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                                 EXHIBIT 10.31


                     TERM PROMISSORY NOTE WITH AGREEMENT
                                 (this "Note")

U.S. $1,119,309.01                                  February 29, 1996 ("Date")

ON OR BEFORE February 5, 2000 ("Stated Maturity") FOR VALUE RECEIVED, WASTE
RECOVERY, INC. ("Borrower"), a Texas corporation,  promises to pay to the order
of TEXAS COMMERCE BANK NATIONAL ASSOCIATION ("Bank") at its banking house at
2200 Ross Avenue, P.O. Box 660197, Dallas County, Dallas, TX  75266-0197, or at
such other location as Bank may designate, in immediately available funds and in
lawful money of the United States of America, the sum of ONE MILLION ONE HUNDRED
NINETEEN THOUSAND THREE HUNDRED NINE AND ONE/100THS UNITED STATES DOLLARS (U.S.
$1,119,309.01) or the aggregate unpaid amount of all advances hereunder
("Loan"), whichever is the lesser amount, together with interest on the said
principal or so much thereof as may from time to time be advanced and
outstanding hereunder computed from the date of each advance until the maturity
of this Note (howsoever brought about) at a variable rate per annum equal to the
Stated Rate (as defined hereinafter) as it exists from time to time; provided
however, in no event shall interest hereon ever be charged, paid, collected or
received at a rate in excess of the maximum nonusurious rate of interest from
time to time permitted by applicable federal or Texas law, whichever shall
permit the higher lawful interest rate (the "Highest Lawful Rate").  To the
extent Texas law shall be controlling to determine the Highest Lawful Rate, Bank
and any subsequent owner or holder hereof has elected the "indicated" ceiling as
defined and described in the Texas Credit Code V.T.C.S. Article 5069-1.04 or as
same may be hereafter amended, and, to the extent other law shall be controlling
the Highest Lawful Rate shall be the maximum nonusurious rate of interest
allowed by such applicable law.  It is expressly agreed that Bank and any
subsequent owner or holder hereof may from time to time, as to current and
future balances elect and implement any other ceiling under such Article and/or
revise the index, formula or provision of law used to compute the rate on this
Note by notice to the Borrower, if and to the extent permitted by, and in the
manner provided in such Code.  If the Stated Rate at any time would exceed the
Highest Lawful Rate but for the limitation contained herein, the actual rate of
interest to accrue on the unpaid principal amount of this Note shall be limited
to the Highest Lawful Rate, but any subsequent reductions in the Stated Rate due
to reductions in the Prime Rate shall not reduce the interest rate payable upon
the unpaid amount hereof below the Highest Lawful Rate until such time as the
total amount of interest accrued on the unpaid principal amount of this Note
equals the amount of interest which would have accrued if the Stated Rate had at
all times been in effect.

The "Stated Rate" shall be the rate per annum determined by reference to the
chart immediately following:

          S&P Rating of Goodyear             Stated Rate
          ----------------------             -----------
          AAA, AA+, or AA                    Prime Rate  minus 1.00%
          AA-, A+, or A                      Prime Rate minus 0.50%
          A-, BBB+, BBB, or BBB-             Prime Rate 
          BB+ or lower                       Prime Rate plus 1.00%

"Prime Rate" shall mean that rate as determined from time to time by Bank as
being its prime rate, and thereafter entered in the minutes of the Bank's Loan
and Discount Committee.  Without notice to the Borrower or any other person, the
Prime Rate shall change automatically from time to time as and in the amount by
which said prime rate shall fluctuate, with each such change to be effective as
of the date of each change in such prime rate. THE PRIME RATE IS A REFERENCE
RATE AND DOES NOT NECESSARILY REPRESENT THE LOWEST OR BEST RATE ACTUALLY CHARGED
TO ANY

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CUSTOMER.  BANK MAY MAKE COMMERCIAL LOANS OR OTHER LOANS AT RATES OF INTEREST 
AT, ABOVE OR BELOW THE PRIME RATE.

