**BRANCH      PURCHASE AND ASSUMPTION AGREEMENT**

**WITNESSETH**
**:**

**ARTICLE      I**

**PURCHASE      OF ASSETS; ASSUMPTION OF LIABILITIES; PAYMENT**

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| (a)   | all                loans at their respective outstanding principal amounts plus all                accrued                but unpaid interest and fees thereon and related unamortized origination                costs or fees attributed to the Branches as of the close of business                on                the day immediately preceding the Closing Date, together with all                security                interests, liens, mortgages, guaranties and collateral related thereto,                but excluding all loan loss reserves related thereto, all of such                loans as                of July 18, 2005, being listed on Exhibit                1.3(a)                hereto (which Exhibit shall be updated to reflect new loans made                and loans                paid off between the date of this Agreement and the Closing Date),                and                delivered to the Purchaser at the Closing (collectively, the “Loans”),                provided, however, that the Loans shall not include any loans described                in                Section 1.4 hereof; |
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| (b)   | (i) all                customer files relating to the Loans and the Deposit Liabilities                (as                hereinafter defined), (ii) all promissory notes, loan agreements,                security agreements, mortgages, guaranties and other loan documents                relating to the Loans, (iii) all signature cards, account                agreements                and other deposit account documents relating to the Deposit Liabilities,                (iv) all contracts and rental agreements relating to the Seller’s                safe deposit box business at the Branches, and (v) such other files,                records, documents and instruments as are set forth on Exhibit 1.3(b)                hereto; |
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| (c)   | all                overdrafts associated with all Deposit Liabilities assumed by the                Purchaser under Section 1.5 hereof; |
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| (d)   | all                fee simple right, title and interest in and to the real property                on which                the Branches’ activities are conducted, the legal description of which is                set forth on Exhibit                1.3(d)                hereto, and the buildings, improvements and fixtures situated thereon                together with all assignable real property rights and appurtenances                pertaining thereto (collectively, the “Real                Property”); |
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| (e)   | all                assignable leases affecting the Branches, including all leases of                real                property, all equipment leases for equipment located in the Branches,                and                all assignable operating contracts associated with the Branches (excluding                any master contracts which cover other branches of the Seller), all                of                which leases, equipment leases, and operating contracts are listed                on                Exhibit 1.3(e); |
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| (f)   | all                rights, title and interest in and to all personal property, furniture,                fixtures, equipment, leasehold improvements, ATM machines, and other                tangible personal property located at the Real Property and owned                by the                Seller and used at the Branches, as listed on Exhibit                1.3(f)                hereto (collectively, the “Fixed Assets”), together with any                manufacturer’s warranties thereon which are in effect on the Closing Date                and which are assignable to the                Purchaser; |
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| (g)   | all                petty, teller, ATM and vault cash maintained at the Branches as of                the                close of business on the Closing Date, the exact amounts of which                will be                certified by the Seller as of the Closing                Date; |
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| (h)   | all                rights to the extent assignable in, to and under any vendor single                interest insurance or other insurance on collateral transferred to                the                Purchaser with the Loans, except with respect to such policies issued                through Central Life Insurance Company; |
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| (i)   | subject                to Section 1.7 hereof, all safe deposit contracts and rental agreements                for the safe deposit boxes located at the                Branches; |
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| (j)   | the                local telephone and fax numbers associated specifically with the                Branches; |
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| (k)   | all                securities brokerage accounts maintained by the Seller or any of                its                affiliates or any brokerage company with which Seller or its affiliates                have a relationship for any customer attributed to any of the                Branches; |
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| (l)   | all                rights of the Seller or any of its affiliates to solicit and service,                and                all relationships of the Seller or any of its affiliates with, any                and all                customers of the Branches in connection with, annuities, securities                and                investment products, including, without limitation, all rights of                the                Seller or any of its affiliates to receive income, premiums, fees                or                commissions relating to annuities, securities or investment products                or                portfolio or investment management services or activities following                the                Closing Date by the Seller or any of its affiliates to customers                attributed to the Branches; and |
