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| BORROWER:              | COMMUNICATION INTELLIGENCE      CORPORATION     By:      /s/ Francis V.      Dane                                                                Name:  Francis V.      Dane        Title:    Chief      Financial Officer                                                                                                                                                                                       |
|------------------------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
| MAJORITY      LENDERS: | PHOENIX      VENTURE FUND LLC By:      SG Phoenix Ventures LLC,       its      Managing Member By:  /s/ Andrea      Goren                                                                     Name:    Andrea      Goren             Title:       Member   |
|                   |  /s/      Michael      Engmann                                       MICHAEL      ENGMANN                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            |
| COLLATERAL      AGENT: | SG      PHOENIX LLC     By:      /s/ Andrea      Goren                                                       Name:   Andrea      Goren        Title:     Member                                                                                                                                                                                                                                                                 |

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| ADDITIONAL      LENDERS: | KENDU      PARTNERS COMPANY By:      /s/ Michael W.      Engmann                                           Name:      Michael W. Engmann    Title:   General      Partner   |
|--------------------------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
|                     | MDNH      PARTNERS L.P. By:      /s/ Michael W.      Engmann                                           Name:      Michael W. Engmann    Title:   General      Partner  |

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| Michael      Engmann          |   $450,000,      plus $28,125 in interest due as of May 31, 2008 |
|-------------------------------|----------------------------------------------------------------------------|
| Ronald      Goodman           |   $150,000,      plus $9,375 in interest due as of May 31, 2008  |
| Phoenix      Venture Fund LLC | $3,000,000                                                                 |

| Michael      Engmann          | $100,000            |
|-------------------------------|---------------------|
| Phoenix      Venture Fund LLC | $850,000            |
| Kendu      Partners Company   | $100,000            |
| MDNH      Partners L.P.       |   $50,000 |

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|                                         | Principal                                   | Interest                 |
|----------------------------------------------|---------------------------------------------|--------------------------|
| Basso      Multi-Strategy Holding Fund, Ltd. | $      35,000 | $   1,371 |
| Phoenix      Ventures Fund LLC               | $      3,059,178                            | $      40,110            |
| Michael      Engmann                         | $    487,556            | $   6,392 |
| Ron      Goodman                             | $    162,519            | $   2,131 |

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