Exhibit 33.2

[FIRST REPUBLIC BANK LOGO]

Management Assessment

Management of First
Republic Bank (the Bank) is responsible for assessing compliance with the applicable servicing criteria set forth in Item 1122(d) of Regulation AB of the Securities and Exchange Commission relating to the servicing of residential mortgage loans
serviced for others (the Platform) as of and for the year ended December 31, 2015, except for servicing criteria 1122(d)(1)(iii), 1122(d)(3)(i)(c), and 1122(d)(4)(xv), which the Bank has determined are not applicable to the activities it performs
with respect to the Platform. Appendix A identifies the individual asset-backed transactions and securities defined by management as constituting the Platform.

We have determined that servicing criteria 1122(d)(1)(v) is applicable to the activities the Bank performs with respect to the Platform only as it relates to
those transactions and securities issued after November 23, 2015. Appendix B identifies the individual asset-backed transactions and securities for which criteria 1122(d)(1)(v) is applicable. For transactions and securities issued on or before
November 23, 2015, the Banks management has assessed compliance with servicing activities described in servicing criteria 1122(d)(1)(v) under other applicable servicing criteria in accordance with the SEC Division of Corporation Finances
Manual of Publicly Available Interpretations on Regulation AB and Related Rules, Interpretation 11.03.

With respect to servicing criteria
1122(d)(4)(iv), 1122(d)(4)(xi), and 1122(d)(4)(xii), management has engaged various vendors to perform the activities required by these servicing criteria. The Banks management has determined that none of these vendors is considered a
servicer as defined in Item 1101(j) of Regulation AB, and the Banks management has elected to take responsibility for assessing compliance with the servicing criteria applicable to each vendor as permitted by the SECs
Compliance and Disclosure Interpretation (C&DI) 200.06, Vendors Engaged by Servicers(C&DI 200.06) (formerly SEC Manual Telephone Interpretation 17.06). Management has policies and procedures in place designed to provide
reasonable assurance that the vendors activities comply in all material respects with the servicing criteria applicable to each vendor. The Banks management is solely responsible for determining that it meets the SEC requirements to
apply C&DI 200.06 for the vendors and related criteria.

The Banks management has assessed the Banks compliance with the applicable
servicing criteria as of and for the year ended December 31, 2015. In making this assessment, management used the criteria set forth by the Securities and Exchange Commission in paragraph (d) of Item 1122 of Regulation AB.

Based on such assessment, management believes that, as of and for the year ended December 31, 2015, the Bank has complied in all material respects with the
servicing criteria set forth in Item 1122(d) of Regulation AB of the Securities and Exchange Commission relating to the servicing of the Platform.

The
Bank has amended its assessment of compliance dated February 26, 2016 to include the applicable servicing criteria 1122(d)(1)(v) and 1122(d)(2)(iv). Although these criteria were previously deemed not applicable as of and for the year
ended December 31, 2015, the Bank



---

has subsequently determined that they are in fact applicable to the activities it performs with respect to the Platform. The transactions to which criterion 1122(d)(1)(v) is applicable are
identified in Appendix B. We have determined that servicing criterion 1122(d)(2)(iv) is applicable to all transactions and securities in the Platform.

KPMG LLP, an independent registered public accounting firm, has issued an attestation report with respect to managements assessment of compliance with
the applicable servicing criteria as of and for the year ended December 31, 2015.



|                                                        |  |  |  |        
|------------------------------------------------------- |  |  |  | -------
|/s/ Michael J. Roffler                                  |  |  |  | 9/14/16
|Michael J. Roffler                                      |  |  |  | Date   
|Executive Vice President and Chief Financial Officer    |  |  |  |        
|                                                        |  | 
|/s/ Nancy Segreto                                       |  |  |  | 9/14/16
|Nancy Segreto                                           |  |  |  | Date   
|Senior Vice President, Lending Services                 |  |  |  |        
|                                                        |  | 
|/s/ John Glander                                        |  |  |  | 9/14/16
|John Glander                                            |  |  |  | Date   
|Vice President, Lending Strategies, Products, and Sales |  |  |  |        



