|        |
|--------|
|        |  |
| By:    | /s/ Patrick Tadie |
|   | Patrick Tadie |
| Title: | Group Vice President |
|   | ICS Global Capital Markets |
| Dated: | March 23, 2020 |

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|                                              |
|----------------------------------------------|
|                                              |  |  |
| Transactions                                 | Item 1122 | Applicable Activity |
| Fifth Third Auto Trust 2014-1                | (d)(3)(i) | Company 's obligation to issue a notification of any activity giving rise to Form 10-D or Form 8-K disclosure items |
| Fifth Third Auto Trust 2014-2                | (d)(3)(i) | Company 's obligation to issue a notification of any activity giving rise to Form 10-D or Form 8-K disclosure items |
| Fifth Third Auto Trust 2014 -3               | (d)(3)(i) | Company 's obligation to issue a notification of any activity giving rise to Form 10-D or Form 8-K disclosure items |
| Fifth Third Auto Trust 2015-1                | (d)(3)(i) | Company 's obligation to issue a notification of any activity giving rise to Form 10-D or Form 8-K disclosure items |
| Santander Drive Auto Receivable Trust 2014-3 | (d)(3)(i) | Company 's obligation to issue a notification of any activity giving rise to Form 10-D or Form 8-K disclosure items |
| Santander Drive Auto Receivable Trust 2014-4 | (d)(3)(i) | Company 's obligation to issue a notification of any activity giving rise to Form 10-D or Form 8-K disclosure items |
| Santander Drive Auto Receivable Trust 2014-5 | (d)(3)(i) | Company 's obligation to issue a notification of any activity giving rise to Form 10-D or Form 8-K disclosure items |
| Santander Drive Auto Receivable Trust 2015-1 | (d)(3)(i) | Company 's obligation to issue a notification of any activity giving rise to Form 10-D or Form 8-K disclosure items |
| Santander Drive Auto Receivable Trust 2015-2 | (d)(3)(i) | Company 's obligation to issue a notification of any activity giving rise to Form 10-D or Form 8-K disclosure items |
| Santander Drive Auto Receivable Trust 2015-3 | (d)(3)(i) | Company 's obligation to issue a notification of any activity giving rise to Form 10-D or Form 8-K disclosure items |
| Santander Drive Auto Receivable Trust 2015-4 | (d)(3)(i) | Company 's obligation to issue a notification of any activity giving rise to Form 10-D or Form 8-K disclosure items |

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|                                              |
|----------------------------------------------|
|                                              |  |  |
| Transactions                                 | Item 1122 | Applicable Activity |
| Santander Drive Auto Receivable Trust 2015-5 | (d)(3)(i) | Company 's obligation to issue a notification of any activity giving rise to Form 10-D or Form 8-K disclosure items |
| Santander Drive Auto Receivable Trust 2016-1 | (d)(3)(i) | Company 's obligation to issue a notification of any activity giving rise to Form 10-D or Form 8-K disclosure items |
| Santander Drive Auto Receivable Trust 2016-2 | (d)(3)(i) | Company 's obligation to issue a notification of any activity giving rise to Form 10-D or Form 8-K disclosure items |
| Santander Drive Auto Receivable Trust 2016-3 | (d)(3)(i) | Company 's obligation to issue a notification of any activity giving rise to Form 10-D or Form 8-K disclosure items |
| DRIVE Auto Receivables Trust 2017-1          | (d)(2)(ii) | Company's obligation: Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel |
|                                         | (d)(3)(i) | Company 's obligation to issue a notification of any activity giving rise to Form 10-D or Form 8-K disclosure items |
|                                         | (d)(3)(ii) | Company's obligation: Amounts due to investors are allocated and remitted in accordance with time frames, distribution priority and other terms set forth in the transaction agreement |
|                                         | (d)(3)(iii) | Company's obligation: Disbursements made to an investor are posted within two business days to the Servicer's investor records, or such other number of days specified in the transaction agreements |
|                                         | (d)(3)(iv) | Company 's obligation: Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements |
| DRIVE Auto Receivables Trust 2017-2          | (d)(2)(ii) | Company's obligation:  Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel |
|                                         | (d)(3)(i) | Company 's obligation to issue a notification of any activity giving rise to Form 10-D or Form 8-K disclosure items |
|                                         | (d)(3)(ii) | Company's obligation: Amounts due to investors are allocated and remitted in accordance with time frames, distribution priority and other terms set forth in the transaction agreement |

