UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

FORM 10-Q

[X]  Quarterly Report pursuant to Section 13 or 15 (d) of the Securities Exchange Act of 1934

For the Quarterly Period Ended June 30, 2000or

[ ]  Transition Report pursuant to Section 13 or 15 (d) of the Securities Exchange Act of 1934

For the transition period from __________ to __________
Commission File #0-16790Inland's Monthly Income Fund, L.P.(Exact name of registrant as specified in its charter)



|Delaware                                   | #36-3525989                            
|------------------------------------------ | ---------------------------------------
|(State or other jurisdiction               | (I.R.S. Employer Identification Number)
|of incorporation or organization)          |                                        
|                                           |                                        
|                                           |                                        
|2901 Butterfield Road, Oak Brook, Illinois | 60523                                  
|(Address of principal executive office)    | (Zip code)                             

Registrant's telephone number, including area code:  630-218-8000

N/A            
            
(Former name, former address and former fiscal
year, if changed since last report)

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15 (d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant
was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. Yes X  No



INLAND'S MONTHLY INCOME FUND, L.P.
(a limited partnership)

Balance Sheets

June 30, 2000 and December 31, 1999
(unaudited)

Assets

|                                                                                                                                                                                           |   | 2000       | 1999      
|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------ | - | ---------- | ----------
|Current assets:                                                                                                                                                                            |   |            |           
|Cash and cash equivalents (Note 1)                                                                                                                                                         | $ | 1,411,137  | 1,299,088 
|Accounts and rents receivable                                                                                                                                                              |   | 24,828     | 31,130    
|Interest receivable                                                                                                                                                                        |   | 29,637     | 41,884    
|Current portion of mortgage loans receivable                                                                                                                                               |   | 44,323     | 64,776    
|Current portion of deferred rent receivable                                                                                                                                                |   | 4,818      | 4,818     
|Other assets                                                                                                                                                                               |   | 2,031      | 2,190     
|                                                                                                                                                                                           |   |            |           
|Total current assets                                                                                                                                                                       |   | 1,516,774  | 1,443,886 
|                                                                                                                                                                                           |   |            |           
|Investment properties (including acquisition fees paid to Affiliates   of $1,738,621) (Note 1):                                                                                            |   |            |           
|Land                                                                                                                                                                                       |   | 2,672,620  | 2,672,620 
|Buildings and improvements                                                                                                                                                                 |   | 15,876,969 | 15,876,969
|Tenant improvements                                                                                                                                                                        |   | 793,112    | 793,112   
|                                                                                                                                                                                           |   |            |           
|                                                                                                                                                                                           |   | 19,342,701 | 19,342,701
|Less accumulated depreciation                                                                                                                                                              |   | 6,299,585  | 6,044,601 
|                                                                                                                                                                                           |   |            |           
|Net investment properties                                                                                                                                                                  |   | 13,043,116 | 13,298,100
|                                                                                                                                                                                           |   |            |           
|Other assets:                                                                                                                                                                              |   |            |           
|Mortgage loans receivable, less current portion                                                                                                                                            |   | 3,513,664  | 5,302,485 
|Deferred loan fees (net of accumulated amortization of $56,266   and $50,704 at June 30, 2000 and December 31, 1999,   respectively) (Note 1)                                              |   | 42,644     | 48,206    
|Deferred leasing fees (including $219,451 paid to Affiliates) (net   of accumulated amortization of $242,831 and $232,317 at June   30, 2000 and December 31, 1999, respectively) (Note 1) |   | 101,556    | 112,070   
|Deferred rent receivable, less current portion (Notes 1 and 2)                                                                                                                             |   | 300,955    | 338,411   
|                                                                                                                                                                                           |   |            |           
|Total other assets                                                                                                                                                                         |   | 3,958,819  | 5,801,172 
|                                                                                                                                                                                           |   |            |           
|Total assets                                                                                                                                                                               | $ | 18,518,709 | 20,543,158
|                                                                                                                                                                                           |   | =========  | ========= 



See accompanying notes to financial statements.