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| (m)   | all                merchant services accounts associated with Deposit Liabilities assumed                by                the Purchaser under Section 1.5                hereof. |
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| (a)   | all                trade marks, service marks, trade names, corporate names (including,                without limitation, the names “Old National”, “Old National Bancorp” and                “Old National Bank”), copyrights, medallion program stamps, signs, logos,                URLs, domain names (and associated e-mail addresses), Internet web                sites,                proprietary information, stationery, forms, labels, shipping materials,                brochures, advertising and marketing materials and other similar                property                or rights owned by, relating to or referencing the Seller or any                of its                affiliates; |
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| (b)   | the                following loans attributed to the Branches as of the close of business                on                the day immediately preceding the Closing Date shall not be sold                to the                Purchaser pursuant to this                Agreement: |
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| (i)   | all                loans with respect to which on the close of business on the day                immediately preceding the Closing Date (A) the collateral securing                the                loan has been repossessed by the Seller, (B) the security interest                in the                collateral securing the loan has not been perfected, or (C) collection                efforts have been instituted or delivery or foreclosure proceedings                have                been filed; |
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| (ii)   | all                loans attributed to the Branches as of the close of business on the                day                immediately preceding the Closing Date which are recorded on the                Seller’s                books and records as non-accrual or which have principal or interest                that                is sixty (60) days or more past due;                and |
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| (iii)   | all                loans attributed to the Branches as of the close of business on the                day                immediately preceding the Closing Date with respect to which the                borrower                has filed a petition for relief under the United States Bankruptcy                Code                prior to the Closing Date; |
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| (c)   | all                rights of the Seller or any of its affiliates to solicit and service,                and                all relationships of the Seller or any of its affiliates with, any                and all                customers of the Seller (whether or not attributed to the Branches)                in                connection with, insurance products or policies, including, without                limitation, all rights of the Seller or any of its affiliates to                receive                income, premiums, fees or commissions relating to insurance products                or                policies prior to or following the Closing Date by the Seller or                any of                its affiliates to customers attributed to the                Branches; |
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| (d)   | ** **all                rights of the Seller or any of its affiliates to solicit and service,                and                all relationships of the Seller or any of its affiliates with, any                and all                customers of the Seller (whether or not attributed to the Branches)                in                connection with, trusts, fiduciary services or activities or related                portfolio or investment management services or activities, including,                without limitation, all rights of the Seller or any of its affiliates                to                receive income, premiums, fees or commissions relating to trusts,                fiduciary services or activities prior to or following the Closing                Date                from any customers attributable to the Branches; |
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| (e)   | all                routing numbers of the Seller used in connection with the Deposit                Liabilities or the Branches; |
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| (f)   | all                computer, networking and data processing equipment, hardware and                software                located at or utilized by the Branches, including, without limitation,                servers, workstations, personal computers, CRTs, printers, routers,                modems, network hubs, data storage media, operating systems, local                area                networks, custom software and off-the-shelf                software; |
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| (g)   | all                telephone systems leased by or located at the Branches, as identified                on                Exhibit 1.4(h)                hereto; |
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| (h)   | all                records of the Seller, except as expressly provided in Section 1.3(b)                of                this Agreement; |
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| (i)   | all                precious metals maintained in the vaults of any of the Branches; |
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| (j)   | all                other assets, properties and rights of the Seller or any of its affiliates                relating to, located at, attributed to or used at branches, facilities                or                locations of the Seller or any of its affiliates other than the Branches;                and |
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| (k)   | all                stock and assets used in or useful in the operations of Central Life                Insurance Company, including any insurance policies issued by Central                Life                Insurance Company and any right to receive the premiums associated                with                those insurance polices. |
