Exhibit 10.3









 


Franklin Credit Management Corporation 10-12G


Exhibit 10.12




CONFIDENTIAL TREATMENT REQUESTED




INFORMATION FOR WHICH CONFIDENTIAL TREATMENT HAS BEEN REQUESTED IS OMITTED AND IS IDENTIFIED BY
THREE ASTERISKS, AS FOLLOWS “* * *”, AN UNREDACTED VERSION OF THIS DOCUMENT HAS BEEN FILED
SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION.



LOAN SERVICING AGREEMENT




by and among




VANTIUM CAPITAL MARKETS, L.P.,

as an Owner




VANTIUM REO CAPITAL MARKETS, L.P.

as an Owner,




and




FRANKLIN CREDIT MANAGEMENT CORPORATION

as the Servicer




dated as of July 1, 2010




 


 









 







TABLE OF CONTENTS




	 	 	 	 	 
	ARTICLE I DEFINITIONS; CERTAIN MATTERS OF CONSTRUCTION
	 	 	1	 
	 
	 	 	 	 
	ARTICLE II ADMINISTRATION AND SERVICING OF MORTGAGE LOANS
	 	 	11	 
	 
	 	 	 	 
	2.1. The Servicer to Act as the Servicer
	 	 	11	 
	2.2. Liquidation of Mortgage Loans
	 	 	13	 
	2.3. Collection of Mortgage Loan Payments
	 	 	14	 
	2.4. Establishment of and Deposits to Custodial Account
	 	 	15	 
	2.5. Permitted Withdrawals From Custodial Account
	 	 	16	 
	2.6. Establishment of and Deposits to Escrow Account
	 	 	17	 
	2.7. Permitted Withdrawals From Escrow Account
	 	 	17	 
	2.8. Payment of Taxes, Insurance and Other Charges
	 	 	18	 
	2.9. Protection of Accounts
	 	 	19	 
	2.10. Maintenance of Hazard Insurance
	 	 	19	 
	2.11. Maintenance of Mortgage Impairment Insurance
	 	 	21	 
	2.12. Maintenance of Fidelity Bond and Errors and Omissions Insurance
	 	 	21	 
	2.13. Inspections
	 	 	21	 
	2.14. Restoration of Mortgaged Property
	 	 	22	 
	2.15. Maintenance of PMI Policy; Claims
	 	 	22	 
	2.16. Title, Management and Disposition of REO Property
	 	 	23	 
	2.17. REO Reports
	 	 	25	 
	2.18. Liquidation Reports
	 	 	25	 
	2.19. Reports of Foreclosures and Abandonments of Mortgaged Property
	 	 	25	 
	2.20. Application of Buydown Funds
	 	 	25	 
	2.21. Notification of Adjustments
	 	 	25	 
	2.22. Transfer Notices
	 	 	26	 
	2.23. Privacy
	 	 	26	 
	2.24. Losses and Expenses
	 	 	26	 





 


 









 





	 	 	 	 	 
	ARTICLE III PAYMENTS TO OWNER
	 	 	29	 
	 
	 	 	 	 
	3.1. Remittances
	 	 	29	 
	3.2. Statements to the Owners
	 	 	29	 
	3.3. Monthly Advances by the Servicer
	 	 	29	 
	 
	 	 	 	 
	ARTICLE IV GENERAL SERVICING PROCEDURES
	 	 	30	 
	 
	 	 	 	 
	4.1. Transfers of Mortgaged Property
	 	 	30	 
	4.2. Satisfaction of Mortgages and Release of Mortgage Files
	 	 	30	 
	4.3. Servicing Compensation
	 	 	31	 
	4.4. Annual Independent Public Accountants’ Servicing Report
	 	 	31	 
	4.5. Right to Examine Servicer Records
	 	 	32	 
	4.6. Compliance with REMIC Provisions
	 	 	32	 
	 
	 	 	 	 
	ARTICLE V POSSESSION OF MORTGAGE FILES; BOOKS AND RECORDS; CUSTODIAL AGREEMENT; DELIVERY OF DOCUMENTS; SERVICER TO COOPERATE
	 	 	33	 
	 
	 	 	 	 
	5.1. Provision of Information
	 	 	33	 
	5.2. Financial Statements; Servicing Facility
	 	 	33	 
	5.3. Possession of Mortgage Files; Maintenance of Servicing Files
	 	 	33	 
	5.4. Books and Records; Transfers of Mortgage Loans
	 	 	33	 
	5.5. Custodial Agreement; Delivery of Documents
	 	 	34	 
	 
	 	 	 	 
	ARTICLE VI REPRESENTATIONS AND WARRANTIES
	 	 	35	 
	 
	6.1. General Representations and Warranties
	 	 	35	 
	6.2. Representations, Warranties and Covenants of the Owner Regarding Individual Mortgage Loans
	 	 	36	 





 


 









 





	 	 	 	 	 
	ARTICLE VII THE SERVICER
	 	 	38	 
	 
	 	 	 	 
	7.1. Indemnification; Third Party Claims
	 	 	38	 
	7.2. Merger or Consolidation of the Servicer
	 	 	38	 
	7.3. Limitation on Liability of the Servicer and Others
	 	 	39	 
	7.4. Limitation on Assignment by the Servicer
	 	 	39	 
	 
	 	 	 	 
	ARTICLE VIII REMOVAL OF MORTGAGE LOANS FROM AGREEMENT
	 	 	39	 
	 
	 	 	 	 
	8.1. Removal of Mortgage Loans from Inclusion Under this Agreement
	 	 	39	 
	 
	 	 	 	 
	ARTICLE IX DEFAULT
	 	 	40	 
	 
	 	 	 	 
	9.1. Events of Default
	 	 	40	 
	9.2. Waiver of Defaults
	 	 	42	 
	 
	 	 	 	 
	ARTICLE X TERMINATION
	 	 	42	 
	 
	 	 	 	 
	10.1. Termination
	 	 	42	 
	10.2. Termination With Cause
	 	 	42	 
	10.3. Termination Without Cause
	 	 	43	 
	 
	 	 	 	 
	ARTICLE XI MISCELLANEOUS PROVISIONS
	 	 	43	 
	 
	 	 	 	 
	11.1. Successor to the Servicer
	 	 	43	 
	11.2. Reserved
	 	 	44	 
	11.3. Amendment; Extension Not a Waiver
	 	 	44	 
	11.4. Governing Law; Venue
	 	 	44	 
	11.5. Duration of Agreement
	 	 	45	 
	11.6. Notices
	 	 	45	 
	11.7. Severability of Provisions
	 	 	46	 
	11.8. Relationship of Parties
	 	 	46	 
	11.9. Execution; Successors and Assigns
	 	 	46	 
	11.10. Assignment by the Owners
	 	 	46	 
	11.11. Time of Payment
	 	 	47	 
	11.11. Force Majeure
	 	 	47	 





 


 









 





EXHIBITS



	 	 	 
	Exhibit A

	 	Mortgage Loan Schedule
	Exhibit B

	 	Contents of each Mortgage Loan File
	Exhibit C-1

	 	Form of Custodial Account Certification
	Exhibit C-2

	 	Form of Escrow Account Certification
	Exhibit D

	 	Servicing Fee Schedule
	Exhibit E

	 	Reports
	Exhibit F

	 	Form of Limited Power of Attorney
	Exhibit G

	 	Approval Matrix
	Exhibit H

	 	Removed Mortgage Loans






 


 









 







LOAN SERVICING AGREEMENT




This Loan Servicing Agreement (the “Agreement”), dated and effective as of July 1,
2010, is by and among Vantium Capital Markets, L.P. (“VCM”), Vantium REO Capital Markets,
L.P. (“VCMR”; together with VCM, the “Owners” and each individually, the
“Owner”), and Franklin Credit Management Corporation (“Servicer”).



WHEREAS, the Mortgage Loans identified on the Mortgage Loan Schedule annexed hereto as
Exhibit A have been purchased by VCM; and



WHEREAS, the Servicer has agreed to service each Mortgage Loan and REO Properties on behalf of
the Owners commencing on the Effective Date (as defined herein), and the parties hereto desire to
provide the mechanics of such servicing by the Servicer;



NOW, THEREFORE, in consideration of the mutual agreements hereinafter set forth, and for other
good and valuable consideration, the receipt and adequacy of which is hereby acknowledged, the
Owners and the Servicer agree as follows:



ARTICLE I




DEFINITIONS; CERTAIN MATTERS OF CONSTRUCTION





Whenever used herein, the following words and phrases shall have the following meanings:



“Accepted Servicing Practices” means, with respect to any Mortgage Loan, those
customary and reasonable mortgage servicing practices generally undertaken by prudent mortgage
lending institutions that service mortgage loans of the same type as such Mortgage Loan in the
jurisdiction where the related Mortgaged Property is located, subject to and in accordance with the
Approval Matrix.



“Adjustment Date” means, as to each adjustable rate Mortgage Loan, the date on which
the Mortgage Interest Rate is adjusted in accordance with the terms of the related Mortgage Note
and Mortgage.



“Agreement” has the meaning assigned to it in the preamble.



“Ancillary Income” means all income derived from the Mortgage Loans (other than
payments of principal and interest on the Mortgage Loans), including any Float Benefit,
insufficient fund fees, conversion fees, satisfaction fees, optional insurance administrative fees,
assumption fees, escrow account benefits, reinstatement fees, customary real estate referral fees,
release fees, late payment fees and all other incidental fees and charges received by the Servicer
directly from or on behalf of the Mortgagor in accordance with Applicable Requirements, but
excluding Servicing Fees.


 


1









 





“Applicable Requirements” means as of the time of reference, with respect to the
Mortgage Loans, REO Property and the servicing of the Mortgage Loans, all of the following: (i)
all contractual obligations of the Servicer set forth in this Agreement; (ii) the requirements
set forth in the related Mortgage Note and the related Mortgage; (iii) all applicable federal,
state and local legal and regulatory requirements (including statutes, rules, regulations and
ordinances and including the Privacy Requirements); (iv) all other applicable requirements and
guidelines of each governmental agency, board, commission, instrumentality and other governmental
body or officer having jurisdiction; (v) all other applicable judicial and administrative
judgments, orders, stipulations, awards, writs and injunctions; and (vi) Accepted Servicing
Practices.



“Appraised Value” means with respect to any Mortgage Loan, the lesser of (i) the value
set forth on the appraisal made in connection with the origination of the related Mortgage Loan as
the value of the related Mortgaged Property, or (ii) the purchase price paid for the Mortgaged
Property, provided, however, that in the case of a refinanced Mortgage Loan, such value shall be
based solely on the appraisal made in connection with the refinancing of such Mortgage Loan.



“Approval Matrix” means the Servicer’s specified delegation of authority to the
Servicer for servicing the Mortgage Loans, which is set forth on Exhibit G to this Agreement and
which may be amended from time to time by the Owner in the sole discretion of the Owners.



“Assignment of Mortgage” means an assignment of the Mortgage, notice of transfer or
equivalent instrument in recordable form, sufficient under the laws of the jurisdiction wherein the
related Mortgaged Property is located to reflect the sale of the Mortgage to the related Owner.



“Bankruptcy Code” means 11 U.S.C. 101 et. seq., as the same may be amended, modified
or supplemented from time to time.



“Business Day” means any day other than (i) a Saturday or Sunday, or (ii) a day on
which banking institutions located in New York or New Jersey are authorized or obligated by law or
executive order to be closed.



“Buydown Agreement” means an agreement between the Originator and a Mortgagor, or an
agreement among the Servicer, a Mortgagor and a seller of a Mortgaged Property or a third party
with respect to a Mortgage Loan which provides for the application of Buydown Funds.



“Buydown Funds” means, in respect of any Buydown Mortgage Loan, any amount held by the
Servicer, which was contributed by the seller of a Mortgaged Property subject to a Buydown Mortgage
Loan, the buyer of such property, the Originator or any other source, plus interest earned thereon,
in order to enable the Mortgagor to reduce the payments required to be made from the mortgagor’s
funds in the early years of a Mortgage Loan.



“Buydown Mortgage Loan” means any Mortgage Loan in respect of which, pursuant to a
Buydown Agreement, (i) the Mortgagor pays less than the full monthly payments specified in the
Mortgage Note for a specified period, and (ii) the difference between the payments required under
such Buydown Agreement and the Mortgage Note is provided from Buydown Funds.



“Buydown Period” means the period of time when a Buydown Agreement is in effect with
respect to a related Buydown Mortgage Loan.


 


2









 





“Change in Control” means with respect to any Person, the acquisition by any other
Person, or two or more other Persons acting in concert, other than The Huntington National Bank or
any of its affiliates, of beneficial ownership (within the meaning of Rule 13d-3 of the Commission
under the Exchange Act) of outstanding shares of voting stock or other equity interests of such
Person at any time if after giving effect to such acquisition such other Person or Persons owns
fifty percent (50%) or more of such outstanding voting stock or other equity interests, as
applicable.



“Code” means the Internal Revenue Code of 1986, as it may be amended from time to time
or any successor statute thereto, and applicable U.S. Department of the Treasury regulations issued
pursuant thereto.



“Condemnation Proceeds” means all awards or settlements in respect of a Mortgaged
Property, whether permanent or temporary, partial or entire, by exercise of the power of eminent
domain or condemnation, to the extent not required to be released to a Mortgagor in accordance with
the terms of the related Mortgage Loan Documents.



“Custodial Account” means the separate account or accounts created and maintained
pursuant to Section 2.4.



“Custodial Agreement” means the agreement governing the retention of the originals of
each Mortgage Note, Mortgage, Assignment of Mortgage and other Mortgage Loan Documents.



“Custodian” means the custodian under the Custodial Agreement, or its successor in
interest or assigns, or any successor to the Custodian under the Custodial Agreement as provided
therein.



“Customer Information” means any personally identifiable information in any form
(written, electronic or otherwise) relating to a Mortgagor, including, but not limited to: a
Mortgagor’s name, address, telephone number, social security number, Mortgage Loan number, Mortgage
Loan payment history, delinquency status, insurance carrier or payment information, tax amount or
payment information; the fact that the Mortgagor has a relationship with the servicer of such
Mortgagor’s Mortgage Loan; and any other non-public personally identifiable information.



“Cut-off Date” means July 1, 2010.



“Damages” means any and all assessments, judgments, claims, liabilities, losses,
costs, damages or expenses (including interest, penalties and reasonable attorneys’ fees, expenses
and disbursements in connection with any action, suit or proceeding and including any such
reasonable attorneys’ fees, expenses and disbursements incurred in enforcing any right of
indemnification against any indemnitor).



“Delinquent” means a Mortgage Loan is “Delinquent” when any payment contractually due
thereon has not been made by the close of business on the Due Date therefor. Such Mortgage Loan is
“30 days Delinquent” if such contractual payment has not been received by the close of business on
the numerically corresponding day of the month immediately succeeding the month in which such
contractual payment was due, or, if there is no such numerically
corresponding day (e.g., when a 30-day month follows a 31-day month in which a payment was due
on the 31st day of such month) then on the last day of such immediately succeeding month. Similarly
for “60 days Delinquent” the second immediately succeeding month, and for “90 days Delinquent” the
third immediately succeeding month.


 


3









 





“Determination Date” means the last calendar day of the month immediately preceding
the related Remittance Date.



“Due Date” means the first day of the month on which the Monthly Payment is due on a
Mortgage Loan, exclusive of any days of grace.



“Due Period” means with respect to each Remittance Date, the period commencing on the
second day of the month preceding the month of the Remittance Date and ending on the first day of
the month of the Remittance Date.



“Effective Date” means July 1, 2010.



“Errors and Omissions Insurance Policy” means an errors and omissions insurance policy
to be maintained by the Servicer pursuant to Section 2.12.



“Escrow Account” means the separate account or accounts created and maintained
pursuant to Section 2.6.



“Escrow Payments” means with respect to any Mortgage Loan, the amounts constituting
ground rents, taxes, assessments, water rates, sewer rents, municipal charges, flood insurance
premiums, mortgage insurance premiums, fire and hazard insurance premiums, condominium charges, and
any other payments required to be escrowed by the Mortgagor with the mortgagee pursuant to the
Mortgage or any other related document.



“Event of Default” means any one of the conditions or circumstances enumerated in
Section 9.1.



“Exchange Act” means The Securities Exchange Act of 1934, as amended.



“Expenses” has the meaning assigned to it in Section 2.24.2.



“Fannie Mae” means the Federal National Mortgage Association or any successor thereto.



“FDIC” means the Federal Deposit Insurance Corporation, or any successor thereto.



“FHA” means the Federal Housing Administration, or any successor thereto.



“Fidelity Bond” means a fidelity bond to be maintained by the Servicer pursuant to
Section 2.12.


 


4









 





“Float Benefit” means the net economic benefit resulting from escrow and custodial
deposits held for the account of the Servicer or the Owners relating to the Mortgage Loan and
servicing thereof.



“Gross Margin” means with respect to each Mortgage Loan, the fixed percentage amount
set forth in the related Mortgage Note which is added to the Index in order to determine the
related Mortgage Interest Rate, as set forth in the Mortgage Loan Schedule.



“HAMP” means the Home Affordable Modification Program established by the U.S.
Department of Treasury pursuant to section 101 and 109 of the Emergency Economic Stabilization Act
of 2008 (the “Act”), as section 109 of the Act has been amended by section 7002 of the American
Recovery and Reinvestment Act of 2009.



“HELOC” means a Mortgage Loan that is a home equity line of credit or any other
arrangement under which the Mortgagor has the right to demand further advances from the mortgagee.



“High Cost Loan” means a Mortgage Loan classified as (a) a “high cost” loan under
HOEPA, (b) a “high cost home,” “threshold,” “covered,” “high risk home,” “predatory” or similar
loan under any other applicable state, federal or local law or (c) a Mortgage Loan categorized as
“High Cost” pursuant to the Standard & Poor’s Glossary for File Format for LEVELS®, Appendix E, as
revised from time to time.



“HOEPA” means the Home Ownership Equity Protection Act of 1994, as amended.



“Index” means with respect to any adjustable rate Mortgage Loan, the index identified
on the Mortgage Loan Schedule and set forth in the related Mortgage Note for the purpose of
calculating the interest thereon.



“Insurer” means any entity generally acceptable to mortgage lending institutions that
insures or guarantees all or part of the risk of loss of a Mortgage Loan, including FHA, VA or any
provider of a PMI Policy, and the providers of any hazard insurance policy, flood insurance policy
or title insurance policy.



“Insurance Proceeds” means with respect to each Mortgage Loan, proceeds of insurance
policies insuring the Mortgage Loan or the related Mortgaged Property.



“Litigation: means any litigation, arbitration or other proceeding before any
governmental, administrative or arbitral court or tribunal, or any government investigation or
administrative enforcement action.



“Liquidation Proceeds” means cash received in connection with the liquidation of a
defaulted Mortgage Loan, whether through the sale or assignment of such Mortgage Loan, trustee’s
sale, foreclosure sale or otherwise, or the sale of the related Mortgaged Property if the Mortgaged
Property is acquired in satisfaction of the Mortgage Loan.


 


5









 





“Loan-to-Value Ratio or LTV” means with respect to any Mortgage Loan, the ratio of the
original loan amount of the Mortgage Loan at its origination (unless otherwise indicated) to the
Appraised Value of the Mortgaged Property.



“Material Adverse Change” means with respect to a Person, any material adverse change
in the business, condition (financial or otherwise), operations, performance or properties of such
Person.



“Material Adverse Effect” means (a) a Material Adverse Change with respect to the
Servicer or any of its affiliates taken as a whole; (b) a material impairment of the ability of the
Servicer to perform under this Agreement and to avoid any Events of Default (that cannot be timely
cured, to the extent a cure period is applicable); or (c) a material adverse effect upon the
legality, validity, binding effect or enforceability of this Agreement against the Servicer.



“MBA Methodology” means a method of calculating delinquency of a Mortgage Loan based
upon the Mortgage Banker Association method, under which method a Mortgage Loan is considered
delinquent if the Monthly Payment related to such Mortgage Loan has not been received by the end of
the day immediately preceding the loan’s next Due Date (generally the last day of the month which
the payment was due). For example, assuming a cut-off date of the end of the calendar month, a
loan with a Due Date of August 1st, with no payment received by the close of business on August
31st, would have been reported as delinquent on the September statement.



“Monthly Payment” means (i) the scheduled monthly payment of principal and interest on
a Mortgage Loan plus (ii) tax and insurance escrow payment to the extent required under the related
Mortgage.



“Mortgage” means the mortgage, deed of trust or other instrument securing a Mortgage
Note, which creates a lien on Mortgaged Property securing the Mortgage Note.



“Mortgage File” means the items pertaining to a particular Mortgage Loan referred to
in Exhibit B to this Agreement, and any additional documents required to be added to the
Mortgage File pursuant to this Agreement.



“Mortgage Interest Rate” means the annual rate of interest borne on a Mortgage Note in
accordance with the provisions of the Mortgage Note.



“Mortgage Loan” means each Mortgage Loan subject to this Agreement and which is
identified on the Mortgage Loan Schedule, which Mortgage Loan includes the Mortgage File, the
Monthly Payments, Principal Prepayments, Liquidation Proceeds, Condemnation Proceeds, Insurance
Proceeds, Servicing Rights, REO Disposition Proceeds and all other rights, benefits, proceeds and
obligations arising from or in connection with such Mortgage Loan. To the extent the context shall
permit or require, each such reference to Mortgage Loan shall include REO Property.



“Mortgage Loan Documents” means with respect to a Mortgage Loan, to the extent in the
applicable Owner or its designee’s possession, the original related Mortgage Note with applicable
addenda and riders, the original related Mortgage and the originals of any required
addenda and riders, the original related Assignment of Mortgage and any original intervening
related assignments, the original related title insurance policy, related PMI Policy, if any.


 


6









 





“Mortgage Loan Schedule” means a schedule of Mortgage Loans annexed hereto as
Exhibit A, such schedule setting forth the following information with respect to each
Mortgage Loan: (1) the Servicer’s Mortgage Loan number and (2) the city state and zip code of the
Mortgaged Property.



“Mortgage Note” means the note or other evidence of the indebtedness of a Mortgagor
secured by a Mortgage.



“Mortgaged Property” means the real property securing repayment of the debt evidenced
by a Mortgage Note or, where the context permits or requires (including in Section 6.2), an REO
Property.



“Mortgagor” means the obligor on a Mortgage Note.



“Nonrecoverable Advance” means any advance previously made or proposed to be made in
respect of a Mortgage Loan or REO Property that, in the good faith business judgment of the
Servicer or the related Owner, will not, or, in the case of a proposed Servicing Advance, would
not be, ultimately recoverable from related late payments, Insurance Proceeds or Liquidation
Proceeds on such Mortgage Loan or REO Property as provided herein.



“Non-Performing Loan” means as of the Determination Date, a Mortgage Loan for which
any one of the following applies: (a) any Monthly Payment is Delinquent (using the MBA
Methodology) at least two (2) calendar months determined without giving effect to any grace period
permitted by the related Mortgage Loan Documents; (b) there has been a material default under the
terms and provisions of the Mortgage Loan Documents, and such material default is not likely to be
cured by Mortgagor within two (2) calendar months; (c) as to which Servicer shall have received
notice of the foreclosure (or deed-in-lieu of foreclosure) or proposed foreclosure (or proposed
deed-in-lieu of foreclosure) or exercise of other remedies of any other mortgage or lien senior in
priority to the Mortgage on the Mortgaged Property; (d) as to which the Mortgagor has entered into
or consented to bankruptcy, appointment of a receiver or conservator or a similar insolvency or
similar proceeding, or the Mortgagor has become the subject of a decree or order for such a
proceeding which shall have remained in force undischarged or unstayed for a period of two (2)
calendar months; or (e) as to which the Mortgagor admits in writing its inability to pay its debts
generally as they become due, files a petition to take advantage of any applicable insolvency or
reorganization statute, makes an assignment for the benefit of its creditors or voluntarily
suspends payments of its obligations.



“Opinion of Counsel” means a customary written opinion of counsel.



“Originator” means, with respect to any Mortgage Loan, the entity or entities that (a)
took the relevant Mortgagor’s loan application; (b) processed the relevant Mortgagor’s loan
application: and/or (c) closed and/or funded such Mortgage Loan.



“Owner” shall have the meaning set forth in the first paragraph of this Agreement.


 


7









 





“Owners” shall have the meaning set forth in the first paragraph of this Agreement.



“Owner Indemnitees” has the meaning assigned to it in Section 7.1.1.



“Pass-Through Transfer” means the sale or transfer of some or all of the Mortgage
Loans by the Owner to a trust formed as part of a publicly issued or privately placed
mortgage-backed securities transaction.



“Person” means any individual, corporation, partnership, joint venture, limited
liability company, association, joint-stock company, trust, unincorporated organization, government
or any agency or political subdivision thereof.



“PMI Policy” means a policy of primary mortgage guaranty insurance issued by an
Insurer.



“Principal Prepayment” means any payment or other recovery of principal on a Mortgage
Loan which is received in advance of its scheduled Due Date, including any prepayment penalty or
premium thereon and which is not accompanied by an amount of interest representing scheduled
interest due on any date or dates in any month or months subsequent to the month of prepayment.



“Principal Prepayment Period” means the month preceding the month in which the related
Remittance Date occurs.



“Privacy Requirements” means the obligations imposed by (i) Title V of the
Gramm-Leach-Bliley Act, 15 U.S.C. § 6801 et seq.; (ii) the applicable federal regulations
implementing such act and codified at 12 CFR Parts 40, 216, 332, 573, and/or 16 CFR Part 313;
(iii) Interagency Guidelines Establishing Standards For Safeguarding Borrower Information published
in final form on February 1, 2001 (such final guidelines and/or rules the “Interagency Guidelines”)
to establish and maintain an Information Security Program (as such term is defined in the
Interagency Guidelines); and (iv) other applicable federal, state and local laws, rules,
regulations, and orders relating to the privacy and security of Customer Information, including the
federal Fair Credit Reporting Act, 15 U.S.C. § 1681 et seq., and similar state laws.



“Qualified Depository” means a deposit account or accounts maintained with a federal
or state chartered depository institution selected by the Owners the deposits in which are insured
by the FDIC to the applicable limits and the short-term unsecured debt obligations of which (or, in
the case of a depository institution that is a subsidiary of a holding company, the short-term
unsecured debt obligations of such holding company) are rated A-1 by Standard & Poor’s Ratings
Services or Prime-1 by Moody’s Investors Service, Inc. (or a comparable rating if another rating
agency is specified by the Owners by written notice to the Servicer) at the time any deposits are
held on deposit therein.



“Qualified Insurer” means a mortgage guaranty insurance Insurer duly authorized and
licensed where required by law to transact mortgage guaranty insurance business and generally
acceptable as an Insurer under Accepted Servicing Practices.


 


8









 





“REMIC” means a “real estate mortgage investment conduit” within the meaning of
Section 860D of the Code.



“REMIC Provisions” means provisions of the federal income tax law relating to a REMIC,
which appear at Section 860A through 860G of Subchapter M of Chapter 1, Subtitle A of the Code, and
related provisions, and regulations, rulings or pronouncements promulgated thereunder, as the
foregoing may be in effect from time to time.



“Remittance Date” means the fifth (5th) Business Day of each month.



“Removed Mortgage Loans” means those Mortgage Loans identified on Exhibit H attached
hereto.



“REO Disposition” means the final sale by the Servicer of any REO Property.



“REO Disposition Proceeds” means all amounts received with respect to an REO
Disposition pursuant to Section 2.16.



“REO Property” means a Mortgaged Property acquired through foreclosure, by deed in
lieu of foreclosure or otherwise, as described in Section 2.16.



“Servicer” means Franklin Credit Management Corporation, or its successor in interest
or assigns, or any successor to the Servicer under this Agreement appointed as herein provided.



“Servicer Employees” means Servicer Employees has the meaning set forth in Section
2.12.



“Servicing Advances” means all customary, reasonable and necessary “out of pocket”
costs and expenses (including reasonable attorney’s fees and disbursements) incurred in the
performance by the Servicer of its servicing obligations that would be reasonably believed to be
recoverable in whole or in part under Applicable Requirements, including, but not limited to, the
cost of (a) the preservation, restoration and protection of the Mortgaged Property or REO Property,
(b) any enforcement or judicial proceedings, including foreclosures and bankruptcy proceedings, (c)
the management and liquidation of any REO Property, including, but not limited to, the cost of
environmental inspection or review of such property, (d) taxes, assessments, water rates, sewer
rents and other charges which are or may become a lien upon the Mortgaged Property or REO Property,
PMI Policy premiums and fire, flood and hazard insurance coverage and (e) other Expenses that are
the responsibility of the Owners under Section 2.24.



“Servicing Fee” means with respect to each Mortgage Loan, the fees the Owners shall
pay to the Servicer, as set forth on Exhibit D to this Agreement.



“Servicing File” means with respect to each Mortgage Loan, the file retained by the
Servicer consisting of originals of all documents in the Mortgage File which are not delivered to
the Custodian and copies of the Mortgage Loan Documents listed in the Custodial Agreement, the
originals of which are delivered to the Custodian pursuant to Section 5.5.


 


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“Servicing Rights” means any and all of the following: (a) any and all rights to
service the Mortgage Loans; (b) any payments or monies received by Servicer other than Servicing
Fees and other payments and reimbursements to Servicer as provided in this Agreement; (c) subject
to the terms and conditions of this Agreement, any Ancillary Income with respect to the Mortgage
Loans; (d) all agreements or documents creating, defining or evidencing any such servicing rights
to the extent they relate to such servicing rights and all rights of Servicer thereunder; (e) any
and all rights to and in the Escrow Payments or other similar payments with respect to the Mortgage
Loans and any amounts actually collected by Servicer with respect thereto (other than Prepayment
Charges); (f) all accounts and other rights to payment related to any of the property described in
this paragraph; and (g) any and all documents, files, records, Servicing Files, servicing
documents, servicing records, data tapes, computer records, or other information pertaining to the
Mortgage Loans or pertaining to the past, present or prospective servicing of the Mortgage Loans.
Notwithstanding anything set forth to the contrary in this Agreement, the applicable Owner owns and
retains 100% of the Servicing Rights related to each Mortgage Loan and the Servicer does not own
the Servicing Rights relating to any Mortgage Loan.



“Servicing Transfer Costs” mean all reasonable out-of-pocket costs and expenses
incurred in connection with the transfer of servicing, including, without limitation, costs related
to the transfer or procurement of acceptable tax or flood certification contracts, assignment
preparation and recordation costs, MERS transfer costs, and any reasonable out-of-pocket costs or
expenses associated with the complete transfer of all servicing data and the completion, correction
or manipulation of such servicing data as may be required by the Owners or Servicer (or any
successor to Servicer appointed pursuant to Section 11.1) to correct any errors or insufficiencies
in the servicing data that do not enable the Mortgage Loans properly and effectively but not
including overhead, or similar costs.



“Termination Fee” means, with respect to each Mortgage Loan terminated pursuant to
Section 10.3, one half of one per cent (0.50%) of the then outstanding unpaid principal balance of
such Mortgage Loan.




“VA” means the United States Department of Veterans Affairs, or any successor thereto.



“Whole Loan Transfer” means any sale or transfer of some or all of the Mortgage Loans
by the Owners to a third party, which sale or transfer is not a Pass-Through Transfer.




Construction of this Agreement and Certain Terms and Phrases.




(a) Unless the context of this Agreement clearly indicates otherwise, (i) words of any gender
include each other gender; (ii) words denoting the singular shall include the plural and vice
versa; (iii) the terms “hereof”, “herein”, “hereby” and derivate or similar words refer to this
entire Agreement and not to any particular provision of this Agreement; and (iv) the terms
“Article”, “Section”, and “Exhibit” without any reference to a specified document refer to the
specified Article, Section and Exhibit, respectively, of this Agreement.




(b) The words “including”, “include” and “includes” are not exclusive and shall be deemed to
be followed by the words “without limitation”.


 


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(c) The word “or” shall be construed to mean “and/or” unless the context clearly prohibits
that construction.




(d) Whenever this Agreement refers to a number of days, such number shall refer to calendar
days unless Business Days are specified.




(e) Any reference to any federal, state, local or foreign statute or law, including any one or
more sections thereof, shall be deemed also to refer to, unless the context requires otherwise, all
rules and regulations promulgated thereunder.




(f) The headings contained in this Agreement are for reference purposes only and shall not
affect in any way the meaning or interpretation of this Agreement.



ARTICLE II




ADMINISTRATION AND SERVICING OF MORTGAGE LOANS





2.1. The Servicer to Act as the Servicer.



The Servicer, as an independent contractor, shall service and administer the Mortgage Loans on
an actual/actual basis in accordance with this Agreement and Applicable Requirements, and shall
have full power and authority, acting alone or through the delegation of duties to third party
servicing providers, to do any and all things in connection with such servicing and administration
which the Servicer may deem necessary or desirable, consistent with the terms of this Agreement.
Notwithstanding anything set forth to the contrary in this Agreement, the applicable Owner owns and
retains 100% of the Servicing Rights related to each Mortgage Loan and the Servicer does not own
the Servicing Rights relating to any Mortgage Loan. The Servicer shall monitor and comply with all
Applicable Laws, rules and/or regulations affecting the servicing of the Mortgage Loans, including
but not limited to any foreclosure restrictions and changes in such laws, rules and/or regulations.



Servicer shall be responsible for any and all acts of any third party service provider it uses
according to the terms of this Agreement and Servicer’s utilization of such third party service
provider shall in no way relieve the liability of Servicer, if any, under this Agreement.
Notwithstanding the provisions of any agreement between Servicer and such third party service
provider or subservicer, any of the provisions of this Agreement relating to agreements or
arrangements between the Servicer or a third party servicer provider or subservicer or reference to
actions taken through Servicer or otherwise, the Servicer shall remain obligated and liable to the
Owners and their respective successors and assigns for the servicing and administration of the
Mortgage Loans in accordance with the provisions of this Agreement without diminution of such
obligation or liability by virtue of such agreements or arrangements with the third party service
provider or subservicer or by virtue of indemnification from the Servicer and to the same extent
and under the same terms and conditions as if the Servicer alone were servicing and administering
the Mortgage Loans.


 


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In the event that the Servicer’s responsibilities and duties under this Agreement are
terminated pursuant to Article X, and if requested to do so by an Owner the Servicer shall at its
own cost and expense terminate the rights and responsibilities of each subservicer effective as
of the date of termination of the Servicer. The Servicer shall pay all fees, expenses or
penalties necessary in order to terminate the rights and responsibilities of each subservicer from
the Servicer’s own funds without reimbursement from any Owner. Any subservicing agreement and any
other transactions or services relating to the Mortgage Loans involving a subservicer shall be
deemed to be between such subservicer and the Servicer alone, and the Owners shall not have any
obligations, duties or liabilities with respect to such subservicer, including any duty obligation,
duty or liability to pay such subservicer’s fees and expenses. For purposes of distributions by
the Servicer pursuant to this Agreement, the Servicer shall be deemed to have received a payment on
a Mortgage Loan when a subservicer has received such payment.



From and after the Effective Date, the Servicer shall assume responsibility under this
Agreement to service and administer the Mortgage Loans. The Owners agree to cause the Custodian
to provide the Servicer, within five (5) Business Days after the Servicer’s request, copies of the
Mortgage Note, the Mortgage or any other documents the related Owner has in its possession or which
are held by the Custodian with respect to a Mortgage Loan that the Servicer deems reasonably
necessary in connection with its performance of the servicing of said Mortgage Loan.



Consistent with the terms of this Agreement and Applicable Requirements, the Servicer may
waive, modify or vary any term of any Mortgage Loan or consent to the postponement of strict
compliance with any such term or in any manner grant indulgence to any Mortgagor if in the
Servicer’s reasonable and prudent determination such waiver, modification, postponement or
indulgence is not materially adverse to the related Owner; provided, however, the Servicer shall
not make any future advances with respect to a Mortgage Loan. Notwithstanding the foregoing, and
notwithstanding (i) if the Mortgage Loan is delinquent or (ii) if the Mortgage Loan becoming
delinquent is reasonably foreseeable, the Servicer shall not accept short sales or partial payments
in full satisfaction of any payment obligation, grant forbearances or permit any modification with
respect to any Mortgage Loan that would change the Mortgage Interest Rate, defer or forgive the
payment of principal or interest, reduce or increase the outstanding principal balance (except for
actual payments of principal), capitalize arrearages or change the final maturity date on such
Loan, unless the Servicer has obtained the prior written consent of the related Owner or such
modification is in accordance with the Approval Matrix. In the event of any such modification for
which Servicer did not obtain the prior written approval of the related Owner and which permits the
deferral of interest or principal or forgives principal on any Mortgage Loan, Servicer shall, on
the Business Day immediately preceding the Remittance Date in any month in which any such principal
or interest payment has been deferred or forgiven, deposit in the Custodial Account from its own
funds, in accordance with Section 2.4, the difference between (a) such month’s principal and one
month’s interest at the Mortgage Interest Rate on the outstanding principal balance of such
Mortgage Loan and (b) the amount paid by the Mortgagor. Without limiting the generality of the
foregoing, the Servicer shall continue, and is hereby authorized and empowered, to execute and
deliver on behalf of itself and the related Owner, all instruments of satisfaction or cancellation,
or of partial or full release, discharge and all other comparable instruments, with respect to the
Mortgage Loans and with respect to the Mortgaged Properties. If reasonably required by the
Servicer, the related Owner shall furnish the Servicer with any powers of attorney in the form of
Exhibit F and other documents necessary or appropriate to enable the Servicer to carry out its
servicing and administrative duties under this Agreement and the Servicer shall indemnify and hold
each Owner harmless for any costs,
liabilities or expenses incurred by any Owner in connection with any misuse of such power of
attorney by the Servicer or its agents.


 


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Although the Servicer has recommended that Owner consent to and waive any further restrictions
that may prevent or inhibit Servicer modifying any eligible Mortgage Loan or providing any other
foreclosure prevention service in accordance with HAMP, notwithstanding anything in this Agreement
to contrary, the Owners hereby withholds such consent to the Servicer having the authority, for any
eligible Mortgage Loan, except those Mortgage Loans identified on the Mortgage Loan Schedule as
HAMP Mortgage Loans, to modify such Mortgage Loan, or provide any other foreclosure prevention
services, in accordance with HAMP guidelines and procedures in place at such time.



2.2. Liquidation of Mortgage Loans. In the event that any payment due under any Mortgage
Loan and not postponed pursuant to Section 2.1 is not paid when the same becomes due and payable,
or in the event the Mortgagor fails to perform any other covenant or obligation under the Mortgage
Loan and such failure continues beyond any applicable grace period, the Servicer shall take such
action as shall be consistent with Applicable Requirements. Servicer shall, only with the prior
written consent of the related Owner, foreclose upon or otherwise comparably convert the ownership
of such Mortgaged Properties as come into and continue in default and as to which no satisfactory
arrangements can be made for collection of delinquent payments of the related Mortgage Loans
pursuant to Section 2.1. If Servicer determines that it is prohibited by Applicable Law from
commencing foreclosure proceedings, Servicer shall notify the related Owner no later than three (3)
Business Days following such determination. If foreclosure proceedings are commenced, the Servicer
shall make all necessary and proper Servicing Advances, subject to reimbursement in accordance with
the terms of this Agreement, provided, however, that the Servicer shall not be required to expend
funds in connection with any foreclosure or towards the restoration or preservation of any
Mortgaged Property, unless it shall determine that such preservation, restoration and/or
foreclosure is reasonably expected to increase the proceeds of liquidation of the Mortgage Loan to
the Owners after reimbursement to itself for such expenses.



Notwithstanding anything to the contrary contained herein, in connection with the servicing of
any Delinquent Mortgage Loan which (i) is subject to HOEPA or any regulations related thereto, (ii)
qualifies as a High Cost Loan under a state or local anti-predatory lending law or regulation or
(iii) the related Owner otherwise identifies to the Servicer, the Servicer shall not, without the
prior approval of the Owner, commence or continue any collection or loss mitigation activities with
respect to such Mortgage Loan, including without limitation, the commencement or continuation of
any foreclosure proceedings or other proceedings to obtain title to Mortgaged Property securing a
Mortgage Loan as a result of or in lieu of foreclosure or otherwise, the delivery of letters or
notices to the related Mortgagor, the communication with any Mortgagor (whether by email, letter,
telephone, facsimile or otherwise) or any other pre-foreclosure postures or activities. To the
extent that any such activities are approved by the Owner, the Servicer shall act in strict
compliance with the Owner’s written instructions (provided such instructions are made in accordance
with Applicable Requirements), including, without limitation, employing any telephone scripts or
other forms provided by the Owner or approved by the Owner in writing in connection with any
communication with the Mortgagor.


 


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In the event the Servicer has reasonable cause to believe that a Mortgaged Property is
contaminated by hazardous or toxic substances or wastes, Servicer shall promptly notify the Owners.
If the related Owner otherwise requests an environmental inspection or review of such Mortgaged
Property, such an inspection or review is to be conducted by a qualified inspector. The cost for
such inspection or review shall be deemed a Servicing Advance. Upon completion of the inspection or
review, the Servicer shall promptly provide the Owners with a written report of the environmental
inspection.



After reviewing the environmental inspection report, the related Owner shall determine how the
Servicer shall proceed with respect to the Mortgaged Property. In the event (a) the environmental
inspection report indicates that the Mortgaged Property is contaminated by hazardous or toxic
substances or wastes and (b) the related Owner directs the Servicer to proceed with foreclosure or
acceptance of a deed in lieu of foreclosure, the Servicer shall be reimbursed for all costs and
expenses associated with such foreclosure or acceptance of a deed in lieu of foreclosure and any
related environmental clean up costs, as applicable, pursuant to the terms of this Agreement. In
the event the related Owner directs the Servicer not to proceed with foreclosure or acceptance of a
deed in lieu of foreclosure, the Servicer shall be reimbursed for all Servicing Advances and
Expenses made with respect to the related Mortgaged Property pursuant to the terms of this
Agreement.



With respect to any Mortgage Loan, if the related Owner instructs the Servicer in writing, the
Servicer shall charge off the related Mortgage Loan on the date indicated by such Owner in its
instructions (such date, a “Charge Off Date”; and each such Mortgage Loan, a “Charged Off Mortgage
Loan”).



2.3. Collection of Mortgage Loan Payments. Continuously from the date hereof until the
principal and interest on all Mortgage Loans are paid in full, the Servicer shall proceed
diligently to collect all payments due under each of the Mortgage Loans when the same shall become
due and payable and, where required under Applicable Requirements, shall use commercially
reasonable efforts in ascertaining and estimating Escrow Payments and all other charges that will
become due and payable with respect to the Mortgage Loan and the Mortgaged Property.



If the Servicer has actual knowledge that a Mortgagor is the subject of a proceeding under the
Bankruptcy Code or any other similar law, has made an assignment for the benefit of creditors or
has had a receiver or custodian appointed for its property, subject to the terms of this Agreement,
the Servicer may retain an attorney to pursue motions for relief from the automatic stay on the
Mortgage Loan and foreclosure on the Mortgaged Property (if an attorney is needed in that
particular jurisdiction). If the Mortgaged Property is acquired in an insolvency proceeding, it
shall be acquired in the name of the party designated by the related Owner.


 


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2.4. Establishment of and Deposits to Custodial Account. The Servicer shall segregate
and hold all funds collected and received pursuant to Mortgage Loans separate and apart from any of
its own funds and general assets and shall establish and maintain one or more Custodial Accounts,
in the form of time deposit or demand
accounts, titled Franklin Credit Management Corporation, in trust for Vantium Capital Markets,
L.P., and various Mortgagors — P & I.” The Custodial Account shall be established with a Qualified
Depository and shall be evidenced by a certification in the form of Exhibit C-1 and any other
evidence reasonably requested by the Owners to confirm the establishment of such account. Upon
request of the Owners and within three (3) Business Days thereof, the Servicer shall provide the
Owners with written confirmation of the existence of such Custodial Account. Funds deposited in the
Custodial Account may be drawn on by the Servicer in accordance with Section 2.5.



Except as provided herein, the Servicer shall deposit in the Custodial Account within two (2)
Business Days of the Servicer’s receipt, and retain therein, the following collections received by
the Servicer after the Cut-off Date or received by the Servicer prior to the Cut-off Date but
allocable to a period subsequent thereto:




(a) all payments on account of principal on the Mortgage Loans, including all Principal
Prepayments;




(b) all payments on account of interest on the Mortgage Loans;




(c) all Liquidation Proceeds;




(d) all Insurance Proceeds (other than proceeds to be held in the Escrow Account in
accordance with the related Mortgage Loan Documents and Applicable Requirements and applied
to the restoration or repair of the Mortgaged Property or released to the Mortgagor in
accordance with Section 2.14);




(e) all Condemnation Proceeds which are not applied to the restoration or repair of the
Mortgaged Property or released to the Mortgagor in accordance with the related Mortgage Loan
Documents and Applicable Requirements;




(f) any amounts received with respect to or related to any REO Property and all REO
Disposition Proceeds pursuant to Section 2.16;




(g) any amounts required to be deposited by Servicer pursuant to Section 2.11 in
connection with the deductible clause in any blanket hazard insurance policy;




(h) any amounts received by Servicer under a PMI Policy; and




(i) any other amount required to be deposited in the Custodial Account pursuant to this
Agreement.



The foregoing requirements for deposit into the Custodial Account shall be exclusive, it being
understood and agreed that, notwithstanding the foregoing, the Servicer may net Servicing Advances,
Expenses, Servicing Fees and Ancillary Income from funds collected and received on Mortgage Loans
before any collections are deposited by the Servicer into the Custodial Account; provided that,
Servicer shall only be entitled to retain Ancillary Income from payments representing Ancillary
Income that the Servicer received from or on behalf of the Mortgagor. For the avoidance of doubt
and notwithstanding any provision to the contrary set forth in this
Agreement, Servicer shall be entitled to receive Ancillary Income only from funds received
from or on behalf of the Mortgagor which was in excess of the related Monthly Payment and/or the
related prepayment charges. The right to net funds for Servicing Advances, Expenses, Servicing
Fees and Ancillary Income is not restricted to or limited by funds collected or received in respect
of the related Mortgage Loan. Additionally, any other benefit derived from the Custodial Account
associated with the receipt, disbursement and accumulation of principal, interest, taxes, hazard
insurance, mortgage insurance, etc. shall accrue to the Servicer.


 


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2.5. Permitted Withdrawals From Custodial Account. The Servicer shall, from time to
time, withdraw funds from the Custodial Account for the following purposes:




(a) to make payments to the Owners in accordance with Section 3.1;




(b) in the event the Servicer did not retain the Servicing Fee prior to the depositing
funds in the Custodial Account, to pay itself the related Servicing Fee;




(c) to reimburse itself for any unreimbursed Servicing Advances or Expenses or
Ancillary Income not retained prior to depositing funds in the Custodial Account or that are
otherwise reimbursable to the Servicer pursuant to this Agreement;




(d) to pay itself interest or other Float Benefit on funds deposited in the Custodial
Account;




(e) [reserved];




(f) to pay any amount required to be paid pursuant to Section 2.16 related to any REO
Property;




(g) [reserved];




(h) to remove funds inadvertently placed in the Custodial Account by the Servicer;




(i) to clear and terminate the Custodial Account upon the termination of this
Agreement.



On each Remittance Date, the Servicer shall withdraw all funds from the Custodial Account
except for those amounts which, pursuant to Section 3.1, the Servicer is not obligated to remit on
such Remittance Date. The Servicer may apply such withdrawn funds for any of the purposes
described in this Section 2.5. If on any Remittance Date the amounts on deposit in the Custodial
Account are insufficient to cover payment or reimbursement to the Servicer of any Servicing
Advances or Expenses, the Owners shall reimburse the Servicer for any such amounts within a
reasonable time period after receipt by the Owners of an invoice in accordance with Section 2.24.2.


 


16









 





2.6. Establishment of and Deposits to Escrow Account. The Servicer shall segregate and hold all funds collected and received pursuant to a
Mortgage Loan constituting Escrow Payments separate and apart from any of its own funds and general
assets and shall establish and maintain one or more Escrow Accounts, in the form of time deposit or
demand accounts, titled, “Franklin Credit Management Corporation, in trust for Vantium Capital
Markets, L.P., and various Mortgagors — T & I.” The Escrow Accounts shall be established with a
Qualified Depository and shall be evidenced by a certification in the form of Exhibit C-2 and any
other evidence reasonably requested by the Owners to confirm the establishment of such account.
Upon request of the Owners and within three (3) Business Days thereof, the Servicer shall provide
the Owners with written confirmation of the existence of such Escrow Account. Funds deposited in
the Escrow Account may be drawn on by the Servicer in accordance with Section 2.7.



The Servicer shall deposit in the Escrow Account or Accounts within two (2) Business Days of
the Servicer’s receipt, and retain therein:




(a) all Escrow Payments collected on account of the Mortgage Loans, for the purpose of
effecting timely payment of any such items as required under the terms of this Agreement;




(b) all amounts representing Insurance Proceeds or Condemnation Proceeds which are to
be applied to the restoration or repair of any Mortgaged Property; and




(c) all payments on account of Buydown Funds.



The Servicer shall make withdrawals from the Escrow Account only to effect such payments as
are required under this Agreement, as set forth in Section 2.7. The Servicer shall be entitled to
retain any interest or other Float Benefits paid on funds deposited in the Escrow Account by the
depository institution, other than interest on escrowed funds required by Applicable Requirements
to be paid to the Mortgagor. Additionally, any other benefit derived from the Escrow Account
associated with the receipt, disbursement and accumulation of principal, interest, taxes, hazard
insurance, mortgage insurance, etc. shall accrue to the Servicer. To the extent required by
Applicable Requirements, the Servicer shall pay interest on escrowed funds to the Mortgagor
(without reimbursement thereof to the extent that as of the applicable Determination Date interest
earned from funds deposited in the Escrow Account, on an aggregate basis, would otherwise be
available to pay such amount) notwithstanding that the Escrow Account may be non-interest bearing
or that interest paid thereon is insufficient for such purposes.



2.7. Permitted Withdrawals From Escrow Account. Withdrawals from the Escrow Account or
Accounts may be made by the Servicer only:




(a) to effect timely payments of ground rents, taxes, assessments, water rates,
mortgage insurance premiums, flood insurance premiums (if applicable), condominium charges,
fire and hazard insurance premiums or other items constituting Escrow Payments for the
related Mortgage;




(b) to reimburse the Servicer for any unreimbursed Servicing Advances or Expenses made
by the Servicer pursuant to Section 2.8;




(c) to refund to any Mortgagor any funds found to be in excess of the amounts required
under the terms of the related Mortgage Loan;


 


17









 






(d) for transfer to the Custodial Account and application to reduce the principal
balance of the Mortgage Loan in accordance with the terms of the related Mortgage and
Mortgage Note;




(e) for application to the restoration or repair of the Mortgaged Property in
accordance with the procedures outlined in Section 2.14;




(f) to pay to the Servicer, or any Mortgagor to the extent required by Applicable
Requirements, any interest or other Float Benefit paid on the funds deposited in the Escrow
Account;




(g) to remove funds inadvertently placed in the Escrow Account by the Servicer;




(h) to remit to the Owners payments on account of Buydown Funds as applicable; and




(i) to clear and terminate the Escrow Account on the termination of this Agreement.



2.8. Payment of Taxes, Insurance and Other Charges. With respect to each Mortgage Loan
that provides for Escrow Payments and with respect to each REO Property, the Servicer shall
maintain accurate records reflecting the status of ground rents, taxes, assessments, water rates,
sewer rents, and other charges which are or may become a lien upon the Mortgaged Property or REO
Property and the status of PMI Policy premiums, flood insurance premiums (if applicable), and fire
and hazard insurance coverage and shall obtain, from time to time, all bills for the payment of
such charges (including renewal premiums) (“Property Charges”) and shall effect payment thereof
prior to the applicable penalty or termination date, employing for such purpose (i) with respect to
the related Mortgage Loans, deposits of the Mortgagor in the Escrow Account which shall have been
estimated by Servicer in amounts sufficient for such purposes or (ii) with respect to the related
REO Properties, Servicing Advances. Servicer assumes full responsibility for the timely payment of
all such bills and shall effect timely payment of all such charges irrespective of each Mortgagor’s
faithful performance in the payment of same or the making of the Escrow Payments. Any Servicing
Advances or Expenses to effect payments of such charges are reimbursable in accordance with the
terms of this Agreement.



To the extent that a Mortgage Loan does not provide for Escrow Payments, Servicer shall make a
Servicing Advance from its own funds to effect payment of all Property Charges upon receipt of
notice of any failure to pay on the part of the Mortgagor, or at such other time as Servicer
determines to be in the best interest of the applicable Owner unless Servicer
reasonably believes that an advance pursuant to this or any other section will be a
Nonrecoverable Advance, provided that, in any event Servicer shall pay such charges on or before
the earlier of (i) any date by which payment is necessary to preserve the lien status of the
Mortgage or (ii) the date by which is the earlier of (A) ninety (90) days after the date on which
such charges first became due and (B) payment is required in order to avoid the accrual of
penalties or fees with respect to non-payment of such Property Charges. Servicer shall pay any
late fee or penalty which is payable due to any delay in payment of any Property Charge, without
reimbursement, caused by Servicer’s action or inaction.


 


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If the Escrow Payment would constitute a Nonrecoverable Advance, Servicer will not, unless
otherwise directed by the related Owner, be obligated to make such advance. The determination by
the Servicer that it has made a Nonrecoverable Advance or that any proposed advance, if made, would
constitute a Nonrecoverable Advance, shall be evidenced by an Officer’s Certificate delivered to
the applicable Owner on the next distribution report provided by the Servicer.



2.9. Protection of Accounts. Upon the Owners prior written consent, the Servicer may
transfer the Custodial Account or the Escrow Account to a different Qualified Depository.



2.10. Maintenance of Hazard Insurance. The Servicer shall cause to be maintained for
each Mortgaged Property and/or REO Property hazard insurance such that all buildings upon each
Mortgaged Property and/or REO Property are insured by a generally acceptable Insurer acceptable to
mortgage lending institutions against loss by fire, hazards of extended coverage and such other
hazards as are customary in the area where the Mortgaged Property and/or REO Property is located,
in an amount which is at least equal to the lesser of (i) the replacement value of the improvements
securing such Mortgaged Property and/or REO Property and (ii) the greater of (a) the outstanding
principal balance of the Mortgaged Property and/or REO Property and (b) an amount such that the
proceeds thereof shall be sufficient to prevent the Mortgagor or the loss payee from becoming a
co-insurer. If the Mortgagor fails to maintain hazard insurance, Servicer shall, if the Mortgaged
Property and/or REO Property is occupied, advance an amount sufficient to maintain the existing
Mortgagor’s policy, which such advance shall be deemed a Servicing Advance. If such policy cannot
be maintained, Servicer shall obtain such coverage, and the costs and expenses Servicer incurs for
coverage shall be deemed a Servicing Advance.



If the related Mortgaged Property and/or REO Property is located in an area identified by the
Flood Emergency Management Agency as having special flood hazards (and such flood insurance has
been made available), the Servicer shall cause to be maintained for such Mortgaged Property and/or
REO Property a flood insurance policy meeting the requirements of the current guidelines of the
Federal Insurance Administration in effect in an amount representing coverage equal to the lesser
of (i) the minimum amount required, under the terms of coverage, to compensate for any damage or
loss on a replacement cost basis; (ii) the unpaid balance of the related Mortgage; and (iii) the
maximum amount of insurance which is available under the Flood Disaster Protection Act of 1973, as
amended. The cost of any flood insurance
purchased by the Servicer pursuant to the foregoing shall be reimbursable as a Servicing
Advance in accordance with the terms of this Agreement.



If at any time during the term of the Mortgage Loan the Servicer determines in accordance with
Applicable Requirements that a Mortgaged Property is located in a special flood hazard area and is
not covered by flood insurance or is covered in an amount less than the amount required by the
Flood Disaster Protection Act of 1973, as amended, Servicer shall, advance an amount sufficient to
maintain the existing Mortgagor’s policy and notify the related Mortgagor that the Mortgagor must
obtain such flood insurance coverage, and if said Mortgagor fails to obtain the such flood
insurance coverage within forty-five (45) days after such notification, the Servicer shall
immediately force place the required flood insurance on the Mortgagor’s behalf. The costs and
expenses Servicer incurs for such flood insurance coverage shall be a Servicing Advance.


 


19









 





In the event that the Servicer shall determine that a Mortgaged Property should be insured
against loss or damage by hazards and risks not covered by the insurance required to be maintained
by the Mortgagor pursuant to the terms of the Mortgage, the Servicer shall communicate and consult
with the Mortgagor with respect to the need for such insurance and bring to the Mortgagor’s
attention the desirability of protection of the Mortgaged Property.



If a Mortgage Loan is secured by a unit in a condominium project, Servicer shall use
commercially reasonable efforts to attempt to verify if the insurance coverage required of the
owner’s association, including hazard, flood, liability, and fidelity coverage is adequate under
Accepted Servicing Practices, in an attempt to secure from the owner’s association its agreement to
notify Servicer promptly of any material change in insurance coverage or of any condemnation or
casualty loss that may have a material effect on the value of the Mortgaged Property as security.
The Servicer shall promptly notify the Owners in the event of any such material change or
cancellation or in the event that the Servicer is unable to verify the adequacy of the insurance
coverage.



All policies required hereunder shall name the Servicer as loss payee and shall be endorsed
with standard or New York mortgagee clauses, without contribution, which shall provide for at least
thirty (30) days’ prior written notice to Servicer of any cancellation, reduction in amount or
material change in coverage.



Pursuant to Section 2.4, any amounts collected by the Servicer under any such policies (other
than amounts to be deposited in the Escrow Account and applied to the restoration or repair of the
related Mortgaged Property, or property acquired in liquidation of the Mortgage Loan, or to be
released to the Mortgagor, in accordance with the Applicable Requirements as specified in Section
2.14) shall be deposited in the Custodial Account subject to withdrawal pursuant to Section 2.5.



Notwithstanding the foregoing, the Servicer shall not interfere with the Mortgagor’s freedom
of choice in selecting either his or her insurance carrier or agent, provided, however, that
Servicer shall not accept any such insurance policies from insurance companies unless such
companies are generally acceptable to mortgage lending institutions. Servicer shall determine that
such policies insure the property owner and that they properly describe the property address.
Servicer shall furnish to the Mortgagor a formal notice of expiration of any such insurance in
sufficient time for the Mortgagor to arrange for renewal coverage by the expiration date.


 


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2.11. Maintenance of Mortgage Impairment Insurance. In the event that the Servicer
shall obtain and maintain a blanket policy insuring against losses arising from fire, flood and
hazards covered under extended coverage on all of the Mortgage Loans, then, to the extent such
policy provides coverage in an amount equal to the amount required pursuant to Section 2.10 and
otherwise complies with all other requirements of Section 2.10, it shall conclusively be deemed to
have satisfied its obligations as set forth in Section 2.10. The Servicer shall prepare and make
any claims on the blanket policy as deemed necessary by the Servicer in accordance with Accepted
Servicing Practices. Any amounts collected by the Servicer under any such policy relating to a
Mortgage Loan shall be deposited in the Custodial Account subject to withdrawal pursuant to Section
2.5. Such blanket policy may contain a deductible clause, in which case, in the event that there
shall not have been maintained on the related Mortgaged Property or REO Property, a policy
complying with Section 2.11, and there shall have been a loss which would have been covered by such
policy, Servicer shall deposit in the Custodial Account at the time of such loss the amount not
otherwise payable under the blanket policy because of such deductible clause, such amount to be
deposited from Servicer’s funds, without reimbursement therefor. Upon request of the Owners,
Servicer shall cause to be delivered to the Owners a certificate of insurance for such policy and a
statement from the insurer thereunder that such policy shall in no event be terminated or
materially modified without thirty (30) days’ prior written notice to the related Owner.



2.12. Maintenance of Fidelity Bond and Errors and Omissions Insurance. The Servicer
shall maintain with responsible companies, at its own expense without reimbursement thereof, a
blanket Fidelity Bond and an Errors and Omissions Insurance Policy, with broad coverage on all of
its officers, employees or other persons acting in any capacity on behalf of the Servicer requiring
such persons to handle funds, money, documents or papers relating to the Mortgage Loans (the
“Servicer Employees”). Any such Fidelity Bond and Errors and Omissions Insurance Policy
shall be in the form of the Mortgage Banker’s Blanket Bond and shall protect and insure the
Servicer against losses, including forgery, theft, embezzlement, fraud, errors and omissions and
negligent acts of the Servicer Employees. Such Fidelity Bond and Errors and Omissions Insurance
Policy also shall protect and insure the Servicer against losses in connection with the release or
satisfaction of a Mortgage Loan without having obtained payment in full of the indebtedness secured
thereby. No provision of this Section 2.12 requiring such Fidelity Bond and Errors and Omissions
Insurance Policy shall diminish or relieve the Servicer from its duties and obligations as set
forth in this Agreement. The minimum coverage under any such Fidelity Bond and Errors and Omissions
Insurance Policy shall be at least equal to the amounts generally acceptable to mortgage lending
institutions. Upon the execution of this Agreement and any other time upon the request of the
Owners, the Servicer shall cause to be delivered to the Owners a certificate of insurance for such
Fidelity Bond and Errors and Omissions Insurance Policy and shall request a statement from the
surety and the insurer that such Fidelity Bond and Errors and Omissions Insurance Policy shall in
no event be terminated or materially modified without thirty (30) days’ prior written notice to the
Owners.



2.13. Inspections. The Servicer shall be responsible for further safeguarding the
related Owner’s interest in the REO Property (or Mortgaged Property with respect to a
Non-Performing Loan) by inspecting each REO Property (or Mortgaged Property with respect to a
Non-Performing Loan) as often as deemed necessary by the Servicer to assure itself that the value
of the REO Property (or Mortgaged Property with respect to a Non-Performing Loan) is being
preserved, which costs and expenses shall be deemed a Servicing Advance; provided that the Servicer
shall inspect the REO Property (or Mortgaged Property with respect to a Non-Performing Loan) within
five (5) days of such property becoming an REO Property (or such Mortgage Loan becoming a
Non-Performing Loan) and shall conduct subsequent inspections approximately every thirty (30) days,
but no more than thirty-five (35) days after the prior inspection, to assure itself that the value
of the REO Property or Mortgaged Property, as applicable is being preserved in accordance with
Applicable Requirements. The Servicer shall maintain appropriate records of each such inspection.
The Servicer shall provide a monthly electronic report that references each such inspection and
provide such report to the related Owner or Owner’s designee.


 


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2.14. Restoration of Mortgaged Property. Solely with respect to any Mortgage Loan
which is less than 30 days Delinquent, the Servicer need not obtain the approval of the related
Owner prior to releasing any Insurance Proceeds or Condemnation Proceeds to the Mortgagor to be
applied to the restoration or repair of the Mortgaged Property if such release is in accordance
with Applicable Requirements. For claims greater than $5,000, the Servicer shall comply with the
following conditions in connection with any such release of Insurance Proceeds or Condemnation
Proceeds:




(a) the Servicer shall receive satisfactory independent verification of completion of
repairs and issuance of any required approvals with respect thereto;




(b) the Servicer shall take all steps necessary to preserve the priority of the lien of
the Mortgage, including, but not limited to requiring waivers with respect to mechanics’ and
materialmen’s liens;




(c) the Servicer shall verify that the Mortgage Loan is not in default; and




(d) pending repairs or restoration, the Servicer shall place the Insurance Proceeds or
Condemnation Proceeds in the Escrow Account.



Notwithstanding the foregoing, with respect to any Mortgage Loan which is greater than 30 days
Delinquent or any REO Property, the Servicer shall not release any Insurance Proceeds or
Condemnation Proceeds to the Mortgagor to be applied to the restoration or repair of the Mortgaged
Property without the prior written consent of the applicable Owner.



If the related Owner is named as an additional loss payee, the Servicer is hereby empowered to
endorse any loss draft issued in respect of such a claim in the name of the related Owner.



2.15. Maintenance of PMI Policy; Claims. The Servicer shall maintain or cause the Mortgagor to maintain in full force and effect,
with respect to each Mortgage Loan with an existing PMI Policy on the Effective Date, a PMI Policy
insuring the portion over 78% until terminated pursuant to the Home Owners Protection Act of 1998,
12 U.S.C. § 4901, et seq. (if applicable) or the terms of the related PMI Policy. In the event
that such PMI Policy shall be terminated other than as required by Applicable Requirements or the
terms of the PMI Policy, the Servicer shall obtain from another Qualified Insurer a comparable
replacement policy, with a total coverage equal to the remaining coverage of such terminated PMI
Policy. If the insurer shall cease to be a Qualified Insurer, the Servicer shall determine whether
recoveries under the PMI Policy are jeopardized for reasons related to the financial condition of
such insurer, it being understood that the Servicer shall in no event have any responsibility or
liability for any failure to recover under the PMI Policy for such reason. If the Servicer
determines that recoveries are so jeopardized, it shall


 


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notify the Owners and the Mortgagor, if
required, and make commercially reasonable efforts obtain from another Qualified Insurer a
replacement insurance policy at substantially the same fee level, to the extent commercially
available; provided, however, that the Servicer shall promptly notify the Owners in the event the
Servicer is unable to obtain such replacement insurance policy. The Servicer shall not take any
action which would result in noncoverage under any applicable PMI Policy of any loss which, but for
the actions of the Servicer would have been covered thereunder. In connection with any assumption
or substitution agreement entered into or to be entered into pursuant to Section 4.1, the Servicer
shall promptly notify the insurer under the related PMI Policy, if any, of such assumption or
substitution of liability in accordance with the terms of such PMI Policy and shall take all
actions which may be required by such insurer as a condition to the continuation of coverage under
such PMI Policy. If such PMI Policy is terminated as a result of such assumption or substitution of
liability, the Servicer shall obtain a replacement PMI Policy as provided above subject to
reimbursement as a Servicing Advance in accordance with the terms of this Agreement.



With respect to each Mortgage Loan covered by a PMI Policy, Servicer shall take all such
actions on behalf of the applicable Owner as are necessary to service, maintain and administer the
related Mortgage Loan in accordance with such policy and to enforce the applicable Owner’s rights
under such policy. Except as expressly set forth herein, Servicer shall have full authority on
behalf of the applicable Owner to act in accordance with the Applicable Requirements in connection
with the servicing, maintenance and administration of such policy; provided that Servicer shall not
take any action to permit any modification or assumption of a Mortgage Loan covered by a PMI
Policy, or take any other action with respect to such Mortgage Loan, which would result in
non-coverage under such policy of any loss which, but for actions of any Servicer, would have been
covered thereunder. If the Qualified Insurer fails to pay a claim in whole or in part under a PMI
Policy as a result of a breach by Servicer of its obligations hereunder or under such policy,
Servicer shall be required to deposit in the Custodial Account on or prior to the next succeeding
Remittance Date an amount equal to such unpaid claim from its own funds without any rights to
reimbursement from Owners. Servicer shall cooperate with the Insurers and shall furnish all
reasonable evidence and information in the possession of Servicer to which Servicer has access with
respect to the related Mortgage Loan.



In connection with its activities as servicer, the Servicer agrees to prepare and present, on
behalf of itself and the Owners, claims to the Insurer under any PMI Policy in a timely fashion in
accordance with the terms of such PMI Policy and, in this regard, to take such action as shall be
necessary to permit recovery under any PMI Policy respecting a defaulted Mortgage Loan.
Pursuant to Section 2.4, any amounts collected by the Servicer under any PMI Policy shall be
deposited in the Custodial Account, subject to withdrawal pursuant to Section 2.5.



2.16. Title, Management and Disposition of REO Property. In the event that title to
any Mortgaged Property is acquired in foreclosure, by deed in lieu of foreclosure or otherwise
(including by purchase), the deed or certificate of sale shall be taken in the name of VCMR, or, at
the direction of the related Owner, the deed or certificate of sale shall be taken in the name of a
nominee for the related Owner. The Person or Persons holding such title other than the related
Owner shall acknowledge in writing that such title is being held as nominee for the related Owner.


 


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In accordance with an REO marketing plan approved by the Owners, the Servicer shall manage,
conserve, protect and operate each REO Property for the related Owner solely for the purpose of
maximizing the net present value of proceeds recoverable by the applicable Owner. The Servicer
shall cause each REO Property to be inspected promptly upon the acquisition of title thereto and
shall cause each REO Property to be inspected in accordance with Section 2.13. The Servicer,
either itself or through an agent selected by the Servicer, shall manage, conserve, protect and
operate the REO Property in the same manner that similar property in the same locality as the REO
Property is managed. The Servicer shall attempt to sell the same (and may temporarily rent the same
for a period not greater than three years, except as otherwise provided below) on such terms and
conditions as the Servicer deems to be in the reasonable interest of the related Owner.



The Servicer shall use commercially reasonable efforts to dispose of the REO Property as soon
as possible and shall sell such REO Property in any event within three years after title has been
taken to such REO Property, unless (i) a REMIC election has not been made with respect to the
arrangement under which the Mortgage Loans and the REO Property are held, and (ii) the Servicer
determines, and gives notice to the related Owner to such effect, that a longer period is necessary
for the orderly liquidation of such REO Property or that to maximize recovery the REO Property
should be rented. The Servicer shall report monthly to the Owners as to the progress being made in
selling each REO Property in accordance with Section 2.17.



The Servicer shall also maintain on each REO Property fire and hazard insurance with extended
coverage in amount which is at least equal to the maximum insurable value of the improvements which
are a part of such property, liability insurance and, to the extent required and available under
the Flood Disaster Protection Act of 1973, as amended, flood insurance in the amount required
above.



The disposition of REO Property shall be carried out by the Servicer at such price, and upon
such terms and conditions, as the Servicer deems to be in the best interests of the related Owner;
provided that the Servicer has received the prior written consent of the related Owner with respect
to each disposition thereof. The proceeds of sale of the REO Property shall be promptly deposited
in the Custodial Account. As soon as practical thereafter, the expenses of such sale shall be paid
and the Servicer shall reimburse itself for any related unreimbursed Servicing Advances, Expenses
and unpaid Servicing Fees. On the Remittance Date immediately
following the Principal Prepayment Period in which such sale proceeds are received, the net
cash proceeds of such sale remaining in the Custodial Account shall be distributed to the Owners,
net of any Ancillary Income or unreimbursed Servicing Fees, Expenses or Servicing Advances.



The Servicer shall withdraw from the Custodial Account funds necessary for the proper
operation, management and maintenance of the REO Property, including the cost of maintaining any
hazard insurance pursuant to Section 2.10. Such advances shall be considered a Servicing Advance.
Notwithstanding the foregoing, in the event any such cost exceeds $5,000 before making any such
advance the Servicer shall obtain the related Owner’s prior written approval.


 


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2.17. REO Reports. Together with the statement furnished pursuant to Section 3.2, the
Servicer shall furnish to the Owners on or before the Remittance Date of each month a statement
with respect to any REO Property, which statement shall cover the operation of such REO Property
for the previous month and the Servicer’s efforts in connection with the sale of such REO Property
and any rental of such REO Property incidental to the sale thereof for the previous month. That
statement shall be accompanied by such other information as the Owners or their designee shall
reasonably request.



2.18. Liquidation Reports. Upon the foreclosure sale of any Mortgaged Property or the
acquisition thereof by VCMR pursuant to a deed in lieu of foreclosure, the Servicer shall submit to
the Owners a liquidation report with respect to such Mortgaged Property.



