<TABLE> <S> <C>

<PAGE>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM UNAUDITED
FINANCIAL STATEMENTS CONTAINED IN THE COMPANY'S QUARTERLY REPORT IN FORM 10-Q
FOR QUARTER ENDED SEPTEMBER 30, 1996 AND IS QUALIFIED IN ITS ENTIRETY BY
REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
       
<S>                             <C>
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-1996
<PERIOD-START>                             JAN-01-1996
<PERIOD-END>                               SEP-30-1996
<CASH>                                         102,460
<INT-BEARING-DEPOSITS>                           1,962
<FED-FUNDS-SOLD>                                   310
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                    408,118
<INVESTMENTS-CARRYING>                         219,311
<INVESTMENTS-MARKET>                           218,097
<LOANS>                                      1,589,830
<ALLOWANCE>                                     21,059
<TOTAL-ASSETS>                               2,417,939
<DEPOSITS>                                   1,978,608
<SHORT-TERM>                                   153,056
<LIABILITIES-OTHER>                             87,959
<LONG-TERM>                                     27,398
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                     22,997
<COMMON>                                           115
<OTHER-SE>                                     169,555
<TOTAL-LIABILITIES-AND-EQUITY>               2,417,939
<INTEREST-LOAN>                                 36,578
<INTEREST-INVEST>                                9,515
<INTEREST-OTHER>                                    53
<INTEREST-TOTAL>                                46,146
<INTEREST-DEPOSIT>                              17,390
<INTEREST-EXPENSE>                              20,322
<INTEREST-INCOME-NET>                           25,824
<LOAN-LOSSES>                                    1,203
<SECURITIES-GAINS>                                 (8)
<EXPENSE-OTHER>                                 18,772
<INCOME-PRETAX>                                 10,896
<INCOME-PRE-EXTRAORDINARY>                       7,262
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     7,262
<EPS-PRIMARY>                                      .59
<EPS-DILUTED>                                      .56
<YIELD-ACTUAL>                                       0
<LOANS-NON>                                      5,543
<LOANS-PAST>                                     1,790
<LOANS-TROUBLED>                                   298
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                19,549
<CHARGE-OFFS>                                    2,382
<RECOVERIES>                                       574
<ALLOWANCE-CLOSE>                               21,059
<ALLOWANCE-DOMESTIC>                                 0
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0
        

</TABLE>