FORM 10-Q

                         SECURITIES AND EXCHANGE COMMISSION

                              Washington, D.C.  20549


Quarterly Report Under Section 13 or 15(d) of the Securities Exchange Act
of 1934

(Mark One)

[X] QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE
    ACT OF 1934


For the quarterly period ended     March 31, 2000

                                        OR

[ ] TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE
    ACT OF 1934

For the transition period from                        to


                                  ___________________


For Quarter Ended March 31, 2000    Commission file number:  2-96350


                                  CNB Corporation
               (Exact name of registrant as specified in its charter)


South Carolina                                57-0792402
 (State or other jurisdiction of                 (I.R.S. Employer
  incorporation or organization)                  Identification No.)

P.O. Box 320, Conway, South Carolina          29528
  (Address of principal executive offices)        (Zip Code)


(Registrant's telephone number, including area code):  (843) 248-5721


     Indicate by check mark whether the registrant (1) has filed all reports
required to be filed by Section 13 or 15(d) of the Securities Exchange Act of
1934 during the preceding 12 months (or for such shorter period that the
registrant was required to file such reports), and (2) has been subject to such
filing requirements for the past 90 days.  Yes  X .   No    .


The number of shares outstanding of the issuer's $10.00 par value common stock
as of March 31, 2000 was 596,494.









<PAGE>


CNB Corporation
                                                                        Page

PART I.    FINANCIAL INFORMATION


Item 1.    Financial Statements:

           Consolidated Balance Sheets as of March 31, 2000,               1
           December 31, 1999 and March 31, 1999

           Consolidated Statement of Income for the Three Months           2
           Ended March 31, 2000 and 1999

           Consolidated Statement of Comprehensive Income                  3
           for the Three Months Ended March 31, 2000 and 1999

           Consolidated Statement of Changes in Stockholders'              4
           Equity for the Three Months Ended March 31, 2000
           and 1999

           Consolidated Statement of Cash Flows for the Three Months       5
           Ended March 31, 2000 and 1999

           Notes to Consolidated Financial Statements                   6-13

Item 2.    Management's Discussion and Analysis of Financial           14-21
           Condition and Results of Operations

PART II.   OTHER INFORMATION

Item 6.    Exhibits and Reports on Form 8-K                               22


SIGNATURE                                                                 23

































<PAGE>



                         CNB Corporation and Subsidiary
                          Consolidated Balance Sheets
             (All Dollar Amounts, Except Per Share Data, in Thousands)
                                  (Unaudited)
<TABLE>
<CAPTION>
                                         March 31,   December 31,  March 31,
                                           2000         1999         1999
ASSETS:
<S>                                      <C>         <C>            <C>
    Cash and due from banks              $ 18,237    $ 20,259       $ 16,086
    Interest bearing deposits with banks        0           0              0
    Investment Securities                  49,912      54,868         58,876
      (Fair values of $49,283 at
       March 31, 2000, $54,430 at
       December 31, 1999, and $59,715
       at March 31, 1999)
    Securities Available for Sale          89,614      89,151         82,973
      (Amortized cost of $91,650 at
       March 31, 2000, $90,834 at
       December 31, 1999, and $82,937
       at March 31, 1999)
    Federal Funds sold and securities
       purchased under agreement
       to resell                            8,650      11,150         37,175
    Loans:
       Gross Loans                        276,054     267,416        239,609
       Less unearned income                  (188)       (275)          (811)
         Loans, net of unearned income    275,866     267,141        238,798
       Less reserve for possible
          loan losses                       3,675      (3,451)        (3,199)
         Net loans                        272,191     263,690        235,599
    Bank premises and equipment             8,905       8,504          7,326
    Other assets                            8,752       8,080          7,149
Total assets                              456,261     455,702        445,184

LIABILITIES AND STOCKHOLDERS' EQUITY:
    Deposits:
       Non-interest bearing                79,187      72,728         74,496
       Interest-bearing                   298,614     302,775        292,610
          Total deposits                  377,801     375,503        367,106
    Federal funds purchased and
       securities sold under agreement
       to repurchase                       28,195      27,477         32,257
    Other short-term borrowings             1,608       3,809          1,131
    Other liabilities                       3,531       5,201          2,394
 Total liabilities                        411,135     411,990        402,888
   Stockholders' equity:
       Common stock, par value $10 per
       share:  Authorized 1,500,000 in
       2000 and 1999;  issued 598,681
       1n 2000 and 1999                     5,987       5,987          5,987
       Surplus                             24,556      24,546         24,545
       Undivided Profits                   16,033      14,467         11,876
       Net Unrealized Holding              (1,221)     (1,011)            22
       Gains (Losses) on
        Available-For-Sale Securities
         Less:  Treasury stock               (229)       (277)          (134)
            Total stockholders' equity     45,126      43,712         42,296
           Total liabilities
             and stockholders' equity     456,261     455,702        445,184
 </TABLE>








                                     1
<PAGE>




                        CNB Corporation and Subsidiary
                       Consolidated Statement of Income
         (All Dollar Amounts, Except Per Share Data, in Thousands)
                                 (Unaudited)
<TABLE>
<CAPTION>
                                                           Three Months Ended
                                                               March 31,
                                                            2000      1999
Interest Income:
<S>                                                       <C>       <C>
  Interest and fees on loans                              $  6,133  $  5,097
  Interest on investment securities:
    Taxable investment securities                            1,865     1,929
    Tax-exempt investment securities                           193       180
    Other securities                                             0         0
  Interest on federal funds sold and securities
    purchased under agreement to resell                        110       282
      Total interest income                                  8,301     7,488

Interest Expense:
  Interest on deposits                                       3,065     2,809
  Interest on federal funds purchased and securities
    sold under agreement to repurchase                         329       337
  Interest on other short-term borrowings                       26        14
      Total interest expense                                 3,420     3,160
Net interest income                                          4,881     4,328
Provision for possible loan losses                             240       150
Net interest income after provision for possible
  loan losses                                                4,641     4,178
Other income:
  Service charges on deposit accounts                          683       612
  Gains/(Losses) on securities                                   0         0
  Other operating income                                       344       294
      Total other income                                     1,027       906
Other expenses:
  Salaries and employee benefits                             2,031     1,843
  Occupancy expense                                            451       389
  Other operating expenses                                     850       730
      Total operating expenses                               3,332     2,962
Income before income taxes                                   2,336     2,122
  Income tax provision                                         771       694
Net Income                                                   1,565     1,428