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| (a)   | the                deposit accounts attributed to the Branches as of the close of business                on                the day immediately preceding the Closing Date (including, without                limitation, all checking, savings, certificate of deposit, individual                retirement, Keogh, money market, time deposit, repurchase agreements                and                sweep accounts; provided,                however,                that it shall not include those certain swap account listed on                Exhibit                1.5(a)(i)                hereto) together with all accrued interest relating to such deposit                accounts, such deposit accounts as of July 18, 2005, being listed                on                Exhibit                1.5(a)(ii)                hereto (which Exhibit shall be updated to reflect new deposits made                and                deposits withdrawn or paid between the date of this Agreement and                the                Closing Date) and shall be delivered to the Purchaser at the Closing                (collectively, the “Deposit                Liabilities”); |
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| (b)   | the                Loans; |
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| (c)   | all                obligations relating to all escrow funds and dealer reserves under                the                Loans listed on                Exhibit 1.5(d); |
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| (d)   | the                leases, equipment leases and operating contracts listed on                Exhibit 1.3(e); |
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| (e)   | all                safe deposit boxes and all rental agreements and contracts for the                safe                deposit boxes located at the Branches as of the Closing                Date; |
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| (f)   | the                operation from and after the Closing Date of the Branches in the                ordinary                course of business, including, without limitation, the payment or                provision of salary, compensation and employee benefits to the Employees                (as hereinafter defined) arising from and after the Closing                Date; |
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| (g)   | the                obligations of the Seller to pay the remaining two (2) installments                each                in the amount of Ten Thousand Dollars ($10,000.00) to the Economic                Development Corporation of Clarksville, Tennessee;                and |
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| (h)   | all                liabilities or obligations which are expressly identified elsewhere                in                this Agreement as being assumed, performed, discharged or paid by                the                Purchaser. |
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| (a)   | all                deposit accounts attributed to the Branches as of the close of business                on                the day immediately preceding the Closing Date which are subject                to any                order, agreement or encumbrance (other than as reflected in the deposit                agreement or certificate) that in any way restricts the payment of                funds                representing such account on the order of the                depositor; |
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| (b)   | all                amounts and deposits held by the Seller as trustee, agent or similar                relationship relating to trust accounts or to other customer relationships                not being transferred pursuant to this                Agreement; |
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| (c)   | all                liabilities associated with cashier’s checks or other official bank checks                and traveler’s checks issued by the Seller at the Branches prior to the                Closing Date; and |
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| (d)   | any                and all other liabilities and obligations of any kind or nature,                whether                actual, contingent, disclosed, undisclosed, known or unknown, of                the                Seller relating to the Branches that are not expressly included in                the                Assumed Liabilities. |
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| (a)   | On                and after the Closing Date, the Purchaser shall assume and fully                and                timely perform and discharge all of the Seller’s obligations with respect                to the Seller’s safe deposit box business at the Branches in accordance                with the terms and conditions of the contracts or rental agreements                related to such safe deposit boxes. |
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| (b)   | On                the Closing Date, the Seller shall transfer the records related to                such                safe deposit box business to the Purchaser, and the Purchaser shall                maintain and safeguard all such records and be responsible for granting                proper access to and protecting the contents of the safe deposit                boxes at                the Branches. |
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| (c)   | All                safe deposit box rental payments collected by the Seller before the                Closing Date for the respective current rental terms shall be prorated                between the parties as of the Closing                Date. |
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**ARTICLE      II**

**INDEMNIFICATION**

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|   |   | (a) | A                claim for indemnity shall be made by the claiming party at any time                prior                to the one (1) year anniversary of the Closing Date by the giving                of                written notice thereof to the other party. Such written notice shall                set                forth in reasonable detail the basis upon which such claim for indemnity                is made. In the event that any bona fide claim is made within such                period,                the indemnity relating to such claim shall survive until such claim                is                resolved. |
