Exhibit 10.9

                           Financial National Electronic Transfer, Inc.
                           500 W. Lincoln Trail, Box 988,     Radcliff, KY 40159
                           Phone: (800) 360.2218   Fax: ( 208) 361.5268
                           sales@finet1.com http://www.finet1.com

RESELLER AGREEMENT
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          ABOUT YOUR BUSINESS
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  Reseller (Business Name) Digital Commerce Merchant Services Inc.
    EIN      87-0652618
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          URL
          www.thatbank.com
          Primary Contact Email Address
          jack@thatbank.com
          Billing Address
          300 -1199 West Hastings Street
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  City   Vancouver         State    BC               Zip code V6E 3T5

       Telephone (604) 899-0411
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  Type of Businessonline payment processing - solution packaging

     Yrs. in Business    2

  Business Address (if different from above)  same
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  City State Zip code Bus. Telephone ( )
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          Name of Principal     Digital
          Commerce International, Inc.
          Title    Listed THBK OTC.BB
          Home Address
          300 - 1199 West Hastings Street
          City
          Vancouver
          State BC
          Zip code V6E 3T5
          Telephone ( 604 ) 899-0411


          DEPOSIT BANK ACCOUNT PAYMENT INFORMATION
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  Bank Name   University Bank       Routing # 072413722         Account #2684306
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  Name on Account Digital Commerce Merchant Services Inc.
  Reseller hereby authorizes FiNET, Inc., or its designee or successor or assign
  (hereinafter  "FiNET")  to  electronically  deposit  funds  owed by  FiNET  to
  Reseller into the account identified above.
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                                                       X     RESELLER   INITIALS

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ACCEPTANCE OF AGREEMENT INCLUDING ATTACHED TERMS
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  Reseller's Signature/Title           Print Name                          Date
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ACCEPTANCE BY FINET, INC.
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  Signature/Title                     Print Name                           Date
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                                                                     Page 1 of 3


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TERMS
1. RETENTION AND ENGAGEMENT.
FiNET,  Inc., its successors and assigns  (hereinafter  referred to as "FiNET"),
hereby offers to above-named  business  (hereinafter  referred to as "Reseller")
and  Reseller  hereby  accepts  from FiNET  authorization  to sell  FiNET's  EFT
transaction services  (hereinafter  referred to as the "Services") to Reseller's
clients  (hereinafter  individually  referred  to as  "Merchant")  on terms  and
conditions  set forth herein.  Reseller  hereby  affirms that it is engaged in a
lawful  business and is duly licensed under the laws of the State,  County,  and
City where it is located to conduct  such  business.  Reseller  agrees to follow
procedures  provided by FiNET,  and understands that these procedures may change
from time to time.  FiNET  reserves  the right to refuse  service  and/or  limit
access to its services to anyone.
2. TERM.
This  Agreement  will begin the date this  contract  is signed and  accepted  by
Reseller and FiNET,  and will remain in effect until terminated by either party.
Notice of  termination of this contract by Reseller must be submitted in writing
to FiNET no less than 30 days prior to the date of desired termination.
3. EMPLOYMENT.
Reseller is an independent contractor under the terms of this Agreement, and not
an employee or legal representative of FiNET. Reseller will not be treated as an
employee in regard to any laws covering employees.  FiNET will not pay a wage or
salary to Reseller. Reseller is responsible for all of his/her own income taxes,
social security taxes,  unemployment taxes, and any other taxes,  licenses,  and
fees of any kind. Any and all claims for unemployment benefits and or claims for
workers' compensation benefits are hereby expressly waived by Reseller.
4. PAYMENT.
Reseller  authorizes  FiNET to initiate  credit  entries to Reseller's  checking
account for deposit of funds due Reseller by FiNET:
     A. Monthly  Processing Fees. Each Merchant account sold by Reseller will be
     charged a monthly  fee of $15.00.  Reseller  is  authorized  to resell this
     processing  fee for an amount not to exceed  $25.00.  Any amount  collected
     over and above  $15.00,  will be  provided to Reseller on or about the 15th
     business  day of each month for the  preceding  month's  activity  for each
     Merchant registered by Reseller.
     B. Transaction Fees: Each Merchant account sold by Reseller will be charged
     a transaction fee of $0.35 for each EFT origination item submitted to FiNET
     by the Merchant.  Reseller is authorized to resell this  processing fee for
     an amount not to exceed $1.00.  Any amount  collected  over and above $0.35
     will be provided  to  Reseller,  in  aggregate  form,  on or about the 15th
     business day of each month for the preceding month's activity.
     C. Discount  Fees:  FiNET does not charge  Merchants a discount fee for EFT
     transactions;  however,  Merchant may charge a discount fee up to 2 percent
     of the face value of the transaction.  In all cases where a discount fee is
     charged to a Merchant,  FiNET will be entitled to one half the  proceeds of
     such  transaction  fee.  Any amounts  collected  and due to Reseller  for a
     discount fee will be provided to Reseller,  in aggregate  form, on or about
     the 15th business day of each month for the preceding month's  business.  A
     discount fee may not be charged in lieu of a  Transaction  Fee, but only in
     addition  to a  Transaction  Fee.  Merchants  will  always  be a  charged a
     Transaction Fee.
     C. Return  Processing  Fees. Each Merchant account sold by Reseller will be
     charged a return  transaction fee of $1.50 for each return entry process by
     FiNET for the Merchant.  Merchant is NOT  authorized to resell this fee for
     any amount above $1.50.
Reseller  may resell the Services to Merchants at such a price as defined in 4A,
4B,  and 4C;  however,  Reseller  understands  that  FiNET may  publish  its own
direct-to-public prices on FiNET's web site(s) or elsewhere.
5. NON-DISCLOSURE.
Reseller agrees that the preceding payment information (4A, 4B, and 4C) will not
be used by the Recipient in any way which is to the competitive  disadvantage or
otherwise  detrimental  to FiNET and will  not,  except  with the prior  written
consent of FiNET,  be disclosed  to any other person or entity.  Notwithstanding
the  foregoing,  Reseller  may  disclose  this  information  to its  affiliates,
directors, officers, employees, agents, consultants, accountants, attorneys, and
other  advisors  (the persons to whom such  disclosure is  permissible  and made
being collectively called "Representatives"),  provided that the Reseller agrees
that it will inform its  Representatives  who have access to this information of
the requirements of this agreement.

