<PAGE> Cover Form
                                 UNITED STATES
                      SECURITIES AND EXCHANGE COMMISSION
                            WASHINGTON, D.C.  20549
                                       
                                   FORM 10-K

[ x ]   Annual Report Pursuant to Section 13 or 15(d) of the Securities
        Exchange Act of 1934 [No Fee Required]

For the fiscal year ended            December 31, 1998

[   ]   Transition Report Pursuant to Section 13 or 15(d) of the Securities
        Exchange Act of 1934 [No Fee Required]

For the transition period from                          to

Commission file number      0-10769

                         NATIONAL BANCORP OF ALASKA, INC.
               (Exact name of registrant as specified in its charter)

     Delaware                                   92-0087646
(State or other jurisdiction of         (I.R.S. Employer Identification No.)
incorporation or organization)

  301 West Northern Lights Boulevard/P.O. Box 100600
  Anchorage, Alaska                                    99510-0600
(Address of principal executive offices)               (Zip Code)

Registrant's telephone number, including area code     (907) 276-1132

Securities registered pursuant to Section 12(g) of the Act:

                         Common stock, $2.50 par value
                              (Title of Class)

       Indicate by check mark whether the registrant (1) has filed all reports
required to be filed by Section 13 or 15(d) of the Securities Exchange Act of
1934 during the preceding 12 months (or for such shorter period that the
registrant was required to file such reports), and (2) has been subject to such
filing requirements for the past 90 days.

                         Yes  X      No

Aggregate market value of common stock held by nonaffiliates of National
Bancorp of Alaska, Inc., based on the closing bid price of the stock at
February 22, 1999:  $359,321,921
     
The registrant has one class of common stock, $2.50 par value.  Numbers of
shares outstanding at February 22, 1999:  30,522,598.

                      Documents Incorporated By Reference
                                       
                                                          Parts of Form 10-K
       Documents                                       into which incorporated
1998 Annual Report to Shareholders                            Part I and II
Proxy Statement for the March 16, 1999
Annual Meeting of Shareholders                                 Part III
Form S-14, File No. 2-78795 for August 11, 1982                Part IV


<PAGE>  1
                               Table of Contents
                                       
                                    Part I
                                       
                                                                           Page

Item 1  Business............................................................ 2

Item 2  Properties.......................................................... 8

Item 3  Legal Proceedings................................................... 8

Item 4  Submission of Matters to a Vote of Security Holders................. 8

                                    Part II

Item 5  Market for the Registrant's Common Equity and 
        Related Stockholder Matters......................................... 9

Item 6  Selected Financial Data............................................. 9

Item 7  Management's Discussion and Analysis of
        Financial Condition and Results of Operations....................... 9

Item 8  Financial Statements and Supplementary Data........................ 11

Item 9  Changes in and Disagreements with Accountants on
        Accounting and Financial Disclosure................................ 11

                                   Part III

Item 10 Directors and Executive Officers of the Registrant................. 12

Item 11 Executive Compensation............................................. 12

Item 12 Security Ownership of Certain Beneficial Owners and Management..... 12

Item 13 Certain Relationships and Related Transactions..................... 12

                                    Part IV

Item 14 Exhibits, Financial Statement Schedules, and Reports on Form 8-K... 13


                                       
                                       
                                       
                                        -1-
<PAGE>  2
                                    PART I

ITEM 1.  BUSINESS

National Bancorp of Alaska, Inc. (the Corporation) is a Delaware corporation
organized on June 21, 1982, and registered as a Bank holding company under the
Bank Holding Company Act of 1956.

The Corporation's principal asset is its investment in National Bank of Alaska
(the Bank), a wholly-owned subsidiary.  Through its subsidiary, the Corporation
engages in commercial banking and trust activities.

For additional information concerning the business of National Bancorp of
Alaska, Inc. and its subsidiaries, see pages 2 through 18 of National Bancorp
of Alaska, Inc.'s 1998 Annual Report to Shareholders (Annual Report), which is
incorporated in this Item 1 by reference.

The Bank

The Bank was established as a state-chartered bank in 1916 and converted to a
national banking association in 1950.

