<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
This schedule contains summary financial information extracted from the
Consolidated Balance Sheets, the Consolidated Statements of Income and
Management's Discussion and Analysis and Statistical Information and is
qualified in its entirety by reference to such financial statements.
</LEGEND>
<MULTIPLIER> 1,000

<S>                             <C>                     <C>
<PERIOD-TYPE>                   3-MOS                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1999             DEC-31-1999
<PERIOD-END>                               JUN-30-1999             JUN-30-1999
<CASH>                                         156,127                 156,127
<INT-BEARING-DEPOSITS>                          13,743                  13,743
<FED-FUNDS-SOLD>                                 9,000                   9,000
<TRADING-ASSETS>                                     0                       0
<INVESTMENTS-HELD-FOR-SALE>                    974,419                 974,419
<INVESTMENTS-CARRYING>                               0                       0
<INVESTMENTS-MARKET>                                 0                       0
<LOANS>                                      3,434,838               3,434,838
<ALLOWANCE>                                     55,193                  55,193
<TOTAL-ASSETS>                               4,785,692               4,785,692
<DEPOSITS>                                   3,718,280               3,718,280
<SHORT-TERM>                                   246,338                 246,338
<LIABILITIES-OTHER>                             63,589                  63,589
<LONG-TERM>                                    406,323                 406,323
<PREFERRED-MANDATORY>                                0                       0
<PREFERRED>                                          0                       0
<COMMON>                                       310,083                 310,083
<OTHER-SE>                                      41,079                  41,079
<TOTAL-LIABILITIES-AND-EQUITY>               4,785,692               4,785,692
<INTEREST-LOAN>                                 73,625                 146,863
<INTEREST-INVEST>                               14,016                  28,190
<INTEREST-OTHER>                                   407                     694
<INTEREST-TOTAL>                                88,048                 175,747
<INTEREST-DEPOSIT>                              32,802                  66,505
<INTEREST-EXPENSE>                              40,488                  81,803
<INTEREST-INCOME-NET>                           47,560                  93,944
<LOAN-LOSSES>                                    2,722                   5,082
<SECURITIES-GAINS>                                 293                     371
<EXPENSE-OTHER>                                 41,431                  80,372
<INCOME-PRETAX>                                 29,570                  59,162
<INCOME-PRE-EXTRAORDINARY>                      29,570                  59,162
<EXTRAORDINARY>                                      0                       0
<CHANGES>                                            0                       0
<NET-INCOME>                                    20,345                  40,509
<EPS-BASIC>                                       0.45                    0.90
<EPS-DILUTED>                                     0.45                    0.89
<YIELD-ACTUAL>                                    4.45                    4.42
<LOANS-NON>                                     10,076                  10,076
<LOANS-PAST>                                     5,838                   5,838
<LOANS-TROUBLED>                                 2,238                   2,238
<LOANS-PROBLEM>                                 17,567                  17,567
<ALLOWANCE-OPEN>                                55,149                  54,008
<CHARGE-OFFS>                                    3,309                   5,217
<RECOVERIES>                                       631                   1,320
<ALLOWANCE-CLOSE>                               55,193                  55,193
<ALLOWANCE-DOMESTIC>                            33,407                  33,407
<ALLOWANCE-FOREIGN>                                  0                       0
<ALLOWANCE-UNALLOCATED>                         21,786                  21,786



</TABLE>