---

APPENDIX A



|           |  |                                             |  |            |     |  |         |   |                | 
|---------- |  | ------------------------------------------- |  | ---------- | --- |  | ------- | - | -------------- | 
|Investor # |  | Investor Name                               |  | Loan Count |     |  | Balance |  
|50         |  | First Republic Preferred Capital Corp. I    |  |            | 29  |  |         | $ | 31,161,485.30  | 
|120        |  | Redwood Trust (Bear Stearns)                |  |            | 24  |  |         | $ | 20,256,499.75  | 
|122        |  | Sequioa 2007-2                              |  |            | 43  |  |         | $ | 42,026,140.37  | 
|123        |  | SEMT 2007-3                                 |  |            | 8   |  |         | $ | 9,694,802.13   | 
|124        |  | CSMC Trust 2014-SAF1                        |  |            | 1   |  |         | $ | 850,363.47     | 
|126        |  | MTGLQ Investors, L.P.                       |  |            | 120 |  |         | $ | 86,513,484.64  | 
|127        |  | OneWest Bank N.A.                           |  |            | 680 |  |         | $ | 553,424,637.26 | 
|128        |  | Sequoia Mortgage Trsut 2014-1               |  |            | 63  |  |         | $ | 55,369,095.34  | 
|129        |  | STIFEL BANK & TRUST                         |  |            | 40  |  |         | $ | 39,807,572.99  | 
|131        |  | Morgan Stanley Mortgage                     |  |            | 93  |  |         | $ | 93,972,081.36  | 
|132        |  | JP Morgan Mortgage Trust 2014-2             |  |            | 306 |  |         | $ | 134,078,690.61 | 
|133        |  | Sequoia Mortgage Trust 2013-12              |  |            | 42  |  |         | $ | 33,881,016.64  | 
|134        |  | CSMC 2014-IVR3                              |  |            | 58  |  |         | $ | 35,112,408.37  | 
|135        |  | Citizens Bank, N.A And Various              |  |            | 3   |  |         | $ | 2,042,480.53   | 
|136        |  | MSRM Loan Trust 2014-1                      |  |            | 246 |  |         | $ | 211,543,427.42 | 
|137        |  | Sequoia Mortgage Trust 2014-3               |  |            | 65  |  |         | $ | 52,872,814.27  | 
|138        |  | J.P. Morgan Trust 2014-IVR3                 |  |            | 80  |  |         | $ | 103,477,318.07 | 
|141        |  | Delta Community Credit Union                |  |            | 20  |  |         | $ | 20,955,483.60  | 
|142        |  | Sequoia Mortgage Trust 2013-12              |  |            | 47  |  |         | $ | 41,455,480.46  | 
|143        |  | CSMC Trust 2014-IVR1                        |  |            | 10  |  |         | $ | 8,878,486.21   | 
|144        |  | CSMC Trust 2013-IVR5                        |  |            | 1   |  |         | $ | 625,814.12     | 
|145        |  | JP Morgan Mortgage TR 2014-1                |  |            | 45  |  |         | $ | 40,917,466.58  | 
|146        |  | Florida Community Bank, N.A.                |  |            | 37  |  |         | $ | 39,817,383.57  | 
|147        |  | Citizens Bank of Pennsylvania               |  |            | 91  |  |         | $ | 75,038,167.19  | 
|149        |  | Hudson Valley Bank                          |  |            | 6   |  |         | $ | 8,470,867.97   | 
|151        |  | CMSC Trust 2013-7                           |  |            | 2   |  |         | $ | 1,711,033.47   | 
|152        |  | Sequoia Mortgage Trust 2013-11              |  |            | 14  |  |         | $ | 11,983,153.15  | 
