KPMG(Logo)

 

KPMG LLP

Aon Center 

Suite 5500

200 E. Randolph Street

Chicago, IL 60601-6436

 

**Report of Independent Registered Public Accounting Firm**

 

The Board of Directors

The Corporate Trust Services division of Wells Fargo Bank, National Association:

 

We have examined management’sassertion, included in the accompanying Assessment of Compliance with the Applicable Servicing Criteria, that the CorporateTrust Services division of Wells Fargo Bank, National Association (the Company) complied with the Servicing Criteria setforth in Item 1122(d) of the Securities and Exchange Commission’s Regulation AB (the Servicing Criteria) forresidential mortgage-backed securities (RMBS) transactions backed by pools of residential mortgage loans and commercialmortgage-backed securities (CMBS) transactions backed by pools of commercial mortgage loans, in each case for which theCompany provides document custody services and for which either (a) some or all of the issued securities for such RMBS andCMBS transactions were publicly offered on or after January 1, 2006 pursuant to a registration statement delivered under theSecurities Act of 1933, as amended, or (b) the issued securities for such RMBS and CMBS transactions were privately offeredon or after January 1, 2006 pursuant to an exemption from registration and the Company has an obligation under thetransaction agreements to deliver an assessment of compliance with the applicable Servicing Criteria under Item 1122(d) ofRegulation AB; provided however that, the platform excludes any transactions for which the offered securities were issued,sponsored and/or guaranteed by any agency or instrumentality of the U.S. government or any government-sponsored entity, otherthan certain RMBS transactions for which the offered securities were issued, sponsored and/or guaranteed by the FederalDeposit Insurance Company (the Document Custody Platform), as of and for the twelve months ended December 31, 2019.Management has determined that the Servicing Criteria set forth in Item 1122(d)(1)(ii), 1122(d)(1)(iv),1122(d)(4)(i), 1122(d)(4)(ii) and 1122(d)(4)(iii) are applicable to the Company’s obligations in the relatedtransaction agreements with respect to the Document Custody Platform as of and for the twelve months ended December 31, 2019;provided however that, with respect to the Document Custody Platform, Servicing Criterion 1122(d)(4)(iii) is applicable onlyas it relates to the Company’s obligation to review and maintain the required loan documents related to any additions,removals or substitutions in accordance with the transaction agreements (the Applicable Servicing Criteria), as of and forthe twelve months ended December 31, 2019. Management has determined that all other Servicing Criteria set forth in Item1122(d) are not applicable to the Document Custody Platform. With respect to applicable Servicing Criteria 1122(d)(1)(ii) and1122(d)(4)(iii), management has determined that there were no activities performed during the twelve months ended December31, 2019 with respect to the Document Custody Platform, because there were no occurrences of events that would require theCompany to perform such activities. Appendix A to the Assessment of Compliance with the Applicable Servicing Criteriaidentifies the individual asset-backed transactions and securities defined by management as constituting the Document CustodyPlatform. Management is responsible for the Company’s compliance with the Servicing Criteria. Our responsibility is toexpress an opinion on management’s assertion about the Company’s compliance with the Servicing Criteria basedon our examination.

 

|   | KPMG LLP is a Delaware limited liability partnership and the U.S. member firm of the KPMG network of independent member firms affiliated with KPMG International Cooperative (“KPMG International”), a Swiss entity. |   |
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KPMG(Logo)

 

Our examination was conducted inaccordance with the standards of the Public Company Accounting Oversight Board (United States) and in accordance withattestation standards established by the American Institute of Certified Public Accountants to obtain reasonable assuranceand, accordingly, included examining, on a test basis, evidence about the Company’s compliance with the ServicingCriteria and performing such other procedures as we considered necessary in the circumstances. Our examination includedtesting selected asset-backed transactions and securities that comprise the Document Custody Platform, testing selectedservicing activities related to the Document Custody Platform, and determining whether the Company processed those selectedtransactions and performed those selected activities in compliance with the Servicing Criteria. Furthermore, our procedureswere limited to the selected transactions and servicing activities performed by the Company during the period covered by thisreport. Our procedures were not designed to determine whether errors may have occurred either prior to or subsequent to ourtests that may have affected the balances or amounts calculated or reported by the Company during the period covered by thisreport for the selected transactions or any other transactions. We believe that our examination provides a reasonable basisfor our opinion. Our examination does not provide a legal determination on the Company’s compliance with the ServicingCriteria.

 

In our opinion, management’s assertion that the Company complied with the aforementioned Servicing Criteria as of and for the twelve months ended December 31, 2019 is fairly stated, in all material respects.

 

/s/ KPMG LLP

 

Chicago, Illinois

February 18, 2020