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|   |   | (b) | If                any person or entity not a party to this Agreement, including any                governmental authority, shall make any demand or claim or file or                make or                threaten to file or make any lawsuit or other action or investigation,                which demand, claim, lawsuit, action or investigation may result                in any                Loss to a party hereto of the kind for which such party may seek                indemnification pursuant to Section 2.1 or Section 2.2 hereof, such                indemnified party shall notify the indemnifying party of such demand,                claim or lawsuit within ten (10) business days of such demand, claim,                filing, making or threat; provided, however, that any failure by                the                indemnified party to so notify the indemnifying party shall not relieve                the indemnifying party from its obligations hereunder, except to                the                extent that the indemnified party is actually prejudiced by such                failure                to give such notice. Following receipt of notice of a demand, claim,                lawsuit, action or investigation, the indemnifying party (or its                designee)                shall have the option, at its cost and expense, to assume the defense                of                such matter and to retain counsel (not reasonably objected to by                the                indemnified party) to defend any such demand, claim or lawsuit, and                the                indemnifying party shall not be liable to the indemnified party for                any                fees of other counsel or any other expenses (except as expressly                provided                to the contrary herein) with respect to the defense of such matter,                other                than reasonable fees and expenses of counsel employed by the indemnified                party for any period during which the indemnifying party (or its                designee)                has not assumed the defense thereof; provided, however, that any                indemnified party shall have the right to participate, at its own                expense,                with respect to such claim, demand, action or proceeding. In effecting                the                settlement of any such matter, the indemnifying party (or its designee),                or the indemnified party, as the case may be, shall act in good faith,                shall consult with the other party and shall enter into only such                settlement as the other party shall consent in writing, such consent                not                to be unreasonably withheld or delayed. An indemnifying party (or                its                designee) shall not be liable for any settlement not made in accordance                with the preceding sentence. Each party shall cooperate fully with                the                other party in connection with the defense of any such matter, and                shall                provide the other party with access to the properties, books and                records                and personnel of the Branches as the other party may deem appropriate                in                connection with the defense of such                matter. |
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**ARTICLE      III**

**CERTAIN      AGREEMENTS OF PURCHASER AND SELLER**

| (a)   | The                Purchaser, at its sole obligation and expense, shall, as soon as                practicable following the date of this Agreement, but in no event                later                than August 8, 2005, prepare all applications, as required by applicable                law, and file such applications with the appropriate federal and                state                regulatory authorities for approval to purchase the Assets and assume                the                Assumed Liabilities, to establish a branch at the location of the                Branches                and to effect in all other respects the transactions contemplated                hereby                (the “Governmental Approvals”). The Purchaser agrees to (i) make draft                copies of such applications (except for any confidential portions                thereof)                available to the Seller at least two (2) business days prior to the                filing                thereof, (ii) treat and pursue approval of the applications in a                diligent                manner and on a priority basis, (iii) request confidential treatment                by                the appropriate federal and state regulatory authorities of all                information submitted in the applications entitled to confidential                treatment, (iv) promptly provide the Seller with a copy of the                applications as filed (except for any confidential portions thereof)                and                all approvals, denials, requests, notices, orders, opinions,                correspondence and other documents with respect thereto, and (v)                use its                reasonable efforts to obtain all Governmental Approvals. |
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| (b)   | The                Seller shall, as soon as practicable following the date of this Agreement,                prepare and file with the appropriate federal and state regulatory                authorities notice of its intent to cease operation of the Branches                and to                consummate the transactions contemplated hereby and thereafter shall                use                its reasonable efforts to obtain any required permission or approval                of                such regulatory authorities to cease operating the                Branches. |
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| (a)   | Prior                to the Closing Date, the Purchaser shall assure Seller that its data                processing systems are capable of receiving the Assets and the Deposit                Liabilities on the Closing Date. Seller and Purchaser shall cooperate                in                good faith to assure an orderly transition of ownership of the Assets                and                Assumed Liabilities to Purchaser. |