INLAND'S MONTHLY INCOME FUND, L.P.
(a limited partnership)
Balance Sheets
(continued)
June 30, 2000 and December 31, 1999
(unaudited)Liabilities and Partners' Capital

|                                                                                                                                                                |   | 2000         | 1999        
|--------------------------------------------------------------------------------------------------------------------------------------------------------------- | - | ------------ | ------------
|Current liabilities:                                                                                                                                            |   |              |             
|Accounts payable and accrued expenses                                                                                                                           | $ | -            | 467         
|Accrued real estate taxes                                                                                                                                       |   | 64,955       | 63,421      
|Distributions payable (Note 5)                                                                                                                                  |   | 831,162      | 177,761     
|Due to Affiliates (Note 3)                                                                                                                                      |   | 3,589        | 878         
|Deposits held for others                                                                                                                                        |   | 154,864      | 189,875     
|Prepaid rent                                                                                                                                                    |   | -            | 47,980      
|Current portion of deferred gain on sale of investment property                                                                                                 |   | 9,792        | 14,583      
|                                                                                                                                                                |   |              |             
|Total current liabilities                                                                                                                                       |   | 1,064,362    | 494,965     
|                                                                                                                                                                |   |              |             
|Deferred loan fees                                                                                                                                              |   | 17,023       | 28,080      
|Long-term debt                                                                                                                                                  |   | 2,500,000    | 2,500,000   
|Deferred gain on sale of investment property, less current portion                                                                                              |   | 1,054,144    | 1,559,942   
|                                                                                                                                                                |   |              |             
|Total liabilities                                                                                                                                               |   | 4,635,529    | 4,582,987   
|                                                                                                                                                                |   |              |             
|Partners' capital (Notes 1 and 5):                                                                                                                              |   |              |             
|General Partner:                                                                                                                                                |   |              |             
|Capital contribution                                                                                                                                            |   | 500          | 500         
|Supplemental Capital Contributions                                                                                                                              |   | 2,095,863    | 2,095,863   
|Supplemental capital distributions to Limited Partners                                                                                                          |   | (2,095,863)  | (2,095,863) 
|Cumulative net loss                                                                                                                                             |   | (36,743)     | (36,743)    
|                                                                                                                                                                |   |              |             
|                                                                                                                                                                |   | (36,243)     | (36,243)    
|Limited Partners:                                                                                                                                               |   |              |             
|Units of $500. Authorized 60,000 Units, 59,285.65 Units outstanding       (net of offering costs of $3,289,242, of which $388,902 was paid to       Affiliates) |   | 26,353,582   | 26,353,582  
|Supplemental Capital Contributions from General Partner                                                                                                         |   | 2,095,863    | 2,095,863   
|Cumulative net income                                                                                                                                           |   | 19,956,366   | 18,778,291  
|Cumulative distributions                                                                                                                                        |   | (34,486,388) | (31,231,322)
|                                                                                                                                                                |   |              |             
|                                                                                                                                                                |   | 13,919,423   | 15,996,414  
|                                                                                                                                                                |   |              |             
|Total Partners' capital                                                                                                                                         |   | 13,883,180   | 15,960,171  
|                                                                                                                                                                |   |              |             
|Total liabilities and Partners' capital                                                                                                                         | $ | 18,518,709   | 20,543,158  
|                                                                                                                                                                |   | =========    | =========   

See accompanying notes to financial statements.

INLAND'S MONTHLY INCOME FUND, L.P.
(a limited partnership)
Statements of Operations
For the three and six months ended June 30, 2000 and 1999
(unaudited)