Reseller Initials __________                                         Page 2 of 3


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7. REVIEW.
FiNET  shall have the right to  increase  fees as  necessary.  Reseller  will be
notified of any changes in fees at least thirty (30) days in advance.
8. STANDARDS.
Reseller  shall  conduct its business in  accordance  with the highest legal and
ethical  standards.  Reseller shall not be involved in Internet abuse  including
but not limited to spamming - mass  unsolicited  Emailing,  distribution of mass
emailing  programs,  cross-posting  messages to large  number of usenet  groups,
posting obscene or inflammatory messages, threatening other Internet users, mail
bombing Internet users,  running packet sniffers or port scanners,  and spamming
our support staff.  Should a violation occur,  Reseller will be held responsible
for any damages to FiNET's system, servers, connectivity,  reputation, business,
service, network, operations, or equipment.
9. PROPERTY.
All literature and other information given to Reseller by FiNET shall remain the
property of FiNET and shall not be used by Reseller for other purposes.
10. INDEMNIFICATION, HOLD HARMLESS.
Reseller  agrees to indemnify and hold  harmless  FiNET from any and all claims,
causes of action,  demands,  judicial and  administrative  proceedings,  errors,
liabilities,  damages, costs and expenses,  including, without limitation, court
costs and reasonable  attorney's fees,  relating to any transaction  service, or
losses  of any type  whatsoever  that may  arise on  account  of  Reseller's  or
Merchant's activities, or those of Reseller's or Merchant's employees,  banks or
agents  in  the  performance  of  this  agreement.   Reseller  shall  exonerate,
indemnify,  defend,  and hold FiNET  harmless from any liability  resulting from
Reseller's or Merchant's acts and omissions.
 11. NON-COMPETITION.
Reseller agrees not to start,  nor be involved in a business  similar to that of
FiNET  during  the  term  of this  Agreement.  Reseller  agrees  that  upon  the
termination  of this  Agreement,  he/she  shall not compete with the business of
FiNET, or its successors or assigns, and shall not directly or indirectly, or in
any capacity, on his/her own behalf or on behalf of any other firm, undertake or
assist in the solicitation of any customer or account of FiNET.
12. VIOLATION, SEVERANCE.
Should  Reseller  violate  any of the terms of this  Agreement,  FiNET may sever
relationship  with Reseller,  either  temporarily or permanently,  as decided by
FiNET. If such severance occurs,  FiNET retains the right to establish a service
agreement  directly  with any and all  Merchants  to whom  Reseller  has sold or
offered FiNET's Services,  and Reseller agrees,  upon FiNET's request,  to cease
billing Merchant for FiNET's Services and assign rights of billing to FiNET.
13. ASSIGNMENT.
FiNET may assign or  transfer  this  Agreement  or any sums due or to become due
hereunder,  and in such event  FiNET's  assignee  or  transferee  shall have the
rights,  powers,  privileges and remedies of FiNET  hereunder.  Reseller  hereby
acknowledges  notice of FiNET's intended  assignment of FiNET's interest in this
Agreement,  and upon such assignment,  Reseller agrees not to assert, as against
FiNET's assignee, and defense, set-off, recoupment, claim or counterclaim,  that
it may have against FiNET whether  arising under this  Agreement  transaction or
otherwise.
14.      JURISDICTION, WAIVER OF JURY TRIAL.
This  Agreement and any guaranty  hereof shall be  interpreted  and construed in
accordance  with,  and  governed by, the internal  laws of the  commonwealth  of
Kentucky. As used in this Paragraph,  "applicable jurisdiction" means the county
of Hardin,  commonwealth of Kentucky, or such other county or state, as the same
may  change  from time to time,  where the holder of  FiNET's  interest  in this
Agreement  maintains its principal office  responsible for  administrating  this
Agreement. All actions, proceedings or litigation brought by FiNET, Reseller, or
any Merchant shall be instituted and prosecuted in the applicable  jurisdiction.
The parties  acknowledge  their  agreement  that the state courts sitting in the
applicable   jurisdiction   shall  be  the  exclusive  forum  for  all  actions;
proceedings  or litigation  between or among the parties,  notwithstanding  that
other  courts may have  jurisdiction  over the parties  and the subject  matter.
Reseller  waives,  insofar as  permitted  by law,  trial by jury in any  action,
proceeding or litigation between or among FiNET, Reseller or any Merchant.
15.      MISCELLANEOUS.
The signer  certifies  that he/she is  authorized  to execute this  Agreement on
behalf of Reseller.  This  Agreement  shall be binding  upon the parties,  their
successors,  legal  representatives  and assigns. No delay by FiNET in enforcing
any rights under this Agreement shall be interpreted as a waiver of said rights.
If any  provision of this  Agreement or the  application  thereof to any person,
business entity,  or circumstance is determined to be invalid,  the remainder of
this Agreement,  or the  application of such provisions to any person,  business
entity or circumstances other than those to which it is held invalid,  shall not
be affected thereby.

Reseller Initials __________                                        Page 3 of 3