Internal Revenue Service 

Tax Exempt and Government Entities 

Employee Plans 

The Retirement 

Plan Products 

Navigator 

Resources to Help You Choose 


and Maintain the Right Retirement 


Plan for Your Business/Organization

➤ Which plan is best for my business/organization? 

➤ What are the basic plan requirements? 

➤ How do I maintain my plan? 

➤ How can I keep my plan compliant with the tax law? 

➤ What if I make mistakes? 

We’ve got it mapped out for you!

E

nclosed is a display of Retirement Plan products 

that provide detailed information to help you choose 

a plan, establish and operate your plan, and keep your 

plan in compliance. 

Look inside and navigate from left to right to see: 

n what retirement plan publications are available; 

n where to begin; and 

n how to identify the specific free products you need 

(depending on which plan you choose), and in which order 

to read them. 

From this collection of retirement plan products, you will 

learn the benefits of having a retirement plan for your 

business/organization, compare and discover which retirement 

plan best fits your needs, roll-out your plan, and take the right 

steps to maintain your plan. Follow the highway and you will 

also see that the IRS has helpful programs to catch and fix 

mistakes made in your plan. 
i

i l i ial

/

Publication 4118 

Lots of Benefits 

when you set up 

an employee 

retirement plan 

4”x 9” color tri-fold 

Pub 4118 highlights the 

benefits of a retirement 

plan, the first steps in 

learning about and setting up a plan, and the 

stages in the “life” of a 

retirement plan. 

Here’s your h ghway of 

ret rement p an ass stance mater s. 

Follow the flow of information to choose, establish, 

operate, and even seek retirement plan correction 

programs if you find a mistake in your plan’s operation. 

Publication 4395 

IRA Resource Guide 

CD/Rom 

Pub 4395 provides one-stop 

information to set-up, contribute to, invest, and distribute 

from a Traditional IRA, Roth 

IRA, SEP, SIMPLE IRA, and 

Payroll Deduction IRA plan. 

Items are available 

electronically through 

www.irs.gov ep. You can 

also order these products 

through the IRS toll-free 

at (800) 829-3676. 

Publication 3998 

Choosing a Retirement 

Solution for Your 

Small Business 

8.5”x 11” color pamphlet, 6-pg text 

Pub 3998 displays (in chart format) 

various plans and their features 

and options so you can more easily 

select a retirement plan that meets 

the needs of your business. 

Tax Exempt and 

Government Entities 

(schools, hospitals, 

churches, charities) 

Publication 4484 

Choose a retirement 

plan for employees 

of tax exempt and 

government entities 

5”x 11” color brochure 

Pub 4484 compares the 

key advantages of various 

retirement plans so you can 

easily select one that fits 

your organization best. 

Businesses 

Choose 

a Route 

Determine 

Your 

Direction 
Pubs 4482 and 4483 

Publication XXXX 

457 Plans for 

Tax Exempt and 

Government 

Entities 

8.5”x 11” color pamphlet 

Publications 

4482 and 4483 

403(b)Tax-Sheltered 

Annuity for Participant 

and 403(b)Tax-Sheltered 

Annuity Plan for Sponsor 

4”x 9” color tri-fold 

address 

common mistakes that you 

want to avoid so that you can 

remain compliant with the 

law, maximize retirement benefits for employees, and avoid 

additional tax and penalties. 

Publication 4587 

Payroll Deduction 

IRAs for Small 

Businesses 

8.5”x 11” color pamphlet, 

4-pg text 

uNDER 

CoNSTRuCTIoN 

Publication 4222 

401(k) PLANS for 

Small Businesses 

8.5”x11” color pamphlet, 

10-pg text 

Publication 4407 

SARSEP Salary 

Reduction 

Simplified 

Employee Pension 

Key Issues and 

Assistance 

4”x 9” color tri-fold 

Pub 4407 addresses 

common mistakes 

and solutions for your 

SARSEP plan. 

Publication 4333 

SEP Retirement 

Plans for Small 

Businesses 

8.5”x11” color pamphlet, 

6-pg text 

Publication 4334 

SIMPLE IRA 

PLANS for Small 

Businesses 

8.5”x 11” color pamphlet, 

7-pg text 

Publication XXXX 

403(b) Plans for Public Schools 

and Tax Exempt organizations 

8.5”x 11” color pamphlet 

The following 

8.5”x 11” pamphlets 

give detailed 

information on 

establishing and 

operating your 

selected plan, 

including set-up, 

contributions, 

and distributions. 

uNDER 

CoNSTRuCTIoN 

Publication 4336 

SARSEP Salary 

Reduction 

Simplified 

Employee Pension 

8.5”x 11” color pamphlet, 

10-pg text 
Publication 4405 

Have you had your 

Check-up this year? 

for SIMPLE IRAs, 

SEPs, and Similar 

Retirement Plans 

4”x 9” color tri-fold 

Publication 4547 

Have you had 

your Check-up 

this year? for 403(b) 

