EX-31 Rule 13a-14(d)/15d-14(d) Certifications.

 

 

I, Anthony Sfarra, certify that:

 

1. I have reviewed this report on Form 10-K and all reports onForm 10-D required to be filed in respect of the period covered by this report onForm 10-K of the BANK 2020-BNK25 (the "Exchange Act periodicreports");

 

2. Based on my knowledge, the Exchange Act periodic reports, takenas a whole, do not contain any untrue statement of a material fact or omit tostate a material fact necessary to make the statements made, in light of thecircumstances under which such statements were made, not misleading withrespect to the period covered by this report;

 

3. Based on my knowledge, all of the distribution, servicing andother information required to be provided under Form 10-D for the periodcovered by this report is included in the Exchange Act periodic reports;

 

4. Based on my knowledge and the servicer compliance statementsrequired in this report under Item 1123 of Regulation AB, and except asdisclosed in the Exchange Act periodic reports, the servicers have fulfilledtheir obligations under the servicing agreements in all material respects; and

 

5. All of the reports on assessment of compliance with servicingcriteria for asset-backed securities and their related attestation reports onassessment of compliance with servicing criteria for asset-backed securitiesrequired to be included in this report in accordance with Item 1122 ofRegulation AB and Exchange Act Rules 13a-18 and 15d-18 have been included as anexhibit to this report, except as otherwise disclosed in this report. Anymaterial instances of noncompliance described in such reports have beendisclosed in this report on Form 10-K.

 

In giving the certifications above, I have reasonably relied oninformation provided to me by the following unaffiliated parties:

 