The "S&P Rating of Goodyear" shall refer to the rating of the long term debt of
Goodyear Tire & Rubber Company ("Goodyear") as published from time to time by
Standard & Poor's, Inc. ("S&P").  Adjustments to the Stated Rate on the basis of
changes in the S&P Rating of Goodyear shall become effective, without notice to
Borrower, on the date that such change has been officially published by S&P as
reasonably determined by Bank.  Borrower understands and agrees that Bank's loan
payment advices (which are subject in all respects to the agreements defining
Borrower's obligations in this Note) may, from time to time, include delayed
advice of changes in interest payable hereunder reflecting the lag time inherent
in obtaining knowledge of Goodyear rating changes and reflecting such changes in
Bank's records concerning this Note.

Time is of the essence.  Principal payments each in the amount of $10,000.00
shall be due and payable monthly, together with accrued and unpaid interest,
beginning March 29, 1996 and continuing on the 29th day of each month
thereafter, and at the Stated Maturity when all outstanding principal and
accrued and unpaid interest and all other amounts owing hereunder shall be
finally due and payable.  Interest will be calculated on the basis of a 360 day
year for the actual number of days elapsed unless such calculation would result
in a usurious interest rate, in which case such interest shall be calculated on
the basis of a 365 or 366 day year, as the case may be.

All past due principal and, to the extent permitted by applicable law, interest
on this Note shall bear interest at the Highest Lawful Rate, or if applicable
law shall not provide for a maximum nonusurious rate of interest, at a rate per
annum equal to the Prime Rate plus five percent (5%) per annum.  In addition to
all principal and accrued interest on this Note, the Borrower agrees to pay: (a)
all reasonable costs and expenses incurred by Bank and all owners and holders of
this Note in collecting this Note through probate, reorganization, bankruptcy or
any other proceedings; and (b) reasonable attorneys' fees if and when this Note
is placed in the hands of an attorney for collection after default.

It is the intention of the Borrower and the Bank to conform strictly to the
usury laws in force in the state of Texas and in the United States of America,
as applicable.  It is therefore agreed that: (i) in the event that the maturity
hereof is accelerated by reason of an election by the Bank or if the same is
prepaid prior to the maturity, all unearned interest shall be canceled
automatically or, if theretofore paid, shall either be refunded to the Borrower
or credited on the unpaid principal amount of this Note, whichever remedy is
chosen by the Bank; (ii) the aggregate of all interest and other charges
constituting interest under applicable law and contracted for, chargeable or
receivable under this Note or otherwise in connection with this loan transaction
shall never produce a rate in excess of the maximum nonusurious rate of interest
that the Bank may charge the Borrower under applicable law; and (iii) if any
excess interest is contracted for, charged or received, it shall be deemed a
mistake and any excessive interest received shall be either refunded to the
Borrower or credited on the unpaid principal amount hereof, and this Note and
any document which evidences a charging of or contracting for excessive interest
shall be automatically deemed reformed so as to permit only the collection of
the maximum nonusurious rate and amount of interest; provided, however, that all
sums paid or agreed to be paid for the use, forbearance or detention of the loan
evidenced hereby shall, to the extent permitted by applicable law, be amortized,
prorated, allocated and spread throughout the full term of this Note.

The unpaid principal balance of this Note at any time shall be the total amounts
loaned or advanced by the owner or holder hereof, less the amount of all
payments or prepayments of principal made hereon by or for the Borrower.  Absent
manifest error the records of Bank or any subsequent owner or holder hereof
shall be conclusive as to amounts owed, both principal and interest, hereunder. 
All payments and prepayments hereon may, at Bank's or any subsequent owner's or
holder's sole option, be applied to accrued interest, to

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principal, or to both. 

The term "Loan Documents" shall refer to each and all of this Note and all such
other agreements, documents, instruments, applications, statements, and other
writings required by Bank and executed and delivered to Bank by Borrower in
connection with or in any way related to the Loan or this Note.

The purpose of the Loan is to  refinance Borrower's indebtedness with another
financial institution.

A.   CONDITIONS PRECEDENT:
     THE OBLIGATION OF THE BANK TO MAKE THE LOAN IS SUBJECT TO SATISFACTION OF
     THE FOLLOWING CONDITIONS PRECEDENT: 

     (1)  the Bank shall have received from Borrower complete and properly
          executed documents as Bank shall have requested; 
     (2)  no Event of Default shall have occurred and be continuing;
     (3)  the making of the Loan shall not be prohibited by, or subject the Bank
          to any penalty or onerous condition under, any legal requirement to
          which the Bank is subject; and
     (4)  The Bank shall have received a note repurchase agreement ("Note
          Repurchase Agreement") executed in connection herewith by Goodyear,
          substantially in the form of Exhibit A hereto.
    