  Per share data:
  Net income per weighted average shares outstanding      $   2.62  $   2.39

  Cash dividend paid per share                            $      0  $      0

  Book value per actual number of shares outstanding      $  75.65  $  70.81

  Weighted average number of shares outstanding            596,588   597,180

  Actual number of shares outstanding                      596,494   597,321
</TABLE>














                                     2


<PAGE>
                             CNB Corporation and Subsidiary
                     Consolidated Statements of Comprehensive Income
              (All Dollar Amounts, Except Per Share Data, in Thousands)
                                    (Unaudited)




<TABLE>
<CAPTION>
                                                   Three Months
                                                      Ended
                                                    March 31,
                                                2000         1999
<S>                                             <C>          <C>
Net Income                                      $1,565       $1,428

Other comprehensive income, net of tax

    Unrealized gains/(losses)
      on securities:
    Unrealized holding gains/(losses)             (210)        (403)
      during period

Net Comprehensive Income                        $1,355       $1,025

</TABLE>












































                                          3
<PAGE>
                           CNB Corporation and Subsidiary
            Consolidated Statement of Changes in Stockholders' Equity
                          (All Dollar Amounts in Thousands)
                                    (Unaudited)
<TABLE>
<CAPTION>
                                                    Three Months Ended
                                                         March 31,
                                                    2000           1999
<S>                                                  <C>           <C>
Common Stock:
($10 par value; 1,500,000 shares authorized)
Balance, January 1                                   5,987         5,987
Issuance of Common Stock                              None          None
Balance at end of period                             5,987         5,987



Surplus:
Balance, January 1                                  24,546        24,538
Issuance of Common Stock                              None          None
Gain on sale of treasury stock                          10             7
Balance at end of period                            24,556        24,545



Undivided profits:
Balance, January 1                                  14,467        10,448
Net Income                                           1,565         1,428
Cash dividends declared                               None          None
Balance at end of period                            16,033        11,876



Net unrealized holding gains/(losses) on
Available-for-sale securities:
Balance, January 1                                  (1,011)          425
Change in net unrealized gains/(Losses)               (210)         (403)
Balance at end of period                            (1,221)           22



Treasury stock:
Balance, January 1
(2,722 shares in 2000; 2,066 shares in 1999)          (277)         (197)
Purchase of treasury stock                             (46)          (63)
Reissue of treasury stock                               94           126
Balance at end of period
(2,187 shares in 2000; 1,360 shares in 1999)          (229)         (134)


Total stockholders' equity                          45,126        42,296
</TABLE>

Note:  Columns may not add due to rounding















                                     4
<PAGE>


                           CNB CORPORATION AND SUBSIDIARY
                        CONSOLIDATED STATEMENT OF CASH FLOWS
                                    (Unaudited)
<TABLE>
<CAPTION>
                                         For the three-month period ended March 31,
                                                      2000        1999
<S>                                                 <C>         <C>
OPERATING ACTIVITIES
  Net income                                        $ 1,565     $  1,428
  Adjustments to reconcile net income to
    net cash provided by operating activities
    Depreciation                                        131          131
    Provision for loan losses                           240          150
    Provision for deferred income taxes                (291)        (656)
    Loss (gain) on sale of investment
     securities                                           0            0
    (Increase) decrease in accrued interest
     receivable                                        (346)        (135)
    (Increase) decrease in other assets                 (35)         (65)
    (Decrease) increase in other liabilities            249         (695)

        Net cash provided by operating
          activities                                  1,513          158

INVESTING ACTIVITIES
  Proceeds from sale of investment securities
   available for sale                                     0            0
  Proceeds from maturities of investment
   securities held to maturity                        4,956        2,642
  Proceeds from maturities of investment
   securities available for sale                      1,000        5,609
  Purchase of investment securities held to
   Maturity                                               0         (870)
  Purchase of investment securities
   available for sale                                (1,463)      (8,000)
  Decrease (increase) in interest-bearing
    deposits in banks                                     0            0
  (Increase) decrease in federal funds sold           2,500      (10,075)
  (Increase) decrease in loans                       (8,725)      (9,669)
  Premises and equipment expenditures                  (532)        (199)

        Net cash provided by (used for)
          investing activities                       (2,264)     (20,562)

FINANCING ACTIVITIES
  Dividends paid                                     (2,086)      (2,090)
  Increase (Decrease) in deposits                     2,298       20,994
  (Decrease) increase in securities sold
    under repurchase agreement                          718         (261)
  (Decrease) increase in other
    short-term borrowings                            (2,201)         (17)

        Net cash provided by (used for)
          financing activities                       (1,271)      18,626

        Net increase (decrease) in cash
          and due from banks                         (2,022)      (1,778)
CASH AND DUE FROM BANKS, BEGINNING OF YEAR           20,259       17,864

CASH AND DUE FROM BANKS, MARCH 31, 2000 AND 1999    $18,237     $ 16,086

CASH PAID (RECEIVED) FOR:
  Interest                                          $ 3,808     $  3,545
  Income taxes                                      $    29     $    530

</TABLE>                             5
<PAGE>





CNB CORPORATION AND SUBSIDIARY (The "Corporation")

CNB CORPORATION (The "Parent")

THE CONWAY NATIONAL BANK (The "Bank")


NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
(All Dollar Amounts in Thousands)


NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES

Net income per share - Net income per share is computed on the basis of the
weighted average number of common shares outstanding, 596,588 for the
three-month period ended March 31, 2000 and 597,180 for the three-month period
ended March 31, 1999.


NOTE 2 - RESTRICTIONS ON CASH AND DUE FROM BANKS

The Bank is required to maintain average reserve balances either at the Bank or
on deposit with the Federal Reserve Bank.  The average amount of these reserve
balances for the three-month period ended March 31, 2000 and for the years ended
December 31, 1999 and 1998 were approximately $8,517, $8,300, and $6,839,
respectively.














































                                     6
<PAGE>
NOTE 3 - INVESTMENT SECURITIES

Investment securities with a par value of approximately $79,205 at March 31,
2000 and $82,325 at December 31, 1999 were pledged to secure public deposits and
for other purposes required by law.