National Cooperative Bank, N.A., as NCB Master Servicer, KeyBankNational Association, as General Special Servicer, National Cooperative Bank,N.A., as NCB Special Servicer, Wilmington Trust, National Association, asTrustee, Pentalpha Surveillance LLC, as Operating Advisor, CoreLogic Solutions,LLC., as Servicing Function Participant, Computershare Trust Company, NationalAssociation, as Servicing Function Participant for the CertificateAdministrator on and after November 1, 2021, Computershare Trust Company,National Association, as Servicing Function Participant for the Custodian onand after November 1, 2021, Rialto Capital Advisors, LLC, as SpecialServicer for the Park Tower at Transbay Mortgage Loan, Wilmington Trust,National Association, as Trustee for the Park Tower at Transbay Mortgage Loan,Park Bridge Lender Services LLC, as Operating Advisor for the Park Tower atTransbay Mortgage Loan, CoreLogic Solutions, LLC, as Servicing FunctionParticipant for the Park Tower at Transbay Mortgage Loan, Computershare TrustCompany, National Association, as Servicing Function Participant for theCustodian for the Park Tower at Transbay Mortgage Loan on and afterNovember 1, 2021, AEGON USA Realty Advisors, LLC, as Special Servicer forthe Jackson Park Mortgage Loan prior to May 21, 2021, Situs Holdings, LLC, asSpecial Servicer for the Jackson Park Mortgage Loan on and after May 21, 2021,Wilmington Trust, National Association, as Trustee for the Jackson ParkMortgage Loan, CoreLogic Solutions, LLC., as Servicing Function Participant forthe Jackson Park Mortgage Loan, Computershare Trust Company, NationalAssociation, as Servicing Function Participant for the Custodian for the JacksonPark Mortgage Loan on and after November 1, 2021, KeyBank NationalAssociation, as Primary Servicer for the Parklawn Building Mortgage Loan, LNRPartners, LLC, as Special Servicer for the Parklawn Building Mortgage Loan,Wilmington Trust, National Association, as Trustee for the Parklawn BuildingMortgage Loan, Park Bridge Lender Services LLC, as Operating Advisor for theParklawn Building Mortgage Loan, Computershare Trust Company, NationalAssociation, as Servicing Function Participant for the Custodian for theParklawn Building Mortgage Loan on and after November 1, 2021, KeyBankNational Association, as Special Servicer for the Sacramento Office PortfolioMortgage Loan, Wilmington Trust, National Association, as Trustee for theSacramento Office Portfolio Mortgage Loan, Park Bridge Lender Services LLC, asOperating Advisor for the Sacramento Office Portfolio Mortgage Loan, CoreLogicSolutions, LLC., as Servicing Function Participant for the Sacramento OfficePortfolio Mortgage Loan, Computershare Trust Company, National Association, asServicing Function Participant for the Custodian for the Sacramento OfficePortfolio Mortgage Loan on and after November 1, 2021, KeyBank NationalAssociation, as Primary Servicer for the Bellagio Hotel and Casino MortgageLoan, Situs Holdings, LLC, as Special Servicer for the Bellagio Hotel andCasino Mortgage Loan, Park Bridge Lender Services LLC, as Operating Advisor forthe Bellagio Hotel and Casino Mortgage Loan, Computershare Trust Company,National Association, as Servicing Function Participant for the Custodian forthe Bellagio Hotel and Casino Mortgage Loan on and after November 1, 2021,CWCapital Asset Management LLC, as Special Servicer for the 55 Hudson YardsMortgage Loan, Wilmington Trust, National Association, as Trustee for the 55Hudson Yards Mortgage Loan, CoreLogic Solutions, LLC, as Servicing FunctionParticipant for the 55 Hudson Yards Mortgage Loan, Computershare Trust Company,National Association, as Servicing Function Participant for the Custodian forthe 55 Hudson Yards Mortgage Loan on and after November 1, 2021, MidlandLoan Services, a Division of PNC Bank, National Association, as SpecialServicer for the 1412 Broadway Mortgage Loan prior to July 13, 2021, LNRPartners, LLC, as Special Servicer for the 1412 Broadway Mortgage Loan on andafter July 13, 2021, Wilmington Trust, National Association, as Trustee for the1412 Broadway Mortgage Loan, Park Bridge Lender Services LLC, as OperatingAdvisor for the 1412 Broadway Mortgage Loan, CoreLogic Solutions, LLC., asServicing Function Participant for the 1412 Broadway Mortgage Loan,Computershare Trust Company, National Association, as Servicing FunctionParticipant for the Custodian for the 1412 Broadway Mortgage Loan on and afterNovember 1, 2021, Rialto Capital Advisors, LLC, as Special Servicer forthe Chroma Apartments Mortgage Loan, Wilmington Trust, National Association, asTrustee for the Chroma Apartments Mortgage Loan, Park Bridge Lender ServicesLLC, as Operating Advisor for the Chroma Apartments Mortgage Loan, CoreLogicSolutions, LLC, as Servicing Function Participant for the Chroma ApartmentsMortgage Loan, Computershare Trust Company, National Association, as ServicingFunction Participant for the Custodian for the Chroma Apartments Mortgage Loanon and after November 1, 2021, KeyBank National Association, as PrimaryServicer for the 1633 Broadway Mortgage Loan, Situs Holdings, LLC, as SpecialServicer for the 1633 Broadway Mortgage Loan, Pentalpha Surveillance LLC, asOperating Advisor for the 1633 Broadway Mortgage Loan, Computershare TrustCompany, National Association, as Servicing Function Participant for theCustodian for the 1633 Broadway Mortgage Loan on and after November 1,2021, Midland Loan Services, a Division of PNC Bank, National Association, asPrimary Servicer for the 560 Mission Street Mortgage Loan, KeyBank NationalAssociation, as Special Servicer for the 560 Mission Street Mortgage Loan, ParkBridge Lender Services LLC, as Operating Advisor for the 560 Mission Street MortgageLoan, Computershare Trust Company, National Association, as Servicing FunctionParticipant for the Custodian for the 560 Mission Street Mortgage Loan on andafter November 1, 2021, Midland Loan Services, a Division of PNC Bank,National Association, as Primary Servicer for the Kings Plaza Mortgage Loan,Midland Loan Services, a Division of PNC Bank, National Association, as SpecialServicer for the Kings Plaza Mortgage Loan, Pentalpha Surveillance LLC, asOperating Advisor for the Kings Plaza Mortgage Loan, and Computershare TrustCompany, National Association, as Servicing Function Participant for theCustodian for the Kings Plaza Mortgage Loan on and after November 1, 2021.

 

 

 

Dated: March 14, 2022 

 

/s/ Anthony Sfarra

Anthony Sfarra

President

(seniorofficer in charge of securitization of the depositor)