<TABLE> <S> <C>

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<S>                                                     <C>
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<PERIOD-TYPE>                                                 6-MOS
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<PERIOD-END>                                            JUN-30-2000
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<UNDERWRITING-AMORTIZATION>                                 (22,980)
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<INCOME-TAX>                                                  5,295
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<NET-INCOME>                                                 10,279
<EPS-BASIC>                                                    1.41
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<PAYMENTS-PRIOR>                                                  0
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<CUMULATIVE-DEFICIENCY>                                           0




</TABLE>