The following summaries reflect the book value, unrealized gains and losses,
approximate market value, and tax-equivalent yields of investment securities at
March 31, 1999 and at December 31, 1999.
<TABLE>
<CAPTION>
                                                  March 31, 2000
                             Book       Unrealized Holding   Fair
                             Value       Gains    Losses     Value         Yield(1)
<S>                        <C>           <C>      <C>        <C>           <C>
AVAILABLE FOR SALE
  United States Treasury
   Within one year         $ 4,988       $    4   $   12     $ 4,980       6.38%
   One to five years        11,104            -      184      10,920       6.05
                            16,092            4      196      15,900       6.15
  Federal agencies
   Within one year          16,437            2       76      16,363       5.92
   One to five years        55,723            -    1,758      53,965       5.78
                            72,160            2    1,834      70,328       5.81
  State, county and
  municipal
   One to five years           260            -        1         259       6.81
   Six to ten years          1,132            -        9       1,123       6.96
   After ten years             612            -        2         610       7.57
                             2,004            -       12       1,992       7.13
  Other Securities(Equity)   1,394            -        -       1,394          -
  Total available for sale $91,650       $    6   $2,042     $89,614       5.90%

HELD TO MATURITY
  United States Treasury
   Within one year           1,010            -       19         991       5.76
                             1,010            -       19         991       5.76
  Federal agencies
   Within one year          10,592            2       36      10,558       6.27
   One to five years        24,184            6      451      23,739       6.38
                            34,776            8      487      34,297       6.35

  State, county and
  municipal
   Within one year           1,660           13        -       1,673       8.19%
   One to five years         7,920           23       76       7,867       6.40
   Six to ten years          4,387           12       93       4,306       6.57
   After ten years             159            -       10         149       6.09
                            14,126           48      179      13,995       6.66
   Total held to maturity  $49,912       $   56  $   685     $49,283       6.42%
</TABLE>
(1) Tax equivalent adjustment based on a 34% tax rate

As of the quarter ended March 31, 2000, the Bank did not hold any securities of
an issuer that exceeded 10% of stockholders' equity. The net unrealized holding
gains/(losses) on available-for-sale securities component of capital is $(1,221)
as of March 31, 2000.












                                      7


<PAGE>
NOTE 3 - INVESTMENT SECURITIES (Continued)


<TABLE>
<CAPTION>
                                                December 31, 1999
                             Book        Unrealized          Fair
                             Value     Gains    Losses       Value         Yield(1)
<S>                        <C>       <C>        <C>          <C>           <C>
AVAILABLE FOR SALE
  United States Treasury
   Within one year         $ 4,984   $   11     $    10      $ 4,985       6.38%
   One to five years        10,117        -         114       10,003       5.99%
                            15,101       11         124       14,988       6.12%
  Federal agencies
   Within one year          11,461        -          38       11,423       5.96%
   One to five years        61,746        5       1,533       60,218       5.79%
                            73,207        5       1,571       71,641       5.82%
  State, county and
  municipal
   Six to ten years          1,132        1           5        1,128       6.96%

  Other - restricted
   Federal Reserve
    Bank and FHLB Stock      1,394        -           -        1,394       6.96%

  Total available for sale $90,834   $   17     $ 1,700      $89,151       5.80%
HELD TO MATURITY
  United States Treasury
   Within one year           3,000        5           -        3,005       6.54%
   One to five years         1,012        -          14          998       5.76%
                             4,012        5          14        4,003       6.35%
  Federal agencies
   Within one year           7,613        -          11        7,602       6.30%
   One to five years        28,188       25         368       27,845       6.36%
                            35,801       25         379       35,447       6.35%

  State, county and
  municipal
   Within one year           1,759       12           -        1,771       8.60%
   One to five years         8,342       42          49        8,335       6.50%
   Six to ten years          4,315       17          78        4,254       6.69%
   After ten years             639        1          20          620       5.56%
                            15,055       72         147       14,980       6.76%
   Total held to maturity  $54,868   $  102     $   540      $54,430       6.46%
</TABLE>
(1) Tax equivalent adjustment based on a 34% tax rate

As of the quarter ended December 31, 1999, the Bank did not hold any securities
of an issuer that exceeded 10% of stockholders' equity. The net unrealized
holding gains/(losses) on available-for-sale securities component of capital is
$(1,011) as of December 31, 1999.


















                                     8
<PAGE>

NOTE 4 - LOANS AND ALLOWANCE FOR LOAN LOSSES

     The following is a summary of loans at March 31, 2000 and December 31, 1999
by major classification:
<TABLE>
<CAPTION>
                                          March 31,           December 31,
                                            2000                  1999
<S>                                      <C>                  <C>
Real estate loans - mortgage             $  170,230          $ 163,614
                  - construction             20,973             21,013
Commercial and industrial loans              47,294             45,742
Loans to individuals for household,
  family and other consumer expenditures     34,271             33,864
Agriculture                                   1,666              1,447
All other loans, including overdrafts         1,620              1,736
     Gross loans                            276,054            267,416
       Less unearned income                    (188)              (275)
       Less reserve for loan losses          (3,675)            (3,451)
         Net loans                          272,191            263,690
</TABLE>

















































                                     9
<PAGE>

NOTE 4 - LOANS AND ALLOWANCE FOR LOAN LOSSES, continued

     Changes in the reserve for loan losses for the quarter ended March 31, 2000
and 1999 and the year ended December 31, 1999 are summarized as follows:
<TABLE>
<CAPTION>
                                                     Quarter Ended
                                                       March 31,      December 31,
                                                   2000         1999     1999
<S>                                                <C>        <C>        <C>
Balance, beginning of period                       $ 3,451   $ 3,132     $ 3,132
Charge-offs:
   Commercial, financial, and agricultural              14        23         254
   Real Estate - construction and mortgage               2         0           3
   Loans to individuals                                 79       143         559
       Total charge-offs                           $    95   $   166     $   816
Recoveries:
   Commercial, financial, and agricultural         $    18   $    34     $   103
   Real Estate - construction and mortgage              10         0          21
   Loans to individuals                                 51        49         216
       Total recoveries                            $    79   $    83     $   340
Net charge-offs/(recoveries)                       $    16   $    83     $   476
Additions charge to operations                     $   240   $   150     $   795
Balance, end of period                             $ 3,675   $ 3,199     $ 3,451

Ratio of net charge-offs during the period
 to average loans outstanding during the
 period                                                .02%      .04%        .19%

</TABLE>
The entire balance is available to absorb future loan losses.

At March 31, 2000 and December 31, 1999 loans on which no interest was being
accrued totalled approximately $365 and $527, respectively; foreclosed real
estate totalled $0 and $0, respectively; and loans 90 days past due and still
accruing totalled $157 and $142, respectively.