|                                                                     |   | Three months  | Three months | Six months    | Six months   
|-------------------------------------------------------------------- | - | ------------- | ------------ | ------------- | -------------
|                                                                     |   | ended         | ended        | ended         | Ended        
|                                                                     |   | June 30, 2000 | June 30,1999 | June 30, 2000 | June 30, 1999
|Income:                                                              |   |               |              |               |              
|Rental income (Notes 1 and 2)                                        | $ | 514,942       | 507,823      | 1,029,068     | 1,019,740    
|Additional rental income                                             |   | 5,413         | 4,326        | 17,096        | 19,636       
|Interest income                                                      |   | 105,149       | 162,176      | 232,642       | 328,826      
|Other income                                                         |   | 4,476         | 6,854        | 17,130        | 9,195        
|                                                                     |   |               |              |               |              
|                                                                     |   | 629,980       | 681,179      | 1,295,936     | 1,377,397    
|Expenses:                                                            |   |               |              |               |              
|Professional services to Affiliates                                  |   | 4,447         | 5,210        | 6,576         | 7,394        
|Professional services to non-affiliates                              |   | 6,849         | 2,398        | 29,824        | 35,339       
|General and administrative expenses to     Affiliates                |   | 9,296         | 13,400       | 19,676        | 20,957       
|General and administrative expenses to     non-affiliates            |   | 9,315         | 20,599       | 33,004        | 35,726       
|Property operating expenses to Affiliates                            |   | 8,564         | 9,365        | 17,865        | 18,974       
|Property operating expenses to non-    affiliates                    |   | 85,526        | 60,383       | 162,352       | 127,599      
|Interest expense to non-affiliates                                   |   | 44,046        | 56,340       | 88,093        | 92,465       
|Depreciation                                                         |   | 128,014       | 125,926      | 254,984       | 251,852      
|Amortization                                                         |   | 8,038         | 20,224       | 16,076        | 26,638       
|                                                                     |   |               |              |               |              
|                                                                     |   | 304,095       | 313,845      | 628,450       | 616,944      
|                                                                     |   |               |              |               |              
|Operating income                                                     |   | 325,885       | 367,334      | 667,486       | 760,453      
|Gain on sale of investment property                                  |   | 197,374       | 135,786      | 510,589       | 281,344      
|                                                                     |   |               |              |               |              
|Net income                                                           | $ | 523,259       | 503,120      | 1,178,075     | 1,041,797    
|                                                                     |   | ==========    | ==========   | ==========    | ==========   
|Net income allocated to:                                             |   |               |              |               |              
|General Partner                                                      |   | -             | -            | -             | -            
|Limited Partners                                                     |   | 523,259       | 503,120      | 1,178,075     | 1,041,797    
|                                                                     |   |               |              |               |              
|Net income                                                           | $ | 523,259       | 503,120      | 1,178,705     | 1,041,797    
|                                                                     |   | ==========    | ==========   | ==========    | ==========   
|Net income per weighted average Limited   Partner Units of 59,285.65 |   | 8.83          | 8.48         | 19.88         | 17.57        
|                                                                     |   | ==========    | ==========   | ==========    | ==========   

See accompanying notes to financial statements.

INLAND'S MONTHLY INCOME FUND, L.P.
(a limited partnership)
Statements of Cash Flows
For the six months ended June 30, 2000 and 1999
(unaudited)

|                                                                                      |   | 2000        | 1999       
|------------------------------------------------------------------------------------- | - | ----------- | -----------
|Cash flows from operating activities:                                                 |   |             |            
|Net income                                                                            | $ | 1,178,075   | 1,041,796  
|Adjustments to reconcile net income to net cash provided by operating     activities: |   |             |            
|Gain on sale of investment property                                                   |   | (510,589)   | (281,344)  
|Depreciation                                                                          |   | 254,984     | 251,852    
|Amortization                                                                          |   | 16,076      | 26,638     
|Changes in assets and liabilities:                                                    |   |             |            
|Accounts and rents receivable                                                         |   | 6,302       | (615)      
|Mortgage interest receivable                                                          |   | 12,247      | 10,194     
|Other current assets                                                                  |   | 159         | 2,275      
|Deferred rent receivable                                                              |   | 37,456      | 27,483     
|Accounts payable and accrued expenses                                                 |   | (467)       | (13,556)   
|Accrued real estate taxes                                                             |   | 1,534       | 3,204      
|Due to Affiliates                                                                     |   | 2,711       | 4,628      
|Unearned income                                                                       |   | (59,037)    | 40,348     
|                                                                                      |   |             |            
|Net cash provided by operating activities                                             |   | 939,451     | 1,112,903  
|                                                                                      |   |             |            
|Cash flows from investing activities:                                                 |   |             |            
|Principal payments received on mortgage loans receivable                              |   | 1,809,274   | 1,184,460  
|                                                                                      |   |             |            
|Net cash provided by investing activities                                             |   | 1,809,274   | 1,184,460  
|                                                                                      |   |             |            
|Cash flows from financing activities:                                                 |   |             |            
|Cash distributions                                                                    |   | (2,601,665) | (3,230,090)
|Deposits held for others                                                              |   | (35,011)    | 71,224     
|Principal payments of long-term debt                                                  |   | -           | (1,489,207)
|Loan proceeds                                                                         |   | -           | 2,500,000  
|Loan fees                                                                             |   | -           | (55,622)   
|                                                                                      |   |             |            
|Net cash used in financing activities                                                 |   | (2,636,676) | (2,203,695)
|                                                                                      |   |             |            
|Net increase in cash and cash equivalents                                             |   | 112,049     | 93,668     
|Cash and cash equivalents at beginning of period                                      |   | 1,299,088   | 681,003    
|                                                                                      |   |             |            
|Cash and cash equivalents at end of period                                            | $ | 1,411,137   | 774,671    
|                                                                                      |   | =========   | =========  
|Supplemental disclosure of non-cash investing activities:                             |   |             |            
|Cash paid for interest                                                                | $ | 88,093      | 104,565    
|                                                                                      |   | =========   | =========  

