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                  CERTIFICATION OF THE CHIEF FINANCIAL OFFICER     Exhibit 31.2

I, Marsha A. Mongeon, certify that:

1.    I have reviewed this annual report on Form 10-K of Union Bankshares,
      Inc.;

2.    Based on my knowledge, this annual report does not contain any untrue
      statement of a material fact or omit to state a material fact necessary
      to make the statements made, in light of the circumstances under which
      such statements were made, not misleading with respect to the period
      covered by this annual report;

3.    Based on my knowledge, the financial statements, and other financial
      information included in this annual report, fairly present in all
      material respects the financial condition, results of operations and cash
      flows of the registrant as of, and for, the periods presented in this
      annual report;

4.    The registrant's other certifying officer and I are responsible for
      establishing and maintaining disclosure controls and procedures (as
      defined in Exchange Act Rules 13a-15(e) and 15d-15(e) for the registrant
      and we have:

      a)    designed such disclosure controls and procedures under our
            supervision to ensure that material information relating to the
            registrant, including its consolidated subsidiary, is made known to
            us by others within those entities, particularly during the period
            in which this annual report is being prepared;

      b)    evaluated the effectiveness of the registrant's disclosure controls
            and procedures; and presented in this annual report our conclusions
            about the effectiveness of the disclosure controls and procedures
            as of the end of the period covered by this annual report based on
            such evaluations; and

      c)    disclosed in this report any change in the registrant's internal
            control over financial reporting that occurred during the
            registrant's most recent fiscal quarter that has materially
            affected, or is reasonably likely to materially affect the
            registrant's internal control over financial reporting; and

5.    The registrant's other certifying officer and I have disclosed, based on
      our most recent evaluation of internal control over financial reporting,
      to the registrant's auditors and the audit committee of registrant's
      board of directors:

      a)    all significant deficiencies and material weaknesses in the design
            or operation of internal controls over financial reporting which
            are reasonably likely to adversely affect the registrant's ability
            to record, process, summarize and report financial information; and

      b)    any fraud, whether or not material, that involves management or
            other employees who have a significant role in the registrant's
            internal controls over financial reporting; and

6.    The registrant's other certifying officer and I have indicated in this
      annual report whether or not there were significant changes in internal
      controls or in other factors that could significantly affect internal
      controls subsequent to the date of our most recent evaluation, including
      any corrective actions with regard to significant deficiencies and
      material weaknesses.


Date: March 30, 2007

/s/ Marsha A. Mongeon
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[Signature]
Treasurer and Chief Financial Officer