                                 OTHER INTEREST-BEARING ASSETS

The Bank maintained an investment in an executive life insurance program through
Confederation Life Insurance and Annuity Company, Inc.  During 1994 the Michigan
Insurance Commission seized control of this United States Corporation due to a
similar action by the Canadian regulatory authorities over the company's parent
corporation, Confederation Life Insurance Company.  Regulatory oversight began
as concerns regarding investment losses of the parent corporation developed
during 1993 and 1994.  Management determined that any impairment of the
approximate $2,100,000 cash surrender value of the policies was remote due to
the financial stability of the U.S. subsidiary.  Subsequently, on October 23,
1996, a plan of Rehabilitation for Confederation Life Insurance Company (U.S.)
was confirmed by the State of Michigan in the Circuit Court for the County of
Ingham.  The plan provided for the assumption of
company owned life insurance policies (COLI), such as the Bank's, to be assumed
by Pacific Mutual Life Insurance Company.  Under the agreement, holders of COLI
policies had the option to have a policy reinsured by Pacific Mutual which was
expected to have the same account value and substantially the same contract
terms as the original policy or to receive the liquidation or "opt-out" value of
the policy.

The Bank's independent external auditors revisited the facts and circumstances
regarding the investment in the COLI program and read the related guidance in
SFAS No. 5 and SAB Topic 5(Y).  There continues to be no significant
uncertainties requiring the recognition of a loss contingency.

The Bank's COLI policies were reinsured by Pacific Mutual during the third
quarter of 1997.  Management received permission from the Office of the
Comptroller of the Currency to return this asset to accrual status and to adjust
the carrying value during the first quarter of 1998 with the total cash
surrender values totalling approximately $85,000 above the carrying value on the
bank's books.

As of March 31, 2000, the Company does not have any interest-bearing assets that
would be required to be disclosed under Item III.C.1. or 2. if such assets were
loans.
                                           10
<PAGE>

NOTE 5 - PREMISES AND EQUIPMENT

     Property at March 31, 2000 and December 31, 1999 is summarized as follows:

                                     March 31,         December 31,
                                       2000                1999

Land and buildings                   $ 10,463           $ 10,460
Furniture, fixtures and equipment       5,680              5,635
Construction in progress                  953                469
                                     $ 17,096           $ 16,564

Less accumulated depreciation and
   amortization                         8,191              8,060
                                     $  8,905           $  8,504

     Depreciation and amortization of bank premises and equipment charged to
operating expense was $131 for the quarter ended March 31, 2000 and $576 for the
year ended December 31, 1999.

NOTE 6 - CERTIFICATES OF DEPOSIT IN EXCESS OF $100,000

     At March 31, 2000 and December 31, 1999, certificates of deposit of
$100,000 or more included in time deposits totalled approximately $64,033 and
$71,309 respectively.  Interest expense on these deposits was approximately $924
for the quarter ended March 31, 2000 and $3,513 for the year ended December 31,
1999.

NOTE 7 - SECURITIES SOLD UNDER REPURCHASE AGREEMENTS

     At March 31, 2000 and December 31, 1999, securities sold under repurchase
agreements totalled $28,195 and $27,477.  U.S. Government securities with a book
value of $32,679 ($32,049 market value) and $34,588 ($34,121 market value),
respectively, are used as collateral for the agreements.  The weighted-average
interest rate of these agreements was 4.59 percent and 4.34 percent at March 31,
2000 and December 31, 1999.

NOTE 8 - LINES OF CREDIT

     At March 31, 2000, the Bank had unused short-term lines of credit to
purchase Federal Funds from unrelated banks totalling $23,000.  These lines of
credit are available on a one to seven day basis for general corporate purposes
of the Bank.  All of the lenders have reserved the right to withdraw these lines
at their option.

     The Bank has a demand note through the U.S. Treasury, Tax and Loan system
with the Federal Reserve Bank of Richmond.  The Bank may borrow up to $7,000
under the arrangement at a variable interest rate.  The note is secured by U.S.
Treasury and Agency Securities with a market value of $7,763 at March 31, 2000.
The amount outstanding under the note totalled $1,608 and $3,809 at March 31,
2000 and December 31, 1999, respectively.

     The Bank also has a line of credit from the Federal Home Loan Bank of
Atlanta for $67,000 secured by a lien on the Bank's 1-4 family mortgages.
Allowable terms range from overnight to twenty years at varying rates set daily
by the FHLB.  At March 31, 2000, no borrowings were outstanding under the
agreement.

NOTE 9 - INCOME TAXES

     Income tax expense for the quarter ended March 31, 2000 and March 31, 1999
on pretax income of $2,336 and $2,122 totalled $771 and $694, respectively. The
provision for federal income taxes is calculated by applying the 34% statutory
federal income tax rate and increasing or reducing this amount due to any
tax-exempt interest, state bank tax (net of federal benefit), business credits,
surtax exemption, tax preferences, alternative minimum tax calculations, or
other factor.  A summary of income tax components and a reconciliation of income
taxes to the federal statutory rate is included in fiscal year-end reports.

     Effective January 1, 1992, the Company adopted the provisions of Statement
of Financial Accounting Standards ("SFAS") No. 109, "Accounting for Income
Taxes".  SFAS 109 replaces SFAS 96 beginning in 1993, with early implementation
permitted.  The impact of the adoption of SFAS 109 is not considered to be
material.

                                    11
<PAGE>
NOTE 10 - COMMITMENTS AND CONTINGENT LIABILITIES

     From time to time the bank subsidiary is a party to various litigation,
both as plaintiff and as defendant, arising from its normal operations.  No
material losses are anticipated in connection with any of these matters at March
31, 2000.

     Also, in the normal course of business, the bank subsidiary has outstanding
commitments to extend credit and other contingent liabilities, which are not
reflected in the accompanying financial statements.  At March 31, 2000,
commitments to extend credit totalled $26,843; financial standby letters of
credit totalled $205; and performance standby letters of credit totalled $683.
In the opinion of management, no material losses or liabilities are expected as
a result of these transactions.

