<TABLE> <S> <C>


<ARTICLE>                                            9
<LEGEND>
</LEGEND>
<CIK>                                       0000946738
<NAME>                        Harrodsburg First Financial Bancorp, Inc.
<MULTIPLIER>                                         1
<CURRENCY>                                U.S. Dollars
       
<S>                             <C>
<PERIOD-TYPE>                                     YEAR
<FISCAL-YEAR-END>                          SEP-30-1998
<PERIOD-START>                              OCT-1-1997
<PERIOD-END>                               SEP-30-1998
<EXCHANGE-RATE>                                     1.
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<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
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<INVESTMENTS-CARRYING>                          11,141
<INVESTMENTS-MARKET>                            11,227
<LOANS>                                         85,607
<ALLOWANCE>                                        335
<TOTAL-ASSETS>                                  85,272
<DEPOSITS>                                      78,996
<SHORT-TERM>                                         0
<LIABILITIES-OTHER>                              1,942
<LONG-TERM>                                          0
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<PREFERRED>                                          0
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<INTEREST-LOAN>                                  6,550
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<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     1,429
<EPS-PRIMARY>                                      .79
<EPS-DILUTED>                                      .79
<YIELD-ACTUAL>                                    3.63
<LOANS-NON>                                          0
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<CHARGE-OFFS>                                       73
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<ALLOWANCE-DOMESTIC>                               335
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                            335
        


</TABLE>