2.19. Reports of Foreclosures and Abandonments of Mortgaged Property. Following the
foreclosure sale or abandonment of any Mortgaged Property or REO Property, the Servicer shall
report such foreclosure or abandonment as required pursuant to Section 6050J of the Code. The
Servicer shall file information reports with respect to the receipt of mortgage interest received
in a trade or business and information returns relating to cancellation of indebtedness income with
respect to any Mortgaged Property as required by the Code. Such reports shall be in form and
substance sufficient to meet the reporting requirements imposed by the Code.



2.20. Application of Buydown Funds. If the Mortgagor on a Buydown Mortgage Loan
defaults on such Mortgage Loan during the Buydown Period and the Mortgaged Property securing such
Buydown Mortgage Loan is sold in the liquidation thereof (either by the Servicer or the insurer
under any related PMI Policy) the Servicer shall, on the Remittance Date following the date upon
which Liquidation Proceeds or REO Disposition Proceeds are received with respect to any such
Buydown Mortgage Loan, distribute to the Owners all remaining Buydown Funds for such Mortgage Loan
then remaining in the Escrow Account. Pursuant to the terms of each Buydown Agreement, any amounts
distributed to the Owners in accordance with the preceding sentence will be applied to reduce the
outstanding principal balance of the related Buydown Mortgage Loan. If a Mortgagor on a Buydown
Mortgage Loan prepays such Mortgage Loan in its entirety during the related
Buydown Period, the Servicer shall be required to withdraw from the Escrow Account any Buydown
Funds remaining in the Escrow Account with respect to such Buydown Mortgage Loan in accordance with
the related Buydown Agreement. If a principal prepayment by a Mortgagor on a Buydown Mortgage Loan
during the related Buydown Period, together with any Buydown Funds then remaining in the Escrow
Account related to such Buydown Mortgage Loan, would result in a principal prepayment of the entire
unpaid principal balance of the Buydown Mortgage Loan, the Servicer shall distribute to the Owners
on the Remittance Date occurring in the month immediately succeeding the month in which such
Principal Prepayment is received, all Buydown Funds related to such Mortgage Loan so remaining in
the Escrow Account, together with any amounts required to be deposited into the Custodial Account.



2.21. Notification of Adjustments. With respect to each adjustable rate Mortgage Loan,
the Servicer shall adjust the Mortgage Interest Rate on the related Adjustment Date and shall
adjust the Monthly Payment on the related mortgage payment adjustment date, if applicable, in
compliance with the requirements of Applicable Requirements. The Servicer shall execute and deliver
any and all necessary notices required under Applicable Requirements regarding the Mortgage
Interest Rate and Monthly Payment adjustments. Servicer shall promptly, upon written request
therefor, deliver to the Owners such notifications and any additional applicable data regarding
such adjustments and the methods used to calculate and implement such adjustments. Upon the
discovery by Servicer or the receipt of notice from the Owners that Servicer has failed to adjust a
Mortgage Interest Rate or Monthly Payment in accordance with the terms of Applicable Requirements,
Servicer shall immediately deposit in the Custodial Account from its own funds the amount of any
interest loss or deferral caused thereby.


 


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2.22. Reserved.




2.23. Privacy.



2.23.1. Except in accordance with this Section 2.23, the Servicer shall not disclose any
Customer Information to any Person, including, but not limited to, any of the Servicer’s employees,
agents, or contractors, or any third party not affiliated with the Servicer. The Servicer shall
disclose such Customer Information only to the extent permitted by, or necessary to carry out the
Servicer’s express obligations and rights under, this Agreement or under Applicable Requirements
and for no other purpose. Servicer shall ensure that each vendor or other Person to which the
Servicer intends to disclose Customer Information shall, prior to any such disclosure of
information; agree to: (i) keep confidential any such Customer Information in accordance with the
terms of this Agreement; and (ii) use or disclose such Customer Information only to the extent
necessary to carry out the Servicer’s express obligations and rights under this Agreement.



2.23.2. Without limiting the scope of the above, the Servicer shall use at least the same
physical and other security measures to protect all Customer Information in the Servicer’s
possession or control as the Servicer uses for its own confidential and proprietary information of
a similar nature. The Servicer shall at all times have in place information security programs
that (i) ensure the security and confidentiality of the trademarks, trade secrets,
know-how, business methods and practices, internal procedures and other intellectual property
and confidential information of the Owners and Customer Information (collectively, the “Protected
Information”), (ii) protect against any anticipated threats or hazards to the security or integrity
of Protected Information, (iii) protect against unauthorized access to or use of Protected
Information that could result in substantial harm or inconvenience to any Person, and (iv) ensure
the proper disposal of Protected Information. Any failure by the Servicer to comply with the
requirements set forth in this paragraph as they relate to the Mortgage Loans hereunder shall
constitute a security breach (“Security Breach”). In the event of any Security Breach, the
Servicer shall (i) provide written notice of the same to the Owners, and (ii) provide the Owners
with all information that is relevant to the Security Breach. In either case, the Servicer shall
take all appropriate actions to protect against further Security Breaches, and to fully cooperate
with the Owners and all governmental authorities with respect to compliance with all requirements
of Applicable Requirements relating to Security Breaches.




2.24. Losses and Expenses.



2.24.1. The related Owner shall remain responsible, as between such Owner and the Servicer,
for losses related to the related Owner’s investment in the Mortgage Loans. Losses of the type
referred to above for which the related Owner shall remain responsible include, but are not limited
to: credit losses, special hazard insurance premiums, losses in connection with the final sale
price of a REO Property or foreclosure sale, losses on Mortgage Loans in default or in bankruptcy,
and losses in connection with the Soldiers and Sailors Civil Relief Act (and any successor to such
Act); provided that Servicer shall be liable for any losses resulting or arising from failure of
Servicer to perform its duties and service the Mortgage Loans in compliance with the terms of this
Agreement.


 


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2.24.2. In the event withdrawals from the Custodial or Escrow Accounts are insufficient to
reimburse the Servicer pursuant to this Agreement the related Owner shall promptly upon receipt of
an invoice with proper documentation and evidence of amounts owed reimburse the Servicer for
Servicing Advances and the following expenses (“Expenses”): (i) any out-of-pocket expense
the Servicer incurs with the prior approval of the Owners in connection with its servicing and
administrative obligations set forth in this Agreement to the extent such expense is not ordinary
to the servicing function (but not including salaries, rent and other general operating expenses of
the Servicer normally classified as overhead); (ii) [reserved]; and (iii) expenses mutually agreed
upon and incurred in connection with the performance by the Servicer at the request of the Owners
of any activity that is not specifically required to be performed by the Servicer under this
Agreement and is not reasonably ancillary to any specific requirements of the Owners under this
Agreement. Except as otherwise expressly provided in this Agreement, each party shall pay its own
expenses incurred in connection with the preparation of and performance under this Agreement,
including its own legal fees and expenses of preparing and delivering the notices, documents,
reports, accountings and any other information required of it hereunder.



2.24.3. [reserved].



2.24.4. (a) The Owners shall be solely responsible for all guaranty fees, credit enhancement
fees, custodial fees (and related shipping costs), trustee fees, and costs to record assignments.



(b) Except as otherwise expressly set forth in this Agreement, the Servicer shall be solely
responsible for the direct and indirect internal and administrative costs associated with its
obligations as the Servicer of the Mortgage Loans hereunder, said costs to include but not be
limited to: personnel, facilities; supplies; mailing and computer system expenses, regardless of
whether the Servicer elects to contract with third party vendors to perform all or any portion of
such internal and administrative functions.



2.24.5. Except as otherwise provided in this Section, any Litigation related solely to a
single Mortgage Loan (other than Litigation between or among the Owners or any of its affiliates,
on the one hand, and the Servicer and any of its affiliates, on the other hand) including
foreclosure, evictions, quiet title and bankruptcy filings, shall be managed by the Servicer
working with local counsel selected by and working on behalf of the Owners. The costs and expenses
of such Litigation shall be deemed a Servicing Advance and be subject to reimbursement pursuant to
the terms of this Agreement. The Servicer shall not manage (on behalf of the Owners or any of its
affiliates other than the Servicer) any class action claim in which the Owners or any of its
affiliates (other than the Servicer) is a defendant or any Litigation based upon alleged actions or
omissions of the Owners unless the Owners shall elect otherwise with respect to any particular
Litigation(s) and the Servicer shall in its discretion agree to manage and administer such
Litigation(s) on behalf of the Owners or any of its affiliates on price and other terms acceptable
to the Servicer, which shall be set forth in a separate writing between the parties. The Servicer
shall cooperate in obtaining or making available information or documents respecting Mortgage Loans
involved in Litigation as may be reasonably required by the Owners or its counsel. The Owners shall
reimburse the Servicer for any reasonable and necessary out-of-pocket costs that the Servicer
incurs in connection with any Litigation described in this Section 2.24.5 (other than Litigation
between or among the Owners or its affiliates, on the one hand, and the Servicer or its affiliates,
on the other hand).


 


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2.25. Credit Reporting.



For each Mortgage Loan, Servicer shall accurately and fully furnish, in accordance with the
Fair Credit Reporting Act and its implementing regulations, accurate and complete information
(e.g., favorable and unfavorable) on its borrower credit files to each of the following credit
repositories: Equifax Credit Information Services, Inc., Trans Union, LLC and Experian Information
Solution, Inc., on a monthly basis.




2.26. Superior Liens.



If Servicer is notified that any holder of a superior lien has accelerated or intends to
accelerate the obligations secured by the superior lien, or has declared or intends to declare a
default under the Mortgage or the Mortgage Note secured thereby, or has filed or intends to file an
election to have the Mortgaged Property sold or foreclosed, Servicer shall take, on behalf of the
applicable Owner, whatever actions reasonably requested by such Owner as are necessary to protect
the interests of the applicable Owner in accordance with Applicable Requirements;
provided that Servicer shall obtain the prior written approval of the applicable Owner prior
to a subordination or takeout of any superior lien. Servicer shall not be required to make a
Servicing Advance except to the extent that the applicable Owner has provided its prior written
consent and the Servicer determines in its reasonable good faith judgment that such advance would
be recoverable from Liquidation Proceeds on the related Mortgage Loan and in no event in an amount
that is greater than then outstanding principal balance of the related Mortgage Loan. The Servicer
shall thereafter take such reasonable action as is necessary to recover the amount so advanced.



With respect to any Mortgage Loans that are second liens on the related Mortgaged Properties,
the Servicer shall provide notice to the applicable first lienholder to the extent the Servicer has
knowledge or is notified that a first lien mortgage loan has delinquent taxes or insurance.




2.27. MERS Membership.



If Servicer’s membership in MERS is terminated by MERS for any reason, Servicer shall, within
thirty (30) days of the effective date of such termination and with the Owners’ consent, deliver to
the recording office Assignments of Mortgage from MERS to the applicable Owner or its designee at
Servicer’s cost and expense, without reimbursement therefor.



In connection with the assignment of any Mortgage Loan for which MERS is designated as the
mortgagee of record, the Servicer agrees that it will cause, at the Seller’s expense, the MERS
mortgage electronic registry system (as more particularly described in the MERS Procedures Manual)
(the “MERS System”) to indicate that such Mortgage Loans have been assigned to the related Owner by
including in such computer files the information required by the MERS System to identify such Owner
as “investor” under the MERS System.


 


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ARTICLE III




PAYMENTS TO OWNER




3.1. Remittances. On each Remittance Date, the Servicer shall remit by wire transfer
of immediately available funds to the Owners: (a) all amounts deposited in the Custodial Account
as of the close of business on the Determination Date (net of charges against or withdrawals from
the Custodial Account pursuant to Section 2.5).



3.2. Statements to the Owners. Not later than the Remittance Date, the Servicer shall
furnish to the Owners a monthly remittance statement, with a trial balance report attached thereto
containing such information and reports reasonably acceptable to the Owners, as to the preceding
remittance and the period ending on the last day of the preceding month.



Servicer shall prepare and file any and all necessary 1098 and 1099 tax reports with
Mortgagors, covering the period of Servicer’s servicing of the related Mortgage Loans. In
addition, Servicer shall provide the applicable Owner with such information from the Servicing
Files as the applicable Owner shall reasonably request to prepare any tax returns, and any other
federal, state or local tax or information returns or reports that are required to be so filed by
the applicable Owner.



Upon advance notice which is reasonable given the related circumstances, the Servicer agrees
to allow access, during normal business hours and in a manner so as to not interfere with its
normal business operations, to knowledgeable financial, accounting and servicing officers of the
Servicer for the purpose of answering questions asked by the Owners regarding recent developments
affecting the Servicer or servicing practices or the financial statements of the Servicer.



The Servicer shall file information reports with respect to the receipt of mortgage interest
received in a trade or business, reports of foreclosure and abandonment of any Mortgaged Property
or REO Property and information returns relating to cancellation of indebtedness income with
respect to any Mortgaged Property as required by Sections 6050H, 6050J and 6050P of the Code. Such
reports shall be in form and substance sufficient to meet the reporting requirements imposed by
such Sections 6050H, 6050J and 6050P of the Code.



3.3.
Monthly Advances by the Servicer. In no event shall the Servicer advance
Delinquent monthly payments to the Owners. In no event shall the Servicer make any Servicing
Advance that it deems to be a Nonrecoverable Advance unless otherwise directed by the related
Owner. In addition, the Servicer shall cease making Servicing Advances with respect any Mortgage
Loan or REO Property identified by such Owner in the event that the related Owner so directs the
Servicer.


 


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ARTICLE IV




GENERAL SERVICING PROCEDURES




4.1. Transfers of Mortgaged Property. The Servicer shall use commercially reasonable
efforts to enforce any “due-on-sale” provision contained in any Mortgage or Mortgage Note and to
deny assumption by the person to whom the Mortgaged Property has been or is about to be sold
whether by absolute conveyance or by contract of sale, and whether or not the Mortgagor remains
liable on the Mortgage and the Mortgage Note. When the Mortgaged Property has been conveyed by the
Mortgagor, the Servicer shall, to the extent it has knowledge of such conveyance, exercise its
rights to accelerate the maturity of such Mortgage Loan under the “due-on-sale” clause applicable
thereto, provided, however, that the Servicer shall not exercise such rights if prohibited by law
from doing so or if the exercise of such rights would impair or threaten to impair any recovery
under the related PMI Policy, if any.



If the Servicer reasonably believes (a) enforcement is not in the best interest of the
applicable Owner or (b) it is unable under Applicable Requirements to enforce such “due-on-sale”
clause, the Servicer shall enter into (i) an assumption and modification agreement with the person
to whom such property has been conveyed, pursuant to which such person becomes liable
under the Mortgage Note and the original Mortgagor remains liable thereon or (ii) in the event
the Servicer is unable under Applicable Requirements to require that the original Mortgagor remain
liable under the Mortgage Note and the Servicer has the prior consent of the primary mortgage
guaranty insurer, a substitution of liability agreement with the owner of the Mortgaged Property
pursuant to which the original Mortgagor is released from liability and the owner of the Mortgaged
Property is substituted as Mortgagor and becomes liable under the Mortgage Note. If an assumption
fee is collected by the Servicer for entering into an assumption agreement, the fee will be
retained by the Servicer as additional servicing compensation; provided that any such fee collected
by the Seller for entering into an assumption or substitution of liability agreement in excess of
1% of the outstanding principal balance of the Mortgage Loan shall be deposited in the Custodial
Account for the benefit of the related Owner. In connection with any such assumption, neither the
Mortgage Interest Rate borne by the related Mortgage Note, the term of the Mortgage Loan, the
outstanding principal amount of the Mortgage Loan nor any other materials terms shall be changed
without the related Owner’s consent.



To the extent that any Mortgage Loan is assumable under the terms of the Mortgage Note, the
Servicer shall inquire diligently into the credit worthiness of the proposed transferee, and shall
use the underwriting criteria for approving the credit of the proposed transferee which are used
with respect to underwriting mortgage loans of the same type as the Mortgage Loans. If the credit
worthiness of the proposed transferee does not meet such underwriting criteria, the Servicer shall
diligently, to the extent permitted by the Mortgage or the Mortgage Note and by Applicable
Requirements, accelerate the maturity of the Mortgage Loan. The Servicer shall notify the related
Owner of any assumption requests.



4.2. Satisfaction of Mortgages and Release of Mortgage Files. Upon the payment in full
of any Mortgage Loan, or the receipt by the Servicer of a notification that payment in full will be
escrowed in a manner customary for such purposes, the Servicer shall notify the related Owner in
the monthly remittance statement as provided in Section 3.2, and may request the release of any
Mortgage Loan Documents. Servicer shall cause a satisfaction of mortgage to be prepared and
recorded, if required by Applicable Requirements, within the time frame so prescribed. In the
event Servicer fails to do so and such failure is due to the action or inaction of the Servicer or
its agent, Servicer shall be responsible for any and all penalties, fines, and damages arising out
of or based upon such failure.


 


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If Servicer satisfies or releases a Mortgage without first having obtained payment in full of
the indebtedness secured by the Mortgage or should Servicer otherwise prejudice any rights any
Owner may have under the mortgage instruments, Servicer shall promptly deposit into the Custodial
Account the entire outstanding principal balance of the related Mortgage Loan, plus all accrued
interest on such Mortgage Loan as of such satisfaction and release. The Servicer shall maintain
the Fidelity Bond and Errors and Omissions Insurance Policy as provided for in Section 2.12
insuring the Servicer against losses it may sustain with respect to Mortgage Loans not satisfied in
accordance with the procedures set forth herein.



4.3. Servicing Compensation. As compensation for its services hereunder, the Servicer shall be entitled to the fees specified
in the Servicing Fee Schedule detailed on Exhibit D to this Agreement. Such fees shall be
payable monthly by Servicer’s debit of such fees from the Custodial Account. Notwithstanding
anything in this Agreement to the contrary, if the Servicer is unable to withdraw the full amount
of the Servicing Fee from the Custodial Account in any month, then the outstanding amount of the
Servicing Fee due to the Servicer shall be due and payable by the related Owner to the Servicer in
immediately available funds and the related Owner shall pay the Servicer such outstanding amount
within twenty (20) Business Days of presentation of an invoice therefor. All servicing compensation
shall be payable monthly, in arrears, and all servicing compensation shall be fully earned if the
Mortgage Loan is serviced for any portion of the month and shall not be prorated on a per diem
basis.



Additional servicing compensation in the form of Ancillary Income shall be retained by the
Servicer. Except as specifically provided for herein, the Servicer shall be required to pay all
expenses incurred by it in connection with its servicing activities hereunder (other than Servicing
Advances or Expenses) and shall not be entitled to reimbursement thereof.



If a Mortgage Loan transitions into a different category for purposes of the Servicing Fee
during a month, the Servicing Fee will be based on the status of the Mortgage Loan at the end of
such month (based on the MBA Methodology) (or the end of the prior month if the Mortgage Loan is
liquidated, paid in full, or transferred out during the month). Notwithstanding anything set forth
to the contrary in this Agreement, the parties hereby acknowledge and agree that, delinquency
status with respect to determining the Servicer’s compensation and Servicing Fee hereunder shall be
determined using the MBA Methodology.



4.4 Annual Independent Public Accountants’ Servicing Report. On or before March 31st
of each year beginning March 31, 2011, the Servicer, at the expense of the Servicer without
reimbursement, shall cause a firm of independent public accountants which is a member of the
American Institute of Certified Public Accountants to furnish a statement to the Owners to the
effect that such firm has examined certain documents and records relating to the servicing of the
mortgage loans similar in nature and that such firm is of the opinion that the Servicer’s
management’s assertion that Servicer has complied with the minimum servicing standards identified
in the Uniform Single Attestation Program for Mortgage Bankers is fairly stated for the year ended
in all material respects except for exceptions as shall be set forth in such statement. By
providing the Owners a copy of a Uniform Single Attestation Program Report from their independent
public accountant’s on an annual basis, the Servicer shall be considered to have fulfilled any
obligations under this Section 4.4.


 


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Servicer shall deliver to the Owners, on or before March 31st, each year beginning March 31,
2011, an Officer’s Certificate, stating that (i) a review of the activities of Servicer during the
preceding calendar year and of performance under this Agreement or similar agreements has been made
under such officer’s supervision, and (ii) to the best of such officer’s knowledge, based on such
review, Servicer has fulfilled all its obligations under this Agreement throughout such year, or,
if there has been a default in the fulfillment of any such obligation, specifying each such default
known to such officer and the nature and status thereof and the action being taken by Servicer to
cure such default.



4.5 Right to Examine Servicer Records. Each Owner, or its designee, shall have the
right to examine and audit any and all of the books, records, or other information of the Servicer,
whether held by the Servicer or by another on its behalf, with respect to or concerning this
Agreement or the Mortgage Loans, during regular advance notice which is reasonable given the
related circumstances,. The related Owner shall pay all of its or its designees’ costs and
expenses associated with such examination.



To the extent permitted by law, Servicer shall promptly advise the Owners of any audit,
investigation or review of its servicing practices, procedures or operations by any third party
agency, Person or entity as it relates to the Mortgage Loans or any Mortgage Loan and which may
have an adverse affect on the Mortgage Loans, in the aggregate, or on Servicer’s ability to perform
under the provisions of this Agreement. Servicer agrees to provide the Owners with a copy of any
and all reports, documents, findings and other information, memoranda or correspondence relating to
such audit, investigation or review as it pertains to Mortgage Loans as soon as reasonably possible
but in any case within five (5) Business Days of Servicer’s receipt or generation of the same, to
the extent permitted by law or the agreement under which the audit, investigation or review is
performed.



The Servicer shall have an internal quality control program that shall include evaluating and
monitoring the overall quality of the Servicer’s loan portfolio and the servicing activities of the
Servicer. The Servicer shall conduct quality control reviews of its servicing operations in
accordance with the Servicer’s servicing practices, which shall be no less than what Servicer
performs for itself or its Affiliates. The Servicer shall provide to any Owner the results of such
internal quality control program upon the Owners’ request.



4.6 Compliance with REMIC Provisions. If a REMIC election has been made with respect
to the arrangement under which the Mortgage Loans and REO Property are held, the Servicer shall not
take any action, cause the REMIC to take any action or fail to take (or fail to cause to be taken)
any action that, under the REMIC Provisions, if taken or not taken, as the case may be, could (i)
endanger the status of the REMIC as a REMIC or (ii) result in the imposition of a tax upon the
REMIC (including but not limited to the tax on “prohibited transactions” as defined Section
860(a)(2) of the Code and the tax on “contributions” to a REMIC set forth in Section 860(d) of the
Code) unless the Servicer has received an Opinion of Counsel (at the expense of the party seeking
to take such action) to the effect that the contemplated action will not endanger such REMIC status
or result in the imposition of any such tax.


 


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ARTICLE V




POSSESSION OF MORTGAGE FILES; BOOKS AND RECORDS; CUSTODIAL

AGREEMENT; DELIVERY OF DOCUMENTS; SERVICER TO COOPERATE




5.1. Provision of Information. During the term of this Agreement, the Servicer shall
furnish the Owners with the reports listed on Exhibit E to this Agreement. Copies or originals of
any documents contained in
the Servicing File for each Mortgage Loan as well as all special reports or information not
provided for herein as shall be necessary, reasonable, and appropriate with respect to the Owners
or any regulatory agency and will be provided at the related Owner’s expense. All such reports,
documents or information shall be provided by and in accordance with all reasonable instructions
and directions which the Owners may give to the Servicer.



5.2. Financial Statements; Servicing Facility. In connection with marketing the
Mortgage Loans, a Owner may make available to a prospective owner a Consolidated Statement of
Operations of the Servicer for the most recently completed two fiscal years for which such a
statement is available, as well as a Consolidated Statement of Condition at the end of the last two
fiscal years covered by such Consolidated Statement of Operations to the extent any such statements
have been prepared by or on behalf of the Servicer (and are available upon request to members or
stockholders of the Servicer or to the public at large).



5.3. Possession of Mortgage Files; Maintenance of Servicing Files. The contents of
each Mortgage File not delivered to the Custodian are and shall be held in trust by the Servicer
for the benefit of the Owners as owner thereof. The Servicer shall maintain a Servicing File
consisting of a copy of the contents of each Mortgage File and the originals of the documents in
each Mortgage File not delivered to the Custodian. The Servicer shall release its custody of the
contents of any Servicing File only in accordance with written instructions from the Owners, unless
such release is required as incidental to the Servicer’s servicing of the Mortgage Loans. All such
costs associated with the release, transfer and re-delivery to the Servicer shall be the
responsibility of the Owners.



5.4. Books and Records; Transfers of Mortgage Loans. Except as otherwise provided in
this Agreement, all rights arising out of the Mortgage Loans, including, but not limited to, all
funds received on or in connection with the Mortgage Loans, shall be received and held by the
Servicer in trust for the benefit of the Owners as owner of the Mortgage Loans, and any record
title to the related Mortgages that the Servicer may have or acquire shall be for the sole purpose
of facilitating the servicing and the supervision of the servicing of the Mortgage Loans.



The Servicer shall be responsible for maintaining, and shall maintain, a complete set of books
and records for each Mortgage Loan which shall be marked clearly to reflect the ownership of each
Mortgage Loan by the related Owner. To the extent that original documents are not required for
purposes of realization of Liquidation Proceeds or Insurance Proceeds, documents maintained by the
Servicer may be in the form of microfilm or microfiche or such other reliable means of recreating
original documents, including but not limited to, optical imagery techniques so long as the
Servicer complies with document retention requirements in accordance with Applicable Requirements.


 


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The Servicer shall maintain with respect to each Mortgage Loan and shall make available for
inspection by the Owners or its designee the related Servicing File during the time the
Owners retains ownership of a Mortgage Loan and thereafter in accordance with Applicable
Requirements.



The Servicer shall make available to the related Owner on occasion, at no additional cost to
any Owner, access (with access to any electronic data system to be on a read-only basis) to allow
the Owners to monitor or otherwise manage their respective assets on-site at the Servicer’s offices
during regular business hours upon advance notice which is reasonable given the related
circumstances. On a daily basis, the Servicer shall provide the related Owner with such data and
reports to allow the Owners to monitor or otherwise manage their respective assets. The Servicer
shall use commercially reasonable efforts to provide the related Owner continuous read-only
electronic access to allow the Owners to monitor or otherwise manage their respective assets
remotely. Such on-site access shall include a means for the Owners to view the status of its
Mortgage Loans, a phone, printer and fax machine.



The Servicer shall keep at its servicing office, or such other location as the Servicer may
designate from time to time, books and records in which, subject to such reasonable policies,
procedures, rules and regulations as it may prescribe, the Servicer shall note transfers of
Mortgage Loans. No transfer of a Mortgage Loan may be made unless such transfer is in compliance
with the terms hereof. For the purposes of this Agreement, the Servicer shall be under no
obligation to deal with any person with respect to this Agreement or the Mortgage Loans unless the
books and records show such person as the owner of the Mortgage Loan. The related Owner may,
subject to the terms of this Agreement, sell and transfer one or more of the Mortgage Loans. The
related Owner also shall advise the Servicer of the transfer. Upon receipt of notice of the
transfer, the Servicer shall mark its books and records to reflect the ownership of the Mortgage
Loans of such assignee and, unless the Servicer agrees otherwise, the Servicer shall not be
responsible for servicing the transferred Mortgage Loan.



5.5. Custodial Agreement; Delivery of Documents. The related Owner has delivered and
released, or caused to be delivered and released, to the Custodian those Mortgage Loan Documents as
required by Exhibit B to this Agreement with respect to each Mortgage Loan.



The Custodian has certified its receipt of all such Mortgage Loan Documents required to be
delivered pursuant to the Custodial Agreement, as evidenced by the trust receipt of the Custodian
in the form annexed to the Custodial Agreement. The Owners will be responsible for the fees and
expenses of the Custodian.


 


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The Servicer shall forward to the Custodian original documents evidencing an assumption,
modification, consolidation or extension of any Mortgage Loan entered into in accordance with
Section 2.1 or 4.1 within one (1) week of their execution, provided, however, that the Servicer
shall provide the Custodian with a certified true copy of any such document submitted for
recordation within ten (10) days of its execution, and shall provide the original of any document
submitted for recordation or a copy of such document certified by the appropriate public recording
office to be a true and complete copy of the original within ten (10) days following receipt of
such document from the public recording office.



From time to time, the Servicer may have a need for Mortgage Loan Documents to be released by
the Custodian. If the Servicer shall require any of the Mortgage Loan Documents, the Servicer shall
notify the Custodian in writing of such request. The Owners shall cause the Custodian to release
such documents, to the extent available, promptly upon request. To the extent that the Servicer
obtains possession of any such document which is held by the Custodian, the Servicer agrees that it
will act as the custodian and bailee and trustee of such documents for the benefit of the Owners
during the term of this Agreement.



ARTICLE VI




REPRESENTATIONS AND WARRANTIES 




6.1. General Representations and Warranties of Servicer. The Servicer hereby
represents and warrants to the Owners, as of the Effective Date:



6.1.1. Due Organization and Authority. It is a corporation duly organized, validly
existing and in good standing under the laws of the state of incorporation and has all licenses
necessary to carry on its business as now being conducted and is licensed, qualified and in good
standing in each state where a Mortgaged Property is located if the laws of such state require
licensing or qualification in order to conduct business of the type conducted by it, and in any
event it is in compliance with the laws of any such state to the extent necessary to ensure the
enforceability of the related Mortgage Loan and the servicing of such Mortgage Loan in accordance
with the terms of this Agreement. It has the full corporate power and authority to execute and
deliver this Agreement and to perform in accordance herewith. The execution, delivery and
performance of this Agreement by it and the consummation of the transactions contemplated hereby
have been duly authorized and approved by all necessary actions on its part. This Agreement has
been duly executed and delivered by it and constitutes legal, valid and binding obligations of it,
enforceable against it in accordance with its terms;



6.1.2. No Conflicts. Neither the execution and delivery of this Agreement, or the
transactions contemplated hereby, nor the fulfillment of or compliance with the terms and
conditions of this Agreement will conflict with or result in a breach of any of its articles of
incorporation or by-laws or other governing documents or any legal restriction or, except as has
been waived prior to the applicable Effective Date, any material agreement or instrument to which
it is now a party or by which it is bound, or constitute a default or result in the violation of
any law, rule, regulation, order, judgment or decree to which it or its property is subject;



6.1.3. No Litigation Pending. There is no action, suit, proceeding or investigation
pending or to the best of its knowledge threatened against it which, either in any one instance or
in the aggregate, may result in any material adverse change in the business, operations, financial
condition, properties or assets of it, or in any material impairment of the right or ability of it
to carry on its business substantially as now conducted, or in any material liability on the part
of it, or which would draw into question the validity of this Agreement or the Mortgage Loans or of
any action taken or to be contemplated herein, or which would be likely to impair materially the
ability of it to perform under the terms of this Agreement;


 


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6.1.4. No Consent Required. No consent, approval, authorization or order of any court
or governmental agency or body is required for the execution, delivery and performance by it of or
compliance by it with this Agreement, or if required, such approval has been obtained prior to the
applicable Effective Date; and



6.1.5. Ability to Perform. Servicer does not believe, nor does it have any reason or
cause to believe, that it cannot perform each and every covenant contained in this Agreement;



6.1.6. No Untrue Information. Neither this Agreement nor any statement, report or
other document furnished or to be furnished pursuant to this Agreement or in connection with the
transactions contemplated hereby contains any untrue statement of material fact or omits to state a
material fact necessary to make the statements contained therein not misleading; and




6.1.7. MERS. Servicer is a member of MERS in good standing.



6.2. Section 6.02. Remedies for Breach of Representations, Warranties and
Covenants of Servicer.



It is understood and agreed that the representations and warranties set forth in Section 6.1
shall survive the engagement of Servicer to perform the servicing responsibilities as of the
Effective Date hereunder and shall inure to the benefit of Owners. Upon discovery by either
Servicer or the applicable Owner of a breach of any of the foregoing representations and warranties
set forth in Section 6.1 which materially and adversely affects the ability of Servicer to perform
its duties and obligations under this Agreement or otherwise materially and adversely affects the
value of the Mortgage Loans, the Party discovering such breach shall give prompt written notice to
the other.



Within sixty (60) days of the earlier of either discovery by or notice to Servicer of any
breach of a representation or warranty set forth in Section 6.1 which materially and adversely
affects the ability of Servicer to perform its duties and obligations under this Agreement or
otherwise materially and adversely affects the value of the Mortgage Loans, the Mortgaged
Properties or the priority of the security interest on such Mortgage Loans or Mortgaged Properties,
Servicer shall cure such breach in all material respects. If such breach cannot be cured, such
failure to cure shall be considered an Event of Default, and the related Owner may terminate this
Agreement pursuant to Section 10.2. The Servicer shall pay all Servicing Transfer Costs in
connection therewith and no Owner shall be liable for any Termination Fee or any other deboarding
fee in connection therewith.


 


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Any cause of action against Servicer arising out of or based upon the breach of any
representations and warranties made in Section 6.1 shall accrue upon (i) discovery of such breach
by Servicer or notice thereof by an Owner to Servicer, (ii) failure by Servicer to cure such
breach within the applicable cure period, and (iii) demand upon Servicer by an Owner for
compliance with this Agreement.



6.3. General Representations and Warranties of Owners. Each Owner hereby represents
and warrants to the Servicer that as of the Effective Date:



6.3.1. Due Organization and Authority. It is a limited partnership duly organized,
validly existing and in good standing under the laws of the state of incorporation and has all
licenses necessary to operate its business. It has the full corporate power and authority to
execute and deliver this Agreement and to perform in accordance herewith. The execution, delivery
and performance of this Agreement by it and the consummation of the transactions contemplated
hereby have been duly authorized and approved by all necessary actions on its part. This Agreement
has been duly executed and delivered by it and constitutes legal, valid and binding obligations of
it, enforceable against it in accordance with its terms;



6.3.2. No Conflicts. Neither the execution and delivery of this Agreement, or the
transactions contemplated hereby, nor the fulfillment of or compliance with the terms and
conditions of this Agreement will conflict with or result in a breach of any of its articles of
incorporation or by-laws or other governing documents or any legal restriction or, except as has
been waived prior to the applicable Effective Date, any material agreement or instrument to which
it is now a party or by which it is bound, or constitute a default or result in the violation of
any law, rule, regulation, order, judgment or decree to which it or its property is subject;



6.3.3. No Litigation Pending. There is no action, suit, proceeding or investigation
pending or to the best of its knowledge threatened against it which, either in any one instance or
in the aggregate, may result in any material adverse change in the business, operations, financial
condition, properties or assets of it, or in any material impairment of the right or ability of it
to carry on its business substantially as now conducted, or in any material liability on the part
of it, or which would draw into question the validity of this Agreement or the Mortgage Loans or of
any action taken or to be contemplated herein, or which would be likely to impair materially the
ability of it to perform under the terms of this Agreement; and



6.3.4. No Consent Required. No consent, approval, authorization or order of any court
or governmental agency or body is required for the execution, delivery and performance by it of or
compliance by it with this Agreement, or if required, such approval has been obtained prior to the
applicable Effective Date.


 


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ARTICLE VII




THE SERVICER





7.1. Indemnification; Third Party Claims.



7.1.1. The Servicer shall indemnify the Owners, its affiliates and their respective officers,
directors, employees and agents (collectively, “Owner Indemnitees”) and hold each of the
Owner Indemnitees harmless from and against any and all third party claims and
Damages that the Owners and the Owner Indemnitees may sustain to the extent resulting from or
related to (i) a breach of Servicer’s representations, warranties and covenants set forth in this
Agreement, (ii) the failure of Servicer to perform its duties and service the Mortgage Loans in
compliance with the terms of this Agreement or (iii) any negligent, reckless or wrongfully intended
action or omission of the Servicer. The related Owner shall promptly notify the Servicer of any
claim covered hereby; provided, however, that the Servicer shall not be relieved of its
indemnification obligations hereunder due to the related Owner’s failure to give such notice except
to the extent the Servicer has been prejudiced thereby. In connection with the Servicer’s
indemnification obligations hereunder, the Servicer may assume (with the prior written consent of
the Owners and with counsel reasonably satisfactory to the Owners) the defense of any such claim
and pay all reasonable expenses in connection therewith, including reasonable counsel fees, and
promptly pay, discharge and satisfy any final judgment or decree which may be entered against the
Owners or any other Owner Indemnitees in respect of such claim. The related Owner promptly shall
reimburse the Servicer for all amounts advanced by it pursuant to the preceding sentence except to
the extent that such claim results from or arises out of the Servicer’s indemnification pursuant to
this Section 7.1.1, the failure of the Servicer to service and administer the Mortgage Loans or REO
Properties in strict compliance with the terms of this Agreement, or the negligence, bad faith or
willful misconduct of the Servicer. The Servicer agrees that it will not enter into any settlement
of any such claim without the consent of the Owners (which consent shall be in the sole and
absolute discretion the Owners) and such other Owner Indemnitees.



7.1.2. The related Owner shall indemnify, defend and hold Servicer, its Affiliates and each of
their respective officer, directors, members, managers, employees, agents, and representatives
(collectively, the “Servicer Indemnitees”) harmless from any and all third-party claims and Damages
incurred by or asserted against any of such individuals or entities arising out of or based upon
(i) any breach of any representation, warranty or covenant made by such Owner in this Agreement or
(ii) the Servicer’s compliance with the written instructions of the Owner to the extent such
instructions are not in compliance with Applicable Requirements.




7.1.3. The provisions of this Section 7.1 shall survive termination of this Agreement.



7.2. Merger or Consolidation of the Servicer. The Servicer shall keep in full effect
its existence, rights and franchises as a corporation, and shall obtain and preserve its
qualification to do business as a foreign corporation in each jurisdiction in which such
qualification is or shall be necessary to protect the validity and enforceability of this Agreement
or any of the Mortgage Loans and to perform its duties under this Agreement.



Any person into which the Servicer may be merged or consolidated, or any corporation resulting
from any merger, conversion or consolidation to which the Servicer shall be a party, or any Person
succeeding to the business of the Servicer, shall be the successor of the Servicer hereunder,
without the execution or filing of any paper or any further act on the part of any of the parties
hereto, anything herein to the contrary notwithstanding. Furthermore, subject to Article
IX, in the event the Servicer transfers or otherwise disposes of all or substantially all of
its assets to an affiliate of the Servicer, such affiliate shall satisfy the condition above, and
shall also be fully liable to the Owners for all of the Servicer’s obligations and liabilities
hereunder.


 


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7.3. Limitation on Liability of the Servicer and Others.




(a) Neither the Servicer nor any of the directors, officers, employees or agents of the
Servicer shall be under any liability to the Owners for any action taken or for refraining from the
taking of any action in good faith pursuant to this Agreement, or for errors in judgment, provided,
however, that this provision shall not protect the Servicer or any such Person against any breach
of warranties or representations made herein, or failure to comply with the obligations of the
Servicer under this Agreement. The Servicer and any director, officer, employee or agent of the
Servicer may rely in good faith on (a) each Owner’s written instructions that conflict with any
terms of this Agreement and (b) any servicing document prima facie properly executed and submitted
by an Owner respecting any matters arising hereunder.




(b) EXCEPT AS EXPRESSLY SET FORTH IN THIS AGREEMENT, NEITHER PARTY MAKES ANY OTHER WARRANTY,
EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION ANY IMPLIED WARRANTIES OF MERCHANTABILITY OR
FITNESS FOR A PARTICULAR PURPOSE.




(c) IN NO EVENT SHALL EITHER PARTY BE LIABLE TO THE OTHER PARTY FOR INCIDENTAL, SPECIAL,
INDIRECT, PUNITIVE, EXEMPLARY OR CONSEQUENTIAL DAMAGES, REGARDLESS OF THE FORM OF THE CAUSE OF
ACTION, WHETHER IN CONTRACT, STATUTE, TORT, INCLUDING, BUT NOT LIMITED TO, NEGLIGENCE, OR
OTHERWISE, EVEN IF THE PARTY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.



7.4. Limitation on Assignment by the Servicer. The Owners have entered into this
Agreement with the Servicer and subsequent owners will purchase the Mortgage Loans in reliance upon
the independent status of the Servicer, and the representations as to the adequacy of its servicing
facilities, personnel, records and procedures, its integrity, reputation and financial standing,
and the continuance thereof. Therefore, the Servicer shall neither assign this Agreement nor the
servicing responsibilities hereunder nor delegate its rights or duties hereunder or any portion
hereof other than to a third party service provider or sell or otherwise dispose of all or
substantially all of its property or assets without the prior written consent of the Owners.



ARTICLE VIII




REMOVAL OF MORTGAGE LOANS FROM AGREEMENT




8.1. Removal of Mortgage Loans from Inclusion Under this Agreement. The Owners and the
Servicer agree that with respect to some or all of the Mortgage Loans, the related Owner, at its
sole option, may effect Whole Loan Transfers or Pass-Through Transfers. Subject to the Servicer’s
consent and at fees acceptable to the Servicer, which shall be
reflected and set forth in a term sheet (“Term Sheet”) between the parties, the related Owner
may retain the Servicer as the servicer of such transferred Mortgage Loans or subservicer if a
master servicer is employed, or as applicable, the “seller/servicer.” On the date of such Whole
Loan Transfers or Pass-Through Transfers, the Mortgage Loans transferred shall cease to be covered
by this Agreement.


 


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ARTICLE IX




DEFAULT




9.1. Events of Default. Each of the following shall constitute an Event of Default if
any of the following events exist on the part of Servicer:




(a) any failure by the Servicer to remit to the Owners any payment required to be made
under the terms of this Agreement, which continues unremedied for a period of two (2)
Business Days after the date upon which written notice of such failure, requiring the same
to be remedied, shall have been given to Servicer by the Owners; or




(b) failure by Servicer to observe or perform any other of the material covenants or
agreements on the part of Servicer set forth in this Agreement, which continues unremedied
for a period of thirty (30) days after the date on which written notice of such failure,
requiring the same to be remedied, shall have been given to the Servicer; or




(c) a decree or order of a court or agency or supervisory authority having jurisdiction
for the appointment of a conservator or receiver or liquidator in any insolvency,
readjustment of debt, including bankruptcy, marshaling of assets and liabilities or similar
proceedings, or for the winding-up or liquidation of its affairs, shall have been entered
against Servicer and such decree or order shall have remained in force undischarged or
unstayed for a period of thirty (30) days; or




(d) Servicer shall consent to the appointment of a conservator or receiver or
liquidator in any insolvency, readjustment of debt, marshaling of assets and liabilities or
similar proceedings of or relating to Servicer or of or relating to all or substantially all
of its property; or




(e) Servicer shall admit in writing its inability to pay its debts generally as they
become due, file a petition to take advantage of any applicable insolvency, bankruptcy or
reorganization statute, make an assignment for the benefit of its creditors, voluntarily
suspend payment of its obligations or cease its normal business operations for three (3)
Business Days; or




(f) failure by the Servicer to maintain the material licenses to do business or service
residential mortgage loans in any jurisdiction where the Mortgaged Property is located, but
only to the extent such non-qualification materially and adversely affects the Servicer’s
ability to perform its obligations hereunder and such failure continues
unremedied for a period of sixty (60) days after the date upon which written notice of
such failure, requiring the same to be remedied, shall have been given to the Servicer;
provided, that if the Servicer shall have promptly commenced and been diligently pursuing a
cure; or remedy for such breach, but the breach shall have remained uncured after expiration
of the sixty (60) day period, the Owners may, in their sole discretion, extend such sixty
(60) day period for a reasonable period of time to allow for cure or remedy of the breach,
but in no event shall such failure continue unremedied for a period of more than ninety (90)
days after the date upon which written notice of such failure, requiring the same to be
remedied, shall have been given to the Servicer; or


 


40









 






(g) the net worth of Servicer shall be less than $2,500,000; or




(h) any representation or warranty made by the Servicer shall prove to be untrue or
incomplete in any material respect and continues unremedied pursuant to Section 6.2 for a
period of sixty (60) days after the date on which written notice of such failure, requiring
the same to be remedied, shall have been given to the Servicer by the related Owner; or




(i) the Servicer’s membership in MERS is terminated by MERS for any reason; or




(j) except in accordance with this Agreement, Servicer either shall assign this
Agreement or the servicing responsibilities hereunder or delegate its rights or duties
hereunder or any portion hereof (to a party other than a third party service provider) or
sell or otherwise dispose of all or substantially all of its property or assets; or




(k) failure by the Servicer to duly perform, within the required time period, its
obligations under Section 4.4 which failure continues unremedied for a period of ten (10)
days after the date on which written notice of such failure, requiring the same to be
remedied, shall have been given to the Servicer by an Owner; or




(l) Fitch, Moody’s and S&P or their successors lowers the Servicer’s servicer ranking
by one (1) full category anytime after the date of this Agreement; or




(m) any governmental authority or any Person, agency or entity acting or purporting to
act under governmental authority shall have taken any action to condemn, seize or
appropriate, or to assume custody or control of, all or any substantial part of the property
or assets of Servicer or any of Servicer’s affiliates, or shall have taken any action to
displace the management of Servicer or any of Servicer’s affiliates or to curtail its
authority in the conduct of the business of Servicer or any of Servicer’s affiliates, or
takes any action in the nature of enforcement to remove, limit or restrict the approval of
Servicer or any of Servicer’s affiliates as an issuer, buyer or a servicer of Mortgage Loans
or securities backed thereby; or




(n) a Change in Control of the Servicer or a material change in the management of the
Servicer shall have occurred which has not been approved (which approval shall not be
unreasonably withheld) by the Owners;




(o) the Owners shall have reasonably determined, in good faith, that a Material Adverse
Effect shall have occurred; or




(p) the Servicer’s audited annual financial statements or the notes thereto or other
opinions or conclusions stated therein shall be qualified or limited by reference to the
status of the Servicer as a “going concern” or a reference of similar import or shall
indicate that the Servicer has a negative net worth or is insolvent; or


 


41









 






(q) the Servicer fails to continue to have the independent status or servicing
facilities, plant, systems, records, procedures, integrity, reputation or financial standing
generally acceptable to lending institutions that it had on the Effective Date; or




(r) the Servicer’s disaster recovery plan fails to meet the standards set forth in
Section 11.11.



9.2. Waiver of Defaults. By a written notice, the Owners may waive any default by the
Servicer in the performance of its obligations hereunder and its consequences. Upon any waiver of a
past default, such default shall cease to exist, and any Event of Default arising therefrom shall
be deemed to have been remedied for every purpose of this Agreement. No such waiver shall extend to
any subsequent or other default or impair any right consequent thereon except to the extent
expressly so waived.



ARTICLE X




TERMINATION




10.1. Termination. This Agreement shall terminate upon the earliest of: (i) the later
of (a) the distribution of the final payment or liquidation proceeds on the last Mortgage Loan to
Owners, and (b) the disposition of all REO Property acquired upon foreclosure of the last Mortgage
Loan and the remittance of all funds due hereunder; (ii) mutual consent of the Servicer and the
Owners in writing; or (iii) termination of this Agreement pursuant to Section 10.2 or Section 10.3.
The termination of this Agreement pursuant to this Article X shall not release either party from
liability for its own misrepresentation or for any breach by it of any covenant, agreement or
warranty herein prior to such termination.



10.2. Termination With Cause. So long as an Event of Default shall have occurred and
shall not have been remedied, the Owners, by notice in writing to the Servicer, may, in addition to
whatever rights such party may have at law or equity to damages, including injunctive relief and
specific performance, terminate this Agreement. Upon receipt by Servicer of such written notice,
all authority and power of Servicer under this Agreement, whether with respect to the Mortgage
Loans or otherwise, shall pass to and be vested in a successor servicer appointed by the Owners.
Servicer shall prepare, execute and deliver to the successor servicer designated by the related
Owner, any
and all documents and other instruments reasonably necessary, place in such successor’s
possession all Servicing Files, and, in a timely manner, do or cause to be done all other acts or
things necessary and appropriate to effect the purposes of such notice of termination, including,
but not limited to, the transfer and endorsement or assignment of the Mortgage Loans and related
documents to the successor servicer, at the Servicer’s sole expense. Servicer shall, in a timely
manner, reasonably cooperate with the related Owner and such successor in effecting the termination
of the servicing responsibilities hereunder, including without limitation, the transfer to such
successor for administration by it of all cash amounts which shall at the time be credited by
Servicer to the Custodial Account or Escrow Account or thereafter received with respect to the
Mortgage Loans and to provide supporting documentation for all advances if requested by the related
Owner. In the event that the Servicer is terminated as a result of an Event of Default, the
Servicer shall not be entitled to any Termination Fee or any other deboarding fee with respect to
each related Mortgage Loan and Servicer will be responsible for all Servicing Transfer Costs.


 


42









 





10.3. Termination Without Cause. The Owners may terminate the Servicer’s right to
service one or more Mortgage Loans under this Agreement, as provided in this Section 10.3 upon
ninety (90) calendar days prior written notice. The Servicer may terminate this Agreement, as
provided in this Section 10.3 upon ninety (90) calendar days prior written notice. Any such notice
of termination shall be in writing and delivered to the non-terminating party by registered mail as
provided in Section 11.6. In the event that the Servicer is terminated pursuant to this Section
10.3, the related Owner shall pay the Servicer an amount equal to (1) the costs and expenses of
Servicer to transfer the servicing rights and obligations with respect to such Mortgage Loans, (2)
all outstanding Servicing Advances, Expenses, Servicing Fees and (3) as liquidated damages, the
Termination Fee with respect to each such Mortgage Loan. Notwithstanding the foregoing, with
respect to the Removed Mortgage Loans, VCM may terminate the Servicer’s right to service such
Removed Mortgage Loans and VCM shall have no obligation to pay to the Servicer a Termination Fee
for the removal of such Removed Mortgage Loans.



ARTICLE XI




MISCELLANEOUS PROVISIONS




11.1. Successor to the Servicer. Upon effectiveness of termination of the Servicer’s
servicing of any Mortgage Loans under this Agreement pursuant to Section 10.1, the Owners or its
successors shall (i) appoint a successor to assume all of the responsibilities, duties and
liabilities of the Servicer under this Agreement or (ii) if no such appointment has been made,
automatically and immediately succeed to and assume all of the Servicer’s responsibilities, duties
and obligations under this Agreement. Prior to the transfer of servicing with respect to any
Mortgage Loan hereunder, the Servicer shall be reimbursed by the Owner or the successor servicer
for any undisputed and unpaid Servicing Fees, Expenses and Servicing Advances with respect to such
Mortgage Loan. In the event that Servicer’s duties, responsibilities and liabilities under this
Agreement should be terminated pursuant to the aforementioned Section, Servicer shall discharge
such duties and responsibilities during the period from the date it acquires knowledge of such
termination until the effective date thereof with the same degree of diligence and prudence which
it is obligated to exercise under
this Agreement. The resignation or removal of Servicer pursuant to the aforementioned
Sections shall not become effective until a successor shall be appointed pursuant to this
Section 11.1 and shall in no event relieve Servicer of the representations, warranties and
covenants made pursuant to Section 6.1 and the remedies available to any Owner under Section 6.2,
it being understood and agreed that the provisions of such Sections 6.1 and 6.2 shall be applicable
to Servicer notwithstanding any such resignation or termination of Servicer, or the termination of
this Agreement.


 


43









 





Within thirty (30) days of the appointment of a successor entity by the related Owner,
Servicer shall prepare, execute and deliver to the successor entity any and all documents and other
instruments reasonably necessary, place in such successor’s possession all Servicing Files, and, in
a timely manner, do or cause to be done all other acts or things necessary and appropriate to
effect the purposes of such notice of termination, including, but not limited to, the transfer of
the funds in the Custodial Account and Escrow Account and the transfer of the Servicing Files and
related documents, at the related Owner’s, expense if Servicer is terminated without cause, or
otherwise at Servicer’s expense. Servicer shall, in a timely manner, reasonably cooperate with the
related Owner and such successor in effecting the termination of Servicer’s responsibilities
hereunder and the transfer of servicing responsibilities to the successor servicer, including,
without limitation, the transfer to such successor for administration by it of all cash amounts
which shall at the time be credited by Servicer to the Custodial Account or Escrow Account or
thereafter received with respect to the Mortgage Loans.



Any termination or resignation by a party or termination of this Agreement pursuant to Section
10.1 shall not affect any claims that the other party may have against such party arising out of
such party’s actions or failure to act prior to any such termination or resignation.



Upon a successor’s acceptance of appointment as such, the Owners shall notify by mail the
Servicer of such appointment in accordance with Section 11.6.




11.2. Reserved.



11.3. Amendment; Extension Not a Waiver. This Agreement sets forth the entire
agreement between the parties with respect to the subject matter hereof and supersedes any and all
prior or contemporaneous agreements or understandings, written, oral or otherwise with respect to
the subject matter hereof. This Agreement may be amended from time to time by, and only by, a
writing signed by the Servicer and the Owners.



No delay or omission in the exercise of any power, remedy or right herein provided or
otherwise available to any party hereto will impair or affect the right of such party thereafter to
exercise the same. Any extension of time or other indulgence granted to any party hereunder will
not otherwise alter or affect any power, remedy or right of any other party hereto, or the
obligations of the party to whom such extension or indulgence is granted.



11.4. Governing Law; Venue. This Agreement shall be construed in accordance with the laws of the State of New York
applicable to agreements made and fully performed within the State of New York without giving
effect to the conflict of laws principles thereof (except for Section 5-1401 of the New York
General Obligations Law) and the obligations, rights and remedies of the parties hereunder shall be
determined in accordance with such laws.



Any action or other legal proceeding brought under this Agreement will be subject to the
exclusive jurisdiction of the United States District Court for the Southern District of New York in
New York County, New York or the United States District Court for the Eastern District of New York
in Kings County, New York and in the absence of federal jurisdiction, the jurisdiction of any state
court of general jurisdiction sitting in New York County, New York or Kings County, New York. Each
of the Owner and the Servicer consents to such jurisdiction for actions or legal proceedings
brought by either party and waives any objection which it may have to the laying of the venue of
such suit, action or proceeding in any of such courts.


 


44









 





11.5. Duration of Agreement. This Agreement shall continue in existence and effect
until terminated as herein provided. This Agreement shall continue notwithstanding transfers of the
Mortgage Loans by the Owners.



11.6. Notices. All demands, notices and communications hereunder shall be in writing
and shall be deemed to have been duly given if (i) personally delivered to the appropriate Party
hereto, (ii) mailed, by registered or certified mail, return receipt requested, to the appropriate
Party hereto at the address below, or (iii) transmitted by facsimile transmission or by electronic
mail with acknowledgment, to the appropriate Party hereto at the facsimile number or the electronic
mail address provided below:




	 	(a)	 	if to the Servicer:







Franklin Credit Management Corporation

101 Hudson Street

Jersey City, NJ 07302

Attn: Chief Operating Officer




With a copy to:




Franklin Credit Management Corporation

101 Hudson Street

Jersey City, NJ 07302

Attn: General Counsel




or such other address as may hereafter be furnished to the Owners in
writing by the Servicer;




	 	(ii)	 	if to VCM:







Vantium Capital Markets LP

730 5th Avenue, 5th Floor, New York, NY 10019

Attn: Mike Nocco

Telephone: (212) 822-0631


With a copy to:


Vantium Capital, Inc.

7880 Bent Branch Dr., Suite 150

Irving, Texas 75063

Attention: Ron Bendalin

Telephone: (972) 715-1019


 


45









 






	 	(iii)	 	if to VCMR:







Vantium Capital Markets LP

730 5th Avenue, 5th Floor, New York, NY 10019

Attn: Mike Nocco

Telephone: (212) 822-0631




With a copy to:


Acqura Loan Services, a Vantium Capital, Inc. Company

6500 International Parkway, Suite 1500

Plano, TX 75093

Attention: Ron Bendalin

Telephone: (972) 715-1019




or such other address as may hereafter be furnished to the Servicer
in writing by the Owners;



11.7. Severability of Provisions. If any provision of this Agreement is found to be
unenforceable by a court of competent jurisdiction, such unenforceable provision shall not affect
the other provisions, but such court shall have the authority to modify such unenforceable
provision to the extent necessary to render it enforceable, preserving to the fullest extent
permissible the intent of the parties.



11.8. Relationship of Parties. The parties are entering into, and shall perform, this
Agreement as independent contractors. Nothing in this Agreement shall be construed to make either
party the agent of the other for any purpose whatsoever, to authorize either party to enter into
any contract or assume any obligation on behalf of the other or to establish a partnership,
franchise or joint venture between the parties.



11.9. Execution; Successors and Assigns. This Agreement may be executed in one or more
counterparts and by the different parties hereto on separate counterparts, each of which, when so
executed, shall be deemed to be an original; such counterparts, together, shall constitute one and
the same agreement. Subject to Section 7.4, this Agreement shall inure to the benefit of and be
binding upon the Servicer and the Owners and their respective successors and assigns. The Parties
agree that this Agreement, any documents to be delivered pursuant to this Agreement and any notices
hereunder may be transmitted between them by email and/or by facsimile. The Parties intend that
faxed signatures and electronically imaged signatures such as .pdf files shall constitute original
signatures and are binding on all Parties. The original documents shall be promptly delivered, if
requested.



11.10. Assignment by the Owners. This Agreement shall bind and inure to the benefit of
and be enforceable by Servicer and any Owner and the respective permitted successors and permitted
assigns of Servicer and the related Owner. This Agreement shall not be assigned, pledged or
hypothecated by Servicer to a third party without the prior written consent of the related Owner.
Any Owner shall have the right, in its sole discretion, to assign its interest under this Agreement
with respect to some or all of the Loans to any affiliate managed by the related Owner’s or Owner’s
subsidiaries.


 


46









 





11.11. Disaster Recovery. The Servicer shall, at its own expense, maintain a disaster
recovery plan in support of the processing and related functions it performs for the Owners under
this Agreement that provides for disaster recovery and the resumption of business in the event that
a disaster disrupts or impairs its provision of servicing pursuant to this Agreement. The
Servicer’s disaster recovery plan shall include, at a minimum, procedures for back-up/restoration
of operating and application software, procedures for the protection of Owners’ source
documentation; procedures and third-party agreements for replacement equipment (e.g. computer
equipment), and procedures and third-party agreements for off-site production facilities. The
Servicer agrees to release the information necessary to the related Owner and will have a summary
of its disaster recovery plan available for the related Owner to review upon request. The Servicer
agrees to annually test its disaster recovery plan, shall promptly take corrective action as
necessary to comply with this Section 11.17 and, upon request, provide a written report thereof to
the related Owner. If the results of the related Owner’s review of Servicer’s disaster recovery
plan are unsatisfactory to the Owners (in the reasonable and good faith determination of the
Owners) and the plan does not meet standards generally acceptable to mortgage lending institutions,
the Owners may immediately terminate this Agreement and all costs and expenses to transfer the
servicing shall be paid by the Servicer upon presentation of reasonable documentation of such
costs. The Servicer shall notify the Owners promptly of any material change to Servicer’s disaster
recovery plan.



11.12. Force Majeure. A party will not be liable to the other party for delays or
failures in performance of its obligations under this Agreement arising out of or based upon acts
of God, strikes, riots, acts of
war, terrorism, earthquakes, and other events beyond its reasonable control (each, a “Force
Majeure Event”). A party excused from performance pursuant to this Section shall exercise
reasonable efforts to continue to perform its obligations hereunder and shall thereafter continue
with reasonable due diligence and good faith to remedy its inability to so perform, except that
nothing herein shall obligate either party to settle a strike or labor dispute when it does not
wish to do so. Notwithstanding the foregoing, the Owner may, without the payment of a Termination
Fee, terminate this Agreement by notice in writing if a Force Majeure Event preventing the
Servicer’s performance continues for more than five (5) Business Days. Subject to a party’s
obligations in this Section, the consequences arising from the existence and continuation of a
Force Majeure Event shall be deemed not to constitute a breach by either party of any
representation, warranty, covenant, agreement or obligation in this Agreement.



[Intentionally
Blank - Next Page Signature Page]



 


47









 





IN WITNESS WHEREOF, the Servicer and the Owners have caused their names to be signed hereto by
their respective officers thereunto duly authorized as of the day and year first above written.



	 	 	 	 	 	 	 	 	 
	 	 	FRANKLIN CREDIT MANAGEMENT CORPORATION	 	 
	 
	 	 	 	 	 	 	 	 
	 	 	By:	 	/s/ Jimmy Yan	 	 
	 	 	 	 	 	 	 
	 

	 	 	 	Name:
	 	Jimmy Yan	 	 
	 

	 	 	 	Title:
	 	Executive Vice President	 	 
	 

	 	 	 	 	 	Managing Director	 	 
	 

	 	 	 	 	 	of Servicing and Recovery	 	 
	 
	 	 	 	 	 	 	 	 
	 	 	VANTIUM CAPITAL MARKETS, L.P.,	 	 
	 
	 	 	 	 	 	 	 	 
	 

	 	By:
	 	VANTIUM MANAGEMENT, L.P., its Manager	 	 
	 
	 	 	 	 	 	 	 	 
	 	 	By:	 	/s/ Paul Mangione	 	 
	 	 	 	 	 	 	 
	 

	 	 	 	Name:
	 	Paul Mangione	 	 
	 

	 	 	 	Title:
	 	Managing Director	 	 
	 
	 	 	 	 	 	 	 	 
	 	 	VANTIUM REO CAPITAL MARKETS, L.P.,	 	 
	 
	 	 	 	 	 	 	 	 
	 

	 	By:
	 	VANTIUM MANAGEMENT, L.P., its Manager	 	 
	 
	 	 	 	 	 	 	 	 
	 	 	By:	 	/s/ Paul Mangione	 	 
	 	 	 	 	 	 	 
	 

	 	 	 	Name:
	 	Paul Mangione	 	 
	 

	 	 	 	Title:
	 	Managing Director	 	 






 


 









 







EXHIBIT A




MORTGAGE LOAN SCHEDULE





 


Exhibit A-1











 




	 	 	 	 	 	 	 	 	 	 	 
	Loan ID	 	collateral address	 	collateral city	 	collateral state	 	collateral zip	 
	***
	 	***	 	MASTIC BEACH	 	NY	 	 	11951	 
	***
	 	***	 	ANCHORAGE	 	AK	 	 	99503	 
	***
	 	***	 	BUSHKILL	 	PA	 	 	18324	 
	***
	 	***	 	ELGIN	 	IL	 	 	60120	 
	***
	 	***	 	HOLLYWOOD	 	FL	 	 	33023	 
	***
	 	***	 	SCRANTON	 	PA	 	 	18510	 
	***
	 	***	 	SELMA	 	CA	 	 	93662	 
	***
	 	***	 	RAYTOWN	 	MO	 	 	64138	 
	***
	 	***	 	GREENSBORO	 	NC	 	 	27410	 
	***
	 	***	 	ORLANDO	 	FL	 	 	32810	 
	***
	 	***	 	LANCASTER	 	TX	 	 	75134	 
	***
	 	***	 	ROCK HILL	 	SC	 	 	29730	 
	***
	 	***	 	GRAND RAPIDS	 	MI	 	 	49503	 
	***
	 	***	 	ANDREWS	 	SC	 	 	29510	 
	***
	 	***	 	HARVEY	 	LA	 	 	70058	 
	***
	 	***	 	LEAVENWORTH	 	KS	 	 	66048	 
	***
	 	***	 	PALMDALE	 	CA	 	 	93550	 
	***
	 	***	 	MIAMI	 	FL	 	 	33179	 
	***
	 	***	 	LOWER BURRELL	 	PA	 	 	15068	 
	***
	 	***	 	GLENDALE	 	AZ	 	 	85308	 
	***
	 	***	 	ELMA	 	WA	 	 	98541	 
	***
	 	***	 	COLORADO SPRINGS	 	CO	 	 	80918	 
	***
	 	***	 	COOS BAY	 	OR	 	 	97420	 
	***
	 	***	 	CLAYTON	 	NC	 	 	27520	 
	***
	 	***	 	MOSS POINT	 	MS	 	 	39563	 
	***
	 	***	 	ROSENDALE	 	WI	 	 	54974	 
	***
	 	***	 	EASTPOINTE	 	MI	 	 	48021	 
	***
	 	***	 	TEMPE	 	AZ	 	 	85282	 
	***
	 	***	 	JACKSONVILLE	 	FL	 	 	32258	 
	***
	 	***	 	SEBRING	 	FL	 	 	33875	 
	***
	 	***	 	BROOKSVILLE	 	FL	 	 	34602	 
	***
	 	***	 	SPRING HILL	 	FL	 	 	34609	 
	***
	 	***	 	ORLANDO	 	FL	 	 	32833	 
	***
	 	***	 	HANOVER	 	MN	 	 	55341	 
	***
	 	***	 	CENTURIA	 	WI	 	 	54824	 
	***
	 	***	 	OLIVIA	 	MN	 	 	56277	 
	***
	 	***	 	KING GEORGE	 	VA	 	 	22485	 
	***
	 	***	 	ANDERSON	 	SC	 	 	29621	 
	***
	 	***	 	TURLOCK	 	CA	 	 	95380	 
	***
	 	***	 	BOWIE	 	MD	 	 	20716	 
	***
	 	***	 	MENOMONIE	 	WI	 	 	54751	 
	***
	 	***	 	TUSCALOOSA	 	AL	 	 	35405	 
	***
	 	***	 	GLENDALE HEIGHTS	 	IL	 	 	60139	 
	***
	 	***	 	SEASIDE	 	CA	 	 	93955	 
	***
	 	***	 	NEW ORLEANS	 	LA	 	 	70116	 
	***
	 	***	 	EUGENE	 	OR	 	 	97404	 
	***
	 	***	 	Palm Desert	 	CA	 	 	92260	 
	***
	 	***	 	FORT COLLINS	 	CO	 	 	80524	 
	***
	 	***	 	Pittsburgh	 	PA	 	 	15205	 
	***
	 	***	 	Arlington	 	TN	 	 	38002	 
	***
	 	***	 	WEST PITTSTON	 	PA	 	 	18643	 
	***
	 	***	 	OKLAHOMA CITY	 	OK	 	 	73111	 
	***
	 	***	 	DETROIT	 	MI	 	 	48204	 
	***
	 	***	 	Atlanta	 	GA	 	 	30315	 
	***
	 	***	 	Rockledge	 	FL	 	 	32955	 
	***
	 	***	 	Dallas	 	TX	 	 	75248	 
	***
	 	***	 	Zephyrhills	 	FL	 	 	33542	 
	***
	 	***	 	PHILADELPHIA	 	PA	 	 	19129	 
	***
	 	***	 	FLINT	 	MI	 	 	48504	 
	***
	 	***	 	Newberry	 	SC	 	 	29108	 
	***
	 	***	 	Atascosa	 	TX	 	 	78002	 
	***
	 	***	 	Memphis	 	TN	 	 	38127	 





 


Exhibit A-2









 





	 	 	 	 	 	 	 	 	 	 	 
	Loan ID	 	collateral address	 	collateral city	 	collateral state	 	collateral zip	 
	***
	 	***	 	Peyton	 	CO	 	 	80831	 
	***
	 	***	 	Charlotte	 	NC	 	 	28215	 
	***
	 	***	 	Gaston	 	SC	 	 	29053	 
	***
	 	***	 	TULSA	 	OK	 	 	74134	 
	***
	 	***	 	NASHVILLE	 	AR	 	 	71852	 
	***
	 	***	 	Memphis	 	TN	 	 	38127	 
	***
	 	***	 	Newark	 	NJ	 	 	7106	 
	***
	 	***	 	Petersburg	 	VA	 	 	23803	 
	***
	 	***	 	Pahrump	 	NV	 	 	89061	 
	***
	 	***	 	SPARTANBURG	 	SC	 	 	29307	 
	***
	 	***	 	MOUNT GILEAD	 	NC	 	 	27306	 
	***
	 	***	 	GREENACRES	 	FL	 	 	33463	 
	***
	 	***	 	RIVERVIEW	 	FL	 	 	33569	 
	***
	 	***	 	SLIDELL	 	LA	 	 	70458	 
	***
	 	***	 	HANCOCK	 	MN	 	 	56244	 
	***
	 	***	 	CHIPPEWA FALLS	 	WI	 	 	54729	 
	***
	 	***	 	LAS VEGAS	 	NV	 	 	89107	 
	***
	 	***	 	GREENWOOD	 	LA	 	 	71033	 
	***
	 	***	 	Howell	 	NJ	 	 	7731	 
	***
	 	***	 	APPLETON	 	WI	 	 	54911	 
	***
	 	***	 	PARAMOUNT	 	CA	 	 	90723	 
	***
	 	***	 	RANDOLPH	 	NJ	 	 	7869	 
	***
	 	***	 	WEST SIMSBURY	 	CT	 	 	6092	 
	***
	 	***	 	PLANT CITY	 	FL	 	 	33563	 
	***
	 	***	 	UNION	 	NJ	 	 	7083	 
	***
	 	***	 	BALTIMORE	 	MD	 	 	21207	 
	***
	 	***	 	ANTIOCH	 	TN	 	 	37013	 
	***
	 	***	 	OCEAN CITY	 	NJ	 	 	8226	 
	***
	 	***	 	CAPE CORAL	 	FL	 	 	33914	 
	***
	 	***	 	INKSTER	 	MI	 	 	48141	 
	***
	 	***	 	Jacksonville	 	FL	 	 	32205	 
	***
	 	***	 	Manville	 	NJ	 	 	8835	 
	***
	 	***	 	Far Rockaway	 	NY	 	 	11691	 
	***
	 	***	 	Little Egg Harbor	 	NJ	 	 	8087	 
	***
	 	***	 	Cocoa	 	FL	 	 	32927	 
	***
	 	***	 	Washington Township	 	NJ	 	 	8080	 
	***
	 	***	 	Jersey City	 	NJ	 	 	7305	 
	***
	 	***	 	Town of Goshen	 	NY	 	 	10924	 
	***
	 	***	 	Blackwood	 	NJ	 	 	8012	 
	***
	 	***	 	Brooklyn	 	NY	 	 	11209	 
	***
	 	***	 	Yuba City	 	CA	 	 	95991	 
	***
	 	***	 	Newport News	 	VA	 	 	23602	 
	***
	 	***	 	Wainscott	 	NY	 	 	11975	 
	***
	 	***	 	Brick Township	 	NJ	 	 	8724	 
	***
	 	***	 	Philadelphia	 	PA	 	 	19142	 
	***
	 	***	 	Hollywood	 	FL	 	 	33024	 
	***
	 	***	 	Township of Teaneck	 	NJ	 	 	7666	 
	***
	 	***	 	RANDALLSTOWN	 	MD	 	 	21133	 
	***
	 	***	 	PORT CRANE	 	NY	 	 	13833	 
	***
	 	***	 	SALT LAKE C	 	UT	 	 	84106	 
	***
	 	***	 	JACKSON	 	TN	 	 	38305	 
	***
	 	***	 	HAMILTON	 	OH	 	 	45013	 
	***
	 	***	 	COLUMBUS	 	OH	 	 	43230	 
	***
	 	***	 	JEFFERSONVILLE	 	IN	 	 	47130	 
	***
	 	***	 	COLUMBIA	 	SC	 	 	29205	 
	***
	 	***	 	DAYTON	 	OH	 	 	45424	 
	***
	 	***	 	Wausau	 	WI	 	 	54403	 
	***
	 	***	 	Tampa	 	FL	 	 	33618	 
	***
	 	***	 	Hazleton	 	PA	 	 	18201	 
	***
	 	***	 	Tampa	 	FL	 	 	33612	 
	***
	 	***	 	CLEVELAND	 	OH	 	 	44104	 
	***
	 	***	 	CYPRESS	 	TX	 	 	77429	 
	***
	 	***	 	SAINT MARTINVILLE	 	LA	 	 	70582	 
	***
	 	***	 	LAKE CHARLES	 	LA	 	 	70601	 
	***
	 	***	 	POINCIANA	 	FL	 	 	34759	 
	***
	 	***	 	Bronx	 	NY	 	 	10462	 





