UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549



FORM 10-K

ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE
ACT OF 1934

For the fiscal year ended December 31, 2001

Commission file number 333-56242

Bear Stearns Asset Backed Securities, Inc.,
Asset-Backed Certificates, Series 2001-3
(Exact name of registrant as specified in its charter)

Delaware
(State or other jurisdiction of  incorporation or organization)

13-3836437
(I.R.S. Employer  Identification No.)

245 Park Avenue, New York, New York
(Address of principal executive offices)

10167
(Zip Code)

Registrant's telephone number, including area code:  (212) 272-2000

Securities registered pursuant to Section 12(b) of the Act: None

Indicate by check mark whether the registrant (1) has filed all reports required
to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during
the preceding 12 months (or for such shorter period that the registrant was
required to file such reports), and (2) has been subject to such filing
requirements for the past 90 days.
           Yes [X]       No  [ ]

Indicate by check mark if disclosure of delinquent filers pursuant to Item 405
of Regulation S-K is not contained herein, and will not be contained, to the best
of registrant's knowledge, in definitive proxy or information statements
incorporated by reference in Part III of this Form 10-K or any amendment to this
Form 10-K.

	Not Applicable

State the aggregate market value of the voting and non-voting common equity held
by non-affiliates of the registrant. The aggregate market value shall be
computed by reference to the price at which the common equity was sold, or the
average bid and asked prices of such common equity, as of a specified date
within 60 days prior to the date of filing.

	Not Applicable



(APPLICABLE ONLY TO CORPORATE REGISTRANTS)
Indicate the number of shares outstanding of each of the registrant's classes of
common stock, as of the latest practicable date.

	Not Applicable


      					PART I


     Item 1.	Business.

		Not applicable


      Item 2.	Properties.

		Not applicable


      Item 3.	Legal Proceedings.
		The registrant knows of no material pending legal proceedings involving
		the trust created under the Pooling and Servicing Agreement (the Trust),
		the Trustee, the Servicer or the registrant with respect to the Trust
		other than routine litigation incidental to the duties of the respective
		parties.


      Item 4.	Submission of Matters to a Vote of Security Holders.

      		None.



      					PART II

      Item 5.	Market for Registrant's Common Equity and Related Stockholder
      Matters.

      		Not applicable.


      Item 6.	Selected Financial Data.

      		Not applicable.


      Item 7.	Management's Discussion and Analysis of Financial Condition and
      		Results of Operation.

      		Not applicable.


      Item 7A.	Quantitative and Qualitative Disclosures About Market Risk.

      		Not applicable.


      Item 8.	Financial Statements and Supplementary Data.

       		Not applicable.


      Item 9.	Changes in and Disagreements With Accountants on Accounting and
      		Financial Disclosure.

      		None.



     				 PART III


      Item 10.	Directors and Executive Officers of the Registrant.

      		Not applicable.


      Item 11.	Executive Compensation.

      		Not applicable.


      Item 12.	Security Ownership of Certain Beneficial Owners and Management.

      		Not applicable.


      Item 13.	Certain Relationships and Related Transactions.

      		Not applicable.



				PART IV


      Item 14.	Exhibits, Financial Statement Schedules, and Reports on Form 8-K.

	(a)	Exhibits

		(99.1)	Annual Independent Accountant's Servicing Report

		(99.2)	Annual Statement of Compliance



	(b) 	A report on Form 8-K was filed during the last quarter of 2001 in order to provide
a statement for the monthly distribution to investors on December 26, 2001.  On
December 11, 2001 a Form 8-K was filed which contained the Underwriting Agreement,
the Pooling and Servicing Agreement and the Indemnification and Contribution
Agreement.

Exhibits 99.1 and 99.2 are not filed herewith since documents were not received at least
three business days prior to the due date of this report.  The documents will be included in the
Form 10-K/A to be filed within 30 days of the receipt of such documents.



				SIGNATURES

Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange
Act of 1934, the registrant has duly caused this report to be signed on its
behalf by the undersigned, thereunto duly authorized.

LaSalle Bank National Association, in its
capacity as Trustee under the Pooling and
Servicing Agreement on behalf of
Bear Stearns Asset Backed Securities, Inc.,
Asset-Backed Certificates, Series 2001-3
 (Registrant)


By:	/s/  	Cynthia Reis
	---------------------------
		Cynthia Reis
		First Vice President

Date:	March 25, 2002