Want to save 

time and money?

Think check-up now!

Awinter check-up keeps your vehicle 

reliable through the harsh season. 

A quick summer check-up adds 

to a safe and more relaxing vacation trip. In

either case, a check-up helps ensure that you

have a solid, well-oiled, dependable machine

when you need it. 

Likewise, you want the same type of safety

and reliability for you and your employees

through your business’s retirement plan. Just

like your automobile, a retirement plan needs 

regular attention and care to keep it operating

well. Take a retirement plan check-up now 

and save time, paperwork, and money for 

you, your business, and your employees. 

Examples of savings include: 

■ minimize paperwork

■ cut administrative hours 

■ optimize employees’ gains 

for financial security

■ safeguard your employees’ money

■ protect financial output of your business

■ lead to a better plan for your business

■ increase tax return accuracy

■ enhance portability of retirement assets

■ minimize extent of mistakes

■ fix it yourself

...bottom line, a check-up

today makes for a more

secure tomorrow.
Here’s what the check-up includes:

Retirement Plan Checklists for 

SIMPLE IRA Plans, SEPs, and SARSEPs

Retirement Plan Checklists are available in two formats.

■ Single page version, available in print or online— For a quick

review to see if you meet some basic requirements in operating your business’s retirement plan, get a one-page IRS

Checklist of 10 questions for your specific plan. The Checklist

does not cover all plan requirements, so you should not use it

as a complete plan review. It is, however, an easy way to start

your plan check-up.

Sample of Checklist questions:

1. Have you identified all eligible employees? Yes No

■ ■

2. Are participants receiving their Yes No

contributions as specified in the plan? ■ ■

3. Did you deposit the contributions Yes No

in your employees’ IRAs on a timely basis? ■ ■

• Answering “yes” to all 10 checklist questions may indicate

that your plan is in good shape. You should share your

answered checklist with your benefits professional to verify 

all is well.

• Answering “no” to any 1 of the 10 checklist questions lets

you know on the spot that you may have a mistake in the

operation of your plan. Help is available.

■ Electronic version with links to expanded explanations— An

electronic version of each Checklist with links to expanded

explanations for each question is available through

www.irs.gov/ep. Select Check-Up for Your SEP, SIMPLE, or

Similar Plan.

Order a free Checklist through the IRS at (800) 829-3676, 

or download a Checklist from the Internet at www.irs.gov/ep:

Publication 4284 SIMPLE IRA Plan Checklist

Publication 4285 SEP Checklist

Publication 4286 SARSEP Checklist

Note: The Checklist is for a business owner’s use. It is not to be filed with the IRS. 

Use of the Checklist is strictly voluntary. 
Here’s what the check-up includes:

Retirement Plan Checklists for 

SIMPLE IRA Plans, SEPs, and SARSEPs

Retirement Plan Checklists are available in two formats.

■ Single page version, available in print or online— For a quick

review to see if you meet some basic requirements in operating your business’s retirement plan, get a one-page IRS

Checklist of 10 questions for your specific plan. The Checklist

does not cover all plan requirements, so you should not use it

as a complete plan review. It is, however, an easy way to start

your plan check-up.

Sample of Checklist questions:

1. Have you identified all eligible employees? Yes No

■ ■

2. Are participants receiving their Yes No

contributions as specified in the plan? ■ ■

3. Did you deposit the contributions Yes No

in your employees’ IRAs on a timely basis? ■ ■

• Answering “yes” to all 10 checklist questions may indicate

that your plan is in good shape. You should share your

answered checklist with your benefits professional to verify 

all is well.

• Answering “no” to any 1 of the 10 checklist questions lets

you know on the spot that you may have a mistake in the

operation of your plan. Help is available.

■ Electronic version with links to expanded explanations— An

electronic version of each Checklist with links to expanded

explanations for each question is available through

www.irs.gov/ep. Select Check-Up for Your SEP, SIMPLE, or

Similar Plan.

