I 

118TH CONGRESS 

2D SESSION H. R. 7677 

To prohibit the Secretary of Health and Human Services, the Secretary 

of Labor, and the Secretary of the Treasury from finalizing a rule 

proposing restrictions on short-term limited duration insurance, and to 

amend title XXVII of the Public Health Service Act to define such 

insurance. 

IN THE HOUSE OF REPRESENTATIVES 

MARCH 13, 2024 

Mr. SELF (for himself, Mr. OGLES, Mr. BIGGS, Mr. BURLISON, Mr. BACON, 

Mr. BRECHEEN, and Mr. TIFFANY) introduced the following bill; which 

was referred to the Committee on Energy and Commerce, and in addition 

to the Committees on Ways and Means, and Education and the Workforce, for a period to be subsequently determined by the Speaker, in each 

case for consideration of such provisions as fall within the jurisdiction of 

the committee concerned 

A BILL 

To prohibit the Secretary of Health and Human Services, 

the Secretary of Labor, and the Secretary of the Treasury from finalizing a rule proposing restrictions on shortterm limited duration insurance, and to amend title 

XXVII of the Public Health Service Act to define such 

insurance. 

1 Be it enacted by the Senate and House of Representa2 tives of the United States of America in Congress assembled, 


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2 

•HR 7677 IH

1 SECTION 1. SHORT TITLE. 

2 This Act may be cited as the ‘‘Patient’s Choice Act 

3 of 2024’’. 

4 SEC. 2. PROHIBITION ON FINALIZING PROPOSED RULE TO 

5 RESTRICT SHORT-TERM LIMITED DURATION 

6 INSURANCE. 

7 The Secretary of Health and Human Services, the 

8 Secretary of Labor, and the Secretary of the Treasury 

9 may not take any action to implement, enforce, or other10 wise give effect to the proposed rule issued by the Internal 

11 Revenue Service, the Employee Benefits Security Admin12 istration, and the Centers for Medicare & Medicaid Serv13 ices titled ‘‘Short-Term, Limited-Duration Insurance; 

14 Independent, Noncoordinated Excepted Benefits Cov15 erage; Level-Funded Plan Arrangements; and Tax Treat16 ment of Certain Accident and Health Insurance’’ (88 Fed. 

17 Reg. 44596–44658 (July 12, 2023)) and may not promul18 gate, implement, enforce, or otherwise give effect to any 

19 other substantially similar rule that would reduce the max20 imum term length or duration for short-term limited dura21 tion insurance plans from the duration allowed as of the 

22 date of the enactment of this Act. 


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•HR 7677 IH

1 SEC. 3. SHORT-TERM LIMITED DURATION INSURANCE DE2 FINED. 

3 Section 2791(b) of the Public Health Service Act (42 

4 U.S.C. 300gg–91(b)) is amended by adding at the end the 

5 following new paragraph: 

6 ‘‘(6) SHORT-TERM LIMITED DURATION INSUR7 ANCE.—The term ‘short-term limited duration insur8 ance’ means health insurance coverage provided 

9 under a contract with a health insurance issuer 

10 that— 

11 ‘‘(A) has an expiration date specified in 

12 the contract that is less than 12 months after 

13 the original effective date of the contract; and 

14 ‘‘(B) has a duration of not more than 3 

15 years (taking into account renewals or exten16 sions) after the original effective date of the 

17 contract.’’. 

Æ 


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