<TABLE> <S> <C>

<ARTICLE>                     9
<LEGEND>

THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM CENTENNIAL
BANCORP'S CONSOLIDATED FINANCIAL STATEMENTS INCORPORATED INTO ITS ANNUAL REPORT
ON FORM 10-K FOR THE YEAR ENDED DECEMBER 31, 1999 AND IS QUALIFIED IN ITS
ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>

<S>                                                      <C>
<PERIOD-TYPE>                                                    YEAR
<FISCAL-YEAR-END>                                         DEC-31-1999
<PERIOD-START>                                            JAN-01-1999
<PERIOD-END>                                              DEC-31-1999
<CASH>                                                     29,934,856
<INT-BEARING-DEPOSITS>                                              0
<FED-FUNDS-SOLD>                                                    0
<TRADING-ASSETS>                                                    0
<INVESTMENTS-HELD-FOR-SALE>                                59,358,757
<INVESTMENTS-CARRYING>                                              0
<INVESTMENTS-MARKET>                                                0
<LOANS>                                                   593,672,291
<ALLOWANCE>                                                 6,164,507
<TOTAL-ASSETS>                                            726,737,712
<DEPOSITS>                                                573,041,483
<SHORT-TERM>                                               74,553,967
<LIABILITIES-OTHER>                                         4,813,501
<LONG-TERM>                                                         0
<PREFERRED-MANDATORY>                                               0
<PREFERRED>                                                         0
<COMMON>                                                   30,390,824
<OTHER-SE>                                                 43,937,937
<TOTAL-LIABILITIES-AND-EQUITY>                            726,737,712
<INTEREST-LOAN>                                            54,133,662
<INTEREST-INVEST>                                           4,045,518
<INTEREST-OTHER>                                              288,637
<INTEREST-TOTAL>                                           58,467,817
<INTEREST-DEPOSIT>                                         16,462,167
<INTEREST-EXPENSE>                                         17,867,417
<INTEREST-INCOME-NET>                                      40,600,400
<LOAN-LOSSES>                                               2,300,000
<SECURITIES-GAINS>                                            298,625
<EXPENSE-OTHER>                                            22,801,627
<INCOME-PRETAX>                                            19,026,055
<INCOME-PRE-EXTRAORDINARY>                                 12,106,765
<EXTRAORDINARY>                                                     0
<CHANGES>                                                           0
<NET-INCOME>                                               12,106,765
<EPS-BASIC>                                                       .62<F1>
<EPS-DILUTED>                                                     .60<F1>
<YIELD-ACTUAL>                                                      0
<LOANS-NON>                                                   579,000
<LOANS-PAST>                                                2,163,000
<LOANS-TROUBLED>                                                    0
<LOANS-PROBLEM>                                                     0
<ALLOWANCE-OPEN>                                            4,450,614
<CHARGE-OFFS>                                                 671,827
<RECOVERIES>                                                   85,720
<ALLOWANCE-CLOSE>                                           6,164,507
<ALLOWANCE-DOMESTIC>                                        6,164,507
<ALLOWANCE-FOREIGN>                                                 0
<ALLOWANCE-UNALLOCATED>                                             0
<FN>
<F1> REFLECTS AN 11-FOR-10 STOCK SPLIT PAID IN FEBRUARY 2000.
</FN>


</TABLE>