See accompanying notes to financial statements.

INLAND'S MONTHLY INCOME FUND, L.P.
(a limited partnership)
Notes to Financial Statements
June 30, 2000
(unaudited)

Readers of this Quarterly Report should refer to the Partnership's audited financial statements for the fiscal year ended December 31, 1999, which are included in the Partnership's 1999 Annual Report, as certain footnote disclosures
which would substantially duplicate those contained in such audited financial statements have been omitted from this Report.

(1)  Organization and Basis of Accounting

Inland's Monthly Income Fund, L.P. (the "Partnership"), was formed on March 26, 1987 pursuant to the Delaware Revised Uniform Limited Partnership Act, to invest in improved residential, retail, industrial and other income producing
properties. On August 3, 1987, the Partnership commenced an Offering of 50,000 (subject to an increase up to 60,000) Limited Partnership Units ("Units") pursuant to a Registration Statement under the Securities Act of 1933. The Offering terminated on
August 3, 1988, with total sales of 59,999 Units at $500 per Unit, resulting in gross offering proceeds of $29,999,500, not including the General Partner's contribution of $500. All of the holders of these Units were admitted to the Partnership. Inland
Real Estate Investment Corporation is the General Partner. The Limited Partners of the Partnership share in the benefits of ownership of the Partnership's real property investments in proportion to the number of Units held. The Partnership has repurchased
a total of 713 Units for $356,676 from various Limited Partners through the Unit Repurchase Program. There are no funds remaining for the repurchase of Units through this program.

The preparation of financial statements in conformity with generally accepted accounting principles requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosures of
contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from these estimates.

In the opinion of management, the financial statements contain all the adjustments necessary, which are of a normal recurring nature, to present fairly the financial position and results of operations for the periods presented herein.
Results of interim periods are not necessarily indicative of results to be expected for the year.

(2)  Deferred Rent Receivable

Certain tenant leases contain provisions providing for stepped rent increases. Generally accepted accounting principles require that rental income be recorded for the period of occupancy on a straight-line basis. The accompanying
financial statements include decreases of $37,456 and $27,483 for 2000 and 1999, respectively, of rental income for the period of occupancy for which stepped rent increases apply and $305,773 and $343,229 in related deferred rent receivable as of June 30,
2000 and December 31, 1999, respectively. These amounts will be collected over the terms of the related leases as scheduled rent payments are made.



INLAND'S MONTHLY INCOME FUND, L.P.
(a limited partnership)
Notes to Financial Statements
(continued)
June 30, 2000
(unaudited)

(3)  Transactions with Affiliates

The General Partner and its Affiliates are entitled to reimbursement for salaries and expenses of employees of the General Partner and its Affiliates relating to the administration of the Partnership. Such costs are included in
professional services and general and administrative expenses to Affiliates, of which $3,586 and $878 was unpaid at June 30, 2000 and December 31, 1999, respectively.

An Affiliate of the General Partner is entitled to receive Property Management Fees for management and leasing services. The Partnership has incurred property management fees of $17,865 and $18,974 for the six months ended June 30, 2000
and 1999, respectively.

