EX-10.3





 Exhibit 10.3 

TIAA BANK 
 301 W. Bay
Street 
 Jacksonville, FL 32202 

loanDepot.com, LLC 
 26642 Towne Centre Drive 

Foothill Ranch, California 92610 
 Re: Eighth
Amendment to the Sixth Amended and Restated Loan and Security Agreement (the “Eighth Amendment”). 
 This Eighth Amendment
is made as of the 3rd day of March, 2020 (the “Amendment Effective Date”), to that certain Sixth Amended and Restated Loan and Security Agreement, dated November 28, 2018, as amended (the “Agreement”), by and
between loanDepot.com, LLC (“Borrower”) and TIAA, FSB, formerly known as EverBank (“Bank”). 
 WHEREAS,
Borrower requested that Bank amend the Agreement as provided herein; and 
 WHEREAS, Borrower and Bank have agreed to so amend the
Agreement. 
 NOW THEREFORE, for good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged, the parties
hereto hereby agree to amend the Agreement as follows: 
 SECTION 1. Amendments. 

 

	 	(a)	 Section 1(ccccc) of the Agreement is amended and restated in its entirety as follows:



 “(ccccc) “Revolving Loan Period” means the period beginning on the Effective Date and ending on the the
Termination Date.” 
  

	 	(b)	 Section 1(qqqqq) of the Agreement is amended and restated in its entirety as follows:



 “(qqqqq) “Termination Date” means March 3, 2021.” 

SECTION 2. Fees. There are no other fees payable in connection with this Eighth Amendment. 

SECTION 3. Defined Terms. Any terms capitalized but not otherwise defined herein should have the respective meanings set forth
in the Agreement. 












 SECTION 4. Limited Effect. Except as amended hereby, the Agreement shall
continue in full force and effect in accordance with its terms. Reference to this Eighth Amendment need not be made in the Agreement or any other instrument or document executed in connection therewith, or in any certificate, letter or communication
issued or made pursuant to, or with respect to, the Agreement, any reference in any of such items to the Agreement being sufficient to refer to the Agreement as amended hereby. 

SECTION 5. Representations. In order to induce Bank to execute and deliver this Eighth Amendment, Borrower hereby represents and
warranties to Bank that as of the date hereof, except as otherwise expressly waived by Bank in writing, Borrower is in full compliance with all of the terms and conditions of the Facility Documents, including without limitation all of the
representations and warranties and all of the affirmative and negative covenants, and no Default or Event of Default has occurred and is continuing under the Agreement. 

SECTION 6. Governing Law. This Eighth Amendment and any claim, controversy or dispute arising under or related to or in
connection with this Eighth Amendment, the relationship of the parties, and/or the interpretation and enforcement of the rights and duties of the parties will be governed by the laws of the State of New York without regard to any conflicts of law
principles other than Sections 5-1401 and 5-1402 of the New York General Obligations Law, which shall govern. 

SECTION 7. Counterparts. This Pricing Letter may be executed in one or more counterparts and by different parties hereto on
separate counterparts, each of which, when so executed, shall constitute one and the same agreement. 
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left blank] 

  
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 IN WITNESS WHEREOF, Borrower and Bank have caused their names to be signed hereto by their
respective officers thereunto duly authorized, as of the date first above written. 
  

					
	 TIAA, FSB, formerly known as EVERBANK, as Buyer and Bank

		
	By:	 	 /s/ Kate Walton

		 	Name:	 	Kate Walton
		 	Title:	 	Vice President
	
	LOANDEPOT.COM, LLC, as Seller and Borrower
		
	By:	 	  

		 	Name:	 	  

		 	Title:	 	  




  
 Signature Page to the
Eighth Amendment– loanDepot.com, LLC