 


Exhibit A-3









 





	 	 	 	 	 	 	 	 	 	 	 
	Loan ID	 	collateral address	 	collateral city	 	collateral state	 	collateral zip	 
	***
	 	***	 	Knoxville	 	TN	 	 	37922	 
	***
	 	***	 	ASHLAND	 	OH	 	 	44805	 
	***
	 	***	 	Riverview	 	FL	 	 	33569	 
	***
	 	***	 	Richmond	 	VA	 	 	23236	 
	***
	 	***	 	LINDEN	 	VA	 	 	22642	 
	***
	 	***	 	STONE MOUNTAIN	 	GA	 	 	30088	 
	***
	 	***	 	KEITHVILLE	 	LA	 	 	71047	 
	***
	 	***	 	MOBILE	 	AL	 	 	36612	 
	***
	 	***	 	MEEKER	 	OK	 	 	74855	 
	***
	 	***	 	MOBILE	 	AL	 	 	36606	 
	***
	 	***	 	ORANGE	 	TX	 	 	77630	 
	***
	 	***	 	Troy	 	MI	 	 	48085	 
	***
	 	***	 	San Jose	 	CA	 	 	95133	 
	***
	 	***	 	Atkins	 	AR	 	 	72823	 
	***
	 	***	 	SARATOGA SPRINGS	 	NY	 	 	12866	 
	***
	 	***	 	MISSOURI CITY	 	TX	 	 	77489	 
	***
	 	***	 	WESLACO	 	TX	 	 	78596	 
	***
	 	***	 	Stamford	 	CT	 	 	6903	 
	***
	 	***	 	West Haven	 	CT	 	 	6516	 
	***
	 	***	 	DORCHESTER	 	MA	 	 	2122	 
	***
	 	***	 	AUGUSTA	 	GA	 	 	30906	 
	***
	 	***	 	Hot Springs National	 	AR	 	 	71901	 
	***
	 	***	 	LAKEVILLE	 	PA	 	 	18438	 
	***
	 	***	 	ROY	 	WA	 	 	98580	 
	***
	 	***	 	Trenton	 	NJ	 	 	8618	 
	***
	 	***	 	Issaquah	 	WA	 	 	98027	 
	***
	 	***	 	Newtown	 	PA	 	 	18940	 
	***
	 	***	 	TWP of Northampton	 	PA	 	 	18966	 
	***
	 	***	 	Saint Louis	 	MO	 	 	63119	 
	***
	 	***	 	South Plainfield	 	NJ	 	 	7080	 
	***
	 	***	 	Oakdale	 	NY	 	 	11769	 
	***
	 	***	 	Norristown	 	PA	 	 	19403	 
	***
	 	***	 	East Meadow	 	NY	 	 	11554	 
	***
	 	***	 	Bronx	 	NY	 	 	10469	 
	***
	 	***	 	CLEVELAND	 	OH	 	 	44135	 
	***
	 	***	 	PITTSBURGH	 	PA	 	 	15221	 
	***
	 	***	 	OKLAHOMA CITY	 	OK	 	 	73135	 
	***
	 	***	 	Auburn	 	CA	 	 	95602	 
	***
	 	***	 	Thompson	 	PA	 	 	18465	 
	***
	 	***	 	Burgettstown	 	PA	 	 	15021	 
	***
	 	***	 	Loch Sheldrake	 	NY	 	 	12759	 
	***
	 	***	 	Hatboro	 	PA	 	 	19040	 
	***
	 	***	 	North Tarrytown	 	NY	 	 	10591	 
	***
	 	***	 	Stratford	 	CT	 	 	6614	 
	***
	 	***	 	Philadelphia	 	PA	 	 	19111	 
	***
	 	***	 	Gilbert	 	PA	 	 	18331	 
	***
	 	***	 	Vernon Township	 	NJ	 	 	7422	 
	***
	 	***	 	Goodview	 	VA	 	 	24095	 
	***
	 	***	 	Deer Park	 	NY	 	 	11729	 
	***
	 	***	 	Miami	 	FL	 	 	33176	 
	***
	 	***	 	Southwick	 	MA	 	 	1077	 
	***
	 	***	 	Hampton	 	VA	 	 	23666	 
	***
	 	***	 	Evergreen	 	CO	 	 	80439	 
	***
	 	***	 	Somerset	 	KY	 	 	42503	 
	***
	 	***	 	Thomson	 	GA	 	 	30824	 
	***
	 	***	 	Jersey City	 	NJ	 	 	7305	 
	***
	 	***	 	Shirley	 	NY	 	 	11967	 
	***
	 	***	 	Scotch Plains	 	NJ	 	 	7076	 
	***
	 	***	 	Fort Myers	 	FL	 	 	33905	 
	***
	 	***	 	Jersey City	 	NJ	 	 	7306	 
	***
	 	***	 	Town of Huron	 	NY	 	 	14590	 
	***
	 	***	 	Philadelphia	 	PA	 	 	19119	 
	***
	 	***	 	Town of Phillipsburg	 	NJ	 	 	8865	 
	***
	 	***	 	Glenolden	 	PA	 	 	19036	 
	***
	 	***	 	Philadelphia	 	PA	 	 	19134	 
	***
	 	***	 	Montville	 	NJ	 	 	7045	 





 


Exhibit A-4









 





	 	 	 	 	 	 	 	 	 	 	 
	Loan ID	 	collateral address	 	collateral city	 	collateral state	 	collateral zip	 
	***
	 	***	 	Thomasville	 	PA	 	 	17364	 
	***
	 	***	 	Saint Augustine	 	FL	 	 	32092	 
	***
	 	***	 	Chalfont	 	PA	 	 	18914	 
	***
	 	***	 	Paterson	 	NJ	 	 	7502	 
	***
	 	***	 	Tenafly	 	NJ	 	 	7670	 
	***
	 	***	 	Uniondale	 	NY	 	 	11553	 
	***
	 	***	 	Maplewood	 	NJ	 	 	7040	 
	***
	 	***	 	Irvington	 	NJ	 	 	7111	 
	***
	 	***	 	Hollis	 	NY	 	 	11423	 
	***
	 	***	 	Merritt Island	 	FL	 	 	32952	 
	***
	 	***	 	Galloway Twp	 	NJ	 	 	8205	 
	***
	 	***	 	Jamaica	 	NY	 	 	11435	 
	***
	 	***	 	Beach Haven Borough	 	NJ	 	 	8008	 
	***
	 	***	 	Brooklyn	 	NY	 	 	11221	 
	***
	 	***	 	Bay Shore	 	NY	 	 	11706	 
	***
	 	***	 	Union Beach	 	NJ	 	 	7735	 
	***
	 	***	 	Philadelphia	 	PA	 	 	19149	 
	***
	 	***	 	RICHMOND	 	VA	 	 	23223	 
	***
	 	***	 	WEST NEW YORK	 	NJ	 	 	7093	 
	***
	 	***	 	HAYWARD	 	CA	 	 	94545	 
	***
	 	***	 	SOUTH BOSTON	 	VA	 	 	24592	 
	***
	 	***	 	TAMPA	 	FL	 	 	33610	 
	***
	 	***	 	SMITHFIELD	 	VA	 	 	23430	 
	***
	 	***	 	MAYS LANDING	 	NJ	 	 	8330	 
	***
	 	***	 	ELMWOOD PARK	 	NJ	 	 	7407	 
	***
	 	***	 	MEAD	 	CO	 	 	80542	 
	***
	 	***	 	BEL AIR	 	MD	 	 	21015	 
	***
	 	***	 	MIAMI	 	FL	 	 	33172	 
	***
	 	***	 	JERSEY CITY	 	NJ	 	 	7307	 
	***
	 	***	 	OAKLYN	 	NJ	 	 	8107	 
	***
	 	***	 	TRENTON	 	NJ	 	 	8638	 
	***
	 	***	 	TOWNSHIP OF BEDMINSTER	 	NJ	 	 	7921	 
	***
	 	***	 	BAYONNE	 	NJ	 	 	7002	 
	***
	 	***	 	CAPE MAY COURT HOUSE	 	NJ	 	 	8210	 
	***
	 	***	 	TOWNSHIP OF CHESTNUTHILL	 	PA	 	 	18353	 
	***
	 	***	 	CAPE MAY	 	NJ	 	 	8204	 
	***
	 	***	 	BROOKLYN	 	NY	 	 	11208	 
	***
	 	***	 	FLEETWOOD	 	PA	 	 	19522	 
	***
	 	***	 	PHILADELPHIA	 	PA	 	 	19145	 
	***
	 	***	 	CAMBRIA HEIGHTS	 	NY	 	 	11411	 
	***
	 	***	 	TRENTON	 	NJ	 	 	8609	 
	***
	 	***	 	TRENTON	 	NJ	 	 	8618	 
	***
	 	***	 	CAPITOL HEIGHTS	 	MD	 	 	20743	 
	***
	 	***	 	ARCADIA	 	CA	 	 	91007	 
	***
	 	***	 	BUFFALO	 	NY	 	 	14220	 
	***
	 	***	 	SAYVILLE	 	NY	 	 	11782	 
	***
	 	***	 	VIRGINIA BEACH	 	VA	 	 	23456	 
	***
	 	***	 	EAST SETAUKET	 	NY	 	 	11733	 
	***
	 	***	 	FREEPORT	 	NY	 	 	11520	 
	***
	 	***	 	NORFOLK	 	VA	 	 	23502	 
	***
	 	***	 	CLEMENTON	 	NJ	 	 	8021	 
	***
	 	***	 	ROYAL PALM BEACH	 	FL	 	 	33412	 
	***
	 	***	 	CITY OF MILLVILLE	 	NJ	 	 	8332	 
	***
	 	***	 	MIDLOTHIAN	 	VA	 	 	23112	 
	***
	 	***	 	EWING TOWNSHIP	 	NJ	 	 	8638	 
	***
	 	***	 	TOWN OF LUMBERLAND	 	NY	 	 	12737	 
	***
	 	***	 	BROOKHAVEN	 	PA	 	 	19015	 
	***
	 	***	 	DORCHESTER	 	MA	 	 	2124	 
	***
	 	***	 	JAMAICA	 	NY	 	 	11434	 
	***
	 	***	 	NATIONAL PARK	 	NJ	 	 	8063	 
	***
	 	***	 	HAMPTON	 	NJ	 	 	8827	 
	***
	 	***	 	WILLOW GROVE	 	PA	 	 	19090	 
	***
	 	***	 	BALTIMORE	 	MD	 	 	21215	 
	***
	 	***	 	ALPHARETTA	 	GA	 	 	30022	 
	***
	 	***	 	SEWELL	 	NJ	 	 	8080	 
	***
	 	***	 	NESQUEHONING	 	PA	 	 	18240	 





 


Exhibit A-5









 





	 	 	 	 	 	 	 	 	 	 	 
	Loan ID	 	collateral address	 	collateral city	 	collateral state	 	collateral zip	 
	***
	 	***	 	YEADON	 	PA	 	 	19050	 
	***
	 	***	 	BRIDGEPORT	 	CT	 	 	6610	 
	***
	 	***	 	WAYLAND	 	MI	 	 	49348	 
	***
	 	***	 	PHILADELPHIA	 	PA	 	 	19144	 
	***
	 	***	 	HAMPTON BAYS	 	NY	 	 	11946	 
	***
	 	***	 	ELKINS PARK	 	PA	 	 	19027	 
	***
	 	***	 	UNIONDALE	 	NY	 	 	11553	 
	***
	 	***	 	CHERRY GROVE	 	NY	 	 	11782	 
	***
	 	***	 	MAHWAH	 	NJ	 	 	7430	 
	***
	 	***	 	UNCASVILLE	 	CT	 	 	6382	 
	***
	 	***	 	NEW PORT RICHEY	 	FL	 	 	34653	 
	***
	 	***	 	EWING	 	NJ	 	 	8638	 
	***
	 	***	 	LAKEWOOD	 	NJ	 	 	8701	 
	***
	 	***	 	POUGHKEEPSIE	 	NY	 	 	12603	 
	***
	 	***	 	CHARLESTON	 	SC	 	 	29412	 
	***
	 	***	 	LEVITTOWN	 	NY	 	 	11756	 
	***
	 	***	 	BROOKLYN	 	NY	 	 	11216	 
	***
	 	***	 	PALM COAST	 	FL	 	 	32137	 
	***
	 	***	 	TROY	 	NY	 	 	12180	 
	***
	 	***	 	BRONX	 	NY	 	 	10456	 
	***
	 	***	 	UNION CITY	 	NJ	 	 	7087	 
	***
	 	***	 	LINDENWOLD	 	NJ	 	 	8021	 
	***
	 	***	 	MORGANVILLE	 	NJ	 	 	7751	 
	***
	 	***	 	ORLANDO	 	FL	 	 	32812	 
	***
	 	***	 	SYOSSET	 	NY	 	 	11791	 
	***
	 	***	 	PHILADELPHIA	 	PA	 	 	19150	 
	***
	 	***	 	TACOMA	 	WA	 	 	98404	 
	***
	 	***	 	NEWARK	 	NJ	 	 	7104	 
	***
	 	***	 	HOPEWELL JUNCTION	 	NY	 	 	12533	 
	***
	 	***	 	LOWER SOUTHAMPTON TOWNSHI	 	PA	 	 	19053	 
	***
	 	***	 	RICHMOND	 	VA	 	 	23223	 
	***
	 	***	 	UPPER MARLBORO	 	MD	 	 	20772	 
	***
	 	***	 	LAURELTON	 	NY	 	 	11413	 
	***
	 	***	 	New York	 	NY	 	 	10031	 
	***
	 	***	 	Jackson	 	NJ	 	 	8527	 
	***
	 	***	 	Deland	 	FL	 	 	32720	 
	***
	 	***	 	Union City	 	NJ	 	 	7087	 
	***
	 	***	 	TOWNSHIP OF HADDON	 	NJ	 	 	8108	 
	***
	 	***	 	SPRINGFIELD	 	MA	 	 	1108	 
	***
	 	***	 	BURKE	 	VA	 	 	22015	 
	***
	 	***	 	WESTBURY	 	NY	 	 	11590	 
	***
	 	***	 	ALLENTOWN	 	PA	 	 	18103	 
	***
	 	***	 	BRONX	 	NY	 	 	10467	 
	***
	 	***	 	MOORESTOWN	 	NJ	 	 	8057	 
	***
	 	***	 	ARVERNE	 	NY	 	 	11692	 
	***
	 	***	 	EFFORT	 	PA	 	 	18330	 
	***
	 	***	 	LUTZ	 	FL	 	 	33558	 
	***
	 	***	 	Warren	 	MI	 	 	48088	 
	***
	 	***	 	Staten Island	 	NY	 	 	10312	 
	***
	 	***	 	Flint	 	MI	 	 	48506	 
	***
	 	***	 	New Bedford	 	MA	 	 	2744	 
	***
	 	***	 	Town of Highland	 	NY	 	 	12792	 
	***
	 	***	 	Bridgeport	 	CT	 	 	6606	 
	***
	 	***	 	BOROUGH OF RICHMOND	 	NY	 	 	10310	 
	***
	 	***	 	MILFORD	 	CT	 	 	6460	 
	***
	 	***	 	PATCHOGUE	 	NY	 	 	11772	 
	***
	 	***	 	BOSTON	 	MA	 	 	2119	 
	***
	 	***	 	CENTERVILLE	 	MA	 	 	2632	 
	***
	 	***	 	STAMFORD	 	CT	 	 	6092	 
	***
	 	***	 	MONTICELLO	 	NY	 	 	12701	 
	***
	 	***	 	BERKLEY	 	MA	 	 	2779	 
	***
	 	***	 	TAUNTON	 	MA	 	 	2780	 
	***
	 	***	 	Cicero	 	NY	 	 	13039	 
	***
	 	***	 	Levittown	 	PA	 	 	19056	 
	***
	 	***	 	Heidelberg	 	PA	 	 	18053	 
	***
	 	***	 	Shamokin	 	PA	 	 	17872	 





 


Exhibit A-6









 





	 	 	 	 	 	 	 	 	 	 	 
	Loan ID	 	collateral address	 	collateral city	 	collateral state	 	collateral zip	 
	***
	 	***	 	Jersey City	 	NJ	 	 	7305	 
	***
	 	***	 	Westfield	 	NJ	 	 	7090	 
	***
	 	***	 	Orlando	 	FL	 	 	32817	 
	***
	 	***	 	Glen Arm	 	MD	 	 	21057	 
	***
	 	***	 	Port Jervis	 	NY	 	 	12771	 
	***
	 	***	 	Mineola	 	NY	 	 	11501	 
	***
	 	***	 	Town of Hempstead	 	NY	 	 	11554	 
	***
	 	***	 	Orange	 	NJ	 	 	7050	 
	***
	 	***	 	Borough of Queens	 	NY	 	 	11429	 
	***
	 	***	 	Yonkers	 	NY	 	 	10705	 
	***
	 	***	 	Atlantic Beach	 	NY	 	 	11509	 
	***
	 	***	 	Dover	 	NJ	 	 	7801	 
	***
	 	***	 	New Bedford	 	MA	 	 	2744	 
	***
	 	***	 	Ridgecrest	 	CA	 	 	93555	 
	***
	 	***	 	PHILADELPHIA	 	PA	 	 	19144	 
	***
	 	***	 	TRENTON	 	NJ	 	 	8611	 
	***
	 	***	 	LYNDHURST	 	NJ	 	 	7071	 
	***
	 	***	 	BROOKLYN	 	NY	 	 	11236	 
	***
	 	***	 	JACKSON	 	NJ	 	 	8527	 
	***
	 	***	 	BROOKLYN	 	NY	 	 	11221	 
	***
	 	***	 	BALTIMORE	 	MD	 	 	21244	 
	***
	 	***	 	Valley Stream	 	NY	 	 	11580	 
	***
	 	***	 	South Ozone Park	 	NY	 	 	11420	 
	***
	 	***	 	Mount Arlington	 	NJ	 	 	7856	 
	***
	 	***	 	KNOXVILLE	 	TN	 	 	37912	 
	***
	 	***	 	HALLANDALE	 	FL	 	 	33009	 
	***
	 	***	 	SANTA ROSA BEACH	 	FL	 	 	32459	 
	***
	 	***	 	ROWLETT	 	TX	 	 	75089	 
	***
	 	***	 	BELDEN	 	MS	 	 	38826	 
	***
	 	***	 	OKEECHOBEE	 	FL	 	 	34972	 
	***
	 	***	 	LIHUE	 	HI	 	 	96766	 
	***
	 	***	 	SOMERDALE	 	NJ	 	 	8083	 
	***
	 	***	 	PROSPECT PARK	 	PA	 	 	19076	 
	***
	 	***	 	CITY OF WAYNESVILLE	 	NC	 	 	28786	 
	***
	 	***	 	HUNTINGTON STATION	 	NY	 	 	11746	 
	***
	 	***	 	RADNOR TOWNSHIP	 	PA	 	 	19010	 
	***
	 	***	 	Jacksonville	 	FL	 	 	32226	 
	***
	 	***	 	Cleveland	 	TN	 	 	37323	 
	***
	 	***	 	Naples	 	FL	 	 	34119	 
	***
	 	***	 	DORCHESTER	 	MA	 	 	2124	 
	***
	 	***	 	HENDERSONVILLE	 	TN	 	 	37075	 
	***
	 	***	 	TIPTON	 	CA	 	 	93272	 
	***
	 	***	 	POPLAR GROVE	 	AR	 	 	72374	 
	***
	 	***	 	JACKSONVILLE	 	FL	 	 	32216	 
	***
	 	***	 	Hallstead	 	PA	 	 	18822	 
	***
	 	***	 	Bellrose	 	NY	 	 	11427	 
	***
	 	***	 	CITY OF GARNER	 	NC	 	 	27529	 
	***
	 	***	 	EAST BRUNSWICK	 	NJ	 	 	8816	 
	***
	 	***	 	CAMPBELLSBURG	 	KY	 	 	40011	 
	***
	 	***	 	WEST NYACK	 	NY	 	 	10994	 
	***
	 	***	 	INDIANAPOLIS	 	IN	 	 	46202	 
	***
	 	***	 	COTTAGE GROVE	 	OR	 	 	97424	 
	***
	 	***	 	TOMS RIVER	 	NJ	 	 	8757	 
	***
	 	***	 	GLEN COVE	 	NY	 	 	11542	 
	***
	 	***	 	GOOSE CREEK	 	SC	 	 	29445	 
	***
	 	***	 	HULMEVILLE	 	PA	 	 	19047	 
	***
	 	***	 	EGG HARBOR TOWNSHIP	 	NJ	 	 	8234	 
	***
	 	***	 	DOUSMAN	 	WI	 	 	53118	 
	***
	 	***	 	SAINT LOUIS	 	MO	 	 	63123	 
	***
	 	***	 	BEECHER	 	IL	 	 	60401	 
	***
	 	***	 	Orange	 	TX	 	 	77630	 
	***
	 	***	 	PRAIRIE VILLAGE	 	KS	 	 	66208	 
	***
	 	***	 	Brookhaven	 	NY	 	 	11719	 
	***
	 	***	 	RICHARDSON	 	TX	 	 	75082	 
	***
	 	***	 	CARDINGTON	 	OH	 	 	43315	 
	***
	 	***	 	TOMS RIVER	 	NJ	 	 	8753	 





 


Exhibit A-7









 





	 	 	 	 	 	 	 	 	 	 	 
	Loan ID	 	collateral address	 	collateral city	 	collateral state	 	collateral zip	 
	***
	 	***	 	MOKENA	 	IL	 	 	60448	 
	***
	 	***	 	Cedar Hill	 	TX	 	 	75104	 
	***
	 	***	 	COVERT	 	MI	 	 	49043	 
	***
	 	***	 	EL PASO	 	TX	 	 	79930	 
	***
	 	***	 	WATERBURY	 	CT	 	 	6704	 
	***
	 	***	 	MUSKEGON	 	MI	 	 	49445	 
	***
	 	***	 	DELTONA	 	FL	 	 	32738	 
	***
	 	***	 	HARVARD	 	IL	 	 	60033	 
	***
	 	***	 	Cleburne	 	TX	 	 	76033	 
	***
	 	***	 	Toledo	 	OH	 	 	43612	 
	***
	 	***	 	LAS VEGAS	 	NV	 	 	89106	 
	***
	 	***	 	DETROIT	 	MI	 	 	48235	 
	***
	 	***	 	SALTSBURG	 	PA	 	 	15681	 
	***
	 	***	 	Missouri City	 	TX	 	 	77459	 
	***
	 	***	 	Danvers	 	MA	 	 	1923	 
	***
	 	***	 	Houston	 	TX	 	 	77084	 
	***
	 	***	 	Indianapolis	 	IN	 	 	46268	 
	***
	 	***	 	West Walls	 	MS	 	 	38680	 
	***
	 	***	 	University City	 	MO	 	 	63130	 
	***
	 	***	 	New Rochelle	 	NY	 	 	10805	 
	***
	 	***	 	CHARLOTTE	 	NC	 	 	28216	 
	***
	 	***	 	Rockaway	 	NJ	 	 	7866	 
	***
	 	***	 	Memphis	 	TN	 	 	38122	 
	***
	 	***	 	Desoto	 	MO	 	 	63020	 
	***
	 	***	 	Houston	 	TX	 	 	77033	 
	***
	 	***	 	Leland	 	NC	 	 	28451	 
	***
	 	***	 	BETHEL PARK	 	PA	 	 	15102	 
	***
	 	***	 	COLUMBUS	 	OH	 	 	43224	 
	***
	 	***	 	FAYETTEVILLE	 	GA	 	 	30215	 
	***
	 	***	 	OMAHA	 	NE	 	 	68105	 
	***
	 	***	 	TURTLE CREEK	 	PA	 	 	15145	 
	***
	 	***	 	DOUGLASVILLE	 	GA	 	 	30135	 
	***
	 	***	 	Camden	 	SC	 	 	29020	 
	***
	 	***	 	Stockbridge	 	GA	 	 	30281	 
	***
	 	***	 	Chickamauga	 	GA	 	 	30707	 
	***
	 	***	 	Lavergne	 	TN	 	 	37086	 
	***
	 	***	 	JOHNSON CITY	 	NY	 	 	13790	 
	***
	 	***	 	SAN ANTONIO	 	TX	 	 	78237	 
	***
	 	***	 	Brunswick	 	GA	 	 	31520	 
	***
	 	***	 	East Chicago	 	IN	 	 	46312	 
	***
	 	***	 	Byron	 	GA	 	 	31008	 
	***
	 	***	 	Mount Morris	 	MI	 	 	48458	 
	***
	 	***	 	WARREN	 	OH	 	 	44485	 
	***
	 	***	 	WABASH	 	IN	 	 	46992	 
	***
	 	***	 	DAYTON	 	OH	 	 	45414	 
	***
	 	***	 	NOBLE	 	OK	 	 	73068	 
	***
	 	***	 	Charlotte	 	NC	 	 	28227	 
	***
	 	***	 	Mount Orab	 	OH	 	 	45154	 
	***
	 	***	 	Orting	 	WA	 	 	98360	 
	***
	 	***	 	Bellwood	 	IL	 	 	60104	 
	***
	 	***	 	Apopka	 	FL	 	 	32712	 
	***
	 	***	 	Bowie	 	MD	 	 	20715	 
	***
	 	***	 	Detroit	 	MI	 	 	48227	 
	***
	 	***	 	DENISON	 	TX	 	 	75020	 
	***
	 	***	 	HOLLEY	 	NY	 	 	14470	 
	***
	 	***	 	CANTON	 	OH	 	 	44705	 
	***
	 	***	 	HIGHLAND PARK	 	MI	 	 	48203	 
	***
	 	***	 	LEBANON	 	PA	 	 	17046	 
	***
	 	***	 	PHILADELPHIA	 	PA	 	 	19139	 
	***
	 	***	 	PLAINFIELD	 	NJ	 	 	7062	 
	***
	 	***	 	CEDAR PARK	 	TX	 	 	78613	 
	***
	 	***	 	OAKDALE	 	LA	 	 	71463	 
	***
	 	***	 	THORNTON	 	AR	 	 	71766	 
	***
	 	***	 	CHISHOLM	 	MN	 	 	55719	 
	***
	 	***	 	KINGSTON	 	GA	 	 	30145	 
	***
	 	***	 	STRUTHERS	 	OH	 	 	44471	 





 


Exhibit A-8









 





	 	 	 	 	 	 	 	 	 	 	 
	Loan ID	 	collateral address	 	collateral city	 	collateral state	 	collateral zip	 
	***
	 	***	 	PINE BLUFF	 	AR	 	 	71601	 
	***
	 	***	 	AKRON	 	OH	 	 	44311	 
	***
	 	***	 	Mobile	 	AL	 	 	36619	 
	***
	 	***	 	Durham	 	NC	 	 	27713	 
	***
	 	***	 	Laurel	 	MD	 	 	20708	 
	***
	 	***	 	Jacksonville	 	FL	 	 	32208	 
	***
	 	***	 	HOPE MILLS	 	NC	 	 	28348	 
	***
	 	***	 	Kansas City	 	MO	 	 	64110	 
	***
	 	***	 	Saginaw	 	TX	 	 	76179	 
	***
	 	***	 	Machesney Park	 	IL	 	 	61115	 
	***
	 	***	 	Marlette	 	MI	 	 	48453	 
	***
	 	***	 	ALBION	 	MI	 	 	49224	 
	***
	 	***	 	BAKER	 	LA	 	 	70714	 
	***
	 	***	 	Katy	 	TX	 	 	77449	 
	***
	 	***	 	Selden	 	NY	 	 	11784	 
	***
	 	***	 	Westland	 	MI	 	 	48186	 
	***
	 	***	 	La Porte	 	TX	 	 	77571	 
	***
	 	***	 	Orlando	 	FL	 	 	32808	 
	***
	 	***	 	Oliver Springs	 	TN	 	 	37840	 
	***
	 	***	 	BRADENTON	 	FL	 	 	34203	 
	***
	 	***	 	CHICAGO	 	IL	 	 	60629	 
	***
	 	***	 	INDIAN TRAIL	 	NC	 	 	28079	 
	***
	 	***	 	HARRISBURG	 	PA	 	 	17104	 
	***
	 	***	 	HENDERSON	 	NV	 	 	89074	 
	***
	 	***	 	Myrtle Beach	 	SC	 	 	29588	 
	***
	 	***	 	COLUMBUS	 	IN	 	 	47201	 
	***
	 	***	 	Memphis	 	TN	 	 	38118	 
	***
	 	***	 	SPRING HILL	 	FL	 	 	34606	 
	***
	 	***	 	LINCOLN PARK	 	MI	 	 	48146	 
	***
	 	***	 	REEDLEY	 	CA	 	 	93654	 
	***
	 	***	 	SHLEBY TOWNSHIP	 	MI	 	 	48317	 
	***
	 	***	 	West Palm Beach	 	FL	 	 	33415	 
	***
	 	***	 	SIMSBURY	 	CT	 	 	6070	 
	***
	 	***	 	CORINTH	 	NY	 	 	12822	 
	***
	 	***	 	SANTA CLARITA	 	CA	 	 	91351	 
	***
	 	***	 	STURGEON LAKE	 	MN	 	 	55783	 
	***
	 	***	 	SHELBY	 	MS	 	 	38774	 
	***
	 	***	 	Decatur	 	GA	 	 	30035	 
	***
	 	***	 	BOCA RATON	 	FL	 	 	33428	 
	***
	 	***	 	TRACY	 	CA	 	 	95377	 
	***
	 	***	 	LEWISTOWN	 	IL	 	 	61542	 
	***
	 	***	 	PENNSAUKEN	 	NJ	 	 	8110	 
	***
	 	***	 	JACKSONVILLE	 	NC	 	 	28540	 
	***
	 	***	 	Fairfax	 	VA	 	 	22031	 
	***
	 	***	 	Little Egg Harbor	 	NJ	 	 	8087	 
	***
	 	***	 	Joliet	 	IL	 	 	60435	 
	***
	 	***	 	West Allis	 	WI	 	 	53214	 
	***
	 	***	 	Fort Worth	 	TX	 	 	76123	 
	***
	 	***	 	Milwaukee	 	WI	 	 	53210	 
	***
	 	***	 	Newville	 	PA	 	 	17241	 
	***
	 	***	 	Bloomfield	 	NJ	 	 	7003	 
	***
	 	***	 	Queens Village	 	NY	 	 	11429	 
	***
	 	***	 	HERRIMAN	 	UT	 	 	84065	 
	***
	 	***	 	MUSKEGO	 	WI	 	 	53150	 
	***
	 	***	 	NEW CASTLE	 	PA	 	 	16105	 
	***
	 	***	 	COVENTRY	 	RI	 	 	2816	 
	***
	 	***	 	PALM HARBOR	 	FL	 	 	34683	 
	***
	 	***	 	GORHAM	 	ME	 	 	4038	 
	***
	 	***	 	EAST MORICHES	 	NY	 	 	11940	 
	***
	 	***	 	RENTON	 	WA	 	 	98055	 
	***
	 	***	 	MIAMI	 	FL	 	 	33186	 
	***
	 	***	 	LOS ANGELES	 	CA	 	 	90003	 
	***
	 	***	 	CULVER CITY	 	CA	 	 	90232	 
	***
	 	***	 	BROOKLYN	 	NY	 	 	11221	 
	***
	 	***	 	SAINT LOUIS	 	MO	 	 	63136	 
	***
	 	***	 	ROY	 	UT	 	 	84067	 





 


Exhibit A-9









 





	 	 	 	 	 	 	 	 	 	 	 
	Loan ID	 	collateral address	 	collateral city	 	collateral state	 	collateral zip	 
	***
	 	***	 	MILTON	 	WA	 	 	98354	 
	***
	 	***	 	EAST PEORIA	 	IL	 	 	61611	 
	***
	 	***	 	TACOMA	 	WA	 	 	98408	 
	***
	 	***	 	SAN JOSE	 	CA	 	 	95112	 
	***
	 	***	 	HAGERSTOWN	 	MD	 	 	21740	 
	***
	 	***	 	APOPKA	 	FL	 	 	32703	 
	***
	 	***	 	CHELTENHAM	 	MD	 	 	20623	 
	***
	 	***	 	VIRGINIA BEACH	 	VA	 	 	23456	 
	***
	 	***	 	PHILADELPHIA	 	PA	 	 	19124	 
	***
	 	***	 	CARLISLE	 	PA	 	 	17013	 
	***
	 	***	 	MIAMI	 	FL	 	 	33147	 
	***
	 	***	 	MIAMI BEACH	 	FL	 	 	33139	 
	***
	 	***	 	SAINT PETERSBURG	 	FL	 	 	33712	 
	***
	 	***	 	WOODRIDGE	 	NJ	 	 	7075	 
	***
	 	***	 	COCOA	 	FL	 	 	32922	 
	***
	 	***	 	WALNUTPORT	 	PA	 	 	18088	 
	***
	 	***	 	PACE	 	FL	 	 	32571	 
	***
	 	***	 	HOLLYWOOD	 	FL	 	 	33024	 
	***
	 	***	 	ST PETERSBURG	 	FL	 	 	33710	 
	***
	 	***	 	FORT MEYERS	 	FL	 	 	33901	 
	***
	 	***	 	SAINT PETERSBURG	 	FL	 	 	33712	 
	***
	 	***	 	PARRISH	 	FL	 	 	34219	 
	***
	 	***	 	FLAGLER BEACH	 	FL	 	 	32136	 
	***
	 	***	 	BLUE BELL	 	PA	 	 	19422	 
	***
	 	***	 	BRADENTON	 	FL	 	 	34208	 
	***
	 	***	 	TAMPA	 	FL	 	 	33606	 
	***
	 	***	 	JACKSONVILLE	 	FL	 	 	32246	 
	***
	 	***	 	KEY COLONY BEACH	 	FL	 	 	33051	 
	***
	 	***	 	PHILADELPHIA	 	PA	 	 	19149	 
	***
	 	***	 	PHOENIX	 	AZ	 	 	85033	 
	***
	 	***	 	GREEN ACRES	 	FL	 	 	33463	 
	***
	 	***	 	PHILADELPHIA	 	PA	 	 	19118	 
	***
	 	***	 	GRAND RAPIDS	 	MI	 	 	49506	 
	***
	 	***	 	GARLAND	 	TX	 	 	75043	 
	***
	 	***	 	BLAINE	 	WA	 	 	98230	 
	***
	 	***	 	IRVING	 	TX	 	 	75060	 
	***
	 	***	 	JAMAICA PLAIN	 	MA	 	 	2130	 
	***
	 	***	 	PORT SAINT LUCIE	 	FL	 	 	34987	 
	***
	 	***	 	TAMPA	 	FL	 	 	33603	 
	***
	 	***	 	HOUSTON	 	TX	 	 	77064	 
	***
	 	***	 	KENOSHA	 	WI	 	 	53143	 
	***
	 	***	 	RAHWAY	 	NJ	 	 	7065	 
	***
	 	***	 	HAVERHILL	 	MA	 	 	1832	 
	***
	 	***	 	PALMDALE	 	CA	 	 	93552	 
	***
	 	***	 	DAYTONA	 	FL	 	 	32117	 
	***
	 	***	 	POMPANO BEACH	 	FL	 	 	33060	 
	***
	 	***	 	MIAMI	 	FL	 	 	33168	 
	***
	 	***	 	NORTH LITTLE ROCK	 	AR	 	 	72114	 
	***
	 	***	 	RALEIGH	 	NC	 	 	27610	 
	***
	 	***	 	DAYTONA BEACH	 	FL	 	 	32114	 
	***
	 	***	 	REDLANDS	 	CA	 	 	92374	 
	***
	 	***	 	PHILADELPHIA	 	PA	 	 	19128	 
	***
	 	***	 	SAN DIEGO	 	CA	 	 	92111	 
	***
	 	***	 	ORMOND BEACH	 	FL	 	 	32174	 
	***
	 	***	 	GLENDALE	 	AZ	 	 	85306	 
	***
	 	***	 	EDGEWATER PARK	 	NJ	 	 	8010	 
	***
	 	***	 	MONROE	 	NJ	 	 	8831	 
	***
	 	***	 	LITHONIA	 	GA	 	 	30058	 
	***
	 	***	 	DELHI	 	IA	 	 	52223	 
	***
	 	***	 	MIAMI	 	FL	 	 	33179	 
	***
	 	***	 	WINTER GARDEN	 	FL	 	 	34787	 
	***
	 	***	 	HAWTHORNE	 	CA	 	 	90250	 
	***
	 	***	 	WEST PALM BEACH	 	FL	 	 	33412	 
	***
	 	***	 	TAMPA	 	FL	 	 	33625	 
	***
	 	***	 	ORANGE	 	NJ	 	 	7050	 





 


Exhibit A-10









 





	 	 	 	 	 	 	 	 	 	 	 
	Loan ID	 	collateral address	 	collateral city	 	collateral state	 	collateral zip	 
	***
	 	***	 	MISSOURI CITY	 	TX	 	 	77459	 
	***
	 	***	 	PHILADELPHIA	 	PA	 	 	19120	 
	***
	 	***	 	TOBYHANNA	 	PA	 	 	18466	 
	***
	 	***	 	ELGIN	 	IL	 	 	60123	 
	***
	 	***	 	BUSHKILL	 	PA	 	 	18324	 
	***
	 	***	 	EVERLY	 	IA	 	 	51338	 
	***
	 	***	 	GRANT	 	MI	 	 	49327	 
	***
	 	***	 	PORTLAND	 	OR	 	 	97220	 
	***
	 	***	 	KISSIMMEE	 	FL	 	 	34759	 
	***
	 	***	 	FREEPORT	 	FL	 	 	32439	 
	***
	 	***	 	WINTER HAVEN	 	FL	 	 	33881	 
	***
	 	***	 	NORTH PORT	 	FL	 	 	34286	 
	***
	 	***	 	MISSION VIEJO	 	CA	 	 	92691	 
	***
	 	***	 	ALEXANDRIA	 	MN	 	 	56308	 
	***
	 	***	 	Orlando	 	FL	 	 	32835	 
	***
	 	***	 	INGLEWOOD	 	CA	 	 	90304	 
	***
	 	***	 	JOPPA	 	MD	 	 	21085	 
	***
	 	***	 	ST.PETERSBURG	 	FL	 	 	33711	 
	***
	 	***	 	PHOENIX	 	AZ	 	 	85043	 
	***
	 	***	 	ORLANDO	 	FL	 	 	32822	 
	***
	 	***	 	JENA	 	LA	 	 	71342	 
	***
	 	***	 	Amesbury	 	MA	 	 	1913	 
	***
	 	***	 	Philadelphia	 	PA	 	 	19154	 
	***
	 	***	 	West Palm Beach	 	FL	 	 	33415	 
	***
	 	***	 	Dayville	 	CT	 	 	6241	 
	***
	 	***	 	East Orange	 	NJ	 	 	7017	 
	***
	 	***	 	Hamburg	 	NY	 	 	14085	 
	***
	 	***	 	Bayonne	 	NJ	 	 	7002	 
	***
	 	***	 	Bedminster	 	NJ	 	 	7921	 
	***
	 	***	 	Holbrook	 	NY	 	 	11741	 
	***
	 	***	 	Village of Port Chester	 	NY	 	 	10573	 
	***
	 	***	 	Spring Valley	 	NY	 	 	10977	 
	***
	 	***	 	Borough of Ringwood	 	NJ	 	 	7456	 
	***
	 	***	 	Hicksville	 	NY	 	 	11801	 
	***
	 	***	 	Hillside	 	NJ	 	 	7205	 
	***
	 	***	 	Lehigh Acres	 	FL	 	 	33936	 
	***
	 	***	 	Babylon	 	NY	 	 	11702	 
	***
	 	***	 	Pennellville	 	NY	 	 	13132	 
	***
	 	***	 	Lindenhurst	 	NY	 	 	11757	 
	***
	 	***	 	Levittown	 	NY	 	 	11756	 
	***
	 	***	 	Bushkill	 	PA	 	 	18324	 
	***
	 	***	 	Atlantic City	 	NJ	 	 	8401	 
	***
	 	***	 	Plymouth Meeting	 	PA	 	 	19462	 
	***
	 	***	 	New London	 	CT	 	 	6320	 
	***
	 	***	 	Brooklyn	 	NY	 	 	11218	 
	***
	 	***	 	Hazlet	 	NJ	 	 	7730	 
	***
	 	***	 	Norfolk	 	VA	 	 	23505	 
	***
	 	***	 	Glenside	 	PA	 	 	19038	 
	***
	 	***	 	Melbourne	 	FL	 	 	32934	 
	***
	 	***	 	Upper Saucon Township	 	PA	 	 	18034	 
	***
	 	***	 	Edgewood	 	MD	 	 	21040	 
	***
	 	***	 	New Haven	 	CT	 	 	6511	 
	***
	 	***	 	Philadelphia	 	PA	 	 	19136	 
	***
	 	***	 	Edgewood	 	KY	 	 	41017	 
	***
	 	***	 	Philadelphia	 	PA	 	 	19149	 
	***
	 	***	 	Livingston	 	NY	 	 	12541	 
	***
	 	***	 	Saint Petersburg	 	FL	 	 	33704	 
	***
	 	***	 	Village of Elysburg	 	PA	 	 	17824	 
	***
	 	***	 	Toms River	 	NJ	 	 	8753	 
	***
	 	***	 	Borough of Magnolia	 	NJ	 	 	8049	 
	***
	 	***	 	Sullivans Island	 	SC	 	 	29482	 
	***
	 	***	 	New York	 	NY	 	 	10019	 
	***
	 	***	 	Town of Marbletown	 	NY	 	 	12484	 
	***
	 	***	 	Brooklyn	 	NY	 	 	11221	 
	***
	 	***	 	Mt Pleasant Township	 	PA	 	 	17350	 
	***
	 	***	 	Mays Landing	 	NJ	 	 	8330	 





 


Exhibit A-11









 





	 	 	 	 	 	 	 	 	 	 	 
	Loan ID	 	collateral address	 	collateral city	 	collateral state	 	collateral zip	 
	***
	 	***	 	Philadelphia	 	PA	 	 	19149	 
	***
	 	***	 	Indian Head	 	MD	 	 	20640	 
	***
	 	***	 	Newark	 	NJ	 	 	7112	 
	***
	 	***	 	Margate	 	FL	 	 	33063	 
	***
	 	***	 	New Britain	 	CT	 	 	6051	 
	***
	 	***	 	Lake Ronkonkoma	 	NY	 	 	11779	 
	***
	 	***	 	Cape Coral	 	FL	 	 	33990	 
	***
	 	***	 	Brookline	 	MA	 	 	2445	 
	***
	 	***	 	Howell Township	 	NJ	 	 	7731	 
	***
	 	***	 	Hamilton Township	 	NJ	 	 	8610	 
	***
	 	***	 	Queens Village	 	NY	 	 	11429	 
	***
	 	***	 	Fall River	 	MA	 	 	2720	 
	***
	 	***	 	Lowell	 	MA	 	 	1854	 
	***
	 	***	 	South Orange	 	NJ	 	 	7079	 
	***
	 	***	 	Staten Island	 	NY	 	 	10303	 
	***
	 	***	 	South River Borough	 	NJ	 	 	8882	 
	***
	 	***	 	Staten Island	 	NY	 	 	10301	 
	***
	 	***	 	Philadelphia	 	PA	 	 	19111	 
	***
	 	***	 	Los Angeles	 	CA	 	 	90008	 
	***
	 	***	 	EWING TOWNSHIP	 	NJ	 	 	8610	 
	***
	 	***	 	TOWN OF IRVINGTON	 	NJ	 	 	7111	 
	***
	 	***	 	JERSEY CITY	 	NJ	 	 	7305	 
	***
	 	***	 	NORCROSS	 	GA	 	 	30092	 
	***
	 	***	 	NEW HAVEN	 	CT	 	 	6519	 
	***
	 	***	 	TWP OF BERKELY HEIGHTS	 	NJ	 	 	7974	 
	***
	 	***	 	NEWTON	 	NJ	 	 	7860	 
	***
	 	***	 	AMITYVILLE	 	NY	 	 	11701	 
	***
	 	***	 	BELLE HARBOR	 	NY	 	 	11694	 
	***
	 	***	 	EAST ORANGE	 	NJ	 	 	7017	 
	***
	 	***	 	WOODMERE	 	NY	 	 	11598	 
	***
	 	***	 	CHESTER	 	NJ	 	 	7930	 
	***
	 	***	 	JACKSON	 	NJ	 	 	8527	 
	***
	 	***	 	WEST HAVEN	 	CT	 	 	6516	 
	***
	 	***	 	MAGNOLIA	 	NJ	 	 	8049	 
	***
	 	***	 	MOUNTAIN LAKES	 	NJ	 	 	7046	 
	***
	 	***	 	CHEVERLY	 	MD	 	 	20785	 
	***
	 	***	 	BETHPAGE	 	NY	 	 	11714	 
	***
	 	***	 	TOWN OF MORRISTOWN	 	NJ	 	 	7960	 
	***
	 	***	 	MINE HILL	 	NJ	 	 	7803	 
	***
	 	***	 	BROOKLYN	 	NY	 	 	11203	 
	***
	 	***	 	STORMVILLE	 	NY	 	 	12582	 
	***
	 	***	 	EAST MEADOW	 	NY	 	 	11554	 
	***
	 	***	 	PENNSVILLE	 	NJ	 	 	8070	 
	***
	 	***	 	ELIZABETH	 	NJ	 	 	7202	 
	***
	 	***	 	BRONX	 	NY	 	 	10455	 
	***
	 	***	 	BRENTWOOD	 	NY	 	 	11717	 
	***
	 	***	 	COPIAGUE	 	NY	 	 	11726	 
	***
	 	***	 	EAST ELMHURST	 	NY	 	 	11369	 
	***
	 	***	 	SOUTH OZONE PARK	 	NY	 	 	11420	 
	***
	 	***	 	SUFFOLK	 	VA	 	 	23434	 
	***
	 	***	 	TAMARAC	 	FL	 	 	33321	 
	***
	 	***	 	PHILADELPHIA	 	PA	 	 	19130	 
	***
	 	***	 	NORTH PLAINFIELD	 	NJ	 	 	7063	 
	***
	 	***	 	TOWNSHIP OF TINCUM	 	PA	 	 	19029	 
	***
	 	***	 	CHELTENHAM	 	MD	 	 	20623	 
	***
	 	***	 	NEW HAVEN	 	CT	 	 	6513	 
	***
	 	***	 	BAKERSFIELD	 	CA	 	 	93304	 
	***
	 	***	 	BAY SHORE	 	NY	 	 	11706	 
	***
	 	***	 	ANSONIA	 	CT	 	 	6401	 
	***
	 	***	 	WANAQUE	 	NJ	 	 	7465	 
	***
	 	***	 	ODENTON	 	MD	 	 	21113	 
	***
	 	***	 	VENICE	 	FL	 	 	34293	 
	***
	 	***	 	UNION	 	NJ	 	 	7083	 
	***
	 	***	 	OLD BRIDGE	 	NJ	 	 	8857	 
	***
	 	***	 	MILTON	 	FL	 	 	32570	 
	***
	 	***	 	ROOSEVELT	 	NY	 	 	11575	 





 


Exhibit A-12









 





	 	 	 	 	 	 	 	 	 	 	 
	Loan ID	 	collateral address	 	collateral city	 	collateral state	 	collateral zip	 
	***
	 	***	 	LISBON	 	NY	 	 	13658	 
	***
	 	***	 	LEVITTOWN	 	PA	 	 	19057	 
	***
	 	***	 	ELIZABETH	 	NJ	 	 	7202	 
	***
	 	***	 	METUCHEN	 	NJ	 	 	8840	 
	***
	 	***	 	BOROUGH OF MEDFORD LAKES	 	NJ	 	 	8055	 
	***
	 	***	 	ROCKVILLE CENTER	 	NY	 	 	11570	 
	***
	 	***	 	BOROUGH OF LINDENWOLD	 	NJ	 	 	8021	 
	***
	 	***	 	IPSWICH	 	MA	 	 	1938	 
	***
	 	***	 	TOWNSHIP OF DEPTFORD	 	NJ	 	 	8096	 
	***
	 	***	 	NEW HYDE PARK	 	NY	 	 	11040	 
	***
	 	***	 	FARMINGVILLE	 	NY	 	 	11738	 
	***
	 	***	 	TOWNSHIP OF WILLINGBORO	 	NJ	 	 	8046	 
	***
	 	***	 	NEW WINDSOR	 	NY	 	 	12553	 
	***
	 	***	 	PATCHOGUE	 	NY	 	 	11772	 
	***
	 	***	 	EAST ROCKAWAY, TOWN OF HE	 	NY	 	 	11518	 
	***
	 	***	 	MEDFORD	 	NY	 	 	11763	 
	***
	 	***	 	BOYNTON BEACH	 	FL	 	 	33436	 
	***
	 	***	 	EAST ORANGE	 	NJ	 	 	7018	 
	***
	 	***	 	QUEENS VILLAGE	 	NY	 	 	11427	 
	***
	 	***	 	MOUNT HOLLY	 	NJ	 	 	8060	 
	***
	 	***	 	SPRINGFIELD	 	MA	 	 	1109	 
	***
	 	***	 	PHILADELPHIA	 	PA	 	 	19111	 
	***
	 	***	 	GLASSBORO	 	NJ	 	 	8028	 
	***
	 	***	 	BROOKLYN	 	NY	 	 	11212	 
	***
	 	***	 	ORLANDO	 	FL	 	 	32826	 
	***
	 	***	 	TOWN OF WALLKILL	 	NY	 	 	10941	 
	***
	 	***	 	ABINGDON	 	MD	 	 	21009	 
	***
	 	***	 	BROOKLYN	 	NY	 	 	11205	 
	***
	 	***	 	IRVINGTON	 	NJ	 	 	7111	 
	***
	 	***	 	IRVINGTON	 	NJ	 	 	7111	 
	***
	 	***	 	SAINT CLOUD	 	FL	 	 	34769	 
	***
	 	***	 	TOWN OF RAMAPO	 	NY	 	 	10974	 
	***
	 	***	 	NEWARK	 	MD	 	 	21841	 
	***
	 	***	 	MANCHESTER	 	NJ	 	 	8759	 
	***
	 	***	 	VILLAGE OF HEMPSTEAD	 	NY	 	 	11550	 
	***
	 	***	 	TOWNSHIP OF WEST MILFORD	 	NJ	 	 	7435	 
	***
	 	***	 	TOWNSHIP OF WILLINGBORO	 	NJ	 	 	8046	 
	***
	 	***	 	MINEOLA	 	NY	 	 	11501	 
	***
	 	***	 	VIRGINIA BEACH	 	VA	 	 	23454	 
	***
	 	***	 	ABSECON	 	NJ	 	 	8205	 
	***
	 	***	 	TWNSHP LITTLE EGG HARBOR	 	NJ	 	 	8087	 
	***
	 	***	 	TOWN OF SOUTHAMPTON	 	NY	 	 	11968	 
	***
	 	***	 	BRONX	 	NY	 	 	10460	 
	***
	 	***	 	TOWN OF ISLIP	 	NY	 	 	11706	 
	***
	 	***	 	FREEPORT	 	NY	 	 	11520	 
	***
	 	***	 	EAST BRUNSWICK	 	NJ	 	 	8816	 
	***
	 	***	 	BOYNTON BEACH	 	FL	 	 	33436	 
	***
	 	***	 	UNIONDALE	 	NY	 	 	11553	 
	***
	 	***	 	IRVINGTON	 	NJ	 	 	7111	 
	***
	 	***	 	ATLANTIC CITY	 	NJ	 	 	8401	 
	***
	 	***	 	LINDENWOLD	 	NJ	 	 	8021	 
	***
	 	***	 	WALDORF	 	MD	 	 	20603	 
	***
	 	***	 	BROOKLYN	 	NY	 	 	11238	 
	***
	 	***	 	WASHINGTON	 	NJ	 	 	7882	 
	***
	 	***	 	EAST HAMPTON	 	NY	 	 	11937	 
	***
	 	***	 	HUNTINGTON	 	NY	 	 	11743	 
	***
	 	***	 	WASHINGTON TOWNSHIP	 	NJ	 	 	8080	 
	***
	 	***	 	CLEMENTON	 	NJ	 	 	8021	 
	***
	 	***	 	PHILADELPHIA	 	PA	 	 	19152	 
	***
	 	***	 	WILLIAMSTOWN	 	NJ	 	 	8094	 
	***
	 	***	 	WOODHAVEN	 	NY	 	 	11421	 
	***
	 	***	 	MILLER PLACE	 	NY	 	 	11764	 
	***
	 	***	 	TOWNSHIP OF WILLINGBORO	 	NJ	 	 	8046	 
	***
	 	***	 	HOLLAND	 	MA	 	 	1521	 
	***
	 	***	 	RIO GRANDE	 	NJ	 	 	8242	 
	***
	 	***	 	BOROUGH OF LINDENWOLD	 	NJ	 	 	8021	 





 


Exhibit A-13









 





	 	 	 	 	 	 	 	 	 	 	 
	Loan ID	 	collateral address	 	collateral city	 	collateral state	 	collateral zip	 
	***
	 	***	 	HOWELL	 	NJ	 	 	7727	 
	***
	 	***	 	KISSIMMEE	 	FL	 	 	34759	 
	***
	 	***	 	PHILADELPHIA  CITY	 	PA	 	 	19136	 
	***
	 	***	 	PENNS GROVE	 	NJ	 	 	8069	 
	***
	 	***	 	OAKLYN	 	NJ	 	 	8107	 
	***
	 	***	 	ALBANY	 	NY	 	 	12203	 
	***
	 	***	 	PHILADELPHIA	 	PA	 	 	19154	 
	***
	 	***	 	LAWRENCE	 	NY	 	 	11559	 
	***
	 	***	 	CITY OF WORCESTER	 	MA	 	 	1602	 
	***
	 	***	 	JACKSONVILLE	 	FL	 	 	32225	 
	***
	 	***	 	DELTONA	 	FL	 	 	32738	 
	***
	 	***	 	SWEDESBORO	 	NJ	 	 	8085	 
	***
	 	***	 	ODENTON	 	MD	 	 	21113	 
	***
	 	***	 	PLEASANTVILLE	 	NJ	 	 	8232	 
	***
	 	***	 	CITY OF PORT JERVIS	 	NY	 	 	12771	 
	***
	 	***	 	TRENTON	 	NJ	 	 	8610	 
	***
	 	***	 	BROOKLYN	 	NY	 	 	11236	 
	***
	 	***	 	PHILADELPHIA	 	PA	 	 	19145	 
	***
	 	***	 	PATCHOGUE	 	NY	 	 	11772	 
	***
	 	***	 	AVON PARK	 	FL	 	 	33825	 
	***
	 	***	 	WHARTON	 	NJ	 	 	7885	 
	***
	 	***	 	NEW ROCHELLE	 	NY	 	 	10804	 
	***
	 	***	 	DINUBA	 	CA	 	 	93618	 
	***
	 	***	 	WESTMINSTER	 	MD	 	 	21157	 
	***
	 	***	 	WYANDANCH	 	NY	 	 	11798	 
	***
	 	***	 	PORT WASHINGTON	 	NY	 	 	11050	 
	***
	 	***	 	BAY SHORE	 	NY	 	 	11706	 
	***
	 	***	 	ISLAND PARK	 	NY	 	 	11558	 
	***
	 	***	 	TOWN OF MASHPEE	 	MA	 	 	2649	 
	***
	 	***	 	BOWIE	 	MD	 	 	20721	 
	***
	 	***	 	WELLINGTON	 	FL	 	 	33467	 
	***
	 	***	 	LINDENHURST	 	NY	 	 	11757	 
	***
	 	***	 	TOWN OF ISLIP	 	NY	 	 	11706	 
	***
	 	***	 	LAKE PARK	 	FL	 	 	33403	 
	***
	 	***	 	TOWNSHIP OF PENNSAUKEN	 	NJ	 	 	8110	 
	***
	 	***	 	JAMAICA	 	NY	 	 	11433	 
	***
	 	***	 	STATEN ISLAND	 	NY	 	 	10305	 
	***
	 	***	 	SPRINGFIELD	 	MA	 	 	1108	 
	***
	 	***	 	BRONX	 	NY	 	 	10453	 
	***
	 	***	 	EAST ELMHURST	 	NY	 	 	11369	 
	***
	 	***	 	PATERSON	 	NJ	 	 	7514	 
	***
	 	***	 	DINGMANS FERRY	 	PA	 	 	18328	 
	***
	 	***	 	TABERNACLE	 	NJ	 	 	8088	 
	***
	 	***	 	PLAINVIEW	 	NY	 	 	11803	 
	***
	 	***	 	STROUDSBURG	 	PA	 	 	18360	 
	***
	 	***	 	LANSDOWNE	 	PA	 	 	19050	 
	***
	 	***	 	CITY OF VINELAND	 	NJ	 	 	8360	 
	***
	 	***	 	BRISTOL	 	PA	 	 	19007	 
	***
	 	***	 	JIM THORPE	 	PA	 	 	18229	 
	***
	 	***	 	GERMANTOWN	 	MD	 	 	20874	 
	***
	 	***	 	TOWN OF LUMBERLAND	 	NY	 	 	12719	 
	***
	 	***	 	OPA-LOCKA	 	FL	 	 	33055	 
	***
	 	***	 	SARASOTA	 	FL	 	 	34232	 
	***
	 	***	 	PORT SAINT LUCIE	 	FL	 	 	34983	 
	***
	 	***	 	BRANDON	 	FL	 	 	33511	 
	***
	 	***	 	BALDWIN	 	NY	 	 	11510	 
	***
	 	***	 	CARTERET	 	NJ	 	 	7008	 
	***
	 	***	 	ROSEDALE	 	NY	 	 	11422	 
	***
	 	***	 	LUDLOW	 	MA	 	 	1056	 
	***
	 	***	 	SPRINGFIELD GARDENS	 	NY	 	 	11413	 
	***
	 	***	 	WYANDANCH	 	NY	 	 	11798	 
	***
	 	***	 	SAINT LOUIS	 	MO	 	 	63124	 
	***
	 	***	 	TWP OF UPPER MERION	 	PA	 	 	19406	 
	***
	 	***	 	TOWN OF BROOKHAVEN	 	NY	 	 	11789	 
	***
	 	***	 	WEST SPRINGFIELD	 	MA	 	 	1089	 
	***
	 	***	 	SANFORD	 	FL	 	 	32773	 





 


Exhibit A-14









 





	 	 	 	 	 	 	 	 	 	 	 
	Loan ID	 	collateral address	 	collateral city	 	collateral state	 	collateral zip	 
	***
	 	***	 	SHIRLEY	 	NY	 	 	11967	 
	***
	 	***	 	GRANBY	 	CT	 	 	6035	 
	***
	 	***	 	SLATINGTON	 	PA	 	 	18080	 
	***
	 	***	 	BROOKFIELD	 	CT	 	 	6804	 
	***
	 	***	 	NAUGATUCK	 	CT	 	 	6770	 
	***
	 	***	 	MASSAPEQUA	 	NY	 	 	11758	 
	***
	 	***	 	BRIDGEPORT	 	CT	 	 	6606	 
	***
	 	***	 	COCOUNT CREEK	 	FL	 	 	33063	 
	***
	 	***	 	QUEENS VILLAGE	 	NY	 	 	11429	 
	***
	 	***	 	WAYNE	 	PA	 	 	19087	 
	***
	 	***	 	FAIRVIEW	 	NJ	 	 	7022	 
	***
	 	***	 	SICKLERVILLE	 	NJ	 	 	8081	 
	***
	 	***	 	CITY OF CENTRAL POINT	 	OR	 	 	97502	 
	***
	 	***	 	JACKSONVILLE	 	FL	 	 	32256	 
	***
	 	***	 	SCITUATE	 	MA	 	 	2066	 
	***
	 	***	 	PLEASANTVILLE	 	NJ	 	 	8201	 
	***
	 	***	 	BOROUGH OF ALLENDALE	 	NJ	 	 	7401	 
	***
	 	***	 	TOWN OF HEMPSTEAD	 	NY	 	 	11550	 
	***
	 	***	 	YONKERS	 	NY	 	 	10701	 
	***
	 	***	 	AMITYVILLE	 	NY	 	 	11701	 
	***
	 	***	 	WILLINGBORO	 	NJ	 	 	8046	 
	***
	 	***	 	HAWLEY	 	PA	 	 	18428	 
	***
	 	***	 	ROLLING PRAIRIE	 	IN	 	 	46371	 
	***
	 	***	 	LOS ANGELES	 	CA	 	 	90016	 
	***
	 	***	 	LINDEN	 	NJ	 	 	7036	 
	***
	 	***	 	LACEY TOWNSHIP	 	NJ	 	 	8734	 
	***
	 	***	 	FORT LAUDERDALE	 	FL	 	 	33309	 
	***
	 	***	 	BALTIMORE	 	MD	 	 	21224	 
	***
	 	***	 	TOMS RIVER	 	NJ	 	 	8755	 
	***
	 	***	 	ELMSFORD	 	NY	 	 	10523	 
	***
	 	***	 	BLOOMFIELD	 	CT	 	 	6002	 
	***
	 	***	 	WILBRAHAM	 	MA	 	 	1095	 
	***
	 	***	 	PENNSVILLE	 	NJ	 	 	8070	 
	***
	 	***	 	BETHLEHEM	 	PA	 	 	18017	 
	***
	 	***	 	SPRINGFIELD GARDENS	 	NY	 	 	11413	 
	***
	 	***	 	HADDON TOWNSHIP	 	NJ	 	 	8108	 
	***
	 	***	 	NESCONSET	 	NY	 	 	11767	 
	***
	 	***	 	FRANKLIN LAKES	 	NJ	 	 	7417	 
	***
	 	***	 	SMITHSBURG	 	MD	 	 	21783	 
	***
	 	***	 	PENNSAUKEN	 	NJ	 	 	8109	 
	***
	 	***	 	TOWN OF BABYLON	 	NY	 	 	11729	 
	***
	 	***	 	OLDHAMS	 	VA	 	 	22529	 
	***
	 	***	 	HOPE	 	NJ	 	 	7844	 
	***
	 	***	 	ALLENTOWN	 	PA	 	 	18109	 
	***
	 	***	 	BRICK TWP.	 	NJ	 	 	8723	 
	***
	 	***	 	BROOKLYN	 	NY	 	 	11225	 
	***
	 	***	 	TOWNSHIP OF LACEY	 	NJ	 	 	8734	 
	***
	 	***	 	MOUNT DORA	 	FL	 	 	32757	 
	***
	 	***	 	WATERBURY	 	CT	 	 	6705	 
	***
	 	***	 	HOWARD BEACH	 	NY	 	 	11414	 
	***
	 	***	 	NORTHFORD	 	CT	 	 	6472	 
	***
	 	***	 	BALTIMORE	 	MD	 	 	21239	 
	***
	 	***	 	UNIONDALE	 	NY	 	 	11553	 
	***
	 	***	 	TOWN OS MARBLETOWN	 	NY	 	 	12491	 
	***
	 	***	 	SEVERN	 	MD	 	 	21144	 
	***
	 	***	 	BROOKLYN	 	NY	 	 	11203	 
	***
	 	***	 	COATESVILLE	 	PA	 	 	19320	 
	***
	 	***	 	NEWARK	 	NJ	 	 	7112	 
	***
	 	***	 	SAINT ALBANS	 	NY	 	 	11412	 
	***
	 	***	 	PARSIPPANY	 	NJ	 	 	7054	 
	***
	 	***	 	WESTTOWN	 	NY	 	 	10998	 
	***
	 	***	 	BRONX	 	NY	 	 	10458	 
	***
	 	***	 	SPRINGFIELD GARDENS	 	NY	 	 	11434	 
	***
	 	***	 	OAKLYN	 	NJ	 	 	8107	 
	***
	 	***	 	UPPER MORELAND	 	PA	 	 	19040	 
	***
	 	***	 	BALDWIN	 	NY	 	 	11510	 





 


Exhibit A-15









 





	 	 	 	 	 	 	 	 	 	 	 
	Loan ID	 	collateral address	 	collateral city	 	collateral state	 	collateral zip	 
	***
	 	***	 	BRIDGEPORT	 	CT	 	 	6610	 
	***
	 	***	 	BRADENTON	 	FL	 	 	34205	 
	***
	 	***	 	TOWN OF GREECE	 	NY	 	 	14626	 
	***
	 	***	 	JERSEY CITY	 	NJ	 	 	7305	 
	***
	 	***	 	CROTON-ON-HUDSON	 	NY	 	 	10520	 
	***
	 	***	 	WALDORF	 	MD	 	 	20602	 
	***
	 	***	 	PHILADELPHIA	 	PA	 	 	19126	 
	***
	 	***	 	SPARKS GLENCOE	 	MD	 	 	21152	 
	***
	 	***	 	LYNDHURST	 	NJ	 	 	7071	 
	***
	 	***	 	SOUTHAMPTON	 	NY	 	 	11968	 
	***
	 	***	 	CLEARWATER	 	FL	 	 	33765	 
	***
	 	***	 	NATICK	 	MA	 	 	1760	 
	***
	 	***	 	NORWALK	 	CT	 	 	6854	 
	***
	 	***	 	MANTEO	 	NC	 	 	27954	 
	***
	 	***	 	WAPPINGERS FALLS	 	NY	 	 	12590	 
	***
	 	***	 	TWSP OF HAMMONTON	 	NJ	 	 	8037	 
	***
	 	***	 	HOLLYWOOD	 	FL	 	 	33020	 
	***
	 	***	 	BUENA VISTA	 	NJ	 	 	8310	 
	***
	 	***	 	PHILADELPHIA	 	PA	 	 	19147	 
	***
	 	***	 	PATERSON	 	NJ	 	 	7501	 
	***
	 	***	 	PEMBROKE PINES	 	FL	 	 	33029	 
	***
	 	***	 	GARFIELD	 	NJ	 	 	7026	 
	***
	 	***	 	TOWNSHIP OF HILLSIDE	 	NJ	 	 	7205	 
	***
	 	***	 	ROCKY POINT	 	NY	 	 	11778	 
	***
	 	***	 	NEW YORK	 	NY	 	 	10037	 
	***
	 	***	 	MORRISTOWN	 	NJ	 	 	7960	 
	***
	 	***	 	STATEN ISLAND	 	NY	 	 	10314	 
	***
	 	***	 	MOUNT EPHRAIM	 	NJ	 	 	8059	 
	***
	 	***	 	IRVINGTON	 	NJ	 	 	7111	 
	***
	 	***	 	CORAL SPRINGS	 	FL	 	 	33065	 
	***
	 	***	 	TOWN OF AMHERST	 	NY	 	 	14051	 
	***
	 	***	 	WATERFORD WORKS	 	NJ	 	 	8089	 
	***
	 	***	 	FAR ROCKAWAY	 	NY	 	 	11691	 
	***
	 	***	 	MOUNT SINAI	 	NY	 	 	11766	 
	***
	 	***	 	FORT LAUDERDALE	 	FL	 	 	33319	 
	***
	 	***	 	VISALIA	 	CA	 	 	93292	 
	***
	 	***	 	WANTAGH	 	NY	 	 	11793	 
	***
	 	***	 	ROYERSFORD	 	PA	 	 	19468	 
	***
	 	***	 	MIAMI	 	FL	 	 	33169	 
	***
	 	***	 	POMPANO BEACH	 	FL	 	 	33064	 
	***
	 	***	 	SOMERDALE	 	NJ	 	 	8083	 
	***
	 	***	 	MALVERN	 	PA	 	 	19355	 
	***
	 	***	 	BRIDGEHAMPTON	 	NY	 	 	11932	 
	***
	 	***	 	PHILADELPHIA	 	PA	 	 	19154	 
	***
	 	***	 	NEWARK	 	NJ	 	 	7106	 
	***
	 	***	 	MANALAPAN	 	NJ	 	 	7726	 
	***
	 	***	 	VERNON	 	FL	 	 	32462	 
	***
	 	***	 	BROOKLYN	 	NY	 	 	11233	 
	***
	 	***	 	RIVERDALE	 	NJ	 	 	7457	 
	***
	 	***	 	PHILADELPHIA	 	PA	 	 	19119	 
	***
	 	***	 	SICKLERVILLE	 	NJ	 	 	8081	 
	***
	 	***	 	CATONSVILLE	 	MD	 	 	21228	 
	***
	 	***	 	SUGARLOAF	 	PA	 	 	18249	 
	***
	 	***	 	FORISTELL	 	MO	 	 	63348	 
	***
	 	***	 	STATEN ISLAND	 	NY	 	 	10314	 
	***
	 	***	 	SAFETY HARBOR	 	FL	 	 	34695	 
	***
	 	***	 	BROOKLYN	 	NY	 	 	11226	 
	***
	 	***	 	UNION	 	NJ	 	 	7083	 
	***
	 	***	 	WINTER PARK	 	FL	 	 	32792	 
	***
	 	***	 	MOUNT VERNON	 	NY	 	 	10550	 
	***
	 	***	 	GRANTS PASS	 	OR	 	 	97526	 
	***
	 	***	 	ATLANTIC HIGHLANDS	 	NJ	 	 	7716	 
	***
	 	***	 	REDMOND	 	WA	 	 	98052	 
	***
	 	***	 	MILLER PLACE	 	NY	 	 	11764	 
	***
	 	***	 	NEW HAVEN	 	CT	 	 	6511	 
	***
	 	***	 	JERSEY CITY	 	NJ	 	 	7304	 





 


Exhibit A-16









 