Order a free Checklist through the IRS at (800) 829-3676, 

or download a Checklist from the Internet at www.irs.gov/ep:

Publication 4284 SIMPLE IRA Plan Checklist

Publication 4285 SEP Checklist

Publication 4286 SARSEP Checklist

Note: The Checklist is for a business owner’s use. It is not to be filed with the IRS. 

Use of the Checklist is strictly voluntary. 
Here’s what the check-up includes:

Retirement Plan Checklists for 

SIMPLE IRA Plans, SEPs, and SARSEPs

Retirement Plan Checklists are available in two formats.

■ Single page version, available in print or online— For a quick

review to see if you meet some basic requirements in operating your business’s retirement plan, get a one-page IRS

Checklist of 10 questions for your specific plan. The Checklist

does not cover all plan requirements, so you should not use it

as a complete plan review. It is, however, an easy way to start

your plan check-up.

Sample of Checklist questions:

1. Have you identified all eligible employees? Yes No

■ ■

2. Are participants receiving their Yes No

contributions as specified in the plan? ■ ■

3. Did you deposit the contributions Yes No

in your employees’ IRAs on a timely basis? ■ ■

• Answering “yes” to all 10 checklist questions may indicate

that your plan is in good shape. You should share your

answered checklist with your benefits professional to verify 

all is well.

• Answering “no” to any 1 of the 10 checklist questions lets

you know on the spot that you may have a mistake in the

operation of your plan. Help is available.

■ Electronic version with links to expanded explanations— An

electronic version of each Checklist with links to expanded

explanations for each question is available through

www.irs.gov/ep. Select Check-Up for Your SEP, SIMPLE, or

Similar Plan.

Order a free Checklist through the IRS at (800) 829-3676, 

or download a Checklist from the Internet at www.irs.gov/ep:

Publication 4284 SIMPLE IRA Plan Checklist

Publication 4285 SEP Checklist

Publication 4286 SARSEP Checklist

Note: The Checklist is for a business owner’s use. It is not to be filed with the IRS. 

Use of the Checklist is strictly voluntary. 
Want to save 

time and money?

Think check-up now!

Awinter check-up keeps your vehicle 

reliable through the harsh season. 

A quick summer check-up adds 

to a safe and more relaxing vacation trip. In

either case, a check-up helps ensure that you

have a solid, well-oiled, dependable machine

when you need it. 

Likewise, you want the same type of safety

and reliability for you and your employees

through your business’s retirement plan. Just

like your automobile, a retirement plan needs 

regular attention and care to keep it operating

well. Take a retirement plan check-up now 

and save time, paperwork, and money for 

you, your business, and your employees. 

Examples of savings include: 

■ minimize paperwork

■ cut administrative hours 

■ optimize employees’ gains 

for financial security

■ safeguard your employees’ money

■ protect financial output of your business

■ lead to a better plan for your business

■ increase tax return accuracy

■ enhance portability of retirement assets

■ minimize extent of mistakes

■ fix it yourself

...bottom line, a check-up

today makes for a more

secure tomorrow.
Want to save 

time and money?

Think check-up now!

Awinter check-up keeps your vehicle 

reliable through the harsh season. 

A quick summer check-up adds 

to a safe and more relaxing vacation trip. In

either case, a check-up helps ensure that you

have a solid, well-oiled, dependable machine

when you need it. 

Likewise, you want the same type of safety

and reliability for you and your employees

through your business’s retirement plan. Just

like your automobile, a retirement plan needs 

regular attention and care to keep it operating

well. Take a retirement plan check-up now 

and save time, paperwork, and money for 

you, your business, and your employees. 

Examples of savings include: 

■ minimize paperwork

■ cut administrative hours 

■ optimize employees’ gains 

for financial security

■ safeguard your employees’ money

■ protect financial output of your business

■ lead to a better plan for your business

■ increase tax return accuracy

■ enhance portability of retirement assets

■ minimize extent of mistakes

■ fix it yourself

...bottom line, a check-up

today makes for a more

secure tomorrow.