General Banking Services

The Bank engages in general banking business offering checking accounts,
savings accounts, money market accounts, Time Certificates of Deposit,
securities sold under agreements to repurchase, Individual Retirement Accounts,
commercial loans, home equity loans, unsecured lines of credit, consumer loans,
construction and mortgage loans, lease financing, safe deposit services, night
depositories, Visa credit cards (Classic and Gold), walk-up and drive-in
banking with an international automated teller machine network, various
telephone and electronic services, and other services incidental to serving the
banking needs of individuals, corporations, government and quasi-government
bodies.

As of December 31, 1998, the Bank's banking operations are conducted from 55
banking offices, 2 loan offices and 67 electronic branches located throughout
the state of Alaska and in Seattle, Washington, including 27 banking offices
and 26 electronic branches in Anchorage.











                                      -2-
<PAGE>  3
Trust Services

The Bank's Trust Department offers services to individuals and corporations
throughout Alaska including estate planning, settlement of estates,
administration of living and testamentary trusts, management of investment
agency accounts, custodianships, and administration of employee benefit trusts.
The Bank had trust assets of approximately $2.09 million under its supervision
as of December 31, 1998.

International Banking

The Bank's International Department offers customer services in connection with
international business.  The department maintains correspondent relationships
with banks located in certain world trade centers, including Tokyo and New
York.  Transactions handled by this department include cable, wire, and mail
transfers of funds, negotiating and advancing funds under export Letters of
Credit, buying and selling foreign currencies, handling collection from foreign
banks, and financing imports and exports.

National Bank of Alaska also operates an Edge Act subsidiary, National Bank of
Alaska International Banking, Corp.

Competition

The Bank competes actively with national and state banks and other financial
institutions, including savings and loan associations, savings banks, brokerage
houses, money market funds, and credit unions located both in Alaska and other
states.  The Bank maintains a competitive position by providing convenient
service in the branch network located throughout the state and by competitive
pricing of the products mentioned above.

Alaska allows out-of-state bank holding companies to acquire banks and domestic
bank holding companies located in Alaska.  Management is of the opinion that to
the extent that out-of-state bank holding companies enter the Alaskan market,
the Corporation may encounter intensified competition.

Employment

The Bank has approximately 1,098 full time equivilant employees.  Management
considers employment relations to be good.  None of the Bank's employees are
covered by a collective bargaining agreement.












                                      -3-

<PAGE>  4
SUPERVISION AND REGULATION

National Bancorp of Alaska, Inc. is a bank holding company subject to
regulation under the Bank Holding Company Act of 1956.  A bank holding company
is required to file with the Federal Reserve Board annual reports and other
information regarding the business operations of itself and its subsidiaries
and is also subject to examination by the Federal Reserve Board.  A bank
holding company must obtain Federal Reserve Board approval prior to acquiring,
directly and indirectly, ownership or control of any voting shares of any bank
if, after such acquisition, it would own or control, directly or indirectly,
more than 5% of the voting stock of such bank unless it already owns a majority
of the voting stock of such bank.  Furthermore, a bank holding company is, with
limited exceptions, prohibited from acquiring direct or indirect ownership or
control of any voting stock of any company which is not a bank or a bank
holding company, and must engage only in the business of banking or managing or
controlling banks or furnishing services to or performing services for its
subsidiary banks.  One of the exceptions to this prohibition is the ownership
of shares of a company the activities of which the Federal Reserve Board has
determined to be so closely related to banking or managing or controlling banks
as to be a proper incident thereto.

A bank holding company and its subsidiaries are prohibited from engaging in
certain tie-in arrangements in connection with the extension of credit or
provision of any property or service.  Thus, an affiliate may not extend
credit, lease, sell property or furnish any services or fix or vary the
consideration for these on the condition that (i) the customer must obtain or
provide some additional credit, property or service from or to its bank holding
company or subsidiaries thereof or (ii) the customer may not obtain some other
credit, property or services from a competitor, except to the extent reasonable
conditions are imposed to assure soundness of credit extended.

