<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
This schedule contains summary financial information extracted from the
Consolidated Balance Sheets, the Consolidated Statements of Income and
Management's Discussion and Analysis of Financial Condition and Results
of Operations and is qualified in its entirety by reference to such
financial statements.
</LEGEND>
<MULTIPLIER> 1,000

<S>                             <C>
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-START>                             JAN-01-2000
<PERIOD-END>                               MAR-31-2000
<CASH>                                         279,495
<INT-BEARING-DEPOSITS>                          13,565
<FED-FUNDS-SOLD>                                 8,000
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                  1,809,551
<INVESTMENTS-CARRYING>                               0
<INVESTMENTS-MARKET>                                 0
<LOANS>                                      5,571,210
<ALLOWANCE>                                     87,830
<TOTAL-ASSETS>                               8,031,294
<DEPOSITS>                                   5,798,902
<SHORT-TERM>                                   651,044
<LIABILITIES-OTHER>                            127,817
<LONG-TERM>                                    882,404
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                       571,345
<OTHER-SE>                                       (218)
<TOTAL-LIABILITIES-AND-EQUITY>               8,031,294
<INTEREST-LOAN>                                119,486
<INTEREST-INVEST>                               28,966
<INTEREST-OTHER>                                   285
<INTEREST-TOTAL>                               148,737
<INTEREST-DEPOSIT>                              50,593
<INTEREST-EXPENSE>                              72,437
<INTEREST-INCOME-NET>                           76,300
<LOAN-LOSSES>                                    4,337
<SECURITIES-GAINS>                                 182
<EXPENSE-OTHER>                                 57,406
<INCOME-PRETAX>                                 45,174
<INCOME-PRE-EXTRAORDINARY>                      45,174
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    31,106
<EPS-BASIC>                                       0.40
<EPS-DILUTED>                                     0.40
<YIELD-ACTUAL>                                    4.26
<LOANS-NON>                                     21,842
<LOANS-PAST>                                     7,099
<LOANS-TROUBLED>                                 1,621
<LOANS-PROBLEM>                                 38,863
<ALLOWANCE-OPEN>                                86,750
<CHARGE-OFFS>                                    6,042
<RECOVERIES>                                     2,785
<ALLOWANCE-CLOSE>                               87,830
<ALLOWANCE-DOMESTIC>                            64,684
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                         23,146



</TABLE>