	 	 	 	 	 	 	 	 	 	 	 
	Loan ID	 	collateral address	 	collateral city	 	collateral state	 	collateral zip	 
	***
	 	***	 	PARKER	 	AZ	 	 	85344	 
	***
	 	***	 	PORTSMOUTH	 	VA	 	 	23704	 
	***
	 	***	 	WENDELL	 	NC	 	 	27591	 
	***
	 	***	 	YONKERS	 	NY	 	 	10701	 
	***
	 	***	 	CHELTENHAM	 	PA	 	 	19012	 
	***
	 	***	 	NEW CITY	 	NY	 	 	10956	 
	***
	 	***	 	NASSAU	 	NY	 	 	12123	 
	***
	 	***	 	FLUSHING	 	NY	 	 	11365	 
	***
	 	***	 	LAKE WORTH	 	FL	 	 	33463	 
	***
	 	***	 	BLOOMFIELD	 	CT	 	 	6002	 
	***
	 	***	 	ONSET	 	MA	 	 	2558	 
	***
	 	***	 	LINDENHURST	 	NY	 	 	11757	 
	***
	 	***	 	MAPLE SHADE	 	NJ	 	 	8052	 
	***
	 	***	 	SOUTH ORANGE	 	NJ	 	 	7079	 
	***
	 	***	 	HAMILTON	 	NJ	 	 	8650	 
	***
	 	***	 	SPRINGFIELD GARDENS	 	NY	 	 	11413	 
	***
	 	***	 	ROCKY HILL	 	CT	 	 	6067	 
	***
	 	***	 	BROOKLYN	 	NY	 	 	11216	 
	***
	 	***	 	HICKSVILLE	 	NY	 	 	11801	 
	***
	 	***	 	SPRINGFIELD	 	MA	 	 	1109	 
	***
	 	***	 	HARLEYSVILLE	 	PA	 	 	19438	 
	***
	 	***	 	NEWPORT NEWS	 	VA	 	 	23607	 
	***
	 	***	 	FAYETTEVILLE	 	NC	 	 	28306	 
	***
	 	***	 	NEPTUNE	 	NJ	 	 	7753	 
	***
	 	***	 	PHILADELPHIA	 	PA	 	 	19128	 
	***
	 	***	 	PLAINFIELD	 	NJ	 	 	7060	 
	***
	 	***	 	HEMPSTEAD	 	NY	 	 	11550	 
	***
	 	***	 	AUDUBON	 	NJ	 	 	8106	 
	***
	 	***	 	MIDDLETOWN	 	NY	 	 	10940	 
	***
	 	***	 	BROOKLYN	 	NY	 	 	11207	 
	***
	 	***	 	POMPTON LAKES	 	NJ	 	 	7442	 
	***
	 	***	 	SWEDESBORO	 	NJ	 	 	8085	 
	***
	 	***	 	BELLMAWR	 	NJ	 	 	8031	 
	***
	 	***	 	NEW HAVEN	 	CT	 	 	6511	 
	***
	 	***	 	SEWELL	 	NJ	 	 	8080	 
	***
	 	***	 	BELLE MEAD	 	NJ	 	 	8502	 
	***
	 	***	 	OCEAN VIEW	 	NJ	 	 	8230	 
	***
	 	***	 	PLYMOUTH	 	MA	 	 	2360	 
	***
	 	***	 	HIGHLAND LAKES	 	NJ	 	 	7422	 
	***
	 	***	 	TAMPA	 	FL	 	 	33617	 
	***
	 	***	 	NORTH CAPE MAY	 	NJ	 	 	8204	 
	***
	 	***	 	BROOKLYN	 	NY	 	 	11235	 
	***
	 	***	 	WILLIAMSTOWN	 	NJ	 	 	8094	 
	***
	 	***	 	BROOKLYN	 	NY	 	 	11222	 
	***
	 	***	 	NORTH BRANFORD	 	CT	 	 	6471	 
	***
	 	***	 	ACCOKEEK	 	MD	 	 	20607	 
	***
	 	***	 	MIAMI	 	FL	 	 	33150	 
	***
	 	***	 	MORTON	 	PA	 	 	19070	 
	***
	 	***	 	EAST ORANGE	 	NJ	 	 	7017	 
	***
	 	***	 	JOHNS ISLAND	 	SC	 	 	29455	 
	***
	 	***	 	TEANECK	 	NJ	 	 	7666	 
	***
	 	***	 	POMPTON LAKES	 	NJ	 	 	7442	 
	***
	 	***	 	GILMANTON	 	NH	 	 	3237	 
	***
	 	***	 	FORT LAUDERDALE	 	FL	 	 	33311	 
	***
	 	***	 	WEST HEMPSTEAD	 	NY	 	 	11552	 
	***
	 	***	 	RED BANK	 	NJ	 	 	7701	 
	***
	 	***	 	BRADENTON	 	FL	 	 	34208	 
	***
	 	***	 	ABSECON	 	NJ	 	 	8201	 
	***
	 	***	 	BRIDGEPORT	 	CT	 	 	6608	 
	***
	 	***	 	IRVINGTON	 	NJ	 	 	7111	 
	***
	 	***	 	BRICK	 	NJ	 	 	8724	 
	***
	 	***	 	WHARTON	 	NJ	 	 	7885	 
	***
	 	***	 	GALLOWAY TOWNSHIP	 	NJ	 	 	8205	 
	***
	 	***	 	HAMILTON	 	NJ	 	 	8629	 
	***
	 	***	 	NEWARK	 	NJ	 	 	7102	 
	***
	 	***	 	RIDGEWOOD	 	NJ	 	 	7450	 





 


Exhibit A-17









 





	 	 	 	 	 	 	 	 	 	 	 
	Loan ID	 	collateral address	 	collateral city	 	collateral state	 	collateral zip	 
	***
	 	***	 	BRONX	 	NY	 	 	10466	 
	***
	 	***	 	FRANKLIN TOWNSHIP	 	NJ	 	 	8873	 
	***
	 	***	 	UNIONDALE	 	NY	 	 	11553	 
	***
	 	***	 	BROOKLYN	 	NY	 	 	11203	 
	***
	 	***	 	UNION CITY	 	NJ	 	 	7087	 
	***
	 	***	 	RICHMOND HILL	 	NY	 	 	11419	 
	***
	 	***	 	RAHWAY	 	NJ	 	 	7065	 
	***
	 	***	 	MULLICA	 	NJ	 	 	8215	 
	***
	 	***	 	WOODBURY	 	NJ	 	 	8096	 
	***
	 	***	 	MAGNOLIA	 	NJ	 	 	8049	 
	***
	 	***	 	JAMAICA	 	NY	 	 	11420	 
	***
	 	***	 	CARTERSVILLE	 	GA	 	 	30120	 
	***
	 	***	 	HAMMONTON	 	NJ	 	 	8037	 
	***
	 	***	 	WAPPINGERS FALLS	 	NY	 	 	12590	 
	***
	 	***	 	STATEN ISLAND	 	NY	 	 	10301	 
	***
	 	***	 	WEST ORANGE	 	NJ	 	 	7052	 
	***
	 	***	 	BRENTWOOD	 	NY	 	 	11717	 
	***
	 	***	 	SUFFOLK	 	VA	 	 	23434	 
	***
	 	***	 	STRATHAM	 	NH	 	 	3885	 
	***
	 	***	 	MONROEVILLE	 	PA	 	 	15146	 
	***
	 	***	 	CEDAR GROVE	 	NJ	 	 	7009	 
	***
	 	***	 	EWING TOWNSHIP	 	NJ	 	 	8628	 
	***
	 	***	 	SELDEN	 	NY	 	 	11784	 
	***
	 	***	 	OPA-LOCKA	 	FL	 	 	33054	 
	***
	 	***	 	SAVANNAH	 	GA	 	 	31401	 
	***
	 	***	 	BROOKLYN	 	NY	 	 	11208	 
	***
	 	***	 	BERWICK	 	ME	 	 	3901	 
	***
	 	***	 	BAKERSFIELD	 	CA	 	 	93305	 
	***
	 	***	 	BAY SHORE	 	NY	 	 	11706	 
	***
	 	***	 	WEST ORANGE	 	NJ	 	 	7052	 
	***
	 	***	 	STATEN ISLAND	 	NY	 	 	10301	 
	***
	 	***	 	BLOOMFIELD	 	CT	 	 	6002	 
	***
	 	***	 	EAST ORANGE	 	NJ	 	 	7017	 
	***
	 	***	 	STATEN ISLAND	 	NY	 	 	10312	 
	***
	 	***	 	FARMINGDALE	 	NY	 	 	11735	 
	***
	 	***	 	BROOKLYN	 	NY	 	 	11221	 
	***
	 	***	 	NEWTOWN SQUARE	 	PA	 	 	19073	 
	***
	 	***	 	LANSDALE	 	PA	 	 	19446	 
	***
	 	***	 	PLEASANTVILLE	 	NJ	 	 	8232	 
	***
	 	***	 	SUFFOLK	 	VA	 	 	23434	 
	***
	 	***	 	PHOENIX	 	AZ	 	 	85020	 
	***
	 	***	 	NESCONSET	 	NY	 	 	11767	 
	***
	 	***	 	MOUNT KISCO	 	NY	 	 	10549	 
	***
	 	***	 	GROSVENOR DALE	 	CT	 	 	6246	 
	***
	 	***	 	WOODSTOWN	 	NJ	 	 	8098	 
	***
	 	***	 	NEWTOWN SQUARE	 	PA	 	 	19073	 
	***
	 	***	 	MIAMI	 	FL	 	 	33142	 
	***
	 	***	 	WHITE PLAINS	 	NY	 	 	10606	 
	***
	 	***	 	FAIRVIEW	 	NJ	 	 	7022	 
	***
	 	***	 	OAKLYN	 	NJ	 	 	8107	 
	***
	 	***	 	BORDENTOWN	 	NJ	 	 	8505	 
	***
	 	***	 	SEWELL	 	NJ	 	 	8080	 
	***
	 	***	 	PLEASANTVILLE	 	NJ	 	 	8232	 
	***
	 	***	 	WEST ORANGE	 	NJ	 	 	7052	 
	***
	 	***	 	WATERBURY	 	CT	 	 	6706	 
	***
	 	***	 	TRENTON	 	NJ	 	 	8611	 
	***
	 	***	 	PORT REPUBLIC	 	NJ	 	 	8241	 
	***
	 	***	 	BRENTWOOD	 	NY	 	 	11717	 
	***
	 	***	 	TOWN OF EAST FISHKILL	 	NY	 	 	12533	 
	***
	 	***	 	HOPATCONG	 	NJ	 	 	7843	 
	***
	 	***	 	DEER PARK	 	NY	 	 	11729	 
	***
	 	***	 	PISCATAWAY	 	NJ	 	 	8854	 
	***
	 	***	 	BALLSTON SPA	 	NY	 	 	12020	 
	***
	 	***	 	NEW ROCHELLE	 	NY	 	 	10804	 
	***
	 	***	 	KATONAH	 	NY	 	 	10536	 
	***
	 	***	 	TOMKINS COVE	 	NY	 	 	10986	 





 


Exhibit A-18









 





	 	 	 	 	 	 	 	 	 	 	 
	Loan ID	 	collateral address	 	collateral city	 	collateral state	 	collateral zip	 
	***
	 	***	 	BROOKLYN	 	NY	 	 	11223	 
	***
	 	***	 	WEST CALDWELL	 	NJ	 	 	7006	 
	***
	 	***	 	PISCATAWAY	 	NJ	 	 	8854	 
	***
	 	***	 	SHELTON	 	WA	 	 	98584	 
	***
	 	***	 	PLAINFIELD	 	NJ	 	 	7060	 
	***
	 	***	 	RUTHER GLEN	 	VA	 	 	22546	 
	***
	 	***	 	NORTH HOLLYWOOD	 	CA	 	 	91606	 
	***
	 	***	 	JAMAICA	 	NY	 	 	11434	 
	***
	 	***	 	BELLEVILLE	 	NJ	 	 	7109	 
	***
	 	***	 	JAMAICA	 	NY	 	 	11436	 
	***
	 	***	 	BELLEVILLE	 	NJ	 	 	7109	 
	***
	 	***	 	BETHLEHEM TWP.	 	NJ	 	 	8802	 
	***
	 	***	 	GLENMOORE	 	PA	 	 	19343	 
	***
	 	***	 	NORTH HAVEN	 	CT	 	 	6473	 
	***
	 	***	 	BERKELEY TWP	 	NJ	 	 	8721	 
	***
	 	***	 	MILLVILLE	 	NJ	 	 	8332	 
	***
	 	***	 	POUGHKEEPSIE	 	NY	 	 	12603	 
	***
	 	***	 	LINDENHURST	 	NY	 	 	11757	 
	***
	 	***	 	ATLANTIC CITY	 	NJ	 	 	8401	 
	***
	 	***	 	RICHMOND	 	VA	 	 	23294	 
	***
	 	***	 	MOUNT HOLLY	 	NJ	 	 	8060	 
	***
	 	***	 	CANTON	 	CT	 	 	6019	 
	***
	 	***	 	JACKSONVILLE	 	FL	 	 	32219	 
	***
	 	***	 	CAROLINA BEACH	 	NC	 	 	28428	 
	***
	 	***	 	HAVERTOWN	 	PA	 	 	19083	 
	***
	 	***	 	SPRINGFIELD GARDENS	 	NY	 	 	11413	 
	***
	 	***	 	LYNCHBURG	 	VA	 	 	24502	 
	***
	 	***	 	HAINES CITY	 	FL	 	 	33844	 
	***
	 	***	 	PORT SAINT LUCIE	 	FL	 	 	34953	 
	***
	 	***	 	STAMFORD	 	CT	 	 	6902	 
	***
	 	***	 	LAUDERHILL	 	FL	 	 	33313	 
	***
	 	***	 	DECATUR	 	GA	 	 	30034	 
	***
	 	***	 	LAKE ELSINO	 	CA	 	 	92530	 
	***
	 	***	 	CHICAGO	 	IL	 	 	60628	 
	***
	 	***	 	RAPHINE	 	VA	 	 	24472	 
	***
	 	***	 	MEDFORD	 	NJ	 	 	8055	 
	***
	 	***	 	LINCOLN	 	CA	 	 	95648	 
	***
	 	***	 	HARVEY	 	LA	 	 	70058	 
	***
	 	***	 	RICHBURG	 	SC	 	 	29729	 
	***
	 	***	 	CYPRESS	 	TX	 	 	77433	 
	***
	 	***	 	POWAY	 	CA	 	 	92064	 
	***
	 	***	 	OAKHURST	 	NJ	 	 	7755	 
	***
	 	***	 	ABINGTON	 	PA	 	 	19001	 
	***
	 	***	 	BENSALEM	 	PA	 	 	19020	 
	***
	 	***	 	INDIANAPOLIS	 	IN	 	 	46208	 
	***
	 	***	 	TRENTON	 	NC	 	 	28585	 
	***
	 	***	 	Charleston	 	MO	 	 	63834	 
	***
	 	***	 	LAUDERDALE LAKES	 	FL	 	 	33319	 
	***
	 	***	 	Town of Colchester	 	NY	 	 	13755	 
	***
	 	***	 	Hyde Park	 	MA	 	 	2126	 
	***
	 	***	 	Jamaica Plain	 	MA	 	 	2130	 
	***
	 	***	 	NORTH CHELMSFORD	 	MA	 	 	1863	 
	***
	 	***	 	CEDARVILLE	 	NJ	 	 	8311	 
	***
	 	***	 	North Bergen Twp	 	NJ	 	 	7047	 
	***
	 	***	 	LOS ANGELES	 	CA	 	 	90018	 
	***
	 	***	 	KNIGHTSTOWN	 	IN	 	 	46148	 
	***
	 	***	 	JENNINGS	 	LA	 	 	70546	 
	***
	 	***	 	CHICAGO	 	IL	 	 	60634	 
	***
	 	***	 	KENNEWICK	 	WA	 	 	99336	 
	***
	 	***	 	CRYSTAL LAKE	 	IL	 	 	60014	 
	***
	 	***	 	TACOMA	 	WA	 	 	98424	 
	***
	 	***	 	NEWARK	 	NJ	 	 	7112	 
	***
	 	***	 	PALESTINE	 	IL	 	 	62451	 
	***
	 	***	 	SPRING	 	TX	 	 	77380	 
	***
	 	***	 	IRVINGTON	 	NJ	 	 	7111	 
	***
	 	***	 	WEAVER	 	AL	 	 	36277	 





 


Exhibit A-19









 





	 	 	 	 	 	 	 	 	 	 	 
	Loan ID	 	collateral address	 	collateral city	 	collateral state	 	collateral zip	 
	***
	 	***	 	PUEBLO	 	CO	 	 	81007	 
	***
	 	***	 	CONNELLSVILLE	 	PA	 	 	15425	 
	***
	 	***	 	AKRON	 	OH	 	 	44313	 
	***
	 	***	 	Goddard	 	KS	 	 	67052	 
	***
	 	***	 	Joliet	 	IL	 	 	60436	 
	***
	 	***	 	TAMPA	 	FL	 	 	33607	 
	***
	 	***	 	NEW ORLEANS	 	LA	 	 	70119	 
	***
	 	***	 	Wilmer	 	TX	 	 	75172	 
	***
	 	***	 	CHICAGO	 	IL	 	 	60637	 
	***
	 	***	 	ORANGEBURG	 	SC	 	 	29115	 
	***
	 	***	 	LOS LUNAS	 	NM	 	 	87031	 
	***
	 	***	 	Fairfield	 	OH	 	 	45014	 
	***
	 	***	 	Augusta	 	GA	 	 	30906	 
	***
	 	***	 	Jonesboro	 	GA	 	 	30238	 
	***
	 	***	 	Richmond	 	VA	 	 	23234	 
	***
	 	***	 	WAUSAU	 	WI	 	 	54403	 
	***
	 	***	 	ST JOSEPH	 	MO	 	 	64503	 
	***
	 	***	 	OCONTO	 	WI	 	 	54153	 
	***
	 	***	 	WILDWOOD	 	FL	 	 	34785	 
	***
	 	***	 	Birdseye	 	IN	 	 	47513	 
	***
	 	***	 	Redford	 	MI	 	 	48240	 
	***
	 	***	 	SPANAWAY	 	WA	 	 	98387	 
	***
	 	***	 	BARTOW	 	FL	 	 	33830	 
	***
	 	***	 	COLUMBIA	 	SC	 	 	29223	 
	***
	 	***	 	SICKLERVILLE	 	NJ	 	 	8081	 
	***
	 	***	 	IRVINE	 	WI	 	 	53143	 
	***
	 	***	 	PIEDMONT	 	SC	 	 	29673	 
	***
	 	***	 	COHOCTON	 	NY	 	 	14826	 
	***
	 	***	 	APACHE JUNCTION	 	AZ	 	 	85219	 
	***
	 	***	 	KATY	 	TX	 	 	77450	 
	***
	 	***	 	CLEVELAND	 	OH	 	 	44120	 
	***
	 	***	 	NASHVILLE	 	TN	 	 	37211	 
	***
	 	***	 	TEXARKANA	 	AR	 	 	71854	 
	***
	 	***	 	PARIS	 	TX	 	 	75460	 
	***
	 	***	 	PITTSBURGH	 	PA	 	 	15207	 
	***
	 	***	 	DAMASCUS	 	MD	 	 	20750	 
	***
	 	***	 	SARVER	 	PA	 	 	16055	 
	***
	 	***	 	Stafford	 	TX	 	 	77477	 
	***
	 	***	 	Upper Saucon	 	PA	 	 	18015	 
	***
	 	***	 	Kintnersville	 	PA	 	 	18930	 
	***
	 	***	 	POWHATAN	 	VA	 	 	23139	 
	***
	 	***	 	Marlow	 	OK	 	 	73055	 
	***
	 	***	 	Powder Springs	 	GA	 	 	30127	 
	***
	 	***	 	PORT GIBSON	 	MS	 	 	39150	 
	***
	 	***	 	EVANSVILLE	 	IN	 	 	47714	 
	***
	 	***	 	Atlanta	 	GA	 	 	30349	 
	***
	 	***	 	Calumet City	 	IL	 	 	60409	 
	***
	 	***	 	Lithonia	 	GA	 	 	30058	 
	***
	 	***	 	MORGANTON	 	NC	 	 	28655	 
	***
	 	***	 	ROCHESTER	 	NY	 	 	14606	 
	***
	 	***	 	Springfield	 	MA	 	 	1119	 
	***
	 	***	 	Saint Louis	 	MO	 	 	63122	 
	***
	 	***	 	Federal Way	 	WA	 	 	98003	 
	***
	 	***	 	St. Peters	 	MO	 	 	63376	 
	***
	 	***	 	Mahaffey	 	PA	 	 	15757	 
	***
	 	***	 	Milwaukee	 	WI	 	 	53210	 
	***
	 	***	 	Randolph	 	NJ	 	 	7869	 
	***
	 	***	 	Sacramento	 	CA	 	 	92832	 
	***
	 	***	 	COOKEVILLE	 	TN	 	 	38501	 
	***
	 	***	 	JUSTIN	 	TX	 	 	76247	 
	***
	 	***	 	CRESTVIEW	 	FL	 	 	32539	 
	***
	 	***	 	RALEIGH	 	NC	 	 	27616	 
	***
	 	***	 	LONG BEACH	 	CA	 	 	90805	 
	***
	 	***	 	DISTRICT HEIGHTS	 	MD	 	 	20747	 
	***
	 	***	 	CYPRESS	 	TX	 	 	77429	 
	***
	 	***	 	WANNASKA	 	MN	 	 	56761	 





 


Exhibit A-20









 





	 	 	 	 	 	 	 	 	 	 	 
	Loan ID	 	collateral address	 	collateral city	 	collateral state	 	collateral zip	 
	***
	 	***	 	LAWTON	 	OK	 	 	73505	 
	***
	 	***	 	Norristown	 	PA	 	 	19403	 
	***
	 	***	 	WARRENSVILLE HEIGHTS	 	OH	 	 	44122	 
	***
	 	***	 	PHILADELPHIA	 	PA	 	 	19153	 
	***
	 	***	 	YOUNGSTOWN	 	OH	 	 	44515	 
	***
	 	***	 	HOUSTON	 	TX	 	 	77090	 
	***
	 	***	 	BIG LAKE	 	MN	 	 	55309	 
	***
	 	***	 	DARBY	 	PA	 	 	19023	 
	***
	 	***	 	REEDLEY	 	CA	 	 	93654	 
	***
	 	***	 	KATY	 	TX	 	 	77449	 
	***
	 	***	 	SAINT LOUIS	 	MO	 	 	63118	 
	***
	 	***	 	CERES	 	CA	 	 	95307	 
	***
	 	***	 	BROOKLYN	 	NY	 	 	11234	 
	***
	 	***	 	GREENWOOD	 	MS	 	 	38930	 
	***
	 	***	 	HAWTHORNE	 	CA	 	 	90250	 
	***
	 	***	 	BRUNSWICK	 	OH	 	 	44212	 
	***
	 	***	 	FEDERAL WAY	 	WA	 	 	98023	 
	***
	 	***	 	AKRON	 	OH	 	 	44312	 
	***
	 	***	 	BROOKLYN	 	NY	 	 	11207	 
	***
	 	***	 	LAS VEGAS	 	NV	 	 	89128	 
	***
	 	***	 	FAIRVIEW PARK	 	OH	 	 	44126	 
	***
	 	***	 	REIDSVILLE	 	NC	 	 	27320	 
	***
	 	***	 	ROCKY MOUNT	 	NC	 	 	27804	 
	***
	 	***	 	JENKINS	 	KY	 	 	41537	 
	***
	 	***	 	VINELAND	 	NJ	 	 	8361	 
	***
	 	***	 	CARTERET	 	NJ	 	 	7008	 
	***
	 	***	 	SAINT LOUIS	 	MO	 	 	63125	 
	***
	 	***	 	KISSIMMEE	 	FL	 	 	34758	 
	***
	 	***	 	HIALEAH	 	FL	 	 	33012	 
	***
	 	***	 	PHOENIX	 	AZ	 	 	85006	 
	***
	 	***	 	SOUTH POINT	 	OH	 	 	45680	 
	***
	 	***	 	FORT GRATIOT	 	MI	 	 	48059	 
	***
	 	***	 	SAGINAW	 	MI	 	 	49602	 
	***
	 	***	 	CHARLOTTE	 	NC	 	 	28278	 
	***
	 	***	 	NEWTON	 	IA	 	 	50208	 
	***
	 	***	 	CHELTENHAM TOWNSHIP	 	PA	 	 	19095	 
	***
	 	***	 	CHICAGO	 	IL	 	 	60624	 
	***
	 	***	 	NORTHRIDGE	 	CA	 	 	91324	 
	***
	 	***	 	HAMPTON	 	VA	 	 	23666	 
	***
	 	***	 	Lodi	 	CA	 	 	95240	 
	***
	 	***	 	WASHINGTON	 	DC	 	 	20002	 
	***
	 	***	 	ZANESVILLE	 	OH	 	 	43701	 
	***
	 	***	 	FLETCHER	 	OK	 	 	73541	 
	***
	 	***	 	WEST LAFAYETTE	 	OH	 	 	43845	 
	***
	 	***	 	Mesquite	 	TX	 	 	75149	 
	***
	 	***	 	Reedsburg	 	WI	 	 	53959	 
	***
	 	***	 	Wethersfield	 	CT	 	 	6109	 
	***
	 	***	 	ST LOUIS	 	MO	 	 	63136	 
	***
	 	***	 	IMPERIAL	 	MO	 	 	63052	 
	***
	 	***	 	Milwaukee	 	WI	 	 	53208	 
	***
	 	***	 	Pembroke Pines	 	FL	 	 	33029	 
	***
	 	***	 	NORTH MIAMI BEACH	 	FL	 	 	33179	 
	***
	 	***	 	SUMMERVILLE	 	SC	 	 	29483	 
	***
	 	***	 	FLINT	 	MI	 	 	48507	 
	***
	 	***	 	CAPITOL HEIGHTS	 	MD	 	 	20743	 
	***
	 	***	 	Lodi	 	CA	 	 	95240	 
	***
	 	***	 	GIBSON CITY	 	IL	 	 	60936	 
	***
	 	***	 	ORLANDO	 	FL	 	 	32812	 
	***
	 	***	 	Dade City	 	FL	 	 	33525	 
	***
	 	***	 	BRIGHAM CITY	 	UT	 	 	84302	 
	***
	 	***	 	BATON ROUGE	 	LA	 	 	70805	 
	***
	 	***	 	Houston	 	TX	 	 	77082	 
	***
	 	***	 	GREENVILLE	 	SC	 	 	29615	 
	***
	 	***	 	SAN JOSE	 	CA	 	 	95118	 
	***
	 	***	 	Fort Lupton	 	CO	 	 	80621	 
	***
	 	***	 	BOYERTOWN	 	PA	 	 	19512	 





 


Exhibit A-21









 





	 	 	 	 	 	 	 	 	 	 	 
	Loan ID	 	collateral address	 	collateral city	 	collateral state	 	collateral zip	 
	***
	 	***	 	SOUTH BEND	 	IN	 	 	46615	 
	***
	 	***	 	Richmond	 	VA	 	 	23233	 
	***
	 	***	 	SOUTH ORANGE	 	NJ	 	 	7079	 
	***
	 	***	 	BROOKLYN	 	NY	 	 	11203	 
	***
	 	***	 	LA MIRADA	 	CA	 	 	90638	 
	***
	 	***	 	ALEDO	 	TX	 	 	76008	 
	***
	 	***	 	INDIO	 	CA	 	 	92201	 
	***
	 	***	 	VINELAND	 	NJ	 	 	8360	 
	***
	 	***	 	YONKERS	 	NY	 	 	10705	 
	***
	 	***	 	MT VERNON	 	NY	 	 	10553	 
	***
	 	***	 	SAN ANTONIO	 	TX	 	 	78201	 
	***
	 	***	 	GULFPORT	 	MS	 	 	39507	 
	***
	 	***	 	ROSWELL	 	NM	 	 	88201	 
	***
	 	***	 	COUNTRY CLUB HILLS	 	IL	 	 	60477	 
	***
	 	***	 	NEW ORLEANS	 	LA	 	 	70127	 
	***
	 	***	 	WARMINSTER	 	PA	 	 	18974	 
	***
	 	***	 	SANFORD	 	FL	 	 	32773	 
	***
	 	***	 	CORPUS CHRISTI	 	TX	 	 	78415	 
	***
	 	***	 	NORTH GROSVENORDALE	 	CT	 	 	6255	 
	***
	 	***	 	PHILADELPHIA	 	PA	 	 	19144	 
	***
	 	***	 	WILMINGTON	 	DE	 	 	19801	 
	***
	 	***	 	WAKEFIELD	 	RI	 	 	2879	 
	***
	 	***	 	PANAMA CITY	 	FL	 	 	32407	 
	***
	 	***	 	NEWARK	 	DE	 	 	19711	 
	***
	 	***	 	GALENA PARK	 	TX	 	 	77547	 
	***
	 	***	 	Cypress	 	TX	 	 	77429	 
	***
	 	***	 	Houston	 	TX	 	 	77094	 
	***
	 	***	 	Richmond	 	VA	 	 	23225	 
	***
	 	***	 	STATESVILLE	 	NC	 	 	28677	 
	***
	 	***	 	Alanson	 	MI	 	 	49706	 
	***
	 	***	 	Bronson	 	MI	 	 	49028	 
	***
	 	***	 	SANBORNTON	 	NH	 	 	3269	 
	***
	 	***	 	BRADENTON	 	FL	 	 	34210	 
	***
	 	***	 	TAMPA	 	FL	 	 	33614	 
	***
	 	***	 	BOYNTON BEACH	 	FL	 	 	33435	 
	***
	 	***	 	Huntington	 	NY	 	 	11746	 
	***
	 	***	 	Forsyth	 	GA	 	 	31016	 
	***
	 	***	 	Macon	 	MO	 	 	63552	 
	***
	 	***	 	YORK	 	PA	 	 	17404	 
	***
	 	***	 	DAYTONA BEACH	 	FL	 	 	32118	 
	***
	 	***	 	ORANGE PARK	 	FL	 	 	32073	 
	***
	 	***	 	ATLANTIC BEACH	 	FL	 	 	32233	 
	***
	 	***	 	ST. PETERSBURG	 	FL	 	 	33712	 
	***
	 	***	 	JACKSONVILLE	 	FL	 	 	32277	 
	***
	 	***	 	DAVENPORT	 	FL	 	 	33896	 
	***
	 	***	 	JACKSONVILLE	 	FL	 	 	32208	 
	***
	 	***	 	MIAMI	 	FL	 	 	33157	 
	***
	 	***	 	POMPANO BEACH	 	FL	 	 	33069	 
	***
	 	***	 	Reno	 	NV	 	 	89512	 
	***
	 	***	 	VERNON	 	AZ	 	 	85940	 
	***
	 	***	 	Youngstown	 	OH	 	 	44505	 
	***
	 	***	 	W POTTSGROVE	 	PA	 	 	19464	 
	***
	 	***	 	CARLISLE	 	PA	 	 	17013	 
	***
	 	***	 	CHANDLER	 	AZ	 	 	85226	 
	***
	 	***	 	MIAMI	 	FL	 	 	33157	 
	***
	 	***	 	VIRGINIA BEACH	 	VA	 	 	23451	 
	***
	 	***	 	JERSEY CITY	 	NJ	 	 	7304	 
	***
	 	***	 	LAWRENCEBURG	 	IN	 	 	47025	 
	***
	 	***	 	CREIGHTON	 	PA	 	 	15030	 
	***
	 	***	 	BURGHILL	 	OH	 	 	44404	 
	***
	 	***	 	ASHTABULA	 	OH	 	 	44004	 
	***
	 	***	 	SHREVEPORT	 	LA	 	 	71106	 
	***
	 	***	 	CARDINGTON	 	OH	 	 	43315	 
	***
	 	***	 	ESPANOLA	 	NM	 	 	87532	 
	***
	 	***	 	SHOREWOOD	 	IL	 	 	60431	 
	***
	 	***	 	CLARKSVILLE	 	TN	 	 	37043	 





 


Exhibit A-22









 





	 	 	 	 	 	 	 	 	 	 	 
	Loan ID	 	collateral address	 	collateral city	 	collateral state	 	collateral zip	 
	***
	 	***	 	AMARILLO	 	TX	 	 	79109	 
	***
	 	***	 	SHARPSVILLE	 	PA	 	 	16150	 
	***
	 	***	 	BALTIMORE	 	MD	 	 	21230	 
	***
	 	***	 	HOUSTON	 	TX	 	 	77095	 
	***
	 	***	 	FORNEY	 	TX	 	 	75126	 
	***
	 	***	 	SOMERSET	 	MA	 	 	2726	 
	***
	 	***	 	HOUSTON	 	TX	 	 	77087	 
	***
	 	***	 	HILLMAN	 	MN	 	 	56338	 
	***
	 	***	 	RICHMOND	 	VA	 	 	23228	 
	***
	 	***	 	CLEVELAND	 	OH	 	 	44120	 
	***
	 	***	 	OSBURN	 	ID	 	 	83849	 
	***
	 	***	 	TUOLUMNE	 	CA	 	 	95379	 
	***
	 	***	 	HOLLAND	 	MI	 	 	49423	 
	***
	 	***	 	BENNETT	 	NE	 	 	68317	 
	***
	 	***	 	BOGOTA	 	NJ	 	 	7603	 
	***
	 	***	 	LAGRANGE	 	NC	 	 	28551	 
	***
	 	***	 	ALBERQUERQUE	 	NM	 	 	87123	 
	***
	 	***	 	CHARLOTTE	 	NC	 	 	28205	 
	***
	 	***	 	CARMICHAELS	 	PA	 	 	15320	 
	***
	 	***	 	MONTESANO	 	WA	 	 	98563	 
	***
	 	***	 	PHILADELPHIA	 	PA	 	 	19151	 
	***
	 	***	 	FLORENCE	 	CO	 	 	81226	 
	***
	 	***	 	FLORIDA CITY	 	FL	 	 	33034	 
	***
	 	***	 	STONINGTON	 	CT	 	 	6378	 
	***
	 	***	 	AUSTIN	 	TX	 	 	78723	 
	***
	 	***	 	AMARILLO	 	TX	 	 	79106	 
	***
	 	***	 	MIAMI	 	FL	 	 	33175	 
	***
	 	***	 	GARLAND	 	TX	 	 	75043	 
	***
	 	***	 	MINNEAPOLIS	 	MN	 	 	55414	 
	***
	 	***	 	FOLLANSBEE	 	WV	 	 	26037	 
	***
	 	***	 	SYRACUSE	 	NY	 	 	13205	 
	***
	 	***	 	PRIOR LAKE	 	MN	 	 	55372	 
	***
	 	***	 	BELHAVEN	 	NC	 	 	27810	 
	***
	 	***	 	CANTON	 	GA	 	 	30114	 
	***
	 	***	 	NEW CASTLE	 	DE	 	 	19720	 
	***
	 	***	 	HILLSBORO	 	OH	 	 	45133	 
	***
	 	***	 	BROWNS VALLEY	 	MN	 	 	56219	 
	***
	 	***	 	AUGUSTA	 	GA	 	 	30904	 
	***
	 	***	 	BUMPASS	 	VA	 	 	23024	 
	***
	 	***	 	DALLAS	 	GA	 	 	30132	 
	***
	 	***	 	CLINTON	 	AR	 	 	72031	 
	***
	 	***	 	MONTGOMERY	 	AL	 	 	36116	 
	***
	 	***	 	BAKERSFIELD	 	CA	 	 	93301	 
	***
	 	***	 	BAY CITY	 	MI	 	 	48706	 
	***
	 	***	 	PHILADELPHIA	 	PA	 	 	19136	 
	***
	 	***	 	PROVIDENCE	 	KY	 	 	42450	 
	***
	 	***	 	PEMBROKE	 	GA	 	 	31312	 
	***
	 	***	 	Palm Springs	 	FL	 	 	33461	 
	***
	 	***	 	Greenwater	 	WA	 	 	98022	 
	***
	 	***	 	Cleveland	 	OH	 	 	44105	 
	***
	 	***	 	Stanford	 	KY	 	 	40484	 
	***
	 	***	 	Brentwood	 	NY	 	 	11717	 
	***
	 	***	 	Brooklyn	 	NY	 	 	11221	 
	***
	 	***	 	Winston	 	GA	 	 	30187	 
	***
	 	***	 	FAR ROCKAWAY	 	NY	 	 	11691	 
	***
	 	***	 	Gainesville	 	FL	 	 	32653	 
	***
	 	***	 	WILKES BARRE	 	PA	 	 	18705	 
	***
	 	***	 	Mansfield	 	OH	 	 	44903	 
	***
	 	***	 	Rockledge	 	FL	 	 	32955	 
	***
	 	***	 	Chicago	 	IL	 	 	60628	 
	***
	 	***	 	Georgetown	 	SC	 	 	29440	 
	***
	 	***	 	NEW ORLEANS	 	LA	 	 	70114	 
	***
	 	***	 	SAVANNAH	 	GA	 	 	31405	 
	***
	 	***	 	Orangeburg	 	SC	 	 	29115	 
	***
	 	***	 	Pompano Beach	 	FL	 	 	33062	 
	***
	 	***	 	HAWORTH	 	OK	 	 	74740	 





 


Exhibit A-23









 





	 	 	 	 	 	 	 	 	 	 	 
	Loan ID	 	collateral address	 	collateral city	 	collateral state	 	collateral zip	 
	***
	 	***	 	MONROEVILLE	 	PA	 	 	15146	 
	***
	 	***	 	CAMPBELL	 	MO	 	 	63933	 
	***
	 	***	 	Decatur	 	GA	 	 	30032	 
	***
	 	***	 	Conyers	 	GA	 	 	30013	 
	***
	 	***	 	MICHIGAN CITY	 	IN	 	 	46360	 
	***
	 	***	 	Astatula	 	FL	 	 	34705	 
	***
	 	***	 	BRADENTON	 	FL	 	 	34205	 
	***
	 	***	 	TULSA	 	OK	 	 	74112	 
	***
	 	***	 	Zebulon	 	NC	 	 	27597	 
	***
	 	***	 	BELLEVILLE	 	IL	 	 	62223	 
	***
	 	***	 	EVANSDALE	 	IA	 	 	50707	 
	***
	 	***	 	Altoona	 	PA	 	 	16602	 
	***
	 	***	 	Indian Rocks Beach	 	FL	 	 	33785	 
	***
	 	***	 	Boring	 	OR	 	 	97009	 
	***
	 	***	 	BALTIMORE	 	MD	 	 	21218	 
	***
	 	***	 	IRVINGTON	 	NJ	 	 	7111	 
	***
	 	***	 	PENSACOLA	 	FL	 	 	32507	 
	***
	 	***	 	Grand Prairie	 	TX	 	 	75050	 
	***
	 	***	 	Emporia	 	VA	 	 	23847	 
	***
	 	***	 	Haysville	 	KS	 	 	67060	 
	***
	 	***	 	Dodge City	 	KS	 	 	67801	 
	***
	 	***	 	Blackwell	 	OK	 	 	74631	 
	***
	 	***	 	Winston Salem	 	NC	 	 	27107	 
	***
	 	***	 	MERIDIAN	 	MS	 	 	39307	 
	***
	 	***	 	GLENDALE	 	AZ	 	 	85305	 
	***
	 	***	 	ELK	 	WA	 	 	99009	 
	***
	 	***	 	DOUGLASVILLE	 	GA	 	 	30135	 
	***
	 	***	 	ROBBINSVILLE	 	NC	 	 	28771	 
	***
	 	***	 	CHICAGO	 	IL	 	 	60628	 
	***
	 	***	 	PHILADELPHIA	 	PA	 	 	19135	 
	***
	 	***	 	MONROE	 	NY	 	 	10950	 
	***
	 	***	 	SENECA	 	SC	 	 	29678	 
	***
	 	***	 	NEW CASTLE	 	DE	 	 	19720	 
	***
	 	***	 	OGDEN	 	UT	 	 	84403	 
	***
	 	***	 	BALTIMORE	 	MD	 	 	21229	 
	***
	 	***	 	LA PALMA	 	CA	 	 	90623	 
	***
	 	***	 	MELVILLE	 	NY	 	 	11747	 
	***
	 	***	 	HARRISBURG	 	PA	 	 	17111	 
	***
	 	***	 	SALEM	 	OR	 	 	97301	 
	***
	 	***	 	HEATHROW	 	FL	 	 	32746	 
	***
	 	***	 	EAST HAMPTON	 	CT	 	 	6424	 
	***
	 	***	 	Gaffney	 	SC	 	 	29341	 
	***
	 	***	 	Vineland	 	NJ	 	 	8360	 
	***
	 	***	 	DAYTON	 	OH	 	 	45420	 
	***
	 	***	 	BALTIMORE	 	MD	 	 	21225	 
	***
	 	***	 	SEALY	 	TX	 	 	77474	 
	***
	 	***	 	HOCKLEY	 	TX	 	 	77447	 
	***
	 	***	 	HUBBARD	 	OH	 	 	44425	 
	***
	 	***	 	Miami	 	FL	 	 	33125	 
	***
	 	***	 	Fayetteville	 	NC	 	 	28306	 
	***
	 	***	 	LAWRENCEBURG	 	TN	 	 	38464	 
	***
	 	***	 	BAKER CITY	 	OR	 	 	97814	 
	***
	 	***	 	KANSAS CITY	 	KS	 	 	66112	 
	***
	 	***	 	GILLETTE	 	WY	 	 	82716	 
	***
	 	***	 	HOUSTON	 	TX	 	 	77047	 
	***
	 	***	 	Kenilworth Borough	 	NJ	 	 	7033	 
	***
	 	***	 	CONWAY	 	MO	 	 	65632	 
	***
	 	***	 	BELLEVILLE	 	IL	 	 	62220	 
	***
	 	***	 	CHURCH POINT	 	LA	 	 	70525	 
	***
	 	***	 	WAGGAMAN	 	LA	 	 	70094	 
	***
	 	***	 	Brothertown	 	WI	 	 	53014	 
	***
	 	***	 	OKLAHOMA CITY	 	OK	 	 	73120	 
	***
	 	***	 	WEST VALLEY	 	UT	 	 	84128	 
	***
	 	***	 	WILMINGTON	 	NC	 	 	28401	 
	***
	 	***	 	MONROEVILLE	 	PA	 	 	15146	 
	***
	 	***	 	MILWAUKEE	 	WI	 	 	53208	 





 


Exhibit A-24









 





	 	 	 	 	 	 	 	 	 	 	 
	Loan ID	 	collateral address	 	collateral city	 	collateral state	 	collateral zip	 
	***
	 	***	 	WOOD RIVER	 	IL	 	 	62095	 
	***
	 	***	 	HENDERSON	 	NC	 	 	27536	 
	***
	 	***	 	LORAIN	 	OH	 	 	44052	 
	***
	 	***	 	TOLEDO	 	OH	 	 	43602	 
	***
	 	***	 	HIGHLAND SPRINGS	 	VA	 	 	23075	 
	***
	 	***	 	MARTINSBURG	 	WV	 	 	25401	 
	***
	 	***	 	DETROIT	 	MI	 	 	48221	 
	***
	 	***	 	ROME	 	GA	 	 	30161	 
	***
	 	***	 	NEW MARKET	 	TN	 	 	37820	 
	***
	 	***	 	CENTRALIA	 	IL	 	 	62801	 
	***
	 	***	 	FAIRBORN	 	OH	 	 	45324	 
	***
	 	***	 	BOURBON	 	IN	 	 	46504	 
	***
	 	***	 	PENDLETON	 	SC	 	 	29670	 
	***
	 	***	 	PHOENIX	 	AZ	 	 	85006	 
	***
	 	***	 	NEWARK	 	OH	 	 	43055	 
	***
	 	***	 	HANNIBAL	 	MO	 	 	63401	 
	***
	 	***	 	ARENA	 	WI	 	 	53503	 
	***
	 	***	 	MINNEAPOLIS	 	MN	 	 	55407	 
	***
	 	***	 	CONWAY	 	SC	 	 	29527	 
	***
	 	***	 	BLACKFOOT	 	ID	 	 	83221	 
	***
	 	***	 	LITTLE RIVER	 	SC	 	 	29566	 
	***
	 	***	 	SPRING CREE	 	NV	 	 	89815	 
	***
	 	***	 	TAYLOR	 	MI	 	 	48180	 
	***
	 	***	 	CARY	 	NC	 	 	27513	 
	***
	 	***	 	LOUISVILLE	 	GA	 	 	30434	 
	***
	 	***	 	NEWARK	 	OH	 	 	43055	 
	***
	 	***	 	HILBERT	 	WI	 	 	54129	 
	***
	 	***	 	RICHTON PARK	 	IL	 	 	60471	 
	***
	 	***	 	ROCKFORD	 	IL	 	 	61109	 
	***
	 	***	 	BELLEVILLE	 	IL	 	 	62220	 
	***
	 	***	 	OXFORD	 	OH	 	 	45064	 
	***
	 	***	 	VENTURA	 	CA	 	 	93003	 
	***
	 	***	 	WILLOW SPRINGS	 	NC	 	 	27592	 
	***
	 	***	 	CINCINNATI	 	OH	 	 	45240	 
	***
	 	***	 	DRY RIDGE	 	KY	 	 	41035	 
	***
	 	***	 	HARTVILLE	 	OH	 	 	44632	 
	***
	 	***	 	EAST CLEVELAND	 	OH	 	 	44112	 
	***
	 	***	 	MARSHALL	 	MN	 	 	56258	 
	***
	 	***	 	FLORENCE	 	SC	 	 	29506	 
	***
	 	***	 	COLUMBIA	 	SC	 	 	29212	 
	***
	 	***	 	COLUMBIA	 	SC	 	 	29223	 
	***
	 	***	 	HICKORY	 	NC	 	 	28602	 
	***
	 	***	 	COLUMBIA	 	SC	 	 	29203	 
	***
	 	***	 	GRAY COURT	 	SC	 	 	29645	 
	***
	 	***	 	WEST PALM BEACH	 	FL	 	 	33404	 
	***
	 	***	 	LOUISVILLE	 	KY	 	 	40212	 
	***
	 	***	 	BURLINGTON	 	NC	 	 	27215	 
	***
	 	***	 	PORTLAND	 	TN	 	 	37148	 
	***
	 	***	 	FRANKFORD	 	DE	 	 	19945	 
	***
	 	***	 	WARREN	 	OH	 	 	44485	 
	***
	 	***	 	KENT	 	OH	 	 	44240	 
	***
	 	***	 	ST LOUIS	 	MO	 	 	63113	 
	***
	 	***	 	E CARONDELET	 	IL	 	 	62240	 
	***
	 	***	 	LAGRANGE	 	KY	 	 	40031	 
	***
	 	***	 	GONZALES	 	LA	 	 	70778	 
	***
	 	***	 	KANSAS CITY	 	MO	 	 	64111	 
	***
	 	***	 	Porum	 	OK	 	 	74455	 
	***
	 	***	 	GARY	 	IN	 	 	46404	 
	***
	 	***	 	ST LOUIS	 	MO	 	 	63138	 
	***
	 	***	 	SHELBYVILLE	 	TN	 	 	37160	 
	***
	 	***	 	INDEPENDENCE	 	MO	 	 	64053	 
	***
	 	***	 	OKLAHOMA CITY	 	OK	 	 	73114	 
	***
	 	***	 	LANCASTER	 	NY	 	 	14086	 
	***
	 	***	 	COLUMBIA	 	SC	 	 	29205	 
	***
	 	***	 	LOUISVILLE	 	KY	 	 	40216	 
	***
	 	***	 	LOUISVILLE	 	KY	 	 	40216	 





 


Exhibit A-25









 





	 	 	 	 	 	 	 	 	 	 	 
	Loan ID	 	collateral address	 	collateral city	 	collateral state	 	collateral zip	 
	***
	 	***	 	MOGADORE	 	OH	 	 	44260	 
	***
	 	***	 	ST LOUIS	 	MO	 	 	63116	 
	***
	 	***	 	MUSKEGON	 	MI	 	 	49442	 
	***
	 	***	 	STATESVILLE	 	NC	 	 	28677	 
	***
	 	***	 	SAINT JAMES	 	LA	 	 	99999	 
	***
	 	***	 	HARLAN	 	KY	 	 	40831	 
	***
	 	***	 	SEVILLE	 	OH	 	 	44273	 
	***
	 	***	 	CREVE COEUR	 	IL	 	 	61610	 
	***
	 	***	 	UNIVERSITY CITY	 	MO	 	 	63130	 
	***
	 	***	 	ALVARADO	 	TX	 	 	76009	 
	***
	 	***	 	MEMPHIS	 	TN	 	 	38128	 
	***
	 	***	 	MEMPHIS	 	TN	 	 	38128	 
	***
	 	***	 	SIDNEY	 	KY	 	 	41564	 
	***
	 	***	 	KNOXVILLE	 	TN	 	 	37918	 
	***
	 	***	 	AKRON	 	OH	 	 	44306	 
	***
	 	***	 	NEW BERN	 	NC	 	 	28562	 
	***
	 	***	 	DAVIDSON	 	NC	 	 	28036	 
	***
	 	***	 	COLUMBUS	 	OH	 	 	43231	 
	***
	 	***	 	KENT	 	WA	 	 	98042	 
	***
	 	***	 	CHICKAMAUGA	 	GA	 	 	30707	 
	***
	 	***	 	LEON	 	IA	 	 	50144	 
	***
	 	***	 	ANNVILLE	 	PA	 	 	17003	 
	***
	 	***	 	CHATTANOOGA	 	TN	 	 	37404	 
	***
	 	***	 	KEWANEE	 	IL	 	 	61443	 
	***
	 	***	 	DAYTON	 	TN	 	 	37321	 
	***
	 	***	 	VIRGIE	 	KY	 	 	41572	 
	***
	 	***	 	NOGALES	 	AZ	 	 	85621	 
	***
	 	***	 	PEORIA	 	IL	 	 	61615	 
	***
	 	***	 	ELLENWOOD	 	GA	 	 	30294	 
	***
	 	***	 	HAMMOND	 	IN	 	 	46323	 
	***
	 	***	 	MASURY	 	OH	 	 	44438	 
	***
	 	***	 	CINCINNATI	 	OH	 	 	45231	 
	***
	 	***	 	SHEBOYGAN FALLS	 	WI	 	 	53085	 
	***
	 	***	 	ADA	 	OK	 	 	74820	 
	***
	 	***	 	INDIANAPOLIS	 	IN	 	 	46205	 
	***
	 	***	 	CATLETTSBURG	 	KY	 	 	41129	 
	***
	 	***	 	PLEASANTVILLE	 	OH	 	 	43148	 
	***
	 	***	 	HARRISON	 	OH	 	 	45030	 
	***
	 	***	 	CARLISLE	 	PA	 	 	17013	 
	***
	 	***	 	GREENEVILLE	 	TN	 	 	37745	 
	***
	 	***	 	Memphis	 	TN	 	 	38111	 
	***
	 	***	 	ARCHDALE	 	NC	 	 	27263	 
	***
	 	***	 	EVANSVILLE	 	IN	 	 	47713	 
	***
	 	***	 	RUFFIN	 	NC	 	 	27326	 
	***
	 	***	 	Clearwater	 	FL	 	 	33755	 
	***
	 	***	 	DELTA	 	OH	 	 	43515	 
	***
	 	***	 	BEACH CITY	 	OH	 	 	44608	 
	***
	 	***	 	Northfield	 	NJ	 	 	8225	 
	***
	 	***	 	Alachua	 	FL	 	 	32616	 
	***
	 	***	 	Yuma	 	AZ	 	 	85367	 
	***
	 	***	 	San Antonio	 	TX	 	 	78232	 
	***
	 	***	 	DECATUR	 	IL	 	 	60419	 
	***
	 	***	 	MOUNT AIRY	 	NC	 	 	27030	 
	***
	 	***	 	SALISBURY	 	NC	 	 	28147	 
	***
	 	***	 	HOWELL	 	MI	 	 	48843	 
	***
	 	***	 	SEYMOUR	 	IN	 	 	47274	 
	***
	 	***	 	TOLEDO	 	OH	 	 	43609	 
	***
	 	***	 	Shubuta	 	MS	 	 	39360	 
	***
	 	***	 	IRVING	 	TX	 	 	75063	 
	***
	 	***	 	FORT WAYNE	 	IN	 	 	46816	 
	***
	 	***	 	Sealy	 	TX	 	 	77474	 
	***
	 	***	 	AUBURN	 	GA	 	 	30011	 
	***
	 	***	 	PARKVILLE	 	MD	 	 	21234	 
	***
	 	***	 	DALLAS	 	TX	 	 	75218	 
	***
	 	***	 	Danville	 	AL	 	 	35619	 
	***
	 	***	 	Depew	 	NY	 	 	14043	 





 


Exhibit A-26









 





	 	 	 	 	 	 	 	 	 	 	 
	Loan ID	 	collateral address	 	collateral city	 	collateral state	 	collateral zip	 
	***
	 	***	 	SALEM	 	OR	 	 	97301	 
	***
	 	***	 	Enumclaw	 	WA	 	 	98022	 
	***
	 	***	 	COLUMBUS	 	OH	 	 	43224	 
	***
	 	***	 	HAMMOND	 	IN	 	 	46323	 
	***
	 	***	 	OPA LOCKA	 	FL	 	 	33055	 
	***
	 	***	 	ST CHARLES	 	VA	 	 	24282	 
	***
	 	***	 	MEMPHIS	 	TN	 	 	38119	 
	***
	 	***	 	ELLENWOOD	 	GA	 	 	30294	 
	***
	 	***	 	OPA LOCKA	 	FL	 	 	33054	 
	***
	 	***	 	BELTON	 	SC	 	 	29627	 
	***
	 	***	 	KENT	 	OH	 	 	44240	 
	***
	 	***	 	PHILADELPHI	 	PA	 	 	19125	 
	***
	 	***	 	WINSTON SALEM	 	NC	 	 	27105	 
	***
	 	***	 	DANVILLE	 	VA	 	 	24541	 
	***
	 	***	 	MARYVILLE	 	TN	 	 	37804	 
	***
	 	***	 	HAMLET	 	IN	 	 	46532	 
	***
	 	***	 	FULTON	 	NY	 	 	13069	 
	***
	 	***	 	RALEIGH	 	NC	 	 	27610	 
	***
	 	***	 	HIGH POINT	 	NC	 	 	27262	 
	***
	 	***	 	DERMOTT	 	AR	 	 	71638	 
	***
	 	***	 	ORLANDO	 	FL	 	 	32819	 
	***
	 	***	 	PHOENIX	 	AZ	 	 	85051	 
	***
	 	***	 	Salisbury	 	NC	 	 	28211	 
	***
	 	***	 	MADISON	 	IN	 	 	47250	 
	***
	 	***	 	Stone Mountain	 	GA	 	 	30083	 
	***
	 	***	 	FREDERICKSBURG	 	TX	 	 	78624	 
	***
	 	***	 	DECATUR	 	GA	 	 	30035	 
	***
	 	***	 	Stone Mountain	 	GA	 	 	30088	 
	***
	 	***	 	Augusta	 	GA	 	 	30906	 
	***
	 	***	 	Pompano Beach	 	FL	 	 	33062	 
	***
	 	***	 	Odum	 	GA	 	 	31555	 
	***
	 	***	 	SAN JUAN	 	TX	 	 	78589	 
	***
	 	***	 	Mableton	 	GA	 	 	30126	 
	***
	 	***	 	Atlanta	 	GA	 	 	30318	 
	***
	 	***	 	Dongola	 	IL	 	 	62926	 
	***
	 	***	 	Newnan	 	GA	 	 	30263	 
	***
	 	***	 	HOUSTON	 	TX	 	 	77066	 
	***
	 	***	 	FORT LAUDERDALE	 	FL	 	 	33309	 
	***
	 	***	 	ARLINGTON	 	TX	 	 	76016	 
	***
	 	***	 	Laredo	 	TX	 	 	78045	 
	***
	 	***	 	GRAPELAND	 	TX	 	 	75844	 
	***
	 	***	 	CARLSBAD	 	NM	 	 	88220	 
	***
	 	***	 	BUFFALO	 	NY	 	 	14204	 
	***
	 	***	 	TAMPA	 	FL	 	 	33603	 
	***
	 	***	 	CHINA GROVE	 	NC	 	 	28023	 
	***
	 	***	 	ROCKY MOUNT	 	NC	 	 	27803	 
	***
	 	***	 	ELLENVILLE	 	NY	 	 	12428	 
	***
	 	***	 	CRYSTAL SPRINGS	 	MS	 	 	39059	 
	***
	 	***	 	Sylvester	 	GA	 	 	31791	 
	***
	 	***	 	Clovis	 	NM	 	 	88101	 
	***
	 	***	 	NEW YORK	 	NY	 	 	10027	 
	***
	 	***	 	ROSEVILLE	 	MI	 	 	48066	 
	***
	 	***	 	JACKSONVILLE	 	AR	 	 	72076	 
	***
	 	***	 	SPRING	 	TX	 	 	77373	 
	***
	 	***	 	CORTLAND	 	OH	 	 	44410	 
	***
	 	***	 	Wichita	 	KS	 	 	67217	 
	***
	 	***	 	HOUSTON	 	TX	 	 	77064	 
	***
	 	***	 	Village of Hempstead	 	NY	 	 	11550	 
	***
	 	***	 	CANDLER	 	NC	 	 	28715	 
	***
	 	***	 	CLEVELAND	 	OH	 	 	44128	 
	***
	 	***	 	CLEVELAND	 	OH	 	 	44108	 
	***
	 	***	 	NEW IBERIA	 	LA	 	 	70563	 
	***
	 	***	 	CHARLOTTE	 	NC	 	 	28227	 
	***
	 	***	 	KANSAS CITY	 	MO	 	 	64134	 
	***
	 	***	 	ST LOUIS	 	MO	 	 	63129	 
	***
	 	***	 	WASHINGTON	 	IN	 	 	47501	 





 


Exhibit A-27









 





	 	 	 	 	 	 	 	 	 	 	 
	Loan ID	 	collateral address	 	collateral city	 	collateral state	 	collateral zip	 
	***
	 	***	 	SODDY DAISY	 	TN	 	 	37379	 
	***
	 	***	 	MORGANTON	 	NC	 	 	28655	 
	***
	 	***	 	POWDER SPRINGS	 	GA	 	 	30127	 
	***
	 	***	 	TOLEDO	 	OH	 	 	43605	 
	***
	 	***	 	NORWOOD	 	OH	 	 	45212	 
	***
	 	***	 	PHILIPSBURG	 	PA	 	 	16866	 
	***
	 	***	 	HAMILTON	 	OH	 	 	45011	 
	***
	 	***	 	BIXBY	 	OK	 	 	74008	 
	***
	 	***	 	DIXON	 	IL	 	 	61021	 
	***
	 	***	 	CINCINNATI	 	OH	 	 	45214	 
	***
	 	***	 	SMITHVILLE	 	OH	 	 	44677	 
	***
	 	***	 	CHICAGO	 	IL	 	 	60617	 
	***
	 	***	 	INDEPENDENCE	 	MO	 	 	64050	 
	***
	 	***	 	SALISBURY	 	NC	 	 	28146	 
	***
	 	***	 	CHARLOTTE	 	NC	 	 	28206	 
	***
	 	***	 	RICHWOOD	 	OH	 	 	43344	 
	***
	 	***	 	OLATHE	 	KS	 	 	66062	 
	***
	 	***	 	WHITEVILLE	 	NC	 	 	28472	 
	***
	 	***	 	MOUNT UNION	 	PA	 	 	17066	 
	***
	 	***	 	INDIANAPOLIS	 	IN	 	 	46224	 
	***
	 	***	 	COLUMBIA	 	SC	 	 	29209	 
	***
	 	***	 	PENDLETON	 	IN	 	 	46064	 
	***
	 	***	 	KENNER	 	LA	 	 	70063	 
	***
	 	***	 	DURHAM	 	NC	 	 	27704	 
	***
	 	***	 	CASTLE HAYNE	 	NC	 	 	28429	 
	***
	 	***	 	S CHARLESTON	 	OH	 	 	45368	 
	***
	 	***	 	SOUTH BEND	 	IN	 	 	46614	 
	***
	 	***	 	GEORGETOWN	 	SC	 	 	29440	 
	***
	 	***	 	THOMASVILLE	 	NC	 	 	27360	 
	***
	 	***	 	REMINGTON	 	IN	 	 	47977	 
	***
	 	***	 	TOLEDO	 	OH	 	 	43605	 
	***
	 	***	 	COWETA	 	OK	 	 	74429	 
	***
	 	***	 	EMMAUS	 	PA	 	 	18049	 
	***
	 	***	 	FOUNTAIN CITY	 	IN	 	 	47341	 
	***
	 	***	 	WESTWEGO	 	LA	 	 	70094	 
	***
	 	***	 	FREDERICKTOWN	 	MO	 	 	63645	 
	***
	 	***	 	DUNCAN	 	OK	 	 	73533	 
	***
	 	***	 	JOLIET	 	IL	 	 	60435	 
	***
	 	***	 	LEON	 	WV	 	 	25123	 
	***
	 	***	 	MILWAUKEE	 	WI	 	 	53213	 
	***
	 	***	 	HARMONY	 	NC	 	 	28634	 
	***
	 	***	 	CINCINNATI	 	OH	 	 	45225	 
	***
	 	***	 	KANSAS CITY	 	MO	 	 	64130	 
	***
	 	***	 	MATTHEWS	 	NC	 	 	28105	 
	***
	 	***	 	FARMLAND	 	IN	 	 	47340	 
	***
	 	***	 	LEXINGTON	 	KY	 	 	40517	 
	***
	 	***	 	KETTERING	 	OH	 	 	45429	 
	***
	 	***	 	DETROIT	 	MI	 	 	48221	 
	***
	 	***	 	WALKERTOWN	 	NC	 	 	27051	 
	***
	 	***	 	ZANESVILLE	 	OH	 	 	43701	 
	***
	 	***	 	WINTERVILLE	 	GA	 	 	30683	 
	***
	 	***	 	PLYMOUTH	 	IN	 	 	46563	 
	***
	 	***	 	ALLIANCE	 	OH	 	 	44601	 
	***
	 	***	 	ST ROSE	 	LA	 	 	70002	 
	***
	 	***	 	ROCKY MOUNT	 	NC	 	 	27804	 
	***
	 	***	 	CINCINNATI	 	OH	 	 	45244	 
	***
	 	***	 	Salem	 	MO	 	 	65560	 
	***
	 	***	 	INDIANAPOLIS	 	IN	 	 	46221	 
	***
	 	***	 	DUSON	 	LA	 	 	70529	 
	***
	 	***	 	KANSAS CITY	 	MO	 	 	64130	 
	***
	 	***	 	ENID	 	OK	 	 	73701	 
	***
	 	***	 	EL PASO	 	TX	 	 	79912	 
	***
	 	***	 	Marietta	 	OH	 	 	45750	 
	***
	 	***	 	CLAYTON	 	IN	 	 	46118	 
	***
	 	***	 	ALIQUIPPA	 	PA	 	 	15001	 
	***
	 	***	 	BARNHART	 	MO	 	 	63012	 





 


Exhibit A-28









 





	 	 	 	 	 	 	 	 	 	 	 
	Loan ID	 	collateral address	 	collateral city	 	collateral state	 	collateral zip	 
	***
	 	***	 	SMYRNA	 	TN	 	 	37167	 
	***
	 	***	 	GREENVILLE	 	SC	 	 	29605	 
	***
	 	***	 	CHARLOTTE	 	NC	 	 	28216	 
	***
	 	***	 	VANDERGRIFT	 	PA	 	 	15690	 
	***
	 	***	 	OIL CITY	 	PA	 	 	16301	 
	***
	 	***	 	HENDERSON	 	NC	 	 	27536	 
	***
	 	***	 	MAUMEE	 	OH	 	 	43537	 
	***
	 	***	 	CINCINNATI	 	OH	 	 	45240	 
	***
	 	***	 	BELEWS CREEK	 	NC	 	 	27009	 
	***
	 	***	 	CONOVER	 	NC	 	 	28613	 
	***
	 	***	 	MIDDLETOWN	 	OH	 	 	45044	 
	***
	 	***	 	OCONOMOWOC	 	WI	 	 	53066	 
	***
	 	***	 	GLEN CARBON	 	IL	 	 	62034	 
	***
	 	***	 	KINGSPORT	 	TN	 	 	37663	 
	***
	 	***	 	BELLEVILLE	 	IL	 	 	62226	 
	***
	 	***	 	ROSEBORO	 	NC	 	 	28382	 
	***
	 	***	 	PHILADELPHIA	 	PA	 	 	19111	 
	***
	 	***	 	Durham	 	NC	 	 	27703	 
	***
	 	***	 	Piedmont	 	MO	 	 	63957	 
	***
	 	***	 	Little Rock	 	AR	 	 	72206	 
	***
	 	***	 	Dennis	 	NJ	 	 	8270	 
	***
	 	***	 	Quincy	 	FL	 	 	32353	 
	***
	 	***	 	BEAUMONT	 	TX	 	 	77705	 
	***
	 	***	 	CENTRALIA	 	WA	 	 	98531	 
	***
	 	***	 	COLUMBUS	 	OH	 	 	43224	 
	***
	 	***	 	EL RENO	 	OK	 	 	73036	 
	***
	 	***	 	Eastover	 	SC	 	 	29044	 
	***
	 	***	 	WASHINGTON	 	PA	 	 	15301	 
	***
	 	***	 	TIMMONSVILLE	 	SC	 	 	29161	 
	***
	 	***	 	WINSTON SALEM	 	NC	 	 	27107	 
	***
	 	***	 	NEW CASTLE	 	PA	 	 	16101	 
	***
	 	***	 	BELOIT	 	WI	 	 	53511	 
	***
	 	***	 	RALEIGH	 	NC	 	 	27613	 
	***
	 	***	 	KANNAPOLIS	 	NC	 	 	28081	 
	***
	 	***	 	BISHOPVILLE	 	SC	 	 	29010	 
	***
	 	***	 	MONTGOMERY	 	AL	 	 	36116	 
	***
	 	***	 	FAYETTE	 	AL	 	 	35555	 
	***
	 	***	 	Dearborn	 	MI	 	 	48126	 
	***
	 	***	 	ALBUQUERQUE	 	NM	 	 	87107	 
	***
	 	***	 	WESTMINSTER	 	CA	 	 	92683	 
	***
	 	***	 	DAVENPORT	 	WA	 	 	99122	 
	***
	 	***	 	COLONIE	 	NY	 	 	12047	 
	***
	 	***	 	SANDY VALLEY	 	NV	 	 	89019	 
	***
	 	***	 	SEALY	 	TX	 	 	77474	 
	***
	 	***	 	SEALY	 	TX	 	 	77474	 
	***
	 	***	 	HARLINGEN	 	TX	 	 	78550	 
	***
	 	***	 	PITTSBURGH	 	PA	 	 	15237	 
	***
	 	***	 	NEVADA	 	MO	 	 	64772	 
	***
	 	***	 	EASLEY	 	SC	 	 	29642	 
	***
	 	***	 	VERONA	 	PA	 	 	15147	 
	***
	 	***	 	COWPENS	 	SC	 	 	29330	 
	***
	 	***	 	COLUMBIA STATION	 	OH	 	 	44028	 
	***
	 	***	 	OGDENSBURG	 	WI	 	 	54962	 
	***
	 	***	 	WEWOKA	 	OK	 	 	74884	 
	***
	 	***	 	CHESNEE	 	SC	 	 	29323	 
	***
	 	***	 	BEAVERCREEK	 	OH	 	 	45434	 
	***
	 	***	 	BRAINERD	 	MN	 	 	56401	 
	***
	 	***	 	DECATUR	 	GA	 	 	30034	 
	***
	 	***	 	SAUK VILLAG	 	IL	 	 	60411	 
	***
	 	***	 	COLUMBUS	 	OH	 	 	43204	 
	***
	 	***	 	OKLAHOMA CITY	 	OK	 	 	73140	 
	***
	 	***	 	MEMPHIS	 	TN	 	 	38141	 
	***
	 	***	 	LIME RIDGE	 	WI	 	 	53942	 
	***
	 	***	 	NEW BRIGHTO	 	PA	 	 	15066	 
	***
	 	***	 	CORYDON	 	IN	 	 	47112	 
	***
	 	***	 	TIPP CITY	 	OH	 	 	45371	 





 


Exhibit A-29









 





	 	 	 	 	 	 	 	 	 	 	 
	Loan ID	 	collateral address	 	collateral city	 	collateral state	 	collateral zip	 
	***
	 	***	 	PRAIRIEVILLE	 	LA	 	 	70769	 
	***
	 	***	 	DES MOINES	 	IA	 	 	50313	 
	***
	 	***	 	CONVERSE	 	TX	 	 	78109	 
	***
	 	***	 	PHILADELPHIA	 	PA	 	 	19144	 
	***
	 	***	 	SANFORD	 	NC	 	 	27330	 
	***
	 	***	 	MACON	 	GA	 	 	31210	 
	***
	 	***	 	TUCSON	 	AZ	 	 	58706	 
	***
	 	***	 	NICHOLS	 	SC	 	 	29581	 
	***
	 	***	 	NORFOLK	 	VA	 	 	23523	 
	***
	 	***	 	ABBEVILLE	 	SC	 	 	29620	 
	***
	 	***	 	GREENVILLE	 	SC	 	 	29607	 
	***
	 	***	 	MARION	 	OH	 	 	43302	 
	***
	 	***	 	ERLANGER	 	KY	 	 	41018	 
	***
	 	***	 	FORT WAYNE	 	IN	 	 	46803	 
	***
	 	***	 	ST MARYS	 	OH	 	 	45885	 
	***
	 	***	 	BURLINGTON	 	KY	 	 	41005	 
	***
	 	***	 	MARTINSVILLE	 	VA	 	 	24112	 
	***
	 	***	 	MILWAUKEE	 	WI	 	 	53224	 
	***
	 	***	 	OKLAHOMA CITY	 	OK	 	 	73132	 
	***
	 	***	 	ANDERSONVILLE	 	TN	 	 	37705	 
	***
	 	***	 	ZANESVILLE	 	OH	 	 	43701	 
	***
	 	***	 	LANEXA	 	VA	 	 	23089	 
	***
	 	***	 	NEW MARKET	 	TN	 	 	37820	 
	***
	 	***	 	ATLANTA	 	GA	 	 	30331	 
	***
	 	***	 	WILLOWICK	 	OH	 	 	44095	 
	***
	 	***	 	Adair	 	OK	 	 	74330	 
	***
	 	***	 	GASTONIA	 	NC	 	 	28056	 
	***
	 	***	 	GROVER	 	NC	 	 	28073	 
	***
	 	***	 	SABINA	 	OH	 	 	45169	 
	***
	 	***	 	AIKEN	 	SC	 	 	29801	 
	***
	 	***	 	KERSHAW	 	SC	 	 	29730	 
	***
	 	***	 	LINDSEY	 	OH	 	 	43442	 
	***
	 	***	 	COLUMBIA	 	TN	 	 	38401	 
	***
	 	***	 	TROTWOOD	 	OH	 	 	45426	 
	***
	 	***	 	TOLEDO	 	OH	 	 	43613	 
	***
	 	***	 	NASHVILLE	 	TN	 	 	37211	 
	***
	 	***	 	CRESTWOOD	 	IL	 	 	60445	 
	***
	 	***	 	WINGATE	 	NC	 	 	28174	 
	***
	 	***	 	FORT WORTH	 	TX	 	 	76119	 
	***
	 	***	 	CAROLINA	 	PR	 	 	987	 
	***
	 	***	 	NACOGDOCHES	 	TX	 	 	75964	 
	***
	 	***	 	PITTSBURGH	 	PA	 	 	15218	 
	***
	 	***	 	LINCOLN PARK	 	MI	 	 	48146	 
	***
	 	***	 	Reno	 	NV	 	 	89506	 
	***
	 	***	 	Dallas	 	TX	 	 	75217	 
	***
	 	***	 	COLUMBUS	 	MS	 	 	39701	 
	***
	 	***	 	WINSLOW	 	AZ	 	 	86047	 
	***
	 	***	 	Carrollton	 	VA	 	 	23314	 
	***
	 	***	 	Brooklyn	 	NY	 	 	11223	 
	***
	 	***	 	LUBBOCK	 	TX	 	 	79415	 
	***
	 	***	 	NANTICOKE	 	PA	 	 	18634	 
	***
	 	***	 	STANTONSBURG	 	NC	 	 	27883	 
	***
	 	***	 	SOUTH BEND	 	IN	 	 	46613	 
	***
	 	***	 	MANSFIELD	 	OH	 	 	44906	 
	***
	 	***	 	PITTSBURGH	 	PA	 	 	15206	 
	***
	 	***	 	HANNIBAL	 	NY	 	 	13074	 
	***
	 	***	 	LEESPORT	 	PA	 	 	19533	 
	***
	 	***	 	PHILADELPHIA	 	PA	 	 	19130	 
	***
	 	***	 	JONESBORO	 	GA	 	 	30238	 
	***
	 	***	 	SOMERSET	 	KY	 	 	42503	 
	***
	 	***	 	KERNERSVILLE	 	NC	 	 	27284	 
	***
	 	***	 	FARIBAULT	 	MN	 	 	55021	 
	***
	 	***	 	STUTTGART	 	AR	 	 	72160	 
	***
	 	***	 	Ronkonkoma	 	NY	 	 	11779	 
	***
	 	***	 	Riverside	 	NJ	 	 	8075	 
	***
	 	***	 	Cherry Hill	 	NJ	 	 	8034	 





