Registry 1730-02 

NATIONAL RECOVERY ADMINISTRATION 

PROPOSED CODE OF FAIR COMPETITION 

FOR THE 

NATIONAL BOARD 

OF FIRE UNDERWRITERS AND 

FIRE INSURANCE INDUSTRY 

AS SUBMITTED ON AUGUST 31, 1933 

The Code for the 

National Board of Fire Underwriters and Fire Insurance Industry 

in its present form merely reflects the proposal of the above-mentioned 

industry, and none of the provisions contained therein are 

to be regarded as having received the approval of 

the National Recovery Administration 

as applying to this industry 

UNITED STATES 

GOVERNMENT PRINTING OFFICE 

WASHINGTON : 1933 

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For sale by the Superintendent of Documents, \V .. shin5ton, D.C. - Price 5 cents 
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SUBMITTED BY 

NATIONAL BOARD OF FIRE UNDERWRITERS AND AFli'ILIATED 

OilGANIZA'l'IONS 

(II) 
PROPOSED CODE OF THE COl\iP ANIES MEMBERS OF THE 

NATIONAL BOARD OF FIRE UNDERWRITERS AND ITS 

AFFILIATED ORGANIZATIONS 

The National Board of Fire Underwriters and its affiliated organizations being in sympathy with the spirit and purpose of the 

National Industrial Recovery Act presents this Code to the President 

to forward the program leading toward the economic and business 

recovery of the United States, the necessity for which is stated in 

Title I, Section 1 of the Act. 

ARTICLE I-APPLICATION OF CODE 

The National Board of Fire Underwriters affirms that it imposes 

no inequitable restrictions on its members and participation in its 

activities, and it is truly representative as a national association of 

fire-insurance companies operating on the stock plan. 

Its membership, consisting of fire -insurance companies, in whole 

or in part, maintains, supports, or subscribes to, insurance rating, 

inspection, and audit bureaus, associations, engineering services, testing and inspection stations and laboratories, arson investigators, lossadjustment bureaus, and patrol or salvage corps cooperating with 

municipal fire departments, all of which come within the purview of 

this Code. 

The operation of the business of fire insurance and its allied 

activities are rigidly controlled by the la,vs of the several States 

which are not rescinded or set aside by the National In-:1ustrial Recovery Act. Nothing herein shall obligate the companie , members 

of the National Board of Fire Underwriters, to any action, agreement, or understanding prohibited by the laws of any of the States. 

ARTICLE II-LABOR PROVISIONS 

SECTION I. (1) Employees shall have the right to organize and 

bargain collectively through representatives of their own choosing, 

and shall be free from the interference, restraint, or coercion of 

employers of labor, or their agents, in the designation of such representatives or in self-organization, or in other concerted activities 

for the purpose of collective bargaining or other .mutual aid or 

protection. 

(2) No employee and no one seeking employment shall be required 

as a condition of employment to join any company union or to refrain 

from joining, organizing, or assisting a labor organization of his 

own choosing; and 

(3) Employers shall comply with the maximum hours of labor, 

minimum rates of pay, and other conditions of employment approved 

or prescribed by the President. 

9953-33 (1) 
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SEc. II. Child Labor.-After August 31, 1933, no person under 

sixteen years of age shall be employed, except that persons between 

fourteen and sixteen years of age may be employed for not to exceed 

three hours a day and those hours between 7 a.m. to 7 p.m., in such 

work as will not interfere with hours of day school; provided, however, that where a State law prescribes a lower minimum wage, no 

person shall be employed in such State below the age specified by 

such State law. 

ARTIOLE III-HOURS OF EMPLOYMENT 

(a) Not to work any employees engaged in the business of insurance for more than 40 hours in any 1 week except outside representatives consisting of adjusters, appraisers, collectors, investigators, inspectors, service engineers, special agents, solicitors, raters, and 

patrol or salvage corps operators cooperating with municipal fire 

departments, whose time and duties for the most part are outside of 

the office. 

(b) The maximum hours fixed in the foregoing paragraph (a) 

shall not apply to employees in a rn.anagerial or executive capacity 

and to their technical assistants who now receive more than $35.00 

per week; nor to guards and watchmen employed to safeguard securities; nor to arson investigators, adjusters, inspectors, or patrol or 

salvage corps operators; nor for an aggregate period not exceeding 

eight weeks in any one year to employees on emergency work incident 

to the preparation of annual statements or special data required by 

the respective states in their supervision of the insurance business or 

to extra work in offices on account of an unusual number of loss claims 

or to special work where restrictions in hours of highly technical 

workers would unavoidably hamper operations. 

ARTICLE IV-WAGES 

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Employees engaged in the business of insurance shall be paid not 

1. (a) Less than $15 a week in any city of over 500,000 population 

or in the immediate trade area of such city; 

(b) Less than $14.50 a week in any city b2tween 250,000 and 

500,000 population or in the immediate trade area of such city; 

(c) Less than $14 a week in any city between 2,500 and 250,000 

population or in the immediate trade area of such city; 

( d) In towns of less than 2,500 population all wages shall be 

increased by not less than 20 percent, provided that this shall not 

require wages in excess of $12 a week. 

2. (a) Messengers may be paid not less than 75 percent of the 

minimum wages above specified. 

(b) Junior file clerks for a period of six months after employment 

may be paid not less than 75 percent of the minimum wages above 

specified. 

Employees referred to in Sections 2 (a) and 2 (b) shall not exceed 

10 percent of the total number of employees. 
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ARTICLE V-GENERAL 

Population for the purpose of this agreement shall be determined 

by reference to the 1930 Federal Census. 

The provisions of this Code may, upon petition of the National 

Board of Fire Underwriters, be modified, with the approval of the 

President, as changes in circumstances or experience may indicate. 

This Code shall become effective when approved. 

NATIONAL BOARD OF FIRE UNDERWRITERS, 

By "\V. E. MALLALIEw, General Manager. 

The following resolution was adopted by the Executive Committee of the National Board of Fire Underwriters at its meeting 

August 29, 1933: 

" It was moved that the Executive Committee approve the Code 

as submitted, with such additional exceptions as the General Manager finds it possible to secure and such other modifications as may 

be necessary, and that he be authorized to sign such a proposed Code 

in behalf of the National Board of Fire Underwriters." 

Attest: 

w. E. MALLALIEW, 

Secy. of Oowmittee. 

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