57892 Federal Register / Vol. 79, No. 187 / Friday, September 26, 2014 / Notices 

BUREAU OF CONSUMER FINANCIAL 

PROTECTION 

[Docket No: CFPB–2014–0023] 

Agency Information Collection 

Activities: Comment Request 

AGENCY: Bureau of Consumer Financial 

Protection. 

ACTION: Notice and request for comment. 

SUMMARY: In accordance with the 

Paperwork Reduction Act of 1995 

(PRA), the Consumer Financial 

Protection Bureau (Bureau) is proposing 

a new information collection titled, 

‘‘Owning a Home Evaluation Study.’’ 

DATES: Written comments are 

encouraged and must be received on or 

before November 25, 2014 to be assured 

of consideration. 

ADDRESSES: You may submit comments, 

identified by the title of the information 

collection, OMB Control Number (see 

below), and docket number (see above), 

by any of the following methods: 

• Electronic: http://

www.regulations.gov. Follow the 

instructions for submitting comments. 

• Mail: Consumer Financial 

Protection Bureau (Attention: PRA 

Office), 1700 G Street NW., Washington, 

DC 20552. 

• Hand Delivery/Courier: Consumer 

Financial Protection Bureau (Attention: 

PRA Office), 1275 First Street NE., 

Washington, DC 20002. 

Please note that comments submitted 

by fax or email and those submitted 

after the comment period will not be 

accepted. In general, all comments 

received will be posted without change 

to regulations.gov, including any 

personal information provided. 

Sensitive personal information, such as 

account numbers or social security 

numbers, should not be included. 

FOR FURTHER INFORMATION CONTACT: 

Documentation prepared in support of 

this information collection request is 

available at www.regulations.gov. 

Requests for additional information 

should be directed to the Consumer 

Financial Protection Bureau, (Attention: 

PRA Office), 1700 G Street NW., 

Washington, DC 20552, (202) 435–9575, 

or email: PRA@cfpb.gov. Please do not 

submit comments to this mailbox. 

SUPPLEMENTARY INFORMATION: 

Title of Collection: Owning a Home 

Evaluation Study. 

OMB Control Number: 3170–XXXX. 

Type of Review: New Collection 

(Request for a new OMB control 

number). 

Affected Public: Individuals or 

households. 

Estimated Number of Respondents: 

47,500. 

Estimated Total Annual Burden 

Hours: 9,961. 

Abstract: The Dodd Frank Act directs 

the Bureau to develop a program of 

consumer education and engagement. 

As part of that program, the Bureau has 

developed a suite of online tools and 

resources to help consumers make 

better, more informed decisions about 

mortgages. Collectively, these tools and 

resources are known as the Owning a 

Home project. 

The purpose of this information 

collection is to evaluate and improve 

the Owning A Home project. The 

Bureau seeks to gain insights as to (1) 

whether and how the Owning a Home 

project impacts consumers; (2) which 

consumer segments or profiles benefit 

the most from the Owning a Home 

project; (3) the mechanisms by which 

the Owning a Home project impacts 

consumer behavior and attitudes; (4) 

general consumer behavior, attitudes, 

and approaches to obtaining a mortgage 

and mortgage shopping; (5) the validity 

of certain hypotheses underlying the 

development of the Owning a Home 

project. 

To answer these questions, the Bureau 

intends to conduct a field study of the 

Owning a Home project. We will recruit 

prospective homebuyers and assign 

them to one of two study groups: those 

exposed to the Owning a Home tools or 

resources (the treatment groups) and 

those not exposed to Owning a Home 

(the control group). We will survey both 

groups of homebuyers as they go 

through the process of shopping for and 

acquiring a mortgage, and we will track 

the treatment group’s usage of the 

Owning a Home web tools and 

resources. We will then compare the 

two groups’ attitudes, behaviors, and 

outcomes. 

Request For Comments: Comments 

are invited on: (a) Whether the 

collection of information is necessary 

for the proper performance of the 

functions of the Bureau, including 

whether the information will have 

practical utility; (b) The accuracy of the 

Bureau’s estimate of the burden of the 

collection of information, including the 

validity of the methods and the 

assumptions used; (c) Ways to enhance 

the quality, utility, and clarity of the 

information to be collected; and (d) 

Ways to minimize the burden of the 

collection of information on 

respondents, including through the use 

of automated collection techniques or 

other forms of information technology. 

Comments submitted in response to this 

notice will be summarized and/or 

included in the request for Office of 

Management and Budget (OMB) 

approval. All comments will become a 

matter of public record. 

Dated: September 15, 2014. 

Ashwin Vasan, 

Chief Information Officer, Bureau of 

Consumer Financial Protection. 

[FR Doc. 2014–23017 Filed 9–25–14; 8:45 am] 

BILLING CODE 4810–AM–P 

DEPARTMENT OF DEFENSE 

Office of the Secretary 

[Docket ID DoD–2014–OS–0139] 

Privacy Act of 1974; System of 

Records 

AGENCY: Defense Finance and 

Accounting Service, DoD. 

ACTION: Notice to delete two Systems of 

Records. 

SUMMARY: The Defense Finance and 

Accounting Service is deleting two 

systems of records notices in its existing 

inventory of record systems subject to 

the Privacy Act of 1974, as amended. 

The system notices are entitled T7290, 

Nonappropriated Fund Accounts 

Receivable System and T7330b, Defense 

Finance & Accounting Service 

Transaction Interface Module (DTIM). 

DATES: Comments will be accepted on or 

before October 27, 2014. This proposed 

action will be effective the date 

following the end of the comment 

period unless comments are received 

which result in a contrary 

determination. 

ADDRESSES: You may submit comments, 

identified by docket number and title, 

by any of the following methods: 

• Federal Rulemaking Portal: http://

www.regulations.gov. Follow the 

instructions for submitting comments. 

• Mail: Federal Docket Management 

System Office, 4800 Mark Center Drive, 

East Tower, 2nd Floor, Suite 02G09, 

Alexandria, VA 22350–3100. 

Instructions: All submissions received 

must include the agency name and 

docket number for this Federal Register 

document. The general policy for 

comments and other submissions from 

members of the public is to make these 

submissions available for public 

viewing on the Internet at http://

www.regulations.gov as they are 

received without change, including any 

personal identifiers or contact 

information. 

FOR FURTHER INFORMATION CONTACT: Mr. 

Gregory Outlaw, (317) 510–4591. 

SUPPLEMENTARY INFORMATION: The 

Defense Finance and Accounting 

Service systems of records notices 

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