<TABLE> <S> <C>


<ARTICLE>                       9
<CIK>                           0000814178
<NAME>                        First National Bankshares Corporation
<MULTIPLIER>                                   1,000
<CURRENCY>                                     U.S. DOLLARS


<S>                                            <C>
<PERIOD-TYPE>                                        6-MOS
<FISCAL-YEAR-END>                              DEC-31-2000
<PERIOD-START>                                 JAN-01-2000
<PERIOD-END>                                   JUN-30-2000
<EXCHANGE-RATE>                                    1.00000
<CASH>                                               2,118
<INT-BEARING-DEPOSITS>                                  18
<FED-FUNDS-SOLD>                                         0
<TRADING-ASSETS>                                         0
<INVESTMENTS-HELD-FOR-SALE>                          9,819
<INVESTMENTS-CARRYING>                              12,103
<INVESTMENTS-MARKET>                                11,858
<LOANS>                                             83,109
<ALLOWANCE>                                            745
<TOTAL-ASSETS>                                     111,216
<DEPOSITS>                                          87,636
<SHORT-TERM>                                        11,794
<LIABILITIES-OTHER>                                    886
<LONG-TERM>                                            466
<PREFERRED-MANDATORY>                                    0
<PREFERRED>                                              0
<COMMON>                                               967
<OTHER-SE>                                           9,467
<TOTAL-LIABILITIES-AND-EQUITY>                     111,216
<INTEREST-LOAN>                                      3,439
<INTEREST-INVEST>                                      661
<INTEREST-OTHER>                                        26
<INTEREST-TOTAL>                                     4,126
<INTEREST-DEPOSIT>                                   1,683
<INTEREST-EXPENSE>                                   1,852
<INTEREST-INCOME-NET>                                2,274
<LOAN-LOSSES>                                           15
<SECURITIES-GAINS>                                       0
<EXPENSE-OTHER>                                      1,707
<INCOME-PRETAX>                                        760
<INCOME-PRE-EXTRAORDINARY>                             508
<EXTRAORDINARY>                                          0
<CHANGES>                                                0
<NET-INCOME>                                           508
<EPS-BASIC>                                           0.53
<EPS-DILUTED>                                         0.52
<YIELD-ACTUAL>                                        4.57
<LOANS-NON>                                             24
<LOANS-PAST>                                             0
<LOANS-TROUBLED>                                         0
<LOANS-PROBLEM>                                          0
<ALLOWANCE-OPEN>                                       764
<CHARGE-OFFS>                                           53
<RECOVERIES>                                            19
<ALLOWANCE-CLOSE>                                      745
<ALLOWANCE-DOMESTIC>                                   745
<ALLOWANCE-FOREIGN>                                      0
<ALLOWANCE-UNALLOCATED>                                  0



</TABLE>