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| (b)   | Commencing                promptly following the date hereof, appropriate personnel of Seller                and                Purchaser shall meet to discuss and draft a mutually acceptable transition                plan covering operational aspects of the transition consistent with                the                terms of this Agreement, including handling and settlement of the                following, as applicable: checks on deposit accounts and home credit                line                accounts, loan payments, direct deposits and direct debits through                ACH or                otherwise, point of sale transactions, ATM transactions, error resolution                matters pursuant to Regulations E and Z of the Federal Reserve Board,                miscellaneous account adjustments, daily settlement, and other settlement                and transition items. The parties shall have the transition plan                completed                thirty (30) calendar days from the date                hereof. |
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| (c)   | On                the Closing Date, the Seller shall: |
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| (i)   | deliver                to the Purchaser such of the Assets as shall be capable of physical                delivery; |
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| (ii)   | execute,                acknowledge and deliver to the Purchaser all such endorsements,                assignments, bills of sale, deeds (which with respect to the Real                Property                shall be general warranty deeds) and other instruments of conveyance,                assignment and transfer as, in the reasonable judgment of the Purchaser,                shall be necessary and appropriate to consummate the sale and transfer                of                the Assets to the Purchaser and to vest in the Purchaser the legal                and                equitable title to the Assets, free and clear of all liens and                encumbrances, except as otherwise permitted in this                Agreement; |
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| (iii)   | assign,                transfer and deliver to the Purchaser such of the following records                pertaining to the Deposit Liabilities as exist and are available                in                whatever form or medium is maintained by the                Seller: |
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|   | (A) | all                  orders, agreements and contracts between the Seller and depositors                  attributed to the Branches and records of similar character, including                  signature cards; and |
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|   | (B) | all                  records of account maintained for each depositor attributed to                  the                  Branches; |
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| (iv)   | produce                a bank statement for each of the Loans transferred and Deposit Liabilities                assumed and mail, at its expense, a statement dated as of the day                immediately prior to the Closing Date to the customer with respect                to each                of the Deposit Liabilities; and |
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| (v)   | assign,                transfer and deliver to the Purchaser the promissory notes, security                agreements, mortgages and related agreements and loan files relating                to or                evidencing all Loans to the extent the same exist and in whatever                form or                medium is maintained by the Seller. |
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| (a)   | The                Purchaser agrees that it shall maintain, preserve and safely keep,                for as                long as may be required by applicable law and in accordance with                customary                business practices, all of the files, books of account and records                relating to the Branches (including, without limitation, the Assets                and                the Assumed Liabilities) transferred hereunder by Seller for the                joint                benefit of itself and the Seller, and that it shall permit the Seller                and                its employees and representatives, at any reasonable time during                normal                business hours and upon forty-eight hours prior notice and at the                Seller’s                expense, to inspect, make extracts from or copies of any such files,                books                of account and records as the Seller shall deem reasonably                necessary. |
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| (b)   | In                the event that some of the Seller’s records concerning the Deposit                Liabilities cannot reasonably be segregated from the Seller’s records                regarding accounts not transferred pursuant to this Agreement, the                Seller                shall not deliver such records to the Purchaser but shall maintain,                preserve and safely keep such records for as long as may be required                by                applicable law. For such period as may be required by applicable                law, the                Seller shall provide research and account history services related                to any                such records to the Purchaser at the Purchaser's request. Such services                shall be provided on the same service schedule as services then provided                by the Seller to existing customers and the Purchaser shall pay the                same                rates for such services as the Seller then charges its existing customers.                Such services do not include information required to be provided                by Seller                under Section 3.15. |
