | (d)(2)(ii)  | Company’s obligation: Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel                                                            |
|                                     | (d)(3)(i)   | Company’s obligation to issue a notification of any activity giving rise to Form 10-D or Form 8-K disclosure items                                                                                        |
|                                     | (d)(3)(ii)  | Company’s obligation: Amounts due to investors are allocated and remitted in accordance with time frames, distribution priority and other terms set forth in the transaction agreement                |
|                                     | (d)(3)(iii) | Company’s obligation: Disbursements made to an investor are posted within two business days to the Servicer's investor records, or such other number of days specified in the transaction agreements. |
|                                     | (d)(3)(iv)  | Company’s obligation: Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements.                                     |

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|                                          |             |                                                                                                                                                                                                                                                                                                                                                                                                                         |  |  |  |  |  |  |
|------------------------------------------|-------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--|--|--|--|--|--|
| Transactions                             | Item 1122   | Applicable Activity                                                                                                                                                                                                                                                                                                                                                                                                     |
| World Omni Auto Receivables Trust 2022-B | (d)(2)(ii)  | Company’s obligation: Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel                                                                                                                                                                                                                                                                    |
|                                          | (d)(2)(iv)  | Company’s obligation: The related accounts for the transaction, such as cash reserve accounts or accounts established as a form of over collateralization, are separately maintained (eg., with respect to commingling of cash) as set forth in the transaction agreements.                                                                                                                                   |
|                                          | (d)(2)(v)   | Company’s obligation: Each custodial account is maintained at a federally insured depository institution as set forth in the transaction agreements. For purposes of this criterion, "federally insured depository institution" with respect to a foreign financial institution means a foreign financial institution that meets the requirements of Rule 13k-1(b)(1) of the Securities Exchange Act. |
|                                          | (d)(3)(ii)  | Company’s obligation: Amounts due to investors are allocated and remitted in accordance with time frames, distribution priority and other terms set forth in the transaction agreement                                                                                                                                                                                                                        |
|                                          | (d)(3)(iii) | Company’s obligation: Disbursements made to an investor are posted within two business days to the Servicer's investor records, or such other number of days specified in the transaction agreements.                                                                                                                                                                                                         |
|                                          | (d)(3)(iv)  | Company’s obligation: Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements.                                                                                                                                                                                                                                             |
| World Omni Auto Receivables Trust 2022-C | (d)(2)(ii)  | Company’s obligation: Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel                                                                                                                                                                                                                                                                    |
|                                          | (d)(2)(iv)  | Company’s obligation: The related accounts for the transaction, such as cash reserve accounts or accounts established as a form of over collateralization, are separately maintained (eg., with respect to commingling of cash) as set forth in the transaction agreements.                                                                                                                                   |
|                                          | (d)(2)(v)   | Company’s obligation: Each custodial account is maintained at a federally insured depository institution as set forth in the transaction agreements. For purposes of this criterion, "federally insured depository institution" with respect to a foreign financial institution means a foreign financial institution that meets the requirements of Rule 13k-1(b)(1) of the Securities Exchange Act. |
|                                          | (d)(3)(ii)  | Company’s obligation: Amounts due to investors are allocated and remitted in accordance with time frames, distribution priority and other terms set forth in the transaction agreement                                                                                                                                                                                                                        |
|                                          | (d)(3)(iii) | Company’s obligation: Disbursements made to an investor are posted within two business days to the Servicer's investor records, or such other number of days specified in the transaction agreements.                                                                                                                                                                                                         |
|                                          | (d)(3)(iv)  | Company’s obligation: Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements.                                                                                                                                                                                                                                             |

