OFFICE OF THE AmORNEY GENERAL OF TEIXAG AUSTIN

!ifonorabls

John D. Resd, Caamieslonoa~ Bureau of Labor Stctlstioa Auatfn, Tern6
Dear Sir: 0plnlon 90. o-SB70 Ra: (1) Is.lt moemary for aa employer to **recognlza a**  **wag*** aaslgcasnt Of'OilS

of his enlployesr without firat balng advlso& by the perllon h0laiq !he wage (LEslgttmtnt?

This is $a ndvlsa that wa knva given oar&l oonelderatilon

to the questionsststatl’above, pursuant to your opinion request of rsoent data.

man Texas mrlsprudenoe wo quote the rollowing pertinentstatement**of** tha **lawt**

“1 Wawe. - Uagos are pro~orty, subject t3 sold or assignment08 other property. But an asalgnmmt of wage8 to aoerue in the future is not qalld, ualess the expeotedwages are ta be earned un&ar m axlstln~~ em?Joymel;t

or the future araploymant

1s known and iQsn~i;~; “,t the tc?la

tlAe assi@lz~snt

Is Faiide.

. ease there nay ba E ro::aonabl?r ewotatlcn on ?h0 ,xrt of ths psrtic!a f.bt tiln

wap3o will be earned, and such posoiPillty**Is** ooupled with a.3iutarsat,and ths right to reoeive thdm, though liable to bs defeated, is vested. This bei= th,a

oase, ages may be aasip,md

_ unless the oontraotof employmentstipulates to the eontrarj. OrbinaxliyIt doaa not a?- 

### 782HonorableJohn D. Reed, Commiesioner, Page 2

peer necessaryto obtain the assent of,the employer to the aselgnment-untlar an oxiat1% contr3ct,but, if the employerconsents, ",PLi:: &me amuraace to the assigMerit.' (6 hx. Jur. 14, I ll)
Cams cited, 31~6

whloh are in accord wlth the tttutets.e5t Or the tte: &WCneelyv. Armstrong, (Clv.App.) 2l.2 S. m. 179; Ibid, (Sup. Ct. anmerlng aertifisd quoetfon) 109 Tex. 363 21C S. y. 1921 Brand v. hat., 109 Tax. Cr. R. 96, 3 4. H. @Xl) 4%. See also 2 Ruling Case Law, 1 12, pp. 603 and 604; 6 Corpus Jurle 915.

Therotora,

we answer the first quostfon In the afrirzetive,

under existingauthorities, with the important y,ual.irioation that if the contractof employment 8fiDUlatos to the contra= the employerwould **t bs**  **re3ulroU 6**  honor any assignment&less notlcs be ilrsrgiven aad a& ntsd sqrese or imDUeQ. Reef 9. Ml16 Novelty 40, f&. &p.) 67 8. w. (241 242, l fha (COEBQ, *pp.) d Tex. 380, 89 3. ?f. (2d) 210.

With refersnoa to the seaond questionpropounded by you, we have examinedthe statutesan4 find the mquinmnt that the **wi?e join**  **in a**  **wage as8lgtment**  **made by**  a marriedman only in Article 6166as, 7ernonvaAnnotatsdCivil **Statutes,** regulating "loanbrokeran. SeatiOn 6 of @alA **articb reads**  **in gert**  as r03..mm

“. . . Thet eadh assig5nentoiwagee

. . . shall be void unlses the same be x!nMe and given with the orneent or tho wife, and such **ootisent** shallbe evidenoed by the wife joining in the assignctent.

. . .* Tha only oaae passing upon the ap&ioabllity of the above statute Is by a blvided Court Of civil AppMlS in the case of &~soti

Y. bwn, 226 S. W. 829. The tijorit opinion In that case holds that a ohatte3mortgag&*e I&e nesd not jo:n in the eseoutlon01 the ohattelmortgage u1zless same is me&e to a "loanbrokeP. It la raid that the faot that the husbandalone signed the mortgagewould not make it void, CB 9mmmuaity property,as here, may be disposed of by the husband only."Honorable $ohn D. &ad, Page 3

l'he dissentingopinion in tbc ease strongly uqes,thc stetute to be broad cnou& to aover transactlone with any oreditorhnd lioJgea, J. poaae the followingqaeutionr
*.
. . TLy should a marriedman in ordar to acoure a loam be persittedto as&n hie waecs or mortpge h%s householdend kitchen Surniture tc a bank, or any other oreditor without the cones& or' hie wife, an4 not be em&tteiYto enjoy the 8112110 libertywhen **eeek-** % -, et+l.osntromaloanbrokcr? The hard8hip8 rClttit$~frOE SUOh tI'lUl8flOtiOA~ grOW 0th Of the creation and axlotoncoof t&e lien, and not from the ohwaotcr of the lisaholder. 0

. . . Gvcrtheleca the nnijority opinion rs&rlotS the eoope or 3eotion 6 Of &Mole 6163e, qpra, t8Sg&@y only to loan brokers, ana It is evlaanb that the en&tin&~ 18 0rr60tiv0 only **nhfm an**  a6siipmnti **in** ma0 to **a ioa~**  **broker. We**  firsd

no moor4 of wrtt Of SrrOr iA the &lerrOA Va (&en oasb, stqwe, nor any otherdecision by our **Teams**crourtr 011 th@ QUWtiOYi.

You arc thereiors rerp0atrully adated that the wlfa is-not requiredto jOfA IA a wag0 awigAmoAt Of the hwband, trade to any other peawon than a,loan broksr.as a0rined by'3eotione of &tlols 6133nt

*A loan broker ir a person firm, or oorporation

who pursues the bu$ucaa of leudiq money purchasingsalaries tttta taking for srourity for the payment 0r such 1os.o end intereetthereon en ae8igumentoi wee or utaYgnmnt of wages with Pow9r or httorrrcp to oolltwt the nsme or other order r0r unpaid ohattelmortgage or bill of sale upon.household or Icitohcn

rUniturf+" The QbOV0 Wad take Out Of the OpWt3tiOA Of ths 8ttitUt0

OAO WhO W?OCptCdQ Wwe t%sttigoPient ior goodtt,

=%'0 and mer0hanandise aold an6 dcliveredr