<TABLE> <S> <C>

<ARTICLE>     9
<LEGEND>
This schedule contains summary financial information       
extracted from the consolidated balance sheet as of        
September 30, 1998, consolidated statement of income for   
the nine months ended September 30, 1998, schedules and    
other required disclosures and is qualified in its entirety
by reference to the Company's September 30, 1998 Form 10-Q.
</LEGEND>
<MULTIPLIER>                         1,000
       
<S>                                  <C>
<PERIOD-TYPE>                                  9-MOS
<FISCAL-YEAR-END>                        DEC-31-1998 
<PERIOD-START>                           JAN-01-1998 
<PERIOD-END>                             SEP-30-1998 
<CASH>                               $        28,819 
<INT-BEARING-DEPOSITS>                         1,340 
<FED-FUNDS-SOLD>                                   0 
<TRADING-ASSETS>                                   0 
<INVESTMENTS-HELD-FOR-SALE>                   22,889 
<INVESTMENTS-CARRYING>                             0 
<INVESTMENTS-MARKET>                               0 
<LOANS>                                    1,851,347 
<ALLOWANCE>                                   10,130 
<TOTAL-ASSETS>                             2,071,450 
<DEPOSITS>                                 1,418,037 
<SHORT-TERM>                                  81,546 
<LIABILITIES-OTHER>                          376,787 
<LONG-TERM>                                   47,500 
<PREFERRED-MANDATORY>                              0 
<PREFERRED>                                        0 
<COMMON>                                     146,695 
<OTHER-SE>                                      (176)
<TOTAL-LIABILITIES-AND-EQUITY>             2,071,450 
<INTEREST-LOAN>                              103,526 
<INTEREST-INVEST>                              3,694 
<INTEREST-OTHER>                                   0 
<INTEREST-TOTAL>                             107,220 
<INTEREST-DEPOSIT>                            43,963 
<INTEREST-EXPENSE>                            64,300 
<INTEREST-INCOME-NET>                         42,920 
<LOAN-LOSSES>                                  3,475 
<SECURITIES-GAINS>                              (221)
<EXPENSE-OTHER>                              111,635 
<INCOME-PRETAX>                               27,352 
<INCOME-PRE-EXTRAORDINARY>                    17,575 
<EXTRAORDINARY>                                    0 
<CHANGES>                                          0 
<NET-INCOME>                                  17,575 
<EPS-PRIMARY>                                    .75 
<EPS-DILUTED>                                    .74 
<YIELD-ACTUAL>                                  3.19 
<LOANS-NON>                                   13,054 
<LOANS-PAST>                                     705 
<LOANS-TROUBLED>                                   0 
<LOANS-PROBLEM>                                2,490 
<ALLOWANCE-OPEN>                               7,334 
<CHARGE-OFFS>                                    809 
<RECOVERIES>                                     130 
<ALLOWANCE-CLOSE>                             10,130 
<ALLOWANCE-DOMESTIC>                           6,822 
<ALLOWANCE-FOREIGN>                                0 
<ALLOWANCE-UNALLOCATED>                        3,308 
        

</TABLE>