|Exhibit 31.2                                                                                                           
|-----------------------------------------------------------------------------------------------------------------------
|                                                                                                                       
|CERTIFICATION OF THE CHIEF FINANCIAL OFFICER OF THE COMPANY PURSUANT TO SECURITIES EXCHANGE ACT RULES 13A-14 AND 15D-14
|                                                                                                                       
|CERTIFICATION                                                                                                          
|                                                                                                                       
|                                                                                                                       
|I, Janet P. Spitler, certify that:                                                                                     
|                                                                                                                       
|1.                                                                                                                     
|                                                                                                                       
|2.                                                                                                                     
|                                                                                                                       
|3.                                                                                                                     
|                                                                                                                       
|4.                                                                                                                     
|                                                                                                                       
|                                                                                                                       
|                                                                                                                       
|                                                                                                                       
|                                                                                                                       
|5.                                                                                                                     
|                                                                                                                       
|                                                                                                                       
|                                                                                                                       
|                                                                                                                       
|Date:                                                                                                                  
|                                                                                                                       
|/s/ Janet P. Spitler                                                                                                   
|                                                                                                                       
|Janet P. Spitler                                                                                                       
|Chief Financial Officer & Treasurer                                                                                    



<PAGE>