EXHIBIT 34.2



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REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM



To the Audit and Finance Committee of the Board
of Directors and Shareholders

MUFG Americas Holdings Corporation
San Francisco, California



We have examined management's assertion, included in the accompanying
Management's Report on Assessment of Compliance with Securities and Exchange Commission's Regulation AB Servicing Criteria, that
MUFG Union Bank, N.A. (the "Bank"), a wholly owned subsidiary of MUFG Americas Holdings Corporation, complied with the
servicing criteria set forth in Item 1122(d) of the Securities and Exchange Commission's Regulation AB for the servicing of certain
retail installment contracts for all asset-backed notes of automobile lease contracts serviced by World Omni Financial Corp (the
"Platform") as of and for the year ended December 31, 20I5, excluding criteria II22(d) l(i), I (ii), 1(iii), 1 (iv),
I (v), 2(i), 2(iii), 2(vi), 2(vii), 3(i), 4(i), 4(ii), 4(iii), 4(iv), 4(v), 4(vi), 4(vii), 4(viii), 4(ix),4(x), 4(xi), 4(xii),
4(xiii), 4(xiv), and 4(xv), which management has determined are not applicable to the activities performed by the Bank with respect
to the Platform. Management is responsible for the Bank's compliance with the servicing criteria other than allocating amounts
due to investors with regards to servicing criterion 1122(d)(3)(ii). Our responsibility is to express an opinion on management's
assertion about the Bank's compliance with the servicing criteria based on our examination.



Our examination was conducted in accordance with the standards of
the Public Company Accounting Oversight Board (United States), and, accordingly, included examining, on a test basis, evidence
about the Bank's compliance with the applicable servicing criteria, including tests on a sample basis of the servicing activities
related to the Platform, determining whether the Bank performed those selected activities in compliance with the servicing criteria
during the specified period, and performing such other procedures as we considered necessary in the circumstances. Our procedures
were limited to selected servicing activities performed by the Bank during the period covered by this report and, accordingly,
such samples may not have included servicing activities related to each asset-backed transaction included in the Platform. Further,
an examination is not designed to detect noncompliance arising from errors that may have occurred prior to the period specified
above that may have affected the balances or amounts calculated or reported by the Bank during the period covered by this report.
We believe that our examination provides a reasonable basis for our opinion. Our examination does not provide a legal determination
on the Bank's compliance with the servicing criteria.



In our opinion, management's assertion that the Bank complied with
the aforementioned applicable servicing criteria as of and for the year ended December 31, 2015 for the Platform is fairly stated,
in all material respects.



|/s/ Deloitte & Touche LLP |                                  
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|March 8, 2016             |                                  
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