In approving acquisitions by bank holding companies of banks and companies
engaged in the banking-related activities, the Federal Reserve Board considers
a number of factors, including the benefit to the public such as greater
convenience, increased competition, conflicts of interest, or unsound banking
practices.  The Federal Reserve Board is also empowered to differentiate
between new activities and activities commenced through acquisition of a going
concern.

The Bank is subject to regulation and supervision, of which regular bank
examinations are a part, by the Office of the Comptroller of the Currency
(OCC).  The Bank is also a member of the Federal Deposit Insurance Corporation
(FDIC), which currently insures the deposits of each member bank to a maximum
of $100,000 per depositor.  For this protection, each bank pays a semiannual
statutory assessment and is subject to the rules and regulations of the FDIC.
The Corporation is an "affiliate" of the Bank, which imposes restrictions on
loans by the Bank to the Corporation, on investments by the Bank in the stock
or securities of the Corporation and on the use of such stock or securities as
collateral security for loans by the Bank to any borrower.  The Corporation is
also subject to certain restrictions with respect to engaging in the business
of issuing, flotation, underwriting, public sale and distribution of
securities.

The ability of the Corporation to pay dividends will largely depend upon the
amount of dividends declared by the Bank and any subsequently acquired
companies.  Approval of the OCC will be required for any dividend to the
Corporation by the Bank, if the total of all dividends, including any proposed
dividend, declared by the Bank in any calendar year exceeds the total of its
net profits for that year combined with its retained net profits for the
preceding two years, less any required transfers to surplus.  In the event that
the Bank were to experience either significant loan losses or rapid growth of
loans or deposits, the Corporation, as the sole shareholder, could be compelled
by bank regulatory authorities to invest additional capital.


                                      -4-
<PAGE>  5
Statistical Disclosure

The information as required by the Securities and Exchange Commission's Guide 3
- Statistical Disclosure by Bank Holding Companies is incorporated herein by
reference to the Registrant's 1998 Annual Report to Shareholders.

                                       
          Description                                             Annual Report
                                                                  Page Numbers

I.    Distribution of Assets, Liabilities and Stockholders'
      Equity; Interest Rate and Interest Differential:

      A. and B.  Average Balance Sheet Combined with an
                 Analysis of Net Interest Earnings.......................44-45

      C.         Analysis of Changes in Net Interest
                 Income due to rate and volume...........................45

II.   Investment Portfolio:

      A.         Book Value of Investments...............................38

      B.         Weighted Average Yield..................................38

III.  Loan Portfolio:

      A.         Types of Loans for Each Reported Period.................39

      B.         Maturities and Sensitivity to Changes in
                 Interest Rates..........................................39

      C.         Risk Elements...........................................40

IV.   Summary of Loan Loss Experience:

      A.         Analysis of Allowances for Loan
                 Loss Experience.........................................41

V.    Deposits:

      A.         Average Balance by Type.................................42

      B.         Large TCD Maturities - Over $100,000....................39

VI.   Return on Equity and Assets
      Selected Ratios for Each Reported Period..........................43

VII.  Short-Term Borrowings.............................................42

                                      -5-
<PAGE>  6
III.  Loan Portfolio

      C.          Risk Elements.

Potential Problem Loans

At December 31, 1998, an additional $72,375,000 in loans are being closely
monitored by management.  These loans are not included in any category of non-
performing loans.  However, management has concern about the borrowers'
abilities to comply with their present loan repayment terms.  These loans are
reviewed monthly to assess any change in collectability.

Foreign Outstandings

There were no foreign outstandings to individual countries as of December 31,
1998.
































                                      -6-
<PAGE>  7
IV.   Summary of Loan Loss Experience:

     B.  Allocation of the Allowance for Loan Losses:

                                                      Allocation of Reserves
                                                        To Loan Categories
                                                   -------------------------
                             Loan Category As a %  % of Total    Amount of
                                of Total Loans      Reserves   Reserves (000's)
December 31, 1998
Commercial and Industrial            38.2%            9.6%         $2,357
Real Estate Construction              3.7               -              12
Real Estate Long-Term                32.1             1.4             343
Installment                          21.5            34.0           8,387
Nontaxable                            3.8               -              12
Lease Financing                       0.7               -               3
Unallocated                             -            55.0          13,564
                                    -------------------------------------
                                    100.0%          100.0%        $24,678

