<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
This schedule contains summary financial information extracted from the
Consolidated Balance Sheets, the Consolidated Statements of Income and
Management's Discussion and Analysis and Statistical Information and is
qualified in its entirety by reference to such financial statements.
</LEGEND>
<MULTIPLIER> 1,000

<S>                             <C>                     <C>
<PERIOD-TYPE>                   3-MOS                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-1999             DEC-31-1999
<PERIOD-START>                             JUL-01-1999             JAN-01-1999
<PERIOD-END>                               SEP-30-1999             SEP-30-1999
<CASH>                                         284,313                 284,313
<INT-BEARING-DEPOSITS>                          23,500                  23,500
<FED-FUNDS-SOLD>                                22,100                  22,100
<TRADING-ASSETS>                                     0                       0
<INVESTMENTS-HELD-FOR-SALE>                  1,966,005               1,966,005
<INVESTMENTS-CARRYING>                               0                       0
<INVESTMENTS-MARKET>                                 0                       0
<LOANS>                                      5,348,729               5,348,729
<ALLOWANCE>                                     85,560                  85,560
<TOTAL-ASSETS>                               7,959,263               7,959,263
<DEPOSITS>                                   5,698,865               5,698,865
<SHORT-TERM>                                   636,661                 636,661
<LIABILITIES-OTHER>                            105,716                 105,716
<LONG-TERM>                                    930,291                 930,291
<PREFERRED-MANDATORY>                                0                       0
<PREFERRED>                                          0                       0
<COMMON>                                       420,422                 420,422
<OTHER-SE>                                     167,308                 167,308
<TOTAL-LIABILITIES-AND-EQUITY>               7,959,263               7,959,263
<INTEREST-LOAN>                                112,480                 330,724
<INTEREST-INVEST>                               31,122                  92,020
<INTEREST-OTHER>                                 1,130                   3,365
<INTEREST-TOTAL>                               144,732                 426,109
<INTEREST-DEPOSIT>                              48,197                 148,167
<INTEREST-EXPENSE>                              67,452                 199,998
<INTEREST-INCOME-NET>                           77,280                 226,111
<LOAN-LOSSES>                                    7,355                  16,097
<SECURITIES-GAINS>                                 297                     916
<EXPENSE-OTHER>                                115,042                 231,134
<INCOME-PRETAX>                                (14,361)                 73,823
<INCOME-PRE-EXTRAORDINARY>                     (14,361)                 73,823
<EXTRAORDINARY>                                      0                       0
<CHANGES>                                            0                       0
<NET-INCOME>                                   (11,497)                 49,022
<EPS-BASIC>                                      (0.15)                   0.63
<EPS-DILUTED>                                    (0.15)                   0.62
<YIELD-ACTUAL>                                    4.29                    4.28
<LOANS-NON>                                     14,726                  14,726
<LOANS-PAST>                                     8,050                   8,050
<LOANS-TROUBLED>                                 2,177                   2,177
<LOANS-PROBLEM>                                 28,814                  28,814
<ALLOWANCE-OPEN>                                82,459                  80,748
<CHARGE-OFFS>                                    6,474                  15,634
<RECOVERIES>                                     2,220                   4,316
<ALLOWANCE-CLOSE>                               85,560                  85,560
<ALLOWANCE-DOMESTIC>                            59,983                  59,983
<ALLOWANCE-FOREIGN>                                  0                       0
<ALLOWANCE-UNALLOCATED>                         25,577                  25,577


</TABLE>