|153        |  | Sequoia Mortgage Trust 2013-10              |  |            | 2   |  |         | $ | 1,372,434.96   | 
|154        |  | CSMC Trust 2013-6                           |  |            | 19  |  |         | $ | 20,931,447.55  | 
|155        |  | JP Morgan Mortgage Trust 2013-3             |  |            | 115 |  |         | $ | 121,024,014.74 | 
|156        |  | NRP MortgageTrust2013-1                     |  |            | 425 |  |         | $ | 384,997,651.89 | 
|157        |  | CSMC Trust 2013-HYB1                        |  |            | 278 |  |         | $ | 299,001,824.95 | 
|158        |  | CSMC Trust 2013-IVR4                        |  |            | 35  |  |         | $ | 36,418,311.88  | 
|162        |  | Citigroup Mortgage Loan Turst Series 2005-6 |  |            | 28  |  |         | $ | 14,051,836.18  | 
|163        |  | SAMI II 2005-AR2                            |  |            | 77  |  |         | $ | 69,372,530.91  | 
|164        |  | MLCC 2005-3                                 |  |            | 31  |  |         | $ | 24,418,565.03  | 
|165        |  | MLMI 2005-A10                               |  |            | 25  |  |         | $ | 27,215,002.51  | 
|166        |  | Redwood Residential Acquisition Corp        |  |            | 17  |  |         | $ | 12,761,569.35  | 
|169        |  | Sequoia Mortgage Trust 2012-1               |  |            | 68  |  |         | $ | 59,066,452.35  | 
|172        |  | SEMT 2012-2                                 |  |            | 73  |  |         | $ | 63,961,565.00  | 
|173        |  | SEMT 2013-1                                 |  |            | 17  |  |         | $ | 18,484,467.42  | 
|174        |  | Sequoia Mortgage Trust 2012-3               |  |            | 72  |  |         | $ | 68,347,234.89  | 
|175        |  | Harbor View 2003-2(formerly Greenwich)      |  |            | 6   |  |         | $ | 2,511,678.20   | 
|176        |  | Harbor View 2004-1(formerly Greenwich)      |  |            | 19  |  |         | $ | 7,796,032.60   | 
|177        |  | Harbor View 2004-5(formerly Greenwich)      |  |            | 7   |  |         | $ | 3,820,691.97   | 
|178        |  | Harbor View 2006-6                          |  |            | 1   |  |         | $ | 386,154.63     | 
|180        |  | MASTR 2003-5(formerly UBS Warburg)          |  |            | 2   |  |         | $ | 1,589,284.40   | 
|181        |  | Sequoia Mortgage Trust 2012-5               |  |            | 65  |  |         | $ | 60,428,229.30  | 
|182        |  | Sequoia Mortgage Trust 2013-2               |  |            | 287 |  |         | $ | 255,840,603.41 | 
|183        |  | Sequoia Mortgage Trust 2013-3               |  |            | 72  |  |         | $ | 67,098,191.44  | 
|184        |  | Sequoia Mortgage Trust 2013-4               |  |            | 57  |  |         | $ | 59,769,305.26  | 
|185        |  | MASTI 2003-4 (formerly UBS Warburg)         |  |            | 6   |  |         | $ | 3,217,914.32   | 
|187        |  | Sequoia Mortgage Trust 2013-7               |  |            | 13  |  |         | $ | 10,927,431.65  | 
|188        |  | Sequoia Mortgage Trust 2013-8               |  |            | 4   |  |         | $ | 2,475,602.01   | 
|189        |  | CSMC Trust 2013-IVR3                        |  |            | 29  |  |         | $ | 34,234,123.08  | 
|191        |  | CSFB 2004-5                                 |  |            | 2   |  |         | $ | 447,768.73     | 



