Registry No. 1730-37 

NATIONAL RECOVERY ADMINISTRATION 

PROPOSED CODE OF FAIR COMPETITION 

FOR THE 

NATIONAL ASSOCIATION OF THE 

MUTUAL INSURANCE INDUSTRY 

· AS SUBMITTED ON AUGUST 31, 1933· 

WE DO OUR PART 

The Code for the National Association of the Mutual Insurance Industry 

in its present form merely reflects the proposal of the above-mentioned 

industry, and none of the provisions contained therein are 

to be regarded as having received the approval of 

the National Recovery Administration 

as applying to this industry 

UNITED STATES 

GOVERNMENT PRINTING OFFICE 

WASHINGTON : 1933 

For sale by the Superintendent of Documents, Washington, D.C. - - - - - - - - Price 5 cents 
SUBMITTED BY 

NATIONAL ASSOCIATION OF MUTUAL INSURANCE COMPANIES 

(II) 
CODE OF THE NATIONAL ASSOCIATION OF MUTUAL INSURANCE COMPANIES AND AFFILIATED ORGANIZATIONS 

Th pro i ion of thi ode hall apply to all the member companies 

of the National ociation of Mutual Insurance Compani . All 

th con titu nt companies being in ympathy with the pirit and 

purpo of the National Industrial Reco ery Act present thi Code 

to the Pre ident to forward the program leading toward the economic 

and busin s recovery of the United tate , then essity for which i 

stated in Title I, ection 1, of the ct. 

ARTICLE I 

The National As ociation of Mutual In urance Companies affirms 

that it impos s no inequitable restrictions on its members and participation in their activities and that it is a truly representative 

national a ociation of fire, windstorm, hail, livestock, and ca ualty 

insurance companies operating on the mutual plan. 

The operation of the busine of fire and casualty insurance and 

the other branches of insurance above named and allied activities 

are rigidly controll d by the laws of the several states which are not 

re cinded or et aside by the National Industrial Recovery Act. Nothing herein hall obligate the companies, members of the above- named organization, to any action, agreement, or understanding 

prohibited by the law of any of the tate . 

ARTICLE II-LABOR PROVI ION 

E TIO - 1.-a. Emplo ee . hall have the rio-ht to organize and 

bargain collectively through r pre entabve of their own choo ing, 

and hall be free from the interference, re traint, or coercion of em- ployer of labor, or their agents, in the de ignation of uch repr entative. or in elf-organization or in other concerted activities for the 

purp , e of coll ctiYe bargaining or other mutual aid or protection; 

b. Ko n1ploye s and no one eeking employment shall be required 

a a condition of employment to join any company union or to refrain 

from joining organizing, or a i tino- a labor organization of hi own 

choo ing ; and 

c. Emplo ers . hall comply with he maxin1um hour of labor, 

minimum rate of pay and oth r condi ion of en1ploym n , approved 

or pr cribed by the Pre ident. 

E . 2.-Child labor.-Aft r Augu t 31, 1933, no per on under 

ixt n year of age hall be mployed, exc pt that per ons between 

fourt en and L'de n year of acr may be mploy d for not to x ed 

thre hour a day and tho e hour b twe n 7 a.m. to 7 p.m. in uch 

work a ·will not interfer with hour of da hool, pr vided, how v r, 

that where a tate law pre ribe a hicrher minimum acre no person 

hall be employed in uch t t belov the age p cified in uch law. 

96i -33 (1) 
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3 1262 08855 6617 

ARTICLE III-HouRs OF EMPLOYMENT 

SECTION 1.-N ot to work any employees engaged in the business. 

of ipsurance, except outside representatives consisting of salesmen, 

solicitors, agents, field representatives, claims men, inspectors, 

service engineers, adjusters, appraisers, collectors, pay-roll auditors, rat~=>r , and employees handling mortgages and real estate for more 

than 40 hours in any one week. 

SEc. 2.-The maximum hours fixed in the foregoing paragraph (a) 

shall not apply to employees in a managerial or executive capacity 

and to their technical assistant who now receive more than $35.00 

per week; nor to guards and watchmen e1nployed to safeguard 

securities; nor for an aggregate period not exceeding eight weeks in 

any one year to employees on einergency work incident to the preparation of annual statements or special data required by the respective 

states in their supervision of the insurance business; nor to extra work 

in offices on account of an unusual number of loss clai1ns; nor to 

special work where restrictions in hours of highly technical workers 

would unavoidably hamper operations. 

ARTICLE IV-WAGES 

Employees engaged in the business of insurance shall be paid 

not1. (a) Less than $15 a week in any city of over 500,000 population 

or in the immediate trade area of such city; 

(b) Less than $14.50 a week in any city between 250,000 and 

500,000 population or in the immediate trade area of such city; 

(c) Less than $14 a week in any city between 2,500 and 250,000 

population or in the immediate trade area of such city; 

(d) In towns of less than 2,500 population all wages shall be increased by not less than 20 percent, provided that this hall not 

require wages in excess of $12 a week. 

2. (a) Messengers may be paid not less than 75 percent of the 

minimum wages above specified. 

(b) Junior file clerks for a period of six months after employment 

may be paid not less than 75 percent of the minimum wages above 

specified. 

Employees referred to in Sections 2(a) and 2(b) shall not exceed 

10 percent of the total number of employees. 

ARTICLE v --GENERAL 

Population for the purpose of this agreemen t shall be determined 

by reference to the 1930 Federal Census. The provisions of this Code may, upon petition of this Association., 

with the approval of the President, be modified as changes in circumstances or experience 1nay indicate. 

This Code shall .become effective when approved. 

NATIONAL AssociATION oF MuTuAL INsURANCE 

CoMPANIES AND AFFILIATED ORGANIZATIONS, 

HARRY P. CooPER, Secretary. 

By E. L. PooR. 

o ·