December 31, 1997
Commercial and Industrial            37.1%            9.1%         $2,235
Real Estate Construction              2.3             0.1              13
Real Estate Long-Term                33.5             1.4             350
Installment                          22.7            31.4           7,707
Nontaxable                            3.5               -               -
Lease Financing                       0.9             0.2              44
Unallocated                             -            57.8          14,181
                                    -------------------------------------
                                    100.0%          100.0%        $24,530

December 31, 1996
Commercial and Industrial            34.8%            1.4%           $329
Real Estate Construction              2.4               -               5
Real Estate Long-Term                32.0             0.7             150
Installment                          26.3            24.8           5,708
Nontaxable                            3.8               -               -
Lease Financing                       0.7               -               -
Unallocated                             -            73.1          16,810
                                    -------------------------------------
                                    100.0%          100.0%        $23,002

December 31, 1995
Commercial and Industrial            35.5%            2.2%           $468
Real Estate Construction              1.9               -               3
Real Estate Long-Term                31.9             1.2             267
Installment                          25.0            15.3           3,288
Nontaxable                            4.8             0.4              81
Lease Financing                       0.9               -               -
Unallocated                             -            80.9          17,422
                                    -------------------------------------
                                    100.0%          100.0%        $21,529

December 31, 1994
Commercial and Industrial            35.9%            5.4%         $1,035
Real Estate Construction              1.8             0.9             165
Real Estate Long-Term                33.9             2.3             442
Installment                          22.1            13.8           2,664
Nontaxable                            5.5             0.8             152
Lease Financing                       0.8               -               -
Unallocated                             -            76.8          14,768
                                    -------------------------------------
                                    100.0%          100.0%        $19,226

                                      -7-
<PAGE>  8
ITEM 2.  PROPERTIES

The Bank's main banking office is at its headquarters building, which is
located at Northern Lights Boulevard and C Street, Anchorage, Alaska.

In addition to its headquarters building, the Bank owns 40 of its banking
offices (including five which are subject to ground leases) and leases 83 other
banking and loan offices under agreements expiring between 1998 and 2031.

ITEM 3.  LEGAL PROCEEDINGS

For information concerning legal proceedings, see Note 10 of "Notes to
Financial Statements" at page 30 of the Annual Report, which is incorporated
herein by reference.

ITEM 4.  SUBMISSION OF MATTERS TO A VOTE OF SECURITY HOLDERS

There were no matters submitted to a vote of security holders during the fourth
quarter of 1998.
































                                      -8-
<PAGE>  9
                                    PART II

ITEM 5.  MARKET FOR THE REGISTRANT'S COMMON EQUITY AND RELATED
STOCKHOLDER MATTERS

For information concerning market for the registrant's common equity and
related stockholder matters, reference is made to page 46 of the Annual Report,
which is incorporated herein by reference.

The above-referenced schedule shows the high and low bid quotations of the
Corporation's stock as reported by the National Association of Securities
Dealers Automated Quotations System (NASDAQ).  National Bancorp of Alaska, Inc.
common stock is traded in the over-the-counter market.  Such over-the-counter
market quotations reflect interdealer prices, without retail markup, markdown,
or commission and may not necessarily represent actual transactions.


ITEM 6.  SELECTED FINANCIAL DATA

Selected financial data for the prior ten years is incorporated herein by
reference on pages 20-21 of the Annual Report.

ITEM 7.  MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL
CONDITION AND RESULTS OF OPERATIONS

For management's discussion and analysis of financial condition and results of
operations see "Management Discussion and Analysis" at pages 36 through 45, and
the Chairman's message to shareholders on page 2 and 3 of the Annual Report,
which are incorporated herein by reference.