B.   REPRESENTATIONS AND WARRANTIES:
     TO INDUCE BANK TO MAKE THE LOAN BORROWER MAKES THE FOLLOWING
     REPRESENTATIONS AND WARRANTIES:

     (1)  all financial statements delivered to the Bank are complete and
          correct and fairly present, in accordance with generally accepted
          accounting principles, consistently applied ("GAAP"), the financial
          condition and the results of operations of Borrower as at the dates
          and for the periods indicated; 
     (2)  no material adverse change has occurred in the assets, liabilities,
          financial condition, business or affairs of Borrower since the dates
          of such financial statements; 
     (3)  Borrower is not subject to any instrument or agreement materially and
          adversely affecting its financial condition, business or affairs; 
     (4)  the Loan evidenced by this Note is for business, commercial,
          investment or other similar purpose and not primarily for personal,
          family, household or agricultural use, as such terms are used in
          Chapter One of the Texas Credit Code; 
     (5)  no amounts loaned or advanced hereunder shall be used for the purchase
          or carrying of any "margin stock" as that term is defined in
          Regulation "U" of the Board of Governors of the Federal Reserve
          System;
     (6)  each representation and warranty as set forth in each of the Security
          Agreements is true and correct;
     (7)  the Loan Documents are legal, valid and binding obligations of the
          parties enforceable in accordance with their respective terms, except
          as may be limited by bankruptcy, insolvency and other similar laws
          affecting creditors' rights generally, the execution, delivery and
          performance of the Loan Documents have all been duly authorized by all
          necessary action; are within the power and authority of the Borrower;
          do not and will not contravene or violate any legal requirement
          affecting Borrower, or the bylaws, articles of incorporation,
          certificate of incorporation, or articles of association of the
          Borrower or any other agreement or instrument establishing Borrower;
          and do not and will not result in the breach of, or constitute a
          default under, any agreement or instrument by which the Borrower or
          any of its respective property may be bound or affected; 

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     (8)  Borrower has not generated, handled, used, stored or disposed of any
          hazardous or toxic waste or substance, on or off its premises (whether
          or not owned by it), other than in accordance with applicable legal
          requirements.  Borrower does not have any material contingent
          liability with respect to non-compliance with environmental or
          hazardous waste laws and has not received any notice that it or any of
          its property or operations is not in compliance with, or that any
          governmental authority is investigating its compliance with, any
          environmental or hazardous waste laws; and
     (9)  Borrower has complied with and agrees to comply with all terms,
          conditions and agreements of Borrower contained in this Note.

C.   AFFIRMATIVE COVENANTS:
     UNTIL THE LATER OF THE STATED MATURITY AND THE DATE ON WHICH ALL AMOUNTS
     OWING UNDER THIS NOTE ARE PAID IN FULL, BORROWER AGREES TO:

     (1)  provide the following financial reports (balance sheet, income
          statement and cash flow statement), prepared in accordance with GAAP,
          on a consolidated basis, at the times and for the periods indicated,
          and such other information relating to the financial condition and
          affairs of the Borrower as from time to time may be requested by Bank
          in its discretion:
          (a)  Audited fiscal year end financial statements within 120 days of
               each fiscal year end of Borrower; and 
          (b)  Quarterly and year to date financial statements within 45 days of
               each fiscal quarter end.
     (2)  notify the Bank immediately upon acquiring knowledge of: 
          (a)  the institution or threatened institution of any lawsuit or
               administrative proceeding which, if adversely determined, might
               adversely affect Borrower; 
          (b)  the occurrence of any material adverse change in the assets,
               liabilities, financial condition, business or affairs of
               Borrower;
          (c)  the occurrence of any Event of Default;
          (d)  any reportable event or any prohibited transaction in connection
               with any employee benefit plan;  
     (3)  permit the Bank and its affiliates to inspect and photograph its
          property, to examine its files, books and records and make and take
          away copies thereof, and to discuss its affairs with its officers and
          accountants, all at such times and intervals and to such extent as the
          Bank may reasonably desire;
     (4)  notify the Bank at least 60 days prior to the date that it changes its
          name or the location of its chief executive office or principal place
          of business or the place where it keeps its books and records.