---

APPENDIX A



|    |  |                                          |  |  |     |  |  |   |                | 
|--- |  | ---------------------------------------- |  |  | --- |  |  | - | -------------- | 
|192 |  | CSFB 2004-6                              |  |  | 4   |  |  | $ | 582,192.07     | 
|193 |  | CSFB 2004-7                              |  |  | 1   |  |  | $ | 223,401.62     | 
|194 |  | TIAA-CREF Trust Company, FSB             |  |  | 273 |  |  | $ | 166,200,454.08 | 
|195 |  | MLMI 2005-A1                             |  |  | 13  |  |  | $ | 6,493,903.20   | 
|196 |  | Merrill Lynch Bank                       |  |  | 28  |  |  | $ | 22,855,792.70  | 
|197 |  | MLCC 2006-2                              |  |  | 53  |  |  | $ | 28,841,347.74  | 
|199 |  | Sequoia Mortgage Trust 2012-4            |  |  | 48  |  |  | $ | 47,682,018.43  | 
|200 |  | Sequoia Mortgage Trust 2012-6            |  |  | 32  |  |  | $ | 30,502,749.17  | 
|201 |  | JP Morgan Mortgage Acq. Corp.            |  |  | 172 |  |  | $ | 136,599,495.92 | 
|203 |  | Scottrade Bank                           |  |  | 102 |  |  | $ | 48,085,184.30  | 
|204 |  | JP Morgan Mortgage Trust 2013-1          |  |  | 251 |  |  | $ | 169,709,327.80 | 
|207 |  | CSMC Trust 2013-IVR1                     |  |  | 99  |  |  | $ | 82,505,687.20  | 
|209 |  | CSMC Trust 2013-IVR2                     |  |  | 163 |  |  | $ | 148,510,252.22 | 
|215 |  | Bank United N.A.                         |  |  | 29  |  |  | $ | 30,723,502.40  | 
|216 |  | North Valley Bank                        |  |  | 12  |  |  | $ | 13,520,460.41  | 
|217 |  | Signature Bank                           |  |  | 13  |  |  | $ | 17,947,392.79  | 
|244 |  | Independent National Mortgage            |  |  | 1   |  |  | $ | 328,423.42     | 
|248 |  | Washington Mutual Bank, Flow Sales (PNC) |  |  | 2   |  |  | $ | 434,020.27     | 
|250 |  | CitiMortgage                             |  |  | 8   |  |  | $ | 2,199,496.51   | 
|260 |  | CitiMortgage                             |  |  | 12  |  |  | $ | 2,537,145.74   | 
|312 |  | Residential Funding                      |  |  | 18  |  |  | $ | 5,791,602.24   | 
|330 |  | U.S. Bank                                |  |  | 2   |  |  | $ | 222,747.28     | 
|356 |  | Thornburg 2008-1                         |  |  | 3   |  |  | $ | 1,661,970.83   | 
|357 |  | Everbank                                 |  |  | 18  |  |  | $ | 15,292,599.37  | 
|358 |  | DLJ Mortgage Capital, Inc.               |  |  | 1   |  |  | $ | 1,600,000.00   | 
|360 |  | Northfield Bank                          |  |  | 287 |  |  | $ | 277,192,921.95 | 
|361 |  | JP Morgan Trust 2014-OAK4                |  |  | 11  |  |  | $ | 12,911,483.17  | 
|362 |  | JP Morgan Mortgage Trust 2014-5          |  |  | 186 |  |  | $ | 119,757,099.69 | 
