<TABLE> <S> <C>

<ARTICLE>     9
<LEGEND>
This RESTATED schedule contains summary financial information extracted from 
the consolidated balance sheet as of March 31, 1997 consolidated statement 
of income for the the three months ended March 31, 1997, schedules and other
required disclosures and is qualified in its entirety by reference to the
Company's 1997 Annual Report on Form 10-K.
<MULTIPLIER>                         1,000
       
<S>                                  <C>
<PERIOD-TYPE>                                  3-MOS
<FISCAL-YEAR-END>                        DEC-31-1997
<PERIOD-START>                           JAN-01-1997
<PERIOD-END>                             DEC-31-1997
<CASH>                               $        15,965
<INT-BEARING-DEPOSITS>                         6,776
<FED-FUNDS-SOLD>                               5,000
<TRADING-ASSETS>                                   0
<INVESTMENTS-HELD-FOR-SALE>                  229,232
<INVESTMENTS-CARRYING>                             0
<INVESTMENTS-MARKET>                               0
<LOANS>                                    1,124,765
<ALLOWANCE>                                    4,983
<TOTAL-ASSETS>                             1,479,745
<DEPOSITS>                                 1,018,615
<SHORT-TERM>                                 242,323
<LIABILITIES-OTHER>                           50,590
<LONG-TERM>                                   47,500
<PREFERRED-MANDATORY>                              0
<PREFERRED>                                        0
<COMMON>                                      85,230
<OTHER-SE>                                    35,487
<TOTAL-LIABILITIES-AND-EQUITY>             1,479,745
<INTEREST-LOAN>                               21,530
<INTEREST-INVEST>                              3,366
<INTEREST-OTHER>                                 150
<INTEREST-TOTAL>                              25,046
<INTEREST-DEPOSIT>                            11,067
<INTEREST-EXPENSE>                            15,057
<INTEREST-INCOME-NET>                          9,989
<LOAN-LOSSES>                                    297
<SECURITIES-GAINS>                                37
<EXPENSE-OTHER>                               24,153
<INCOME-PRETAX>                                5,875
<INCOME-PRE-EXTRAORDINARY>                     5,875
<EXTRAORDINARY>                                    0
<CHANGES>                                          0
<NET-INCOME>                                   3,956
<EPS-PRIMARY>                                    .21
<EPS-DILUTED>                                    .21
<YIELD-ACTUAL>                                  3.13
<LOANS-NON>                                    5,829
<LOANS-PAST>                                     309
<LOANS-TROUBLED>                                   0
<LOANS-PROBLEM>                                3,285
<ALLOWANCE-OPEN>                               4,709
<CHARGE-OFFS>                                     55
<RECOVERIES>                                      32
<ALLOWANCE-CLOSE>                              4,983
<ALLOWANCE-DOMESTIC>                           4,176
<ALLOWANCE-FOREIGN>                                0
<ALLOWANCE-UNALLOCATED>                          807
         

</TABLE>