<TABLE> <S> <C>

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<S>                                                       <C>
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<PERIOD-TYPE>                                                   9-MOS
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<PERIOD-END>                                              SEP-30-1998
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<POLICY-LOSSES>                                               188,073
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<UNDERWRITING-AMORTIZATION>                                  (32,450)
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<INCOME-TAX>                                                    8,866
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<DISCONTINUED>                                                      0
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<CHANGES>                                                           0
<NET-INCOME>                                                   17,920
<EPS-PRIMARY>                                                       2
<EPS-DILUTED>                                                       2
<RESERVE-OPEN>                                                      0
<PROVISION-CURRENT>                                                 0
<PROVISION-PRIOR>                                                   0
<PAYMENTS-CURRENT>                                                  0
<PAYMENTS-PRIOR>                                                    0
<RESERVE-CLOSE>                                                     0
<CUMULATIVE-DEFICIENCY>                                             0
        

</TABLE>