(4)  Long-Term Debt

On April 30, 1999, the Partnership refinanced the existing $1,700,000 loan collateralized by the Rantoul Wal-Mart. The replacement loan is for $2,500,000 and is collateralized by the Rantoul Wal-Mart and the Duncan Wal-Mart. The
replacement loan bears an interest rate of 6.97% as compared to an interest rate of 9.75% on the original loan. The replacement loan will require monthly interest-only payments and will mature on April 30, 2004. The Partnership distributed excess
refinancing proceeds to the limited partners on June 10, 1999. At June 30, 2000, the fair market value of the mortgage loan payable approximated its carrying value.

(5)  Subsequent Events

During July 2000, the Partnership paid a distribution of $831,162 to the Limited Partners, of which $670,000 represented a return of capital.

On July 19, 2000, the Partnership sold the McHenry Plaza Shopping Center to an unaffiliated third party for $3,290,000 on an all cash basis. Net sales proceeds of $3,158,000 were distributed to the Limited Partners on August 10, 2000.

Item 2.  Management's Discussion and Analysis of Financial Condition and Results of Operations

Certain statements in this "Management's Discussion and Analysis of Financial Condition and Results of Operations" and elsewhere in this quarterly report on Form 10-Q constitute "forward-looking statements" within the meaning of the
Federal Private Securities Litigation Reform Act of 1995. These forward-looking statements involve known and unknown risks, uncertainties and other factors which may cause the Partnership's actual results, performance, or achievements to be materially
different from any future results, performance, or achievements expressed or implied by these forward-looking statements. These factors include, among other things, competition for tenants; federal, state, or local regulations; adverse changes in general
economic or local conditions; inability of borrower to meet financial obligations; uninsured losses; and potential conflicts of interest between the Partnership and its Affiliates, including the General Partner.

Liquidity and Capital Resources

On August 3, 1987, the Partnership commenced an Offering of 50,000 (increased to 60,000) Limited Partnership Units pursuant to a Registration Statement on Form S-11 under the Securities Act of 1933. The Offering terminated on August 3,
1988, with total sales of 59,999 Units at $500 per Unit, resulting in gross offering proceeds of $29,999,500, not including the General Partner's contribution of $500. All of the holders of these Units have been admitted to the Partnership. The
Partnership acquired seven properties utilizing $25,831,542 of capital proceeds collected. During 1994 and 1995, the Partnership sold the thirty-eight six-unit condominium buildings comprising the Schaumburg Terrace condominium complex. Also, the
Partnership sold one of the three lots adjacent to the Hillside Living Center during September 1997. As of June 30, 2000, cumulative distributions to Limited Partners totaled $34,486,388, including $2,095,863 of Supplemental Capital Contributions from the
General Partner, which represents distributable cash flow from the properties. The Partnership repurchased 713 Units for $356,676 from various Limited Partners through the Unit Repurchase Program. There are no funds remaining for the repurchase of Units
through this program.

As of June 30, 2000, the Partnership had cash and cash equivalents of $1,411,137 which includes approximately $142,000 for the payment of real estate taxes for Douglas and Hillside Living Centers. Since December 1999, the Partnership
received prepayments on eight of the twenty-four remaining mortgage loans receivable on the six-unit condominium buildings comprising the Schaumburg Terrace condominium complex. Repayment proceeds from these prepayments totaled approximately $1,800,000. A
portion of these repayment proceeds was included in the distributions to the limited partners on February 10, 2000, April 10, 2000 and June 10, 2000. The Partnership intends to use the remaining balance of such funds for future distributions and working
capital requirements.

The properties owned by the Partnership, along with the interest received on the Schaumburg Terrace mortgage receivables, are generating sufficient cash flow to meet the 8% annualized distributions to the Limited Partners (paid
monthly), in addition to covering all the operating expenses of the Partnership. To the extent that the cash flow is insufficient to meet the Partnership's needs, the Partnership may rely on Supplemental Capital Contributions from the General Partner,
advances from Affiliates of the General Partner, other short-term financing, or may sell one or more of the properties.

On April 30, 1999, the Partnership refinanced the existing $1,700,000 loan collateralized by the Rantoul Wal-Mart. The replacement loan is for $2,500,000 and is collateralized by the Rantoul Wal-Mart and the Duncan Wal-Mart. The
replacement loan bears an interest rate of 6.97% as compared to the interest rate of 9.75% on the original loan. The replacement loan requires monthly interest only payments and will mature on April 30, 2004. The Partnership distributed excess refinancing
proceeds to the limited partners on June 10, 1999.

