<TABLE> <S> <C>

<PAGE>
<ARTICLE> 9
<LEGEND>
This schedule contains summary financial information extracted from the
consolidated balance sheet as of September 30, 1999, consolidated statement of
income for the nine months ended September 30, 1999, schedules and other
required disclosures and is qualified in its entirety by reference to the
Company's September 39, 1999 Form 10-Q.
</LEGEND>
<MULTIPLIER> 1,000

<S>                             <C>
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-1999
<PERIOD-START>                             JAN-01-1999
<PERIOD-END>                               SEP-30-1999
<CASH>                                          53,168
<INT-BEARING-DEPOSITS>                             746
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                    278,554
<INVESTMENTS-CARRYING>                               0
<INVESTMENTS-MARKET>                                 0
<LOANS>                                      3,288,088
<ALLOWANCE>                                     25,868
<TOTAL-ASSETS>                               4,234,813
<DEPOSITS>                                   2,522,478
<SHORT-TERM>                                   680,625
<LIABILITIES-OTHER>                            106,071
<LONG-TERM>                                     51,291
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                       206,153
<OTHER-SE>                                      54,430
<TOTAL-LIABILITIES-AND-EQUITY>               4,234,813
<INTEREST-LOAN>                                191,924
<INTEREST-INVEST>                               26,469
<INTEREST-OTHER>                                     0
<INTEREST-TOTAL>                               218,393
<INTEREST-DEPOSIT>                              79,445
<INTEREST-EXPENSE>                             125,095
<INTEREST-INCOME-NET>                           93,298
<LOAN-LOSSES>                                    9,675
<SECURITIES-GAINS>                             (6,578)
<EXPENSE-OTHER>                                179,442
<INCOME-PRETAX>                                 10,959
<INCOME-PRE-EXTRAORDINARY>                      10,959
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     4,102
<EPS-BASIC>                                        .10
<EPS-DILUTED>                                      .10
<YIELD-ACTUAL>                                    3.24
<LOANS-NON>                                     19,644
<LOANS-PAST>                                         2
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                  3,274
<ALLOWANCE-OPEN>                                21,446
<CHARGE-OFFS>                                    6,420
<RECOVERIES>                                     1,167
<ALLOWANCE-CLOSE>                               25,868
<ALLOWANCE-DOMESTIC>                            25,868
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                          7,078


</TABLE>