 


Exhibit A-30









 





	 	 	 	 	 	 	 	 	 	 	 
	Loan ID	 	collateral address	 	collateral city	 	collateral state	 	collateral zip	 
	***
	 	***	 	Fairless Hills	 	PA	 	 	19030	 
	***
	 	***	 	Bellmawr	 	NJ	 	 	8031	 
	***
	 	***	 	Town of Huntington	 	NY	 	 	11746	 
	***
	 	***	 	Riverhead	 	NY	 	 	11901	 
	***
	 	***	 	NAVARRE	 	FL	 	 	32566	 
	***
	 	***	 	TOWNSHIP OF MANSFIELD	 	NJ	 	 	8022	 
	***
	 	***	 	TWNSP OF WEST CALDWELL	 	NJ	 	 	7006	 
	***
	 	***	 	TABERNACLE	 	NJ	 	 	8088	 
	***
	 	***	 	ST. LOUIS	 	MO	 	 	63106	 
	***
	 	***	 	Washington Township	 	NJ	 	 	7853	 
	***
	 	***	 	LUDLOW	 	MA	 	 	1056	 
	***
	 	***	 	BERNARDSTON	 	MA	 	 	1337	 
	***
	 	***	 	Philadelphia	 	PA	 	 	19140	 
	***
	 	***	 	Philadelphia	 	PA	 	 	19150	 
	***
	 	***	 	Kissimmee	 	FL	 	 	34758	 
	***
	 	***	 	Willingboro	 	NJ	 	 	8046	 
	***
	 	***	 	TOWNSHIP OF MONROE	 	NJ	 	 	8831	 
	***
	 	***	 	Cleveland	 	TN	 	 	37311	 
	***
	 	***	 	MASSILLON	 	OH	 	 	44646	 
	***
	 	***	 	Crawford	 	GA	 	 	30630	 
	***
	 	***	 	Defuniak Springs	 	FL	 	 	32435	 
	***
	 	***	 	LOXLEY	 	AL	 	 	36551	 
	***
	 	***	 	COSHOCTON	 	OH	 	 	43812	 
	***
	 	***	 	Mountain Home	 	ID	 	 	83647	 
	***
	 	***	 	MEMPHIS	 	TN	 	 	38118	 
	***
	 	***	 	WAYNESBORO	 	VA	 	 	22980	 
	***
	 	***	 	HOOPER	 	UT	 	 	84315	 
	***
	 	***	 	Windsor Mill	 	MD	 	 	21244	 
	***
	 	***	 	ADRIAN	 	MI	 	 	49221	 
	***
	 	***	 	POSTVILLE	 	IA	 	 	52162	 
	***
	 	***	 	Fairborn	 	OH	 	 	45324	 
	***
	 	***	 	Johnstown	 	NY	 	 	12095	 
	***
	 	***	 	Sandusky	 	OH	 	 	44870	 
	***
	 	***	 	MASON	 	TN	 	 	38049	 
	***
	 	***	 	Jamestown	 	NY	 	 	14701	 
	***
	 	***	 	ORANGE	 	NJ	 	 	7050	 
	***
	 	***	 	OTSEGO	 	MI	 	 	49078	 
	***
	 	***	 	PLANT CITY	 	FL	 	 	33563	 
	***
	 	***	 	WHITMAN	 	MA	 	 	2382	 
	***
	 	***	 	WEST WINDSOR	 	NJ	 	 	8550	 
	***
	 	***	 	VERO BEACH	 	FL	 	 	32960	 
	***
	 	***	 	HAMPTON	 	VA	 	 	23666	 
	***
	 	***	 	STROUDSBURG	 	PA	 	 	18360	 
	***
	 	***	 	NEW CASTLE	 	DE	 	 	19720	 
	***
	 	***	 	NEWTON	 	NC	 	 	28658	 
	***
	 	***	 	MONROE	 	LA	 	 	71202	 
	***
	 	***	 	Beach City	 	OH	 	 	44608	 
	***
	 	***	 	DETROIT	 	MI	 	 	48227	 
	***
	 	***	 	WALSENBURG	 	CO	 	 	81089	 
	***
	 	***	 	HARRISON TOWNSHIP	 	MI	 	 	48045	 
	***
	 	***	 	SULLIGENT	 	AL	 	 	35586	 
	***
	 	***	 	FORT LEE	 	NJ	 	 	99999	 
	***
	 	***	 	HOUSTON	 	TX	 	 	77031	 
	***
	 	***	 	CAMDEN	 	NJ	 	 	8104	 
	***
	 	***	 	PERRY	 	GA	 	 	31069	 
	***
	 	***	 	WOODSIDE	 	NY	 	 	11377	 
	***
	 	***	 	SOMERVILLE	 	MA	 	 	26048	 
	***
	 	***	 	CHESAPEAKE	 	VA	 	 	23320	 
	***
	 	***	 	LAWRENCE	 	MA	 	 	1841	 
	***
	 	***	 	PALM BEACH	 	FL	 	 	33480	 
	***
	 	***	 	BROOKLYN	 	NY	 	 	11238	 
	***
	 	***	 	NEW YORK	 	NY	 	 	10033	 
	***
	 	***	 	DEER PARK	 	MD	 	 	21550	 
	***
	 	***	 	BRONX	 	NY	 	 	10462	 
	***
	 	***	 	YONKERS	 	NY	 	 	10704	 
	***
	 	***	 	BRONX	 	NY	 	 	10462	 





 


Exhibit A-31









 





	 	 	 	 	 	 	 	 	 	 	 
	Loan ID	 	collateral address	 	collateral city	 	collateral state	 	collateral zip	 
	***
	 	***	 	BRONX	 	NY	 	 	10462	 
	***
	 	***	 	BRONX	 	NY	 	 	10462	 
	***
	 	***	 	BRONXVILLE	 	NY	 	 	10708	 
	***
	 	***	 	BRONX	 	NY	 	 	10462	 
	***
	 	***	 	BRONX	 	NY	 	 	10462	 
	***
	 	***	 	YONKERS	 	NY	 	 	10704	 
	***
	 	***	 	BRONX	 	NY	 	 	10462	 
	***
	 	***	 	BRONX	 	NY	 	 	10462	 
	***
	 	***	 	BRONX	 	NY	 	 	10462	 
	***
	 	***	 	BRONX	 	NY	 	 	10462	 
	***
	 	***	 	SHAWNEE	 	OK	 	 	74801	 
	***
	 	***	 	POMONA	 	CA	 	 	91766	 
	***
	 	***	 	BIRMINGHAM	 	AL	 	 	35228	 
	***
	 	***	 	BRONX	 	NY	 	 	10468	 
	***
	 	***	 	BROOKLYN	 	NY	 	 	11210	 
	***
	 	***	 	FAR ROCKAWAY	 	NY	 	 	11691	 
	***
	 	***	 	FOREST HILLS	 	NY	 	 	11375	 
	***
	 	***	 	JAMAICA	 	NY	 	 	11432	 
	***
	 	***	 	BROOKLYN	 	NY	 	 	11226	 
	***
	 	***	 	SELDEN	 	NY	 	 	11784	 
	***
	 	***	 	BRONX	 	NY	 	 	10463	 
	***
	 	***	 	BRONX	 	NY	 	 	10456	 
	***
	 	***	 	SPRING VALLEY	 	NY	 	 	10977	 
	***
	 	***	 	SPRING VALLEY	 	NY	 	 	10977	 
	***
	 	***	 	STRATFORD	 	CT	 	 	6497	 
	***
	 	***	 	LOS ANGELES	 	CA	 	 	90039	 
	***
	 	***	 	COVINGTON	 	LA	 	 	70433	 
	***
	 	***	 	DURHAM	 	NC	 	 	27703	 
	***
	 	***	 	DANIA BEACH	 	FL	 	 	33312	 
	***
	 	***	 	LEESVILLE	 	SC	 	 	29070	 
	***
	 	***	 	SUMTER	 	SC	 	 	29150	 
	***
	 	***	 	ASHEVILLE	 	NC	 	 	28803	 
	***
	 	***	 	ELLOREE	 	SC	 	 	29047	 
	***
	 	***	 	MANNING	 	SC	 	 	29102	 
	***
	 	***	 	BROOKER	 	FL	 	 	32622	 
	***
	 	***	 	BUFFALO	 	NY	 	 	14204	 
	***
	 	***	 	PT CHARLOTTE	 	FL	 	 	33952	 
	***
	 	***	 	INDIANAPOLIS	 	IN	 	 	46205	 
	***
	 	***	 	ALBANY	 	GA	 	 	31707	 
	***
	 	***	 	LOS ANIMAS	 	CO	 	 	81054	 
	***
	 	***	 	RALEIGH	 	NC	 	 	27610	 
	***
	 	***	 	MEMPHIS	 	TN	 	 	38115	 
	***
	 	***	 	PAHOA	 	HI	 	 	96778	 
	***
	 	***	 	LONG BEACH	 	CA	 	 	90810	 
	***
	 	***	 	TUCSON	 	AZ	 	 	85706	 
	***
	 	***	 	OCEANSIDE	 	CA	 	 	92056	 
	***
	 	***	 	VANCOUVER	 	WA	 	 	98661	 
	***
	 	***	 	HAYDEN	 	AL	 	 	35079	 
	***
	 	***	 	MEMPHIS	 	TN	 	 	38127	 
	***
	 	***	 	BIRMINGHAM	 	AL	 	 	35214	 
	***
	 	***	 	BIRMINGHAM	 	AL	 	 	35211	 
	***
	 	***	 	CONWAY	 	SC	 	 	29526	 
	***
	 	***	 	BRONX	 	NY	 	 	10461	 
	***
	 	***	 	FRANKLIN	 	KY	 	 	42134	 
	***
	 	***	 	LAKE CITY	 	FL	 	 	32055	 
	***
	 	***	 	INDIANAPOLIS	 	IN	 	 	46203	 
	***
	 	***	 	PITTSBURGH	 	PA	 	 	15221	 
	***
	 	***	 	READING	 	PA	 	 	19601	 
	***
	 	***	 	DERRY	 	PA	 	 	15627	 
	***
	 	***	 	Folkston	 	GA	 	 	31537	 
	***
	 	***	 	FOLEY	 	AL	 	 	36535	 
	***
	 	***	 	TAMPA	 	FL	 	 	33605	 
	***
	 	***	 	BRADENTON	 	FL	 	 	34208	 
	***
	 	***	 	ALBUQUERQUE	 	NM	 	 	87104	 
	***
	 	***	 	BATTLE MOUNTAIN	 	NV	 	 	89820	 
	***
	 	***	 	GREENVILLE	 	MS	 	 	38703	 





 


Exhibit A-32









 





	 	 	 	 	 	 	 	 	 	 	 
	Loan ID	 	collateral address	 	collateral city	 	collateral state	 	collateral zip	 
	***
	 	***	 	WILKES BARRE	 	PA	 	 	18705	 
	***
	 	***	 	LAKE WORTH	 	FL	 	 	33463	 
	***
	 	***	 	DALLAS	 	TX	 	 	75231	 
	***
	 	***	 	PITTSBURGH	 	PA	 	 	15212	 
	***
	 	***	 	LITTLE FALLS	 	NY	 	 	13365	 
	***
	 	***	 	PLYMOUTH	 	NY	 	 	13832	 
	***
	 	***	 	MEMPHIS	 	TN	 	 	38106	 
	***
	 	***	 	CHANNELVIEW	 	TX	 	 	77530	 
	***
	 	***	 	HOUSTON	 	TX	 	 	77033	 
	***
	 	***	 	ST. LOUIS	 	MO	 	 	63120	 
	***
	 	***	 	APOPKA	 	FL	 	 	32703	 
	***
	 	***	 	BALTIMORE	 	MD	 	 	21223	 
	***
	 	***	 	HOUSTON	 	TX	 	 	77091	 
	***
	 	***	 	DALLAS	 	TX	 	 	75238	 
	***
	 	***	 	SOUTH LANCASTER	 	MA	 	 	1561	 
	***
	 	***	 	DALLAS	 	TX	 	 	75241	 
	***
	 	***	 	EDISON	 	NJ	 	 	8820	 
	***
	 	***	 	RIVERDALE	 	GA	 	 	30274	 
	***
	 	***	 	ARLINGTON	 	TX	 	 	76017	 
	***
	 	***	 	PICAYUNE	 	MS	 	 	39466	 
	***
	 	***	 	ST. LOUIS	 	MO	 	 	63113	 
	***
	 	***	 	GWYNN OAK	 	MD	 	 	21207	 
	***
	 	***	 	JACKSON	 	MS	 	 	39204	 
	***
	 	***	 	ROSEDALE	 	MS	 	 	38769	 
	***
	 	***	 	NEW ORLEANS	 	LA	 	 	70116	 
	***
	 	***	 	SAN ANTONIO	 	TX	 	 	78202	 
	***
	 	***	 	TOLEDO	 	OH	 	 	43607	 
	***
	 	***	 	BYRON	 	GA	 	 	31008	 
	***
	 	***	 	BEAUMONT	 	TX	 	 	77702	 
	***
	 	***	 	FORT WORTH	 	TX	 	 	76103	 
	***
	 	***	 	TOBYHANNA	 	PA	 	 	18466	 
	***
	 	***	 	RUFFIN	 	NC	 	 	27326	 
	***
	 	***	 	FORT WORTH	 	TX	 	 	76119	 
	***
	 	***	 	SEALY	 	TX	 	 	77474	 
	***
	 	***	 	LINCOLNTON	 	NC	 	 	28092	 
	***
	 	***	 	WILMERDING	 	PA	 	 	15148	 
	***
	 	***	 	BALTIMORE	 	MD	 	 	21213	 
	***
	 	***	 	GRANITE BAY	 	CA	 	 	95746	 
	***
	 	***	 	SOUTHPORT	 	NC	 	 	28461	 
	***
	 	***	 	LOPEZ	 	PA	 	 	18628	 
	***
	 	***	 	CASPER	 	WY	 	 	82609	 
	***
	 	***	 	TOA ALTA	 	PR	 	 	953	 
	***
	 	***	 	SHARON HILL	 	PA	 	 	19079	 
	***
	 	***	 	MISSOURI CITY	 	TX	 	 	77489	 
	***
	 	***	 	ROCKY MOUNT	 	NC	 	 	27801	 
	***
	 	***	 	RESERVE	 	LA	 	 	70084	 
	***
	 	***	 	STREAMWOOD	 	IL	 	 	60107	 
	***
	 	***	 	PHILADELPHIA	 	PA	 	 	19149	 
	***
	 	***	 	CALVERTON	 	NY	 	 	11933	 
	***
	 	***	 	PHILADELPHIA	 	PA	 	 	19138	 
	***
	 	***	 	HORMIGUEROS	 	PR	 	 	660	 
	***
	 	***	 	LARKSVILLE	 	PA	 	 	18704	 
	***
	 	***	 	JACKSON	 	MS	 	 	39204	 
	***
	 	***	 	CLEVELAND	 	OH	 	 	44105	 
	***
	 	***	 	FAYETTEVILLE	 	NC	 	 	28301	 
	***
	 	***	 	WESTON	 	MA	 	 	2193	 
	***
	 	***	 	HOUSTON	 	TX	 	 	77084	 
	***
	 	***	 	BISHOPVILLE	 	SC	 	 	29010	 
	***
	 	***	 	CRESCO	 	PA	 	 	18326	 
	***
	 	***	 	OAK RIDGE	 	NJ	 	 	7438	 
	***
	 	***	 	PEORIA	 	IL	 	 	61603	 
	***
	 	***	 	BRENTWOOD	 	NY	 	 	11717	 
	***
	 	***	 	Columbia	 	SC	 	 	29205	 
	***
	 	***	 	BUENA PARK	 	CA	 	 	90620	 
	***
	 	***	 	PORT ST. LUCIE	 	FL	 	 	34983	 
	***
	 	***	 	ROOSEVELT	 	UT	 	 	84066	 





 


Exhibit A-33









 





	 	 	 	 	 	 	 	 	 	 	 
	Loan ID	 	collateral address	 	collateral city	 	collateral state	 	collateral zip	 
	***
	 	***	 	ABERDEEN	 	MS	 	 	39730	 
	***
	 	***	 	COLUMBIA	 	SC	 	 	29203	 
	***
	 	***	 	DELRAY BEACH	 	FL	 	 	33484	 
	***
	 	***	 	MERCEDES	 	TX	 	 	78570	 
	***
	 	***	 	Harvey	 	LA	 	 	70058	 
	***
	 	***	 	Tallahassee	 	FL	 	 	32304	 
	***
	 	***	 	Odessa	 	TX	 	 	79762	 
	***
	 	***	 	Myrtle Beach	 	SC	 	 	29577	 
	***
	 	***	 	Fort Mccoy	 	FL	 	 	32134	 
	***
	 	***	 	JACKSBORO	 	TN	 	 	37757	 
	***
	 	***	 	Cleveland	 	OH	 	 	44111	 
	***
	 	***	 	League City	 	TX	 	 	77573	 
	***
	 	***	 	Hopewell	 	VA	 	 	23860	 
	***
	 	***	 	Tallahassee	 	FL	 	 	32310	 
	***
	 	***	 	Auburndale	 	FL	 	 	33823	 
	***
	 	***	 	Chattanooga	 	TN	 	 	37411	 
	***
	 	***	 	Wellsville	 	MO	 	 	63384	 
	***
	 	***	 	MINGO JUNCTION	 	OH	 	 	43938	 
	***
	 	***	 	NAPOLEON	 	OH	 	 	43545	 
	***
	 	***	 	BOLIVAR	 	OH	 	 	44612	 
	***
	 	***	 	JEWETT	 	OH	 	 	43986	 
	***
	 	***	 	GRAHAM	 	WA	 	 	98338	 
	***
	 	***	 	Gassaway	 	WV	 	 	26624	 
	***
	 	***	 	Philadelphia	 	PA	 	 	19145	 
	***
	 	***	 	Mount Vernon	 	KY	 	 	40456	 
	***
	 	***	 	Columbia	 	SC	 	 	29203	 
	***
	 	***	 	Philadelphia	 	PA	 	 	19131	 
	***
	 	***	 	Central Islip	 	NY	 	 	11722	 
	***
	 	***	 	Central Islip	 	NY	 	 	11722	 
	***
	 	***	 	Bellingham	 	WA	 	 	98226	 
	***
	 	***	 	WAXAHACHIE	 	TX	 	 	75165	 
	***
	 	***	 	THOMPSON	 	CT	 	 	6277	 
	***
	 	***	 	BUCHANAN	 	MI	 	 	49107	 
	***
	 	***	 	ELLABELL	 	GA	 	 	31308	 
	***
	 	***	 	Staten Island	 	NY	 	 	10301	 
	***
	 	***	 	Mt. Vernon	 	NY	 	 	10552	 
	***
	 	***	 	Rochelle	 	NY	 	 	10805	 
	***
	 	***	 	Grove City	 	PA	 	 	16127	 
	***
	 	***	 	San Antonio	 	TX	 	 	78250	 
	***
	 	***	 	Bronx	 	NY	 	 	10469	 
	***
	 	***	 	Barnesville	 	GA	 	 	30204	 
	***
	 	***	 	PHILADELPHIA	 	PA	 	 	19125	 
	***
	 	***	 	JAYESS	 	MS	 	 	39641	 
	***
	 	***	 	Bend	 	OR	 	 	97702	 
	***
	 	***	 	Effingham	 	SC	 	 	29541	 
	***
	 	***	 	Lexington	 	NC	 	 	27292	 
	***
	 	***	 	Kansas City	 	MO	 	 	64124	 
	***
	 	***	 	Acworth	 	GA	 	 	30102	 
	***
	 	***	 	THOMASVILLE	 	GA	 	 	31757	 
	***
	 	***	 	Town of Milton	 	FL	 	 	32570	 
	***
	 	***	 	Layton	 	UT	 	 	84040	 
	***
	 	***	 	New Cumberland	 	PA	 	 	17070	 
	***
	 	***	 	Hamburg	 	NJ	 	 	7419	 
	***
	 	***	 	Baltimore	 	MD	 	 	21218	 
	***
	 	***	 	Jacksonville	 	FL	 	 	32208	 
	***
	 	***	 	Glenmore	 	PA	 	 	19343	 
	***
	 	***	 	McIntyre	 	GA	 	 	31054	 
	***
	 	***	 	Macon	 	GA	 	 	31216	 
	***
	 	***	 	Vicksburg	 	MS	 	 	39180	 
	***
	 	***	 	Bristow	 	OK	 	 	74010	 
	***
	 	***	 	Montpelier	 	IN	 	 	47359	 
	***
	 	***	 	Wilmington	 	DE	 	 	19803	 
	***
	 	***	 	HOUSTON	 	TX	 	 	77071	 
	***
	 	***	 	GEORGETOWN	 	SC	 	 	29440	 
	***
	 	***	 	PALMYRA	 	IN	 	 	47164	 
	***
	 	***	 	MUSKEGON	 	MI	 	 	49444	 





 


Exhibit A-34









 





	 	 	 	 	 	 	 	 	 	 	 
	Loan ID	 	collateral address	 	collateral city	 	collateral state	 	collateral zip	 
	***
	 	***	 	DAYTON	 	OH	 	 	45406	 
	***
	 	***	 	Mineral Wells	 	TX	 	 	76067	 
	***
	 	***	 	Panama City Beach	 	FL	 	 	32408	 
	***
	 	***	 	Battletown	 	KY	 	 	40104	 
	***
	 	***	 	Syracuse	 	NY	 	 	13205	 
	***
	 	***	 	Smyrna	 	GA	 	 	30082	 
	***
	 	***	 	Atlanta	 	GA	 	 	30318	 
	***
	 	***	 	Effingham	 	IL	 	 	62401	 
	***
	 	***	 	Grand Haven	 	MI	 	 	49417	 
	***
	 	***	 	Hagerstown	 	MD	 	 	21740	 
	***
	 	***	 	Newberry Township	 	PA	 	 	17370	 
	***
	 	***	 	CLARE	 	MI	 	 	48617	 
	***
	 	***	 	ROCK FALLS	 	IL	 	 	61071	 
	***
	 	***	 	WONDER LAKE	 	IL	 	 	60097	 
	***
	 	***	 	Driftwood	 	TX	 	 	78619	 
	***
	 	***	 	Cleveland	 	OH	 	 	44128	 
	***
	 	***	 	OWEGO	 	NY	 	 	13827	 
	***
	 	***	 	Hartford	 	KS	 	 	66854	 
	***
	 	***	 	Wittman	 	AZ	 	 	85361	 
	***
	 	***	 	Quartzsite	 	AZ	 	 	85359	 
	***
	 	***	 	JACKSONVILLE	 	FL	 	 	32209	 
	***
	 	***	 	BELLEVILLE	 	IL	 	 	62223	 
	***
	 	***	 	Gage	 	OK	 	 	73843	 
	***
	 	***	 	Charlotte	 	NC	 	 	28214	 
	***
	 	***	 	Lee Center	 	NY	 	 	13363	 
	***
	 	***	 	Memphis	 	TN	 	 	38128	 
	***
	 	***	 	Friendship	 	TN	 	 	38034	 
	***
	 	***	 	Temple	 	GA	 	 	30179	 
	***
	 	***	 	Douglasville	 	GA	 	 	30134	 
	***
	 	***	 	Trenton	 	TN	 	 	38382	 
	***
	 	***	 	Wilson	 	NC	 	 	27893	 
	***
	 	***	 	Monterey	 	TN	 	 	38574	 
	***
	 	***	 	Atlanta	 	GA	 	 	30311	 
	***
	 	***	 	WEST PALM BEACH	 	FL	 	 	33406	 
	***
	 	***	 	EDINBURG	 	TX	 	 	78539	 
	***
	 	***	 	SAN JUAN	 	TX	 	 	78589	 
	***
	 	***	 	EDINBURG	 	TX	 	 	78539	 
	***
	 	***	 	Peoria	 	AZ	 	 	85345	 
	***
	 	***	 	San Antonio	 	TX	 	 	78211	 
	***
	 	***	 	Lufkin	 	TX	 	 	75901	 
	***
	 	***	 	MILWAUKEE	 	WI	 	 	53218	 
	***
	 	***	 	NUNICA	 	MI	 	 	49448	 
	***
	 	***	 	OKLAHOMA CITY	 	OK	 	 	73107	 
	***
	 	***	 	GRAND RAPIDS	 	MI	 	 	49504	 
	***
	 	***	 	Ingram	 	TX	 	 	78025	 
	***
	 	***	 	FORT PIERCE	 	FL	 	 	34951	 
	***
	 	***	 	MIAMI	 	FL	 	 	33150	 
	***
	 	***	 	MIAMI	 	FL	 	 	33147	 
	***
	 	***	 	FORT MYERS	 	FL	 	 	33907	 
	***
	 	***	 	LAKE PLACID	 	FL	 	 	33852	 
	***
	 	***	 	Detroit	 	MI	 	 	48219	 
	***
	 	***	 	Coleman	 	MI	 	 	48618	 
	***
	 	***	 	HOLLYWOOD	 	FL	 	 	33023	 
	***
	 	***	 	BARTOW	 	FL	 	 	33830	 
	***
	 	***	 	Houston	 	TX	 	 	77088	 
	***
	 	***	 	Chester	 	PA	 	 	19013	 
	***
	 	***	 	Alvarado	 	TX	 	 	76063	 
	***
	 	***	 	Jacksonville	 	FL	 	 	32210	 
	***
	 	***	 	San Antonio	 	TX	 	 	78224	 
	***
	 	***	 	Zachary	 	LA	 	 	70791	 
	***
	 	***	 	Port Orange	 	FL	 	 	32127	 
	***
	 	***	 	TREVOR	 	WI	 	 	53179	 
	***
	 	***	 	TAYLOR	 	PA	 	 	18517	 
	***
	 	***	 	BEAUMONT	 	TX	 	 	77703	 
	***
	 	***	 	Midlothian	 	TX	 	 	76065	 
	***
	 	***	 	CHESTER	 	SC	 	 	29706	 





 


Exhibit A-35









 





	 	 	 	 	 	 	 	 	 	 	 
	Loan ID	 	collateral address	 	collateral city	 	collateral state	 	collateral zip	 
	***
	 	***	 	SNOQUALMIE	 	WA	 	 	98065	 
	***
	 	***	 	BALTIMORE	 	MD	 	 	21223	 
	***
	 	***	 	SAVANNAH	 	GA	 	 	31404	 
	***
	 	***	 	ANCHORAGE	 	AK	 	 	99507	 
	***
	 	***	 	INDIANAPOLIS	 	IN	 	 	46205	 
	***
	 	***	 	BUFFALO	 	NY	 	 	14220	 
	***
	 	***	 	BALTIMORE	 	MD	 	 	21216	 
	***
	 	***	 	INDIANAPOLIS	 	IN	 	 	46201	 
	***
	 	***	 	CORRYTON	 	TN	 	 	37721	 
	***
	 	***	 	SAN ANTONIO	 	TX	 	 	78244	 
	***
	 	***	 	MERRILLVILLE	 	IN	 	 	46410	 
	***
	 	***	 	BUFFALO	 	NY	 	 	14215	 
	***
	 	***	 	COLUMBIA	 	SC	 	 	29210	 
	***
	 	***	 	LITTLE ROCK	 	AR	 	 	72209	 
	***
	 	***	 	SWEPSONVILLE	 	NC	 	 	27359	 
	***
	 	***	 	CLEVELAND	 	OH	 	 	44128	 
	***
	 	***	 	MONTICELLO	 	FL	 	 	32344	 
	***
	 	***	 	BRACKENRIDGE	 	PA	 	 	15014	 
	***
	 	***	 	CONROE	 	TX	 	 	77302	 
	***
	 	***	 	WEST COLUMBIA	 	SC	 	 	29172	 
	***
	 	***	 	KNOX	 	IN	 	 	46534	 
	***
	 	***	 	TIMBERLAKE	 	NC	 	 	27583	 
	***
	 	***	 	MILWAUKEE	 	WI	 	 	53223	 
	***
	 	***	 	ALACHUA	 	FL	 	 	32615	 
	***
	 	***	 	PITTSBURGH	 	PA	 	 	15201	 
	***
	 	***	 	SAN ANTONIO	 	TX	 	 	78213	 
	***
	 	***	 	FOREST CITY	 	NC	 	 	28043	 
	***
	 	***	 	COLUMBUS	 	OH	 	 	43223	 
	***
	 	***	 	HIGH POINT	 	NC	 	 	27260	 
	***
	 	***	 	COLUMBUS	 	OH	 	 	43206	 
	***
	 	***	 	PATERSON	 	NJ	 	 	7502	 
	***
	 	***	 	TROY	 	NY	 	 	12182	 
	***
	 	***	 	OLMSTED FALLS	 	OH	 	 	44138	 
	***
	 	***	 	GARY	 	IN	 	 	46407	 
	***
	 	***	 	GOLDSBORO	 	NC	 	 	27534	 
	***
	 	***	 	SAN ANGELO	 	TX	 	 	76903	 
	***
	 	***	 	BELLEVIEW	 	FL	 	 	34420	 
	***
	 	***	 	YEADON	 	PA	 	 	19050	 
	***
	 	***	 	TRENTON	 	NJ	 	 	8610	 
	***
	 	***	 	GREENSBORO	 	NC	 	 	27408	 
	***
	 	***	 	GARY	 	IN	 	 	46409	 
	***
	 	***	 	PITTSBURGH	 	PA	 	 	15226	 
	***
	 	***	 	STARKVILLE	 	MS	 	 	39759	 
	***
	 	***	 	HOUSTON	 	TX	 	 	77095	 
	***
	 	***	 	San Angelo	 	TX	 	 	76903	 
	***
	 	***	 	Rockford	 	IL	 	 	61102	 
	***
	 	***	 	Paris	 	TX	 	 	75460	 
	***
	 	***	 	Indianapolis	 	IN	 	 	46202	 
	***
	 	***	 	JOHNSTOWN	 	PA	 	 	15906	 
	***
	 	***	 	HIGH POINT	 	NC	 	 	27265	 
	***
	 	***	 	Manning	 	SC	 	 	29102	 
	***
	 	***	 	EAST CLEVEL	 	OH	 	 	44112	 
	***
	 	***	 	CANTON	 	OH	 	 	44707	 
	***
	 	***	 	DURHAM	 	NC	 	 	27713	 
	***
	 	***	 	UHLAND	 	TX	 	 	78640	 
	***
	 	***	 	SEAFORD	 	DE	 	 	19973	 
	***
	 	***	 	HAVRE	 	MT	 	 	59501	 
	***
	 	***	 	CANTON	 	OH	 	 	44707	 
	***
	 	***	 	INDIANAPOLIS	 	IN	 	 	46201	 
	***
	 	***	 	Philadelphia	 	PA	 	 	19144	 
	***
	 	***	 	FRESNO	 	TX	 	 	77545	 
	***
	 	***	 	CARTHAGE	 	NC	 	 	28327	 
	***
	 	***	 	Surprise	 	AZ	 	 	85379	 
	***
	 	***	 	New Bedford	 	MA	 	 	2745	 
	***
	 	***	 	NASHVILLE	 	TN	 	 	37215	 
	***
	 	***	 	Red Lion	 	PA	 	 	17356	 





 


Exhibit A-36









 





	 	 	 	 	 	 	 	 	 	 	 
	Loan ID	 	collateral address	 	collateral city	 	collateral state	 	collateral zip	 
	***
	 	***	 	EAU CLAIRE	 	WI	 	 	54703	 
	***
	 	***	 	Spartanburg	 	SC	 	 	29301	 
	***
	 	***	 	Newberry	 	SC	 	 	29108	 
	***
	 	***	 	Spartanburg	 	SC	 	 	29306	 
	***
	 	***	 	HICKORY CREEK	 	TX	 	 	75065	 
	***
	 	***	 	LAKELAND	 	FL	 	 	33805	 
	***
	 	***	 	OKLAHOMA CITY	 	OK	 	 	73120	 
	***
	 	***	 	STONE MOUNTAIN	 	GA	 	 	30087	 
	***
	 	***	 	Elyria	 	OH	 	 	44035	 
	***
	 	***	 	Reynoldsburg	 	OH	 	 	43068	 
	***
	 	***	 	Newark	 	NJ	 	 	7103	 
	***
	 	***	 	Jonesboro	 	GA	 	 	30238	 
	***
	 	***	 	HOUSTON	 	TX	 	 	77075	 
	***
	 	***	 	CHESTER	 	VA	 	 	23831	 
	***
	 	***	 	LAS VEGAS	 	NV	 	 	89109	 
	***
	 	***	 	FAIRBURN	 	GA	 	 	30213	 
	***
	 	***	 	GERMANTOWN	 	MD	 	 	20874	 
	***
	 	***	 	BALTIMORE	 	MD	 	 	21212	 
	***
	 	***	 	STOCKTON	 	CA	 	 	95205	 
	***
	 	***	 	CORONA (AREA)	 	CA	 	 	92880	 
	***
	 	***	 	SICKLERVILLE	 	NJ	 	 	8081	 
	***
	 	***	 	TOBYHANNA	 	PA	 	 	18466	 
	***
	 	***	 	MANSFIELD	 	OH	 	 	44905	 
	***
	 	***	 	EL PASO	 	TX	 	 	79938	 
	***
	 	***	 	INDEPENDENCE	 	MO	 	 	64055	 
	***
	 	***	 	ARLINGTON	 	TN	 	 	38002	 
	***
	 	***	 	SILVER SPRING	 	MD	 	 	20906	 
	***
	 	***	 	CAMBY	 	IN	 	 	46113	 
	***
	 	***	 	DENVER	 	CO	 	 	80249	 
	***
	 	***	 	PLANT CITY	 	FL	 	 	33565	 
	***
	 	***	 	MERCEDES	 	TX	 	 	78570	 
	***
	 	***	 	BATH	 	NC	 	 	27808	 
	***
	 	***	 	GAINEVILLE	 	FL	 	 	32608	 
	***
	 	***	 	LARGO	 	FL	 	 	33771	 
	***
	 	***	 	LAS VEGAS	 	NV	 	 	89122	 
	***
	 	***	 	DAYTON	 	TX	 	 	77535	 
	***
	 	***	 	NOBLESVILLE	 	IN	 	 	46060	 
	***
	 	***	 	ORLANDO	 	FL	 	 	32820	 
	***
	 	***	 	HUMMELSTOWN	 	PA	 	 	17036	 
	***
	 	***	 	COLUMBUS	 	NC	 	 	28722	 
	***
	 	***	 	HAMMOND	 	IN	 	 	46327	 
	***
	 	***	 	RIDGEFIELD PARK	 	NJ	 	 	7660	 
	***
	 	***	 	ANAHEIM	 	CA	 	 	92801	 
	***
	 	***	 	AMHERST	 	OH	 	 	44001	 
	***
	 	***	 	SOUTHFIELD	 	MI	 	 	48076	 
	***
	 	***	 	ATLANTA	 	GA	 	 	30331	 
	***
	 	***	 	WINCHESTER	 	KY	 	 	40391	 
	***
	 	***	 	DRY BRANCH	 	GA	 	 	31020	 
	***
	 	***	 	PORT WASHINGTON	 	NY	 	 	11050	 
	***
	 	***	 	MURRELLS INLET	 	SC	 	 	29576	 
	***
	 	***	 	ACWORTH	 	GA	 	 	30101	 
	***
	 	***	 	GAINESVILLE	 	GA	 	 	30504	 
	***
	 	***	 	FORT KENT	 	ME	 	 	4743	 
	***
	 	***	 	LOS ANGELES	 	CA	 	 	90047	 
	***
	 	***	 	LACEY	 	WA	 	 	98503	 
	***
	 	***	 	HUGER	 	SC	 	 	29450	 
	***
	 	***	 	THE DALLES	 	OR	 	 	97058	 
	***
	 	***	 	KISSIMMEE	 	FL	 	 	34741	 
	***
	 	***	 	LANCASTER	 	TX	 	 	75146	 
	***
	 	***	 	WEST ORANGE	 	NJ	 	 	7052	 
	***
	 	***	 	DEARBORN	 	MI	 	 	48126	 
	***
	 	***	 	COLUMBIA	 	SC	 	 	29229	 
	***
	 	***	 	MOUNT VERNON	 	OH	 	 	43050	 
	***
	 	***	 	WICHITA	 	KS	 	 	67235	 
	***
	 	***	 	PEMBROKE PINES	 	FL	 	 	33027	 
	***
	 	***	 	MEMPHIS	 	TN	 	 	38134	 





 


Exhibit A-37









 





	 	 	 	 	 	 	 	 	 	 	 
	Loan ID	 	collateral address	 	collateral city	 	collateral state	 	collateral zip	 
	***
	 	***	 	CHICAGO	 	IL	 	 	60615	 
	***
	 	***	 	GRAYLING	 	MI	 	 	49738	 
	***
	 	***	 	MYRTLE BEACH	 	SC	 	 	29588	 
	***
	 	***	 	MAUMEE	 	OH	 	 	43537	 
	***
	 	***	 	Friendswood	 	TX	 	 	77546	 
	***
	 	***	 	Winston-Salem	 	NC	 	 	27105	 
	***
	 	***	 	Castile	 	NY	 	 	14427	 
	***
	 	***	 	Sicklerville	 	NJ	 	 	8081	 
	***
	 	***	 	Beltsville	 	MD	 	 	20705	 
	***
	 	***	 	Sanborn	 	NY	 	 	14132	 
	***
	 	***	 	Brooklyn	 	NY	 	 	11203	 
	***
	 	***	 	Brandywine	 	MD	 	 	20613	 
	***
	 	***	 	New York	 	NY	 	 	10019	 
	***
	 	***	 	Wayne	 	NJ	 	 	7470	 
	***
	 	***	 	Wyncote	 	PA	 	 	19095	 
	***
	 	***	 	Richmond	 	VA	 	 	23238	 
	***
	 	***	 	Wayne Township	 	NJ	 	 	7470	 
	***
	 	***	 	Milton	 	FL	 	 	32570	 
	***
	 	***	 	JERSEY CITY	 	NJ	 	 	7307	 
	***
	 	***	 	HEMPSTEAD	 	NY	 	 	11549	 
	***
	 	***	 	PATERSON	 	NJ	 	 	7514	 
	***
	 	***	 	TOWNSHIP OF WASHINGTON	 	NJ	 	 	8691	 
	***
	 	***	 	ABINGDON	 	MD	 	 	21009	 
	***
	 	***	 	TOWNSHIP OF HAMPTON	 	NJ	 	 	7860	 
	***
	 	***	 	RIVIERA BEACH	 	FL	 	 	33404	 
	***
	 	***	 	BRASELTON	 	GA	 	 	30517	 
	***
	 	***	 	ELIZABETH	 	NJ	 	 	7206	 
	***
	 	***	 	BEAVERTON	 	OR	 	 	97006	 
	***
	 	***	 	TOWNSHIP OF EGG HARBOR	 	NJ	 	 	8234	 
	***
	 	***	 	STATEN ISLAND	 	NY	 	 	10309	 
	***
	 	***	 	BROOKLYN	 	NY	 	 	11221	 
	***
	 	***	 	NAZARETH	 	PA	 	 	18064	 
	***
	 	***	 	ALTAMONTE SPRINGS	 	FL	 	 	32701	 
	***
	 	***	 	SURF CITY	 	NJ	 	 	8008	 
	***
	 	***	 	MARTINSBURG	 	WV	 	 	25401	 
	***
	 	***	 	BOROUGH OF LANSDOWNE	 	PA	 	 	19050	 
	***
	 	***	 	MIDLOTHIAN	 	VA	 	 	23112	 
	***
	 	***	 	GARFIELD	 	NJ	 	 	7026	 
	***
	 	***	 	BROOKLYN	 	NY	 	 	11207	 
	***
	 	***	 	ELIZABETH	 	NJ	 	 	7208	 
	***
	 	***	 	TAMPA	 	FL	 	 	33604	 
	***
	 	***	 	KENDALL PARK	 	NJ	 	 	8824	 
	***
	 	***	 	PHILADELPHIA	 	PA	 	 	19135	 
	***
	 	***	 	TOWNSHIP OF STAFFORD	 	NJ	 	 	8050	 
	***
	 	***	 	NEW YORK	 	NY	 	 	10016	 
	***
	 	***	 	TRAVELERS REST	 	SC	 	 	29690	 
	***
	 	***	 	LAKE LAND	 	FL	 	 	33812	 
	***
	 	***	 	COCONUT CREEK	 	FL	 	 	33073	 
	***
	 	***	 	MANHATTAN BEACH	 	CA	 	 	90266	 
	***
	 	***	 	RUCKERSVILLE	 	VA	 	 	22968	 
	***
	 	***	 	WOODFORD	 	VA	 	 	22580	 
	***
	 	***	 	RONKONKOMA	 	NY	 	 	11779	 
	***
	 	***	 	NEW YORK	 	NY	 	 	10002	 
	***
	 	***	 	PHILADELPHIA	 	PA	 	 	19118	 
	***
	 	***	 	BRONX	 	NY	 	 	10467	 
	***
	 	***	 	BROOKLYN	 	NY	 	 	11218	 
	***
	 	***	 	IRVINGTON	 	NJ	 	 	7111	 
	***
	 	***	 	PHILADELPHIA	 	PA	 	 	19144	 
	***
	 	***	 	MILLVILLE	 	NJ	 	 	8332	 
	***
	 	***	 	SHARON	 	CT	 	 	6069	 
	***
	 	***	 	HURLEY	 	NY	 	 	12443	 
	***
	 	***	 	MORRISVILLE	 	PA	 	 	19067	 
	***
	 	***	 	ARARAT	 	VA	 	 	24053	 
	***
	 	***	 	WESTWEGO	 	LA	 	 	70094	 
	***
	 	***	 	ROBERTSVILLE	 	MO	 	 	63072	 
	***
	 	***	 	AKRON	 	OH	 	 	44314	 





 


Exhibit A-38









 





	 	 	 	 	 	 	 	 	 	 	 
	Loan ID	 	collateral address	 	collateral city	 	collateral state	 	collateral zip	 
	***
	 	***	 	FAYETTE	 	OH	 	 	43521	 
	***
	 	***	 	MASURY	 	OH	 	 	44438	 
	***
	 	***	 	MERRILLVILLE	 	IN	 	 	46410	 
	***
	 	***	 	CANTON	 	OH	 	 	44707	 
	***
	 	***	 	SAINT LOUIS	 	MO	 	 	63113	 
	***
	 	***	 	MUSKOGEE	 	OK	 	 	74403	 
	***
	 	***	 	NICHOLASVILLE	 	KY	 	 	40356	 
	***
	 	***	 	MILWAUKEE	 	WI	 	 	53209	 
	***
	 	***	 	COLUMBUS	 	OH	 	 	43232	 
	***
	 	***	 	AKRON	 	OH	 	 	44306	 
	***
	 	***	 	FAIRVIEW HEIGHTS	 	IL	 	 	62208	 
	***
	 	***	 	BOVARD	 	PA	 	 	15619	 
	***
	 	***	 	FAIRFIELD	 	OH	 	 	45014	 
	***
	 	***	 	ZALESKI	 	OH	 	 	45698	 
	***
	 	***	 	CINCINNATI	 	OH	 	 	45205	 
	***
	 	***	 	CLYO	 	GA	 	 	31303	 
	***
	 	***	 	MIDDLEBOURN	 	WV	 	 	26149	 
	***
	 	***	 	GREER	 	SC	 	 	29650	 
	***
	 	***	 	COLUMBUS	 	OH	 	 	43224	 
	***
	 	***	 	MONROE	 	NC	 	 	28110	 
	***
	 	***	 	ELWOOD	 	IN	 	 	46036	 
	***
	 	***	 	FAIRBORN	 	OH	 	 	45324	 
	***
	 	***	 	COVINGTON	 	KY	 	 	41015	 
	***
	 	***	 	DANVILLE	 	IN	 	 	46122	 
	***
	 	***	 	MADISON	 	IN	 	 	47250	 
	***
	 	***	 	Houtzdale	 	PA	 	 	16651	 
	***
	 	***	 	HUNLOCK CREEK	 	PA	 	 	18621	 
	***
	 	***	 	CLINTON	 	OH	 	 	44216	 
	***
	 	***	 	FAIRBORN	 	OH	 	 	45324	 
	***
	 	***	 	OKLAHOMA CITY	 	OK	 	 	73129	 
	***
	 	***	 	PRAIRIE DU CHIEN	 	WI	 	 	53821	 
	***
	 	***	 	HAVANA	 	IL	 	 	62644	 
	***
	 	***	 	SHAKER HEIGHTS	 	OH	 	 	44120	 
	***
	 	***	 	EKRON	 	KY	 	 	40117	 
	***
	 	***	 	CHICAGO	 	IL	 	 	60617	 
	***
	 	***	 	MISSOURI CI	 	TX	 	 	77489	 
	***
	 	***	 	SCHENECTADY	 	NY	 	 	12306	 
	***
	 	***	 	REIDSVILLE	 	NC	 	 	27320	 
	***
	 	***	 	PEORIA	 	IL	 	 	61603	 
	***
	 	***	 	SMYRNA	 	TN	 	 	37167	 
	***
	 	***	 	CHARLESTON	 	SC	 	 	29412	 
	***
	 	***	 	MIDDLETOWN	 	KY	 	 	40243	 
	***
	 	***	 	FORTVILLE	 	IN	 	 	46040	 
	***
	 	***	 	NOBLESVILLE	 	IN	 	 	46060	 
	***
	 	***	 	EAST CLEVELAND	 	OH	 	 	44112	 
	***
	 	***	 	SPRINGFIELD	 	OH	 	 	45505	 
	***
	 	***	 	NOVA	 	OH	 	 	44859	 
	***
	 	***	 	WILLIAMSBURG	 	OH	 	 	45176	 
	***
	 	***	 	SAUK RAPIDS	 	MN	 	 	56379	 
	***
	 	***	 	MORROW	 	GA	 	 	30260	 
	***
	 	***	 	TULSA	 	OK	 	 	74126	 
	***
	 	***	 	ST LOUIS	 	MO	 	 	63147	 
	***
	 	***	 	SAPULPA	 	OK	 	 	74066	 
	***
	 	***	 	CHICAGO	 	IL	 	 	60628	 
	***
	 	***	 	LORAIN	 	OH	 	 	44055	 
	***
	 	***	 	SPRINGFIELD	 	MO	 	 	65802	 
	***
	 	***	 	FLORISSANT	 	MO	 	 	63033	 
	***
	 	***	 	GALESBURG	 	IL	 	 	61401	 
	***
	 	***	 	COSBY	 	TN	 	 	37722	 
	***
	 	***	 	OXFORD	 	GA	 	 	30054	 
	***
	 	***	 	CINCINNATI	 	OH	 	 	45215	 
	***
	 	***	 	TOLEDO	 	OH	 	 	43608	 
	***
	 	***	 	CLEVELAND	 	OH	 	 	44104	 
	***
	 	***	 	CRESTON	 	OH	 	 	44217	 
	***
	 	***	 	ALLIANCE	 	OH	 	 	44601	 
	***
	 	***	 	LAYTON	 	UT	 	 	84040	 





 


Exhibit A-39









 





	 	 	 	 	 	 	 	 	 	 	 
	Loan ID	 	collateral address	 	collateral city	 	collateral state	 	collateral zip	 
	***
	 	***	 	SAINT LOUIS	 	MO	 	 	63120	 
	***
	 	***	 	HAZELWOOD	 	MO	 	 	63042	 
	***
	 	***	 	ST LOUIS	 	MO	 	 	63137	 
	***
	 	***	 	KERNERSVILLE	 	NC	 	 	27284	 
	***
	 	***	 	NORTH LEWISBURG	 	OH	 	 	43060	 
	***
	 	***	 	CHICAGO	 	IL	 	 	60651	 
	***
	 	***	 	ALBERT LEA	 	MN	 	 	56007	 
	***
	 	***	 	TUCSON	 	AZ	 	 	85743	 
	***
	 	***	 	STATESVILLE	 	NC	 	 	28625	 
	***
	 	***	 	TERRE HAUTE	 	IN	 	 	47802	 
	***
	 	***	 	GARY	 	IN	 	 	46409	 
	***
	 	***	 	GARRETTSVILLE	 	OH	 	 	44231	 
	***
	 	***	 	MEMPHIS	 	TN	 	 	38127	 
	***
	 	***	 	CLEVELAND	 	OH	 	 	44102	 
	***
	 	***	 	DURHAM	 	NC	 	 	27703	 
	***
	 	***	 	HOPEWELL	 	VA	 	 	23660	 
	***
	 	***	 	COLUMBIA	 	SC	 	 	29203	 
	***
	 	***	 	GEORGETOWN	 	SC	 	 	29440	 
	***
	 	***	 	DULUTH	 	MN	 	 	55807	 
	***
	 	***	 	INDEPENDENCE	 	MO	 	 	64055	 
	***
	 	***	 	JEFFERSONVILLE	 	IN	 	 	47130	 
	***
	 	***	 	KINGS MOUNTAIN	 	NC	 	 	28086	 
	***
	 	***	 	HAMMOND	 	LA	 	 	70401	 
	***
	 	***	 	PINEVILLE	 	LA	 	 	71360	 
	***
	 	***	 	NEWBERRY	 	SC	 	 	29108	 
	***
	 	***	 	POLLOCK	 	LA	 	 	71467	 
	***
	 	***	 	WINNSBORO	 	SC	 	 	29180	 
	***
	 	***	 	New Freeport	 	PA	 	 	15352	 
	***
	 	***	 	BLYTHEWOOD	 	SC	 	 	29016	 
	***
	 	***	 	ALEXANDRIA	 	LA	 	 	71360	 
	***
	 	***	 	BALTIMORE	 	MD	 	 	21207	 
	***
	 	***	 	MANITOWOC	 	WI	 	 	54220	 
	***
	 	***	 	CINCINNATI	 	OH	 	 	45243	 
	***
	 	***	 	LIVONIA	 	MI	 	 	48154	 
	***
	 	***	 	BETHEL	 	OH	 	 	45106	 
	***
	 	***	 	WHITES CREEK	 	TN	 	 	37189	 
	***
	 	***	 	PITTSBURGH	 	PA	 	 	15227	 
	***
	 	***	 	KNOXVILLE	 	TN	 	 	37923	 
	***
	 	***	 	ST LOUIS	 	MO	 	 	63111	 
	***
	 	***	 	ST LOUIS	 	MO	 	 	63115	 
	***
	 	***	 	ALBUQUERQUE	 	NM	 	 	87121	 
	***
	 	***	 	SAINT LOUIS	 	MO	 	 	63138	 
	***
	 	***	 	PHILADELPHIA	 	PA	 	 	19143	 
	***
	 	***	 	MIAMI	 	FL	 	 	33176	 
	***
	 	***	 	BLACKFOOT	 	ID	 	 	83221	 
	***
	 	***	 	MACOMB	 	MI	 	 	48044	 
	***
	 	***	 	CLEVELAND	 	OH	 	 	44108	 
	***
	 	***	 	STOUTSVILLE	 	OH	 	 	43154	 
	***
	 	***	 	EVANSVILLE	 	IN	 	 	47711	 
	***
	 	***	 	LONDON	 	KY	 	 	40741	 
	***
	 	***	 	GREENSBURG	 	IN	 	 	47240	 
	***
	 	***	 	AKRON	 	OH	 	 	44307	 
	***
	 	***	 	ZANESVILLE	 	OH	 	 	43701	 
	***
	 	***	 	CINCINNATI	 	OH	 	 	45217	 
	***
	 	***	 	MENTOR	 	OH	 	 	44060	 
	***
	 	***	 	VERONA	 	KY	 	 	41092	 
	***
	 	***	 	YOUNGSTOWN	 	OH	 	 	44512	 
	***
	 	***	 	MILFORD CENTER	 	OH	 	 	43045	 
	***
	 	***	 	SHREVEPORT	 	LA	 	 	71118	 
	***
	 	***	 	GARYVILLE	 	LA	 	 	70051	 
	***
	 	***	 	STONEWALL	 	LA	 	 	71078	 
	***
	 	***	 	PITTSBURGH	 	PA	 	 	15201	 
	***
	 	***	 	GRENADA	 	MS	 	 	38901	 
	***
	 	***	 	MADISON	 	IN	 	 	47250	 
	***
	 	***	 	PALMYRA	 	WI	 	 	53156	 
	***
	 	***	 	CHICAGO	 	IL	 	 	60620	 





 


Exhibit A-40









 





	 	 	 	 	 	 	 	 	 	 	 
	Loan ID	 	collateral address	 	collateral city	 	collateral state	 	collateral zip	 
	***
	 	***	 	EAST LIVERPOOL	 	OH	 	 	43920	 
	***
	 	***	 	VANDALIA	 	OH	 	 	45377	 
	***
	 	***	 	FORT COLLINS	 	CO	 	 	80521	 
	***
	 	***	 	GARY	 	IN	 	 	46409	 
	***
	 	***	 	RUSHVILLE	 	IN	 	 	46173	 
	***
	 	***	 	MICHIGAN CITY	 	IN	 	 	46360	 
	***
	 	***	 	GREENWOOD	 	IN	 	 	46142	 
	***
	 	***	 	MACON	 	GA	 	 	31201	 
	***
	 	***	 	MEMPHIS	 	TN	 	 	38118	 
	***
	 	***	 	MANSFIELD	 	OH	 	 	44905	 
	***
	 	***	 	NORTH CANTON	 	OH	 	 	44720	 
	***
	 	***	 	BALTIMORE	 	OH	 	 	43105	 
	***
	 	***	 	WABASH	 	IN	 	 	46992	 
	***
	 	***	 	SEBRING	 	OH	 	 	44672	 
	***
	 	***	 	SPRINGFIELD	 	OH	 	 	45505	 
	***
	 	***	 	THORNVILLE	 	OH	 	 	43076	 
	***
	 	***	 	COLUMBUS	 	OH	 	 	43232	 
	***
	 	***	 	FRANKLIN	 	OH	 	 	45005	 
	***
	 	***	 	TROY	 	OH	 	 	45373	 
	***
	 	***	 	CANTON	 	OH	 	 	44706	 
	***
	 	***	 	RENVILLE	 	MN	 	 	56284	 
	***
	 	***	 	CONCORD	 	NC	 	 	28025	 
	***
	 	***	 	CLEVELAND	 	OH	 	 	44112	 
	***
	 	***	 	MENASHA	 	WI	 	 	54952	 
	***
	 	***	 	JOLIET	 	IL	 	 	60432	 
	***
	 	***	 	LEBANON	 	OH	 	 	45036	 
	***
	 	***	 	SPINDALE	 	NC	 	 	28160	 
	***
	 	***	 	HARRISON	 	OH	 	 	45030	 
	***
	 	***	 	KEITHVILLE	 	LA	 	 	71047	 
	***
	 	***	 	MONROE	 	VA	 	 	24574	 
	***
	 	***	 	CONNELLSVILLE	 	PA	 	 	15425	 
	***
	 	***	 	OVERLAND PARK	 	KS	 	 	66207	 
	***
	 	***	 	CLEVELAND	 	OH	 	 	44104	 
	***
	 	***	 	CLEVELAND	 	OH	 	 	44103	 
	***
	 	***	 	POMARIA	 	SC	 	 	29126	 
	***
	 	***	 	NORTH EAST	 	PA	 	 	16428	 
	***
	 	***	 	HERMITAGE	 	TN	 	 	37076	 
	***
	 	***	 	DOVER	 	TN	 	 	37058	 
	***
	 	***	 	HUNTINGTON	 	IN	 	 	46750	 
	***
	 	***	 	WEST CARROLLTON	 	OH	 	 	45449	 
	***
	 	***	 	SPRINGFIELD	 	OH	 	 	45505	 
	***
	 	***	 	LOVELAND	 	OH	 	 	45140	 
	***
	 	***	 	PHILA	 	PA	 	 	19143	 
	***
	 	***	 	BEAVERTON	 	MI	 	 	48612	 
	***
	 	***	 	GRATIS	 	OH	 	 	45330	 
	***
	 	***	 	WEST PITTSTON	 	PA	 	 	18643	 
	***
	 	***	 	CLEVELAND	 	OH	 	 	44120	 
	***
	 	***	 	CINCINNATI	 	OH	 	 	45229	 
	***
	 	***	 	INDEPENDENC	 	MO	 	 	64050	 
	***
	 	***	 	HOUSTON	 	TX	 	 	77040	 
	***
	 	***	 	JASPER	 	MI	 	 	49248	 
	***
	 	***	 	DURHAM	 	NC	 	 	27707	 
	***
	 	***	 	AKRON	 	OH	 	 	44314	 
	***
	 	***	 	MANSFIELD	 	OH	 	 	44906	 
	***
	 	***	 	MUSKEGON HEIGHTS	 	MI	 	 	49444	 
	***
	 	***	 	Poy Sippi	 	WI	 	 	54967	 
	***
	 	***	 	BROKEN ARROW	 	OK	 	 	74012	 
	***
	 	***	 	INDIANAPOLIS	 	IN	 	 	46237	 
	***
	 	***	 	MARION	 	SC	 	 	29571	 
	***
	 	***	 	TULSA	 	OK	 	 	74106	 
	***
	 	***	 	WEWOKA	 	OK	 	 	74884	 
	***
	 	***	 	COLUMBIA	 	SC	 	 	29203	 
	***
	 	***	 	TOLEDO	 	OH	 	 	43612	 
	***
	 	***	 	DOYLESTOWN	 	OH	 	 	44230	 
	***
	 	***	 	DAYTON	 	OH	 	 	45404	 
	***
	 	***	 	TOLEDO	 	OH	 	 	43613	 





 


Exhibit A-41









 





	 	 	 	 	 	 	 	 	 	 	 
	Loan ID	 	collateral address	 	collateral city	 	collateral state	 	collateral zip	 
	***
	 	***	 	HUTCHINSON	 	KS	 	 	67501	 
	***
	 	***	 	PERRYOPOLIS	 	PA	 	 	15473	 
	***
	 	***	 	SPINDALE	 	NC	 	 	28160	 
	***
	 	***	 	JOHNSTOWN	 	PA	 	 	15902	 
	***
	 	***	 	ST LOUIS	 	MO	 	 	63120	 
	***
	 	***	 	SOUTHFIELD	 	MI	 	 	48075	 
	***
	 	***	 	NATICK	 	MA	 	 	1760	 
	***
	 	***	 	COLUMBIA	 	SC	 	 	29223	 
	***
	 	***	 	MONTICELLO	 	IN	 	 	47960	 
	***
	 	***	 	BARBERTON	 	OH	 	 	44203	 
	***
	 	***	 	BETTSVILLE	 	OH	 	 	44815	 
	***
	 	***	 	MARYSVILLE	 	OH	 	 	43040	 
	***
	 	***	 	DAYTON	 	OH	 	 	45406	 
	***
	 	***	 	ENORIE	 	SC	 	 	29335	 
	***
	 	***	 	MIDWAY	 	GA	 	 	31320	 
	***
	 	***	 	WESTLAKE	 	LA	 	 	70669	 
	***
	 	***	 	TRINITY	 	NC	 	 	27370	 
	***
	 	***	 	FARMVILLE	 	VA	 	 	23901	 
	***
	 	***	 	GREENVILLE	 	TN	 	 	37743	 
	***
	 	***	 	APISON	 	TN	 	 	37302	 
	***
	 	***	 	GARY	 	IN	 	 	46410	 
	***
	 	***	 	ST JOSEPH	 	MO	 	 	64505	 
	***
	 	***	 	HIGHLAND PARK	 	MI	 	 	48203	 
	***
	 	***	 	SUMMIT	 	MS	 	 	39666	 
	***
	 	***	 	FLORAL CITY	 	FL	 	 	34436	 
	***
	 	***	 	OLD HICKORY	 	TN	 	 	37138	 
	***
	 	***	 	BRADFORD	 	OH	 	 	45308	 
	***
	 	***	 	PITTSBURGH	 	PA	 	 	15221	 
	***
	 	***	 	JACKSONVILL	 	FL	 	 	32210	 
	***
	 	***	 	DETROIT	 	MI	 	 	48205	 
	***
	 	***	 	FORT WAYNE	 	IN	 	 	46808	 
	***
	 	***	 	PENSACOLA	 	FL	 	 	32505	 
	***
	 	***	 	LINCOLNTON	 	GA	 	 	30817	 
	***
	 	***	 	OPELOUSAS	 	LA	 	 	70570	 
	***
	 	***	 	LABELLE	 	FL	 	 	33975	 
	***
	 	***	 	VALDOSTA	 	GA	 	 	31601	 
	***
	 	***	 	TYLERTOWN	 	MS	 	 	39667	 
	***
	 	***	 	SOLON	 	OH	 	 	44139	 
	***
	 	***	 	DAYTON	 	OH	 	 	45404	 
	***
	 	***	 	OLATHE	 	KS	 	 	66062	 
	***
	 	***	 	BENSALEM TOWNSHIP	 	PA	 	 	19020	 
	***
	 	***	 	OCALA	 	FL	 	 	34480	 
	***
	 	***	 	PHILADELPHIA	 	PA	 	 	19120	 
	***
	 	***	 	ORANGEBURG	 	SC	 	 	29115	 
	***
	 	***	 	HOUSTON	 	TX	 	 	77012	 
	***
	 	***	 	Edinburg	 	TX	 	 	78539	 
	***
	 	***	 	COLUMBUS	 	OH	 	 	43227	 
	***
	 	***	 	YAPHANK	 	NY	 	 	11980	 
	***
	 	***	 	BRADLEY BEACH	 	NJ	 	 	7720	 
	***
	 	***	 	OREFIELD	 	PA	 	 	18069	 
	***
	 	***	 	Far Rockaway	 	NY	 	 	11694	 
	***
	 	***	 	Somerset	 	NJ	 	 	8873	 
	***
	 	***	 	SAN ANTONIO	 	TX	 	 	78247	 
	***
	 	***	 	Rockaway	 	NJ	 	 	7866	 
	***
	 	***	 	BLADENSBURG	 	MD	 	 	20710	 
	***
	 	***	 	ALTAMONTE SPRINGS	 	FL	 	 	32714	 
	***
	 	***	 	CITY OF VERNON ROCKVILLE	 	CT	 	 	6066	 
	***
	 	***	 	LINDENWOLD	 	NJ	 	 	8021	 
	***
	 	***	 	BRENTWOOD	 	NY	 	 	11717	 
	***
	 	***	 	CITY OF REVERE	 	MA	 	 	2151	 
	***
	 	***	 	HATBORO	 	PA	 	 	19040	 
	***
	 	***	 	NEW HAVEN	 	CT	 	 	6511	 
	***
	 	***	 	SPRINGFIELD	 	MA	 	 	1104	 
	***
	 	***	 	MAPLE GROVE	 	MN	 	 	55369	 
	***
	 	***	 	BROOKLYN	 	NY	 	 	11235	 
	***
	 	***	 	FORT WORTH	 	TX	 	 	76103	 





 


Exhibit A-42









 





	 	 	 	 	 	 	 	 	 	 	 
	Loan ID	 	collateral address	 	collateral city	 	collateral state	 	collateral zip	 
	***
	 	***	 	ROCKY MOUNT	 	NC	 	 	27801	 
	***
	 	***	 	LEWISBERRY	 	PA	 	 	17339	 
	***
	 	***	 	YORK	 	PA	 	 	17404	 
	***
	 	***	 	OAKLAND PARK	 	FL	 	 	33309	 
	***
	 	***	 	SEYMOUR	 	TN	 	 	37865	 
	***
	 	***	 	INDIANAPOLIS	 	IN	 	 	46235	 
	***
	 	***	 	Compton	 	CA	 	 	90222	 
	***
	 	***	 	Norfolk	 	VA	 	 	23503	 
	***
	 	***	 	PERKASIE	 	PA	 	 	18944	 
	***
	 	***	 	COLLEGEVILLE	 	PA	 	 	19426	 
	***
	 	***	 	FOREST	 	MS	 	 	39074	 
	***
	 	***	 	WEST HARTFORD	 	CT	 	 	6117	 
	***
	 	***	 	OXFORD	 	GA	 	 	30054	 
	***
	 	***	 	KATY	 	TX	 	 	77494	 
	***
	 	***	 	MIAMI	 	FL	 	 	33196	 
	***
	 	***	 	FRANKLIN	 	TN	 	 	37067	 
	***
	 	***	 	LITCHFIELD PARK	 	AZ	 	 	85340	 
	***
	 	***	 	ROUND ROCK	 	TX	 	 	78664	 
	***
	 	***	 	HOT SPRINGS	 	AR	 	 	71913	 
	***
	 	***	 	ATTALLA	 	AL	 	 	35954	 
	***
	 	***	 	LITTLE ORLEANS	 	MD	 	 	21766	 
	***
	 	***	 	ELKINS	 	WV	 	 	26241	 
	***
	 	***	 	SAN ANTONIO	 	TX	 	 	78250	 
	***
	 	***	 	DALLAS	 	TX	 	 	75214	 
	***
	 	***	 	Trotwood	 	OH	 	 	45426	 
	***
	 	***	 	Borough of Avis	 	PA	 	 	17721	 
	***
	 	***	 	WENTZVILLE	 	MO	 	 	63385	 
	***
	 	***	 	Sheboygan	 	WI	 	 	53081	 
	***
	 	***	 	PITTSFIELD	 	NH	 	 	3263	 
	***
	 	***	 	Americus	 	GA	 	 	31719	 
	***
	 	***	 	MC DONALD	 	PA	 	 	15057	 
	***
	 	***	 	NEW TRIPOLI	 	PA	 	 	18066	 
	***
	 	***	 	Indianapolis	 	IN	 	 	46222	 
	***
	 	***	 	Bishopville	 	SC	 	 	29010	 
	***
	 	***	 	Vancouver	 	WA	 	 	98684	 
	***
	 	***	 	Orlando	 	FL	 	 	32805	 
	***
	 	***	 	Red Bank	 	NJ	 	 	7701	 
	***
	 	***	 	Aberdeen	 	MD	 	 	21001	 
	***
	 	***	 	NEWVILLE	 	AL	 	 	36353	 
	***
	 	***	 	BUENA BOROUGH	 	NJ	 	 	8360	 
	***
	 	***	 	ROWLETT	 	TX	 	 	75089	 
	***
	 	***	 	MIAMI	 	FL	 	 	33165	 
	***
	 	***	 	DEERFIELD BEACH	 	FL	 	 	33442	 
	***
	 	***	 	Putnam	 	CT	 	 	6260	 
	***
	 	***	 	WALTON	 	KY	 	 	41094	 
	***
	 	***	 	Kill Devil Hills	 	NC	 	 	27948	 
	***
	 	***	 	La Porte	 	IN	 	 	46350	 
	***
	 	***	 	Borough of Saddle River	 	NJ	 	 	7458	 
	***
	 	***	 	Palm Desert	 	CA	 	 	92260	 
	***
	 	***	 	Town of Islip	 	NY	 	 	11717	 
	***
	 	***	 	Twp of Lower Macungie	 	PA	 	 	18011	 
	***
	 	***	 	Township of Uwchlan	 	PA	 	 	19341	 
	***
	 	***	 	Newark	 	NJ	 	 	7108	 
	***
	 	***	 	Newark	 	NJ	 	 	7106	 
	***
	 	***	 	JACKSON	 	MI	 	 	49202	 
	***
	 	***	 	LUBBOCK	 	TX	 	 	79416	 
	***
	 	***	 	Feasterville	 	PA	 	 	19053	 
	***
	 	***	 	Jasper	 	TX	 	 	75951	 
	***
	 	***	 	Monroe	 	LA	 	 	71203	 
	***
	 	***	 	BROCKTON	 	MA	 	 	2302	 
	***
	 	***	 	Stanhope	 	NJ	 	 	7874	 
	***
	 	***	 	Delanco Township	 	NJ	 	 	8075	 
	***
	 	***	 	REDONDO BEA	 	CA	 	 	90277	 
	***
	 	***	 	DALLAS	 	TX	 	 	75228	 
	***
	 	***	 	Stockbridge	 	GA	 	 	30281	 
	***
	 	***	 	TRUSSVILLE	 	AL	 	 	35173	 





 


Exhibit A-43









 