                                      -9-
<PAGE> 10
Item 7A    Interest Rate Sensitivity
December 31, 1998

The table below provides information about the Corporation's material financial
instruments that are sensitive to changes in interest rates, including earning
asset and deposit liabilities.  For all non-amortizing financial instruments
other than variable rate instruments, cash flows and weighted average rates are
based on contractual maturity dates and rates.  For investment securities
subject to prepayment, the table presents principal cash flows based on recent
prepayment rates.  For variable rate financial instruments, cash flows and
weighted average rates are based on the earliest repricing opportunity.  For
amortizing loans cash flows are based on scheduled amortization of principal
payments and contractual maturity dates.  Interest bearing demand and saving
accounts with no stated maturity, which reprice at management's discretion, are
included in the first year category.

A discussion of the Corporation's exposure to interest rate sensitivity and how
the risk is managed is included in the annual report on page 38.

<TABLE>
<CAPTION>
(In Thousands)                           Expected Maturity/Repricing Date
                                  1999     2000     2001    2002    2003    There     Total      Fair
                                                                            after               Value
                             ------------------------------------------------------------------------
<S>                          <C>        <C>      <C>     <C>     <C>      <C>     <C>       <C>    
Fixed Rate Assets
Investment securities          293,767  168,943   92,442  53,298  29,928  136,785   775,163   779,708
    Average interest rate        5.94%    6.46%    6.27%   6.48%   6.59%    7.15%     6.37%
Securities available for sale   84,459   51,143   19,227  44,252  11,560   28,684   239,325   239,325
    Average interest rate        7.03%    6.28%    6.55%   6.35%   5.75%    5.55%     6.43%
Interest-bearing balances
  with banks                       116        -        -       -       -        -       116       116
    Average interest rate        5.26%        -        -       -       -        -     5.26%
Loans and leases               292,528  172,090  140,052 107,917  73,147  212,561   998,295 1,005,514
    Average interest rate        8.43%    9.51%    9.67%   8.93%   8.98%    9.05%     9.02%
Loans held for sale            144,735        -        -       -       -        -   144,735   144,990
    Average interest rate        6.99%        -        -       -       -        -     6.99%

Variable Rate Assets
Loans and leases               460,700   11,732    9,979   1,988   2,726    1,843   488,968   488,968
    Average interest rate        8.87%    8.68%    8.59%   9.10%   8.56%    8.68%     8.86%
                             ------------------------------------------------------------------------
Total Earning Assets         1,276,305  403,908  261,700 207,455 117,361  379,873 2,646,602 2,658,621
                             ========================================================================

Fixed Rate Liabilities
Time deposits                  498,799   43,403   69,451   9,022  17,581        -   638,256   641,794
    Average interest rate        4.83%    4.98%    4.59%   6.10%   5.61%        -     4.85%
Other deposits                 837,756        -        -       -       -        -   837,756   837,756
    Average interest rate        2.73%        -        -       -       -        -     2.73%
Purchased funds                375,275      722        -       -       -        -   375,997   375,970
    Average interest rate        4.32%    5.20%        -       -       -        -     4.33%

Variable Rate Liabilities
Time Deposits                   45,171        -        -       -       -        -    45,171    45,171
    Average interest rate        4.49%        -        -       -       -        -     4.49%
                             ------------------------------------------------------------------------
Total Interest Bearing
  Liabilities                1,757,001   44,125   69,451   9,022  17,581        - 1,897,180 1,900,691
                             ========================================================================

Interest Sensitivity Gap      (480,696) 359,783  192,249 198,433  99,780  379,873   749,422
Cumulative Gap                         (120,913)  71,336 269,769 369,549  749,422
Ratio of Interest Sensitive
   Assets to Interest
    Sensitive Liabilities          .73    9.15     3.77   22.99    6.68      N/A      1.39
Cumulative Ratio                   .73     .93     1.04    1.14    1.19     1.39
</TABLE>       
                              
                                      -10-
                                       
<PAGE> 11
Nonperforming Assets

Other real estate owned increased from $150,000 at December 31, 1997 to
$486,000 at December 31, 1998.  Assets with a book value of $441,000 were sold.

ITEM 8.  FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA

The report of independent auditors and the consolidated financial statements
and notes to consolidated financial statements on pages 22 through 35 of the
Annual Report are incorporated herein by reference.

The quarterly financial data on page 46 of the Annual Report is incorporated
herein by reference.


