80562 Federal Register / Vol. 75, No. 245 / Wednesday, December 22, 2010 / Notices 

the pilot program was extended again 

through December 31, 2010 (75 FR 473). 

SBA has completed its evaluation of 

Community Express and has determined 

that the pilot program is not achieving 

the expected results at a reasonable cost 

to the taxpayers. When measured 

against broad program goals, 

Community Express has had mixed 

outcomes. The Community Express 

product has resulted in loans to new 

businesses, minority businesses and 

other underserved sectors; however, it 

has consistently ranked as SBA’s 

highest loss product, even when 

controlling for loan size, and it has 

never had widespread acceptance by 

SBA lenders or good geographical 

dispersion. 

Throughout its history, Community 

Express has had significantly higher 

default rates (almost 40% of loans 

defaulted in certain cohorts) compared 

with other similarly sized 7(a) loans, 

which also resulted in higher net losses 

because most Community Express loans 

are unsecured. In addition, the difficulty 

of coordinating and ensuring efficient 

access to quality management and 

technical assistance to borrowers 

resulted in large lenders abandoning the 

product a few years after its creation. 

Many commercial lenders may not have 

been willing or able to efficiently meet 

SBA’s technical assistance delivery and 

reporting requirements because the 

provision and reporting of management 

and technical assistance is not normally 

part of their lending model. Eventually, 

less than 5% of SBA’s active lenders 

were using the product and most of the 

activity was concentrated in a handful 

of lenders (three lenders comprised 

approximately 85% of the Community 

Express loan volume in recent years, 

one of which has been taken over by the 

FDIC and is no longer in operation). 

SBA’s Office of Inspector General 

(OIG) conducted a thorough review of 

the Community Express Pilot Program 

over the span of 14 months resulting in 

an audit report issued on August 25, 

2010. The OIG identified significant 

issues with the pilot program, including 

the following: (1) Community Express 

has not been as effective as other 7(a) 

loan programs in increasing loans to 

underserved markets; (2) Community 

Express has a high cost, which is 

expected to significantly increase the 

overall 7(a) program subsidy rate; and 

(3) the credit scoring practices of the 

two most active Community Express 

Lenders have increased program risk. 

Based on the issues identified above, the 

central recommendation of the OIG 

report was that SBA not extend the 

Community Express Pilot Loan Program 

in its current form. 

For the reasons discussed above, SBA 

is proposing to replace Community 

Express with two new 7(a) lending 

initiatives designed to reach 

underserved markets more efficiently 

and effectively and at a lower cost to the 

taxpayer. Extending Community 

Express four months will permit SBA 

time to roll out the new pilot program. 

Authority: 15 U.S.C. 636(a)(25); 13 CFR 

120.3. 

Dated: December 16, 2010. 

Karen G. Mills, 

Administrator. 

[FR Doc. 2010–32095 Filed 12–21–10; 8:45 am] 

BILLING CODE 8025–01–P 

SMALL BUSINESS ADMINISTRATION 

Council on Underserved Communities, 

Establishment of and Request for 

Nominations 

AGENCY: U.S. Small Business 

Administration (SBA). 

ACTION: Notice of creation of Council on 

Underserved Communities and request 

for nominations. 

SUMMARY: Pursuant to the Federal 

Advisory Committee Act and its 

implementing regulations, SBA is 

issuing this notice to announce the 

creation of its Council on Underserved 

Communities. This advisory committee 

is being established to help the agency 

identify and address needs of small 

businesses in underserved urban and 

rural communities. With this notice 

SBA is also requesting nominations for 

members of this Council. 

DATES: Submit nominations on or before 

5 p.m. EST January 31, 2011. 

FOR FURTHER INFORMATION CONTACT: 

Questions about the Council on 

Underserved Communities may be 

directed to Dan Jones, telephone (202) 

205–7583, fax (202) 481–6536, e-mail 

dan.jones@sba.gov or mail, U.S. Small 

Business Administration, 409 3rd Street, 

SW. 7th Floor, Washington DC 20416. 

SUPPLEMENTARY INFORMATION: Pursuant 

to its authority in section 8(b)(13) of the 

Small Business Act, (15 U.S.C. 637(b)), 

SBA is establishing the Council on 

Underserved Communities. This 

discretionary committee is being 

established in accordance with the 

provisions of the Federal Advisory 

Committee Act, as amended (5 U.S.C. 