	 	 	 	 	 	 	 	 	 	 	 
	Loan ID	 	collateral address	 	collateral city	 	collateral state	 	collateral zip	 
	***
	 	***	 	SPRINGVILLE	 	AL	 	 	35146	 
	***
	 	***	 	GARLAND	 	TX	 	 	75041	 
	***
	 	***	 	Lampe	 	MO	 	 	65681	 
	***
	 	***	 	PORT DEPOSIT	 	MD	 	 	21904	 
	***
	 	***	 	HOUSTON	 	TX	 	 	77053	 
	***
	 	***	 	Attleboro	 	MA	 	 	2703	 
	***
	 	***	 	LITHONIA	 	GA	 	 	30058	 
	***
	 	***	 	SEAFORD	 	DE	 	 	19973	 
	***
	 	***	 	LOS ANGELES	 	CA	 	 	90001	 
	***
	 	***	 	AKRON	 	OH	 	 	44306	 
	***
	 	***	 	SCHUYLKILL HAVEN	 	PA	 	 	17972	 
	***
	 	***	 	MT IDA	 	AR	 	 	71957	 
	***
	 	***	 	CHICAGO	 	IL	 	 	60619	 
	***
	 	***	 	SPRING HILL	 	FL	 	 	34608	 
	***
	 	***	 	Maypearl	 	TX	 	 	76064	 
	***
	 	***	 	Pine Forge	 	PA	 	 	19548	 
	***
	 	***	 	Seminole	 	FL	 	 	33772	 
	***
	 	***	 	Wantage Twp	 	NJ	 	 	7461	 
	***
	 	***	 	Doylestown	 	PA	 	 	18901	 
	***
	 	***	 	Houston	 	TX	 	 	77084	 
	***
	 	***	 	Toronto	 	OH	 	 	43964	 
	***
	 	***	 	LAS VEGAS	 	NV	 	 	89104	 
	***
	 	***	 	Brooklyn	 	NY	 	 	11212	 
	***
	 	***	 	Goldsboro	 	NC	 	 	27530	 
	***
	 	***	 	Lansdale	 	PA	 	 	19446	 
	***
	 	***	 	Frederick	 	MD	 	 	21702	 
	***
	 	***	 	Yeardon Borough	 	PA	 	 	19050	 
	***
	 	***	 	Woodbridge	 	VA	 	 	22191	 
	***
	 	***	 	Borough of Manhattan	 	NY	 	 	10024	 
	***
	 	***	 	Mullica Twp	 	NJ	 	 	8215	 
	***
	 	***	 	Philadelphia	 	PA	 	 	19154	 
	***
	 	***	 	Baltimore	 	MD	 	 	21207	 
	***
	 	***	 	Paterson	 	NJ	 	 	7501	 
	***
	 	***	 	Winslow Township	 	NJ	 	 	8081	 
	***
	 	***	 	Upper Macungie Twp	 	PA	 	 	18069	 
	***
	 	***	 	Westtown	 	NY	 	 	10998	 
	***
	 	***	 	CHELTENHAM	 	PA	 	 	19012	 
	***
	 	***	 	TOWN OF HUNTINGTON	 	NY	 	 	11746	 
	***
	 	***	 	GERMANSVILLE	 	PA	 	 	18053	 
	***
	 	***	 	BROOKLYN	 	NY	 	 	11234	 
	***
	 	***	 	SAN BRUNO	 	CA	 	 	94066	 
	***
	 	***	 	PHILADELPHIA	 	PA	 	 	19148	 
	***
	 	***	 	PHILADELPHIA	 	PA	 	 	19119	 
	***
	 	***	 	HACKENSACK	 	NJ	 	 	7601	 
	***
	 	***	 	BEAUFORT	 	SC	 	 	29906	 
	***
	 	***	 	WEST CHESTER	 	PA	 	 	19380	 
	***
	 	***	 	GAITHERSBURG	 	MD	 	 	20879	 
	***
	 	***	 	BOLTON LANDING	 	NY	 	 	12814	 
	***
	 	***	 	TOWN OF ROSENDALE	 	NY	 	 	12472	 
	***
	 	***	 	NEWARK	 	NJ	 	 	7107	 
	***
	 	***	 	NORTH PATCHOGUE	 	NY	 	 	11772	 
	***
	 	***	 	WOODBURY	 	NJ	 	 	8096	 
	***
	 	***	 	HAMPTON	 	VA	 	 	23661	 
	***
	 	***	 	CHESAPEAKE	 	VA	 	 	23323	 
	***
	 	***	 	BRIDGEPORT	 	WV	 	 	26330	 
	***
	 	***	 	WIND GAP	 	PA	 	 	18091	 
	***
	 	***	 	ROCKY POINT	 	NY	 	 	11778	 
	***
	 	***	 	BOROUGH OF FOLSOM	 	NJ	 	 	8094	 
	***
	 	***	 	BROOKLYN	 	NY	 	 	11236	 
	***
	 	***	 	BASKING RIDGE	 	NJ	 	 	7920	 
	***
	 	***	 	TOWNSHIP OF WALL	 	NJ	 	 	7719	 
	***
	 	***	 	COLORADO SPRINGS	 	CO	 	 	80918	 
	***
	 	***	 	ORANGE	 	NJ	 	 	7050	 
	***
	 	***	 	PENNSAUKEN	 	NJ	 	 	8109	 
	***
	 	***	 	WILMINGTON	 	NC	 	 	28412	 
	***
	 	***	 	YORK	 	PA	 	 	17403	 





 


Exhibit A-44









 





	 	 	 	 	 	 	 	 	 	 	 
	Loan ID	 	collateral address	 	collateral city	 	collateral state	 	collateral zip	 
	***
	 	***	 	WESTBURY	 	NY	 	 	11590	 
	***
	 	***	 	DUMONT	 	NJ	 	 	7628	 
	***
	 	***	 	TOWN OF MONTCLAIR	 	NJ	 	 	7042	 
	***
	 	***	 	OLYMPIA	 	WA	 	 	98503	 
	***
	 	***	 	TOWN OF BABYLON	 	NY	 	 	11702	 
	***
	 	***	 	SHARON HILL BOROUGH	 	PA	 	 	19079	 
	***
	 	***	 	CHALFONT	 	PA	 	 	18914	 
	***
	 	***	 	SELMA	 	OR	 	 	97538	 
	***
	 	***	 	BELLPORT	 	NY	 	 	11713	 
	***
	 	***	 	CITY OF STAUNTON	 	VA	 	 	24401	 
	***
	 	***	 	TRENTON	 	NJ	 	 	8629	 
	***
	 	***	 	PHILADELPHIA	 	PA	 	 	19125	 
	***
	 	***	 	POMPTON PLAINS	 	NJ	 	 	7444	 
	***
	 	***	 	SPARTA	 	NJ	 	 	7871	 
	***
	 	***	 	HACKETTSTOWN	 	NJ	 	 	7840	 
	***
	 	***	 	TOWNSHIP OF LOWER	 	NJ	 	 	8251	 
	***
	 	***	 	METUCHEN	 	NJ	 	 	8840	 
	***
	 	***	 	ISLIP TERRACE	 	NY	 	 	11752	 
	***
	 	***	 	CITY OF FRANCONIA	 	NH	 	 	3580	 
	***
	 	***	 	WOODBRIDGE	 	NJ	 	 	7095	 
	***
	 	***	 	COLUMBIA	 	MD	 	 	21044	 
	***
	 	***	 	LAKEVILLE	 	MA	 	 	2347	 
	***
	 	***	 	BROCKTON	 	MA	 	 	2301	 
	***
	 	***	 	BROOKLYN	 	NY	 	 	11216	 
	***
	 	***	 	PHILADELPHIA	 	PA	 	 	19147	 
	***
	 	***	 	EAST HARTFORD	 	CT	 	 	6108	 
	***
	 	***	 	BERGENFIELD	 	NJ	 	 	7621	 
	***
	 	***	 	STATEN ISLAND	 	NY	 	 	10301	 
	***
	 	***	 	BROOKLYN	 	NY	 	 	11237	 
	***
	 	***	 	TOMS RIVER	 	NJ	 	 	8753	 
	***
	 	***	 	TAMPA	 	FL	 	 	33614	 
	***
	 	***	 	OXFORD	 	PA	 	 	19363	 
	***
	 	***	 	UPPER MARLBORO	 	MD	 	 	20772	 
	***
	 	***	 	ANNAPOLIS	 	MD	 	 	21409	 
	***
	 	***	 	COLONIA	 	NJ	 	 	7067	 
	***
	 	***	 	WYANDANCH	 	NY	 	 	11798	 
	***
	 	***	 	SCRANTON	 	PA	 	 	18510	 
	***
	 	***	 	BEACHWOOD	 	NJ	 	 	8722	 
	***
	 	***	 	GREAT BARRINGTON	 	MA	 	 	1230	 
	***
	 	***	 	DEERFIELD BEACH	 	FL	 	 	33441	 
	***
	 	***	 	STRATFORD	 	CT	 	 	6614	 
	***
	 	***	 	HAMPSTEAD	 	NC	 	 	28443	 
	***
	 	***	 	CHELSEA	 	MA	 	 	2150	 
	***
	 	***	 	LAKE ARIEL	 	PA	 	 	18436	 
	***
	 	***	 	ELIZABETH	 	NJ	 	 	7208	 
	***
	 	***	 	CENTREVILLE	 	MI	 	 	49032	 
	***
	 	***	 	NORRISTOWN	 	PA	 	 	19401	 
	***
	 	***	 	ALLENTOWN	 	PA	 	 	18103	 
	***
	 	***	 	WHITE HAVEN	 	PA	 	 	18661	 
	***
	 	***	 	HARTFORD	 	CT	 	 	6112	 
	***
	 	***	 	POUGHKEEPSIE	 	NY	 	 	12603	 
	***
	 	***	 	CORTLANDT MANOR	 	NY	 	 	10567	 
	***
	 	***	 	BALTIMORE	 	MD	 	 	21212	 
	***
	 	***	 	FREEHOLD	 	NJ	 	 	7728	 
	***
	 	***	 	PHILADELPHIA	 	PA	 	 	19154	 
	***
	 	***	 	WOODBINE	 	NJ	 	 	8270	 
	***
	 	***	 	NEWPORT NEWS	 	VA	 	 	23608	 
	***
	 	***	 	OCEAN VIEW	 	NJ	 	 	8230	 
	***
	 	***	 	BROOKLYN	 	NY	 	 	11210	 
	***
	 	***	 	ENGLEWOOD	 	NJ	 	 	7631	 
	***
	 	***	 	TOMS RIVER	 	NJ	 	 	8757	 
	***
	 	***	 	BRISTOL	 	PA	 	 	19007	 
	***
	 	***	 	BRONX	 	NY	 	 	10456	 
	***
	 	***	 	RICHMOND	 	VA	 	 	23231	 
	***
	 	***	 	MEDIA	 	PA	 	 	19063	 
	***
	 	***	 	RIDGEWOOD	 	NY	 	 	11385	 





 


Exhibit A-45









 





	 	 	 	 	 	 	 	 	 	 	 
	Loan ID	 	collateral address	 	collateral city	 	collateral state	 	collateral zip	 
	***
	 	***	 	WILMINGTON	 	DE	 	 	19806	 
	***
	 	***	 	NEWPORT NEWS	 	VA	 	 	23601	 
	***
	 	***	 	COLUMBIA	 	CT	 	 	6237	 
	***
	 	***	 	NORRISTOWN	 	PA	 	 	19403	 
	***
	 	***	 	MOOREFIELD	 	WV	 	 	26836	 
	***
	 	***	 	PHILADELPHIA	 	PA	 	 	19152	 
	***
	 	***	 	Lock Haven	 	PA	 	 	17745	 
	***
	 	***	 	Glen Rock	 	NJ	 	 	7452	 
	***
	 	***	 	Richfield	 	PA	 	 	17086	 
	***
	 	***	 	Township of Hillside	 	NJ	 	 	7205	 
	***
	 	***	 	SALEM	 	NY	 	 	12865	 
	***
	 	***	 	EASTON	 	PA	 	 	18042	 
	***
	 	***	 	KENILWORTH	 	NJ	 	 	7033	 
	***
	 	***	 	DREXEL HILL	 	PA	 	 	19026	 
	***
	 	***	 	CENTRAL ISLIP	 	NY	 	 	11722	 
	***
	 	***	 	LAWRENCE	 	MA	 	 	1843	 
	***
	 	***	 	SOUTH GLENS FALLS	 	NY	 	 	12803	 
	***
	 	***	 	MORRISVILLE	 	PA	 	 	19067	 
	***
	 	***	 	PITTSGROVE	 	NJ	 	 	8318	 
	***
	 	***	 	BROOKLYN	 	NY	 	 	11236	 
	***
	 	***	 	BROOKLYN	 	NY	 	 	11208	 
	***
	 	***	 	AFTON	 	VA	 	 	22920	 
	***
	 	***	 	Wethersfield	 	CT	 	 	6109	 
	***
	 	***	 	Brooklyn	 	NY	 	 	11221	 
	***
	 	***	 	POND EDDY	 	NY	 	 	12770	 
	***
	 	***	 	TOWN OF ENFIELD	 	CT	 	 	6082	 
	***
	 	***	 	BALTIMORE	 	MD	 	 	21215	 
	***
	 	***	 	ANSONIA	 	CT	 	 	6401	 
	***
	 	***	 	Closter	 	NJ	 	 	7624	 
	***
	 	***	 	Land O’Lakes	 	FL	 	 	34639	 
	***
	 	***	 	Titusville	 	FL	 	 	32780	 
	***
	 	***	 	Brighton	 	MA	 	 	2136	 
	***
	 	***	 	Valrico	 	FL	 	 	33594	 
	***
	 	***	 	Town of Hempstead	 	NY	 	 	11756	 
	***
	 	***	 	Levittown	 	PA	 	 	19054	 
	***
	 	***	 	Philadelphia	 	PA	 	 	19115	 
	***
	 	***	 	Charlotte	 	NC	 	 	28202	 
	***
	 	***	 	New Rochelle	 	NY	 	 	10801	 
	***
	 	***	 	Washington	 	NJ	 	 	7882	 
	***
	 	***	 	AMBLER	 	PA	 	 	19002	 
	***
	 	***	 	ALAMO	 	CA	 	 	94507	 
	***
	 	***	 	VAUXHALL	 	NJ	 	 	7088	 
	***
	 	***	 	PHILADELPHIA	 	PA	 	 	19143	 
	***
	 	***	 	White Plains	 	NY	 	 	10607	 
	***
	 	***	 	Philadelphia	 	PA	 	 	19114	 
	***
	 	***	 	Puyallup	 	WA	 	 	98375	 
	***
	 	***	 	BIG SPRING	 	TX	 	 	79720	 
	***
	 	***	 	LOS ANGELES	 	CA	 	 	90023	 
	***
	 	***	 	DELTONA	 	FL	 	 	32738	 
	***
	 	***	 	Eleanor	 	WV	 	 	25070	 
	***
	 	***	 	NEWPORT NEWS	 	VA	 	 	23608	 
	***
	 	***	 	INGLEWOOD	 	CA	 	 	90304	 
	***
	 	***	 	SNOHOMISH	 	WA	 	 	98290	 
	***
	 	***	 	RADIANT	 	VA	 	 	22732	 
	***
	 	***	 	DISTRICT HEIGHTS	 	MD	 	 	20747	 
	***
	 	***	 	NORFOLK	 	VA	 	 	23502	 
	***
	 	***	 	CUMBERLAND	 	RI	 	 	2864	 
	***
	 	***	 	Summerville	 	SC	 	 	29483	 
	***
	 	***	 	Livingston	 	TX	 	 	77351	 
	***
	 	***	 	ATOKA	 	OK	 	 	74525	 
	***
	 	***	 	Cresson	 	PA	 	 	16630	 
	***
	 	***	 	ANCHORAGE	 	AK	 	 	99507	 
	***
	 	***	 	AUBURN	 	ME	 	 	4210	 
	***
	 	***	 	BRONX	 	NY	 	 	10462	 
	***
	 	***	 	CHICAGO	 	IL	 	 	60621	 
	***
	 	***	 	NEWBERRY	 	SC	 	 	29108	 





 


Exhibit A-46









 





	 	 	 	 	 	 	 	 	 	 	 
	Loan ID	 	collateral address	 	collateral city	 	collateral state	 	collateral zip	 
	***
	 	***	 	SAN ANTONIO	 	TX	 	 	78233	 
	***
	 	***	 	MANCHESTER	 	CT	 	 	6040	 
	***
	 	***	 	BARNWELL	 	SC	 	 	29812	 
	***
	 	***	 	JOLIET	 	IL	 	 	60436	 
	***
	 	***	 	TOMBALL	 	TX	 	 	77354	 
	***
	 	***	 	SURFSIDE BEACH	 	TX	 	 	77541	 
	***
	 	***	 	CHICAGO	 	IL	 	 	60619	 
	***
	 	***	 	SYRACUSE	 	NY	 	 	13202	 
	***
	 	***	 	Connersville	 	IN	 	 	47331	 
	***
	 	***	 	COMMERCE TW	 	MI	 	 	48382	 
	***
	 	***	 	Cleveland	 	MS	 	 	38732	 
	***
	 	***	 	Pflugerville	 	TX	 	 	78660	 
	***
	 	***	 	Pittston	 	PA	 	 	18640	 
	***
	 	***	 	Macon	 	GA	 	 	31210	 
	***
	 	***	 	Guyton	 	GA	 	 	31312	 
	***
	 	***	 	Cherryville	 	NC	 	 	28021	 
	***
	 	***	 	Fulton	 	MS	 	 	38843	 
	***
	 	***	 	RAHWAY	 	NJ	 	 	7065	 
	***
	 	***	 	Plain City	 	OH	 	 	43064	 
	***
	 	***	 	CENTRAL CITY	 	KY	 	 	42330	 
	***
	 	***	 	BOWLING GREEN	 	KY	 	 	42104	 
	***
	 	***	 	GULFPORT	 	MS	 	 	39501	 
	***
	 	***	 	BRIGHTON	 	IL	 	 	62012	 
	***
	 	***	 	Peachtree City	 	GA	 	 	30269	 
	***
	 	***	 	Grain Valley	 	MO	 	 	64029	 
	***
	 	***	 	MEMPHIS	 	TN	 	 	38118	 
	***
	 	***	 	SHERWOOD	 	AR	 	 	72120	 
	***
	 	***	 	OKLAHOMA CITY	 	OK	 	 	73109	 
	***
	 	***	 	DETROIT	 	MI	 	 	48238	 
	***
	 	***	 	PITTSBURGH	 	PA	 	 	15201	 
	***
	 	***	 	BEAVER FALLS	 	PA	 	 	15010	 
	***
	 	***	 	WATERFORD	 	MI	 	 	48327	 
	***
	 	***	 	OMAHA	 	NE	 	 	68104	 
	***
	 	***	 	BLYTHEVILLE	 	AR	 	 	72315	 
	***
	 	***	 	INDIANAPOLIS	 	IN	 	 	46208	 
	***
	 	***	 	LANSING	 	MI	 	 	48912	 
	***
	 	***	 	Montrose	 	CO	 	 	81401	 
	***
	 	***	 	Norco	 	CA	 	 	92860	 
	***
	 	***	 	Sheridan	 	IN	 	 	46069	 
	***
	 	***	 	CLEVELAND	 	OH	 	 	44128	 
	***
	 	***	 	Lavaca	 	AR	 	 	72941	 
	***
	 	***	 	St. Louis	 	MO	 	 	63112	 
	***
	 	***	 	ECRU	 	MS	 	 	38841	 
	***
	 	***	 	BARNESVILLE	 	OH	 	 	43713	 
	***
	 	***	 	St. Louis	 	MO	 	 	63130	 
	***
	 	***	 	Amityville	 	NY	 	 	11701	 
	***
	 	***	 	ADA	 	OK	 	 	74820	 
	***
	 	***	 	Denver	 	CO	 	 	80221	 
	***
	 	***	 	NORTH FORK	 	CA	 	 	93643	 
	***
	 	***	 	GLENWOOD SPRINGS	 	CO	 	 	81601	 
	***
	 	***	 	ALLEN PARK	 	MI	 	 	48101	 
	***
	 	***	 	BERKELEY SPRINGS	 	WV	 	 	25411	 
	***
	 	***	 	TUSCALOOSA	 	AL	 	 	35406	 
	***
	 	***	 	RIVERSIDE	 	CA	 	 	92504	 
	***
	 	***	 	LOS ANGELES	 	CA	 	 	90043	 
	***
	 	***	 	ELLENWOOD	 	GA	 	 	30294	 
	***
	 	***	 	ORLANDO	 	FL	 	 	32818	 
	***
	 	***	 	FRESNO	 	CA	 	 	93706	 
	***
	 	***	 	INDEPENDENCE	 	MO	 	 	64050	 
	***
	 	***	 	ANTIOCH	 	IL	 	 	60002	 
	***
	 	***	 	FORT LAUDERDALE	 	FL	 	 	33309	 
	***
	 	***	 	MEMPHIS	 	TN	 	 	38127	 
	***
	 	***	 	TIPP CITY	 	OH	 	 	45371	 
	***
	 	***	 	MCALLEN	 	TX	 	 	78504	 
	***
	 	***	 	MIRAMAR	 	FL	 	 	33023	 
	***
	 	***	 	FORT MYERS	 	FL	 	 	33912	 





 


Exhibit A-47









 





	 	 	 	 	 	 	 	 	 	 	 
	Loan ID	 	collateral address	 	collateral city	 	collateral state	 	collateral zip	 
	***
	 	***	 	HUNTLEY	 	IL	 	 	60142	 
	***
	 	***	 	VIRGINIA BEACH	 	VA	 	 	23454	 
	***
	 	***	 	COLUMBIA	 	SC	 	 	29203	 
	***
	 	***	 	PALMDALE	 	CA	 	 	93550	 
	***
	 	***	 	FREEHOLD	 	NJ	 	 	7728	 
	***
	 	***	 	VERSAILLES	 	MO	 	 	65084	 
	***
	 	***	 	AKRON	 	OH	 	 	44312	 
	***
	 	***	 	NORTH LAKE	 	IL	 	 	60164	 
	***
	 	***	 	MINNEAPOLIS	 	MN	 	 	55411	 
	***
	 	***	 	ROCKINGHAM	 	NC	 	 	28379	 
	***
	 	***	 	MORRICE	 	MI	 	 	48857	 
	***
	 	***	 	ELLETTSVILLE	 	IN	 	 	47429	 
	***
	 	***	 	SOMERSET	 	NJ	 	 	8873	 
	***
	 	***	 	JOLIET	 	IL	 	 	60431	 
	***
	 	***	 	DOVER	 	NJ	 	 	7801	 
	***
	 	***	 	ELLENWOOD	 	GA	 	 	30294	 
	***
	 	***	 	Norfolk	 	VA	 	 	23504	 
	***
	 	***	 	Hampton	 	VA	 	 	23666	 
	***
	 	***	 	BALTIMORE	 	MD	 	 	21206	 
	***
	 	***	 	FLAGSTAFF	 	AZ	 	 	86004	 
	***
	 	***	 	AKRON	 	OH	 	 	44319	 
	***
	 	***	 	DETROIT	 	MI	 	 	48234	 
	***
	 	***	 	Durham	 	NC	 	 	27705	 
	***
	 	***	 	Jamestown	 	NC	 	 	27282	 
	***
	 	***	 	Pennsauken Township	 	NJ	 	 	8109	 
	***
	 	***	 	Village of Monroe	 	NY	 	 	10950	 
	***
	 	***	 	Cherry Hill	 	NJ	 	 	8003	 
	***
	 	***	 	Verbank	 	NY	 	 	12585	 
	***
	 	***	 	Queens	 	NY	 	 	11434	 
	***
	 	***	 	Worcester	 	MA	 	 	1605	 
	***
	 	***	 	Town of Cortland	 	NY	 	 	10547	 
	***
	 	***	 	Saint Petersburg	 	FL	 	 	33712	 
	***
	 	***	 	NORWICH	 	CT	 	 	6360	 
	***
	 	***	 	SURFSIDE	 	FL	 	 	33154	 
	***
	 	***	 	BROOMALL	 	PA	 	 	19008	 
	***
	 	***	 	TOWNSHIP OF WAYNE	 	NJ	 	 	7470	 
	***
	 	***	 	FREDERICKSBURG	 	VA	 	 	22405	 
	***
	 	***	 	TAMPA	 	FL	 	 	33624	 
	***
	 	***	 	MADISON	 	GA	 	 	30650	 
	***
	 	***	 	ELIZABETH	 	NJ	 	 	7202	 
	***
	 	***	 	HAMILTON TOWNSHIP	 	NJ	 	 	8629	 
	***
	 	***	 	SOUTH ORANGE	 	NJ	 	 	7079	 
	***
	 	***	 	LAKE ARIEL	 	PA	 	 	18436	 
	***
	 	***	 	NEW HAVEN	 	CT	 	 	6511	 
	***
	 	***	 	BROOKLYN	 	NY	 	 	11216	 
	***
	 	***	 	ATLANTA	 	GA	 	 	30311	 
	***
	 	***	 	MATAWAN	 	NJ	 	 	7747	 
	***
	 	***	 	CHESAPEAKE BEACH	 	MD	 	 	20732	 
	***
	 	***	 	MIDDLE ISLAND	 	NY	 	 	11953	 
	***
	 	***	 	SOMERDALE	 	NJ	 	 	8083	 
	***
	 	***	 	JAMAICA	 	NY	 	 	11433	 
	***
	 	***	 	MIAMI	 	FL	 	 	33193	 
	***
	 	***	 	BALTIMORE	 	MD	 	 	21222	 
	***
	 	***	 	CIT OF ASBURY PARK	 	NJ	 	 	7712	 
	***
	 	***	 	FORSYTH	 	GA	 	 	31029	 
	***
	 	***	 	PALM BAY	 	FL	 	 	32907	 
	***
	 	***	 	HAMPTON	 	VA	 	 	23669	 
	***
	 	***	 	SAN DIEGO	 	CA	 	 	92101	 
	***
	 	***	 	TALLAHASSEE	 	FL	 	 	32310	 
	***
	 	***	 	OCEAN VIEW	 	DE	 	 	19970	 
	***
	 	***	 	COOPERSBURG	 	PA	 	 	18036	 
	***
	 	***	 	MARLBOROUGH	 	MA	 	 	1752	 
	***
	 	***	 	WHITMAN	 	MA	 	 	2382	 
	***
	 	***	 	ELMIRA	 	OR	 	 	97437	 
	***
	 	***	 	SEVERNA PARK	 	MD	 	 	21146	 
	***
	 	***	 	LANTANA	 	FL	 	 	33462	 





 


Exhibit A-48









 





	 	 	 	 	 	 	 	 	 	 	 
	Loan ID	 	collateral address	 	collateral city	 	collateral state	 	collateral zip	 
	***
	 	***	 	BRIDGEPORT	 	CT	 	 	6608	 
	***
	 	***	 	BROOKLYN	 	NY	 	 	11207	 
	***
	 	***	 	PHILADELPHIA	 	PA	 	 	19120	 
	***
	 	***	 	MOUNT VERNON	 	NY	 	 	10553	 
	***
	 	***	 	PHILADELPHIA	 	PA	 	 	19145	 
	***
	 	***	 	SPRINGVILLE	 	CA	 	 	93265	 
	***
	 	***	 	HOLTSVILLE	 	NY	 	 	11742	 
	***
	 	***	 	STRATFORD	 	CT	 	 	6615	 
	***
	 	***	 	BELLMAWR	 	NJ	 	 	8031	 
	***
	 	***	 	JAMAICA	 	NY	 	 	11433	 
	***
	 	***	 	SOUTH DENNIS	 	MA	 	 	2660	 
	***
	 	***	 	LORTON	 	VA	 	 	22079	 
	***
	 	***	 	PEEKSKILL	 	NY	 	 	10566	 
	***
	 	***	 	HARTFORD	 	CT	 	 	6106	 
	***
	 	***	 	WILLINGBORO	 	NJ	 	 	8046	 
	***
	 	***	 	DOWNINGTOWN	 	PA	 	 	19335	 
	***
	 	***	 	HAVERSTRAW	 	NY	 	 	10927	 
	***
	 	***	 	MARTINSBURG	 	WV	 	 	25401	 
	***
	 	***	 	REGO PARK	 	NY	 	 	11374	 
	***
	 	***	 	PHILADELPHIA	 	PA	 	 	19151	 
	***
	 	***	 	APPLE VALLEY	 	CA	 	 	92308	 
	***
	 	***	 	EGG HARBOR TOWNSHIP	 	NJ	 	 	8234	 
	***
	 	***	 	HEMPSTEAD	 	NY	 	 	11550	 
	***
	 	***	 	PROSPECT PARK	 	PA	 	 	19076	 
	***
	 	***	 	POMONA	 	NY	 	 	10970	 
	***
	 	***	 	BEAUMONT	 	CA	 	 	92223	 
	***
	 	***	 	ORLANDO	 	FL	 	 	32818	 
	***
	 	***	 	ROCKINGHAM	 	NC	 	 	28379	 
	***
	 	***	 	MOUNT AIRY	 	MD	 	 	21771	 
	***
	 	***	 	JERSEY CITY	 	NJ	 	 	7306	 
	***
	 	***	 	BALTIMORE	 	MD	 	 	21234	 
	***
	 	***	 	FARMVILLE	 	VA	 	 	23901	 
	***
	 	***	 	SNELLVILLE	 	GA	 	 	30039	 
	***
	 	***	 	IDAHO FALLS	 	ID	 	 	83401	 
	***
	 	***	 	CARBONDALE	 	KS	 	 	66414	 
	***
	 	***	 	Channelview	 	TX	 	 	77530	 
	***
	 	***	 	GREENSBORO	 	NC	 	 	27406	 
	***
	 	***	 	PORT ARTHUR	 	TX	 	 	77642	 
	***
	 	***	 	Inman	 	SC	 	 	29349	 
	***
	 	***	 	Dryden	 	MI	 	 	48428	 
	***
	 	***	 	Mount Morris	 	MI	 	 	48458	 
	***
	 	***	 	CHICAGO	 	IL	 	 	60636	 
	***
	 	***	 	PERRIS	 	CA	 	 	92570	 
	***
	 	***	 	BLUE RIDGE	 	VA	 	 	24064	 
	***
	 	***	 	OMAHA	 	NE	 	 	68111	 
	***
	 	***	 	Clinton	 	NC	 	 	28328	 
	***
	 	***	 	Tamarac	 	FL	 	 	33321	 
	***
	 	***	 	Canton	 	GA	 	 	30115	 
	***
	 	***	 	KATY	 	TX	 	 	77449	 
	***
	 	***	 	BRONX	 	NY	 	 	10475	 
	***
	 	***	 	MINNEAPOLIS	 	MN	 	 	55406	 
	***
	 	***	 	WAVERLY	 	VA	 	 	23890	 
	***
	 	***	 	VIRGINIA BEACH	 	VA	 	 	23453	 
	***
	 	***	 	WESLACO	 	TX	 	 	78596	 
	***
	 	***	 	SPOTSYLVANIA	 	VA	 	 	22553	 
	***
	 	***	 	TYLER	 	MN	 	 	56178	 
	***
	 	***	 	ROMEOVILLE	 	IL	 	 	60441	 
	***
	 	***	 	MIAMI BEACH	 	FL	 	 	33141	 
	***
	 	***	 	PERRY HALL	 	MD	 	 	21128	 
	***
	 	***	 	JERSEY CITY	 	NJ	 	 	7305	 
	***
	 	***	 	MIAMI	 	AZ	 	 	85539	 
	***
	 	***	 	Greensboro	 	NC	 	 	27403	 
	***
	 	***	 	Sumter	 	SC	 	 	29154	 
	***
	 	***	 	CRAWFORD	 	GA	 	 	30630	 
	***
	 	***	 	Wyoming	 	MI	 	 	49509	 
	***
	 	***	 	Nutley	 	NJ	 	 	7110	 





 


Exhibit A-49









 





	 	 	 	 	 	 	 	 	 	 	 
	Loan ID	 	collateral address	 	collateral city	 	collateral state	 	collateral zip	 
	***
	 	***	 	WINSTON-SAL	 	NC	 	 	27105	 
	***
	 	***	 	WINSTON SAL	 	NC	 	 	27105	 
	***
	 	***	 	NORWALK	 	OH	 	 	44857	 
	***
	 	***	 	KENNER	 	LA	 	 	70065	 
	***
	 	***	 	CHICAGO	 	IL	 	 	60609	 
	***
	 	***	 	PORT LEYDEN	 	NY	 	 	13433	 
	***
	 	***	 	LAURINBURG	 	NC	 	 	28352	 
	***
	 	***	 	MANSON	 	NC	 	 	27553	 
	***
	 	***	 	Colorado Springs	 	CO	 	 	80910	 
	***
	 	***	 	SWARTZ CREEK	 	MI	 	 	48473	 
	***
	 	***	 	Fayetteville	 	NC	 	 	28304	 
	***
	 	***	 	ROLLING FORK	 	MS	 	 	39159	 
	***
	 	***	 	HUNTINGTON	 	IN	 	 	46750	 
	***
	 	***	 	HICKORY	 	NC	 	 	28602	 
	***
	 	***	 	NORWALK	 	CT	 	 	6854	 
	***
	 	***	 	EAST ORANGE	 	NJ	 	 	70172	 
	***
	 	***	 	BIRNAMWOOD	 	WI	 	 	55144	 
	***
	 	***	 	COLUMBIA	 	SC	 	 	29223	 
	***
	 	***	 	OGDEN	 	NY	 	 	14559	 
	***
	 	***	 	LITHONIA	 	GA	 	 	30058	 
	***
	 	***	 	Newtonville	 	NJ	 	 	8346	 
	***
	 	***	 	DALLAS	 	TX	 	 	75241	 
	***
	 	***	 	ADA	 	OK	 	 	74820	 
	***
	 	***	 	SUMTER	 	SC	 	 	29150	 
	***
	 	***	 	ORANGEBURG	 	SC	 	 	29118	 
	***
	 	***	 	NEW CARROLLTON	 	MD	 	 	20784	 
	***
	 	***	 	BUFFALO	 	NY	 	 	14207	 
	***
	 	***	 	STONE MOUNTAIN	 	GA	 	 	30088	 
	***
	 	***	 	NEW CASTLE	 	DE	 	 	19720	 
	***
	 	***	 	TROTWOOD	 	OH	 	 	45426	 
	***
	 	***	 	TOLEDO	 	OH	 	 	43623	 
	***
	 	***	 	IVORYTON	 	CT	 	 	6442	 
	***
	 	***	 	AUSTIN	 	TX	 	 	78758	 
	***
	 	***	 	Spicewood	 	TX	 	 	78669	 
	***
	 	***	 	FLORAL CITY	 	FL	 	 	34436	 
	***
	 	***	 	Montgomery	 	TX	 	 	77356	 
	***
	 	***	 	PINELLAS PARK	 	FL	 	 	33781	 
	***
	 	***	 	TAMPA	 	FL	 	 	33610	 
	***
	 	***	 	ROYAL PALM BEACH	 	FL	 	 	33441	 
	***
	 	***	 	MIAMI	 	FL	 	 	33142	 
	***
	 	***	 	WEST PALM BEACH	 	FL	 	 	33417	 
	***
	 	***	 	RALEIGH	 	NC	 	 	27610	 
	***
	 	***	 	LITITZ	 	PA	 	 	17543	 
	***
	 	***	 	MAULDIN	 	SC	 	 	29662	 
	***
	 	***	 	RICHMOND	 	VA	 	 	23228	 
	***
	 	***	 	IVA	 	SC	 	 	29655	 
	***
	 	***	 	ARVADA	 	CO	 	 	80003	 
	***
	 	***	 	JANESVILLE	 	WI	 	 	53546	 
	***
	 	***	 	LADYSMITH	 	WI	 	 	54848	 
	***
	 	***	 	KINGSLAND	 	GA	 	 	31548	 
	***
	 	***	 	ALBEMARLE	 	NC	 	 	28001	 
	***
	 	***	 	CROGHAN	 	NY	 	 	13327	 
	***
	 	***	 	CHARLOTTE	 	NC	 	 	28216	 
	***
	 	***	 	CINCINNATI	 	OH	 	 	45215	 
	***
	 	***	 	EAST PEORIA	 	IL	 	 	61611	 
	***
	 	***	 	IVA	 	SC	 	 	29655	 
	***
	 	***	 	FORT MYERS	 	FL	 	 	33907	 
	***
	 	***	 	CAMDEN	 	NC	 	 	27921	 
	***
	 	***	 	HIALEAH	 	FL	 	 	33015	 
	***
	 	***	 	ALEXANDRIA	 	VA	 	 	22310	 
	***
	 	***	 	ALSTEAD	 	NH	 	 	3602	 
	***
	 	***	 	Township of Gwynedd	 	PA	 	 	19446	 
	***
	 	***	 	BUTLER	 	PA	 	 	16033	 
	***
	 	***	 	FREDERICKSBURG	 	VA	 	 	22405	 
	***
	 	***	 	STATEN ISLAND	 	NY	 	 	10314	 
	***
	 	***	 	PHILADELPHIA	 	PA	 	 	19150	 





 


Exhibit A-50









 





	 	 	 	 	 	 	 	 	 	 	 
	Loan ID	 	collateral address	 	collateral city	 	collateral state	 	collateral zip	 
	***
	 	***	 	RALEIGH	 	NC	 	 	27610	 
	***
	 	***	 	LISBON	 	OH	 	 	44432	 
	***
	 	***	 	GREENSBORO	 	NC	 	 	27405	 
	***
	 	***	 	FLINT	 	MI	 	 	48507	 
	***
	 	***	 	UNIONTOWN	 	OH	 	 	44685	 
	***
	 	***	 	CITY OF TRENTON	 	NJ	 	 	8618	 
	***
	 	***	 	EAST PEORIA	 	IL	 	 	61611	 
	***
	 	***	 	UNCASVILLE	 	CT	 	 	6382	 
	***
	 	***	 	DELTA	 	CO	 	 	81416	 
	***
	 	***	 	NORFOLK	 	VA	 	 	23504	 
	***
	 	***	 	NEWNAN	 	GA	 	 	30263	 
	***
	 	***	 	OLMSTED FALLS	 	OH	 	 	44138	 
	***
	 	***	 	HAMTRAMCK	 	MI	 	 	48212	 
	***
	 	***	 	HENDERSONVILLE	 	TN	 	 	37075	 
	***
	 	***	 	HARRISBURG	 	PA	 	 	17111	 
	***
	 	***	 	CASA GRANDE	 	AZ	 	 	85222	 
	***
	 	***	 	WAGGAMAN	 	LA	 	 	70094	 
	***
	 	***	 	PINELLAS PARK	 	FL	 	 	33781	 
	***
	 	***	 	MOUNT ULLA	 	NC	 	 	28125	 
	***
	 	***	 	CHICAGO	 	IL	 	 	60620	 
	***
	 	***	 	EAST STROUDSBERG	 	PA	 	 	18302	 
	***
	 	***	 	PASCO	 	WA	 	 	99301	 
	***
	 	***	 	PHILADELPHIA	 	PA	 	 	19149	 
	***
	 	***	 	BLUE BELL	 	PA	 	 	19422	 
	***
	 	***	 	CHICAGO	 	IL	 	 	60638	 
	***
	 	***	 	COLORADO SPRINGS	 	CO	 	 	80909	 
	***
	 	***	 	FOSTER CITY	 	CA	 	 	94404	 
	***
	 	***	 	WINTHROP	 	MA	 	 	2152	 
	***
	 	***	 	SCITUATE	 	MA	 	 	2066	 
	***
	 	***	 	WARREN	 	AR	 	 	71671	 
	***
	 	***	 	HUNTSVILLE	 	AL	 	 	35811	 
	***
	 	***	 	GASTONIA	 	NC	 	 	99999	 
	***
	 	***	 	AKRON	 	OH	 	 	44314	 
	***
	 	***	 	ROCHESTER	 	NY	 	 	14624	 
	***
	 	***	 	CROMWELL	 	CT	 	 	6416	 
	***
	 	***	 	CLEVELAND	 	OH	 	 	44128	 
	***
	 	***	 	NEW BRIGHTO	 	PA	 	 	15066	 
	***
	 	***	 	CHARLOTTE	 	NC	 	 	28212	 
	***
	 	***	 	MANISTEE	 	MI	 	 	49660	 
	***
	 	***	 	SWEETWATER	 	TN	 	 	37874	 
	***
	 	***	 	Jacksonville	 	FL	 	 	32219	 
	***
	 	***	 	Cincinnati	 	OH	 	 	45223	 
	***
	 	***	 	Disputanta	 	VA	 	 	23842	 
	***
	 	***	 	ZIONSVILLE	 	PA	 	 	18092	 
	***
	 	***	 	Pompano Beach	 	FL	 	 	33062	 
	***
	 	***	 	Alexandria	 	IN	 	 	46001	 
	***
	 	***	 	SEATTLE	 	WA	 	 	98118	 
	***
	 	***	 	Milwaukee	 	WI	 	 	53210	 
	***
	 	***	 	Little Rock	 	AR	 	 	72204	 
	***
	 	***	 	Gainesville	 	GA	 	 	30507	 
	***
	 	***	 	SIMPSONVILLE	 	SC	 	 	29680	 
	***
	 	***	 	NEW PORT RICHEY	 	FL	 	 	34654	 
	***
	 	***	 	West Jefferson	 	NC	 	 	28694	 
	***
	 	***	 	Houston	 	TX	 	 	77095	 
	***
	 	***	 	Cleveland	 	MS	 	 	38732	 
	***
	 	***	 	Woodbury	 	NJ	 	 	8096	 
	***
	 	***	 	BILOXI	 	MS	 	 	39531	 
	***
	 	***	 	NAMPA	 	ID	 	 	83686	 
	***
	 	***	 	SHELTON	 	WA	 	 	98584	 
	***
	 	***	 	Wasilla	 	AK	 	 	99654	 
	***
	 	***	 	GAINESVILLE	 	FL	 	 	32609	 
	***
	 	***	 	EVANSVILLE	 	IN	 	 	47711	 
	***
	 	***	 	MORRISTOWN	 	TN	 	 	37814	 
	***
	 	***	 	CLINTON	 	IN	 	 	47842	 
	***
	 	***	 	SPRING HILL	 	FL	 	 	34609	 
	***
	 	***	 	ALLENTOWN	 	PA	 	 	18103	 





 


Exhibit A-51









 





	 	 	 	 	 	 	 	 	 	 	 
	Loan ID	 	collateral address	 	collateral city	 	collateral state	 	collateral zip	 
	***
	 	***	 	ROYSE CITY	 	TX	 	 	75189	 
	***
	 	***	 	BEAUMONT	 	TX	 	 	77708	 
	***
	 	***	 	TRYON	 	NE	 	 	69167	 
	***
	 	***	 	PALATKA	 	FL	 	 	32177	 
	***
	 	***	 	Roanoke	 	VA	 	 	24017	 
	***
	 	***	 	Mokena	 	IL	 	 	60448	 
	***
	 	***	 	OXNARD	 	CA	 	 	93030	 
	***
	 	***	 	WASHINGTON	 	CT	 	 	6777	 
	***
	 	***	 	WORTHINGTON	 	KY	 	 	41183	 
	***
	 	***	 	GUTTENBERG	 	IA	 	 	52052	 
	***
	 	***	 	Dover Township	 	NJ	 	 	8755	 
	***
	 	***	 	Township of Washington	 	NJ	 	 	7853	 
	***
	 	***	 	Princeton	 	KY	 	 	42445	 
	***
	 	***	 	Conshohocken	 	PA	 	 	19428	 
	***
	 	***	 	Harpers Ferry	 	WV	 	 	25425	 
	***
	 	***	 	Philadelphia	 	PA	 	 	19153	 
	***
	 	***	 	Garden City Park	 	NY	 	 	11040	 
	***
	 	***	 	DALTON	 	OH	 	 	44618	 
	***
	 	***	 	OLD HICKORY	 	TN	 	 	37138	 
	***
	 	***	 	GRAYSON	 	GA	 	 	30017	 
	***
	 	***	 	CHICAGO	 	IL	 	 	60608	 
	***
	 	***	 	DUNN	 	NC	 	 	28334	 
	***
	 	***	 	TYLER	 	TX	 	 	75709	 
	***
	 	***	 	DAVENPORT	 	IA	 	 	52804	 
	***
	 	***	 	GRIFFIN	 	GA	 	 	30223	 
	***
	 	***	 	BARTOW	 	FL	 	 	33830	 
	***
	 	***	 	MUNCIE	 	IN	 	 	47302	 
	***
	 	***	 	WARTBURG	 	TN	 	 	37887	 
	***
	 	***	 	CINCINNATI	 	OH	 	 	45211	 
	***
	 	***	 	CINCINNATI	 	OH	 	 	45237	 
	***
	 	***	 	WAHOO	 	NE	 	 	68066	 
	***
	 	***	 	FRANKLINVILLE	 	NY	 	 	14737	 
	***
	 	***	 	THORNWOOD	 	NY	 	 	10594	 
	***
	 	***	 	FLINT	 	MI	 	 	48507	 
	***
	 	***	 	CHICAGO	 	IL	 	 	60651	 
	***
	 	***	 	CHILTON	 	WI	 	 	53014	 
	***
	 	***	 	DENVER	 	NC	 	 	28037	 
	***
	 	***	 	LOCKNEY	 	TX	 	 	79241	 
	***
	 	***	 	BOGALUSA	 	LA	 	 	70427	 
	***
	 	***	 	HAMPTON	 	GA	 	 	30228	 
	***
	 	***	 	WAVERLY	 	OH	 	 	45690	 
	***
	 	***	 	OAKLAND CITY	 	IN	 	 	47660	 
	***
	 	***	 	FLOYD	 	VA	 	 	24091	 
	***
	 	***	 	KEWAUNEE	 	WI	 	 	54216	 
	***
	 	***	 	COLUMBUS	 	OH	 	 	43219	 
	***
	 	***	 	KINGS MOUNTAIN	 	NC	 	 	28086	 
	***
	 	***	 	ROUGEMONT	 	NC	 	 	27572	 
	***
	 	***	 	MATTESON	 	IL	 	 	60443	 
	***
	 	***	 	ANDERSON	 	IN	 	 	46012	 
	***
	 	***	 	Roxboro	 	NC	 	 	27573	 
	***
	 	***	 	Inman	 	SC	 	 	29349	 
	***
	 	***	 	Calumet City	 	IL	 	 	60409	 
	***
	 	***	 	La Grange	 	GA	 	 	30241	 
	***
	 	***	 	Philadelphia	 	PA	 	 	19135	 
	***
	 	***	 	LAWTON	 	OK	 	 	73505	 
	***
	 	***	 	Katy	 	TX	 	 	77493	 
	***
	 	***	 	RIO RANCHO	 	NM	 	 	87124	 
	***
	 	***	 	ATLANTA	 	GA	 	 	30316	 
	***
	 	***	 	PHOENIX	 	AZ	 	 	85042	 
	***
	 	***	 	Hubert	 	NC	 	 	28539	 
	***
	 	***	 	WIXOM	 	MI	 	 	48393	 
	***
	 	***	 	SEALY	 	TX	 	 	77474	 
	***
	 	***	 	DE SOTO	 	IL	 	 	62924	 
	***
	 	***	 	FRESNO	 	TX	 	 	77545	 
	***
	 	***	 	ORRVILLE	 	OH	 	 	44667	 
	***
	 	***	 	Twp of Winslow	 	NJ	 	 	8081	 





 


Exhibit A-52









 





	 	 	 	 	 	 	 	 	 	 	 
	Loan ID	 	collateral address	 	collateral city	 	collateral state	 	collateral zip	 
	***
	 	***	 	MEMPHIS	 	TN	 	 	38111	 
	***
	 	***	 	LOUISVILLE	 	KY	 	 	40220	 
	***
	 	***	 	LOGAN	 	OH	 	 	43138	 
	***
	 	***	 	SCRANTON	 	PA	 	 	18510	 
	***
	 	***	 	MILTON	 	FL	 	 	32583	 
	***
	 	***	 	DETROIT	 	MI	 	 	48202	 
	***
	 	***	 	SPRINGFIELD	 	TN	 	 	37172	 
	***
	 	***	 	BESSEMER	 	PA	 	 	16112	 
	***
	 	***	 	PORTAGE	 	IN	 	 	46368	 
	***
	 	***	 	FREDERICKSTOWN	 	OH	 	 	43019	 
	***
	 	***	 	BAKER	 	LA	 	 	70714	 
	***
	 	***	 	LITHIA SPRINGS	 	GA	 	 	30122	 
	***
	 	***	 	HUMBLE	 	TX	 	 	77339	 
	***
	 	***	 	HOUSTON	 	TX	 	 	77093	 
	***
	 	***	 	Waller	 	TX	 	 	77484	 
	***
	 	***	 	Greenville	 	SC	 	 	29605	 
	***
	 	***	 	Greer	 	SC	 	 	29651	 
	***
	 	***	 	SEALY	 	TX	 	 	77474	 
	***
	 	***	 	BITELY	 	MI	 	 	49309	 
	***
	 	***	 	CHESTERTON	 	IN	 	 	46304	 
	***
	 	***	 	EASTOVER	 	SC	 	 	29044	 
	***
	 	***	 	ZANESVILLE	 	OH	 	 	43701	 
	***
	 	***	 	LOUISVILLE	 	KY	 	 	40204	 
	***
	 	***	 	LAWTON	 	OK	 	 	73501	 
	***
	 	***	 	SUNMAN	 	IN	 	 	47041	 
	***
	 	***	 	KENNER	 	LA	 	 	70065	 
	***
	 	***	 	CINCINNATI	 	OH	 	 	45247	 
	***
	 	***	 	MEDINA	 	OH	 	 	44256	 
	***
	 	***	 	MOOSE LAKE	 	MN	 	 	55767	 
	***
	 	***	 	CINCINNATI	 	OH	 	 	45240	 
	***
	 	***	 	OXFORD	 	NC	 	 	27565	 
	***
	 	***	 	ENID	 	OK	 	 	73703	 
	***
	 	***	 	BELLEVILLE	 	WV	 	 	26133	 
	***
	 	***	 	WALKERTON	 	IN	 	 	46574	 
	***
	 	***	 	CONVERSE	 	IN	 	 	46919	 
	***
	 	***	 	SALEM	 	NY	 	 	12865	 
	***
	 	***	 	Albuquerque	 	NM	 	 	87105	 
	***
	 	***	 	BELPRE	 	OH	 	 	45714	 
	***
	 	***	 	CAMDEN	 	SC	 	 	29020	 
	***
	 	***	 	BROXTON	 	GA	 	 	31519	 
	***
	 	***	 	LUGOFF	 	SC	 	 	29078	 
	***
	 	***	 	Lawndale	 	NC	 	 	28090	 
	***
	 	***	 	NEEDVILLE	 	TX	 	 	77461	 
	***
	 	***	 	GASTONIA	 	NC	 	 	28056	 
	***
	 	***	 	DUNN	 	NC	 	 	28334	 
	***
	 	***	 	PIGEON FORG	 	TN	 	 	37876	 
	***
	 	***	 	TOBYHANNA	 	PA	 	 	18466	 
	***
	 	***	 	ATLANTA	 	GA	 	 	30316	 
	***
	 	***	 	LAS VEGAS	 	NM	 	 	87701	 
	***
	 	***	 	NORTH CHARLESTON	 	SC	 	 	29420	 
	***
	 	***	 	WAKE FOREST	 	NC	 	 	27587	 
	***
	 	***	 	LARSEN	 	WI	 	 	54947	 
	***
	 	***	 	YOUNGSVILLE	 	NC	 	 	27596	 
	***
	 	***	 	SMITHFIELD	 	NC	 	 	27577	 
	***
	 	***	 	SUMTER	 	SC	 	 	29150	 
	***
	 	***	 	SHELBY	 	OH	 	 	44875	 
	***
	 	***	 	JASPER	 	GA	 	 	30143	 
	***
	 	***	 	PARIS	 	TN	 	 	38242	 
	***
	 	***	 	CROWLEY	 	LA	 	 	70526	 
	***
	 	***	 	Lagrange	 	GA	 	 	30240	 
	***
	 	***	 	GRAND RAPIDS	 	MI	 	 	49505	 
	***
	 	***	 	Fort Dodge	 	IA	 	 	50501	 
	***
	 	***	 	QUINTON	 	VA	 	 	23141	 
	***
	 	***	 	Newfoundland	 	PA	 	 	18445	 
	***
	 	***	 	Allentown	 	PA	 	 	18102	 
	***
	 	***	 	New York	 	NY	 	 	10031	 





 


Exhibit A-53









 





	 	 	 	 	 	 	 	 	 	 	 
	Loan ID	 	collateral address	 	collateral city	 	collateral state	 	collateral zip	 
	***
	 	***	 	Maplewood	 	NJ	 	 	7040	 
	***
	 	***	 	Hatfield	 	PA	 	 	19440	 
	***
	 	***	 	Virginia Beach	 	VA	 	 	23452	 
	***
	 	***	 	Caln Township	 	PA	 	 	19355	 
	***
	 	***	 	Town of Thompson	 	NY	 	 	12775	 
	***
	 	***	 	Union Township	 	PA	 	 	17267	 
	***
	 	***	 	Twp of South Beaver	 	PA	 	 	16115	 
	***
	 	***	 	Westfield	 	NJ	 	 	7090	 
	***
	 	***	 	Bethlehem	 	PA	 	 	18017	 
	***
	 	***	 	BEL AIR	 	MD	 	 	21014	 
	***
	 	***	 	STEWARTSVILLE	 	NJ	 	 	8886	 
	***
	 	***	 	PHILADELPHIA	 	PA	 	 	19152	 
	***
	 	***	 	TOWN OF COLONIE	 	NY	 	 	12211	 
	***
	 	***	 	NEWARK	 	NJ	 	 	7106	 
	***
	 	***	 	LANSDOWNE	 	PA	 	 	19050	 
	***
	 	***	 	KNOXVILLE	 	TN	 	 	37914	 
	***
	 	***	 	BOROUGH OF STATEN ISLAND	 	NY	 	 	10309	 
	***
	 	***	 	JERSEY CITY	 	NJ	 	 	7304	 
	***
	 	***	 	ABINGDON	 	MD	 	 	21009	 
	***
	 	***	 	WEST NEW YORK	 	NJ	 	 	7093	 
	***
	 	***	 	WOOD RIDGE	 	NJ	 	 	7075	 
	***
	 	***	 	JOPLIN	 	MO	 	 	64801	 
	***
	 	***	 	GALLOWAY	 	NJ	 	 	8205	 
	***
	 	***	 	HOLBROOK	 	NY	 	 	11741	 
	***
	 	***	 	BLOOMFIELD	 	NJ	 	 	7003	 
	***
	 	***	 	PHILADELPHIA	 	PA	 	 	19150	 
	***
	 	***	 	HOLLAND	 	PA	 	 	18966	 
	***
	 	***	 	BRIDGETON	 	NJ	 	 	8302	 
	***
	 	***	 	PORT DEPOSIT	 	MD	 	 	21904	 
	***
	 	***	 	JACKSON	 	NJ	 	 	8527	 
	***
	 	***	 	BROOKLYN	 	NY	 	 	11212	 
	***
	 	***	 	CHESAPEAKE	 	VA	 	 	23324	 
	***
	 	***	 	PHILADELPHIA	 	PA	 	 	19151	 
	***
	 	***	 	COLLINGSWOOD	 	NJ	 	 	8108	 
	***
	 	***	 	NORTH MIAMI BEACH	 	FL	 	 	33160	 
	***
	 	***	 	RICHMOND	 	VA	 	 	23227	 
	***
	 	***	 	STROUDSBURG	 	PA	 	 	18360	 
	***
	 	***	 	ROBBINSVILLE	 	NJ	 	 	8691	 
	***
	 	***	 	SPRINGFIELD	 	NJ	 	 	7081	 
	***
	 	***	 	HARTFORD	 	CT	 	 	6114	 
	***
	 	***	 	ELIZABETH CITY	 	NC	 	 	27909	 
	***
	 	***	 	HOLBROOK	 	NY	 	 	11741	 
	***
	 	***	 	PHILADELPHIA	 	PA	 	 	19153	 
	***
	 	***	 	ALEXANDRIA	 	VA	 	 	22310	 
	***
	 	***	 	MONTGOMERY	 	AL	 	 	36110	 
	***
	 	***	 	Moorestown	 	NJ	 	 	8057	 
	***
	 	***	 	Cheshire	 	CT	 	 	6410	 
	***
	 	***	 	Orient	 	NY	 	 	11957	 
	***
	 	***	 	WETHERSFIELD	 	CT	 	 	6109	 
	***
	 	***	 	WALLINGTON	 	NJ	 	 	7057	 
	***
	 	***	 	PENNSBURG	 	PA	 	 	18073	 
	***
	 	***	 	GOSHEN	 	NY	 	 	10924	 
	***
	 	***	 	Lackawanna	 	NY	 	 	14218	 
	***
	 	***	 	SPRINGFIELD	 	MA	 	 	1128	 
	***
	 	***	 	FALLING WATERS	 	WV	 	 	25419	 
	***
	 	***	 	HINGHAM	 	MA	 	 	2043	 
	***
	 	***	 	Woodbridge	 	NJ	 	 	7095	 
	***
	 	***	 	East Islip	 	NY	 	 	11730	 
	***
	 	***	 	Saint Cloud	 	FL	 	 	34771	 
	***
	 	***	 	Trenton	 	NJ	 	 	8629	 
	***
	 	***	 	HAVERTOWN	 	PA	 	 	19083	 
	***
	 	***	 	EAST ELMHURST	 	NY	 	 	11370	 
	***
	 	***	 	BRADLEY BEACH	 	NJ	 	 	7720	 
	***
	 	***	 	Hamilton  Township	 	NJ	 	 	8610	 
	***
	 	***	 	ARDMORE	 	OK	 	 	73401	 
	***
	 	***	 	Ozark	 	AL	 	 	36360	 





 


Exhibit A-54









 





	 	 	 	 	 	 	 	 	 	 	 
	Loan ID	 	collateral address	 	collateral city	 	collateral state	 	collateral zip	 
	***
	 	***	 	Taylors	 	SC	 	 	29687	 
	***
	 	***	 	JACKSONVILLE	 	FL	 	 	32210	 
	***
	 	***	 	HOPKINS	 	SC	 	 	29061	 
	***
	 	***	 	OTEGO	 	NY	 	 	13825	 
	***
	 	***	 	Burke	 	VA	 	 	22015	 
	***
	 	***	 	Chattanooga	 	TN	 	 	37406	 
	***
	 	***	 	DES MOINES	 	IA	 	 	50317	 
	***
	 	***	 	CALDWELL	 	ID	 	 	83607	 
	***
	 	***	 	HESPERIA	 	CA	 	 	92344	 
	***
	 	***	 	CITY OF ELKO	 	NV	 	 	89801	 
	***
	 	***	 	STROUD	 	PA	 	 	18301	 
	***
	 	***	 	HIGHLAND	 	WI	 	 	53543	 
	***
	 	***	 	PINE BLUFF	 	AR	 	 	71603	 
	***
	 	***	 	BRONX	 	NY	 	 	10462	 
	***
	 	***	 	EAST ORANGE	 	NJ	 	 	7180	 
	***
	 	***	 	SULLIVAN	 	NH	 	 	3457	 
	***
	 	***	 	TUCSON	 	AZ	 	 	85739	 
	***
	 	***	 	Memphis	 	TN	 	 	38133	 
	***
	 	***	 	SUMTER	 	SC	 	 	29154	 
	***
	 	***	 	Rex	 	GA	 	 	30273	 
	***
	 	***	 	CHICAGO	 	IL	 	 	60644	 
	***
	 	***	 	ST. PETERSBURG	 	FL	 	 	33701	 
	***
	 	***	 	CAMBRIDGE	 	MD	 	 	21613	 
	***
	 	***	 	YOUNGSVILLE	 	NC	 	 	27596	 
	***
	 	***	 	SPENCER	 	NY	 	 	14883	 
	***
	 	***	 	HERMISTON	 	OR	 	 	97838	 
	***
	 	***	 	FOXWORTH	 	MS	 	 	39483	 
	***
	 	***	 	LANSING	 	MI	 	 	48915	 
	***
	 	***	 	EAST MISSOULA	 	MT	 	 	59802	 
	***
	 	***	 	SHUBUTA	 	MS	 	 	39360	 
	***
	 	***	 	CAMDEN-WYOMING	 	DE	 	 	19934	 
	***
	 	***	 	FORT WORTH	 	TX	 	 	76110	 
	***
	 	***	 	NORMAN	 	OK	 	 	73069	 
	***
	 	***	 	Kansas City	 	MO	 	 	64130	 
	***
	 	***	 	LITHONIA	 	GA	 	 	30058	 
	***
	 	***	 	HARRISBURG	 	PA	 	 	17110	 
	***
	 	***	 	COLLEGE PARK	 	GA	 	 	30349	 
	***
	 	***	 	JACKSONVILLE	 	FL	 	 	32246	 
	***
	 	***	 	JAMUL	 	CA	 	 	91935	 
	***
	 	***	 	PHILADELPHIA	 	PA	 	 	19131	 
	***
	 	***	 	JERSEY CITY	 	NJ	 	 	7307	 
	***
	 	***	 	HERRIN	 	IL	 	 	62948	 
	***
	 	***	 	HOLLYWOOD	 	FL	 	 	33023	 
	***
	 	***	 	HARTSVILLE	 	SC	 	 	29550	 
	***
	 	***	 	COLUMBIA	 	SC	 	 	29204	 
	***
	 	***	 	Monroe	 	NC	 	 	28112	 
	***
	 	***	 	Winston Salem	 	NC	 	 	27103	 
	***
	 	***	 	Springfield	 	TN	 	 	37172	 
	***
	 	***	 	GREENVILLE	 	GA	 	 	30222	 
	***
	 	***	 	NEW ELLENTO	 	SC	 	 	29809	 
	***
	 	***	 	RIVERDALE	 	GA	 	 	30296	 
	***
	 	***	 	Mabelvale	 	AR	 	 	72103	 
	***
	 	***	 	Laredo	 	TX	 	 	78043	 
	***
	 	***	 	Grand Prairie	 	TX	 	 	75050	 
	***
	 	***	 	Chicago	 	IL	 	 	60620	 
	***
	 	***	 	Miami	 	FL	 	 	33056	 
	***
	 	***	 	JEWETT	 	OH	 	 	43986	 
	***
	 	***	 	JEWETT	 	OH	 	 	43986	 
	***
	 	***	 	Houston	 	TX	 	 	77013	 
	***
	 	***	 	UNION	 	NJ	 	 	7083	 
	***
	 	***	 	PAMPLIN	 	VA	 	 	23958	 
	***
	 	***	 	Charles Town	 	WV	 	 	25414	 
	***
	 	***	 	BROADHEAD	 	WI	 	 	53520	 
	***
	 	***	 	Richmond	 	VA	 	 	23236	 
	***
	 	***	 	CHAPPELL HILL	 	TX	 	 	77426	 
	***
	 	***	 	Pontiac	 	MI	 	 	48342	 





 


Exhibit A-55









 





	 	 	 	 	 	 	 	 	 	 	 
	Loan ID	 	collateral address	 	collateral city	 	collateral state	 	collateral zip	 
	***
	 	***	 	CLEVELAND	 	OH	 	 	44120	 
	***
	 	***	 	Richmond	 	VA	 	 	23228	 
	***
	 	***	 	Fort Mill	 	SC	 	 	29708	 
	***
	 	***	 	Lithonia	 	GA	 	 	30038	 
	***
	 	***	 	Lancaster	 	NY	 	 	14086	 
	***
	 	***	 	Tobyhanna	 	PA	 	 	18466	 
	***
	 	***	 	East Point	 	GA	 	 	30344	 
	***
	 	***	 	Lithonia	 	GA	 	 	30058	 
	***
	 	***	 	Vicksburg	 	MS	 	 	39180	 
	***
	 	***	 	WEST PALM BEACH	 	FL	 	 	33417	 
	***
	 	***	 	Salisbury	 	NC	 	 	28144	 
	***
	 	***	 	Greenville	 	TX	 	 	75401	 
	***
	 	***	 	Greensboro	 	NC	 	 	27406	 
	***
	 	***	 	Farmington Hills	 	MI	 	 	48336	 
	***
	 	***	 	Houston	 	TX	 	 	77067	 
	***
	 	***	 	NORTH AUGUSTA	 	SC	 	 	29841	 
	***
	 	***	 	HUDSONVILLE	 	MI	 	 	49426	 
	***
	 	***	 	South Bend	 	IN	 	 	46619	 
	***
	 	***	 	Memphis	 	TN	 	 	38128	 
	***
	 	***	 	Shelby	 	NC	 	 	28150	 
	***
	 	***	 	Buffalo	 	NY	 	 	14215	 
	***
	 	***	 	Blountstown	 	FL	 	 	32424	 
	***
	 	***	 	Montrose	 	GA	 	 	31065	 
	***
	 	***	 	PHARR	 	TX	 	 	78577	 
	***
	 	***	 	EDINBURG	 	TX	 	 	78539	 
	***
	 	***	 	Lawrenceville	 	GA	 	 	30044	 
	***
	 	***	 	Lansing	 	NC	 	 	28643	 
	***
	 	***	 	MCALESTER	 	OK	 	 	74501	 
	***
	 	***	 	MUSKEGON	 	MI	 	 	49442	 
	***
	 	***	 	MICHIGAN CITY	 	IN	 	 	46360	 
	***
	 	***	 	Mount Carmel	 	PA	 	 	17851	 
	***
	 	***	 	OCALA	 	FL	 	 	34474	 
	***
	 	***	 	Spring Lake	 	NC	 	 	28390	 
	***
	 	***	 	Bentleyville	 	PA	 	 	15314	 
	***
	 	***	 	Detroit	 	MI	 	 	48205	 
	***
	 	***	 	Douglasville	 	GA	 	 	30135	 
	***
	 	***	 	Ocala	 	FL	 	 	34475	 
	***
	 	***	 	Dacula	 	GA	 	 	30019	 
	***
	 	***	 	HARRISON	 	TN	 	 	37341	 
	***
	 	***	 	ANCHORAGE	 	AK	 	 	99507	 
	***
	 	***	 	BALTIMORE	 	MD	 	 	21224	 
	***
	 	***	 	Waterloo	 	IA	 	 	50703	 
	***
	 	***	 	Dayton	 	OH	 	 	45407	 
	***
	 	***	 	Jacobsburg	 	OH	 	 	43933	 
	***
	 	***	 	Maryville	 	MO	 	 	64468	 
	***
	 	***	 	BEAUMONT	 	TX	 	 	77703	 
	***
	 	***	 	CHARLOTTE	 	NC	 	 	28210	 
	***
	 	***	 	COLUMBUS	 	OH	 	 	43224	 
	***
	 	***	 	KENOSHA	 	WI	 	 	53143	 
	***
	 	***	 	INDIANAPOLIS	 	IN	 	 	46226	 
	***
	 	***	 	PITTSBURGH	 	PA	 	 	15212	 
	***
	 	***	 	EVANSVILLE	 	IN	 	 	47714	 
	***
	 	***	 	WEST CHICAGO	 	IL	 	 	60186	 
	***
	 	***	 	ROCK HILL	 	SC	 	 	29730	 
	***
	 	***	 	ASHEVILLE	 	NC	 	 	28802	 
	***
	 	***	 	CLINTONVILLE	 	WI	 	 	54929	 
	***
	 	***	 	COLUMBIA	 	SC	 	 	29203	 
	***
	 	***	 	Greeneville	 	TN	 	 	37743	 
	***
	 	***	 	WASHINGTON	 	IN	 	 	47501	 
	***
	 	***	 	PHILADELPHIA	 	PA	 	 	19149	 
	***
	 	***	 	OSCEOLA	 	IN	 	 	46561	 
	***
	 	***	 	WEST POINT	 	MS	 	 	39773	 
	***
	 	***	 	NORTH LITTLE ROCK	 	AR	 	 	72118	 
	***
	 	***	 	BRIDGE CITY	 	TX	 	 	77611	 
	***
	 	***	 	PEORIA	 	IL	 	 	61605	 
	***
	 	***	 	QUEEN CREEK	 	AZ	 	 	85242	 





 


Exhibit A-56









 





	 	 	 	 	 	 	 	 	 	 	 
	Loan ID	 	collateral address	 	collateral city	 	collateral state	 	collateral zip	 
	***
	 	***	 	JONESBORO	 	GA	 	 	30238	 
	***
	 	***	 	PICO RIVERA	 	CA	 	 	90660	 
	***
	 	***	 	FAIRMOUNT	 	IL	 	 	61841	 
	***
	 	***	 	DUNDALK	 	MD	 	 	21222	 
	***
	 	***	 	Rose Hill	 	KS	 	 	67133	 
	***
	 	***	 	Lexington	 	SC	 	 	29073	 
	***
	 	***	 	LINCOLN PARK	 	NJ	 	 	7035	 
	***
	 	***	 	GALENA	 	KS	 	 	66739	 
	***
	 	***	 	Palm Coast	 	FL	 	 	32137	 
	***
	 	***	 	CONYERS	 	GA	 	 	30013	 
	***
	 	***	 	HENDERSONVILLE	 	TN	 	 	37075	 
	***
	 	***	 	Dallas	 	TX	 	 	75241	 
	***
	 	***	 	Surprise	 	AZ	 	 	85374	 
	***
	 	***	 	Richmond Heights	 	OH	 	 	44143	 
	***
	 	***	 	LAREDO	 	TX	 	 	78046	 
	***
	 	***	 	NORTH OLMSTED	 	OH	 	 	44070	 
	***
	 	***	 	LOCKPORT	 	NY	 	 	14094	 
	***
	 	***	 	BETHLEHEM	 	PA	 	 	18015	 
	***
	 	***	 	PRINCETON	 	MN	 	 	55371	 
	***
	 	***	 	HUMBLE	 	TX	 	 	77338	 
	***
	 	***	 	EVANSVILLE	 	IN	 	 	47714	 
	***
	 	***	 	ASHFORD	 	CT	 	 	6278	 
	***
	 	***	 	INMAN	 	SC	 	 	29349	 
	***
	 	***	 	ORLANDO	 	FL	 	 	32811	 
	***
	 	***	 	HOLLYWOOD	 	FL	 	 	33021	 
	***
	 	***	 	JACKSONVILLE	 	FL	 	 	32216	 
	***
	 	***	 	ACWORTH	 	GA	 	 	30101	 
	***
	 	***	 	CORNING	 	CA	 	 	96021	 
	***
	 	***	 	RIVA	 	MD	 	 	21140	 
	***
	 	***	 	NEWARK	 	NJ	 	 	7112	 
	***
	 	***	 	SPRING HILL	 	FL	 	 	34609	 
	***
	 	***	 	KINGSFORD HEIGHTS	 	IN	 	 	46346	 
	***
	 	***	 	COLFAX	 	CA	 	 	95713	 
	***
	 	***	 	LITHIA SPRINGS	 	GA	 	 	30122	 
	***
	 	***	 	BENSON	 	NC	 	 	27504	 
	***
	 	***	 	CANTON	 	GA	 	 	30115	 
	***
	 	***	 	SEALY	 	TX	 	 	77474	 
	***
	 	***	 	CHARLOTTE	 	NC	 	 	28216	 
	***
	 	***	 	WAYLAND	 	NY	 	 	14572	 
	***
	 	***	 	SAFETY HARBOR	 	FL	 	 	34695	 
	***
	 	***	 	RALEIGH	 	NC	 	 	27610	 
	***
	 	***	 	PLAINFIELD	 	IL	 	 	60544	 
	***
	 	***	 	LOUISVILLE	 	KY	 	 	40216	 
	***
	 	***	 	RIDGECREST	 	CA	 	 	93555	 
	***
	 	***	 	LAWRENCEVILLE	 	GA	 	 	30043	 
	***
	 	***	 	BAKERSFIELD	 	CA	 	 	93314	 
	***
	 	***	 	SALISBURY	 	MD	 	 	21804	 
	***
	 	***	 	SPRINGFIELD	 	OH	 	 	45505	 
	***
	 	***	 	COLLEGE PARK	 	GA	 	 	30349	 
	***
	 	***	 	LANSING	 	MI	 	 	48917	 
	***
	 	***	 	MIDDLEBURG	 	FL	 	 	32068	 
	***
	 	***	 	LEHIGH ACRES	 	FL	 	 	33936	 
	***
	 	***	 	NORTH LAUDERDALE	 	FL	 	 	33068	 
	***
	 	***	 	BROCKTON	 	MA	 	 	2302	 
	***
	 	***	 	Coxsackie	 	NY	 	 	12051	 
	***
	 	***	 	Town of Colonie	 	NY	 	 	12205	 
	***
	 	***	 	Parlin	 	NJ	 	 	8859	 
	***
	 	***	 	El Cajon	 	CA	 	 	92021	 
	***
	 	***	 	Farmingville	 	NY	 	 	11738	 
	***
	 	***	 	Indianapolis	 	IN	 	 	46280	 
	***
	 	***	 	Allentown	 	PA	 	 	18103	 
	***
	 	***	 	PORT SAINT JOE BEACH	 	FL	 	 	32456	 
	***
	 	***	 	PHILADELPHIA	 	PA	 	 	19145	 
	***
	 	***	 	PATTERSON	 	CA	 	 	95363	 
	***
	 	***	 	GAITHERSBURG	 	MD	 	 	20878	 
	***
	 	***	 	JACKSONVILLE	 	FL	 	 	32277	 





 


Exhibit A-57









 





