**UNITED STATES SECURITIES AND EXCHANGE COMMISSION**

**Washington, D.C. 20549**

 

**FORM 10-K**

 

**x**   **ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934**

 

**For the fiscal year ended December 31, 2016.**

 

**OR**

 

**o**     **TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934**

 

**Commission File Number of issuing entity: 333-196988-04**

 

**CNH EQUIPMENT TRUST 2015-C**

(Exact name of issuing entity as specified in its charter)

 

**CIK Number of issuing entity: 0001649934**

 

**Commission File Number of depositor: 333-196988**

 

**CNH CAPITAL RECEIVABLES LLC**

(Exact name of depositor as specified in its charter)

 

**CIK Number of depositor: 0001115252**

 

**CNH INDUSTRIAL CAPITAL AMERICA LLC**

(Exact name of sponsor as specified in its charter)

 

**CIK Number of sponsor: 0001540092**

 

**Delaware**

(State or other jurisdiction of incorporation or organization of the issuing entity)

 

**47-7196458 (CNH Equipment Trust 2015-C)**

**39-1995297 (CNH Capital Receivables LLC)**

(I.R.S. Employer Identification No.)

 

| **6900   Veterans Boulevard**              |   |       |
|--------------------------------------------|--------|------------|
| **Burr   Ridge, Illinois**            |   | **60527**  |
| (Address of principal   executive offices) |   | (Zip Code) |

 

**(630) 887-5451**

(Registrant’s telephone number, including area code)

 

Securities registered pursuant to Section 12(b) of the Act: **None**.

 

Securities registered pursuant to Section 12(g) of the Act: **None**.

 

Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act. Yes  o No  x

 

Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act. Yes  o No  x

 

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days.  x Yes o No

 

Indicate by check mark whether the registrant has submitted electronically and posted on its corporate Web site, if any, every Interactive Data File required to be submitted and posted pursuant to Rule 405 of Regulation S- T (§ 232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit and post such files). o  Yes o  No

 

Indicate by check mark if disclosure of delinquent filers pursuant to Item 405 of Regulation S-K (§ 229.405 of this chapter) is not contained herein, and will not be contained, to the best of registrant’s knowledge, in definitive proxy or information statements incorporated by reference in Part III of this Form 10-K or any amendment to this Form 10-K. x

 

Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, or a smaller reporting company. See the definitions of “large accelerated filer,” “accelerated filer,” and “smaller reporting company” in Rule 12b-2 of the Exchange Act. Check one:

 

| Large accelerated filer   o                     |   | Accelerated filer o           |
|-------------------------------------------------|--------|-------------------------------|
|                                            |   |                          |
| Non-accelerated filer x                         |   | Smaller Reporting   Company o |
| (Do not check if a   smaller reporting company) |   |                          |

 

Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act). Yes  o  No x

 

State the aggregate market value of the voting and non-voting common equity held by non-affiliates computed by reference to the price at which the common equity was last sold, or the average bid and asked price of such common equity, as of the last business day of the registrant’s most recently completed second fiscal quarter. **Registrant has no voting or non-voting common equity outstanding held by non-affiliates.**

 

Indicate the number of shares outstanding of each of the registrant’s classes of common stock, as of the last practicable date.  **Not applicable.**

 

DOCUMENTS INCORPORATED BY REFERENCE

 

List hereunder the following documents if incorporated by reference and the Part of the Form 10-K (e.g., Part I, Part II, etc.) into which the document is incorporated: (1) Any annual report to security holders; (2) Any proxy or information statement; and (3) Any prospectus filed pursuant to Rule 424(b) or (c) under the Securities Act of 1933.  The listed documents should be clearly described for identification purposes (e.g., annual report to security holders for fiscal year ended December 24, 1980).