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|                                                   |             |                                                                                                                                                                                                                                                                                                                                                                                                                         |  |  |  |  |  |  |
|---------------------------------------------------|-------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--|--|--|--|--|--|
| Transactions                                      | Item 1122   | Applicable Activity                                                                                                                                                                                                                                                                                                                                                                                                     |
| World Omni Auto Receivables Trust 2022-D          | (d)(2)(ii)  | Company’s obligation: Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel                                                                                                                                                                                                                                                                    |
|                                                   | (d)(2)(iv)  | Company’s obligation: The related accounts for the transaction, such as cash reserve accounts or accounts established as a form of over collateralization, are separately maintained (eg., with respect to commingling of cash) as set forth in the transaction agreements.                                                                                                                                   |
|                                                   | (d)(2)(v)   | Company’s obligation: Each custodial account is maintained at a federally insured depository institution as set forth in the transaction agreements. For purposes of this criterion, "federally insured depository institution" with respect to a foreign financial institution means a foreign financial institution that meets the requirements of Rule 13k-1(b)(1) of the Securities Exchange Act. |
|                                                   | (d)(3)(ii)  | Company’s obligation: Amounts due to investors are allocated and remitted in accordance with time frames, distribution priority and other terms set forth in the transaction agreement                                                                                                                                                                                                                        |
|                                                   | (d)(3)(iii) | Company’s obligation: Disbursements made to an investor are posted within two business days to the Servicer's investor records, or such other number of days specified in the transaction agreements.                                                                                                                                                                                                         |
|                                                   | (d)(3)(iv)  | Company’s obligation: Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements.                                                                                                                                                                                                                                             |
| World Omni Auto Lease Securitization Trust 2022-A | (d)(2)(ii)  | Company’s obligation: Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel                                                                                                                                                                                                                                                                    |
|                                                   | (d)(2)(iv)  | Company’s obligation: The related accounts for the transaction, such as cash reserve accounts or accounts established as a form of over collateralization, are separately maintained (eg., with respect to commingling of cash) as set forth in the transaction agreements.                                                                                                                                   |
|                                                   | (d)(2)(v)   | Company’s obligation: Each custodial account is maintained at a federally insured depository institution as set forth in the transaction agreements. For purposes of this criterion, "federally insured depository institution" with respect to a foreign financial institution means a foreign financial institution that meets the requirements of Rule 13k-1(b)(1) of the Securities Exchange Act. |
|                                                   | (d)(3)(ii)  | Company’s obligation: Amounts due to investors are allocated and remitted in accordance with time frames, distribution priority and other terms set forth in the transaction agreement                                                                                                                                                                                                                        |
|                                                   | (d)(3)(iii) | Company’s obligation: Disbursements made to an investor are posted within two business days to the Servicer's investor records, or such other number of days specified in the transaction agreements.                                                                                                                                                                                                         |
|                                                   | (d)(3)(iv)  | Company’s obligation: Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements.                                                                                                                                                                                                                                             |

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|                                |             |                                                                                                                                                                                                                                                                                                                                                                                                                         |  |  |  |  |  |  |
|--------------------------------|-------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--|--|--|--|--|--|
| Transactions                   | Item 1122   | Applicable Activity                                                                                                                                                                                                                                                                                                                                                                                                     |
| CarMax Auto Owner Trust 2022-3 | (d)(2)(ii)  | Company’s obligation: Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel                                                                                                                                                                                                                                                                    |
|                                | (d)(2)(iv)  | Company’s obligation: The related accounts for the transaction, such as cash reserve accounts or accounts established as a form of over collateralization, are separately maintained (eg., with respect to commingling of cash) as set forth in the transaction agreements.                                                                                                                                   |
|                                | (d)(2)(v)   | Company’s obligation: Each custodial account is maintained at a federally insured depository institution as set forth in the transaction agreements. For purposes of this criterion, "federally insured depository institution" with respect to a foreign financial institution means a foreign financial institution that meets the requirements of Rule 13k-1(b)(1) of the Securities Exchange Act. |
|                                | (d)(3)(i)   | Company 's obligation to issue a notification of any activity giving rise to Form 10-D or Form 8-K disclosure items                                                                                                                                                                                                                                                                                                     |
|                                | (d)(3)(ii)  | Company's obligation: Amounts due to investors are allocated and remitted in accordance with time frames, distribution priority and other terms set forth in the transaction agreement                                                                                                                                                                                                                              |
|                                | (d)(3)(iii) | Company's obligation: Disbursements made to an investor are posted within two business days to the Servicer's investor records, or such other number of days specified in the transaction agreements                                                                                                                                                                                                                |
|                                | (d)(3)(iv)  | Company 's obligation: Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements                                                                                                                                                                                                                                                   |
| CarMax Auto Owner Trust 2022-4 | (d)(2)(ii)  | Company’s obligation: Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel                                                                                                                                                                                                                                                                    |
|                                | (d)(2)(iv)  | Company’s obligation: The related accounts for the transaction, such as cash reserve accounts or accounts established as a form of over collateralization, are separately maintained (eg., with respect to commingling of cash) as set forth in the transaction agreements.                                                                                                                                   |
|                                | (d)(2)(v)   | Company’s obligation: Each custodial account is maintained at a federally insured depository institution as set forth in the transaction agreements. For purposes of this criterion, "federally insured depository institution" with respect to a foreign financial institution means a foreign financial institution that meets the requirements of Rule 13k-1(b)(1) of the Securities Exchange Act. |
|                                | (d)(3)(i)   | Company 's obligation to issue a notification of any activity giving rise to Form 10-D or Form 8-K disclosure items                                                                                                                                                                                                                                                                                                     |
|                                | (d)(3)(ii)  | Company's obligation: Amounts due to investors are allocated and remitted in accordance with time frames, distribution priority and other terms set forth in the transaction agreement                                                                                                                                                                                                                              |
|                                | (d)(3)(iii) | Company's obligation: Disbursements made to an investor are posted within two business days to the Servicer's investor records, or such other number of days specified in the transaction agreements                                                                                                                                                                                                                |
|                                | (d)(3)(iv)  | Company 's obligation: Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements                                                                                                                                                                                                                                                   |