ITEM 9. CHANGE IN ACCOUNTANTS

Not Applicable.





























                                     -11-
<PAGE> 12
                                   PART III

ITEM 10.  DIRECTORS AND EXECUTIVE OFFICERS OF THE REGISTRANT

For information concerning directors and executive officers of National Bancorp
of Alaska, Inc., see "Election of Directors" at pages 1 through 5 of the Proxy
Statement for the March 16, 1999, Annual Meeting of Shareholders, which is
incorporated herein by reference.

The following table sets forth the executive officers of the Bank, all of whom
serve at the discretion of the Board, their ages and their positions with the
Bank:

                                       
                                       
                                                                Served as an
                        Positions and Offices Currently      Executive Officer
Name               Age          Held with Bank                     Since
------------------------------------------------------------------------------
Donald L. Mellish  71  Chairman of the Executive Committee         1964
Edward B. Rasmuson 58  Chairman of the Board of Directors          1972
Richard Strutz     48  President                                   1985
Kathleen Soderberg 50  Executive Vice President and Treasurer      1982
Gary Dalton        44  Executive Vice President                    1988
James Cloud        45  Executive Vice President                    1997


                                       
ITEM 11.  EXECUTIVE COMPENSATION

Reference is made to pages 6 through 9 of the Proxy Statement for the March 16,
1999, Annual Meeting of Shareholders, which is incorporated herein by reference
for information concerning management remuneration and transactions.

ITEM 12.   SECURITY OWNERSHIP OF CERTAIN BENEFICIAL OWNERS
           AND MANAGEMENT

For information concerning the Corporation's security ownership by certain
beneficial owners and management, reference is made to pages 1 through 8 of the
Proxy Statement, which is incorporated herein by reference.

ITEM 13.  CERTAIN RELATIONSHIPS AND RELATED TRANSACTIONS

For information concerning certain relationships and related transactions, see
page 10 of the Proxy Statement, which is incorporated herein by reference.







                                     -12-
<PAGE> 13
                                    PART IV

ITEM 14.  EXHIBITS, FINANCIAL STATEMENT SCHEDULES, AND REPORTS ON FORM 8-K

  (a)  The following documents are filed as part of the report:

       1.   Financial Statements

            The following consolidated financial statements of National Bancorp
            of Alaska, Inc. and its subsidiaries and report of independent
            auditors are incorporated in Item 8 by reference from the 1998 
            Annual Report to Shareholders.  Page number references are to the
            Annual Report:

            National Bancorp of Alaska and subsidiaries:        Page

            Consolidated Statements of Condition
            December 31, 1998 and 1997........................... 23

            Consolidated Statements of Income
            Years ended December 31, 1998, 1997, and 1996........ 22

            Consolidated Statements of Cash Flows
            Years ended December 31, 1998, 1997, and 1996........ 24

            Consolidated Statements of Comprehensive Income
            Years ended December 31, 1998, 1997, and 1996........ 25

            Consolidated Statements of Changes in Shareholders'
            Equity Years ended December 31, 1998, 1997, and 1996. 25

            Notes to Consolidated Financial Statements........... 25-35

            Report of Independent Auditors....................... 35

       2.   Financial Statement Schedules

            All schedules are omitted because they are not applicable, not
            material or because the information is included in the financial
            statements or the notes thereto.

       3.   Exhibits

           (3) (i)   Articles of incorporation as amended for National Bancorp
                     of Alaska, Inc. filed herewith.

           (3) (ii)  Bylaws as amended for National Bancorp of Alaska, Inc.
                     filed herewith.

           (4)  Instruments defining the rights of security holders - specimen
                of stock certificate to be issued by the Registrant (as amended
                to date) is incorporated herein by reference to Exhibit (4) to
                Registration on Form S-14, File No. 2-78795 dated
                August 11, 1982.
 
                                     -13-
<PAGE> 14
          (13)  Annual Report to shareholders for the year ended
                December 31, 1998.