D.   NEGATIVE COVENANTS: 
     UNTIL THE LATER OF THE STATED MATURITY AND THE DATE ON WHICH ALL AMOUNTS
     OWING UNDER THIS NOTE ARE PAID IN FULL, BORROWER AGREES THAT BORROWER WILL
     NOT:

     (1)  create, incur, suffer or permit to exist, or assume or guarantee,
          directly or indirectly, or become or remain liable with respect to any
          indebtedness, contingent or otherwise, EXCEPT: (a) indebtedness to the
          Bank, or secured by liens permitted by this Note, or otherwise
          approved in writing by the Bank, and all renewals and extensions (but
          not increases) thereof; and (b) current accounts payable and unsecured
          current liabilities, not the result of borrowing, to vendors,
          suppliers and persons providing services, for expenditures for goods
          and services normally required by it in the ordinary course of
          business and on ordinary trade terms;
     (2)  create or suffer to exist any lien upon any of its property now owned
          or hereafter acquired,

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          or acquire any property upon any conditional sale or other title 
          retention device or arrangement or any purchase money security 
          agreement; or in any manner directly or indirectly sell, assign, 
          pledge or otherwise transfer any of its accounts or other property, 
          EXCEPT: (a) liens, not for borrowed money, arising in the ordinary 
          course of business; (b) liens for taxes not delinquent or being 
          contested in good faith, by appropriate proceedings; (c) liens in 
          effect on the date hereof and disclosed to the Bank in writing, 
          PROVIDED that neither the indebtedness secured thereby nor the 
          property covered thereby shall increase; and (d) liens in favor of 
          the Bank;
     (3)  in any single transaction or series of transactions, directly or
          indirectly: (a) liquidate or dissolve; (b) be a party to any merger or
          consolidation; or (c) sell, convey or lease all or any substantial
          part of its assets, EXCEPT for sale of inventory in the ordinary
          course of business;
     (4)  at any time: (a) redeem, retire or otherwise acquire, directly or
          indirectly, any shares of its capital stock or other equity interest;
          (b) declare or pay any dividend; or (c) make any other distribution of
          any property or cash to owners of an equity interest in their capacity
          as such;
     (5)  change the nature of its business or enter into any business which is
          substantially different from the business in which it is presently
          engaged, or permit any material change in its management;
     (6)  enter into any transaction or agreement with any officer, director of
          or holder of any outstanding capital stock of Borrower (or any member
          of the family of any such person, or any person controlling,
          controlled by or under common control with Borrower) unless the same
          is upon terms substantially similar to those obtainable from wholly
          unrelated sources; and
     (7)  form, create or acquire any subsidiary.

E.   EVENTS OF DEFAULT AND REMEDIES:
     IF ANY OF THE FOLLOWING EVENTS ("EVENTS OF DEFAULT") SHALL OCCUR, THEN THE
     BANK MAY DO ANY OR ALL OF THE FOLLOWING: 

     (1)  declare this Note to be, and thereupon this Note shall forthwith
          become, immediately due and payable, together with all accrued and
          unpaid interest thereon and all other obligations and indebtedness of
          the Borrower under the Loan Documents, without notice of acceleration
          or of intention to accelerate, presentment and demand or protest, all
          of which are hereby expressly waived;
     (2)  set off, in any order, against the indebtedness of the Borrower under
          the Loan Documents any debt owing by the Bank to any Borrower,
          including, but not limited to, any deposit account, which right is
          hereby granted by Borrower to the Bank; and 
     (3)  exercise any and all other rights pursuant to the Loan Documents, at
          law, in equity or otherwise:

          EVENTS OF DEFAULT:

          (a)  Borrower shall fail to pay any principal of or interest on this
               Note or any other obligation under any Loan Document as and when
               due; or
          (b)  Borrower shall fail to pay at maturity, or within any applicable
               period of grace, any principal of or interest on any other
               borrowed money obligation or shall fail to observe or perform any
               term, covenant or agreement contained in any agreement or
               obligation by which it is bound (including without limitation
               this Note); or
          (c)  any representation or warranty made in connection with any of the
               Loan Documents shall prove to have been incorrect, false or
               misleading; or
          (d)  default shall occur in the punctual and complete performance of
               any covenant of