Retirement Plans 

4”x 9” color tri-fold 

Publication 4546 

403(b) Plan 

Checklist 

8.5”x 11” color, 

one-side text 

Publication 4286 

SARSEP Checklist 

8.5”x 11” color, 

one-side text 

Publication XXXX 

Have you had 

your Check-up 

this year? for 457 

Retirement Plans 

4”x 9” color tri-fold 

uNDER 

CoNSTRuCTIoN 

Publication 3066 

Have you had your 

Check-up this 

year? for 401(k) 

Retirement Plans 

4”x 9” color tri-fold 

The “check-up” brochures, left and below, stress the 

importance of reviewing the operation of your retirement plan and highlight the money saving benefits of 

a well-run plan. They also describe what is included in 

a retirement plan check-up: Checklist, tips, resources, 

and help through IRS correction programs. 

The plan checklists, to the right, provide a quick 

review to see if you meet some basic requirements in 

operating your selected plan. These one-page checklists of 10 questions let you know on the spot that 

you may have a mistake in the operation of your plan. 

Perform Regular 

Maintenance 

Publication 4284 

SIMPLE IRA 

Plan Checklist 

8.5”x 11” color, 

one-side text 
n

n

n

n

n

n

➤

/

Need to Make a 

Course Correction? 

You’re There! 

right plan 

easier plan maintenance 

mistake-free plan operation 

attract and retain better employees 

tax-favored contributions 

plan assets grow tax-deferred 

and above all, retirement satisfaction 

for you and your employees. 

Publication 4224 

Retirement Plan Correction Programs 

8”x 6” color tri-fold 

Pub 4224 introduces retirement plan 

correction programs offered by the IRS, u.S. 

Department of Labor, and Pension Benefit 

Guaranty Corporation. Mistakes in the 

administration of a retirement plan happen. 

These correction programs encourage plan 

sponsors to correct plan mistakes earlier rather 

than later. The IRS correction programs allow 

plan sponsors to correct these mistakes and 

thereby continue to provide their employees 

with retirement benefits on a tax-favored basis. 

Publication XXXX 

457 Plan 

Checklist 

8.5”x 11” color, 

one-side text 

Publication 4285 

SEP Checklist 

8.5”x 11” color, 

one-side text 

online “Correcting 

Plan Errors” 

(www.irs.gov/ep) 

Through www.irs.gov ep 

under “Correcting Plan 

Errors,” read about the 

programs for correcting 

mistakes in a plan — the 

Self-Correction Program, 

Voluntary Correction 

Program, and Audit Closing 

Agreement Program. 

Publication 4050 

Retirement Plan Correction Programs 

CD/Rom 

Pub 4050 is a CD-RoM containing a 

comprehensive guide to the IRS, u.S. 

Department of Labor, and Pension Benefit 

Guaranty Corporation correction programs. 

uNDER 

CoNSTRuCTIoN 

Publication 4531 

401(k) Plan 

Checklist 

8.5”x 11” color, 

one-side text 
The following resources can 

provide information and assistance 

on retirement plans. 

www.irs.gov/ep. Visit this “Retirement 

Plans Community” Web page for materials on Retirement Plans Community 

topics and IRS Resources. Click on the 

sub-headers for information specific to 

benefits practitioners, plan participants/ 

employers, and plan sponsors/employers. 

(877) 829-5500. Call IRS Customer 

Account Services toll-free for 

assistance on: 

n 401(k) plans 

n deduction limits 

n eligibility 

n coverage 

n vesting and distribution rules 

Retirement Plan Assistance 

...www.irs.gov/ep. 

EMPLOYEEPLANSNEWS

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Retirement News 

for Employers 

This newsletter for small 

business owners and other 

employers provides the 

latest retirement plan 

updates and guidance to 

help protect plan benefits. 

Employee Plans 

News 

This newsletter for retirement plan practitioners 

(attorneys, accountants, 

actuaries and others) presents 

tax-related information to 

help with retirement plans. 

Also look for... 

n retirement plan determination letters 

n 403(b) tax-sheltered annuities 

n state and local government plans 

n SEPs and SIMPLE IRA plans. 

(800) 829-1040. For general taxpayer 

assistance, call (800) 829-1040. 

www.irs.gov. Access and download IRS 

forms and publications. 

(800) 829-3676. Order free 

IRS forms and publications. 

By Mail. 

Internal Revenue Service 

Tax Exempt and Government Entities 

Customer Service 

P.O. Box 2508 

Cincinnati, OH 45201 

Publication 4460 (Rev.05-07) 

Catalog Number 39833D 

Department of the Treasury 

Internal Revenue Service 

These newsletters are issued quarterly only through IRS e-mail. 

For your free subscription, go to the “Retirement Plans Community” 

Web page, and subscribe on-line by selecting “Newsletters.”