          (21)  Subsidiaries of the registrant are as follows:

                Business Name                        State Incorporated
 
                National Bank of Alaska and
                subsidiaries                                 Alaska

                    National Bank of Alaska Leasing
                    Corporation                              Alaska
             
                    NBA International Banking
                    Corporation                              Washington
             
                    NBA Mortgage Corporation                 Delaware
             
                    Northland Credit Corporation             Alaska
             
                    Northland Escrow Services
                    Corporation                              Alaska

                NB Aviation, Inc.                                 Delaware

          (22) There were no matters submitted to a vote of security holders 
               during the fourth quarter of 1998.

          (27) Financial Data Schedule

  (b)     Reports on Form 8-K

          There was no 8-K reports filed during the quarter ended
          December 31, 1998.

  (c)     Exhibits - See list of exhibits set forth above at Item 14(a)3.

  (d)     Financial Statement Schedules

          Schedules required to be filed in response to this portion of Item 14
          are listed above in Item 14(a)2.

Report of independent auditors for Form 10-K for the year ended December 31,
1998, is incorporated herein by reference in Item 14(a)1.
                                       
                                     -14-
<PAGE> 15
                                  SIGNATURES
                                       
Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange
Act of 1934, the registrant has duly caused this report to be signed on its
behalf by the undersigned, thereunto duly authorized.

NATIONAL BANCORP OF ALASKA, INC.

March 16, 1999                By   /s/Edward B. Rasmuson
Date                               Edward B. Rasmuson, Chairman of
                                   the Board and Director (Principal
                                   Executive Officer)

Pursuant to the requirements of the Securities Exchange Act of 1934, this
report has been signed below by the following persons on behalf of the
registrant and in the capacities and on the dates indicated:

March 16, 1999                     /s/Edward B. Rasmuson
Date                               Edward B. Rasmuson, Chairman of
                                   the Board and Director (Principal
                                   Executive Officer)

March 16, 1999                     /s/Richard Strutz
Date                               Richard Strutz, President and
                                   Director (Principal Financial Officer)

March 16, 1999                     /s/Gary Dalton
Date                               Gary Dalton, Executive Vice President
                                   (Principal Accounting Officer)

March 16, 1999                     /s/Donald B. Abel, Jr.
Date                               Donald B. Able, Director

March 16, 1999                     /s/Gary M. Baugh
Date                               Gary M. Baugh, Director

March 16, 1999                     /s/Carl F. Brady, Jr.
Date                               Carl F. Brady, Jr., Director

March 16, 1999                     /s/Alec W. Brindle
Date                               Alec W. Brindle, Director










                                     -15-
<PAGE> 16

March 16, 1999                     /s/James O. Campbell
Date                               James O. Campbell, Director

March 16, 1999                     /s/Patrick S. Cowan
Date                               Patrick S. Cowan, Director

March 16, 1999                     /s/Sharon D. Gagnon
Date                               Sharon D. Gagnon, Director

March 16, 1999                     /s/Roy Huhndorf
Date                               Roy Huhndorf, Director

March 16, 1999                     /s/James H. Jansen
Date                               James H. Jansen, Director

March 16, 1999                     /s/Donald L. Mellish
Date                               Donald L. Mellish, Director

March 16, 1999                     /s/Howard R. Nugent
Date                               Howard R. Nugent, Director

March 16, 1999                     /s/Tennys B. Owens
Date                               Tennys B. Owens, Director















                                     -16-
<PAGE> 17

March 16, 1999                     /s/Eugene A. Parrish
Date                               Eugene a. Parrish, Director

March 16, 1999                     /s/Michael Pate
Date                               Michael Pate, Director

March 16, 1999                     /s/Martin R. Pihl
Date                               Martin Pihl, Director

March 16, 1999                     /s/Edward F. Randolph
Date                               Edward F. Randolph, Director

March 16, 1999                     /s/Major General John Schaeffer
Date                               Major General John Schaefer(Ret.),
                                   Director

March 16, 1999                     /s/Michael K. Snowden
Date                               Michael K. Snowden, Director

March 16, 1999                     /s/George S. Suddock
Date                               George S. Suddock, Director

March 16, 1999                     /s/Richard A. Wien
Date                               Richard A. Wien, Director

March 16, 1999                     /s/Sharon Wikan
Date                               Sharon Wikan, Director






















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