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               Borrower contained in any Loan Document; or
          (e)  the occurrence of an event of default under any Loan Document; or
          (f)  final judgment for the payment of money shall be rendered against
               Borrower or any subsidiary of Borrower and the same shall remain
               undischarged for a period of 30 days during which execution shall
               not be effectively stayed; or
          (g)  the sale, encumbrance or abandonment (except as otherwise
               expressly permitted by this Note) of any of the collateral or the
               making of any levy, seizure or attachment thereof or thereon; or
               the loss, theft, substantial damage, or destruction of any
               material portion of such property; or
          (h)  any order shall be entered in any proceeding against Borrower or
               any subsidiary of Borrower decreeing the dissolution, liquidation
               or split-up thereof, and such order shall remain in effect for 30
               days; or
          (i)  Borrower or any subsidiary of Borrower shall make a general
               assignment for the benefit of creditors or shall petition or
               apply to any tribunal for the appointment of a trustee,
               custodian, receiver or liquidator of all or any substantial part
               of its business, estate or assets or shall commence any
               proceeding under any bankruptcy, insolvency, dissolution or
               liquidation law of any jurisdiction, whether now or hereafter in
               effect; or any such petition or application shall be filed or any
               such proceeding shall be commenced against Borrower or any
               subsidiary of Borrower and Borrower or such subsidiary by any act
               or omission shall indicate approval thereof, consent thereto or
               acquiescence therein, or an order shall be entered appointing a
               trustee, custodian, receiver or liquidator of all or any
               substantial part of the assets of Borrower or any subsidiary of
               Borrower or granting relief to Borrower or any subsidiary of
               Borrower or approving the petition in any such proceeding, and
               such order shall remain in effect for more than 30 days; or
               Borrower or any subsidiary of Borrower shall fail generally to
               pay its debts as they become due or suffer any writ of attachment
               or execution or any similar process to be issued or levied
               against it or any substantial part of its property which is not
               released, stayed, bonded or vacated within 30 days after its
               issue or levy; or 
          (j)  Borrower or any subsidiary of Borrower shall have concealed,
               removed, or permitted to be concealed or removed, any part of its
               property, with intent to hinder, delay or defraud its creditors
               or any of them, or made or suffered a transfer of any of its
               property which may be fraudulent under any bankruptcy, fraudulent
               conveyance or similar law; or shall have made any transfer of its
               property to or for the benefit of a creditor at a time when other
               creditors similarly situated have not been paid; or
          (k)  a material adverse change shall occur in the assets, liabilities,
               financial condition, business or affairs of Borrower or any
               subsidiary of Borrower; or
          (l)  Goodyear shall fail to perform its obligations under the Note
               Purchase Agreement; or
          (m)  Borrower shall dissolve.

F.   OTHER AGREEMENTS:

No remedy, right or power of the Bank is intended to be exclusive of any other
remedy, right or power now or hereafter existing by contract, at law, in equity,
or otherwise, and all such remedies, rights and powers shall be cumulative. 
Nothing herein shall imply any obligation of Borrower to maintain any deposit
with the Bank.

No waiver of any default shall be deemed to be a waiver of any other default. 
No failure to exercise or delay in exercising any right or power under any Loan
Document shall operate as a waiver thereof, nor shall

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any single or partial exercise of any such right or power preclude any 
further or other exercise thereof or the exercise of any other right or 
power.  No amendment, modification or waiver of any Loan Document shall be 
effective unless the same is in writing and signed by the person against whom 
such amendment, modification or waiver is sought to be enforced.  No notice 
to or demand on any person shall entitle any person to any other or further 
notice or demand in similar or  other circumstances.

Borrower and each and all co-makers, endorsers, guarantors and sureties
severally waive, grace, notice, demand, presentment for payment, notice of
intent to accelerate, notice of acceleration, protest, notice of protest, and
the filing of suit hereon for the purpose of fixing liability and consent that
the time of payment or its liability on or with respect to this Note shall not
be affected by any release or change in any security interest in such security
at any time existing or by any failure to perfect or maintain perfection of any
security interest in such security.