NOTE 11 - EMPLOYEE BENEFIT PLAN

     The Bank has a defined contribution pension plan covering all employees who
have attained age twenty-one and have a minimum of one year of service.  Upon
ongoing approval of the Board of Directors, the Bank matches one-hundred percent
of employee contributions up to three percent of employee salary deferred and
fifty percent of employee contributions in excess of three percent and up to
five percent of salary deferred.  The Board of Directors may also make
discretionary contributions to the Plan.  For the quarter ended March 31, 2000
and years ended December 31, 1999, 1998 and 1997, $112, $423, $378, and $361,
respectively, was charged to operations under the plan.

NOTE 12 - REGULATORY MATTERS

     The Bank is subject to various regulatory capital requirements administered
by the federal banking agencies.  Failure to meet minimum capital requirements
can initiate certain mandatory -and possibly additional discretionary - actions
by regulators that, if undertaken, could have a direct material effect on the
financial statements.  The regulations require the Bank to meet specific capital
adequacy guidelines that involve quantitative measures of assets, liabilities,
and certain off-balance-sheet items as calculated under regulatory accounting
practices.  The capital classification is also subject to qualitative judgments
by the regulators about components, risk weightings, and other factors.

     Quantitative measures established by regulation to ensure capital adequacy
require the maintenance of minimum amounts and ratios (set forth in the table
below) of Tier I capital to adjusted total assets (Leverage Capital ratio) and
minimum ratios of Tier I and total capital to risk-weighted assets.  To be
considered adequately capitalized under the regulatory framework for prompt
corrective action, the Bank must maintain minimum Tier I leverage, Tier I
risk-based and total risked-based ratios as set forth in the table.  The Bank's
actual capital ratios are also presented in the table below as of March 31,
2000:
                                                               To be
                                                          well capitalized
                                               For          under prompt
                                         capital adequacy corrective action
                                            purposes         provisions
                             Actual          Minimum           Minimum
                         Amount   Ratio   Amount  Ratio     Amount  Ratio
Total Capital (to risk   $46,920  16.36%  $22,940  8.0%     $28,675  10.0%
 weighted assets)
Tier I Capital (to risk   43,336  15.11    11,470  4.0       17,205   6.0
 weighted assets)
Tier I Capital (to avg.   43,336   9.59    18,070  4.0       22,588   5.0
 assets)










                                    12


<PAGE>
NOTE 13 - CONDENSED FINANCIAL INFORMATION

     Following is condensed financial information of CNB Corporation (parent
company only):
                               CONDENSED BALANCE SHEET
                                     MARCH 31, 2000
                                      (Unaudited)
ASSETS
   Cash                                                          $  2,188
   Investment in subsidiary                                        42,115
   Fixed assets                                                       786
   Other assets                                                        37
                                                                 $ 45,126

LIABILITIES AND STOCKHOLDERS' EQUITY
   Other liability                                               $      0
   Stockholders' equity                                            45,126
                                                                 $ 45,126


                           CONDENSED STATEMENT OF INCOME
                  For the three-month period ended March 31, 2000
                                    (Unaudited)

EQUITY IN NET INCOME OF SUBSIDIARY                               $  1,591
OTHER INCOME                                                            1
OTHER EXPENSES                                                        (27)
   Net Income                                                    $  1,565







DISCUSSION OF FORWARD-LOOKING STATEMENTS

Information in the enclosed report, other than historical information, may
contain forward-looking statements that involve risks and uncertainties,
including, but not limited to, timing of certain business initiatives of the
Company, the Company's interest rate risk condition, and future regulatory
actions of the Comptroller of the Currency and Federal Reserve System.  It is
important to note that the Company's actual results may differ materially and
adversely from those discussed in forward-looking statements.



























                                    13
<PAGE>
MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF
OPERATIONS

Management's Discussion and Analysis is provided to afford a clearer
understanding of the major elements of the corporation's results of operations,
financial condition, liquidity, and capital resources. The following discussion
should be read in conjunction with the corporation's financial statements and
notes thereto and other detailed information appearing elsewhere in this report.
In addition, the results of operations for the interim periods shown in this
report are not necessarily indicative of results to be expected for the fiscal
year.  In the opinion of management, the information contained herein reflects
all adjustments necessary to make the results of operations for the interim
periods a fair statement of such operations.  All such adjustments are of a
normal and recurring nature.

DISTRIBUTION OF ASSETS AND LIABILITIES

The Company maintains a conservative approach in determining the distribution of
assets and liabilities.  Loans, net of unearned income, have increased 15.5%
from $238,798 at March 31, 1999 to $275,866 at March 31, 2000 and have decreased
as a percentage of total assets from 53.6% to 60.5% over the same period as loan
demand has strengthened in our market. Securities and federal funds sold have
decreased as a percentage of total assets from 40.2% at March 31, 1999 to 32.4%
at March 31, 2000 as we have utilized funds in the lending area.  This level of
investments and federal funds sold provides for a more than adequate supply of
secondary liquidity. Management has sought to build the deposit base with
stable, relatively non-interest-sensitive deposits by offering the small to
medium deposit account holders a wide array of deposit instruments at
competitive rates. Non-interest-bearing demand deposits increased as a
percentage of total assets from 16.7% at March 31, 1999 to 17.4% at March 31,
2000.  However, as more customers, both business and personal, are attracted to
interest-bearing deposit accounts, we expect the percentage of demand deposits
to decline over the long-term.  Interest-bearing deposits have decreased
slightly from 65.7% of total assets at March 31, 1999 to 65.4% at March 31, 2000
while securities sold under agreement to repurchase have decreased from 7.2% to
6.2% over the same period.

The following table sets forth the percentage relationship to total assets of
significant component's of the corporation's balance sheet as of March 31, 2000
and 1999:
<TABLE>
<CAPTION>
                                                                March 31,
<S>                                                        <C>             <C>
Assets:                                                     2000            1999
   Earning assets:
   Loans, net of unearned income                            60.5%           53.6%
   Investment securities                                    10.9            13.2
   Securities Available for Sale                            19.6            18.6
   Federal funds sold and securities purchased
     under agreement to resell                               1.9             8.4
   Other earning assets                                        -               -
      Total earning assets                                  92.9            93.8
   Other assets                                              7.1             6.2
      Total assets                                         100.0%          100.0%

Liabilities and stockholders' equity:
  Interest-bearing liabilities:
   Interest-bearing deposits                                65.4%           65.7%
   Federal funds purchased and securities sold
    under agreement to repurchase                            6.2             7.2
   Other short-term borrowings                                .4              .3
       Total interest-bearing liabilities                   72.0            73.2
         Noninterest-bearing deposits                       17.4            16.7
   Other liabilities                                          .7              .6
   Stockholders' equity                                      9.9             9.5
       Total liabilities and stockholders' equity          100.0%          100.0%
</TABLE>






                                           14
<PAGE>
RESULTS OF OPERATION

CNB Corporation experienced earnings for the three-month period ended March 31,
2000 and 1999 of $1,565 and $1,428, respectively, resulting in a return on
average assets of 1.38% and 1.32% and a return on average stockholders' equity
of 14.04% and 13.68%.


