<TABLE> <S> <C>

<ARTICLE>     9
<LEGEND>
This RESTATED schedule contains summary financial information extracted from
the consolidated balance sheet as of December 31, 1995 consolidated statement
of income for the year then ended as well as financial schedules and other
required disclosures and is qualified in its entirety by reference to the
Company's 1997 Annual Report on Form 10-K.
<MULTIPLIER>                         1,000
       
<S>                                  <C>
<PERIOD-TYPE>                                   YEAR
<FISCAL-YEAR-END>                        DEC-31-1995
<PERIOD-START>                           JAN-01-1995
<PERIOD-END>                             DEC-31-1995
<CASH>                               $        36,260
<INT-BEARING-DEPOSITS>                         3,381
<FED-FUNDS-SOLD>                                   0
<TRADING-ASSETS>                                   0
<INVESTMENTS-HELD-FOR-SALE>                  317,769
<INVESTMENTS-CARRYING>                             0
<INVESTMENTS-MARKET>                               0
<LOANS>                                    1,001,476
<ALLOWANCE>                                    5,002
<TOTAL-ASSETS>                             1,472,690
<DEPOSITS>                                   904,729
<SHORT-TERM>                                 307,951
<LIABILITIES-OTHER>                           44,806
<LONG-TERM>                                   87,928
<PREFERRED-MANDATORY>                              0
<PREFERRED>                                        0
<COMMON>                                      82,390
<OTHER-SE>                                    43,986
<TOTAL-LIABILITIES-AND-EQUITY>             1,472,690
<INTEREST-LOAN>                               71,488
<INTEREST-INVEST>                             24,109
<INTEREST-OTHER>                                   0
<INTEREST-TOTAL>                              95,597
<INTEREST-DEPOSIT>                            38,798
<INTEREST-EXPENSE>                            65,192
<INTEREST-INCOME-NET>                         30,405
<LOAN-LOSSES>                                     24
<SECURITIES-GAINS>                             1,061
<EXPENSE-OTHER>                               83,152
<INCOME-PRETAX>                               22,430
<INCOME-PRE-EXTRAORDINARY>                    22,430
<EXTRAORDINARY>                                    0
<CHANGES>                                          0
<NET-INCOME>                                  14,264
<EPS-PRIMARY>                                    .71
<EPS-DILUTED>                                    .69
<YIELD-ACTUAL>                                  2.38
<LOANS-NON>                                    1,292
<LOANS-PAST>                                     345
<LOANS-TROUBLED>                                 688
<LOANS-PROBLEM>                                    0
<ALLOWANCE-OPEN>                               5,544
<CHARGE-OFFS>                                    845
<RECOVERIES>                                     279
<ALLOWANCE-CLOSE>                              5,002
<ALLOWANCE-DOMESTIC>                           2,705
<ALLOWANCE-FOREIGN>                                0
<ALLOWANCE-UNALLOCATED>                        2,297
         

</TABLE>