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|                                     |
|-------------------------------------|
|                                     |  |  |
| Transactions                        | Item 1122 | Applicable ActMty |
|                                | (d)(3)(iii) | Company's obligation: Disbursements made to an investor are posted within two business days to the Servicer's investor records, or such other number of days specified in the transaction agreements |
|                                | (d)(3)(iv) | Company 's obligation: Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements |
| DRIVE Auto Receivables Trust 2017-3 | (d)(2)(ii) | Company's obligation: Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel |
|                                | (d)(3)(i) | Company 's obligation to issue a notification of any activity giving rise to Form 10-D or Form 8-K disclosure items |
|                                | (d)(3)(ii) | Company's obligation: Amounts due to investors are allocated and remitted in accordance with time frames, distribution priority and other terms set forth in the transaction agreement |
|                                | (d)(3)(iii) | Company's obligation: Disbursements made to an investor are posted within two business days to the Servicer's investor records, or such other number of days specified in the transaction agreements |
|                                | (d)(3)(iv) | Company 's obligation: Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements |
| Fifth Third Auto Trust 2017-1       | (d)(2)(ii) | Company's obligation:  Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized  personnel |
|                                | (d)(2)(iv) | Company's obligation: The related accounts for the transaction, such as cash reserve accounts or accounts established as a form of over collateralization, are separately maintained ( eg., with respect to commingling of cash) as set forth in the transaction agreements |
|                                | (d)(2)(v) | Company's obligation : Each custodial account is maintained at a federally insured depository institution as set forth in the transaction agreements. For purposes of this criterion , "federally insured depository institution" with respect to a foreign |

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|                                     |
|-------------------------------------|
|                                     |  |  |
| Transactions                        | Item 1122 | Applicable Activity |
|                                |   | financial institution means a foreign financial institution that meets the requirements of Rule 13k-1(b)(1) of the Securities Exchange Act |
|                                | (d)(3)(i) | Company 's obligation to issue a notification of any activity giving rise to Form 10-D or Form 8-K disclosure items |
|                                | (d)(3)(ii) | Company's obligation: Amounts due to investors are allocated and remitted in accordance with time frames, distribution priority and other terms set forth in the transaction agreement |
|                                | (d)(3)(iii) | Company's obligation: Disbursements made to an investor are posted within two business days to the Servicer's investor records, or such other number of days specified in the transaction agreements |
|                                | (d)(3)(iv) | Company 's obligation: Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements |
| DRIVE Auto Receivables Trust 2018-1 | (d)(2)(ii) | Company's obligation: Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel |
|                                | (d)(3)(i) | Company 's obligation to issue a notification of any activity giving rise to Form 10-D or Form 8-K disclosure items |
|                                | (d)(3)(ii) | Company's obligation: Amounts due to investors are allocated and remitted in accordance with time frames, distribution priority and other terms set forth in the transaction agreement |
|                                | (d)(3)(iii) | Company's obligation: Disbursements made to an investor are posted within two business days to the Servicer's investor records, or such other number of days specified in the transaction agreements |
|                                | (d)(3)(iv) | Company 's obligation: Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements |
| DRIVE Auto Receivables Trust 2018-2 | (d)(2)(ii) | Company's obligation:  Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel |
|                                | (d)(3)(i) | Company 's obligation to issue a notification of any activity giving rise to Form 10-D or Form 8-K disclosure items |