 

**None.**

 

 

 

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**PART I**

 

CNH Equipment Trust 2015-C (the “Trust”) is a trust established under the laws of the State of Delaware by the Trust Agreement dated August 1, 2015 between CNH Capital Receivables LLC (the “Seller”), and Wilmington Trust Company, as trustee. New Holland Credit Company, LLC, (the “Servicer”), is the Servicer under a Sale and Servicing Agreement (the “Sale and Servicing Agreement”) dated as of August 1, 2015 among the Servicer, the Seller and the Trust. The Trust issued $750,000,000 in aggregate principal amount of asset-backed notes, Classes A-1, A-2a, A-2b, A-3, A-4 (collectively, the “Class A Notes”) and B (the “Class B Notes” and together with the Class A Notes, the “Notes”), pursuant to an Indenture dated as of August 1, 2015, between the Trust and Citibank, N.A., as indenture trustee. The Class A Notes and the Class B Notes were publicly offered.  The Seller initially retained ownership of the certificates representing the ownership interest in the Trust (the “Certificates”).

 

The following Items have been omitted in accordance with General Instruction J to Form 10-K:

 

**Item 1.**                                       **Business.**

 

**Item 1A.**                              **Risk Factors.**

 

**Item 2.**                                       **Properties.**

 

**Item 3.**                                       **Legal Proceedings.**

 

**Item 1B.**                                                **Unresolved Staff Comments. **Not Applicable.

 

**Item 4.**                                                         **Mine Safety Disclosures.**Not Applicable.

 

**PART II**

 

The following Items have been omitted in accordance with General Instruction J to Form 10-K:

 

**Item 5.**                                                         **Market for Registrant’s Common Equity, Related Stockholder Matters, and Issuer Purchases of Equity Securities.**

 

**Item 6.**                                                         **Selected Financial Data.**

 

**Item 7.**                                                         **Management’s Discussion and Analysis of Financial Condition and Results of Operations.**

 

**Item 7A.**                                                **Quantitative and Qualitative Disclosures About Market Risk.**

 

**Item 8.**                                                         **Financial Statements and Supplementary Data.**

 

**Item 9.**                                                         **Changes in and Disagreements With Accountants on Accounting and Financial Disclosure.**

 

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**Item 9A.**                                                **Controls and Procedures.**

 

**Item 9B.**                                                **Other Information. **None.

 

**PART III**

 

The following Items have been omitted in accordance with General Instruction J to Form 10-K:

 

**Item 10.**                                                  **Directors, Executive Officers and Corporate Governance.**

 

**Item 11.**                                                  **Executive Compensation.**

 

**Item 12.**                                                  **Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters.**

 

**Item 13.**                                                  **Certain Relationships and Related Transactions, and Director Independence.**

 

**Item 14.**                                                  **Principal Accountant Fees and Services.**

 

**PART IV**

 

**Item 15.**                                        **Exhibits and Financial Statement Schedules.**

 

(a)                                                                                 (1)                                 Not applicable.

 

(2)                                 Not applicable.

 

(3)                                 The exhibits filed in response to Item 601 of Regulation S-K are listed in the Exhibit Index.

 

(b)                                 Exhibits.

 
| **Exhibit   Number**  | ** ** | **Description**                                                                                                                                                                                                  |
|-----------------------|------------|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
|                  |       |                                                                                                                                                                                                             |
| **Exhibit 3.1:** |       | Certificate of   Formation of CNH Capital Receivables LLC (Filed as Exhibit 3(a) to   registrant’s Form S-3 filed on June 24, 2014, and incorporated   herein by reference).            |
|                  |       |                                                                                                                                                                                                             |
| **Exhibit 3.2:** |       | Limited Liability   Company Agreement of CNH Capital Receivables LLC (Filed as   Exhibit 3(b) to registrant’s Form S-3 filed on June 24,   2014, and incorporated herein by reference). |

 