|363 |  | Sequoia Mortgage Trust 2014-4            |  |  | 121 |  |  | $ | 103,684,910.88 | 
|364 |  | JP Morgan Mortgage TR2014-IVR6           |  |  | 335 |  |  | $ | 330,721,573.49 | 
|365 |  | CSMC TRUST 2105-WIN1                     |  |  | 6   |  |  | $ | 4,943,543.60   | 
|366 |  | JP Morgan Mortgage Trust 2015-1          |  |  | 795 |  |  | $ | 790,866,625.61 | 
|367 |  | Sequoia Mortgage Trust 2015-1            |  |  | 117 |  |  | $ | 97,647,389.36  | 
|368 |  | Nexbank SSB                              |  |  | 86  |  |  | $ | 79,453,670.04  | 
|369 |  | CSMC Trust 2015-1                        |  |  | 5   |  |  | $ | 4,549,322.79   | 
|370 |  | JP Morgan Mortgage TR2015-IVR2           |  |  | 357 |  |  | $ | 343,632,109.47 | 
|371 |  | CSMC TRUST 2015-2                        |  |  | 8   |  |  | $ | 6,112,623.16   | 
|372 |  | CSMC TRUST 2015-3                        |  |  | 5   |  |  | $ | 3,598,272.70   | 
|373 |  | Dime Bank                                |  |  | 35  |  |  | $ | 28,921,622.28  | 
|375 |  | Sequoia Mortgage Trust 2015-2            |  |  | 22  |  |  | $ | 16,093,959.12  | 
|376 |  | RWT FINANCIAL, LLC                       |  |  | 355 |  |  | $ | 305,722,395.23 | 
|377 |  | CSMLT 2015-1                             |  |  | 21  |  |  | $ | 16,542,704.70  | 
|378 |  | JP MORGAN MORTGAGE TR 2015-3             |  |  | 84  |  |  | $ | 77,481,565.04  | 
|380 |  | SEQUOIA MORTGAGE TR 2015-3               |  |  | 43  |  |  | $ | 39,799,119.20  | 
|381 |  | GUARANTY BANK & TRUST COMPANY            |  |  | 65  |  |  | $ | 49,340,795.42  | 
|382 |  | CSMLT 2015-2 TRUST                       |  |  | 2   |  |  | $ | 1,909,949.28   | 
|383 |  | Landmark Community Bank                  |  |  | 21  |  |  | $ | 15,194,369.69  | 
|384 |  | GOLDEN PACIFIC BANK, NA                  |  |  | 6   |  |  | $ | 4,032,557.58   | 
|385 |  | J.P. MORGAN MORTGAGE TR 2015-4           |  |  | 167 |  |  | $ | 131,100,516.29 | 
|386 |  | J.P. MORGAN MORTGAGE TR 2015-5           |  |  | 458 |  |  | $ | 439,200,734.51 | 
|387 |  | Colorado Federal Savings Bank            |  |  | 71  |  |  | $ | 96,841,713.07  | 
|388 |  | Nationwide Bank                          |  |  | 284 |  |  | $ | 240,480,457.33 | 
|389 |  | Wilmington Sav Fund Society              |  |  | 91  |  |  | $ | 93,114,552.35  | 
|390 |  | J.P. MORGAN MORTGAGE TR 2015-6           |  |  | 78  |  |  | $ | 72,232,928.32  | 
|391 |  | CSMLT 2015-3 TRUST                       |  |  | 17  |  |  | $ | 13,017,569.83  | 
|392 |  | Sequoia Mortgage Trust 2015-4            |  |  | 59  |  |  | $ | 44,675,757.52  | 
|393 |  | Broadway Federal Bank                    |  |  | 103 |  |  | $ | 99,055,258.29  | 
|394 |  | New Residential Mortgage Loan            |  |  | 1   |  |  | $ | 400,196.40     | 



