<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>This schedule contains summary financial information extracted from the
Princeton National Bancorp, Inc. and Subsidiary Consolidated Balance Sheets and
Statements of Income and is qualified in its entirety by reference to such
financial statements.

<S>                                <C>
<PERIOD-TYPE>                      12-MOS
<FISCAL-YEAR-END>                                            DEC-31-1996
<PERIOD-END>                                                 DEC-31-1996
<CASH>                                                            18,033
<INT-BEARING-DEPOSITS>                                           317,443
<FED-FUNDS-SOLD>                                                   3,100
<TRADING-ASSETS>                                                       0
<INVESTMENTS-HELD-FOR-SALE>                                      105,893
<INVESTMENTS-CARRYING>                                            11,135
<INVESTMENTS-MARKET>                                              11,135
<LOANS>                                                          260,780
<ALLOWANCE>                                                        1,630
<TOTAL-ASSETS>                                                   420,407
<DEPOSITS>                                                       358,701
<SHORT-TERM>                                                      13,537
<LIABILITIES-OTHER>                                                3,622
<LONG-TERM>                                                        4,350
<PREFERRED-MANDATORY>                                                  0
<PREFERRED>                                                            0
<COMMON>                                                          13,800
<OTHER-SE>                                                        26,397
<TOTAL-LIABILITIES-AND-EQUITY>                                   420,407
<INTEREST-LOAN>                                                   22,184
<INTEREST-INVEST>                                                  6,767
<INTEREST-OTHER>                                                     163
<INTEREST-TOTAL>                                                  29,114
<INTEREST-DEPOSIT>                                                13,773
<INTEREST-EXPENSE>                                                14,596
<INTEREST-INCOME-NET>                                             14,518
<LOAN-LOSSES>                                                         41
<SECURITIES-GAINS>                                                   (24)
<EXPENSE-OTHER>                                                   12,864
<INCOME-PRETAX>                                                    4,473
<INCOME-PRE-EXTRAORDINARY>                                         4,473
<EXTRAORDINARY>                                                        0
<CHANGES>                                                              0
<NET-INCOME>                                                       3,427
<EPS-PRIMARY>                                                       1.26
<EPS-DILUTED>                                                       1.26
<YIELD-ACTUAL>                                                      4.15
<LOANS-NON>                                                        1,157
<LOANS-PAST>                                                           0
<LOANS-TROUBLED>                                                       0
<LOANS-PROBLEM>                                                      287
<ALLOWANCE-OPEN>                                                   2,034
<CHARGE-OFFS>                                                      1,365
<RECOVERIES>                                                         920
<ALLOWANCE-CLOSE>                                                  1,630
<ALLOWANCE-DOMESTIC>                                               1,506
<ALLOWANCE-FOREIGN>                                                    0
<ALLOWANCE-UNALLOCATED>                                              124


</TABLE>