3

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| **Exhibit   Number**   | ** ** | **Description**                                                                                                                                                                                                                                                                                                                                                                                                                           |
|------------------------|------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
|                   |       |                                                                                                                                                                                                                                                                                                                                                                                                                                      |
| **Exhibit 4.1:**  |       | Indenture, dated as of August 1,   2015, between CNH Equipment Trust 2015-C and Citibank, N.A. (Filed as   Exhibit 4.1 of the Trust’s Current Report on Form 8-K filed on   August 19, 2015, and incorporated herein by reference).                                                                                                                                                                              |
|                   |       |                                                                                                                                                                                                                                                                                                                                                                                                                                      |
| **Exhibit 4.2:**  |       | Trust Agreement, dated   as of August 1, 2015, among CNH Capital Receivables LLC and Wilmington   Trust Company, as trustee (Filed as Exhibit 4.2 of the Trust’s Current   Report on Form 8-K filed on August 17, 2015, and incorporated   herein by reference).                                                                                                                                                 |
|                   |       |                                                                                                                                                                                                                                                                                                                                                                                                                                      |
| **Exhibit 4.3:**  |       | Sale and Servicing   Agreement, dated as of August 1, 2015, among CNH Capital Receivables   LLC, New Holland Credit Company, LLC and CNH Equipment Trust 2015-C (Filed as   Exhibit 4.2 of the Trust’s Current Report on Form 8-K filed on   August 19, 2015, and incorporated herein by reference).                                                                                                             |
|                   |       |                                                                                                                                                                                                                                                                                                                                                                                                                                      |
| **Exhibit 4.4:**  |       | Purchase Agreement,   dated as of August 1, 2015, between CNH Capital Receivables LLC and CNH   Industrial Capital America LLC (Filed as Exhibit 4.3 of the Trust’s   Current Report on Form 8-K filed on August 19, 2015, and   incorporated herein by reference).                                                                                                                                              |
|                   |       |                                                                                                                                                                                                                                                                                                                                                                                                                                      |
| **Exhibit 4.5:**  |       | Administration   Agreement, dated as of August 1, 2015, among New Holland Credit Company,   LLC, CNH Equipment Trust 2015-C, Wilmington Trust Company and Citibank, N.A.   (Filed as Exhibit 4.4 of the Trust’s Current Report on Form 8-K   filed on August 19, 2015, and incorporated herein by reference).                                                                                                    |
|                   |       |                                                                                                                                                                                                                                                                                                                                                                                                                                      |
| **Exhibit 4.6:**  |       | Memorandum of   Understanding, dated as of August 19, 2015, among CNH Industrial Capital   America LLC, CNH Capital Receivables LLC, CNH Equipment Trust 2015-C and Citibank,   N.A., as indenture trustee (filed as Exhibit 4.5 of the Trust’s Current   Report on Form 8-K filed on August 19, 2015, and incorporated   herein by reference).                                                                  |
|                   |       |                                                                                                                                                                                                                                                                                                                                                                                                                                      |
| **Exhibit 4.7:**  |       | Letter Agreement, dated   as of August 19, 2015, among New Holland Credit Company, LLC and   Wilmington Trust Company, as trustee (filed as Exhibit 4.6 of the   Trust’s Current Report on Form 8-K filed on August 19, 2015, and   incorporated herein by reference).                                                                                                                                      |
|                   |       |                                                                                                                                                                                                                                                                                                                                                                                                                                      |
| **Exhibit 10.1:** |       | Underwriting Agreement,   dated as of August 13, 2015, among CNH Industrial Capital America LLC,   CNH Capital Receivables LLC, Barclays Capital Inc., Credit Suisse Securities   (USA) LLC, and RBC Capital Markets, LLC, as representatives of the several   underwriters (Filed as Exhibit 1.1 of the Trust’s Current Report on   Form 8-K filed on August 17, 2015, and incorporated herein by   reference). |
|                   |       |                                                                                                                                                                                                                                                                                                                                                                                                                                      |
| **Exhibit 31.1:** |       | Section 302   Certification.                                                                                                                                                                                                                                                                                                                                                                                                         |
|                   |       |                                                                                                                                                                                                                                                                                                                                                                                                                                      |
| **Exhibit 33.1:** |       | Certification Regarding   Compliance with Applicable Servicing Criteria (New Holland Credit Company,   LLC).                                                                                                                                                                                                                                                                                                                              |

 

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| **Exhibit   Number**   | ** ** | **Description**                                                                         |
|------------------------|------------|-----------------------------------------------------------------------------------------|
|                   |       |                                                                                    |
| **Exhibit 33.2:** |       | Management’s Assessment   of Compliance (Citibank, N.A.).                          |
|                   |       |                                                                                    |
| **Exhibit 34.1:** |       | Report of Independent   Registered Public Accounting Firm (Ernst & Young LLP). |
|                   |       |                                                                                    |
| **Exhibit 34.2:** |       | Report of Independent   Registered Public Accounting Firm (KPMG LLP).                   |
|                   |       |                                                                                    |
| **Exhibit 35.1:** |       | Servicing Compliance   Statement of New Holland Credit Company, LLC.                    |

 

(c)           Not applicable.

 

***Substitute information provided in accordance with General Instruction J to Form 10-K****:*

 

**Item 1112(b) of Regulation AB. Significant Obligor Financial Information.**

 

No obligor relating to the pool assets held by the issuing entity is a “significant obligor” as that term is defined in Regulation AB.

 

**Item 1114(b)(2) of Regulation AB. Credit Enhancement and Other Support, Except for Certain Derivatives Instruments.**

 

Based on the standards set forth in Item 1114(b)(2) of Regulation AB, no information is required in response to this Item.

 

**Item 1115(b) of Regulation AB. Certain Derivatives Instruments.**

 

Based on the standards set forth in Item 1115(b) of Regulation AB, no information is required in response to this Item.

 

**Item 1117 of Regulation AB. Legal Proceedings.**

 

Except as disclosed in the following paragraph, the registrant knows of no material pending legal proceedings or material legal proceedings contemplated by governmental authorities against any of the parties or property for which Item 1117 of Regulation AB would require disclosure.

 

Citibank, N.A. (“Citibank”), as the indenture trustee, has provided the following information for inclusion in the registrant’s Securities Exchange Act filings:

 

“In the ordinary course of business, Citibank is involved in a number of legal proceedings, including in connection with its role as trustee of certain RMBS transactions. Certain of these Citibank as trustee-related matters are disclosed herein.

 

On June 18, 2014, a civil action was filed against Citibank in the Supreme Court of the State of New York by a group of investors in 48 private-label RMBS trusts for which Citibank allegedly serves or did serve as trustee, asserting claims for purported violations of the Trust Indenture Act of 1939 (the “Trust Indenture Act”), breach of contract, breach of fiduciary duty and negligence based on Citibank’s alleged failure to perform its duties as trustee for the 48 RMBS trusts. On November 24, 2014, plaintiffs sought leave to withdraw this action. On the same day, a smaller subset of similar plaintiff investors in 27 private-label RMBS trusts for which Citibank allegedly serves or did serve as trustee, filed a new civil action against Citibank in the United States District Court for the Southern District of New York asserting similar claims as the prior action filed in state court. In January 2015, the court closed plaintiffs’ original state court action. Citibank’s motion to dismiss the federal complaint was fully briefed as of May 13, 2015. On September 8, 2015, the federal court dismissed all claims as to 24 of the 27 trusts and allowed

 

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certain of the claims to proceed as to the other three trusts. Subsequently, plaintiffs voluntarily dismissed all claims with respect to two of the three trusts. This case is still pending as to the one remaining trust at issue.

 

On November 24, 2015, the same investors that brought the federal case brought a new civil action in the Supreme Court of the State of New York related to 25 private-label RMBS trusts for which Citibank allegedly serves or did serve as trustee. This case includes the 24 trusts previously dismissed in the federal action, and one additional trust. The investors assert claims for breach of contract, breach of fiduciary duty, breach of duty to avoid conflicts of interest, and violation of New York’s Streit Act (the “Streit Act”). Citibank’s motion to dismiss was fully briefed as of April 15, 2016. Following oral argument on Citibank’s motion to dismiss, Plaintiffs filed an amended complaint on August 5, 2016. Citibank filed a motion to dismiss the amended complaint on September 9, 2016, and all briefing on the motion was completed as of October 21, 2016. We await a decision from the Court.

 

On August 19, 2015, the Federal Deposit Insurance Corporation (FDIC) as Receiver for a financial institution filed a civil action against Citibank in the Southern District of New York. This action relates to one private-label RMBS trust for which Citibank formerly served as trustee. FDIC asserts claims for breach of contract, violation of the Streit Act, and violation of the Trust Indenture Act. Citibank jointly briefed a motion to dismiss with The Bank of New York Mellon and U.S. Bank, entities that have also been sued by FDIC in their capacity as trustee, and whose cases are also in front of Judge Carter. Defendants’ joint motion to dismiss was fully briefed as of March 22, 2016. On September 30, 2016, the Court granted Citibank’s motion to dismiss the complaint without prejudice for lack of subject matter jurisdiction. On October 14, 2016, FDIC filed a motion for reargument or relief from judgment from the Court’s dismissal order. On October 25, 2016, the court granted leave for defendants to file an opposition brief. Defendants filed their opposition on November 15, 2016 and Plaintiff filed its reply brief on November 22, 2016. We await a decision from the Court on plaintiff’s motion.

 

There can be no assurances as to the outcome of litigation or the possible impact of litigation on the trustee or the RMBS trusts. However, Citibank denies liability and continues to vigorously defend against these litigations.”

 

**Item 1119 of Regulation AB. Affiliates and Certain Relationships and Related Transactions.**

 

Information required by Item 1119 of Regulation AB has been omitted from this report on Form 10-K in reliance on the Instruction to Item 1119 because such information has been previously provided as permitted by the Instructions to Item 1119.

 

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**Item 1122 of Regulation AB. Compliance with Applicable Servicing Criteria.**

 

Each of New Holland Credit Company, LLC (“NHCC”), as Servicer, and Citibank, N.A. (“Citibank”) , as Indenture Trustee, (each, a “Servicing Participant”) have been identified by the registrant as a party participating in the servicing function with respect to the pool assets held by the Trust. Each of the Servicing Participants has completed a report on assessment of compliance with the servicing criteria applicable to such Servicing Participant (each, a “Report on Assessment”), which for Citi are all servicing criteria set forth in Item 1122(d), except for Items 1122(d)(1)(i)-1122(d)(1)(v), 1122(d)(2)(iii), 1122(d)(2)(vi)-1122(d)(2)(vii), 1122(d)(3)(i) and 1122(d)(4)(i)-1122(d)(4)(xv), and which for NHCC are all servicing criteria set forth in Item 1122(d), except for Items 1122 (d)(1)(iii), 1122 (d)(1)(iv), 1122 (d)(2)(ii), 1122 (d)(2)(iii), 1122 (d)(2)(vi), 1122 (d)(4)(x), 1122 (d)(4)(xi), 1122 (d)(4)(xii), 1122 (d)(4)(xiii), and 1122 (d)(4)(xv).  The Report on Assessment provided by NHCC and the Report on Assessment provided by Citibank are dated as of March 27, 2017 and February 24, 2017, respectively, and as of and for a period consisting of the twelve months ended December 31, 2016. Each Report on Assessment is attached as an exhibit to this Form 10-K.

 

In addition, each of the Servicing Participants has provided an attestation report (each, an “Attestation Report”) by an independent registered public accounting firm regarding its related Report on Assessment. Each Attestation Report is attached as an exhibit to this Form 10-K.

 

None of the Reports on Assessment or the related Attestation Reports have identified any material instances of noncompliance with the servicing criteria identified in such Report on Assessment as applicable to the related Servicing Participant.  In addition, neither the Report on Assessment provided by NHCC nor the related Attestation Report have identified any material deficiency in NHCC’s policies and procedures to monitor vendor compliance.

 

**Item 1123 of Regulation AB. Servicer Compliance Statement.**

 

A Servicer Compliance Statement from an officer of New Holland Credit Company, LLC is included as an exhibit to this Report.

 

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**SIGNATURES**

 

Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

 

March 29, 2017

 
|   | **CNH   EQUIPMENT TRUST 2015-C** |
|--------|----------------------------------|
|   |                             |   |
|   | By:                              | New Holland Credit   Company, LLC, as Servicer |
|   |                             |   |
|   |                             |   |
|   | By:                              | /s/ Brett D. Davis |
|   | Name:                            | Brett D. Davis |
|   | Title:                           | President (senior   officer in charge of the servicing function) |

 

**SUPPLEMENTAL INFORMATION TO BE FURNISHED WITH REPORTS FILED PURSUANT TO SECTION 15(D) OF THE ACT BY REGISTRANTS WHICH HAVE NOT REGISTERED SECURITIES PURSUANT TO SECTION 12 OF THE ACT.**

 

**No annual report or proxy materials have been sent to securityholders and the registrant does not intend to furnish such report or proxy materials to securityholders subsequent to the filing of this Annual Report on Form 10-K.**

 

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**CNH EQUIPMENT TRUST 2015-C**

 

**EXHIBIT INDEX**

 
| **Exhibit   Number**  | ** ** | **Description**                                                                                                                                                                                                                                                                                                                                                          |
|-----------------------|------------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
|                  |       |                                                                                                                                                                                                                                                                                                                                                                     |
| **Exhibit 3.1:** |       | Certificate of   Formation of CNH Capital Receivables LLC (Filed as Exhibit 3(a) to   registrant’s Form S-3 filed on June 24, 2014, and incorporated   herein by reference).                                                                                                                                                                    |
|                  |       |                                                                                                                                                                                                                                                                                                                                                                     |
| **Exhibit 3.2:** |       | Limited Liability   Company Agreement of CNH Capital Receivables LLC (Filed as   Exhibit 3(b) to registrant’s Form S-3 filed on June 24,   2014, and incorporated herein by reference).                                                                                                                                                         |
|                  |       |                                                                                                                                                                                                                                                                                                                                                                     |
| **Exhibit 4.1:** |       | Indenture, dated as of   August 1, 2015, between CNH Equipment Trust 2015-C and Citibank, N.A.   (Filed as Exhibit 4.1 of the Trust’s Current Report on Form 8-K   filed on August 19, 2015, and incorporated herein by reference).                                                                                                             |
|                  |       |                                                                                                                                                                                                                                                                                                                                                                     |
| **Exhibit 4.2:** |       | Trust Agreement, dated   as of August 1, 2015, among CNH Capital Receivables LLC and Wilmington   Trust Company, as trustee (Filed as Exhibit 4.2 of the Trust’s Current   Report on Form 8-K filed on August 17, 2015, and incorporated   herein by reference).                                                                                |
|                  |       |                                                                                                                                                                                                                                                                                                                                                                     |
| **Exhibit 4.3:** |       | Sale and Servicing   Agreement, dated as of August 1, 2015, among CNH Capital Receivables   LLC, New Holland Credit Company, LLC and CNH Equipment Trust 2015-C (Filed as   Exhibit 4.2 of the Trust’s Current Report on Form 8-K filed on   August 19, 2015, and incorporated herein by reference).                                            |
|                  |       |                                                                                                                                                                                                                                                                                                                                                                     |
| **Exhibit 4.4:** |       | Purchase Agreement,   dated as of August 1, 2015, between CNH Capital Receivables LLC and CNH   Industrial Capital America LLC (Filed as Exhibit 4.3 of the Trust’s   Current Report on Form 8-K filed on August 19, 2015, and   incorporated herein by reference).                                                                             |
|                  |       |                                                                                                                                                                                                                                                                                                                                                                     |
| **Exhibit 4.5:** |       | Administration   Agreement, dated as of August 1, 2015, among New Holland Credit Company,   LLC, CNH Equipment Trust 2015-C, Wilmington Trust Company and Citibank, N.A.   (Filed as Exhibit 4.4 of the Trust’s Current Report on Form 8-K   filed on August 19, 2015, and incorporated herein by reference).                                   |
|                  |       |                                                                                                                                                                                                                                                                                                                                                                     |
| **Exhibit 4.6:** |       | Memorandum of   Understanding, dated as of August 19, 2015, among CNH Industrial Capital   America LLC, CNH Capital Receivables LLC, CNH Equipment Trust 2015-C and   Citibank, N.A., as indenture trustee (filed as Exhibit 4.5 of the   Trust’s Current Report on Form 8-K filed on August 19, 2015, and   incorporated herein by reference). |
|                  |       |                                                                                                                                                                                                                                                                                                                                                                     |
| **Exhibit 4.7:** |       | Letter Agreement, dated   as of August 19, 2015, among New Holland Credit Company, LLC and   Wilmington Trust Company, as trustee (filed as Exhibit 4.6 of the   Trust’s Current Report on Form 8-K filed on August 19, 2015, and   incorporated herein by reference).                                                                     |

