<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
This schedule contains summary financial information extracted from the
Consolidated Balance Sheets, the Consolidated Statements of Income and
Management's Discussion and Analysis and Statistical Information and is
qualified in its entirety by reference to such financial statements.
</LEGEND>
<MULTIPLIER> 1,000
       
<S>                             <C>
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                          DEC-31-1999
<PERIOD-END>                               MAR-31-1999
<CASH>                                         153,997
<INT-BEARING-DEPOSITS>                           5,989
<FED-FUNDS-SOLD>                                31,096
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                    969,941
<INVESTMENTS-CARRYING>                               0
<INVESTMENTS-MARKET>                                 0
<LOANS>                                      3,337,426
<ALLOWANCE>                                     55,149
<TOTAL-ASSETS>                               4,683,020
<DEPOSITS>                                   3,740,219
<SHORT-TERM>                                   215,098
<LIABILITIES-OTHER>                             61,007
<LONG-TERM>                                    317,471
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                       310,773
<OTHER-SE>                                      38,452
<TOTAL-LIABILITIES-AND-EQUITY>               4,683,020
<INTEREST-LOAN>                                 73,238
<INTEREST-INVEST>                               14,189
<INTEREST-OTHER>                                   272
<INTEREST-TOTAL>                                87,699
<INTEREST-DEPOSIT>                              33,703
<INTEREST-EXPENSE>                              41,315
<INTEREST-INCOME-NET>                           46,384
<LOAN-LOSSES>                                    2,360
<SECURITIES-GAINS>                                  78
<EXPENSE-OTHER>                                 38,941
<INCOME-PRETAX>                                 29,592
<INCOME-PRE-EXTRAORDINARY>                      29,592
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    20,164
<EPS-PRIMARY>                                     0.45
<EPS-DILUTED>                                     0.44
<YIELD-ACTUAL>                                    4.40
<LOANS-NON>                                      9,856
<LOANS-PAST>                                     9,795
<LOANS-TROUBLED>                                 2,264
<LOANS-PROBLEM>                                 22,492
<ALLOWANCE-OPEN>                                54,008
<CHARGE-OFFS>                                    1,908
<RECOVERIES>                                       689
<ALLOWANCE-CLOSE>                               55,149
<ALLOWANCE-DOMESTIC>                            39,257
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                         15,892
        

</TABLE>