WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.

<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
This schedule contains summary information extracted from the Form 10-Q and is
qualified in its entirety by reference to such financial statements.
</LEGEND>
<CIK> 0000855932
<NAME> FINANCIAL BANCORP, INC.
<MULTIPLIER> 1,000
       
<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          SEP-30-1996
<PERIOD-END>                               MAR-31-1997
<CASH>                                       2,462,256
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                             2,975,000        
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                 15,308,041
<INVESTMENTS-CARRYING>                      89,265,401
<INVESTMENTS-MARKET>                        87,528,000
<LOANS>                                    147,217,588
<ALLOWANCE>                                  1,263,850
<TOTAL-ASSETS>                             269,197,133
<DEPOSITS>                                 206,179,787
<SHORT-TERM>                                33,000,000
<LIABILITIES-OTHER>                          3,825,230
<LONG-TERM>                                          0
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                             0
<OTHER-SE>                                           0
<TOTAL-LIABILITIES-AND-EQUITY>             269,197,133
<INTEREST-LOAN>                              5,865,708
<INTEREST-INVEST>                            3,818,362
<INTEREST-OTHER>                                37,178
<INTEREST-TOTAL>                             9,721,248
<INTEREST-DEPOSIT>                           3,945,468
<INTEREST-EXPENSE>                             842,335
<INTEREST-INCOME-NET>                        4,933,445
<LOAN-LOSSES>                                  195,600
<SECURITIES-GAINS>                              26,353
<EXPENSE-OTHER>                              3,046,110
<INCOME-PRETAX>                              2,004,833
<INCOME-PRE-EXTRAORDINARY>                   2,004,833
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                 1,172,965
<EPS-PRIMARY>                                    $0.70
<EPS-DILUTED>                                    $0.70
<YIELD-ACTUAL>                                    7.67%
<LOANS-NON>                                  5,282,000
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                             1,672,000
<CHARGE-OFFS>                                        0
<RECOVERIES>                                         0
<ALLOWANCE-CLOSE>                            1,263,850
<ALLOWANCE-DOMESTIC>                         1,263,850
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                        711,850
        

</TABLE>