App.). 

The Council will provide advice, 

ideas and opinions on SBA programs 

and services and issues of interest to 

small businesses in underserved 

communities. Its members provide an 

essential connection between SBA and 

small businesses in inner city and rural 

communities. The Council’s scope of 

activities includes reviewing SBA 

current programs and policies, while 

working towards creating new and 

insightful place-based initiatives to spur 

economic growth, job creation, 

competiveness, and sustainability. 

Council members will bring a number 

of important points of views to the 

Council: an understanding of the 

barriers to success for small business 

owners in underserved communities; 

experience working in and operating 

businesses in urban and rural 

underserved communities; challenges 

regarding access to capital; knowledge 

and experience in training and 

counseling entrepreneurs in 

underserved communities; and 

associations representing owners of 

small business in underserved 

communities. 

The Council will have a total of 

twenty (20) members, 19 members-atlarge and one Chair. Members may 

consist of current or former small 

business owners, community leaders, 

officials from small business trade 

associations, and academic institutions. 

Members shall represent the interests of 

underserved communities across the 

country, both rural and urban. 

Request for Nominations 

SBA is requesting nominations for the 

Council on Underserved Communities 

and encourages all qualified candidates 

to apply. Candidates may self nominate 

or be nominated by another source. SBA 

will be accepting nominations for 

membership through January 31, 2011. 

Please e-mail contact information and a 

resume or bio to 

underservedcouncil@sba.gov. 

Qualifications 

SBA is asking for nominations to fill 

the 19 at-large Council members. 

Members must represent at least one of 

the following constituencies: current or 

former small business owners; 

community leaders; small business 

trade associations; or academic 

institutions. SBA seeks candidates 

representing both urban and rural 

underserved communities. 

Status 

All members serve at the pleasure of 

the SBA Administrator and will be 

considered representatives. Members 

will not be paid for participation 

however, the Agency will pay travel and 

per diem expenses while members are 

attending required meetings. Council 

members are expected to attend all 

required meetings. Some meetings may 

be held via conference call. Initially, 


srobinson on DSKHWCL6B1PROD with NOTICES
Federal Register / Vol. 75, No. 245 / Wednesday, December 22, 2010 / Notices 80563 

nine (9) members will be appointed for 

a term of 2 years and eleven (11) 

members will be appointed for a term of 

3 years. Thereafter, members will be 

appointed for two (2) year terms and 

may not serve more than three (3) terms 

unless SBA terminates membership 

sooner. 

Nomination Process 

Nominees should send a letter of selfnomination or a letter of nomination 

from a peer, professional organization or 

society or member of Congress. This 

letter must indicate which category the 

nominee will represent and highlight 

accomplishments and experience 

working with small businesses in urban 

or rural underserved communities, 

including personal experience as a 

small business owner located in an 

underserved community. The letter 

should also include the following 

information: full name of nominee, 

occupation, physical address, telephone 

number, and e-mail address. 

All nominees are subject to a conflict 

of interest determination by SBA and 

will not be considered eligible until 

such determination is made. Nominees 

may be asked to submit additional 

information. Nominations must be sent 

to Dan Jones at 

underservedcouncil@sba.gov. 

Dated: December 16, 2010. 

Dan Jones, 

SBA Committee Management Officer. 

[FR Doc. 2010–32097 Filed 12–21–10; 8:45 am] 

BILLING CODE 8025–01–P 

SOCIAL SECURITY ADMINISTRATION 

Agency Information Collection 

Activities: Proposed Request and 

Comment Request 

The Social Security Administration 

(SSA) publishes a list of information 

collection packages requiring clearance 

by the Office of Management and 

Budget (OMB) in compliance with 

Public Law (Pub. L.) 104–13, the 

Paperwork Reduction Act of 1995, 

effective October 1, 1995. This notice 

includes revisions to OMB-approved 

information collections. 