---

APPENDIX A





|    |  |                                        |  |  |        |  |  |   |                   | 
|--- |  | -------------------------------------- |  |  | ------ |  |  | - | ----------------- | 
|395 |  | NATIIONSTAR MORTGAGE LLC., AS          |  |  | 1      |  |  | $ | 1,000,000.00      | 
|414 |  | Federal Home Mortgage Loan Association |  |  | 7      |  |  | $ | 487,240.16        | 
|415 |  | FNMA MBS                               |  |  | 5      |  |  | $ | 254,188.89        | 
|420 |  | THORNBURG MORTGAGE THB2003-1           |  |  | 3      |  |  | $ | 1,952,362.61      | 
|421 |  | THORNBURG MORTGAGE THB2003-2           |  |  | 5      |  |  | $ | 2,667,788.41      | 
|422 |  | THORNBURG MORTGAGE THB2003-3           |  |  | 1      |  |  | $ | 927,582.46        | 
|423 |  | THORNBURG MORTGAGE THB2003-4           |  |  | 7      |  |  | $ | 5,196,115.63      | 
|424 |  | THORNBURG MORTGAGE THB2003-5           |  |  | 14     |  |  | $ | 10,471,416.92     | 
|425 |  | THORNBURG MORTGAGE THB2003-6           |  |  | 16     |  |  | $ | 10,764,234.62     | 
|426 |  | THORNBURG MORTGAGE THB2004-1           |  |  | 9      |  |  | $ | 5,196,455.94      | 
|427 |  | THORNBURG MORTGAGE THB2004-2           |  |  | 12     |  |  | $ | 8,466,896.05      | 
|428 |  | THORNBURG MORTGAGE THB2004-3           |  |  | 16     |  |  | $ | 10,969,288.31     | 
|429 |  | THORNBURG MORTGAGE THB2004-4           |  |  | 26     |  |  | $ | 15,705,076.35     | 
|430 |  | THORNBURG MORTGAGE THB2005-1           |  |  | 46     |  |  | $ | 23,211,139.52     | 
|431 |  | THORNBURG MORTGAGE THB2005-2           |  |  | 35     |  |  | $ | 23,269,414.17     | 
|432 |  | THORNBURG MORTGAGE THB2005-3           |  |  | 37     |  |  | $ | 28,764,130.13     | 
|433 |  | THORNBURG MORTGAGE THB2005-4           |  |  | 13     |  |  | $ | 7,329,264.64      | 
|434 |  | THORNBURG MORTGAGE THB2006-1           |  |  | 8      |  |  | $ | 7,306,154.33      | 
|435 |  | THORNBURG MORTGAGE THB2006-2           |  |  | 15     |  |  | $ | 9,626,563.95      | 
|436 |  | THORNBURG MORTGAGE THB2006-3           |  |  | 20     |  |  | $ | 14,964,485.55     | 
|437 |  | THORNBURG MORTGAGE THB2006-4           |  |  | 10     |  |  | $ | 10,739,475.27     | 
|438 |  | THORNBURG MORTGAGE THB2006-5           |  |  | 10     |  |  | $ | 5,089,140.43      | 
|439 |  | THORNBURG MORTGAGE THB2006-6           |  |  | 35     |  |  | $ | 17,005,700.56     | 
|440 |  | THORNBURG MORTGAGE THB2007-1           |  |  | 5      |  |  | $ | 4,346,000.00      | 
|441 |  | THORNBURG MORTGAGE THB2007-2           |  |  | 46     |  |  | $ | 36,848,971.99     | 
|442 |  | THORNBURG MORTGAGE THB2007-3           |  |  | 14     |  |  | $ | 8,259,291.18      | 
|443 |  | THORNBURG MORTGAGE THB2007-4           |  |  | 3      |  |  | $ | 4,011,382.91      | 
|510 |  | CitiMortgage                           |  |  | 6      |  |  | $ | 650,347.66        | 
|515 |  | Fannie Mae-Laser                       |  |  | 4946   |  |  | $ | 1,630,762,795.20  | 
|516 |  | Bank of New Canaan                     |  |  | 3      |  |  | $ | 3,729,250.00      | 
|614 |  | Federal Home Loan Mortgage Association |  |  | 1      |  |  | $ | 40,314.06         | 
|633 |  | Chase Mortgage Services, Inc           |  |  | 3      |  |  | $ | 97,910.79         | 
|636 |  | Bank United of Florida                 |  |  | 1      |  |  | $ | 18,765.36         | 
|637 |  | Bank of America                        |  |  | 2      |  |  | $ | 134,983.11        | 
|720 |  | 2002-FRB2 REMIC                        |  |  | 27     |  |  | $ | 15,082,818.47     | 
|730 |  | 2002-FRB1 REMIC                        |  |  | 40     |  |  | $ | 21,305,545.98     | 
|740 |  | 2001-FRB1 REMIC                        |  |  | 48     |  |  | $ | 31,286,133.09     | 
|760 |  | 2000-FRB1 REMIC                        |  |  | 19     |  |  | $ | 6,859,357.38      | 
|770 |  | Bear Stearns                           |  |  | 10     |  |  | $ | 2,498,835.64      | 
|775 |  | AAR BART 2003-5 (Bear Stearns)         |  |  | 24     |  |  | $ | 8,234,515.22      | 
|777 |  | HVMLT 2006-13                          |  |  | 1      |  |  | $ | 718,283.42        | 
|780 |  | 2000-FRB2 REMIC                        |  |  | 28     |  |  | $ | 13,528,329.93     | 
|    |  | Total                                  |  |  | 15,264 |  |  |   | 10,438,964,956.81 | 
|    |  |                                        |  |  |        |  |  |   |                   | 



---

APPENDIX B



|           |  |                                      |  |            |     |  |         |   |                | 
|---------- |  | ------------------------------------ |  | ---------- | --- |  | ------- | - | -------------- | 
|Investor # |  | Investor Name                        |  | Loan Count |     |  | Balance |  
|166        |  | Redwood Residential Acquisition Corp |  |            | 16  |  |         | $ | 11,775,599.29  | 
|376        |  | RWT Financial LLC                    |  |            | 12  |  |         | $ | 11,616,772.66  | 
|387        |  | Colorado Federal Savings Bank        |  |            | 40  |  |         | $ | 43,287,019.23  | 
|391        |  | CSMLT 2015-3 TRUST                   |  |            | 1   |  |         | $ | 503,997.02     | 
|393        |  | Broadway Federal Bank                |  |            | 102 |  |         | $ | 98,755,833.50  | 
|395        |  | Nationstar Mortgage LLC., AS         |  |            | 1   |  |         | $ | 1,000,000.00   | 
|515        |  | Fannie Mae-Laser                     |  |            | 75  |  |         | $ | 29,791,284.74  | 
|           |  | Total                                |  |            | 247 |  |         | $ | 196,730,506.44 | 
|           |  |                                      |  |            |     |  |         |   |                |