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|                                     |
|-------------------------------------|
|                                     |  |  |
| Transactions                        | Item 1122 | Applicable Activity |
|                                | (d)(3)(ii) | Company's obligation: Amounts due to investors are allocated and remitted in accordance with time frames, distribution priority and other terms set forth in the transaction agreement |
|                                | (d)(3)(iii) | Company's obligation: Disbursements made to an investor are posted within two business days to the Servicer's investor records, or such other number of days specified in the transaction agreements |
|                                | (d)(3)(iv) | Company 's obligation: Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements |
| DRIVE Auto Receivables Trust 2018-3 | (d)(2)(ii) | Company's obligation:  Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel |
|                                | (d)(3)(i) | Company 's obligation to issue a notification of any activity giving rise to Form 10-D or Form 8-K disclosure items |
|                                | (d)(3)(ii) | Company's obligation: Amounts due to investors are allocated and remitted in accordance with time frames, distribution priority and other terms set forth in the transaction agreement |
|                                | (d)(3)(iii) | Company's obligation: Disbursements made to an investor are posted within two business days to the Servicer's investor records, or such other number of days specified in the transaction agreements |
|                                | (d)(3)(iv) | Company 's obligation: Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements |
| DRIVE Auto Receivables Trust 2018-4 | (d)(2)(ii) | Company's obligation:  Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel |
|                                | (d)(3)(i) | Company 's obligation to issue a notification of any activity giving rise to Form 10-D or Form 8-K disclosure items |
|                                | (d)(3)(ii) | Company's obligation: Amounts due to investors are allocated and remitted in accordance with time frames, distribution priority and other terms set forth in the transaction agreement |

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|                                     |
|-------------------------------------|
|                                     |  |  |
| Transactions                        | Item 1122 | Applicable Activity |
|                                | (d)(3)(iii) | Company's obligation: Disbursements made to an investor are posted within two business days to the Servicer's investor records, or such other number of days specified in the transaction agreements |
|                                | (d)(3)(iv) | Company 's obligation: Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements |
| DRIVE Auto Receivables Trust 2018-5 | (d)(2)(ii) | Company's obligation:  Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel |
|                                | (d)(3)(i) | Company 's obligation to issue a notification of any activity giving rise to Form 10-D or Form 8-K disclosure items |
|                                | (d)(3)(ii) | Company's obligation: Amounts due to investors are allocated and remitted in accordance with time frames, distribution priority and other terms set forth in the transaction agreement |
|                                | (d)(3)(iii) | Company's obligation: Disbursements made to an investor are posted within two business days to the Servicer's investor records, or such other number of days specified in the transaction agreements |
|                                | (d)(3)(iv) | Company 's obligation: Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements |
| CarMax Auto Owner Trust 2018-2      | (d)(2)(ii) | Company's obligation:  Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel |
|                                | (d)(3)(i) | Company 's obligation to issue a notification of any activity giving rise to Form 10-D or Form 8-K disclosure items |
|                                | (d)(3)(ii) | Company's obligation: Amounts due to investors are allocated and remitted in accordance with time frames, distribution priority and other terms set forth in the transaction agreement |
|                                | (d)(3)(iii) | Company's obligation: Disbursements made to an investor are posted within two business days to the Servicer's investor records, or such other number of days specified in the transaction agreements |

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|                                |
|--------------------------------|
|                                |  |  |
| Transactions                   | Item 1122 | Applicable Activity |
|                           | (d)(3)(iv) | Company 's obligation: Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements |
| CarMax Auto Owner Trust 2018-3 | (d)(2)(ii) | Company's obligation:  Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel |
|                           | (d)(3)(i) | Company 's obligation to issue a notification of any activity giving rise to Form 10-D or Form 8-K disclosure items |
|                           | (d)(3)(ii) | Company's obligation: Amounts due to investors are allocated and remitted in accordance with time frames, distribution priority and other terms set forth in the transaction agreement |
|                           | (d)(3)(iii) | Company's obligation: Disbursements made to an investor are posted within two business days to the Servicer's investor records, or such other number of days specified in the transaction agreements |
|                           | (d)(3)(iv) | Company 's obligation: Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements |
| CarMax Auto Owner Trust 2018-4 | (d)(2)(ii) | Company's obligation:  Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel |
|                           | (d)(3)(i) | Company 's obligation to issue a notification of any activity giving rise to Form 10-D or Form 8-K disclosure items |
|                           | (d)(3)(ii) | Company's obligation: Amounts due to investors are allocated and remitted in accordance with time frames, distribution priority and other terms set forth in the transaction agreement |
|                           | (d)(3)(iii) | Company's obligation: Disbursements made to an investor are posted within two business days to the Servicer's investor records, or such other number of days specified in the transaction agreements |
|                           | (d)(3)(iv) | Company 's obligation: Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements |

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|                                     |
|-------------------------------------|
|                                     |  |  |
| Transactions                        | Item 1122 | Applicable Activity |
| DRIVE Auto Receivables Trust 2019-1 | (d)(2)(ii) | Company's obligation:  Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel |
|                                | (d)(3)(i) | Company 's obligation to issue a notification of any activity giving rise to Form 10-D or Form 8-K disclosure items |
|                                | (d)(3)(ii) | Company's obligation: Amounts due to investors are allocated and remitted in accordance with time frames, distribution priority and other terms set forth in the transaction agreement |
|                                | (d)(3)(iii) | Company's obligation: Disbursements made to an investor are posted within two business days to the Servicer's investor records, or such other number of days specified in the transaction agreements |
|                                | (d)(3)(iv) | Company 's obligation: Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements |
| DRIVE Auto Receivables Trust 2019-3 | (d)(2)(ii) | Company's obligation:  Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel |
|                                | (d)(3)(i) | Company 's obligation to issue a notification of any activity giving rise to Form 10-D or Form 8-K disclosure items |
|                                | (d)(3)(ii) | Company's obligation: Amounts due to investors are allocated and remitted in accordance with time frames, distribution priority and other terms set forth in the transaction agreement |
|                                | (d)(3)(iii) | Company's obligation: Disbursements made to an investor are posted within two business days to the Servicer's investor records, or such other number of days specified in the transaction agreements |
|                                | (d)(3)(iv) | Company 's obligation: Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements |
| DRIVE Auto Receivables Trust 2019-4 | (d)(2)(ii) | Company's obligation:  Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel |

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|                               |
|-------------------------------|
|                               |  |  |
| Transactions                  | Item 1122 | Applicable Activity |
|                          | (d)(3)(i) | Company 's obligation to issue a notification of any activity giving rise to Form 10-D or Form 8-K disclosure items |
|                          | (d)(3)(ii) | Company's obligation: Amounts due to investors are allocated and remitted in accordance with time frames, distribution priority and other terms set forth in the transaction agreement |
|                          | (d)(3)(iii) | Company's obligation: Disbursements made to an investor are posted within two business days to the Servicer's investor records, or such other number of days specified in the transaction agreements |
|                          | (d)(3)(iv) | Company 's obligation: Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements |
| Fifth Third Auto Trust 2019-1 | (d)(2)(ii) | Company's obligation:  Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel |
|                          | (d)(2)(iv) | Company’s obligation: The related accounts for the transaction, such as cash reserve accounts or accounts established as a form of over collateralization, are separately maintained (eg., with respect to commingling of cash) as set forth in the transaction agreements. |
|                          | (d)(2)(v) | Company’s obligation: Each custodial account is maintained at a federally insured depository institution as set forth in the transaction agreements. For purposes of this criterion, "federally insured depository institution" with respect to a foreign financial institution means a foreign financial institution that meets the requirements of Rule 13k-1(b)(1) of the Securities Exchange Act. |
|                          | (d)(3)(i) | Company’s obligation to issue a notification of any activity giving rise to Form 10-D or Form 8-K disclosure items |
|                          | (d)(3)(ii) | Company’s obligation: Amounts due to investors are allocated and remitted in accordance with time frames, distribution priority and other terms set forth in the transaction agreement |
|                          | (d)(2)(iii) | Company’s obligation: Disbursements made to an investor are posted within two business days to the Servicer's investor records, or such other number of days specified in the transaction agreements. |