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| (c)   | In                the event that some of the Seller’s records concerning the Excluded Loans                cannot reasonably be segregated from the Purchaser’s records regarding                Loans transferred pursuant to this Agreement, the Purchaser shall                maintain, preserve and safely keep such records for as long as may                be                required by applicable law. For such period as may be required by                applicable law, the Purchaser shall provide research and account                history                services related to any such records to the Seller at the Seller's                request                and Seller shall pay the same rates for such services as Purchaser                shall                charge its then existing customers.  |
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| (a)   | The                active employees of the Seller who are assigned to the Branches as                of the                Closing Date (the “Employees”) shall, as of the Closing Date, be                terminated by the Seller and become employees-at-will of the Purchaser                at                the base salary at least equivalent to the rate of base salary paid                by the                Seller to each of the Employees on the day immediately preceding                the                Closing Date. The Seller shall be responsible for the filing of Forms                W-2                with the Internal Revenue Service and all required filings with state                tax                authorities with respect to wages and benefits paid to each such                employee                for all periods ending prior to the Closing Date. |
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| (b)   | Immediately                following the Closing, the Purchaser shall make available to the                Employees                substantially the same employee benefits on substantially the same                terms                and conditions as the Purchaser offers to its similarly situated                employees. Years of service of each of the Employees with the Seller,                and                any predecessors, prior to the Closing shall be credited for purposes                of                (i) eligibility under the Purchaser’s employee welfare benefit plans, and                (ii) eligibility and vesting, but not for purposes of benefit accrual                or                contributions, under all other employee benefit plans of the Purchaser,                including, without limitation, all pension, retirement, profit sharing,                401(k) and employee stock ownership plans. The Seller shall be responsible                for and pay all salary, compensation and employee benefits (including,                without limitation, vacation, sick, personal and other paid time                off), and                all payroll taxes in connection therewith, for the Employees accrued,                owned or earned for all periods prior to the Closing Date. The Purchaser                shall be responsible for and pay all salary, compensation and employee                benefits (including, without limitation, vacation, sick personal                and other                paid time off), and all payroll taxes in connection therewith, for                the                Employees accrued, owned or earned for all periods on and after the                Closing Date. |
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| (c)   | In                accordance with the provisions of the Health Insurance Portability                and                Accountability Act (“HIPAA”) and the terms of the Purchaser’s group                health, hospitalization, medical, dental and disability plans                (collectively, the “Purchaser’s Plans”), the Employees who become                participants in the Purchaser’s Plans shall be given “creditable coverage”                credit for their coverage under the Seller’s group health,                hospitalization, medical, dental and disability plans under the                pre-existing condition limitation provisions of the Purchaser’s Plans. In                addition, if a condition was not a “pre-existing condition” for a                participant in the Seller’s group health, hospitalization, medical, dental                and disability plans, then it shall not be considered to be a pre-existing                condition under the Purchaser’s Plans; provided, however, that if an                Employee’s condition is being excluded as a pre-existing condition under                the relevant Seller’s plan of the Closing Date, then the Purchaser may                treat such condition as a pre-existing condition under the relevant                Purchaser’s Plan for the period such condition would have been treated as                a pre-existing condition under the Seller’s plan. |
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| (d)   | With                respect to any Employee on short term disability or temporary leave                of                absence, upon conclusion of his or her short term disability or temporary                leave of absence, subject to the terms and conditions of the applicable                plans and policies of the Purchaser and applicable law, each Employee                on                such disability or leave shall receive the salary and vacation benefits                effective when he or she went on disability or leave and, to the                extent                practicable, shall be offered by the Purchaser the same or a substantially                equivalent position to his or her position with the Seller. |
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| (e)**  ** | The                Purchaser shall pay all severance obligations arising out of the                termination of any Employee’s employment after the Closing Date in                accordance with Purchaser’s severance plans, policies and procedures with                the period of years of service with the Seller credited towards the                calculation of severance benefits paid by the Purchaser; provided,                however, that if, before the one year anniversary of the Closing                Date, any                Employee experiences a reduction in base salary, a worksite relocation                of                more than 30 miles or a termination of employment by Purchaser for                any                reason other than cause (as defined generally by Purchaser’s personnel                policies and procedures), such Employee shall be entitled to severance                pay                in an amount at least equivalent to the severance pay the Employee                would                have received under the Seller’s severance plans, policies and procedures                had such Employee been eligible for payments                thereunder. |
