<TABLE> <S> <C>

<ARTICLE>     9
<LEGEND>
This schedule contains summary financial information extracted from the
consolidated balance sheet as of June 30, 1997, consolidated statement of
income for the six months ended June 30, 1997, schedules and other
required disclosures and is qualified in its entirety by reference to the
Company's June 30, 1997 Form 10-Q.
</LEGEND>
<MULTIPLIER>                         1,000
       
<S>                                  <C>
<PERIOD-TYPE>                                  6-MOS
<FISCAL-YEAR-END>                        DEC-31-1997
<PERIOD-START>                           JAN-01-1997
<PERIOD-END>                             JUN-30-1997
<CASH>                               $        22,052
<INT-BEARING-DEPOSITS>                           456
<FED-FUNDS-SOLD>                                   0
<TRADING-ASSETS>                                   0
<INVESTMENTS-HELD-FOR-SALE>                  221,855
<INVESTMENTS-CARRYING>                             0
<INVESTMENTS-MARKET>                               0
<LOANS>                                    1,325,687
<ALLOWANCE>                                    7,142
<TOTAL-ASSETS>                             1,671,608
<DEPOSITS>                                 1,049,173
<SHORT-TERM>                                 282,920
<LIABILITIES-OTHER>                           51,127
<LONG-TERM>                                  165,132
<PREFERRED-MANDATORY>                              0
<PREFERRED>                                        0
<COMMON>                                      84,495
<OTHER-SE>                                    37,746
<TOTAL-LIABILITIES-AND-EQUITY>             1,671,608
<INTEREST-LOAN>                               45,919
<INTEREST-INVEST>                              7,135
<INTEREST-OTHER>                                 194
<INTEREST-TOTAL>                              53,248
<INTEREST-DEPOSIT>                            22,667
<INTEREST-EXPENSE>                            32,075
<INTEREST-INCOME-NET>                         21,173
<LOAN-LOSSES>                                  2,485
<SECURITIES-GAINS>                              (645)
<EXPENSE-OTHER>                               52,085
<INCOME-PRETAX>                               13,044
<INCOME-PRE-EXTRAORDINARY>                     8,669
<EXTRAORDINARY>                                    0
<CHANGES>                                          0
<NET-INCOME>                                   8,669
<EPS-PRIMARY>                                    .50
<EPS-DILUTED>                                    .50
<YIELD-ACTUAL>                                  3.15
<LOANS-NON>                                    7,211
<LOANS-PAST>                                     544
<LOANS-TROUBLED>                                   0
<LOANS-PROBLEM>                                2,994
<ALLOWANCE-OPEN>                               4,709
<CHARGE-OFFS>                                    142
<RECOVERIES>                                      90
<ALLOWANCE-CLOSE>                              7,142
<ALLOWANCE-DOMESTIC>                           4,970
<ALLOWANCE-FOREIGN>                                0
<ALLOWANCE-UNALLOCATED>                        2,172
         

</TABLE>