<TABLE> <S> <C>

<ARTICLE>     9
<LEGEND>
This schedule contains summary financial information extracted from the
consolidated balance sheet as of September 30, 1997, consolidated statement of
income for the nine months ended September 30, 1997, schedules and other
required disclosures and is qualified in its entirety by reference to the
Company's September 30, 1997 Form 10-Q.
</LEGEND>
<MULTIPLIER>                         1,000
       
<S>                                  <C>
<PERIOD-TYPE>                                  9-MOS
<FISCAL-YEAR-END>                        DEC-31-1997
<PERIOD-START>                           JAN-01-1997
<PERIOD-END>                             SEP-30-1997
<CASH>                               $        21,360
<INT-BEARING-DEPOSITS>                         2,461
<FED-FUNDS-SOLD>                              10,000
<TRADING-ASSETS>                                   0
<INVESTMENTS-HELD-FOR-SALE>                  182,996
<INVESTMENTS-CARRYING>                             0
<INVESTMENTS-MARKET>                               0
<LOANS>                                    1,481,432
<ALLOWANCE>                                    7,267
<TOTAL-ASSETS>                             1,804,369
<DEPOSITS>                                 1,137,040
<SHORT-TERM>                                 240,597
<LIABILITIES-OTHER>                          253,151
<LONG-TERM>                                   47,500
<PREFERRED-MANDATORY>                              0
<PREFERRED>                                        0
<COMMON>                                      84,538
<OTHER-SE>                                    41,543
<TOTAL-LIABILITIES-AND-EQUITY>             1,804,369
<INTEREST-LOAN>                               74,315
<INTEREST-INVEST>                             10,391
<INTEREST-OTHER>                                 220
<INTEREST-TOTAL>                              84,926
<INTEREST-DEPOSIT>                            35,376
<INTEREST-EXPENSE>                            51,439
<INTEREST-INCOME-NET>                         33,487
<LOAN-LOSSES>                                  2,621
<SECURITIES-GAINS>                              (509)
<EXPENSE-OTHER>                               83,303
<INCOME-PRETAX>                               21,392
<INCOME-PRE-EXTRAORDINARY>                    14,043
<EXTRAORDINARY>                                    0
<CHANGES>                                          0
<NET-INCOME>                                  14,043
<EPS-PRIMARY>                                    .81
<EPS-DILUTED>                                    .81
<YIELD-ACTUAL>                                  3.14
<LOANS-NON>                                    9,100
<LOANS-PAST>                                     699
<LOANS-TROUBLED>                                   0
<LOANS-PROBLEM>                                3,322
<ALLOWANCE-OPEN>                               4,709
<CHARGE-OFFS>                                    191
<RECOVERIES>                                     128
<ALLOWANCE-CLOSE>                              7,267
<ALLOWANCE-DOMESTIC>                           5,571
<ALLOWANCE-FOREIGN>                                0
<ALLOWANCE-UNALLOCATED>                        1,696
         

</TABLE>