	 	 	 	 	 	 	 	 	 	 	 
	Loan ID	 	collateral address	 	collateral city	 	collateral state	 	collateral zip	 
	***
	 	***	 	TOWNSHIP OF PENNSVILLE	 	NJ	 	 	8070	 
	***
	 	***	 	LONGVIEW	 	WA	 	 	98632	 
	***
	 	***	 	TRENTON	 	NJ	 	 	8629	 
	***
	 	***	 	MOUNT POCONO	 	PA	 	 	18344	 
	***
	 	***	 	GLOUCESTER TWP	 	NJ	 	 	8012	 
	***
	 	***	 	BALTIMORE	 	MD	 	 	21220	 
	***
	 	***	 	SPRINGFIELD	 	MA	 	 	1107	 
	***
	 	***	 	TEMPLE HILLS	 	MD	 	 	20748	 
	***
	 	***	 	MASTIC	 	NY	 	 	11950	 
	***
	 	***	 	IRVINGTON	 	NJ	 	 	7111	 
	***
	 	***	 	BOWIE	 	MD	 	 	20715	 
	***
	 	***	 	WALDORF	 	MD	 	 	20603	 
	***
	 	***	 	TOWN OF PENDLETON	 	NY	 	 	14120	 
	***
	 	***	 	FRANKLIN PARK	 	NJ	 	 	8823	 
	***
	 	***	 	CITY OF EAST ORANGE	 	NJ	 	 	7017	 
	***
	 	***	 	BOYNTON BEACH	 	FL	 	 	33426	 
	***
	 	***	 	WESTPORT	 	CT	 	 	6880	 
	***
	 	***	 	KENT	 	WA	 	 	98030	 
	***
	 	***	 	ROSELLE	 	NJ	 	 	7203	 
	***
	 	***	 	BOCA RATON	 	FL	 	 	33496	 
	***
	 	***	 	TOWNSHIP OF IRVINGTON	 	NJ	 	 	7111	 
	***
	 	***	 	NEW CANAAN	 	CT	 	 	6840	 
	***
	 	***	 	STATEN ISLAND	 	NY	 	 	10312	 
	***
	 	***	 	MARYSVILLE	 	WA	 	 	98270	 
	***
	 	***	 	CORAM	 	NY	 	 	11727	 
	***
	 	***	 	BRIDGEPORT	 	CT	 	 	6604	 
	***
	 	***	 	EAST ORANGE	 	NJ	 	 	7017	 
	***
	 	***	 	WILLINGBORO	 	NJ	 	 	8046	 
	***
	 	***	 	HOOKSETT	 	NH	 	 	3106	 
	***
	 	***	 	KEANSBURG	 	NJ	 	 	7734	 
	***
	 	***	 	BUNKER HILL	 	WV	 	 	25413	 
	***
	 	***	 	HOMESTEAD	 	FL	 	 	33035	 
	***
	 	***	 	FAYETTEVILLE	 	GA	 	 	30214	 
	***
	 	***	 	INDIANAPOLIS	 	IN	 	 	46256	 
	***
	 	***	 	MIDLOTHIAN	 	VA	 	 	23112	 
	***
	 	***	 	LA PLATA	 	MD	 	 	20646	 
	***
	 	***	 	YONKERS	 	NY	 	 	10705	 
	***
	 	***	 	WILLINGBORO	 	NJ	 	 	8046	 
	***
	 	***	 	GREECE	 	NY	 	 	14612	 
	***
	 	***	 	TEANECK	 	NJ	 	 	7666	 
	***
	 	***	 	LAFAYETTE	 	NJ	 	 	7848	 
	***
	 	***	 	GREENBURGH	 	NY	 	 	10523	 
	***
	 	***	 	JACKSONVILLE	 	FL	 	 	32216	 
	***
	 	***	 	WILLINGBORO	 	NJ	 	 	8046	 
	***
	 	***	 	TOMS RIVER	 	NJ	 	 	8735	 
	***
	 	***	 	PATERSON	 	NJ	 	 	7522	 
	***
	 	***	 	UPPER MARLBORO	 	MD	 	 	20772	 
	***
	 	***	 	WATERBURY	 	CT	 	 	6706	 
	***
	 	***	 	NEW BRITAIN	 	CT	 	 	6051	 
	***
	 	***	 	WILLINGBORO	 	NJ	 	 	8046	 
	***
	 	***	 	HAMPTON	 	GA	 	 	30228	 
	***
	 	***	 	NEW OXFORD	 	PA	 	 	17350	 
	***
	 	***	 	CHESAPEAKE	 	VA	 	 	23320	 
	***
	 	***	 	MARTINSBURG	 	WV	 	 	25404	 
	***
	 	***	 	PATERSON	 	NJ	 	 	7514	 
	***
	 	***	 	LAKE GROVE	 	NY	 	 	11755	 
	***
	 	***	 	IRVINGTON	 	NJ	 	 	7111	 
	***
	 	***	 	MCCLELLANVILLE	 	SC	 	 	29458	 
	***
	 	***	 	CENTRAL ISLIP	 	NY	 	 	11722	 
	***
	 	***	 	CHICAGO	 	IL	 	 	60615	 
	***
	 	***	 	FAIRLAND	 	OK	 	 	74343	 
	***
	 	***	 	HENDERSON	 	NC	 	 	27536	 
	***
	 	***	 	DAYTON	 	OH	 	 	45406	 
	***
	 	***	 	GALESBURG	 	IL	 	 	61401	 
	***
	 	***	 	GREENSBORO	 	NC	 	 	27406	 
	***
	 	***	 	SHARON	 	PA	 	 	16148	 





 


Exhibit A-58









 





	 	 	 	 	 	 	 	 	 	 	 
	Loan ID	 	collateral address	 	collateral city	 	collateral state	 	collateral zip	 
	***
	 	***	 	COLLEGE PK.	 	GA	 	 	30349	 
	***
	 	***	 	BAY CITY	 	MI	 	 	48706	 
	***
	 	***	 	DAYTON	 	OH	 	 	45404	 
	***
	 	***	 	MARKHAM	 	IL	 	 	60465	 
	***
	 	***	 	CAMPBELL	 	OH	 	 	44405	 
	***
	 	***	 	OLATHE	 	KS	 	 	66062	 
	***
	 	***	 	GASTONIA	 	NC	 	 	28054	 
	***
	 	***	 	COLUMBUS	 	OH	 	 	43207	 
	***
	 	***	 	BATON ROUGE	 	LA	 	 	70805	 
	***
	 	***	 	MEMPHIS	 	TN	 	 	38125	 
	***
	 	***	 	CHICAGO	 	IL	 	 	60636	 
	***
	 	***	 	COWPENS	 	SC	 	 	29330	 
	***
	 	***	 	BUSHKILL	 	PA	 	 	18324	 
	***
	 	***	 	SOUTHFIELD	 	MI	 	 	48076	 
	***
	 	***	 	OVIEDO	 	FL	 	 	32765	 
	***
	 	***	 	CARLSBAD	 	NM	 	 	88220	 
	***
	 	***	 	LANCASTER	 	SC	 	 	29720	 
	***
	 	***	 	ANTIOCH	 	TN	 	 	37013	 
	***
	 	***	 	UTICA	 	NY	 	 	13501	 
	***
	 	***	 	COLUMBUS	 	OH	 	 	43224	 
	***
	 	***	 	N WILKESBORO	 	NC	 	 	28659	 
	***
	 	***	 	DEARBORN HEIGHTS	 	MI	 	 	48127	 
	***
	 	***	 	TOMAHAWK	 	KY	 	 	41262	 
	***
	 	***	 	FRANKFORT	 	IN	 	 	46041	 
	***
	 	***	 	NEW CASTLE	 	PA	 	 	16101	 
	***
	 	***	 	MIAMISBURG	 	OH	 	 	45342	 
	***
	 	***	 	NATCHITOCHE	 	LA	 	 	71457	 
	***
	 	***	 	PHILADELPHI	 	PA	 	 	19139	 
	***
	 	***	 	LAFFERTY	 	OH	 	 	43951	 
	***
	 	***	 	NEW PORT RICHEY	 	FL	 	 	34653	 
	***
	 	***	 	CLEVELAND	 	OH	 	 	44111	 
	***
	 	***	 	MONROE	 	MI	 	 	48162	 
	***
	 	***	 	COLUMBUS	 	OH	 	 	43219	 
	***
	 	***	 	CALUMET CITY	 	IL	 	 	60409	 
	***
	 	***	 	INDIANAPOLIS	 	IN	 	 	46226	 
	***
	 	***	 	WINCHESTER	 	IN	 	 	47394	 
	***
	 	***	 	SOLDIER	 	KY	 	 	41173	 
	***
	 	***	 	CHICAGO RIDGE	 	IL	 	 	60415	 
	***
	 	***	 	INDEPENDENCE	 	MO	 	 	64056	 
	***
	 	***	 	LELAND	 	NC	 	 	28451	 
	***
	 	***	 	SHERMAN	 	TX	 	 	75092	 
	***
	 	***	 	LELAND	 	NC	 	 	28451	 
	***
	 	***	 	SOUTH BEND	 	IN	 	 	46615	 
	***
	 	***	 	SANDUSKY	 	OH	 	 	44870	 
	***
	 	***	 	DAYTON	 	OH	 	 	45403	 
	***
	 	***	 	ERIE	 	PA	 	 	16508	 
	***
	 	***	 	HOMESTEAD	 	FL	 	 	33033	 
	***
	 	***	 	PEORIA	 	IL	 	 	61603	 
	***
	 	***	 	LUPTON CITY	 	TN	 	 	37351	 
	***
	 	***	 	WINSTON SAL	 	NC	 	 	27105	 
	***
	 	***	 	COWPENS	 	SC	 	 	29330	 
	***
	 	***	 	FORT WAYNE	 	IN	 	 	46806	 
	***
	 	***	 	CINCINNATI	 	OH	 	 	45240	 
	***
	 	***	 	SEYMOUR	 	IN	 	 	47274	 
	***
	 	***	 	FORT WAYNE	 	IN	 	 	46802	 
	***
	 	***	 	MADISON HEI	 	MI	 	 	48071	 
	***
	 	***	 	CHARLOTTE	 	NC	 	 	28227	 
	***
	 	***	 	HAZELWOOD	 	MO	 	 	63042	 
	***
	 	***	 	GROVE CITY	 	OH	 	 	43123	 
	***
	 	***	 	CALEDONIA	 	OH	 	 	43314	 
	***
	 	***	 	CHARLOTTE	 	NC	 	 	28208	 
	***
	 	***	 	KANSAS CITY	 	KS	 	 	66106	 
	***
	 	***	 	BARBERTON	 	OH	 	 	44203	 
	***
	 	***	 	ANDERSON	 	SC	 	 	29621	 
	***
	 	***	 	ALEXANDRIA	 	LA	 	 	71303	 
	***
	 	***	 	MARION	 	NC	 	 	28762	 





 


Exhibit A-59









 





	 	 	 	 	 	 	 	 	 	 	 
	Loan ID	 	collateral address	 	collateral city	 	collateral state	 	collateral zip	 
	***
	 	***	 	SOUTHFIELD	 	MI	 	 	48075	 
	***
	 	***	 	INKSTER	 	MI	 	 	48141	 
	***
	 	***	 	BATON ROUGE	 	LA	 	 	70811	 
	***
	 	***	 	ATLANTA	 	GA	 	 	30331	 
	***
	 	***	 	Scranton	 	PA	 	 	18505	 
	***
	 	***	 	WINNSBORO	 	SC	 	 	29180	 
	***
	 	***	 	ALLENTOWN	 	PA	 	 	18102	 
	***
	 	***	 	TOLEDO	 	OH	 	 	43607	 
	***
	 	***	 	Detroit	 	MI	 	 	48217	 
	***
	 	***	 	Greensboro	 	NC	 	 	27401	 
	***
	 	***	 	FLINT	 	MI	 	 	48505	 
	***
	 	***	 	DINGMANS FERRY	 	PA	 	 	18328	 
	***
	 	***	 	Buffalo	 	NY	 	 	14201	 
	***
	 	***	 	Ronkonkoma	 	NY	 	 	11779	 
	***
	 	***	 	Cedar Grove	 	NJ	 	 	7009	 
	***
	 	***	 	North Brunswick	 	NJ	 	 	8902	 
	***
	 	***	 	Haverstraw	 	NY	 	 	10970	 
	***
	 	***	 	Town of Centerville	 	MA	 	 	2632	 
	***
	 	***	 	Hamilton	 	NJ	 	 	8610	 
	***
	 	***	 	Beverly	 	NJ	 	 	8010	 
	***
	 	***	 	Linden	 	NJ	 	 	7036	 
	***
	 	***	 	Borough of Matawan	 	NJ	 	 	7747	 
	***
	 	***	 	TOWNSHIP OF BERKELEY	 	NJ	 	 	8721	 
	***
	 	***	 	FITCHBURG	 	MA	 	 	1420	 
	***
	 	***	 	ISLIP	 	NY	 	 	11751	 
	***
	 	***	 	MOORESVILLE	 	NC	 	 	28115	 
	***
	 	***	 	STOUGHTON	 	MA	 	 	2072	 
	***
	 	***	 	CHESAPEAKE	 	VA	 	 	23325	 
	***
	 	***	 	JAMESTOWN	 	NC	 	 	27282	 
	***
	 	***	 	MENDHAM	 	NJ	 	 	7945	 
	***
	 	***	 	TOWN OF BLOOMFIELD	 	NJ	 	 	7003	 
	***
	 	***	 	WORCESTER	 	MA	 	 	1607	 
	***
	 	***	 	CAMBRIA HEIGHTS	 	NY	 	 	11411	 
	***
	 	***	 	BALTIMORE	 	MD	 	 	21234	 
	***
	 	***	 	BALTIMORE	 	MD	 	 	21224	 
	***
	 	***	 	JAMAICA	 	NY	 	 	11435	 
	***
	 	***	 	HAWTHORNE	 	NJ	 	 	7506	 
	***
	 	***	 	CAPITOL HEIGHTS	 	MD	 	 	20743	 
	***
	 	***	 	MIDDLETOWN	 	NY	 	 	10941	 
	***
	 	***	 	LANCASTER	 	PA	 	 	17602	 
	***
	 	***	 	ATCO	 	NJ	 	 	8004	 
	***
	 	***	 	GUYTON	 	GA	 	 	31312	 
	***
	 	***	 	FLORENCE	 	SC	 	 	29505	 
	***
	 	***	 	PHILADELPHIA	 	PA	 	 	19131	 
	***
	 	***	 	Maine	 	NY	 	 	13802	 
	***
	 	***	 	Greensboro	 	GA	 	 	30642	 
	***
	 	***	 	ROCKLEDGE	 	FL	 	 	32955	 
	***
	 	***	 	LOUISVILLE	 	KY	 	 	40258	 
	***
	 	***	 	BAHAMA	 	NC	 	 	27503	 
	***
	 	***	 	BROOKSDALE	 	FL	 	 	34601	 
	***
	 	***	 	ABBEVILLE	 	LA	 	 	70510	 
	***
	 	***	 	GREENVILLE	 	TN	 	 	37743	 
	***
	 	***	 	JACKSONVILLE	 	FL	 	 	32216	 
	***
	 	***	 	CORPUS CHRISTI	 	TX	 	 	78415	 
	***
	 	***	 	DENHAM SPRINGS	 	LA	 	 	70706	 
	***
	 	***	 	PHILADELPHIA	 	PA	 	 	19145	 
	***
	 	***	 	CAMBRIA	 	IL	 	 	62915	 
	***
	 	***	 	MARYSVILLE	 	OH	 	 	43040	 
	***
	 	***	 	FT WORTH	 	TX	 	 	76108	 
	***
	 	***	 	GREENVILLE	 	NC	 	 	27834	 
	***
	 	***	 	FORT WORTH	 	TX	 	 	76102	 
	***
	 	***	 	BALTIMORE	 	MD	 	 	21229	 
	***
	 	***	 	PETERSBURG	 	WV	 	 	26847	 
	***
	 	***	 	SAN ANTONIO	 	TX	 	 	78260	 
	***
	 	***	 	MARKS	 	MS	 	 	38646	 
	***
	 	***	 	OLIVE BRANCH	 	MS	 	 	38654	 





 


Exhibit A-60









 





	 	 	 	 	 	 	 	 	 	 	 
	Loan ID	 	collateral address	 	collateral city	 	collateral state	 	collateral zip	 
	***
	 	***	 	PENSACOLA	 	FL	 	 	32514	 
	***
	 	***	 	DETROIT	 	MI	 	 	48224	 
	***
	 	***	 	BATON ROUGE	 	LA	 	 	70805	 
	***
	 	***	 	RICHMOND	 	VA	 	 	23223	 
	***
	 	***	 	Louisville	 	KY	 	 	40210	 
	***
	 	***	 	HAMERSVILLE	 	OH	 	 	45130	 
	***
	 	***	 	INDIANAPOLIS	 	IN	 	 	46241	 
	***
	 	***	 	NAPOLEON	 	OH	 	 	43545	 
	***
	 	***	 	Metz	 	WV	 	 	26585	 
	***
	 	***	 	Baxley	 	GA	 	 	31513	 
	***
	 	***	 	Tampa	 	FL	 	 	33614	 
	***
	 	***	 	Lima	 	OH	 	 	45804	 
	***
	 	***	 	Tucson	 	AZ	 	 	85706	 
	***
	 	***	 	Nancy	 	KY	 	 	42544	 
	***
	 	***	 	Donora	 	PA	 	 	15033	 
	***
	 	***	 	Lowell	 	IN	 	 	46356	 
	***
	 	***	 	COLDSPRING	 	TX	 	 	77331	 
	***
	 	***	 	ENTERPRISE	 	AL	 	 	36330	 
	***
	 	***	 	OPA LOCKA	 	FL	 	 	33056	 
	***
	 	***	 	SARASOTA	 	FL	 	 	34239	 
	***
	 	***	 	FORT LAUDERDALE	 	FL	 	 	33311	 
	***
	 	***	 	WEST PALM BEACH	 	FL	 	 	33413	 
	***
	 	***	 	FORT LAUDERDALE	 	FL	 	 	33315	 
	***
	 	***	 	HOMESTEAD	 	FL	 	 	33030	 
	***
	 	***	 	ORLANDO	 	FL	 	 	32811	 
	***
	 	***	 	LAKE PLACID	 	FL	 	 	33852	 
	***
	 	***	 	Kansas City	 	MO	 	 	64130	 
	***
	 	***	 	AMITYVILLE	 	NY	 	 	11701	 
	***
	 	***	 	GLOUCESTER CITY	 	NJ	 	 	8030	 
	***
	 	***	 	CHARLOTTE	 	NC	 	 	28269	 
	***
	 	***	 	JAMAICA	 	NY	 	 	11436	 
	***
	 	***	 	MERIDEN	 	CT	 	 	6450	 
	***
	 	***	 	Stamford	 	CT	 	 	6902	 
	***
	 	***	 	MANSFIELD	 	LA	 	 	71052	 
	***
	 	***	 	S.L.A.	 	CA	 	 	92386	 
	***
	 	***	 	Granite Falls	 	NC	 	 	28630	 
	***
	 	***	 	Chowchilla	 	CA	 	 	93610	 
	***
	 	***	 	Barnegat	 	NJ	 	 	8005	 
	***
	 	***	 	Scottsville	 	NY	 	 	14546	 
	***
	 	***	 	Charlotte	 	NC	 	 	28217	 
	***
	 	***	 	Altoona	 	PA	 	 	16602	 
	***
	 	***	 	LOUISVILLE	 	KY	 	 	40204	 
	***
	 	***	 	BRIDGEPORT	 	CT	 	 	6607	 
	***
	 	***	 	SANFORD	 	NC	 	 	27330	 
	***
	 	***	 	NASHVILLE	 	NC	 	 	27856	 
	***
	 	***	 	FRANKLIN	 	NY	 	 	13775	 
	***
	 	***	 	SAINT CLOUD	 	FL	 	 	34773	 
	***
	 	***	 	CARENCRO	 	LA	 	 	70520	 
	***
	 	***	 	ROSELAND	 	LA	 	 	70456	 
	***
	 	***	 	PENSACOLA	 	FL	 	 	32501	 
	***
	 	***	 	EUTAW	 	AL	 	 	35462	 
	***
	 	***	 	BATTLE CREEK	 	MI	 	 	49015	 
	***
	 	***	 	DETROIT	 	MI	 	 	48223	 
	***
	 	***	 	Sacramento	 	CA	 	 	95820	 
	***
	 	***	 	Pearl	 	MS	 	 	39208	 
	***
	 	***	 	Gillepsie	 	IL	 	 	62033	 
	***
	 	***	 	Pine Grove	 	PA	 	 	17963	 
	***
	 	***	 	College Park	 	GA	 	 	30349	 
	***
	 	***	 	WATERLOO	 	IA	 	 	50703	 
	***
	 	***	 	ORLANDO	 	FL	 	 	32811	 
	***
	 	***	 	PALM BAY	 	FL	 	 	32905	 
	***
	 	***	 	EAST HARTFORD	 	CT	 	 	6108	 
	***
	 	***	 	Greensboro	 	GA	 	 	30642	 
	***
	 	***	 	Rocky Point	 	NY	 	 	11778	 
	***
	 	***	 	TOMS RIVER	 	NJ	 	 	8753	 
	***
	 	***	 	CICERO	 	IN	 	 	46034	 





 


Exhibit A-61









 





	 	 	 	 	 	 	 	 	 	 	 
	Loan ID	 	collateral address	 	collateral city	 	collateral state	 	collateral zip	 
	***
	 	***	 	Egg Harbor Township	 	NJ	 	 	8234	 
	***
	 	***	 	WILLINGBORO	 	NJ	 	 	8046	 
	***
	 	***	 	PHILADELPHIA	 	PA	 	 	19144	 
	***
	 	***	 	Mount Pleasant	 	IA	 	 	52641	 
	***
	 	***	 	COLUMBUS	 	OH	 	 	43211	 
	***
	 	***	 	Addison	 	VT	 	 	5491	 
	***
	 	***	 	AUSTIN	 	TX	 	 	78719	 
	***
	 	***	 	JACKSON	 	MS	 	 	39209	 
	***
	 	***	 	DRY PRONG	 	LA	 	 	71423	 
	***
	 	***	 	Bastrop	 	LA	 	 	71220	 
	***
	 	***	 	HOMESTEAD	 	FL	 	 	33032	 
	***
	 	***	 	AUSTIN	 	TX	 	 	78753	 
	***
	 	***	 	EDINBURG	 	TX	 	 	78539	 
	***
	 	***	 	SPANAWAY	 	WA	 	 	98387	 
	***
	 	***	 	SINTON	 	TX	 	 	78387	 
	***
	 	***	 	LITTLE ROCK	 	AR	 	 	72206	 
	***
	 	***	 	Irvington	 	NJ	 	 	7111	 
	***
	 	***	 	BEACH CITY	 	OH	 	 	44608	 
	***
	 	***	 	INDIANAPOLIS	 	IN	 	 	46201	 
	***
	 	***	 	LOUISVILLE	 	KY	 	 	40229	 
	***
	 	***	 	PHILADELPHIA	 	PA	 	 	19143	 
	***
	 	***	 	BATTLECREEK	 	MI	 	 	49017	 
	***
	 	***	 	GARY	 	IN	 	 	46404	 
	***
	 	***	 	Portland	 	OR	 	 	97213	 
	***
	 	***	 	MELBOURNE	 	FL	 	 	32935	 
	***
	 	***	 	WHEATON	 	IL	 	 	60187	 
	***
	 	***	 	LOUISVILLE	 	GA	 	 	30434	 
	***
	 	***	 	GRANDVIEW	 	IN	 	 	47615	 
	***
	 	***	 	GOOSE CREEK	 	SC	 	 	29445	 
	***
	 	***	 	TOWNSHIP OF IRVINGTON	 	NJ	 	 	7111	 
	***
	 	***	 	CUTHBERT	 	GA	 	 	31740	 
	***
	 	***	 	PENSACOLA	 	FL	 	 	32507	 
	***
	 	***	 	MAMOU	 	LA	 	 	70554	 
	***
	 	***	 	TOLEDO	 	OH	 	 	43608	 
	***
	 	***	 	DUNKIRK	 	IN	 	 	47336	 
	***
	 	***	 	GRANITE CITY	 	IL	 	 	62040	 
	***
	 	***	 	Monrovia	 	CA	 	 	91016	 
	***
	 	***	 	Austell	 	GA	 	 	30106	 
	***
	 	***	 	Schenectady	 	NY	 	 	12303	 
	***
	 	***	 	Lansdowne	 	PA	 	 	19050	 
	***
	 	***	 	East Bend	 	NC	 	 	27018	 
	***
	 	***	 	TAYLORSVILLE	 	NC	 	 	28681	 
	***
	 	***	 	BRADENTON	 	FL	 	 	34202	 
	***
	 	***	 	BAYTOWN	 	TX	 	 	77521	 
	***
	 	***	 	FT. LAUDERDALE	 	FL	 	 	33311	 
	***
	 	***	 	CLEVELAND	 	OH	 	 	44110	 
	***
	 	***	 	INDIANAPOLI	 	IN	 	 	46219	 
	***
	 	***	 	ELKHART	 	IN	 	 	46516	 
	***
	 	***	 	HOUSTON	 	TX	 	 	77066	 
	***
	 	***	 	CHICOPEE	 	MA	 	 	1013	 
	***
	 	***	 	ALBANY	 	NY	 	 	12202	 
	***
	 	***	 	WELDON	 	IL	 	 	61882	 
	***
	 	***	 	CHATSWORTH	 	GA	 	 	30705	 
	***
	 	***	 	DILLON	 	SC	 	 	29536	 
	***
	 	***	 	PICAYUNE	 	MS	 	 	39466	 
	***
	 	***	 	PHILADELPHIA	 	PA	 	 	19137	 
	***
	 	***	 	CHAUVIN	 	LA	 	 	70344	 
	***
	 	***	 	RICHWOOD	 	WV	 	 	26261	 
	***
	 	***	 	EAST PEORIA	 	IL	 	 	61611	 
	***
	 	***	 	SYLVANIA	 	OH	 	 	43560	 
	***
	 	***	 	Fairfield	 	CA	 	 	94533	 
	***
	 	***	 	East Northport	 	NY	 	 	11731	 
	***
	 	***	 	BURTON	 	SC	 	 	29906	 
	***
	 	***	 	Ironwood	 	MI	 	 	49938	 
	***
	 	***	 	Duquesne	 	PA	 	 	15110	 
	***
	 	***	 	Crystal Springs	 	MS	 	 	39059	 





 


Exhibit A-62









 





	 	 	 	 	 	 	 	 	 	 	 
	Loan ID	 	collateral address	 	collateral city	 	collateral state	 	collateral zip	 
	***
	 	***	 	Columbus	 	GA	 	 	31907	 
	***
	 	***	 	Poughkeepsie	 	NY	 	 	12603	 
	***
	 	***	 	Buffalo	 	NY	 	 	14215	 
	***
	 	***	 	Tampa	 	FL	 	 	33604	 
	***
	 	***	 	MOBILE	 	AL	 	 	36604	 
	***
	 	***	 	ORLANDO	 	FL	 	 	32805	 
	***
	 	***	 	PALMDALE	 	CA	 	 	93552	 
	***
	 	***	 	HOMESTEAD	 	FL	 	 	33031	 
	***
	 	***	 	CLEVELAND	 	TX	 	 	77327	 
	***
	 	***	 	OCEAN SPRINGS	 	MS	 	 	39564	 
	***
	 	***	 	HIALEAH	 	FL	 	 	33015	 
	***
	 	***	 	NORTH MIAMI BEACH	 	FL	 	 	33162	 
	***
	 	***	 	MIAMI	 	FL	 	 	33181	 
	***
	 	***	 	KISSIMMEE	 	FL	 	 	34759	 
	***
	 	***	 	OPA LOCKA	 	FL	 	 	33056	 
	***
	 	***	 	SPRING HILL	 	FL	 	 	34610	 
	***
	 	***	 	MIAMI	 	FL	 	 	33142	 
	***
	 	***	 	VERO BEACH	 	FL	 	 	32960	 
	***
	 	***	 	Dexter	 	MO	 	 	63841	 
	***
	 	***	 	DARROW	 	LA	 	 	70725	 
	***
	 	***	 	Sparta	 	TN	 	 	38583	 
	***
	 	***	 	Woodbury	 	GA	 	 	30293	 
	***
	 	***	 	ANDERSON	 	IN	 	 	46011	 
	***
	 	***	 	BEAUMONT	 	TX	 	 	77701	 
	***
	 	***	 	VIVIAN	 	LA	 	 	71082	 
	***
	 	***	 	MONAHANS	 	TX	 	 	79756	 
	***
	 	***	 	COLUMBUS	 	OH	 	 	43232	 
	***
	 	***	 	BURLINGTON	 	NJ	 	 	8016	 
	***
	 	***	 	Leechburg	 	PA	 	 	15656	 
	***
	 	***	 	BAMBERG	 	SC	 	 	29003	 
	***
	 	***	 	PHILADELPHIA	 	PA	 	 	19143	 
	***
	 	***	 	CAMBRIDGE	 	MD	 	 	21613	 
	***
	 	***	 	HILLSBORO	 	OH	 	 	45133	 
	***
	 	***	 	HANSON	 	KY	 	 	42413	 
	***
	 	***	 	WOODHULL	 	NY	 	 	14820	 
	***
	 	***	 	CLEVELAND	 	OH	 	 	44105	 
	***
	 	***	 	JACKSON	 	LA	 	 	70748	 
	***
	 	***	 	TUCSON	 	AZ	 	 	85745	 
	***
	 	***	 	BROOKS	 	KY	 	 	40109	 
	***
	 	***	 	YOUNGSTOWN	 	OH	 	 	44505	 
	***
	 	***	 	DRESDEN	 	OH	 	 	43821	 
	***
	 	***	 	NIAGARA FALLS	 	NY	 	 	14301	 
	***
	 	***	 	COALMONT	 	IN	 	 	47845	 
	***
	 	***	 	CHICAGO	 	IL	 	 	60636	 
	***
	 	***	 	PEKIN	 	IN	 	 	47165	 
	***
	 	***	 	CARO	 	MI	 	 	48723	 
	***
	 	***	 	JACKSONVILLE	 	FL	 	 	32210	 
	***
	 	***	 	REDDICK	 	FL	 	 	32686	 
	***
	 	***	 	DERBY	 	IN	 	 	47525	 
	***
	 	***	 	DAYTON	 	OH	 	 	45403	 
	***
	 	***	 	KANSAS CITY	 	MO	 	 	64119	 
	***
	 	***	 	ANDERSON	 	SC	 	 	29622	 
	***
	 	***	 	Manchester	 	PA	 	 	17345	 
	***
	 	***	 	DECATUR	 	GA	 	 	30034	 
	***
	 	***	 	Cuba	 	NY	 	 	14727	 
	***
	 	***	 	HOUSTON	 	TX	 	 	77029	 
	***
	 	***	 	GRANVILLE	 	WV	 	 	26505	 
	***
	 	***	 	JACKSONVILLE	 	FL	 	 	32208	 
	***
	 	***	 	GARY	 	IN	 	 	46402	 
	***
	 	***	 	Laurinburg	 	NC	 	 	28352	 
	***
	 	***	 	NIAGARA FALLS	 	NY	 	 	14301	 
	***
	 	***	 	OAK HILL	 	OH	 	 	45656	 
	***
	 	***	 	VINELAND	 	NJ	 	 	8360	 
	***
	 	***	 	PACOIMA	 	CA	 	 	91331	 
	***
	 	***	 	TERRE HAUTE	 	IN	 	 	47802	 
	***
	 	***	 	STOVALL	 	NC	 	 	27582	 





 


Exhibit A-63









 





	 	 	 	 	 	 	 	 	 	 	 
	Loan ID	 	collateral address	 	collateral city	 	collateral state	 	collateral zip	 
	***
	 	***	 	MEMPHIS	 	TN	 	 	38106	 
	***
	 	***	 	LAPORTE	 	TX	 	 	77571	 
	***
	 	***	 	JACKSONVILLE	 	FL	 	 	32208	 
	***
	 	***	 	HAMPTON	 	SC	 	 	29924	 
	***
	 	***	 	NORTH MIAMI	 	FL	 	 	33161	 
	***
	 	***	 	TALLAHASSEE	 	FL	 	 	32308	 
	***
	 	***	 	SUMMERFIELD	 	FL	 	 	34491	 
	***
	 	***	 	ELKHART	 	IN	 	 	46517	 
	***
	 	***	 	SHELBY	 	NC	 	 	28150	 
	***
	 	***	 	PHILADELPHIA	 	PA	 	 	19124	 
	***
	 	***	 	Chicago	 	IL	 	 	60644	 
	***
	 	***	 	Spartanburg	 	SC	 	 	29306	 
	***
	 	***	 	CANTON	 	MA	 	 	2021	 
	***
	 	***	 	BAYTOWN	 	TX	 	 	77520	 
	***
	 	***	 	ALBUQUERQUE	 	NM	 	 	87114	 
	***
	 	***	 	ATLANTA	 	GA	 	 	30331	 
	***
	 	***	 	AUDUBON	 	NJ	 	 	8106	 
	***
	 	***	 	MOSS POINT	 	MS	 	 	39563	 
	***
	 	***	 	SOUTH BEND	 	IN	 	 	46616	 
	***
	 	***	 	SPRINGFIELD	 	MA	 	 	1104	 
	***
	 	***	 	TICKFAW	 	LA	 	 	70466	 
	***
	 	***	 	Lithonia	 	GA	 	 	30058	 
	***
	 	***	 	Roseboro	 	NC	 	 	28382	 
	***
	 	***	 	Atwood	 	IL	 	 	61913	 
	***
	 	***	 	Hobbs	 	NM	 	 	88240	 
	***
	 	***	 	CHUGIAK	 	AK	 	 	99567	 
	***
	 	***	 	NORMAN	 	OK	 	 	73071	 
	***
	 	***	 	EVANSVILLE	 	IN	 	 	47713	 
	***
	 	***	 	PRESCOTT	 	AZ	 	 	86305	 
	***
	 	***	 	ST LOUIS	 	MO	 	 	63136	 
	***
	 	***	 	SAINT PETER	 	FL	 	 	33712	 
	***
	 	***	 	WARM SPRING	 	GA	 	 	31830	 
	***
	 	***	 	DETROIT	 	MI	 	 	48227	 
	***
	 	***	 	Pink Hill	 	NC	 	 	28572	 
	***
	 	***	 	SIMPSONVILLE	 	SC	 	 	29681	 
	***
	 	***	 	HOLLANDALE	 	MS	 	 	38748	 
	***
	 	***	 	TAMPA	 	FL	 	 	33603	 
	***
	 	***	 	JACKSONVILLE	 	FL	 	 	32250	 
	***
	 	***	 	Johnstown	 	NY	 	 	12095	 
	***
	 	***	 	CLEVELAND	 	OH	 	 	44105	 
	***
	 	***	 	LYNN	 	MA	 	 	1905	 
	***
	 	***	 	CRAWFORDVIL	 	FL	 	 	32327	 
	***
	 	***	 	EAST CLEVEL	 	OH	 	 	44112	 
	***
	 	***	 	GAS CITY	 	IN	 	 	46933	 
	***
	 	***	 	PHILADELPHIA	 	PA	 	 	19132	 
	***
	 	***	 	Monroe	 	NY	 	 	10950	 
	***
	 	***	 	Central Islip	 	NY	 	 	11722	 
	***
	 	***	 	Chicago	 	IL	 	 	60649	 
	***
	 	***	 	Town of Batavia	 	NY	 	 	14020	 
	***
	 	***	 	National Park	 	NJ	 	 	8063	 
	***
	 	***	 	East Orange	 	NJ	 	 	7017	 
	***
	 	***	 	Newark	 	NJ	 	 	7112	 
	***
	 	***	 	Bayville	 	NJ	 	 	8721	 
	***
	 	***	 	Hilton Head Island	 	SC	 	 	29928	 
	***
	 	***	 	Pasadena	 	MD	 	 	21122	 
	***
	 	***	 	Pittsburgh	 	PA	 	 	15232	 
	***
	 	***	 	Hamden	 	CT	 	 	6514	 
	***
	 	***	 	Bayville	 	NY	 	 	11709	 
	***
	 	***	 	Neptune	 	NJ	 	 	7753	 
	***
	 	***	 	Williamstown	 	NJ	 	 	8094	 
	***
	 	***	 	Edison	 	NJ	 	 	8837	 
	***
	 	***	 	Odenton	 	MD	 	 	21113	 
	***
	 	***	 	WALDORF	 	MD	 	 	20601	 
	***
	 	***	 	WOODBINE BOROUGH	 	NJ	 	 	8270	 
	***
	 	***	 	HOWARD BEACH	 	NY	 	 	11414	 
	***
	 	***	 	PARSIPPANY	 	NJ	 	 	7054	 





 


Exhibit A-64









 





	 	 	 	 	 	 	 	 	 	 	 
	Loan ID	 	collateral address	 	collateral city	 	collateral state	 	collateral zip	 
	***
	 	***	 	VIRGINIA BEACH	 	VA	 	 	23454	 
	***
	 	***	 	LAUREL	 	MD	 	 	20708	 
	***
	 	***	 	DELRAN	 	NJ	 	 	8075	 
	***
	 	***	 	PASSAIC	 	NJ	 	 	7055	 
	***
	 	***	 	RANDALLSTOWN	 	MD	 	 	21133	 
	***
	 	***	 	BALTIMORE	 	MD	 	 	21229	 
	***
	 	***	 	CAPITOL HEIGHTS	 	MD	 	 	20743	 
	***
	 	***	 	BRIDGETON	 	NJ	 	 	8302	 
	***
	 	***	 	PHILADELPHIA	 	PA	 	 	19119	 
	***
	 	***	 	PATTERSON	 	NY	 	 	12563	 
	***
	 	***	 	AMBLER	 	PA	 	 	19002	 
	***
	 	***	 	Tampa	 	FL	 	 	33618	 
	***
	 	***	 	Marlette	 	MI	 	 	48453	 
	***
	 	***	 	Monroe	 	LA	 	 	71203	 
	***
	 	***	 	Katy	 	TX	 	 	77449	 
	***
	 	***	 	Newark	 	NJ	 	 	7106	 
	***
	 	***	 	Maypearl	 	TX	 	 	76064	 
	***
	 	***	 	Oliver Springs	 	TN	 	 	37840	 
	***
	 	***	 	Spartanburg	 	SC	 	 	29306	 
	***
	 	***	 	INDIAN TRAIL	 	NC	 	 	28079	 
	***
	 	***	 	ELLENWOOD	 	GA	 	 	30294	 
	***
	 	***	 	CONYERS	 	GA	 	 	30013	 
	***
	 	***	 	WALTON	 	KY	 	 	41094	 
	***
	 	***	 	FORT WORTH	 	TX	 	 	76103	 
	***
	 	***	 	NORTH OLMSTED	 	OH	 	 	44070	 
	***
	 	***	 	BUSHKILL	 	PA	 	 	18324	 
	***
	 	***	 	CYPRESS	 	TX	 	 	77433	 
	***
	 	***	 	CARLISLE	 	PA	 	 	17013	 
	***
	 	***	 	CLEVELAND	 	OH	 	 	44120	 
	***
	 	***	 	Fort Mill	 	SC	 	 	29708	 
	***
	 	***	 	San Antonio	 	TX	 	 	78232	 
	***
	 	***	 	Lavaca	 	AR	 	 	72941	 
	***
	 	***	 	Reno	 	NV	 	 	89512	 
	***
	 	***	 	Milwaukee	 	WI	 	 	53210	 
	***
	 	***	 	Houston	 	TX	 	 	77084	 
	***
	 	***	 	Randolph	 	NJ	 	 	7869	 
	***
	 	***	 	Bowie	 	MD	 	 	20715	 
	***
	 	***	 	San Jose	 	CA	 	 	95133	 
	***
	 	***	 	Tampa	 	FL	 	 	33612	 
	***
	 	***	 	IRVING	 	TX	 	 	75063	 
	***
	 	***	 	CHICAGO	 	IL	 	 	60629	 
	***
	 	***	 	COOKEVILLE	 	TN	 	 	38501	 
	***
	 	***	 	Fairfax	 	VA	 	 	22031	 
	***
	 	***	 	ELMA	 	WA	 	 	98541	 
	***
	 	***	 	PARAMOUNT	 	CA	 	 	90723	 
	***
	 	***	 	MIAMI	 	FL	 	 	33186	 
	***
	 	***	 	KATY	 	TX	 	 	77449	 
	***
	 	***	 	CHELTENHAM	 	MD	 	 	20623	 
	***
	 	***	 	SAN JOSE	 	CA	 	 	95112	 
	***
	 	***	 	CHICAGO	 	IL	 	 	60634	 
	***
	 	***	 	GRAND RAPIDS	 	MI	 	 	49506	 
	***
	 	***	 	GLENDALE HEIGHTS	 	IL	 	 	60139	 
	***
	 	***	 	HOLLYWOOD	 	FL	 	 	33023	 
	***
	 	***	 	TEMPE	 	AZ	 	 	85282	 
	***
	 	***	 	HANOVER	 	MN	 	 	55341	 
	***
	 	***	 	KISSIMMEE	 	FL	 	 	34741	 
	***
	 	***	 	DOVER	 	NJ	 	 	7801	 
	***
	 	***	 	ELLENWOOD	 	GA	 	 	30294	 
	***
	 	***	 	ROME	 	GA	 	 	30161	 
	***
	 	***	 	SOUTHFIELD	 	MI	 	 	48076	 
	***
	 	***	 	KENT	 	WA	 	 	98042	 
	***
	 	***	 	MARTINSVILLE	 	VA	 	 	24112	 
	***
	 	***	 	ST JOSEPH	 	MO	 	 	64505	 
	***
	 	***	 	TOPEKA	 	KS	 	 	66608	 
	***
	 	***	 	KATY	 	TX	 	 	77494	 
	***
	 	***	 	STONE MOUNTAIN	 	GA	 	 	30087	 





 


Exhibit A-65









 





	 	 	 	 	 	 	 	 	 	 	 
	Loan ID	 	collateral address	 	collateral city	 	collateral state	 	collateral zip	 
	***
	 	***	 	CORONA (AREA)	 	CA	 	 	92880	 
	***
	 	***	 	DELTA	 	CO	 	 	81416	 
	***
	 	***	 	LACEY	 	WA	 	 	98503	 
	***
	 	***	 	MIDLOTHIAN	 	TX	 	 	76065	 
	***
	 	***	 	SUMTER	 	SC	 	 	29154	 
	***
	 	***	 	LEESVILLE	 	SC	 	 	29070	 
	***
	 	***	 	MEMPHIS	 	TN	 	 	38133	 
	***
	 	***	 	ST. PETERSBURG	 	FL	 	 	33701	 
	***
	 	***	 	TAMPA	 	FL	 	 	33605	 
	***
	 	***	 	BRADENTON	 	FL	 	 	34208	 
	***
	 	***	 	WILMER	 	AL	 	 	36587	 
	***
	 	***	 	MINGO JUNCTION	 	OH	 	 	43938	 
	***
	 	***	 	BOLIVAR	 	OH	 	 	44612	 
	***
	 	***	 	MADISON	 	IN	 	 	47250	 
	***
	 	***	 	SYLVANIA	 	OH	 	 	43560	 
	***
	 	***	 	Granite Falls	 	NC	 	 	28630	 
	***
	 	***	 	Cresson	 	PA	 	 	16630	 
	***
	 	***	 	Alanson	 	MI	 	 	49706	 
	***
	 	***	 	Augusta	 	GA	 	 	30815	 
	***
	 	***	 	Wittman	 	AZ	 	 	85361	 
	***
	 	***	 	ALBANY	 	NY	 	 	12202	 
	***
	 	***	 	Kansas City	 	MO	 	 	64110	 
	***
	 	***	 	Saginaw	 	TX	 	 	76179	 
	***
	 	***	 	UNSECURED	 	TX	 	 	99999	 
	***
	 	***	 	GREENACRES	 	FL	 	 	33463	 
	***
	 	***	 	PERRY HALL	 	MD	 	 	21128	 
	***
	 	***	 	Reynoldsburg	 	OH	 	 	43068	 
	***
	 	***	 	ANCHORAGE	 	AK	 	 	99503	 
	***
	 	***	 	CHANDLER	 	AZ	 	 	85226	 
	***
	 	***	 	CHANDLER	 	AZ	 	 	85226	 
	***
	 	***	 	APOPKA	 	FL	 	 	32703	 
	***
	 	***	 	SILVER SPRING	 	MD	 	 	20906	 
	***
	 	***	 	ANAHEIM	 	CA	 	 	92801	 
	***
	 	***	 	Brooklyn	 	NY	 	 	11209	 
	***
	 	***	 	GLOUCESTER TWP	 	NJ	 	 	8012	 
	***
	 	***	 	AKRON	 	OH	 	 	44314	 
	***
	 	***	 	ATLANTA	 	GA	 	 	30318	 
	***
	 	***	 	WABASH	 	IN	 	 	46992	 
	***
	 	***	 	Smyrna	 	GA	 	 	30082	 
	***
	 	***	 	JENNINGS	 	LA	 	 	70546	 
	***
	 	***	 	NEW MARKET	 	TN	 	 	37820	 
	***
	 	***	 	GRAHAM	 	WA	 	 	98338	 
	***
	 	***	 	FRESNO	 	TX	 	 	77545	 
	***
	 	***	 	ALLEN PARK	 	MI	 	 	48101	 
	***
	 	***	 	KINGSFORD HEIGHTS	 	IN	 	 	46346	 
	***
	 	***	 	Charlotte	 	NC	 	 	28217	 
	***
	 	***	 	Pittston	 	PA	 	 	18640	 
	***
	 	***	 	Kansas City	 	MO	 	 	64124	 







 


Exhibit A-66













 




EXHIBIT B




CONTENTS OF EACH MORTGAGE FILE




With respect to each Mortgage Loan, the Mortgage File shall include each of the following
items (to the extent in the applicable Owner or its designee’s possession), which the related Owner
shall deliver a copy thereof to the Servicer for retention in the Servicing File:




	 	1.	 	The original Mortgage Note bearing all intervening endorsements, endorsed “Pay
to the order of
 _____ 
without recourse” and signed in the name of the related Owner by
an authorized officer (in the event that the Mortgage Loan was acquired by the related
Owner in a merger, the signature must be in the following form: “[the Owner], successor
by merger to [name of predecessor]”; and in the event that the Mortgage Loan was
acquired or originated by the related Owner while doing business under another name,
the signature must be in the following form: “[the Owner], formerly known as [previous
name]”).







	 	2.	 	The original of any guarantee executed in connection with the Mortgage Note (if
any).







	 	3.	 	The original Mortgage, with evidence of recording thereon or a certified true
and correct copy of the Mortgage sent for recordation.







	 	4.	 	The originals or certified true copies of any document sent for recordation of
all assumption, modification, consolidation or extension agreements, with evidence of
recording thereon.







	 	5.	 	The original Assignment of Mortgage for each Mortgage Loan, in form and
substance acceptable for recording (except for the insertion of the name of the
assignee and recording information).







	 	6.	 	Originals or certified true copies of documents sent for recordation of all
intervening assignments of the Mortgage with evidence of recording thereon.

	 
	 	7.	 	The original PMI Policy, where required pursuant to the Agreement.

	 
	 	8.	 	The original mortgagee policy of title insurance or evidence of title.







	 	9.	 	Any security agreement, chattel mortgage or equivalent executed in connection
with the Mortgage.





 


Exhibit B-1









 









With respect to each Mortgage Loan, the Mortgage File shall include each of the following items to
the extent in the possession of the related Owner or in the possession of the related Owner’s
agent(s):




	 	10.	 	The original hazard insurance policy and, if required by law, flood insurance
policy, in accordance with Section 4.10 of the Agreement.

	 
	 	11.	 	Residential loan application.

	 
	 	12.	 	Mortgage Loan closing statement.

	 
	 	13.	 	Verification of employment and income, if applicable.

	 
	 	14.	 	Verification of acceptable evidence of source and amount of down payment, if
applicable.

	 
	 	15.	 	Credit report on the Mortgagor.

	 
	 	16.	 	Residential appraisal report.

	 
	 	17.	 	Photograph of the Mortgaged Property.

	 
	 	18.	 	Survey of the Mortgage property, if required by the title owner or applicable
law.

	 
	 	19.	 	Copy of each instrument necessary to complete identification of any exception
set forth in the exception schedule in the title policy, i.e. map or plat,
restrictions, easements, sewer agreements, home association declarations, etc.

	 
	 	20.	 	All required disclosure statements.

	 
	 	21.	 	If available, termite report, structural engineer’s report, water potability
and septic certification.

	 
	 	22.	 	Sales contract, if applicable.

	 
	 	23.	 	Evidence of payment of taxes and insurance premiums, insurance claim files,
correspondence, current and historical computerized data files, and all other
processing, underwriting and closing papers and records which are customarily contained
in a mortgage loan file and which are required to document the Mortgage Loan or to
service the Mortgage Loan.

	 
	 	24.	 	Amortization schedule, if available.

	 
	 	25.	 	Mortgage Loan payment history.

	 
	 	26.	 	Original power of attorney, if applicable.






 


B-2









 







EXHIBIT C-1




FORM OF CUSTODIAL ACCOUNT LETTER AGREEMENT




                                         __, 200___




	 	 	 	 	 
	To:
	 	 	 	 
	 

	 	 

	 	 
	 

	 	 

	 	 
	 

	 	(the “Depository”)	 	 






As Servicer under the Loan Servicing Agreement, dated as of
 _____ _
, 200_, we hereby
authorize and request you to establish an account, as a Custodial Account, to be designated as
“Franklin Credit Management Corporation in trust for                     ” All deposits in the
account shall be subject to withdrawal therefrom by order signed by the Servicer. This letter is
submitted to you in duplicate. Please execute and return one original to us.



	 	 	 	 	 	 	 
	 	 	Franklin Credit Management Corporation	 	 
	 
	 	 	 	 	 	 
	 

	 	By:
	 	/s/ Jimmy Yan
 

Name: Jimmy Yan
	 	 
	 

	 	 	 	Title:   Executive Vice President	 	 
	 

	 	 	 	            Managing Director 
            of Servicing and Recovery	 	 
	 
	 	 	 	 	 	 
	 	 	Date: July 20, 2010	 	 





 


Exhibit C-1-1









 





The undersigned, as Depository, hereby certifies that the above-described account has been
established under Account Number                      at the office of the Depository indicated above, and
agrees to honor withdrawals on such account as provided above.



	 	 	 	 	 	 	 
	 	 	 	 	 
	 	 	Depository	 	 
	 
	 	 	 	 	 	 
	 

	 	By:	 	 	 	 
	 

	 	 	 	 	 	 
	 
	 	 	 	 	 	 
	 

	 	Name:	 	 	 	 
	 

	 	 	 	 	 	 
	 
	 	 	 	 	 	 
	 

	 	Title:	 	 	 	 
	 

	 	 	 	 	 	 
	 
	 	 	 	 	 	 
	 

	 	Date:	 	 	 	 
	 

	 	 	 	 	 	 






 


Exhibit C-1-2









 







EXHIBIT C-2




FORM OF ESCROW ACCOUNT LETTER AGREEMENT




                                         __, 200___




	 	 	 	 	 
	To:
	 	 	 	 
	 

	 	 

	 	 
	 

	 	 

	 	 
	 

	 	(the “Depository”)	 	 






As Servicer under the Loan Servicing Agreement, dated as of
 _____ __, 200__, we hereby
authorize and request you to establish an account, as an Escrow Account, to be designated as
“Franklin Credit Management Corporation in trust for                                          and various Obligors,
fixed and adjustable rate Loans.” All deposits in the account shall be subject to withdrawal
therefrom by order signed by the Servicer. This letter is submitted to you in duplicate. Please
execute and return one original to us.



	 	 	 	 	 	 	 
	 	 	Franklin Credit Management Corporation	 	 
	 
	 	 	 	 	 	 
	 

	 	By:
	 	/s/ Jimmy Yan	 	 
	 

	 	 	 	 

	 	 
	 

	 	 	 	Name: Jimmy Yan	 	 
	 

	 	 	 	Title:   Executive Vice President 

            Managing Director


            of Servicing and Recovery	 	 
	 
	 	 	 	 	 	 
	 	 	Date: July 20, 2010	 	 





 


Exhibit C-2-1









 





The undersigned, as Depository, hereby certifies that the above-described account has been
established under Account Number                      at the office of the Depository indicated above, and
agrees to honor withdrawals on such account as provided above.



	 	 	 	 	 	 	 
	 	 	 	 	 
	 	 	Depository	 	 
	 
	 	 	 	 	 	 
	 

	 	By:	 	 	 	 
	 

	 	 	 	 	 	 
	 
	 	 	 	 	 	 
	 

	 	Name:	 	 	 	 
	 

	 	 	 	 	 	 
	 
	 	 	 	 	 	 
	 

	 	Title:	 	 	 	 
	 

	 	 	 	 	 	 
	 
	 	 	 	 	 	 
	 

	 	Date:	 	 	 	 
	 

	 	 	 	 	 	 






 


Exhibit C-2-2









 







EXHIBIT D




SERVICING FEE SCHEDULE




	 	 	 	 	 	 	 
	Monthly	 	Servicing Fee per Loan per month	 	 
	 	 	Performing Mortgage Loans (0-29 days past due)	 	***
	 	 	Delinquent Mortgage Loans (30-59 days past due)	 	***
	 	 	Delinquent Mortgage Loans (60+ days past due)	 	***
	 	 	Foreclosure	 	***
	 	 	Bankruptcy	 	***
	 
	 	 	 	 	 	 
	 

	 	REO
	 	 	 	In the 1st 12 months — *** for the first 3 months (from listing) & *** after month 3 after
month 12 — *** for the first 3 months (from listing) & *** after month 3
	Default Fees:	 	 	 	 
	 	 	Resolution Fees (loan must become contractually current)	 	 
	 

	 	 	 	Reinstatements (>= 91 days past due)
	 	*** of Unpaid Principal Balance (minimum fee ***, maximum fee ***) 
	 

	 	 	 	 	 	 
	 
	 	 	 	 	 	 
	 

	 	 	 	Modification
	 	*** of Unpaid Principal Balance prior to Modification Minimum Fee, ***,
Maximum Fee, ***, collected by servicer, only after there are 4 consecutive
payments made by borrower. **Applicable after successful completion of four
(4) month special forbearance trial payment period.
	 
	 	 	 	 	 	 
	 

	 	 	 	Paid in Full (including a refinance, third-party sale
	 	 
	 

	 	 	 	or Homeowner Relief Program)
	 	*** of Unpaid Principal Balance,
first 12 months from the Effective Date (minimum fee ***, maximum fee ***);
thereafter, *** of Unpaid Principal Balance (minimum fee ***, maximum fee ***)
	 
	 	 	 	 	 	 
	Disposition Fees (Property Liquidations)	 	 
	 
	 	 	 	 	 	 
	 

	 	 	 	Short Sales/Settlements	 	 
	 

	 	 	 	(including a refinance, third-party sale

or Homeowner Relief Program)
	 	*** of Unpaid Principal Balance,
first 12 months from the Effective Date (minimum fee ***, maximum fee ***);
thereafter, *** of Unpaid Principal Balance (minimum fee ***, maximum fee ***)
	 
	 	 	 	 	 	 
	 

	 	 	 	Deed in Lieu
	 	*** of Unpaid Principal
Balance (minimum fee ***,
maximum fee ***)
	 
	 	 	REO Disposition Fee	 	*** of gross proceeds, first 12 months from the Effective Date;
thereafter, *** of gross proceeds., *** Minimum per asset
	 	 	 	 	 	 	 
	Tax Certification Fee	 	at cost
	Tax Contract Fees	 	 
	 	 	No existing contract	 	at cost
	 
	 	 	 	 	 	 
	Contract transfer	 	 
	 

	 	 	 	First American / Fidelity contract
	 	at cost
	 

	 	 	 	Non transferable contract
	 	at cost
	 
	 	 	 	 	 	 
	Flood Contract Fees	 	 
	 	 	No existing contract	 	at cost
	 
	 	 	 	 	 	 
	 	 	Contract transfer	 	 
	 

	 	 	 	First American / Fidelity contract
	 	at cost
	 

	 	 	 	Non transferable contract
	 	at cost





 


Exhibit D-1









 




Ancillary Cash Flows The table below indicates ownership of certain cash flows.



	 	 	 
	Cash Flow	 	Owner
	Late Charges

	 	Retained by 100% by Servicer
	Principal and Interest Float

	 	Retained by servicer
	Escrow Float

	 	Retained by servicer
	Servicing Activity Fees

	 	Retained by servicer (e.g. payoff statements, fax fees)
	Borrower Prepayment Fees

	 	Retained by Purchaser






	 	 	 
	Contingency Fees on Charged off Mortgage Loans -

	 	***
	(deficiencies, unsecured Mortgage Loans and Mortgage Loans that are provided by
Owner on a monthly basis
	 	 






	 	 	 
	Remittance and Billing
	 
	 	 
	Recording Fees per Loan
	 
	 	 
	Assignment

	 	prepared by third-party vendor at cost
	 

	 	At cost as dictated by county
	 
	 	 
	Power of Attorney

	 	at cost
	 

	 	If no corporate signing authority is provided
	 
	 	 
	MERS

	 	at cost





 


D-2









 





EXHIBIT E




REPORTS





	1.	 	Daily Collections Report (as provided as of the date of this Agreement).

	 
	2.	 	Monthly Servicing Update Report (as provided as of the date of this Agreement) (provided by
2nd Business Day of the following month).

	 
	3.	 	Monthly Modification Performance/Vintage Report (as provided as of the date of this
Agreement)(provided by 2nd Business Day of the following month).

	 
	4.	 	Monthly REO Inventory and Sales Report (as provided as of the date of this Agreement)
(provided by 2nd Business Day of the following month).

	 
	5.	 	Monthly Third Party Expense Report (provided by 2nd Business Day of the following
month).

	 
	6.	 	Data, in form and substance, supporting and facilitating the Owners in accounting, reporting
and regulatory purposes. (provided by 2nd Business Day of the following month).

	 
	7.	 	A monthly reconciliation report of all cash collections by the Servicer (provided by the
5th Business Day of the following month).

	 
	8.	 	Upon request, copies of reconciliation prepared by the Servicer.






Such other reports, based on information reasonably available to the Servicer, as the Owners shall
reasonably request.




 


Exhibit E-1











 




EXHIBIT F




FORM OF LIMITED POWER OF ATTORNEY




RECORDING REQUESTED BY

AND WHEN RECORDED MAIL TO:

FRANKLIN CREDIT MANAGEMENT CORPORATION

[__________________]

[__________________]

Attn: [__________________]




LIMITED POWER OF ATTORNEY




KNOW ALL MEN BY THESE PRESENTS, that _____________________, a ___________________ corporation
organized and existing under the laws of the State of ____________ and having its principal place of business at ___________________________________ as
Owner (the “Owner”) pursuant to that Loan Servicing
Agreement, among Franklin Credit Management Corporation (the “Servicer”) and the Owner, dated as of
July 1, 2010 (the “Agreement”), hereby constitutes and appoints the Servicer, by and through the
Servicer’s officers, the Owner’s true and lawful Attorney-in-Fact, in the Owner’s name, place and
stead and for the Owner’s benefit, in connection with all mortgage loans and REO properties subject
to the terms of the Agreement for the purpose of performing all acts and executing all documents in
the name of the Owner as may be customarily and reasonably necessary and appropriate to effectuate
the following enumerated transactions in respect of any of the mortgages or deeds of trust (the
“Mortgages” and the “Deeds of Trust” respectively) and promissory notes secured thereby (the
“Mortgage Notes”) for which the undersigned is the Owner (whether the undersigned is named therein
as mortgagee or beneficiary or has become mortgagee by virtue of endorsement of the Mortgage Note
secured by any such Mortgage or Deed of Trust) and for which the Servicer is performing
sub-servicing activities all subject to the terms of the Agreement.



This appointment shall apply to the following enumerated transactions only:




	 	1.	 	The modification or re-recording of a Mortgage or Deed of Trust, where said
modification or re-recording is for the purpose of correcting the Mortgage or Deed of
Trust to conform same to the original intent of the parties thereto or to correct title
errors discovered after such title insurance was issued and said modification or
rerecording, in either instance, does not adversely affect the lien of the Mortgage or
Deed of Trust as insured.







	 	2.	 	The subordination of the lien of a Mortgage or Deed of Trust to an easement in
favor of a public utility company of a United States governmental agency or unit with
powers of eminent domain; this section shall include, without limitation, the execution
of partial satisfactions/releases, partial reconveyances or the execution or requests
to trustees to accomplish same.





 


Exhibit F-1









 






	 	3.	 	The conveyance of the properties to the mortgage insurer, or the closing of the
title to the property to be acquired as real estate owned, or conveyance of title to
real estate owned.







	 	4.	 	The completion of loan assumption agreements.







	 	5.	 	The full satisfaction/release of a Mortgage or Deed of Trust or full conveyance
upon payment and discharge of all sums secured thereby, including, without limitation,
cancellation of the related Mortgage Note.







	 	6.	 	The assignment of any Mortgage or Deed of Trust and the related Mortgage Note,
in connection with the repurchase of the mortgage loan secured and evidenced thereby.







	 	7.	 	The full assignment of a Mortgage or Deed of Trust upon payment and discharge
of all sums secured thereby in conjunction with the refinancing thereof, including,
without limitation, the assignment of the related Mortgage Note.







	 	8.	 	With respect to a Mortgage or Deed of Trust, the foreclosure, the taking of a
deed in lieu of foreclosure, or the completion of judicial or non-judicial foreclosure
or termination, cancellation or rescission of any such foreclosure, including, without
limitation, any and all of the following acts:







	 	a.	 	the substitution of trustee(s) serving under a Deed of Trust,
in accordance with state law and the Deed of Trust;







	 	b.	 	the preparation and issuance of statements of breach or
non-performance;







	 	c.	 	the preparation and filing of notices of default and/or notices
of sale







	 	d.	 	the cancellation/rescission of notices of default and/or
notices of sale;







	 	e.	 	the taking of a deed in lieu of foreclosure; and







	 	f.	 	the preparation and execution of such other documents and
performance such other actions as may be necessary under the terms of the
Mortgage, Deed of Trust or state law to expeditiously complete said
transactions in paragraphs 8(a) through 8(e), above.






The undersigned gives said Attorney-in-Fact full power and authority to execute such instruments
and to do and perform all and every act and thing necessary and proper to carry into effect the
power or powers granted by or under this Limited Power of Attorney, each subject to the terms and
conditions set forth in the Agreement and in accordance with the standard of care set forth in the
Agreement as fully as the undersigned might or could do, and hereby does ratify and confirm to all
that said Attorney-in-Fact shall lawfully do or cause to be done by authority hereof. This Limited
Power of Attorney shall be effective as of ____________ _____, _______.


 


F-2









 





Third parties without actual notice may rely upon the exercise of the power granted under this
Limited Power of Attorney; and may be satisfied that this Limited Power of Attorney shall continue
in full force and effect and has not been revoked unless an instrument of revocation has been made
in writing by the undersigned.



IN WITNESS WHEREOF, _____________________, as Owner pursuant to that Servicing Agreement
between the Owner and the Servicer, dated as of _______________ 1, 200_____, has caused its corporate seal
to be hereto affixed and these presents to be signed and acknowledged in its name and behalf by ______________, its duly elected and
authorized ________________ this _____ day of _______________, ______.



	 	 	 	 	 
	 	 	 
	 	 	 
	 	By:  	 	 
	 	 	Name:  	 	 
	 	 	Title:  	 	 



 


F-3









 





STATE OF __________________

COUNTY OF __________________



On _____________ ____, ________, before me, the undersigned, a Notary Public in and for said state,
personally appeared _________________ of _______________________________, personally known to me to be the
person whose name is subscribed to the within instrument and acknowledged to me that [she/he]
executed that same in [her/his] authorized capacity, and that by [her/his] signature on the
instrument the entity upon behalf of which the person acted and executed the instrument.




WITNESS my hand and official seal.




(SEAL)



__________________________________________

Notary Public



 


F-4









 





EXHIBIT G




APPROVAL MATRIX

(to be negotiated to the satisfaction of the Owners)



 


Exhibit G-1









 





INVESTOR WORK RULES (VANTIUM as of 07/20/2010)




WORKOUT TYPE




	 	 	 
	SHORT SALE:

	 	Vantium will provide loan level buckets on a quarterly basis
for delegated approval. Any offers outside of the limit must
be approved by the investor.
	 
	 	 
	 

	 	* All offers must be submitted to the investor regardless of
the loan level bucket
	 

	 	* Delinquency Manager and VP of Default must sign off on all
offers
	 
	 	 
	SETTLEMENT:

	 	Vantium will provide loan level buckets on a quarterly basis
for delegated approval. Any offers outside of the limit must
be approved by investor.
	 
	 

	 	* All offers must be submitted to investor regardless of loan
level bucket
	 

	 	* Delinquency Manager and VP of Default must sign off on all
offers
	 
	 	 
	HOMEOWNER RELIEF PROGRAM:

	 	- Only initiate if borrower declines on short sale
	 

	 	- The program is based on the borrower’s hardship and their
inability or desire to continue to pay on their mortgage.
	 

	 	- The borrower must agree to sell their home in order to
receive ***% or $*** maximum cash bonus at closing from the net
proceeds.
	 

	 	- Specific work rules are attached to the document
	 

	 	- Any offers must be approved by the investor.
	 
	 
	 	* Delinquency Manager and VP of Default must sign off on all
offers
	 

	 	 
	HOPE FOR HOMEOWNERS

	 	- Only initiate if borrower declines on short sale/DIL and
insists on remaining in the home
	 

	 	- The borrower must answer yes to all 7 prescreen questions
	 

	 	- Call is warm transferred to First Alliance during the hours
of operation which are Monday through Thursday 9am — 8pm EST,
and Friday 9am — 5pm EST. After hour leads should be emailed
to First Alliance at answers@1agroup.com
	 

	 	- Specific work rules are attached to the document
	 
	 	 
	MODIFICATION:

	 	Vantium will provide loan level buckets on a quarterly basis
for delegated approval. Any offers outside of the limit must
be approved.
	 
	 

	 	* Delinquency Manager and VP of Default must sign off on all
offers
	 
	 	 
	DEED IN LIEU

	 	- Vantium approval is required for all Deeds in Lieu
	 

	 	- If borrower is not willing to participate in Homeowner Relief
Program or property cannot sell after *** days.





 


Exhibit G-2









 





INVESTOR WORK RULES (VANTIUM as of 07/20/2010)




	 	 	 
	INITIATE FORECLOSURE

	 	- Never initiate foreclosure on a high cost loan
	 

	 	- Initiate foreclosure at *** days delinquent
	 

	 	- Initiate foreclosure at *** for the following states: CT
	 

	 	- Initiate foreclosure at *** for the following states: NY, ***

days for MA
	 

	 	- If NPV is less than $*** Vantium approval is required
	 

	 	- Low UPB with full equity should be reviewed for foreclosure
and must be approved by the investor
	 

	 	- No second lien foreclosure without the investor’s approval.B10
	 
	 	 
	FORECLOSURE BIDDING
	 	- Foreclosure bidding instructions will require the investor’s
approval
	INSTRUCTIONS
	 	- FCMC to provide suggested bid amount to the investor (follow
REO initial list strategy)
	 
	 	 
	FORECLOSURE PAYMENTS

	 	- Funds will be accepted as long as the amount of the funds
received is greater than or equal to the matrix.
	 

	 	- All offers must be submitted to investor regardless of matrix
	 

	 	- Work rules are attached
	 
	 	 
	REO

	 	-All must be approved by the investor (Initial listing, listing
reduction, accepting offers, repairs, etc.)
	 

	 	-REO Department must provide
suggestions (see matrix) for approval
	 
	 	 
	REO RENTAL

	 	- Investor approval required
	 
	 	 
	ORDERING BPO

	 	- *** Days past due (Initiate foreclosure)
	 

	 	- *** days prior to foreclosure sale
	 

	 	- BPO cannot be older than *** months

(initiate foreclosure, bidding instructions, short sale, motion for relief)
	 

	 	- interior bpo required on all short sales
	 

	 	- Only 1st lien
	 
	 	 
	PAYING PROPERTY TAXES

	 	- Investor to provide loan level listing of those loans where
property taxes are not to be paid on non escrow accounts
	 

	 	- If Escrow account and
delinquent with value less than $***: must be approved by Vantium
	 
	 	 
	PAYING INSURANCE

	 	- Investor will provide loan level list of those loans not to
forced place (low valued property)





 


Exhibit G-3









 





INVESTOR WORK RULES (VANTIUM as of 07/20/2010)




	 	 	 
	JUDGMENT

	 	- FCMC is required to obtain approval to initiate judgment
action on all loans in the Recovery Department
	 

	 	- FCMC will obtain approval by Vantium for judgment processing
	 

	 	- Selection based on individual review and scoring from Wilcap
Model (selected by Vantium)
	 
	 	 
	ASSIGNMENT OF RENTS

	 	Investor’s approval required
	 
	 	 
	LITIGATION

	 	Required to notify investor (approval of attorney fees/cost and
settlement)
	 
	 	 
	SUBORDINATION

	 	Investor’s approval required
	 
	 	 
	PROPERTY INSPECTION

	 	- All accounts that are *** days past due will require property
inspection.
	 

	 	- Monthly inspection is required until account is less than ***
days past due
	 

	 	- Stop inspections once foreclosure sale is held.
	 

	 	- Auto secure if vacant
	 

	 	- Grass cut every *** weeks
	 

	 	- Repairs are permitted on damaged properties up to $***
	 

	 	- Winterize property if required
	 

	 	- If vacant, campaign for Homeowner Relief Program, Short Sale
or Deed in Lieu.
	 

	 	- Exclude loans in litigation





 


Exhibit G-4









 





Loan Modification

All loan modifications must meet the following general criteria to be approved.

(MUST BE IN THE MODIFICATION BUCKET PROVIDED BY INVESTOR)




1. Total income must exceed total expenses (expenses reflective of solution proposed)



2. Income must be verified though a pay stub, tax return, or other documentation



3. Proof of homeowners insurance on subject property must be provided



4. Real Estate payment guidelines for Rewrites: (including Insurance and taxes) represent the
minimum threshold as defined below. The amount may be reduced based upon documentation of medical
expenses, child care expenses, transportation expenses, or other hardship issues facing the
customer.




a. If the customer’s monthly income is less than $***, use ***%.




b. If the customer’s monthly income is between $***-$***, use ***%.




c. If the customer’s monthly income is between $***-$***, use ***%




d. If the customer’s monthly income is greater than $*** use ***%.



5. If the customer appears to have the income (ability to pay) to support the current structure of
the note, then FCMC cannot rewrite the note.



6. *** (***) stipulation payments (new PITI) are required prior to modification.



7. If borrower has surplus funds or cash on hand (i.e. 401K), borrower is required to make down
payment to participate in modification program (best effort based on financials). If we have
negative escrow on a non-escrowed account, borrower must make at least ***% of outstanding balance
as down payment. If borrower is in FC, borrower must follow the FC reinstatement matrix as down
payment.



The following list of loan modification options shows the preferred order of solutions as well as
other items to consider during evaluation.



1) Capitalization Modification — If the borrower suffered a one-time hardship, a capitalization
modification is the best way to deal with their arrearage.