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|                                     |
|-------------------------------------|
|                                     |  |  |
| Transactions                        | Item 1122 | Applicable Activity |
|                                | (d)(3)(iv) | Company 's obligation: Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements. |
| Capital One Prime Auto Trust 2019-1 | (d)(2)(ii) | Company’s obligation: Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel |
|                                | (d)(2)(iv) | Company’s obligation: The related accounts for the transaction, such as cash reserve accounts or accounts established as a form of over collateralization, are separately maintained (eg., with respect to commingling of cash) as set forth in the transaction agreements. |
|                                | (d)(2)(v) | Company’s obligation: Each custodial account is maintained at a federally insured depository institution as set forth in the transaction agreements. For purposes of this criterion, "federally insured depository institution" with respect to a foreign financial institution means a foreign financial institution that meets the requirements of Rule 13k-1(b)(1) of the Securities Exchange Act. |
|                                | (d)(3)(i) | Company’s obligation to issue a notification of any activity giving rise to Form 10-D or Form 8-K disclosure items |
|                                | (d)(3)(ii) | Company’s obligation: Amounts due to investors are allocated and remitted in accordance with time frames, distribution priority and other terms set forth in the transaction agreement |
|                                | (d)(3)(iii) | Company’s obligation: Disbursements made to an investor are posted within two business days to the Servicer's investor records, or such other number of days specified in the transaction agreements. |
|                                | (d)(3)(iv) | Company’s obligation: Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements. |

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|                                              |
|----------------------------------------------|
|                                              |  |  |
| Transactions                                 | Item 1122 | Applicable Activity |
| Capital One Prime Auto Trust 2019-2          | (d)(2)(ii) | Company’s obligation: Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel |
|                                         | (d)(2)(iv) | Company’s obligation: The related accounts for the transaction, such as cash reserve accounts or accounts established as a form of over collateralization, are separately maintained (eg., with respect to commingling of cash) as set forth in the transaction agreements. |
|                                         | (d)(2)(v) | Company’s obligation: Each custodial account is maintained at a federally insured depository institution as set forth in the transaction agreements. For purposes of this criterion, "federally insured depository institution" with respect to a foreign financial institution means a foreign financial institution that meets the requirements of Rule 13k-1(b)(1) of the Securities Exchange Act. |
|                                         | (d)(3)(ii) | Company’s obligation: Amounts due to investors are allocated and remitted in accordance with time frames, distribution priority and other terms set forth in the transaction agreement |
|                                         | (d)(3)(iii) | Company’s obligation: Disbursements made to an investor are posted within two business days to the Servicer's investor records, or such other number of days specified in the transaction agreements. |
|                                         | (d)(3)(iv) | Company’s obligation: Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements. |
| Santander Drive Auto Receivable Trust 2019-2 | (d)(3)(i) | Company’s obligation to issue a notification of any activity giving rise to Form 10-D or Form 8-K disclosure items |
| Santander Drive Auto Receivable Trust 2019-3 | (d)(3)(i) | Company’s obligation to issue a notification of any activity giving rise to Form 10-D or Form 8-K disclosure items |
| CarMax Auto Owner Trust 2020-1               | (d)(2)(ii) | Company’s obligation: Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel |

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|              |
|--------------|
|              |  |  |
| Transactions | Item 1122 | Applicable Activity |
|         | (d)(2)(iv) | Company’s obligation: The related accounts for the transaction, such as cash reserve accounts or accounts established as a form of over collateralization, are separately maintained (eg., with respect to commingling of cash) as set forth in the transaction agreements. |
|         | (d)(2)(v) | Company’s obligation: Each custodial account is maintained at a federally insured depository institution as set forth in the transaction agreements. For purposes of this criterion, "federally insured depository institution" with respect to a foreign financial institution means a foreign financial institution that meets the requirements of Rule 13k-1(b)(1) of the Securities Exchange Act. |
|         | (d)(3)(i) | Company 's obligation to issue a notification of any activity giving rise to Form 10-D or Form 8-K disclosure items |
|         | (d)(3)(ii) | Company's obligation: Amounts due to investors are allocated and remitted in accordance with time frames, distribution priority and other terms set forth in the transaction agreement |
|         | (d)(3)(iii) | Company's obligation: Disbursements made to an investor are posted within two business days to the Servicer's investor records, or such other number of days specified in the transaction agreements |
|         | (d)(3)(iv) | Company 's obligation: Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements |