SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                    ---------

                                    FORM 10-K

                        FOR ANNUAL AND TRANSITION REPORTS
                     PURSUANT TO SECTIONS 13 OR 15(d) OF THE
                         SECURITIES EXCHANGE ACT OF 1934

(Mark One)

[X]   ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d)OF THE SECURITIES
      EXCHANGE ACT OF 1934 [FEE REQUIRED]

For the fiscal year ended December 31, 1999

                                       OR

[ ]   TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES
      EXCHANGE ACT OF 1934 [NO FEE REQUIRED]

For the transition period from _______ to __________

                        Commission file number: 000-26163

                               CIT RV TRUST 1999-A
             (Exact name of registrant as specified in its charter)

                   Delaware                                      36-4294964
        (State or other jurisdiction of                       (I.R.S. Employer
        incorporation or organization)                       Identification No.)

c/o The CIT Group Securitization Corporation II
                 650 CIT Drive
             Livingston, New Jersey                                07039
     (Address of principal executive offices)                    (Zip Code)

Registrant's telephone number, including area code:  (973) 740-5000

Securities registered pursuant to Section 12(b) of the Act:

                                      None
                                (Title of Class)

Securities registered pursuant to Section 12(g) of the Act:

                                      None
                                (Title of Class)
<PAGE>

      Indicate by check mark whether the registrant: (1) has filed all reports
required to be filed by Section 13 or 15(d) of the Securities Exchange Act of
1934 during the preceding 12 months (or for such shorter period that the
registrant was required to file such reports), and (2) has been subject to such
filing requirements for the past 90 days. Yes [ X ] No [ ]

      Indicate by check mark if disclosure of delinquent filers pursuant to Item
405 of Regulation S-K is not contained herein, and will not be contained, to the
best of registrant's knowledge, in definitive proxy or information statements
incorporated by reference in Part III of this Form 10-K or any amendment to this
Form 10-K. [ ]


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                                     PART I

Item 1. Business.

      On May 19, 1999 The CIT Group Securitization Corporation II (the
"Company") sold $189,940,000 aggregate principal amount of Class A-1 5.33%
Asset-Backed Notes, $104,360,000 aggregate principal amount of Class A-2 5.78%
Asset-Backed Notes, $109,680,000 aggregate principal amount of Class A-3 5.96%
Asset-Backed Notes, $86,480,000 aggregate principal amount of Class A-4 6.16%
Asset-Backed Notes, $45,220,000 aggregate principal amount of Class A-5 6.24%
Asset-Backed Notes, $28,500,000 aggregate principal amount of Class B 6.44%
Asset-Backed Notes (the "Notes") and $11,515,205 aggregate principal amount of
7.21% Asset-Backed Certificates (the "Certificates"). The Notes and the
Certificates have the benefit of certain funds deposited in a reserve account
established pursuant to a Sale and Servicing Agreement (the "Sale and Servicing
Agreement") between The CIT Group Securitization Corporation II, The CIT
Group/Sales Financing, Inc. and CIT RV Trust 1999-A, dated as of May 1, 1999.
The Notes and Certificates were offered for sale to the public pursuant to a
prospectus supplement dated May 12, 1999 to the prospectus dated March 11, 1999
(the "Prospectus").

      The Certificates represent an ownership interest in the CIT RV Trust
1999-A (the "Trust") and the Notes represent obligations of the Trust. The Trust
was created, and the Certificates were issued, pursuant to a Trust Agreement
(the "Trust Agreement") between The CIT Group Securitization Corporation II, The
Bank of New York (Delaware), as Delaware Trustee, and The Bank of New York, as
Owner Trustee, dated as of May 1, 1999. The Notes were issued pursuant to an
Indenture between the CIT Marine Trust 1999-A and FMB Bank, as Indenture
Trustee, dated as of May 1, 1999.

      The Trust's only business is to act as a passive conduit to permit
investment in a pool of retail consumer receivables.

      Year 2000 Compliance.

      The CIT Group/Sales Financing, Inc. ("Servicer") successfully completed
its Year 2000 transition and to date has not experienced any Year 2000
operational problems in its Information Technology (IT) systems and its non-IT
systems. The Servicer has not received indications from any material third party
that they have experienced any Year 2000 problems. Although the Servicer does
not anticipate that Year 2000 problems will arise in its operations, the
Servicer may continue to be exposed to Year 2000 risks from third parties.

Item 2. Properties.

      The property of the Trust primarily consists of a pool of simple interest
retail installment sale contracts and direct loans secured by the new and used
recreation vehicles financed thereby (the "Contracts") and certain other
property described in the Prospectus, including, without limitation, $9,670,317
which was deposited in the reserve account from the proceeds of loan made by The
CIT Group/Sales Financing, Inc. pursuant to a Loan Agreement
<PAGE>

among CIT RV Trust 1999-A, and FMB Bank, as Indenture Trustee and The CIT
Group/Sales Financing, Inc., as Servicer and Lender.

      All of the Contracts were acquired by the Company from The CIT Group/Sales
Financing, Inc. pursuant to the terms of a Purchase Agreement between The CIT
Group/Sales Financing, Inc. and The CIT Group Securitization Corporation II,
dated as of May 1, 1999, and sold by the Company to the Trust pursuant to the
Sale and Servicing Agreement.

      Information related to the payment on the Contracts by the obligors under
the Contracts is set forth in the 1999 Annual Statement of Trust filed as
Exhibit 99.3 to this Annual Report on Form 10-K.

Item 3. Legal Proceedings.

      The Registrant knows of no material legal proceeding with respect to or
involving the Owner Trustee, the Company or CITSF.

Item 4. Submission of Matters to a Vote of Security Holders.

      No matter was submitted to a vote of Certificateholders during the fiscal
year covered by this report.

                                     PART II

Item 5. Market for Registrant's Common Equity and Related Stockholder Matters.

      The Notes are held and delivered in book-entry form through the facilities
of The Depository Trust Company ("DTC"), a "clearing agency" registered pursuant
to the provisions of Section 17A of the Securities Exchange Act of 1934, as
amended.

      As of January 5, 2000, 100% of the Class A-1 Notes were held in the
nominee name of Cede & Co. for 12 beneficial owners, 100% of the Class A-2 Notes
were held in the nominee name of Cede & Co. for 8 beneficial owners, 100% of the
Class A-3 Notes were held in the nominee name of Cede & Co. for 15 beneficial
owners, 100% of the Class A-4 Notes were held in the nominee name of Cede & Co.
for 11 beneficial owners, 100% of the Class A-5 Notes were held in the nominee
name of Cede & Co. for 13 beneficial owners, and 100% of the Class B Notes were
held in the nominee name of Cede & Co. for 5 beneficial owners. As of May 19,
1999, 4 definitive Certificates in the aggregate principal amount of $11,400,000
were held in the name of Credit Suisse First Boston Corporation, and one
definitive Certificate was held in the name of an affiliate of the Company as
registered owner.

Item 9. Changes in and Disagreements with Accountants on Accounting and
        Financial Disclosure.

      None.


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7                                    PART III

Item 12. Security Ownership of Certain Beneficial Owners and Management.

      Not Applicable.

                                     PART IV

Item 14. Exhibits, Financial Statement Schedules, and Reports on Form 8-K.

      (a) Exhibits:

          Exhibit Number   Description

          19               Annual Accountants' Report with respect to the
                           servicing of the contracts by the Servicer, pursuant
                           to the Sale and Servicing Agreement.

          99.1             Annual Officer's Certificate.

          99.2             Management's Assertion.

          99.3             1999 Annual Statement of Trust.

      (b) Reports on Form 8-K:

          Current Reports on Form 8-K are filed each month. The reports
          include as an exhibit, the Monthly Reports to Certificateholders.
          Current Reports on Form 8-K dated May 27, 1999, June 30, 1999, July
          30, 1999, August 31, 1999, September 29, 1999, October 27, 1999,
          November 30, 1999, December 30, 1999 and January 31, 2000 were filed
          with the Securities and Exchange Commission.

      (c),(d) Omitted.


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                                   SIGNATURES

      Pursuant to the requirements of Section 13 or 15(d) of the Securities
Exchange Act of 1934, the registrant has duly caused this report to be signed on
its behalf by the undersigned, thereunto duly authorized.

                                  CIT RV Trust 1999-A
                                  (Registrant)

                                  By:    The CIT Group/Sales Financing, Inc.,
                                  as Servicer


Dated:  March 31, 2000            By:    /s/ Frank Garcia
                                     ---------------------------------------
                                  Name:  Frank Garcia
                                  Title: Vice President


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