<TABLE> <S> <C>


<ARTICLE>                     9
<CIK>                         0000704469     
<NAME>                        Trans Financial, Inc.
<MULTIPLIER>                  1,000
       
<S>                          <C>          <C>
<PERIOD-TYPE>                   YEAR         YEAR
<FISCAL-YEAR-END>               Dec-31-1996  Dec-31-1995               
<PERIOD-START>                  Jan-01-1996  Jan-01-1995
<PERIOD-END>                    Dec-31-1996  Dec-31-1995
<CASH>                          75,054       81,703                                  
<INT-BEARING-DEPOSITS>              98          197
<FED-FUNDS-SOLD>                     0            0
<TRADING-ASSETS>                     0            0
<INVESTMENTS-HELD-FOR-SALE>    285,155      298,222
<INVESTMENTS-CARRYING>               0            0     
<INVESTMENTS-MARKET>                 0            0
<LOANS>                      1,518,998    1,304,822             
<ALLOWANCE>                     18,065       15,779               
<TOTAL-ASSETS>               2,003,952    1,795,649                     
<DEPOSITS>                   1,579,217    1,444,483                     
<SHORT-TERM>                   126,879      120,608          
<LIABILITIES-OTHER>             25,637       14,186      
<LONG-TERM>                    140,903       86,605                
<PREFERRED-MANDATORY>                0            0     
<PREFERRED>                          0            0     
<COMMON>                         21,324      21,175              
<OTHER-SE>                      109,992     108,592                
<TOTAL-LIABILITIES-AND-EQUITY>2,003,952   1,795,649             
<INTEREST-LOAN>                 131,466     115,757          
<INTEREST-INVEST>                16,403      17,650              
<INTEREST-OTHER>                     66         821
<INTEREST-TOTAL>                147,935     134,228           
<INTEREST-DEPOSIT>               59,795      56,465            
<INTEREST-EXPENSE>               73,066      64,599              
<INTEREST-INCOME-NET>            74,869      69,629              
<LOAN-LOSSES>                    13,914       5,260       
<SECURITIES-GAINS>                   20         200       
<EXPENSE-OTHER>                  80,642      66,049             
<INCOME-PRETAX>                  10,002      22,731        
<INCOME-PRE-EXTRAORDINARY>        6,882      15,315            
<EXTRAORDINARY>                       0           0 
<CHANGES>                             0           0
<NET-INCOME>                      6,882      15,315     
<EPS-PRIMARY>                       .60        1.35  
<EPS-DILUTED>                       .59        1.34
<YIELD-ACTUAL>                     4.52        4.67
<LOANS-NON>                       4,717      12,708      
<LOANS-PAST>                      5,863       4,617
<LOANS-TROUBLED>                      4          14
<LOANS-PROBLEM>                   8,443       7,160  
<ALLOWANCE-OPEN>                 15,779      12,529        
<CHARGE-OFFS>                    12,467       2,525            
<RECOVERIES>                        839         515        
<ALLOWANCE-CLOSE>                18,065      15,779              
<ALLOWANCE-DOMESTIC>             18,065      15,779          
<ALLOWANCE-FOREIGN>                   0           0
<ALLOWANCE-UNALLOCATED>               0           0   
        

</TABLE>