SSA is soliciting comments on the 

accuracy of the agency’s burden 

estimate; the need for the information; 

its practical utility; ways to enhance its 

quality, utility, and clarity; and ways to 

minimize burden on respondents, 

including the use of automated 

collection techniques or other forms of 

information technology. Mail, email, or 

fax your comments and 

recommendations on the information 

collection(s) to the OMB Desk Officer 

and SSA Reports Clearance Officer at 

the following addresses or fax numbers. 

(OMB) 

Office of Management and Budget, 

Attn: Desk Officer for SSA, Fax: 202– 

395–6974, E-mail address: 

OIRA_Submission@omb.eop.gov. 

(SSA) 

Social Security Administration, 

DCBFM, Attn: Reports Clearance 

Officer, 1333 Annex Building, 6401 

Security Blvd., Baltimore, MD 21235, 

Fax: 410–965–6400, E-mail address: 

OPLM.RCO@ssa.gov. 

I. The information collections below 

are pending at SSA. SSA will submit 

them to OMB within 60 days from the 

date of this notice. To be sure we 

consider your comments, we must 

receive them no later than February 22, 

2011. Individuals can obtain copies of 

the collection instruments by calling the 

SSA Reports Clearance Officer at 410– 

965–8783 or by writing to the above 

email address. 

1. RSI/DI Quality Review Case 

Analysis—Sampled Number Holder; 

Auxiliaries/Survivors; Parent; 

Stewardship Annual Earnings Test— 

0960–0189. SSA collects information on 

Forms SSA–2930, SSA–2931, and SSA– 

2932 to establish a national payment 

accuracy rate for all cases in payment 

status, and to serve as a source of 

information regarding problem areas in 

the Retirement and Survivors Insurance 

(RSI) and Disability Insurance (DI) 

programs. SSA also uses the information 

to measure the accuracy rate for newly 

adjudicated RSI/DI cases. SSA collects 

information on Form SSA–4659 to 

evaluate and determine the effectiveness 

of the annual earnings test, and uses the 

results in developing ongoing 

improvements in the process. SSA 

sends each beneficiary an appointment 

letter for the interview. About 25 

percent of respondents will have faceto-face contact reviews and receive one 

of the following letters for an 

appointment: SSA–L8550–U3 

(Appointment Letter—Sample 

Individual), SSA–L8551–U3 

(Appointment Letter—Sample Family), 

or the SSA–L8552–U3 (Appointment 

Letter—Rep Payee). The other 75 

percent of respondents will receive a 

notice for a telephone contact review: 

either the SSA–L8553–U3 (Beneficiary 

Telephone Contact), or the SSA–L8554– 

U3 (Rep Payee Telephone Contact) 

notice. 

To help the beneficiary prepare for 

the interview, we include three forms 

with each notice: 

(1) SSA–85 (Information Needed to 

Review Your Social Security Claim) that 

lists the information the beneficiary will 

need to gather for the interview; 

(2) SSA–2935 (Authorization to the 

Social Security Administration to 

Obtain Personal Information) so SSA 

can obtain information to verify the 

beneficiary’s correct payment amount, if 

necessary; and 

(3) SSA–8552 (Interview 

Confirmation) to confirm or reschedule 

the interview if necessary. 

The respondents are a statistically 

valid sample of all RSI/DI beneficiaries 

in current pay status or their 

representative payees. 

Type of Request: Revision of an OMBapproved information collection. 

Form number Number of 

responses 

Frequency of 

response 

Average 

burden per 

response 

(minutes) 

Total annual 

burden 

(hours) 

SSA–2930 ........................................................................................................ 1,500 1 30 750 

SSA–2931 ........................................................................................................ 750 1 30 375 

SSA–2932 ........................................................................................................ 100 1 20 33 

SSA–4659 ........................................................................................................ 325 1 10 54 

SSA–L8550–U3 ............................................................................................... 385 1 5 32 

SSA–L8551–U3 ............................................................................................... 95 1 5 8 

SSA–L8552–U3 ............................................................................................... 35 1 5 3 

SSA–L8553–U3 ............................................................................................... 4,490 1 5 374 

SSA–L8554–U3 ............................................................................................... 670 1 5 56 

SSA–8552 ........................................................................................................ 2,350 1 5 196 

SSA–85 ............................................................................................................ 3,850 1 5 321

SSA–2935 ........................................................................................................ 2,350 1 5 196 


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