The earnings were primarily attributable to net interest margins in each period
(see Net Income-Net Interest Income).  Other factors include management's
ongoing effort to maintain other income at adequate levels (see Net Income -
Other Income) and to control other expenses (see Net Income - Other Expenses).
This level of earnings, coupled with a conservative dividend policy, have
supplied the necessary capital funds to support the growth in total assets.
Total assets have increased $11,077 or 2.5% from  $445,184 at March 31, 1999 to
$456,261 at March 31, 2000.  The following table sets forth the financial
highlights for the three-month periods ending March 31, 2000 and March 31, 1999:

                                    CNB Corporation
                             CNB Corporation and Subsidiary
                                 FINANCIAL HIGHLIGHTS
               (All Dollar Amounts, Except Per Share Data, in Thousands)

                           Three-Month Period Ended March 31,
<TABLE>
<CAPTION>
                                                                         Percent
                                                                         Increase
                                                  2000         1999     (Decrease)
<S>                                             <C>           <C>          <C>
Net interest income after provision for
    loan losses                                    4,641       4,178         11.1%
Income before income taxes                         2,336       2,122         10.1
Net Income                                         1,565       1,428          9.6
Per Share                                           2.62        2.39          9.6
Cash dividends declared                                0           0            0
   Per Share                                           0           0            0

Total assets                                     456,421     445,184          2.5%
Total deposits                                   377,801     367,106          2.9
Loans, net of unearned income                    275,866     238,798         15.5
Investment securities                            139,526     141,849         (1.6)
Stockholders' equity                              45,126      42,296          6.7
    Book value per share                           75.65       70.81          6.8

Ratios (1):
Annualized return on average total assets           1.38%       1.32%         4.5%
Annualized return on average stockholders'
  Equity                                           14.04%      13.68%         2.6%
</TABLE>


(1)   For the three-month period ended March 31, 2000 and March 31, 1999,
average total assets amounted to $452,584 and $432,937 with average
stockholders' equity totaling $44,587 and $41,754, respectively.

















                                    15
<PAGE>
NET INCOME

Net Interest Income - Earnings are dependent to a large degree on net interest
income, defined as the difference between gross interest and fees earned on
earning assets, primarily loans and securities, and interest paid on deposits
and borrowed funds.  Net interest income is effected by the interest rates
earned or paid and by volume changes in loans, securities, deposits, and
borrowed funds.

Interest rates paid on deposits and borrowed funds and earned on loans and
investments have generally followed the fluctuations in market interest rates in
2000 and 1999.  However, fluctuations in market interest rates do not
necessarily have a significant impact on net interest income, depending on the
bank's rate sensitivity position.  A rate sensitive asset (RSA) is any loan or
investment that can be repriced either up or down in interest rate within a
certain time interval.  A rate sensitive liability (RSL) is an interest paying
deposit or other liability that can be repriced either up or down in interest
rate within a certain time interval.  When a proper balance between RSA and RSL
exists, market interest rate fluctuations should not have a significant impact
on earnings. The larger the imbalance, the greater the interest rate risk
assumed by the bank and the greater the positive or negative impact of interest
rate fluctuations on earnings.  The bank seeks to manage its assets and
liabilities in a manner that will limit interest rate risk and thus stabilize
longrun earning power.  Management believes that a rise or fall in interest
rates will not materially effect earnings.

The Bank has maintained adequate net interest margins for the three-month period
ended March 31, 2000 and 1999 by earning satisfactory yields on loans and
investments and funding these assets with a favorable deposit mix containing a
significant level of noninterest-bearing demand deposits.

Fully-tax-equivalent net interest income showed a 12.6% increase from $4,421 for
the three-month period ended March 31, 1999 to $4,980 for the three-month period
ended March 31, 2000.  During the same period, total fully-tax-equivalent
interest income increased by 10.8% from $7,581 to $8,400 and total interest
expense increased by 8.2% from $3,160 to $3,420. Fully-tax-equivalent net
interest income as a percentage of total earning assets has shown an increase of
 .32% from 4.38% for the three-month period ended March 31, 1999 to 4.70% for the
three-month period ended March 31, 2000.

The tables on the following two pages present selected financial data and an
analysis of net interest income.






























                                      16
<PAGE>


                                        CNB Corporation and Subsidiary
                                          Selected Financial Data
<TABLE>
<CAPTION>
                                        Three Months Ended 3/31/00        Three Months Ended 3/31/99
                                        Avg.     Interest     Avg. Ann.    Avg.     Interest   Avg.Ann.
                                      Balance    Income/      Yield or   Balance    Income/    Yield or
                                                 Expense(1)     Rate                Expense(1)   Rate
<S>                                  <C>          <C>           <C>       <C>         <C>         <C>
Assets:
  Earning assets:
   Loans, net of unearned income     $271,873     $ 6,133       9.02%     $233,549    $ 5,097     8.73%
   Securities:
    Taxable                           127,973       1,865       5.83       131,690      1,929     5.86
    Tax-exempt                         16,203         292       7.21        14,746        273     7.41
   Federal funds sold and
    securities purchased under
    agreement to resell                 7,993         110       5.50        24,074        282     4.69
   Other earning assets                     0           0          -             0          0        -
      Total earning assets            424,042       8,400       7.92       404,059      7,581     7.50
  Other assets                         28,542                               28,878
      Total assets                   $452,584                             $432,937

Liabilities and stockholder equity
   Interest-bearing liabilities:
   Interest-bearing deposits         $301,199       3,065       4.07      $286,315    $ 2,809     3.92
   Federal funds purchased and
    securities sold under
    agreement to repurchase            29,012         329       4.54        33,127        337     4.07
   Other short-term borrowings          1,595          26       6.52         1,064         14     5.26
       Total interest-bearing
         liabilities                 $331,806     $ 3,420       4.12      $320,506    $ 3,160     3.94
   Noninterest-bearing deposits        72,895                               66,471
   Other liabilities                    3,296                                4,206
   Stockholders' equity                44,587                               41,754
         Total liabilities and
           stockholders' equity      $452,584                             $432,937
   Net interest income as a percent
     of total earning assets         $424,042     $ 4,980       4.70      $404,059    $ 4,421     4.38

(1)  Tax-equivalent adjustment
     based on a 34% tax rate                      $    99                             $    93

Ratios:
Annualized return on average total assets                       1.38                              1.32
Annualized return on average stockholders' equity              14.04                             13.68
Cash dividends declared as a percent of net income                 0                                 0
Average stockholders' equity as a percent of:
  Average total assets                                          9.85                              9.64
  Average total deposits                                       11.92                             11.84
  Average loans, net of unearned income                        16.40                             17.88
Average earning assets as a percent of
average total assets                                           93.69                             93.33
</TABLE>














                                               17
<PAGE>

<TABLE>
<CAPTION>
                                                       CNB Corporation and Subsidiary
                                                        Rate/Volume Variance Analysis
                                            For the Three Months Ended March 31, 2000 and 1999
                                                           (Dollars in Thousands)
<S>                           <C>      <C>      <C>         <C>         <C>          <C>          <C>       <C>     <C>     <C>
                                                                                                                            Change
                              Average  Average                           Interest     Interest              Change  Change   Due To
                               Volume   Volume  Yield/Rate  Yield/Rate  Earned/Paid  Earned/Paid            Due to  Due To   Rate X
                                2000     1999    2000 (1)    1999 (1)    2000 (1)     1999 (1)    Variance   Rate   Volume   Volume
Earning Assets:

Loans, Net of unearned
 income (2)                   271,873   233,549     9.02%       8.73%     6,133       5,097       1,036      169      836        31
Investment securities:
 Taxable                      127,973   131,690     5.83%       5.86%     1,865       1,929         (64)     (10)     (54)        -
 Tax-exempt                    16,203    14,746     7.21%       7.41%       292         273          19       (7)      27        (1)
Federal funds sold and
 securities purchased under
 agreement to resell            7,993    24,074     5.50%       4.69%       110         282        (172)      48     (189)      (31)
Other earning assets                0         0      -           -            0           0           0        -        -         -

Total Earning Assets          424,042   404,059     7.92%       7.50%     8,400       7,581         819      200      620        (1)

Interest-bearing Liabilities:

Interest-bearing deposits     301,199   286,315     4.07%       3.92%     3,065       2,809         256      107      145         4
Federal funds purchased and
 securities sold under
 agreement to repurchase       29,012    33,127     4.54%       4.07%       329         337          (8)      39      (42)       (5)
Other short-term borrowings     1,595     1,064     6.52%       5.26%        26          14          12        3        7         2

Total Interest-bearing
 Liabilities                  331,806   320,506     4.12%       3.94%     3,420       3,160         260      149      110         1
Interest-free Funds
 Supporting Earning Assets     92,236    83,553

Total Funds Supporting

Earning Assets                424,042   404,059     3.22%       3.12%     3,420       3,160         260      149      110         1

Interest Rate Spread                                3.80%       3.56%
Impact of Non-interest-
 bearing Funds on Net Yield
 on Earning Assets                                   .90%        .82%

Net Yield on Earning Assets                         4.70%       4.38%     4,980       4,421
</TABLE>
(1)  Tax-equivalent adjustment based on a 34% tax rate.
(2)  Includes non-accruing loans which does not have a material effect on the
     Net Yield on Earning Assets.

                                                                          18
<PAGE>

NET INCOME (continued)

Provision for Possible Loan Losses - It is the policy of the bank to maintain
the reserve for possible loan losses at the greater of 1.20% of net loans or the
percentage based on the actual loan loss experience over the previous five
years.  In addition, management may increase the reserve to a level above these
guidelines to cover potential losses identified in the portfolio.

The provision for possible loan losses was $240 for the three-month period ended
March 31, 2000 and $150 for the three-month period ended March 31, 1999.   Net
loan charge-offs totalled $16 for the three-month period ended March 31, 2000
and $83 for the same period in 1999.

The reserve for possible loan losses as a percentage of net loans was 1.35% at
March 31, 2000 and 1.36% at March 31, 1999.  The provision for possible loan
losses increased from $150 during the first quarter of 1999 to $240 during the
first quarter of 2000 due to an increase in the rate of loan growth.

Securities Transactions - The bank had no security sales during the first
quarter of 2000 or 1999.  At March 31, 2000, December 31, 1999, and March 31,
1999 market value appreciation/(depreciation) in the investment portfolio
totalled $(2,665), $(2,121), and $875, respectively.  As indicated, market
values have decreased due to higher market interest rates.

Other Income - Other income, net of any gains/losses on security transactions,
increased by 13.4% from $906 for the three-month period ended March 31, 1999 to
$1,027 for the three-month period ended March 31, 2000 primarily due to an
increase in deposit account volumes and higher merchant discount income.

Other Expenses - Other expenses increased by 12.5% from $2,962 for the
three-month period ended March 31, 1999 to $3,332 for the three-month period
ended March 31, 2000.  The major components of other expenses are salaries and
employee benefits which increased 10.2% from $1,843 to $2,031; occupancy expense
which increased 15.9% from  $389 to $451; and other operating expenses which
increased by 16.4% from $730 to $850. The increase in the three-month period
ended March 31, 2000 salaries and employee benefits was due to the staffing of
the new "Murrells Inlet Office" which opened in April, 2000 and the increased
costs of providing employee benefits, particularly health insurance coverage.
Occupancy expense was also impacted by costs associated with the new office.
Other operating expenses have increased due to higher credit card department
related costs to support the growth in merchant discount income.

Income Taxes - Provisions for income taxes increased 11.1% from $694 for the
three-month period ended March 31, 1999 to $771 for the three-month period ended
March 31, 2000.  Income before income taxes less interest of tax-exempt
investment securities increased by 10.4% from $1,942 for the three-month period
ended March 31, 1999 to $2,143 for the same period in 2000.  State tax liability
increased as income before income taxes increased 10.1% from $2,122 to $2,336
during the same period.

LIQUIDITY

The bank's liquidity position is primarily dependent on short-term demands for
funds caused by customer credit needs and deposit withdrawals and upon the
liquidity of bank assets to meet these needs.  The bank's liquidity sources
include cash and due from banks, federal funds sold, and short-term investments.
In addition, the bank has established federal funds lines of credit from
correspondent banks and has the ability to borrow funds from the Federal Reserve
System and the Federal Home Loan Bank of Atlanta.  Management feels that
short-term and long-term liquidity sources are more than adequate to meet
funding needs.