2) Rate Type — Change from ARM to Fixed. If default is eminent due to an ARM change, the change
from an ARM to a Fixed rate loan is the best way to avoid default.




3) Rate (Fixed) — look at reductions, in ***% increments to cure the default (***% Floor).




4) Term extension — Take the loan out as far as *** years in an effort to reduce the monthly P&I
obligation to the borrower.




5) Balloon — Change the amortization of the loan to balloon at the end of the term.




6) Debt Forgiveness — Least preferred solution as we are trying to recapture the principal
balance. Must require Vantium’s approval.



 


Exhibit G-5









 





Foreclosure Payment Matrix




	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	Value less than $***	 	 	Value between $*** and $***	 	 	Value greater than $***	 
	Legal Status	 	SALE DATE	 	 	NO SALE DATE	 	 	SALE DATE	 	 	NO SALE DATE	 	 	SALE DATE	 	 	NO SALE DATE	 
	FC100
	 	 	***	%	 	 	***	%	 	 	***	%	 	 	***	%	 	 	***	%	 	 	***	%
	FC90
	 	 	***	%	 	 	***	%	 	 	***	%	 	 	***	%	 	 	***	%	 	 	***	%
	FC80
	 	 	***	%	 	 	***	%	 	 	***	%	 	 	***	%	 	 	***	%	 	 	***	%
	FC70
	 	 	***	%	 	 	***	%	 	 	***	%	 	 	***	%	 	 	***	%	 	 	***	%
	FC60
	 	 	***	%	 	 	***	%	 	 	***	%	 	 	***	%	 	 	***	%	 	 	***	%
	FC50
	 	 	***	%	 	 	***	%	 	 	***	%	 	 	***	%	 	 	***	%	 	 	***	%
	FC40
	 	 	***	%	 	 	***	%	 	 	***	%	 	 	***	%	 	 	***	%	 	 	***	%
	FC30
	 	 	***	%	 	 	***	%	 	 	***	%	 	 	***	%	 	 	***	%	 	 	***	%
	FC20
	 	 	***	%	 	 	***	%	 	 	***	%	 	 	***	%	 	 	***	%	 	 	***	%






Never initiate foreclosure on a high cost loan



- Must be a non re-start state



- Must obtain Investor’s approval



- Foreclosure will be placed on temporary hold for loan review



- Based on Total Amount Due (TAD) includes negative escrow and attorney’s fees and cost



- Must be in modification bucket provided by investor



	 	 	 	 	 	 	 
	State	 	Restart	 	State	 	Restart
	AK
	 	Yes	 	MT	 	Yes
	AL
	 	Yes	 	NC	 	No
	AR
	 	Yes	 	ND	 	No
	AZ
	 	No	 	NE	 	No
	CA
	 	No	 	NH	 	Yes
	CO
	 	No	 	NJ	 	No
	CT
	 	No	 	NM	 	No
	DC
	 	Yes	 	NV	 	No
	DE
	 	No	 	NY	 	No
	FL
	 	No	 	OH	 	No
	GA
	 	Yes	 	OK	 	No
	HI
	 	Yes	 	OR	 	No
	IA
	 	No	 	PA	 	No
	ID
	 	No	 	PR	 	No
	IL
	 	No	 	RI	 	Yes
	IN
	 	No	 	SC	 	No
	KS
	 	No	 	SD	 	No
	KY
	 	No	 	TN	 	Yes
	LA
	 	No	 	TX	 	Yes
	MA
	 	No	 	UT	 	No
	MD
	 	Yes	 	VA	 	Yes
	ME
	 	No	 	VT	 	No
	MI
	 	Yes	 	WA	 	No
	MN
	 	Yes	 	WI	 	No
	MO
	 	Yes	 	WV	 	Yes
	MS
	 	Yes	 	WY	 	Yes





 


Exhibit G-6









 





Initial List:

RMV: $*** - $***: ***% RMV

RMV: $*** - $***: ***% RMV

RMV: $*** - $***: ***% RMV

RMV: $*** - $***: ***% RMV

RMV: $*** and Higher: ***% RMV




*** DOM:

RMV: $*** - $***: ***% RMV

RMV: $*** - $***: ***% RMV

RMV: $*** - $***: ***% RMV

RMV: $*** - $***: ***% RMV

RMV: $*** and Higher: ***% RMV




*** DOM:

RMV: $*** - $***: ***% RMV

RMV: $*** - $***: ***% RMV

RMV: $1*** - $***: ***% RMV

RMV: $*** - $***: ***% RMV

RMV: $*** and Higher: ***% RMV




*** DOM:

RMV: $*** - $***: ***% RMV

RMV: $*** - $***: ***% RMV

RMV: $*** - $***: ***% RMV

RMV: $*** - $***:***% RMV

RMV: $*** and Higher: ***% RMV



 


Exhibit G-7









 





Home Owner Relief Program



The purpose of this program is to assist borrowers whom are unable to sell their home due to a
reduction in value and/or are unable to refinance their existing debt due to financial issues or
home value reduction. Franklin Credit will work directly with each borrower to assist them with
liquidating their home and compensating them for their assistance in this program.



Program Structure




	•	 	Borrower list property at agreed upon listing price with a designated FCMC Realtor

	 
	•	 	Property is listed at a value that should incent a prospective buyer to purchase the home
within *** days of listing

	 
	•	 	If property is sold within *** days from listing, the borrower would be eligible for an
incentive of ***% of the net purchase ($*** Maximum) price (after all closing cost,
commissions and related expenses are paid)






Borrower requirements




	•	 	Borrower must have a First Mortgage with FCMC

	 
	•	 	Must continue to pay us a set monthly payment until home is sold — PREFERRED BUT NOT
REQUIRED (MUST GET SIGNOFF FROM MANAGER)

	 
	•	 	Must be available to show home at acceptable times during each day

	 
	•	 	Borrower must move out of home prior to the closing day

	 
	•	 	The house must be broom cleaned at closing

	 
	•	 	Must maintain property condition through closing (must be in same condition or better at
the time of sale, as it was when program was executed)






Process Flow




	•	 	Only initiate if borrower declines on short sale

	 
	•	 	Contact all First Mortgage borrowers who are currently*** days or more delinquent

	 
	•	 	Explain Home Relief program to borrower

	 
	•	 	If unable to contact borrower conduct a Face to Face interview to explain Home Relief
program (Approval required from investor)

	 
	•	 	Borrower agrees to be eligible for the program

	 
	•	 	Borrower signs agreement

	 
	•	 	Engage Listing Broker

	 
	•	 	Obtain current value of home (Interior bpo can not be older than ***days)

	 
	•	 	Obtain update title report

	 
	•	 	Run Valuation model to determine list price

	 
	•	 	All offers to be sent to FCMC for Approval

	 
	•	 	Execute Sales Agreement

	 
	•	 	Close on Home

	 
	•	 	Pay borrower their Home Relief incentive






Marketing Requirements




	•	 	Investor must approve listing and all offers

	 
	•	 	List property at ***% of FMV

	 
	•	 	FCMC to accept offer at***% of list

	 
	•	 	Every ***days FCMC required to reduce list price to ***% of previous list price;

	 
	•	 	FCMC has authority to accept ***% of list after initial *** days on market

	 
	•	 	At *** days on market FCMC to reduce list to ***% of previous list price

	 
	•	 	FCMC has authority to accept ***% of current list price

	 
	•	 	At *** days on market FCMC to reduce list to ***% of previous list price

	 
	•	 	FCMC has authority to accept ***% of list

	 
	•	 	At *** days on market FCMC to reduce list to ***% of previous list price

	 
	•	 	FCMC has authority to accept ***% of list

	 
	•	 	At *** days on market FCMC to reduce list to ***% of previous list price

	 
	•	 	FCMC has authority to accept ***% of list

	 
	•	 	At *** days on market review broker performance and replace if necessary, and
continue to reduce at ***% intervals.

	 
	•	 	Provide ***% or $*** maximum of net proceeds incentive to borrower





 


Exhibit G-8









 





Hope for Homeowners Program



The purpose of this program is to assist if borrower declines a short sale or Deed-in-Lieu because
they do not wish to leave their home. Franklin Credit will work directly with each borrower to
assist them with refinancing their home.



Program Structure




	•	 	Borrower must answer “yes” to 7 prescreen questions

	 
	•	 	Call is warm transferred to First Alliance

	 
	•	 	First Alliance approves or declines the refinance






Borrower requirements




	•	 	Borrower must answer “yes” to 7 prescreen questions






Process Flow



1. Agent offers Short Sale/DIL



2. Borrower wants to remain in the home



3. Agent asks if the borrower is interested in a refinance and asks the following six prescreen
questions:




	 	1)	 	***

	 
	 	2)	 	***

	 
	 	3)	 	***

	 
	 	4)	 	***

	 
	 	5)	 	***

	 
	 	6)	 	***

	 
	 	7)	 	***






4. If the answers to all seven questions are yes, the call is warm transferred to First Alliance
at (866)546-7298 during the hours of operation which are Monday through Thursday 9am — 8pm EST,
and Friday 9am — 5pm EST. After hour leads should be emailed to First Alliance at
answers@1agroup.com



5. First Alliance will provide an end of day status report which will include all activity up to
4pm EST. The report will be resent the following day by 10am and will include activity after 4pm
on the prior day.



6. Client Relations will prepare Client Approval Request and send to Vantium



7. Client Relations will provide will provide Client Approval results to First Alliance and FCMC
Dialer Manager, FCMC Loss Mitigation Managers. Dialer Manager will add denials back to the dialer.



8. An approved refinance typically takes ***-*** days to close. Prior to closing First Alliance
will request a final payoff.



9. Close on Home


 


Exhibit G-9









 





EXHIBIT H




REMOVED MORTGAGE LOANS





 


Exhibit H-1











 




	 	 	 	 	 	 	 	 	 
	LOAN ID	 	Prop City	 	Prop St	 	Prop Zip	 
	***
	 	LAWRENCE	 	MA	 	 	01841	 
	***
	 	SHAWNEE	 	OK	 	 	748012266	 
	***
	 	EAST ORANGE	 	NJ	 	 	07180	 
	***
	 	BRONX	 	NY	 	 	10463	 
	***
	 	EAST ORANGE	 	NJ	 	 	070172115	 
	***
	 	PICAYUNE	 	MS	 	 	39466	 
	***
	 	LEESVILLE	 	SC	 	 	29070	 
	***
	 	MANNING	 	SC	 	 	29102	 
	***
	 	CHICAGO	 	IL	 	 	60644	 
	***
	 	PHILADELPHIA	 	PA	 	 	19145	 
	***
	 	SALEM	 	NY	 	 	12865	 
	***
	 	ADA	 	OK	 	 	74820	 
	***
	 	BIRMINGHAM	 	AL	 	 	35214	 
	***
	 	CONWAY	 	SC	 	 	29526	 
	***
	 	PITTSBURGH	 	PA	 	 	15221	 
	***
	 	DERRY	 	PA	 	 	15627	 
	***
	 	CHICAGO	 	IL	 	 	60621	 
	***
	 	MEMPHIS	 	TN	 	 	38106-	 
	***
	 	ST. LOUIS	 	MO	 	 	63120	 
	***
	 	MANCHESTER	 	CT	 	 	06040	 
	***
	 	SEAFORD	 	DE	 	 	19973	 
	***
	 	SHUBUTA	 	MS	 	 	39360	 
	***
	 	GULFPORT	 	MS	 	 	39507	 
	***
	 	TOBYHANNA	 	PA	 	 	18466	 
	***
	 	ROUGEMONT	 	NC	 	 	27572	 
	***
	 	MANSON	 	NC	 	 	27553	 
	***
	 	CAMDEN-WYOMING	 	DE	 	 	19934	 
	***
	 	Kansas City	 	MO	 	 	64130-1240	 
	***
	 	CAROLINA	 	PR	 	 	00987	 
	***
	 	CROMWELL	 	CT	 	 	06416	 
	***
	 	JACKSON	 	MS	 	 	39204	 
	***
	 	WESTON	 	MA	 	 	02193	 
	***
	 	CLEVELAND	 	OH	 	 	44128	 
	***
	 	OAK RIDGE	 	NJ	 	 	07438	 
	***
	 	ORANGEBURG	 	SC	 	 	29115	 
	***
	 	CHICAGO	 	IL	 	 	60619	 
	***
	 	BRENTWOOD	 	NY	 	 	11717	 
	***
	 	Monroe	 	NC	 	 	28112	 
	***
	 	Winston Salem	 	NC	 	 	27103	 
	***
	 	LOS ANGELES	 	CA	 	 	90001	 
	***
	 	ROOSEVELT	 	UT	 	 	84066	 
	***
	 	OMAHA	 	NE	 	 	68111	 
	***
	 	AUSTIN	 	TX	 	 	78758	 
	***
	 	DETROIT	 	MI	 	 	48223	 
	***
	 	HARVARD	 	IL	 	 	60033	 
	***
	 	Mabelvale	 	AR	 	 	72103	 
	***
	 	Bastrop	 	LA	 	 	71220	 
	***
	 	Spicewood	 	TX	 	 	78669	 
	***
	 	Clearwater	 	FL	 	 	33755	 
	***
	 	Tallahassee	 	FL	 	 	32310	 





 


Exhibit H-2









 





	 	 	 	 	 	 	 	 	 
	LOAN ID	 	Prop City	 	Prop St	 	Prop Zip	 
	***
	 	BAKER	 	LA	 	 	70714	 
	***
	 	MADISON	 	IN	 	 	47250	 
	***
	 	JEWETT	 	OH	 	 	43986-8767	 
	***
	 	JEWETT	 	OH	 	 	43986-8767	 
	***
	 	JEWETT	 	OH	 	 	43986-8767	 
	***
	 	GIBSON CITY	 	IL	 	 	60936	 
	***
	 	Northfield	 	NJ	 	 	08225	 
	***
	 	Pink Hill	 	NC	 	 	28572	 
	***
	 	Cleveland	 	OH	 	 	44105	 
	***
	 	Stone Mountain	 	GA	 	 	30083	 
	***
	 	Durham	 	NC	 	 	27703	 
	***
	 	Stamford	 	CT	 	 	06902	 
	***
	 	Bronx	 	NY	 	 	10469	 
	***
	 	Cresson	 	PA	 	 	16630	 
	***
	 	BROADHEAD	 	WI	 	 	53520	 
	***
	 	Rockaway	 	NJ	 	 	07866	 
	***
	 	Pontiac	 	MI	 	 	48342	 
	***
	 	Macon	 	GA	 	 	31210	 
	***
	 	CLEVELAND	 	OH	 	 	44120	 
	***
	 	DECATUR	 	GA	 	 	30035	 
	***
	 	DECATUR	 	GA	 	 	30034	 
	***
	 	Pearl	 	MS	 	 	39208	 
	***
	 	Fort Mill	 	SC	 	 	29708	 
	***
	 	Gillepsie	 	IL	 	 	62033	 
	***
	 	Lancaster	 	NY	 	 	14086	 
	***
	 	Rockledge	 	FL	 	 	32955	 
	***
	 	Montgomery	 	TX	 	 	77356	 
	***
	 	Chicago	 	IL	 	 	60628	 
	***
	 	East Point	 	GA	 	 	30344	 
	***
	 	Vicksburg	 	MS	 	 	39180	 
	***
	 	Inman	 	SC	 	 	29349-6240	 
	***
	 	Vicksburg	 	MS	 	 	39180	 
	***
	 	Disputanta	 	VA	 	 	23842	 
	***
	 	GEORGETOWN	 	SC	 	 	29440	 
	***
	 	STONE MOUNTAIN	 	GA	 	 	30088	 
	***
	 	OMAHA	 	NE	 	 	68105	 
	***
	 	MUSKEGON	 	MI	 	 	49444	 
	***
	 	RAHWAY	 	NJ	 	 	07065	 
	***
	 	Plain City	 	OH	 	 	43064	 
	***
	 	Chickamauga	 	GA	 	 	30707	 
	***
	 	College Park	 	GA	 	 	30349	 
	***
	 	Stockbridge	 	GA	 	 	30281	 
	***
	 	Wyoming	 	MI	 	 	49509	 
	***
	 	Pompano Beach	 	FL	 	 	33062	 
	***
	 	Greensboro	 	NC	 	 	27406	 
	***
	 	Alexandria	 	IN	 	 	46001-	 
	***
	 	Richmond	 	VA	 	 	23234	 
	***
	 	Farmington Hills	 	MI	 	 	48336	 
	***
	 	WONDER LAKE	 	IL	 	 	60097	 
	***
	 	TRUSSVILLE	 	AL	 	 	35173	 





 


Exhibit H-3









 





	 	 	 	 	 	 	 	 	 
	LOAN ID	 	Prop City	 	Prop St	 	Prop Zip	 
	***
	 	Milwaukee	 	WI	 	 	53210	 
	***
	 	FLINT	 	MI	 	 	48505	 
	***
	 	MOBILE	 	AL	 	 	36612	 
	***
	 	OWEGO	 	NY	 	 	13827	 
	***
	 	Wittman	 	AZ	 	 	85361	 
	***
	 	Huntington	 	NY	 	 	11746	 
	***
	 	Poughkeepsie	 	NY	 	 	12603	 
	***
	 	Buffalo	 	NY	 	 	14215	 
	***
	 	Springfield	 	MA	 	 	01119-	 
	***
	 	Decatur	 	GA	 	 	30032-	 
	***
	 	Douglasville	 	GA	 	 	30134-	 
	***
	 	Dade City	 	FL	 	 	33525	 
	***
	 	Byron	 	GA	 	 	31008	 
	***
	 	Dennis	 	NJ	 	 	08270	 
	***
	 	Montrose	 	GA	 	 	31065	 
	***
	 	Atlanta	 	GA	 	 	30315	 
	***
	 	Mount Morris	 	MI	 	 	48458-	 
	***
	 	PALMDALE	 	CA	 	 	93552	 
	***
	 	Mableton	 	GA	 	 	30126-	 
	***
	 	WARREN	 	OH	 	 	44485	 
	***
	 	GULFPORT	 	MS	 	 	39501	 
	***
	 	Mount Carmel	 	PA	 	 	17851	 
	***
	 	MIAMI	 	FL	 	 	33142	 
	***
	 	Detroit	 	MI	 	 	48205	 
	***
	 	Astatula	 	FL	 	 	34705	 
	***
	 	Ozark	 	AL	 	 	36360	 
	***
	 	Apopka	 	FL	 	 	32712	 
	***
	 	MEMPHIS	 	TN	 	 	38118	 
	***
	 	Jacksonville	 	FL	 	 	32210	 
	***
	 	Ocala	 	FL	 	 	34475	 
	***
	 	Brooklyn	 	NY	 	 	11223	 
	***
	 	PITTSBURGH	 	PA	 	 	15221	 
	***
	 	DENISON	 	TX	 	 	75020	 
	***
	 	PHILADELPHIA	 	PA	 	 	19129	 
	***
	 	HOLLEY	 	NY	 	 	14470	 
	***
	 	BELLEVILLE	 	IL	 	 	62223	 
	***
	 	CANTON	 	OH	 	 	44705	 
	***
	 	LEBANON	 	PA	 	 	17046	 
	***
	 	BEAVER FALLS	 	PA	 	 	15010	 
	***
	 	WATERFORD	 	MI	 	 	48327	 
	***
	 	OMAHA	 	NE	 	 	68104	 
	***
	 	INDIANAPOLIS	 	IN	 	 	46208	 
	***
	 	HARRISON	 	TN	 	 	37341	 
	***
	 	INDIANAPOLIS	 	IN	 	 	46208	 
	***
	 	Mobile	 	AL	 	 	36619	 
	***
	 	Sheridan	 	IN	 	 	46069	 
	***
	 	Chattanooga	 	TN	 	 	37406	 
	***
	 	Jasper	 	TX	 	 	75951	 
	***
	 	Houston	 	TX	 	 	77095	 
	***
	 	WASHINGTON	 	PA	 	 	15301	 





 


Exhibit H-4









 





	 	 	 	 	 	 	 	 	 
	LOAN ID	 	Prop City	 	Prop St	 	Prop Zip	 
	***
	 	CORRYTON	 	TN	 	 	37721	 
	***
	 	COLUMBUS	 	OH	 	 	43224-3544	 
	***
	 	COLUMBUS	 	OH	 	 	43211-2337	 
	***
	 	CLEVELAND	 	OH	 	 	44128	 
	***
	 	MONTICELLO	 	FL	 	 	32344-9326	 
	***
	 	SOUTH BEND	 	IN	 	 	46613	 
	***
	 	INDIANAPOLIS	 	IN	 	 	46226-3333	 
	***
	 	CLEVELAND	 	OH	 	 	44128-1362	 
	***
	 	MILWAUKEE	 	WI	 	 	53223	 
	***
	 	EVANSVILLE	 	IN	 	 	47714	 
	***
	 	PITTSBURGH	 	PA	 	 	15206-1957	 
	***
	 	GARY	 	IN	 	 	46402-1036	 
	***
	 	MONTGOMERY	 	AL	 	 	36116	 
	***
	 	TROY	 	NY	 	 	12182	 
	***
	 	HANNIBAL	 	NY	 	 	13074	 
	***
	 	MASON	 	TN	 	 	38049-6731	 
	***
	 	Reno	 	NV	 	 	89512	 
	***
	 	Cleveland	 	MS	 	 	38732	 
	***
	 	Jamestown	 	NY	 	 	14701	 
	***
	 	St. Louis	 	MO	 	 	63112	 
	***
	 	BARNESVILLE	 	OH	 	 	43713	 
	***
	 	Toronto	 	OH	 	 	43964	 
	***
	 	Bishopville	 	SC	 	 	29010	 
	***
	 	Chicago	 	IL	 	 	60644	 
	***
	 	Indianapolis	 	IN	 	 	46202	 
	***
	 	CRYSTAL SPRINGS	 	MS	 	 	39059	 
	***
	 	Greeneville	 	TN	 	 	37743	 
	***
	 	EAST CLEVEL	 	OH	 	 	441124139	 
	***
	 	St. Louis	 	MO	 	 	63130	 
	***
	 	CANTON	 	OH	 	 	44707	 
	***
	 	SEAFORD	 	DE	 	 	19973-5677	 
	***
	 	BROXTON	 	GA	 	 	31519	 
	***
	 	NORTH LITTLE ROCK	 	AR	 	 	72118	 
	***
	 	Roseboro	 	NC	 	 	28382	 
	***
	 	Dearborn	 	MI	 	 	48126	 
	***
	 	JONESBORO	 	GA	 	 	30238	 
	***
	 	WESTMINSTER	 	CA	 	 	92683	 
	***
	 	NEW CASTLE	 	DE	 	 	19720	 
	***
	 	COLONIE	 	NY	 	 	12047	 
	***
	 	MELVILLE	 	NY	 	 	11747	 
	***
	 	EAST HAMPTON	 	CT	 	 	06424	 
	***
	 	Orlando	 	FL	 	 	32805	 
	***
	 	Katy	 	TX	 	 	77449	 
	***
	 	Denver	 	CO	 	 	80221	 
	***
	 	New Bedford	 	MA	 	 	02745	 
	***
	 	Lawndale	 	NC	 	 	28090	 
	***
	 	ROSEVILLE	 	MI	 	 	48066	 
	***
	 	ATLANTA	 	GA	 	 	30316	 
	***
	 	PHOENIX	 	AZ	 	 	85042	 
	***
	 	TOLEDO	 	OH	 	 	43609	 





 


Exhibit H-5









 





	 	 	 	 	 	 	 	 	 
	LOAN ID	 	Prop City	 	Prop St	 	Prop Zip	 
	***
	 	Newark	 	NJ	 	 	07106	 
	***
	 	Orlando	 	FL	 	 	32808	 
	***
	 	East Bend	 	NC	 	 	27018	 
	***
	 	Hubert	 	NC	 	 	28539	 
	***
	 	PALM BAY	 	FL	 	 	32905	 
	***
	 	WELDON	 	IL	 	 	61882	 
	***
	 	NEWVILLE	 	AL	 	 	36353	 
	***
	 	MORRISTOWN	 	TN	 	 	37814	 
	***
	 	LAKEVILLE	 	PA	 	 	18438	 
	***
	 	NORTH FORK	 	CA	 	 	93643	 
	***
	 	GLENWOOD SPRINGS	 	CO	 	 	81601	 
	***
	 	ALLEN PARK	 	MI	 	 	48101	 
	***
	 	CLEVELAND	 	OH	 	 	44104	 
	***
	 	BROCKTON	 	MA	 	 	02302	 
	***
	 	BRONX	 	NY	 	 	10475	 
	***
	 	PARKVILLE	 	MD	 	 	21234	 
	***
	 	Miami	 	FL	 	 	33125	 
	***
	 	DISTRICT HEIGHTS	 	MD	 	 	20747	 
	***
	 	CHICAGO	 	IL	 	 	60636	 
	***
	 	SPRING HILL	 	FL	 	 	34606	 
	***
	 	LINCOLN PARK	 	MI	 	 	48146	 
	***
	 	WAVERLY	 	VA	 	 	23890	 
	***
	 	Joliet	 	IL	 	 	60436	 
	***
	 	CORINTH	 	NY	 	 	12822	 
	***
	 	SAGINAW	 	MI	 	 	49602	 
	***
	 	SANTA CLARITA	 	CA	 	 	91351	 
	***
	 	MIAMI	 	FL	 	 	33165	 
	***
	 	RIVERSIDE	 	CA	 	 	92504	 
	***
	 	LAS VEGAS	 	NV	 	 	89104	 
	***
	 	CHIPPEWA FALLS	 	WI	 	 	54729	 
	***
	 	ELLENWOOD	 	GA	 	 	30294	 
	***
	 	OKLAHOMA CITY	 	OK	 	 	73120	 
	***
	 	MEMPHIS	 	TN	 	 	38118	 
	***
	 	Elyria	 	OH	 	 	44035	 
	***
	 	Depew	 	NY	 	 	14043	 
	***
	 	Putnam	 	CT	 	 	06260	 
	***
	 	Jonesboro	 	GA	 	 	30238	 
	***
	 	COLUMBUS	 	OH	 	 	43227	 
	***
	 	NORTH OLMSTED	 	OH	 	 	44070	 
	***
	 	AUSTIN	 	TX	 	 	78723	 
	***
	 	SARATOGA SPRINGS	 	NY	 	 	12866	 
	***
	 	ORLANDO	 	FL	 	 	32818	 
	***
	 	FRESNO	 	CA	 	 	93706	 
	***
	 	BALTIMORE	 	MD	 	 	21207	 
	***
	 	HOLLYWOOD	 	FL	 	 	33023	 
	***
	 	CLARKSVILLE	 	TN	 	 	37043	 
	***
	 	HOUSTON	 	TX	 	 	77053	 
	***
	 	EAST PEORIA	 	IL	 	 	61611	 
	***
	 	WESLACO	 	TX	 	 	78596	 
	***
	 	FORT LAUDERDALE	 	FL	 	 	33309	 





 


Exhibit H-6









 





	 	 	 	 	 	 	 	 	 
	LOAN ID	 	Prop City	 	Prop St	 	Prop Zip	 
	***
	 	MEMPHIS	 	TN	 	 	38127	 
	***
	 	HIALEAH	 	FL	 	 	33015	 
	***
	 	APOPKA	 	FL	 	 	32703	 
	***
	 	BALTIMORE	 	MD	 	 	21230	 
	***
	 	ORLANDO	 	FL	 	 	32810	 
	***
	 	PHILADELPHIA	 	PA	 	 	19124	 
	***
	 	MIAMI	 	FL	 	 	33147	 
	***
	 	LEWISBERRY	 	PA	 	 	17339	 
	***
	 	ORLANDO	 	FL	 	 	32811	 
	***
	 	PLANT CITY	 	FL	 	 	33563	 
	***
	 	FORT MYERS	 	FL	 	 	33912	 
	***
	 	SPRING HILL	 	FL	 	 	34609	 
	***
	 	CITY OF TRENTON	 	NJ	 	 	08618	 
	***
	 	GARLAND	 	TX	 	 	75043	 
	***
	 	LANCASTER	 	TX	 	 	75134	 
	***
	 	JAMAICA PLAIN	 	MA	 	 	02130	 
	***
	 	FOREST	 	MS	 	 	39074	 
	***
	 	BROOKLYN	 	NY	 	 	11234	 
	***
	 	ATTALLA	 	AL	 	 	35954	 
	***
	 	WINTHROP	 	MA	 	 	02152	 
	***
	 	ACWORTH	 	GA	 	 	30101	 
	***
	 	CORNING	 	CA	 	 	96021	 
	***
	 	WHITMAN	 	MA	 	 	02382	 
	***
	 	DAYTONA	 	FL	 	 	32117	 
	***
	 	NEWARK	 	NJ	 	 	07112	 
	***
	 	BROOKLYN	 	NY	 	 	11207	 
	***
	 	CHICOPEE	 	MA	 	 	01013	 
	***
	 	FARMVILLE	 	VA	 	 	23901	 
	***
	 	WEST HARTFORD	 	CT	 	 	06117	 
	***
	 	LITTLE ORLEANS	 	MD	 	 	21766	 
	***
	 	VIRGINIA BEACH	 	VA	 	 	23454	 
	***
	 	COLFAX	 	CA	 	 	95713	 
	***
	 	PRIOR LAKE	 	MN	 	 	55372	 
	***
	 	CLEVELAND	 	OH	 	 	44120	 
	***
	 	LITHIA SPRINGS	 	GA	 	 	30122	 
	***
	 	CRYSTAL LAKE	 	IL	 	 	60014	 
	***
	 	LYNN	 	MA	 	 	01905	 
	***
	 	NORFOLK	 	VA	 	 	23504	 
	***
	 	NORTH LITTLE ROCK	 	AR	 	 	72114	 
	***
	 	DAYTONA BEACH	 	FL	 	 	32114	 
	***
	 	PALMDALE	 	CA	 	 	93550	 
	***
	 	BENSON	 	NC	 	 	27504	 
	***
	 	CANTON	 	GA	 	 	30115	 
	***
	 	OXFORD	 	GA	 	 	30054	 
	***
	 	SEALY	 	TX	 	 	77474	 
	***
	 	REDLANDS	 	CA	 	 	92374	 
	***
	 	OKEECHOBEE	 	FL	 	 	34972	 
	***
	 	FRANKLIN	 	TN	 	 	37067	 
	***
	 	BAKERSFIELD	 	CA	 	 	93301	 
	***
	 	OAKLAND PARK	 	FL	 	 	33309	 





 


Exhibit H-7









 





	 	 	 	 	 	 	 	 	 
	LOAN ID	 	Prop City	 	Prop St	 	Prop Zip	 
	***
	 	KISSIMMEE	 	FL	 	 	34741	 
	***
	 	SPRINGFIELD	 	MA	 	 	01104	 
	***
	 	WEST ORANGE	 	NJ	 	 	07052	 
	***
	 	WAYLAND	 	NY	 	 	14572	 
	***
	 	LAUDERDALE LAKES	 	FL	 	 	33319	 
	***
	 	PLAINFIELD	 	IL	 	 	60544	 
	***
	 	HOLLAND	 	MI	 	 	49423	 
	***
	 	MIAMI	 	FL	 	 	33179	 
	***
	 	RIDGECREST	 	CA	 	 	93555	 
	***
	 	HENDERSONVILLE	 	TN	 	 	37075-8618	 
	***
	 	ELLETTSVILLE	 	IN	 	 	47429	 
	***
	 	MIAMI BEACH	 	FL	 	 	33141-5727	 
	***
	 	BOGOTA	 	NJ	 	 	07603	 
	***
	 	EVERLY	 	IA	 	 	51338	 
	***
	 	BAKERSFIELD	 	CA	 	 	93314	 
	***
	 	GRANT	 	MI	 	 	49327	 
	***
	 	SALISBURY	 	MD	 	 	21804	 
	***
	 	AUGUSTA	 	GA	 	 	30904	 
	***
	 	IRVINGTON	 	NJ	 	 	07111	 
	***
	 	KISSIMMEE	 	FL	 	 	34759	 
	***
	 	WINTER HAVEN	 	FL	 	 	33881	 
	***
	 	COLLEGE PARK	 	GA	 	 	30349	 
	***
	 	CHICAGO	 	IL	 	 	60615	 
	***
	 	GRAYLING	 	MI	 	 	49738	 
	***
	 	NEWTON	 	IA	 	 	50208	 
	***
	 	Norfolk	 	VA	 	 	23504	 
	***
	 	Orlando	 	FL	 	 	32835	 
	***
	 	Hampton	 	VA	 	 	23666	 
	***
	 	JOPPA	 	MD	 	 	21085	 
	***
	 	OTEGO	 	NY	 	 	13825	 
	***
	 	CHICAGO	 	IL	 	 	60624	 
	***
	 	BALTIMORE	 	MD	 	 	21206	 
	***
	 	COLORADO SPRINGS	 	CO	 	 	80909	 
	***
	 	LEHIGH ACRES	 	FL	 	 	33936	 
	***
	 	PERRIS	 	CA	 	 	92570	 
	***
	 	PHILADELPHIA	 	PA	 	 	19151	 
	***
	 	WHEATON	 	IL	 	 	60187	 
	***
	 	ORLANDO	 	FL	 	 	32822	 
	***
	 	FT. LAUDERDALE	 	FL	 	 	33311	 
	***
	 	NORTH LAUDERDALE	 	FL	 	 	33068	 
	***
	 	DETROIT	 	MI	 	 	48234	 
	***
	 	FOSTER CITY	 	CA	 	 	94404	 
	***
	 	DALLAS	 	TX	 	 	75214	 
	***
	 	CHICAGO	 	IL	 	 	60620	 
	***
	 	STONINGTON	 	CT	 	 	06378	 
	***
	 	Friendswood	 	TX	 	 	77546-3494	 
	***
	 	Durham	 	NC	 	 	27705	 
	***
	 	Brooklyn	 	NY	 	 	11212-1353	 
	***
	 	Hatboro	 	PA	 	 	19040	 
	***
	 	Amesbury	 	MA	 	 	01913	 





 


Exhibit H-8









 





	 	 	 	 	 	 	 	 	 
	LOAN ID	 	Prop City	 	Prop St	 	Prop Zip	 
	***
	 	West Palm Beach	 	FL	 	 	33415	 
	***
	 	Haverstraw	 	NY	 	 	10970	 
	***
	 	Rocky Point	 	NY	 	 	11778	 
	***
	 	Town of Batavia	 	NY	 	 	14020	 
	***
	 	Burke	 	VA	 	 	22015	 
	***
	 	Parlin	 	NJ	 	 	08859-1257	 
	***
	 	Village of Monroe	 	NY	 	 	10950-3617	 
	***
	 	Town of Centerville	 	MA	 	 	02632-3120	 
	***
	 	Spring Valley	 	NY	 	 	10977	 
	***
	 	Vernon Township	 	NJ	 	 	07422	 
	***
	 	Hicksville	 	NY	 	 	11801	 
	***
	 	Hillside	 	NJ	 	 	07205	 
	***
	 	Babylon	 	NY	 	 	11702	 
	***
	 	Lindenhurst	 	NY	 	 	11757	 
	***
	 	Verbank	 	NY	 	 	12585-5207	 
	***
	 	Sanborn	 	NY	 	 	14132-9217	 
	***
	 	New London	 	CT	 	 	06320	 
	***
	 	Brooklyn	 	NY	 	 	11218	 
	***
	 	Closter	 	NJ	 	 	07624	 
	***
	 	Glen Rock	 	NJ	 	 	07452	 
	***
	 	Deer Park	 	NY	 	 	11729	 
	***
	 	Brookhaven	 	NY	 	 	11719	 
	***
	 	Shamokin	 	PA	 	 	17872	 
	***
	 	Brooklyn	 	NY	 	 	11203	 
	***
	 	Southwick	 	MA	 	 	01077	 
	***
	 	Frederick	 	MD	 	 	21702	 
	***
	 	Hyde Park	 	MA	 	 	02126	 
	***
	 	Pasadena	 	MD	 	 	21122	 
	***
	 	El Cajon	 	CA	 	 	92021	 
	***
	 	Hamden	 	CT	 	 	06514	 
	***
	 	Virginia Beach	 	VA	 	 	23452	 
	***
	 	Bayville	 	NY	 	 	11709	 
	***
	 	Queens	 	NY	 	 	11434	 
	***
	 	Shirley	 	NY	 	 	11967	 
	***
	 	Farmingville	 	NY	 	 	11738	 
	***
	 	Valrico	 	FL	 	 	33594	 
	***
	 	Town of Hempstead	 	NY	 	 	11756	 
	***
	 	Fort Myers	 	FL	 	 	33905	 
	***
	 	Mineola	 	NY	 	 	11501	 
	***
	 	Levittown	 	PA	 	 	19054	 
	***
	 	Town of Thompson	 	NY	 	 	12775	 
	***
	 	Hamilton  Township	 	NJ	 	 	08610	 
	***
	 	Borough of Saddle River	 	NJ	 	 	07458	 
	***
	 	Far Rockaway	 	NY	 	 	11691	 
	***
	 	Borough of Magnolia	 	NJ	 	 	08049	 
	***
	 	Town of Goshen	 	NY	 	 	10924	 
	***
	 	Township of Washington	 	NJ	 	 	07853	 
	***
	 	Palm Desert	 	CA	 	 	92260	 
	***
	 	Town of Cortland	 	NY	 	 	10547	 
	***
	 	Conshohocken	 	PA	 	 	19428	 





 


Exhibit H-9









 





	 	 	 	 	 	 	 	 	 
	LOAN ID	 	Prop City	 	Prop St	 	Prop Zip	 
	***
	 	Town of Islip	 	NY	 	 	11717	 
	***
	 	East Islip	 	NY	 	 	11730	 
	***
	 	East Islip	 	NY	 	 	11730	 
	***
	 	Town of Huron	 	NY	 	 	14590	 
	***
	 	Jamaica Plain	 	MA	 	 	02130	 
	***
	 	Twp of Lower Macungie	 	PA	 	 	18011	 
	***
	 	Brooklyn	 	NY	 	 	11221	 
	***
	 	Township of Hillside	 	NJ	 	 	07205	 
	***
	 	Newark	 	NJ	 	 	07112	 
	***
	 	Enumclaw	 	WA	 	 	98022	 
	***
	 	Yonkers	 	NY	 	 	10705	 
	***
	 	New Rochelle	 	NY	 	 	10801	 
	***
	 	White Plains	 	NY	 	 	10607	 
	***
	 	Village of Hempstead	 	NY	 	 	11550	 
	***
	 	Oakdale	 	NY	 	 	11769	 
	***
	 	East Meadow	 	NY	 	 	11554	 
	***
	 	Queens Village	 	NY	 	 	11429	 
	***
	 	Attleboro	 	MA	 	 	02703	 
	***
	 	Garden City Park	 	NY	 	 	11040	 
	***
	 	Bronx	 	NY	 	 	10469	 
	***
	 	Fall River	 	MA	 	 	02720	 
	***
	 	Westfield	 	NJ	 	 	07090	 
	***
	 	South Ozone Park	 	NY	 	 	11420	 
	***
	 	Staten Island	 	NY	 	 	10303	 
	***
	 	Township of Teaneck	 	NJ	 	 	07666	 
	***
	 	Staten Island	 	NY	 	 	10301	 
	***
	 	Orient	 	NY	 	 	11957	 
	***
	 	Jamaica	 	NY	 	 	11435	 
	***
	 	Baltimore	 	MD	 	 	21207	 
	***
	 	Bay Shore	 	NY	 	 	11706	 
	***
	 	Paterson	 	NJ	 	 	07501	 
	***
	 	New Bedford	 	MA	 	 	02744	 
	***
	 	Town of Highland	 	NY	 	 	12792	 
	***
	 	Puyallup	 	WA	 	 	98375	 
	***
	 	Upper Macungie Twp	 	PA	 	 	18069	 
	***
	 	Trenton	 	NJ	 	 	08629	 
	***
	 	Westtown	 	NY	 	 	10998	 
	***
	 	TOWN OF HUNTINGTON	 	NY	 	 	11746	 
	***
	 	TAMPA	 	FL	 	 	33610	 
	***
	 	BOROUGH OF RICHMOND	 	NY	 	 	10310	 
	***
	 	AMITYVILLE	 	NY	 	 	11701	 
	***
	 	NORWICH	 	CT	 	 	06360	 
	***
	 	HOWARD BEACH	 	NY	 	 	11414	 
	***
	 	PHILADELPHIA	 	PA	 	 	19148	 
	***
	 	BEL AIR	 	MD	 	 	21014	 
	***
	 	BELLE HARBOR	 	NY	 	 	11694	 
	***
	 	BEL AIR	 	MD	 	 	21015	 
	***
	 	WOODMERE	 	NY	 	 	11598	 
	***
	 	HEMPSTEAD	 	NY	 	 	11549	 
	***
	 	BENSALEM TOWNSHIP	 	PA	 	 	19020	 





 


Exhibit H-10









 





	 	 	 	 	 	 	 	 	 
	LOAN ID	 	Prop City	 	Prop St	 	Prop Zip	 
	***
	 	PATCHOGUE	 	NY	 	 	11772	 
	***
	 	SPRINGFIELD	 	MA	 	 	01128	 
	***
	 	BROOKLYN	 	NY	 	 	11203	 
	***
	 	STORMVILLE	 	NY	 	 	12582	 
	***
	 	EAST MEADOW	 	NY	 	 	11554	 
	***
	 	WEST CHESTER	 	PA	 	 	19380	 
	***
	 	GAITHERSBURG	 	MD	 	 	20879	 
	***
	 	WETHERSFIELD	 	CT	 	 	06109	 
	***
	 	BOLTON LANDING	 	NY	 	 	12814	 
	***
	 	BRADLEY BEACH	 	NJ	 	 	07720	 
	***
	 	VIRGINIA BEACH	 	VA	 	 	23454	 
	***
	 	COPIAGUE	 	NY	 	 	11726	 
	***
	 	EAST ELMHURST	 	NY	 	 	11369	 
	***
	 	BRENTWOOD	 	NY	 	 	11717	 
	***
	 	SOUTH OZONE PARK	 	NY	 	 	11420	 
	***
	 	JACKSONVILLE	 	FL	 	 	32277	 
	***
	 	ELIZABETH	 	NJ	 	 	07202	 
	***
	 	CHELTENHAM	 	MD	 	 	20623	 
	***
	 	TOWNSHIP OF PENNSVILLE	 	NJ	 	 	08070	 
	***
	 	HUNTINGTON STATION	 	NY	 	 	11746	 
	***
	 	TOWNSHIP OF HAMPTON	 	NJ	 	 	07860	 
	***
	 	TRENTON	 	NJ	 	 	08629	 
	***
	 	MOUNT POCONO	 	PA	 	 	18344	 
	***
	 	IPSWICH	 	MA	 	 	01938	 
	***
	 	CAMBRIA HEIGHTS	 	NY	 	 	11411	 
	***
	 	TOWNSHIP OF WILLINGBORO	 	NJ	 	 	08046	 
	***
	 	CHESAPEAKE	 	VA	 	 	23323	 
	***
	 	NEW WINDSOR	 	NY	 	 	12553	 
	***
	 	QUEENS VILLAGE	 	NY	 	 	11427	 
	***
	 	NEW HAVEN	 	CT	 	 	06511	 
	***
	 	YAPHANK	 	NY	 	 	11980	 
	***
	 	BOROUGH OF STATEN ISLAND	 	NY	 	 	10309	 
	***
	 	BROOKLYN	 	NY	 	 	11216	 
	***
	 	ISLIP	 	NY	 	 	11751	 
	***
	 	TOWN OF WALLKILL	 	NY	 	 	10941	 
	***
	 	BROOKLYN	 	NY	 	 	11205	 
	***
	 	HESPERIA	 	CA	 	 	92344	 
	***
	 	NEWARK	 	MD	 	 	21841	 
	***
	 	VILLAGE OF HEMPSTEAD	 	NY	 	 	11550	 
	***
	 	BOROUGH OF FOLSOM	 	NJ	 	 	08094	 
	***
	 	BROOKLYN	 	NY	 	 	11236	 
	***
	 	MOORESVILLE	 	NC	 	 	28115	 
	***
	 	MINEOLA	 	NY	 	 	11501	 
	***
	 	TRENTON	 	NJ	 	 	08609	 
	***
	 	COLORADO SPRINGS	 	CO	 	 	80918	 
	***
	 	NORTH CHELMSFORD	 	MA	 	 	01863	 
	***
	 	BRONX	 	NY	 	 	10460	 
	***
	 	TOWN OF ISLIP	 	NY	 	 	11706	 
	***
	 	FREEPORT	 	NY	 	 	11520	 
	***
	 	PENNSAUKEN	 	NJ	 	 	08109	 





 


Exhibit H-11









 





	 	 	 	 	 	 	 	 	 
	LOAN ID	 	Prop City	 	Prop St	 	Prop Zip	 
	***
	 	UNIONDALE	 	NY	 	 	11553	 
	***
	 	IRVINGTON	 	NJ	 	 	07111	 
	***
	 	HUNTINGTON	 	NY	 	 	11743	 
	***
	 	MATAWAN	 	NJ	 	 	07747	 
	***
	 	AMITYVILLE	 	NY	 	 	11701	 
	***
	 	WESTBURY	 	NY	 	 	11590	 
	***
	 	WOODHAVEN	 	NY	 	 	11421	 
	***
	 	TOWNSHIP OF WILLINGBORO	 	NJ	 	 	08046	 
	***
	 	HOLLAND	 	MA	 	 	01521	 
	***
	 	TOWNSHIP OF EGG HARBOR	 	NJ	 	 	08234	 
	***
	 	CHESAPEAKE BEACH	 	MD	 	 	20732	 
	***
	 	STOUGHTON	 	MA	 	 	02072	 
	***
	 	STATEN ISLAND	 	NY	 	 	10309	 
	***
	 	LAWRENCE	 	MA	 	 	01843	 
	***
	 	IRVINGTON	 	NJ	 	 	07111	 
	***
	 	MIDDLE ISLAND	 	NY	 	 	11953	 
	***
	 	ARCADIA	 	CA	 	 	91007	 
	***
	 	BROOKLYN	 	NY	 	 	11236	 
	***
	 	PATCHOGUE	 	NY	 	 	11772	 
	***
	 	AVON PARK	 	FL	 	 	33825	 
	***
	 	BRIDGEPORT	 	CT	 	 	06607	 
	***
	 	WYANDANCH	 	NY	 	 	11798	 
	***
	 	BERNARDSTON	 	MA	 	 	01337	 
	***
	 	WEST NYACK	 	NY	 	 	10994	 
	***
	 	BAY SHORE	 	NY	 	 	11706	 
	***
	 	ISLAND PARK	 	NY	 	 	11558	 
	***
	 	TOWN OF MASHPEE	 	MA	 	 	02649	 
	***
	 	BOWIE	 	MD	 	 	20721	 
	***
	 	TOWN OF PENDLETON	 	NY	 	 	14120	 
	***
	 	JAMAICA	 	NY	 	 	11433	 
	***
	 	LINDENHURST	 	NY	 	 	11757	 
	***
	 	JAMAICA	 	NY	 	 	11433	 
	***
	 	STATEN ISLAND	 	NY	 	 	10305	 
	***
	 	PLAINVIEW	 	NY	 	 	11803	 
	***
	 	BROOKLYN	 	NY	 	 	11221	 
	***
	 	SAYVILLE	 	NY	 	 	11782	 
	***
	 	FREEPORT	 	NY	 	 	11520	 
	***
	 	TOWN OF BABYLON	 	NY	 	 	11702	 
	***
	 	NEW HAVEN	 	CT	 	 	06511	 
	***
	 	ROSEDALE	 	NY	 	 	11422	 
	***
	 	SHARON HILL BOROUGH	 	PA	 	 	19079	 
	***
	 	SPRINGFIELD GARDENS	 	NY	 	 	11413	 
	***
	 	HOLBROOK	 	NY	 	 	11741	 
	***
	 	WYANDANCH	 	NY	 	 	11798	 
	***
	 	BALTIMORE	 	MD	 	 	21222	 
	***
	 	TOWN OF BROOKHAVEN	 	NY	 	 	11789	 
	***
	 	WEST SPRINGFIELD	 	MA	 	 	01089	 
	***
	 	CHALFONT	 	PA	 	 	18914	 
	***
	 	FRANKLIN PARK	 	NJ	 	 	08823	 
	***
	 	SHIRLEY	 	NY	 	 	11967	 





 


Exhibit H-12









 





	 	 	 	 	 	 	 	 	 
	LOAN ID	 	Prop City	 	Prop St	 	Prop Zip	 
	***
	 	GLOUCESTER CITY	 	NJ	 	 	08030	 
	***
	 	NORFOLK	 	VA	 	 	23502	 
	***
	 	MASSAPEQUA	 	NY	 	 	11758	 
	***
	 	CITY OF EAST ORANGE	 	NJ	 	 	07017	 
	***
	 	BRIDGEPORT	 	CT	 	 	06606	 
	***
	 	COCOUNT CREEK	 	FL	 	 	33063	 
	***
	 	BERKLEY	 	MA	 	 	02779	 
	***
	 	BELLPORT	 	NY	 	 	11713	 
	***
	 	AMBLER	 	PA	 	 	19002	 
	***
	 	BOYNTON BEACH	 	FL	 	 	33426	 
	***
	 	BLOOMFIELD	 	NJ	 	 	07003	 
	***
	 	PHILADELPHIA	 	PA	 	 	19150	 
	***
	 	CITY OF STAUNTON	 	VA	 	 	24401	 
	***
	 	NAZARETH	 	PA	 	 	18064	 
	***
	 	ALTAMONTE SPRINGS	 	FL	 	 	32701	 
	***
	 	TRENTON	 	NJ	 	 	08629	 
	***
	 	PHILADELPHIA	 	PA	 	 	19125	 
	***
	 	JAMAICA	 	NY	 	 	11436	 
	***
	 	TOWN OF HEMPSTEAD	 	NY	 	 	11550	 
	***
	 	YONKERS	 	NY	 	 	10701	 
	***
	 	AMITYVILLE	 	NY	 	 	11701	 
	***
	 	BALTIMORE	 	MD	 	 	21224	 
	***
	 	ELMSFORD	 	NY	 	 	10523	 
	***
	 	WILBRAHAM	 	MA	 	 	01095	 
	***
	 	SPRINGFIELD GARDENS	 	NY	 	 	11413	 
	***
	 	SMITHSBURG	 	MD	 	 	21783	 
	***
	 	EWING TOWNSHIP	 	NJ	 	 	08638	 
	***
	 	HAMPTON	 	VA	 	 	23669	 
	***
	 	WATERBURY	 	CT	 	 	06705	 
	***
	 	NORTHFORD	 	CT	 	 	06472	 
	***
	 	TOWN OS MARBLETOWN	 	NY	 	 	12491	 
	***
	 	BROOKLYN	 	NY	 	 	11203	 
	***
	 	NEWARK	 	NJ	 	 	07112	 
	***
	 	BROOKLYN	 	NY	 	 	11207	 
	***
	 	SAINT ALBANS	 	NY	 	 	11412	 
	***
	 	METUCHEN	 	NJ	 	 	08840	 
	***
	 	ISLIP TERRACE	 	NY	 	 	11752	 
	***
	 	WORCESTER	 	MA	 	 	01607	 
	***
	 	SAN DIEGO	 	CA	 	 	92101	 
	***
	 	CITY OF FRANCONIA	 	NH	 	 	03580	 
	***
	 	SPRINGFIELD GARDENS	 	NY	 	 	11434	 
	***
	 	BALDWIN	 	NY	 	 	11510	 
	***
	 	TOWNSHIP OF IRVINGTON	 	NJ	 	 	07111	 
	***
	 	BROOKHAVEN	 	PA	 	 	19015	 
	***
	 	OCEAN VIEW	 	DE	 	 	19970	 
	***
	 	JERSEY CITY	 	NJ	 	 	07305	 
	***
	 	ANSONIA	 	CT	 	 	06401	 
	***
	 	NEWPORT NEWS	 	VA	 	 	23608	 
	***
	 	COLUMBIA	 	MD	 	 	21044	 
	***
	 	MARYSVILLE	 	WA	 	 	98270	 





 


Exhibit H-13









 





	 	 	 	 	 	 	 	 	 
	LOAN ID	 	Prop City	 	Prop St	 	Prop Zip	 
	***
	 	CORAM	 	NY	 	 	11727	 
	***
	 	PITTSGROVE	 	NJ	 	 	08318	 
	***
	 	NATICK	 	MA	 	 	01760	 
	***
	 	TRAVELERS REST	 	SC	 	 	29690	 
	***
	 	NORWALK	 	CT	 	 	06854	 
	***
	 	MARLBOROUGH	 	MA	 	 	01752	 
	***
	 	MANTEO	 	NC	 	 	27954	 
	***
	 	CAPITOL HEIGHTS	 	MD	 	 	20743	 
	***
	 	BRIDGEPORT	 	CT	 	 	06604	 
	***
	 	WHITMAN	 	MA	 	 	02382	 
	***
	 	NATIONAL PARK	 	NJ	 	 	08063	 
	***
	 	WILLINGBORO	 	NJ	 	 	08046	 
	***
	 	STATEN ISLAND	 	NY	 	 	10314	 
	***
	 	PHILADELPHIA	 	PA	 	 	19147	 
	***
	 	SEVERNA PARK	 	MD	 	 	21146	 
	***
	 	ALAMO	 	CA	 	 	94507	 
	***
	 	MOUNT SINAI	 	NY	 	 	11766	 
	***
	 	WANTAGH	 	NY	 	 	11793	 
	***
	 	TAUNTON	 	MA	 	 	02780	 
	***
	 	CAMBRIA HEIGHTS	 	NY	 	 	11411	 
	***
	 	MIAMI	 	FL	 	 	33169	 
	***
	 	EAST HARTFORD	 	CT	 	 	06108	 
	***
	 	AUBURN	 	ME	 	 	04210	 
	***
	 	OAKHURST	 	NJ	 	 	07755	 
	***
	 	PHILADELPHIA	 	PA	 	 	19150	 
	***
	 	POMPANO BEACH	 	FL	 	 	33064	 
	***
	 	KEANSBURG	 	NJ	 	 	07734	 
	***
	 	LANTANA	 	FL	 	 	33462	 
	***
	 	STATEN ISLAND	 	NY	 	 	10301	 
	***
	 	BROOKLYN	 	NY	 	 	11237	 
	***
	 	BRIDGEPORT	 	CT	 	 	06608	 
	***
	 	BROOKLYN	 	NY	 	 	11233	 
	***
	 	EAST ELMHURST	 	NY	 	 	11370	 
	***
	 	NESQUEHONING	 	PA	 	 	18240	 
	***
	 	OXFORD	 	PA	 	 	19363	 
	***
	 	UPPER MARLBORO	 	MD	 	 	20772	 
	***
	 	HOMESTEAD	 	FL	 	 	33035	 
	***
	 	BROOKLYN	 	NY	 	 	11207	 
	***
	 	NEW CASTLE	 	DE	 	 	19720	 
	***
	 	MOUNT VERNON	 	NY	 	 	10553	 
	***
	 	BROOKLYN	 	NY	 	 	11226	 
	***
	 	COCONUT CREEK	 	FL	 	 	33073	 
	***
	 	YEADON	 	PA	 	 	19050	 
	***
	 	MOUNT VERNON	 	NY	 	 	10550	 
	***
	 	ANNAPOLIS	 	MD	 	 	21409	 
	***
	 	MILLER PLACE	 	NY	 	 	11764	 
	***
	 	NEW HAVEN	 	CT	 	 	06511	 
	***
	 	YONKERS	 	NY	 	 	10701	 
	***
	 	NASSAU	 	NY	 	 	12123	 
	***
	 	FLUSHING	 	NY	 	 	11365	 





 


Exhibit H-14









 





	 	 	 	 	 	 	 	 	 
	LOAN ID	 	Prop City	 	Prop St	 	Prop Zip	 
	***
	 	RONKONKOMA	 	NY	 	 	11779	 
	***
	 	BLOOMFIELD	 	CT	 	 	06002	 
	***
	 	ONSET	 	MA	 	 	02558	 
	***
	 	LINDENHURST	 	NY	 	 	11757	 
	***
	 	HAMILTON	 	NJ	 	 	08650	 
	***
	 	SPRINGFIELD GARDENS	 	NY	 	 	11413	 
	***
	 	ROCKY HILL	 	CT	 	 	06067	 
	***
	 	RADIANT	 	VA	 	 	22732	 
	***
	 	ABINGTON	 	PA	 	 	19001	 
	***
	 	BROOKLYN	 	NY	 	 	11216	 
	***
	 	HICKSVILLE	 	NY	 	 	11801	 
	***
	 	SPRINGFIELD	 	MA	 	 	01109	 
	***
	 	JAMAICA	 	NY	 	 	11435	 
	***
	 	MIDDLETOWN	 	NY	 	 	10940	 
	***
	 	BROOKLYN	 	NY	 	 	11207	 
	***
	 	TEANECK	 	NJ	 	 	07666	 
	***
	 	OCALA	 	FL	 	 	34480	 
	***
	 	GREENBURGH	 	NY	 	 	10523	 
	***
	 	BELLE MEAD	 	NJ	 	 	08502	 
	***
	 	TAMPA	 	FL	 	 	33617	 
	***
	 	STRATFORD	 	CT	 	 	06615	 
	***
	 	MIAMI	 	FL	 	 	33150	 
	***
	 	DISTRICT HEIGHTS	 	MD	 	 	20747	 
	***
	 	TOMS RIVER	 	NJ	 	 	08735	 
	***
	 	VAUXHALL	 	NJ	 	 	07088	 
	***
	 	FORT LAUDERDALE	 	FL	 	 	33311	 
	***
	 	BROOKLYN	 	NY	 	 	11208	 
	***
	 	BRIDGEPORT	 	CT	 	 	06608	 
	***
	 	IRVINGTON	 	NJ	 	 	07111	 
	***
	 	BRONX	 	NY	 	 	10466	 
	***
	 	PATERSON	 	NJ	 	 	07522	 
	***
	 	UNIONDALE	 	NY	 	 	11553	 
	***
	 	BROOKLYN	 	NY	 	 	11203	 
	***
	 	UPPER MARLBORO	 	MD	 	 	20772	 
	***
	 	BENSALEM	 	PA	 	 	19020	 
	***
	 	LAKE ARIEL	 	PA	 	 	18436	 
	***
	 	WAPPINGERS FALLS	 	NY	 	 	12590	 
	***
	 	PHILADELPHIA	 	PA	 	 	19120	 
	***
	 	STRATHAM	 	NH	 	 	03885	 
	***
	 	MIDDLETOWN	 	NY	 	 	10941	 
	***
	 	BERWICK	 	ME	 	 	03901	 
	***
	 	LORTON	 	VA	 	 	22079	 
	***
	 	BAY SHORE	 	NY	 	 	11706	 
	***
	 	PEEKSKILL	 	NY	 	 	10566	 
	***
	 	STATEN ISLAND	 	NY	 	 	10301	 
	***
	 	POUGHKEEPSIE	 	NY	 	 	12603	 
	***
	 	MARTINSBURG	 	WV	 	 	25404	 
	***
	 	BROOKLYN	 	NY	 	 	11221	 
	***
	 	CORTLANDT MANOR	 	NY	 	 	10567	 
	***
	 	NESCONSET	 	NY	 	 	11767	 





 


Exhibit H-15









 





	 	 	 	 	 	 	 	 	 
	LOAN ID	 	Prop City	 	Prop St	 	Prop Zip	 
	***
	 	MOUNT KISCO	 	NY	 	 	10549	 
	***
	 	BALTIMORE	 	MD	 	 	21212	 
	***
	 	MIAMI	 	FL	 	 	33142	 
	***
	 	WHITE PLAINS	 	NY	 	 	10606	 
	***
	 	BROOKLYN	 	NY	 	 	11203	 
	***
	 	PHILADELPHIA	 	PA	 	 	19154	 
	***
	 	TRENTON	 	NJ	 	 	08611	 
	***
	 	EWING	 	NJ	 	 	08638	 
	***
	 	BRENTWOOD	 	NY	 	 	11717	 
	***
	 	BROOKLYN	 	NY	 	 	11221	 
	***
	 	HAVERSTRAW	 	NY	 	 	10927	 
	***
	 	LAKE GROVE	 	NY	 	 	11755	 
	***
	 	TOWN OF EAST FISHKILL	 	NY	 	 	12533	 
	***
	 	IRVINGTON	 	NJ	 	 	07111	 
	***
	 	MOORESTOWN	 	NJ	 	 	08057	 
	***
	 	MCCLELLANVILLE	 	SC	 	 	29458	 
	***
	 	POUGHKEEPSIE	 	NY	 	 	12603	 
	***
	 	BALLSTON SPA	 	NY	 	 	12020	 
	***
	 	BROOKLYN	 	NY	 	 	11223	 
	***
	 	NEWPORT NEWS	 	VA	 	 	23608	 
	***
	 	JAMAICA	 	NY	 	 	11436	 
	***
	 	APPLE VALLEY	 	CA	 	 	92308	 
	***
	 	CENTRAL ISLIP	 	NY	 	 	11722	 
	***
	 	SOUTH ORANGE	 	NJ	 	 	07079	 
	***
	 	BROOKLYN	 	NY	 	 	11210	 
	***
	 	EGG HARBOR TOWNSHIP	 	NJ	 	 	08234	 
	***
	 	HEMPSTEAD	 	NY	 	 	11550	 
	***
	 	LEVITTOWN	 	NY	 	 	11756	 
	***
	 	BROOKLYN	 	NY	 	 	11216	 
	***
	 	TROY	 	NY	 	 	12180	 
	***
	 	ENGLEWOOD	 	NJ	 	 	07631	 
	***
	 	LINDENWOLD	 	NJ	 	 	08021	 
	***
	 	PHILADELPHIA	 	PA	 	 	19153	 
	***
	 	HAVERTOWN	 	PA	 	 	19083	 
	***
	 	MORRISVILLE	 	PA	 	 	19067	 
	***
	 	PROSPECT PARK	 	PA	 	 	19076	 
	***
	 	NEWARK	 	NJ	 	 	07104	 
	***
	 	RICHMOND	 	VA	 	 	23231	 
	***
	 	ARVERNE	 	NY	 	 	11692	 
	***
	 	POMONA	 	NY	 	 	10970	 
	***
	 	BEAUMONT	 	CA	 	 	92223	 
	***
	 	HAINES CITY	 	FL	 	 	33844	 
	***
	 	WILMINGTON	 	DE	 	 	19806	 
	***
	 	COLUMBIA	 	CT	 	 	06237	 
	***
	 	PHILADELPHIA	 	PA	 	 	19152	 
	***
	 	AFTON	 	VA	 	 	22920	 
	***
	 	AMBLER	 	PA	 	 	19002	 
	***
	 	PITTSBURGH	 	PA	 	 	15237	 
	***
	 	MASURY	 	OH	 	 	44438-	 
	***
	 	CLEVELAND	 	OH	 	 	44108	 





 


Exhibit H-16









 





	 	 	 	 	 	 	 	 	 
	LOAN ID	 	Prop City	 	Prop St	 	Prop Zip	 
	***
	 	SAINT LOUIS	 	MO	 	 	63113	 
	***
	 	Leechburg	 	PA	 	 	15656	 
	***
	 	EASLEY	 	SC	 	 	29642	 
	***
	 	CHESNEE	 	SC	 	 	29323	 
	***
	 	CHICAGO	 	IL	 	 	60615	 
	***
	 	AKRON	 	OH	 	 	44306	 
	***
	 	KANSAS CITY	 	MO	 	 	64134	 
	***
	 	FAIRLAND	 	OK	 	 	74343	 
	***
	 	CINCINNATI	 	OH	 	 	45205	 
	***
	 	EAST CLEVEL	 	OH	 	 	44112	 
	***
	 	MONROEVILLE	 	PA	 	 	15146	 
	***
	 	SAUK VILLAG	 	IL	 	 	60411	 
	***
	 	ELWOOD	 	IN	 	 	46036	 
	***
	 	DANVILLE	 	IN	 	 	46122	 
	***
	 	COLUMBUS	 	OH	 	 	43204	 
	***
	 	HENDERSON	 	NC	 	 	27536	 
	***
	 	MEMPHIS	 	TN	 	 	38141	 
	***
	 	CINCINNATI	 	OH	 	 	45214	 
	***
	 	TOLEDO	 	OH	 	 	43602	 
	***
	 	SMITHVILLE	 	OH	 	 	44677	 
	***
	 	DETROIT	 	MI	 	 	48221	 
	***
	 	ADRIAN	 	MI	 	 	49221	 
	***
	 	ATLANTA	 	GA	 	 	30316	 
	***
	 	TYLER	 	TX	 	 	75709	 
	***
	 	DAYTON	 	OH	 	 	45404	 
	***
	 	WILLIAMSBURG	 	OH	 	 	45176	 
	***
	 	OLATHE	 	KS	 	 	66062	 
	***
	 	MARKHAM	 	IL	 	 	60465	 
	***
	 	DAYTON	 	OH	 	 	45404	 
	***
	 	GALESBURG	 	IL	 	 	61401	 
	***
	 	TAYLOR	 	MI	 	 	48180	 
	***
	 	KENNER	 	LA	 	 	70065	 
	***
	 	TOLEDO	 	OH	 	 	43608	 
	***
	 	SOUTH BEND	 	IN	 	 	46614	 
	***
	 	BATON ROUGE	 	LA	 	 	70805	 
	***
	 	RICHTON PARK	 	IL	 	 	60471	 
	***
	 	CHICAGO	 	IL	 	 	60636	 
	***
	 	ROCKFORD	 	IL	 	 	61109	 
	***
	 	BUSHKILL	 	PA	 	 	18324	 
	***
	 	CLEVELAND	 	OH	 	 	44110	 
	***
	 	FORT WAYNE	 	IN	 	 	46803	 
	***
	 	ST MARYS	 	OH	 	 	45885	 
	***
	 	EAST CLEVELAND	 	OH	 	 	44112	 
	***
	 	DEARBORN HEIGHTS	 	MI	 	 	48127	 
	***
	 	BETHEL	 	OH	 	 	45106	 
	***
	 	KNOXVILLE	 	TN	 	 	37923	 
	***
	 	LADYSMITH	 	WI	 	 	54848	 
	***
	 	SAINT LOUIS	 	MO	 	 	63138	 
	***
	 	MACOMB	 	MI	 	 	48044	 
	***
	 	TOLEDO	 	OH	 	 	43608	 





 


Exhibit H-17









 





	 	 	 	 	 	 	 	 	 
	LOAN ID	 	Prop City	 	Prop St	 	Prop Zip	 
	***
	 	CALUMET CITY	 	IL	 	 	60409	 
	***
	 	INDIANAPOLI	 	IN	 	 	46219	 
	***
	 	CHICAGO	 	IL	 	 	60609	 
	***
	 	CLEVELAND	 	OH	 	 	44108	 
	***
	 	GARYVILLE	 	LA	 	 	70051	 
	***
	 	RUSHVILLE	 	IN	 	 	46173	 
	***
	 	MICHIGAN CITY	 	IN	 	 	46360	 
	***
	 	SCRANTON	 	PA	 	 	18510	 
	***
	 	FLINT	 	MI	 	 	48507	 
	***
	 	MACON	 	GA	 	 	31201	 
	***
	 	FLINT	 	MI	 	 	48507	 
	***
	 	CHICAGO	 	IL	 	 	60651	 
	***
	 	WARREN	 	OH	 	 	44485	 
	***
	 	MEMPHIS	 	TN	 	 	38118	 
	***
	 	BALTIMORE	 	OH	 	 	43105	 
	***
	 	WABASH	 	IN	 	 	46992	 
	***
	 	COLUMBUS	 	OH	 	 	43232	 
	***
	 	ERIE	 	PA	 	 	16508	 
	***
	 	ST LOUIS	 	MO	 	 	63113	 
	***
	 	GARY	 	IN	 	 	46404	 
	***
	 	CINCINNATI	 	OH	 	 	45225	 
	***
	 	KANSAS CITY	 	MO	 	 	64130	 
	***
	 	CINCINNATI	 	OH	 	 	45215	 
	***
	 	PEORIA	 	IL	 	 	61603	 
	***
	 	DETROIT	 	MI	 	 	48221	 
	***
	 	NORTH MIAMI	 	FL	 	 	33161	 
	***
	 	CLEVELAND	 	OH	 	 	44104	 
	***
	 	FORT WAYNE	 	IN	 	 	46806	 
	***
	 	BATTLECREEK	 	MI	 	 	49017	 
	***
	 	ST LOUIS	 	MO	 	 	63116	 
	***
	 	IMPERIAL	 	MO	 	 	63052	 
	***
	 	STATESVILLE	 	NC	 	 	28677	 
	***
	 	DETROIT	 	MI	 	 	48227	 
	***
	 	HARLAN	 	KY	 	 	40831	 
	***
	 	SPRINGFIELD	 	OH	 	 	45505	 
	***
	 	KANSAS CITY	 	MO	 	 	64130	 
	***
	 	PORT LEYDEN	 	NY	 	 	13433	 
	***
	 	MARYVILLE	 	TN	 	 	37804	 
	***
	 	FLINT	 	MI	 	 	48507	 
	***
	 	CINCINNATI	 	OH	 	 	45229	 
	***
	 	MADISON HEI	 	MI	 	 	48071	 
	***
	 	LINDSEY	 	OH	 	 	43442	 
	***
	 	TOLEDO	 	OH	 	 	43612	 
	***
	 	DAYTON	 	OH	 	 	45404	 
	***
	 	SMYRNA	 	TN	 	 	37167	 
	***
	 	CHARLOTTE	 	NC	 	 	28216	 
	***
	 	ST LOUIS	 	MO	 	 	63120	 
	***
	 	SOUTHFIELD	 	MI	 	 	48075	 
	***
	 	LITHONIA	 	GA	 	 	30058	 
	***
	 	NATICK	 	MA	 	 	01760	 





 


Exhibit H-18









 





	 	 	 	 	 	 	 	 	 
	LOAN ID	 	Prop City	 	Prop St	 	Prop Zip	 
	***
	 	DETROIT	 	MI	 	 	48227	 
	***
	 	ASHTABULA	 	OH	 	 	44004	 
	***
	 	HENDERSON	 	NC	 	 	27536	 
	***
	 	BETTSVILLE	 	OH	 	 	44815	 
	***
	 	MARYSVILLE	 	OH	 	 	43040	 
	***
	 	DAYTON	 	OH	 	 	45406	 
	***
	 	CINCINNATI	 	OH	 	 	45240	 
	***
	 	SHEBOYGAN FALLS	 	WI	 	 	53085	 
	***
	 	KANSAS CITY	 	MO	 	 	64119	 
	***
	 	GREENVILLE	 	TN	 	 	37743	 
	***
	 	SOUTHFIELD	 	MI	 	 	48075	 
	***
	 	BELLEVILLE	 	IL	 	 	62226	 
	***
	 	INKSTER	 	MI	 	 	48141	 
	***
	 	HARVEY	 	LA	 	 	70058	 
	***
	 	BRADFORD	 	OH	 	 	45308	 
	***
	 	PHILADELPHIA	 	PA	 	 	19132	 
	***
	 	JACKSONVILL	 	FL	 	 	32210	 
	***
	 	CRESTWOOD	 	IL	 	 	60445	 
	***
	 	GREENEVILLE	 	TN	 	 	37745	 







 


Exhibit H-19