<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
FINANCIAL STATEMENTS OF WAYNE BANCORP, INC. FOR THE THREE MONTH PERIOD ENDED
MARCH 31, 1997 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH
FINANCIAL STATEMENTS.
</LEGEND>
<RESTATED> 
       
<S>                             <C>
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                          DEC-31-1997
<PERIOD-START>                             JAN-01-1997
<PERIOD-END>                               MAR-31-1997
<CASH>                                       1,364,430
<INT-BEARING-DEPOSITS>                         276,059
<FED-FUNDS-SOLD>                             5,700,000
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                  1,593,475
<INVESTMENTS-CARRYING>                       4,153,445
<INVESTMENTS-MARKET>                         4,169,300
<LOANS>                                     25,282,217
<ALLOWANCE>                                    207,255
<TOTAL-ASSETS>                              39,558,458
<DEPOSITS>                                  34,192,153
<SHORT-TERM>                                         0
<LIABILITIES-OTHER>                            318,640
<LONG-TERM>                                          0
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                       396,832
<OTHER-SE>                                   4,650,833
<TOTAL-LIABILITIES-AND-EQUITY>              39,558,458
<INTEREST-LOAN>                                680,680
<INTEREST-INVEST>                              127,556
<INTEREST-OTHER>                                25,089
<INTEREST-TOTAL>                               833,325
<INTEREST-DEPOSIT>                             289,836
<INTEREST-EXPENSE>                             289,954
<INTEREST-INCOME-NET>                          543,371
<LOAN-LOSSES>                                   36,000
<SECURITIES-GAINS>                             (30,297)
<EXPENSE-OTHER>                                329,880
<INCOME-PRETAX>                                295,875
<INCOME-PRE-EXTRAORDINARY>                     295,875
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                   213,027
<EPS-PRIMARY>                                      .55
<EPS-DILUTED>                                      .48
<YIELD-ACTUAL>                                    6.49
<LOANS-NON>                                     26,861
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                389,937
<ALLOWANCE-OPEN>                               213,969
<CHARGE-OFFS>                                   50,277
<RECOVERIES>                                     7,563
<ALLOWANCE-CLOSE>                              207,255
<ALLOWANCE-DOMESTIC>                           207,255
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0
        

</TABLE>