BORROWER AGREES TO INDEMNIFY, DEFEND AND HOLD THE BANK HARMLESS FROM AND AGAINST
ANY AND ALL LOSS, LIABILITY, OBLIGATION, DAMAGE, PENALTY, JUDGMENT, CLAIM,
DEFICIENCY AND EXPENSE (INCLUDING INTEREST, PENALTIES, ATTORNEYS' FEES AND
AMOUNTS PAID IN SETTLEMENT) TO WHICH THE BANK MAY BECOME SUBJECT ARISING OUT OF
OR BASED UPON THE LOAN DOCUMENTS OR ANY LOAN, INCLUDING THAT RESULTING FROM THE
BANK'S OWN NEGLIGENCE, EXCEPT AND TO THE EXTENT CAUSED BY THE GROSS NEGLIGENCE
OR WILLFUL MISCONDUCT OF THE BANK.

THIS NOTE SHALL BE GOVERNED BY AND CONSTRUED IN ACCORDANCE WITH THE LAWS OF THE
STATE OF TEXAS AND THE APPLICABLE LAWS OF THE UNITED STATES OF AMERICA.  THIS
NOTE SHALL BE PERFORMABLE FOR ALL PURPOSES IN THE COUNTY OF THE BANK'S PRINCIPAL
OFFICE IN TEXAS, AND THE BORROWER AND THE BANK AGREE THAT THE COUNTY IN WHICH
BANK'S PRINCIPAL OFFICE IS LOCATED IN TEXAS IS PROPER VENUE FOR ANY ACTION OR
PROCEEDING BROUGHT BY THE BORROWER OR THE BANK, WHETHER IN CONTRACT, TORT, OR
OTHERWISE.  ANY ACTION OR PROCEEDING AGAINST THE BORROWER MAY BE BROUGHT IN ANY
STATE OR FEDERAL COURT IN SUCH COUNTY.  THE BORROWER HEREBY IRREVOCABLY (A)
SUBMITS TO THE NONEXCLUSIVE JURISDICTION OF SUCH COURTS, AND (B) WAIVES ANY
OBJECTION IT MAY NOW OR HEREAFTER HAVE AS TO THE VENUE OF ANY SUCH ACTION OR
PROCEEDING BROUGHT IN ANY SUCH COURT OR THAT ANY SUCH COURT IS AN INCONVENIENT
FORUM.  THE BORROWER AGREES THAT SERVICE OF PROCESS UPON IT MAY BE MADE BY
CERTIFIED OR REGISTERED MAIL, RETURN RECEIPT REQUESTED, AT ITS ADDRESS SPECIFIED
BELOW.  NOTHING HEREIN OR IN ANY OF THE OTHER LOAN DOCUMENTS SHALL AFFECT THE
RIGHT OF THE BANK TO SERVE PROCESS IN ANY OTHER MANNER PERMITTED BY LAW OR SHALL
LIMIT THE RIGHT OF THE BANK TO BRING ANY ACTION OR PROCEEDING AGAINST THE
BORROWER OR WITH RESPECT TO ANY OF ITS PROPERTY IN COURTS IN OTHER JURISDICTIONS
OR VENUES.  

THIS NOTE AND THE OTHER WRITTEN LOAN DOCUMENTS CONSTITUTE A "LOAN AGREEMENT" AS
DEFINED IN SECTION 26.02(a) OF THE TEXAS BUSINESS AND COMMERCE CODE AND
REPRESENT THE FINAL AGREEMENT BETWEEN THE PARTIES AND MAY NOT BE CONTRADICTED BY
EVIDENCE OF PRIOR, CONTEMPORANEOUS, OR SUBSEQUENT ORAL AGREEMENTS OF THE
PARTIES. THERE ARE NO UNWRITTEN ORAL AGREEMENTS BETWEEN THE PARTIES.

Executed this 27 day of February, 1996 but effective as of the Date.

                        BORROWER: WASTE RECOVERY, INC.

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                           By:  /s/ THOMAS L. EARNSHAW
                               ------------------------------------------------
                           Name:     Thomas L. Earnshaw
                                   --------------------------------------------

                           Title:    President and CEO
                                  ---------------------------------------------

                           Address:  309 S. Pearl Expressway, Dallas, TX  75201
                                    -------------------------------------------


Acknowledged for purposes of notice pursuant to the above cited statute by:

                           BANK:     TEXAS COMMERCE BANK NATIONAL ASSOCIATION

                           By:  /s/ ROB HOLMES
                               ------------------------------------------------
                           Name:     Rob Holmes
                                   --------------------------------------------
                           Title:    Vice President
                                  ---------------------------------------------

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