Results of Operations

As of June 30, 2000, the Partnership owned six operating properties. Five of these properties were leased on a "triple-net" basis which means that all expenses of the property are passed through to the tenant. The Partnership also owned
a shopping center, McHenry Plaza. The leases of the shopping center provide that the Partnership be responsible for maintenance of the structure and the parking lot and the tenants are required to reimburse the Partnership for portions of insurance, real
estate taxes and common area maintenance.

On July 19, 2000, the Partnership sold the McHenry Plaza Shopping Center to an unaffiliated third party for $3,290,000 on an all cash basis. Net sales proceeds were distributed to the Limited Partners on August 10, 2000.

Since December, 1999, the Partnership received prepayments on eight of the twenty-four remaining mortgage loans receivable on the six-unit condominium buildings comprising the Schaumburg Terrace condominium complex which the Partnership
had sold during 1994 and 1995.

The gain on the sale of investment property recorded for the six months ended June 30, 2000 is the result of deferred gain from the Schaumburg Terrace condominium sales being recognized as cash is received on the related financing
extended by the Partnership to the individual purchasers. The increase in the gain on the sale of investment property for the six months ended June 30, 2000, as compared to the six months ended June 30, 1999, is due to the recognition of approximately
$505,000 of deferred gain from the prepayment of eight of the twenty-four mortgage loans receivable.

Rental and additional income increased for the six months ended June 30, 2000, as compared to the six months ended June 30, 1999, due to an increase in occupancy and rent rates at McHenry Plaza. As of June 30, 2000, approximately 6,159
square feet, representing 11% of the total space at the center, remains to be leased. The General Partner continues to pursue additional leases for this remaining space.

Professional services to non-affiliates decreased for the six months ended June 30, 2000, as compared to the six months ended June 30, 1999, due to a decrease in legal services.

Property operating expenses to non-affiliates increased for the six months ended June 30, 2000, as compared to the six months ended June 30, 1999, due to an increase in repair and maintenance expenses at McHenry Plaza Shopping Center.
This increase was partially offset by a decrease in grounds maintenance expenses.

The following is a list of approximate occupancy levels for the Partnership's investment properties as of the end of each quarter during 1999 and 2000:

|                                     | 1999  |       | 2000 
|------------------------------------ | ----- | ----- | -----
|Properties                           | 03/31 | 06/30 | 09/30
|                                     |       |       |      
|McHenry Plaza                        | 79%   | 79%   | 79%  
|McHenry, Illinois                    |       |       |      
|                                     |       |       |      
|Douglas Living & Retirement   Center | 100%  | 100%  | 100% 
|Mattoon, Illinois                    |       |       |      
|                                     |       |       |      
|Hillside Living Center               | 100%  | 100%  | 100% 
|Yorkville, Illinois                  |       |       |      
|                                     |       |       |      
|Scandinavian Health Spa              | 100%  | 100%  | 100% 
|Westlake, Ohio                       |       |       |      
|                                     |       |       |      
|Rantoul Wal-Mart                     | 100%  | 100%  | 100% 
|Rantoul, Illinois                    |       |       |      
|                                     |       |       |      
|Duncan Wal-Mart                      | 100%  | 100%  | 100% 
|Duncan, Oklahoma                     |       |       |      

PART II - Other Information

Items 1 through 6 (b) are omitted because of the absence of conditions under which they are required.







SIGNATURES





Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.







|      | INLAND'S MONTHLY INCOME FUND, L.P.       
|----- | -----------------------------------------
|      |                                          
|By:   | Inland Real Estate Investment Corporation
|      | General Partner                          
|      |                                          
|      |                                          
|      | /S/ ROBERT D. PARKS                      
|      |                                          
|By:   | Robert D. Parks                          
|      | Chairman                                 
|Date: | August 11, 2000                          
|      |                                          
|      |                                          
|      | /S/ PATRICIA A. DELROSSO                 
|      |                                          
|By:   | Patricia A. DelRosso                     
|      | Senior Vice President                    
|Date: | August 11, 2000                          
|      |                                          
|      |                                          
|      | /S/ KELLY TUCEK                          
|      |                                          
|By:   | Kelly Tucek                              
|      | Principal Financial Officer and          
|      | Principal Accounting Officer             
|Date: | August 11, 2000