<TABLE> <S> <C>

<ARTICLE>     9
<LEGEND>
This schedule contains summary financial information extracted from the
consolidated balance sheet as of June 30, 1998, consolidated statement of
income for the six months ended June 30, 1998, schedules and other
required disclosures and is qualified in its entirety by reference to the
Company's June 30, 1998 Form 10-Q.
</LEGEND>
<MULTIPLIER>                         1,000
       
<S>                                  <C>
<PERIOD-TYPE>                                  6-MOS
<FISCAL-YEAR-END>                        DEC-31-1998
<PERIOD-START>                           JAN-01-1998
<PERIOD-END>                             JUN-30-1998
<CASH>                               $        24,849
<INT-BEARING-DEPOSITS>                         1,473
<FED-FUNDS-SOLD>                                   0
<TRADING-ASSETS>                                   0
<INVESTMENTS-HELD-FOR-SALE>                   50,089
<INVESTMENTS-CARRYING>                             0
<INVESTMENTS-MARKET>                               0
<LOANS>                                    1,877,941
<ALLOWANCE>                                    9,816
<TOTAL-ASSETS>                             2,084,568
<DEPOSITS>                                 1,287,296
<SHORT-TERM>                                 347,400
<LIABILITIES-OTHER>                          260,298
<LONG-TERM>                                   47,500
<PREFERRED-MANDATORY>                              0
<PREFERRED>                                        0
<COMMON>                                      94,416
<OTHER-SE>                                    46,588
<TOTAL-LIABILITIES-AND-EQUITY>             2,084,578
<INTEREST-LOAN>                               67,596
<INTEREST-INVEST>                              2,615
<INTEREST-OTHER>                                 141
<INTEREST-TOTAL>                              70,352
<INTEREST-DEPOSIT>                            28,410
<INTEREST-EXPENSE>                            42,304
<INTEREST-INCOME-NET>                         28,048
<LOAN-LOSSES>                                  2,725
<SECURITIES-GAINS>                              (144)
<EXPENSE-OTHER>                               70,312
<INCOME-PRETAX>                               17,536
<INCOME-PRE-EXTRAORDINARY>                    11,309
<EXTRAORDINARY>                                    0
<CHANGES>                                          0
<NET-INCOME>                                  11,309
<EPS-PRIMARY>                                    .60
<EPS-DILUTED>                                    .59
<YIELD-ACTUAL>                                  3.17
<LOANS-NON>                                   16,348
<LOANS-PAST>                                   1,138
<LOANS-TROUBLED>                                   0
<LOANS-PROBLEM>                                1,410
<ALLOWANCE-OPEN>                               7,334
<CHARGE-OFFS>                                    367
<RECOVERIES>                                     124
<ALLOWANCE-CLOSE>                              9,816
<ALLOWANCE-DOMESTIC>                           7,248
<ALLOWANCE-FOREIGN>                                0
<ALLOWANCE-UNALLOCATED>                        2,568
         

</TABLE>