<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM CONSOLIDATED
BALANCE SHEETS OF COWLITZ BANCORPORATION AND SUBSIDIARY AS OF DECEMBER 31, 1996
AND 1995 AND THE RELATED CONSOLIDATED STATEMENTS OF INCOME, CHANGES IN
SHAREHOLDERS' EQUITY AND CASH FLOWS FOR EACH OF THE THREE YEARS IN THE PERIOD
ENDED DECEMBER 31, 1996 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH
FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
       
<S>                             <C>
<PERIOD-TYPE>                   12-MOS
<FISCAL-YEAR-END>                          DEC-31-1996
<PERIOD-START>                             JAN-01-1996
<PERIOD-END>                               DEC-31-1996
<CASH>                                         $20,905
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                      2,011
<INVESTMENTS-CARRYING>                           3,380
<INVESTMENTS-MARKET>                             3,388
<LOANS>                                        126,551
<ALLOWANCE>                                      1,894
<TOTAL-ASSETS>                                 159,157
<DEPOSITS>                                     123,297
<SHORT-TERM>                                       550
<LIABILITIES-OTHER>                                655
<LONG-TERM>                                     22,842
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                         3,195
<OTHER-SE>                                       8,618
<TOTAL-LIABILITIES-AND-EQUITY>                 159,157
<INTEREST-LOAN>                                 12,721
<INTEREST-INVEST>                                  388
<INTEREST-OTHER>                                   524
<INTEREST-TOTAL>                                13,633
<INTEREST-DEPOSIT>                               4,991
<INTEREST-EXPENSE>                               6,174
<INTEREST-INCOME-NET>                            7,459
<LOAN-LOSSES>                                      281
<SECURITIES-GAINS>                               (309)
<EXPENSE-OTHER>                                  3,682
<INCOME-PRETAX>                                  3,792
<INCOME-PRE-EXTRAORDINARY>                       3,792
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     2,497
<EPS-PRIMARY>                                     0.90
<EPS-DILUTED>                                     0.90
<YIELD-ACTUAL>                                   10.16
<LOANS-NON>                                        407
<LOANS-PAST>                                       169
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                 1,763
<CHARGE-OFFS>                                      158
<RECOVERIES>                                         8
<ALLOWANCE-CLOSE>                                1,894
<ALLOWANCE-DOMESTIC>                             1,894
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0
        

</TABLE>