                                      19
<PAGE>
CAPITAL RESOURCES

Total stockholders' equity was $45,126, $43,712, $41,201, and $37,717 at March
31, 2000, December 31, 1999, December 31, 1998, and December 31, 1997,
representing 9.89%, 9.59%, 9.66%, and 9.90% of total assets, respectively.  At
March 31, 2000, the Bank exceeds quantitative measures established by regulation
to ensure capital adequacy (see NOTE 12 - REGULATORY MATTERS). Capital is
considered sufficient by management to meet current and prospective capital
requirements and to support anticipated growth in bank operations.

The Company paid an approximate 25% stock dividend on September 12, 1997.  The
Board increased the $3.00 per share annual cash dividend paid at year-end 1997
to $3.50 per share at year-end 1998 and 1999 which increased the cash dividend
payout ratio and cash dividend yield.

EFFECTS OF REGULATORY ACTION

The Federal Deposit Insurance Corporation (FDIC) reduced FDIC insurance premium
rates during the third quarter of 1995 which has had a positive effect on
subsequent earnings and should favorably impact future year's income.  Effective
March 11, 2000, the Gramm-Leach-Bliley Act of 1999 allows bank holding companies
to elect to be treated as financial holding companies which may engage in a
broad range of securities, insurance, and other financial activities.  At this
time, neither the Company nor the Bank plan to enter these new lines of
business.  The management of the Company and the Bank is not aware of any
current recommendations by the regulatory authorities which, if they were to be
implemented, would have a material effect on liquidity, capital resources, or
operations.

ACCOUNTING ISSUES

In an effort to simplify the current standards in the United States for
computing earnings per share ("EPS") and make them more compatible with
international standards, the FASB issued Statement of Financial Accounting
Standards ("SFAS") No. 128, "Earnings per Share" in February 1997.  SFAS 128
applies to entities with publicly traded common stock or potential common
stock and is effective for financial statements for periods ending after
December 15, 1997, including interim periods. SFAS 128 simplifies the
standards for computing EPS previously found in APB Opinion 15, "Earnings
per Share."  It replaces the presentation of primary EPS with a presentation
of basic EPS.  It also requires dual presentation of basic and diluted EPS
on the face of the income statement for all companies with complex capital
structures and requires a reconciliation of the numerator and denominator of
the basic EPS computation to the numerator and denominator of the diluted
EPS computation.  The Company does not have any dilutive common stock or
equivalents and accordingly the adoption of SFAS had no effect on earnings
per share computations.

The FASB also issued SFAS No. 129, "Disclosure of Information about Capital
Structure" in February 1997.  The purpose of SFAS 129 is to consolidate
existing disclosure requirements for ease of retrieval.  SFAS 129 contains
no change in disclosure requirements for companies that were subject to the
previously existing requirements.  It applies to all entities and is
effective for Financial Statements for periods ending after December 15,
1997.

In June 1997, the FASB issued SFAS No. 130, "Reporting Comprehensive
Income."  SFAS 130 establishes standards for reporting and display of
comprehensive income and its components (revenues, expenses, gains, and
losses) in a full set of general purpose financial statements.   SFAS 130
requires that all items that are required to be recognized under accounting
standards as components of comprehensive income be reported in a financial
statement that is displayed with the same prominence as other financial
statements.  SFAS 130 requires that companies (i) classify items of other
comprehensive income by their nature in a financial statement and (ii)
display the accumulated balance of other comprehensive income separately
from retained earnings and additional paid-in-capital in the equity section
of the statement of financial condition.  SFAS 130 is effective for fiscal
years beginning after December 15, 1997. Reclassification of financial
statements for earlier periods provided for comprehensive purposes is
required.  The adoption of SFAS 130 had no effect on the Company's net
income or stockholders' equity.
                                          20
<PAGE>
ACCOUNTING ISSUES (continued)


In June, 1997, the FASB also issued SFAS No. 131, "Disclosures about
Segments of an Enterprise and Related Information."  SFAS 131 establishes
standards for the way public enterprises are to report information about
operating segments in annual financial statements and requires those
enterprises to report selected information about operating segments in
interim financial reports issued to shareholders. It also
establishes standards for related disclosures about products and services,
geographic areas, and major customers.  SFAS 131 supersedes SFAS No. 14,
"Financial Reporting for Segments of a Business Enterprise."  SFAS 131
becomes effective for financial statements for periods beginning after
December 15, 1997, and requires that comparative information from earlier
years be restated to conform to its requirements.  The adoption of the
provisions of SFAS 131 is not expected to have a material impact on the
Company.

In June 1998, the FASB issued SFAS 133, "Accounting for Derivative
Instrument and Hedging Activities."  All derivatives are to be measured at
fair value and recognized in the balance sheet as assets or liabilities.
The statement is effective for fiscal years and quarters beginning after
June 15, 2000 (as amended by SFAS No. 137). Because the Company does not use
derivative transactions at this time, management does not expect that this
standard will have a significant effect on the Company.

YEAR 2000

The Year 2000 date change posed a unique challenge to the banking industry.
This technical problem posed not only a physical system threat but also a threat
to the public's confidence in the banking industry.  The Conway National Bank's
investment of its staff and financial resources to address operational issues
and to maintain the confidence of our customers resulted in an uneventful but
successful Year 2000 date change.



































                                        21
<PAGE>
                           EXHIBITS AND REPORTS ON FORM 8-K

See Exhibit Index appearing below.

(b)  Reports on Form 8-K - No reports on Form 8-K were filed during the quarter
     covered by this report.


                                    EXHIBIT INDEX

Exhibit
Number

27          Financial Data Schedule - Article 9 Financial Data Schedule for
            10-Q for electronic filers (pages 24 and 25).


All other exhibits, the filing of which are required with this Form, are not
applicable.















































                                        22
<PAGE>
CNB Corporation




SIGNATURE


Pursuant to the requirements of the Securities Exchange Act of 1934, the
Registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.




                                    CNB Corporation
                                     (Registrant)




                                    Paul R. Dusenbury
                                    _________________________________________
                                    Paul R. Dusenbury
                                    Treasurer
                                    (Chief Financial and Accounting Officer)



Date:  May 11, 2000



































                                   23
<PAGE>