----

|                                     |             |                                                                                                                                                                                                                                                                                                                                                                                                                         |  |  |  |  |  |  |
|-------------------------------------|-------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--|--|--|--|--|--|
| Transactions                        | Item 1122   | Applicable Activity                                                                                                                                                                                                                                                                                                                                                                                                     |
| DRIVE Auto Receivables Trust 2022-7 | (d)(2)(ii)  | Company’s obligation: Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel                                                                                                                                                                                                                                                                    |
|                                     | (d)(3)(i)   | Company’s obligation to issue a notification of any activity giving rise to Form 10-D or Form 8-K disclosure items                                                                                                                                                                                                                                                                                                |
|                                     | (d)(3)(ii)  | Company’s obligation: Amounts due to investors are allocated and remitted in accordance with time frames, distribution priority and other terms set forth in the transaction agreement                                                                                                                                                                                                                        |
|                                     | (d)(3)(iii) | Company’s obligation: Disbursements made to an investor are posted within two business days to the Servicer's investor records, or such other number of days specified in the transaction agreements.                                                                                                                                                                                                         |
|                                     | (d)(3)(iv)  | Company’s obligation: Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements.                                                                                                                                                                                                                                             |
| CarMax Auto Owner Trust 2023-1      | (d)(2)(ii)  | Company’s obligation: Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel                                                                                                                                                                                                                                                                    |
|                                     | (d)(2)(iv)  | Company’s obligation: The related accounts for the transaction, such as cash reserve accounts or accounts established as a form of over collateralization, are separately maintained (eg., with respect to commingling of cash) as set forth in the transaction agreements.                                                                                                                                   |
|                                     | (d)(2)(v)   | Company’s obligation: Each custodial account is maintained at a federally insured depository institution as set forth in the transaction agreements. For purposes of this criterion, "federally insured depository institution" with respect to a foreign financial institution means a foreign financial institution that meets the requirements of Rule 13k-1(b)(1) of the Securities Exchange Act. |
|                                     | (d)(3)(i)   | Company 's obligation to issue a notification of any activity giving rise to Form 10-D or Form 8-K disclosure items                                                                                                                                                                                                                                                                                                     |
|                                     | (d)(3)(ii)  | Company's obligation: Amounts due to investors are allocated and remitted in accordance with time frames, distribution priority and other terms set forth in the transaction agreement                                                                                                                                                                                                                              |
|                                     | (d)(3)(iii) | Company's obligation: Disbursements made to an investor are posted within two business days to the Servicer's investor records, or such other number of days specified in the transaction agreements                                                                                                                                                                                                                |
|                                     | (d)(3)(iv)  | Company 's obligation: Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements                                                                                                                                                                                                                                                   |