 

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| **Exhibit   Number**   | ** ** | **Description**                                                                                                                                                                                                                                                                                                                                                                                                                           |
|------------------------|------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
|                   |       |                                                                                                                                                                                                                                                                                                                                                                                                                                      |
| **Exhibit 10.1:** |       | Underwriting Agreement,   dated as of August 13, 2015, among CNH Industrial Capital America LLC,   CNH Capital Receivables LLC, Barclays Capital Inc., Credit Suisse Securities   (USA) LLC, and RBC Capital Markets, LLC, as representatives of the several   underwriters (Filed as Exhibit 1.1 of the Trust’s Current Report on   Form 8-K filed on August 17, 2015, and incorporated herein by   reference). |
|                   |       |                                                                                                                                                                                                                                                                                                                                                                                                                                      |
| **Exhibit 31.1:** |       | Section 302   Certification.                                                                                                                                                                                                                                                                                                                                                                                                         |
|                   |       |                                                                                                                                                                                                                                                                                                                                                                                                                                      |
| **Exhibit 33.1:** |       | Certification Regarding   Compliance with Applicable Servicing Criteria (New Holland Credit Company,   LLC).                                                                                                                                                                                                                                                                                                                              |
|                   |       |                                                                                                                                                                                                                                                                                                                                                                                                                                      |
| **Exhibit 33.2:** |       | Management’s Assessment   of Compliance (Citibank, N.A.).                                                                                                                                                                                                                                                                                                                                                                            |
|                   |       |                                                                                                                                                                                                                                                                                                                                                                                                                                      |
| **Exhibit 34.1:** |       | Report of Independent   Registered Public Accounting Firm (Ernst & Young LLP).                                                                                                                                                                                                                                                                                                                                                   |
|                   |       |                                                                                                                                                                                                                                                                                                                                                                                                                                      |
| **Exhibit 34.2:** |       | Report of Independent   Registered Public Accounting Firm (KPMG LLP).                                                                                                                                                                                                                                                                                                                                                                     |
|                   |       |                                                                                                                                                                                                                                                                                                                                                                                                                                      |
| **Exhibit 35.1:** |       | Servicing Compliance   Statement of New Holland Credit Company, LLC.                                                                                                                                                                                                                                                                                                                                                                      |

 

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