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| (f)   | Seller                will comply with the Consolidated Omnibus Budget Reconciliation Act                of                1985 ("COBRA"), for all of Seller's former employees and other qualifying                beneficiaries for whom COBRA qualifying events occurred before or                coincident with the Closing Date and Purchaser shall have no                responsibility for any such coverage. Seller shall indemnify and                hold                Purchaser harmless from all Losses arising as a result of any alleged                violation of the Workers Adjustment and Retraining Notification Act                to                which Seller is subject or is alleged to be                subject. |
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| (a)   | The                Purchaser agrees to pay in accordance with applicable law and customary                banking practices all properly drawn and presented checks, drafts                and                withdrawal orders presented to the Purchaser by mail, over the counter                or                through the check clearing system of the banking industry by depositors                related to the Deposit Liabilities, whether drawn on the checks,                withdrawal or draft forms provided by the Seller or by the Purchaser,                and                in all other respects to discharge, in the usual course of the banking                business, the duties and obligations of the Seller with respect to                the                balances due and owing to the depositors with respect to whom the                Purchaser has assumed the Deposit Liabilities. The Purchaser's obligations                hereunder to honor checks, drafts and withdrawal orders on forms                provided                by Seller and carrying Seller's imprint (including name and transit                routing number) shall not apply to any such check, draft or withdrawal                order presented to the Purchaser more than sixty (60) days following                the                Closing Date. |
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| (b)   | If                any of such depositors, instead of accepting the obligation of the                Purchaser to pay the Deposit Liabilities, shall demand payment for                all or                any part of any such Deposit Liabilities, the Seller shall not be                liable                or responsible for making such                payment. |
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| (c)   | After                the Closing, the Seller shall have the rights and obligations of                a                “Collecting bank” or “Intermediary bank” under Article 4 of the Uniform                Commercial Code as adopted in Indiana Code § 26-1-4 et seq.,** **with                respect to items drawn on the Deposit Liabilities which are received                by                Seller for processing. Items received for processing against the                Deposit                Liabilities shall be grouped and delivered to the Purchaser within                the                time limits provided by the Indiana Uniform Commercial Code in a                special                cash letter separately identified as “Transferred Accounts Cash Letter.”                For purposes of paying the Purchaser’s obligations to the Seller under                this Section 3.8, the Purchaser will establish a settlement account                with                the Seller at the Closing Date in a collected amount equal to One                Hundred                Thousand Dollars ($100,000), which amount shall be maintained by                the                Purchaser for a period of sixty (60) days following the Closing Date,                against which will be (i) debited the checks, returns, ACH charges                or                debits and items hereafter referred to in this sentence, and (ii)                charged                amounts in accordance with this Section 3.8(c) to provide, among                other                things, for the settlement by the Purchaser of checks, ACH charges                or                debits, returns and items which are presented to the Seller within                sixty                (60) days after the Closing Date and which are drawn on or chargeable                to                Deposit Liabilities transferred to the Purchaser. After the expiration                of                such 60-day period following the Closing Date, the Seller shall dishonor                all checks, drafts, withdrawal orders and other instruments and items                drawn on the Deposit Liabilities which are presented in any manner                to the                Seller, unless the Seller and the Purchaser agree to extend such                60-day                period and extend the provision for a settlement account as necessary.                The                Purchaser agrees to arrange for the transportation directly and to                pay the                expenses of transporting from the Seller to the Purchaser all checks,                drafts, orders of withdrawal, cash letters, magnetic tapes and other                items                related to the Seller’s receipt of items relating to the Deposit                Liabilities after the Closing Date. Such transportation expenses                may be                charged against the settlement account of the Purchaser. |
|-----------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

----

| (d)   | Seller                will transfer to Purchaser not later than the Closing Date all of                those                Automated Clearing House ("ACH") and FedWire direct deposit arrangements                related (by agreement or other standing arrangement) to Deposits.                As soon                as practicable after the receipt of all Regulatory Approvals (except                for                the expiration of statutory waiting periods), Seller will deliver                to                Purchaser a listing in Seller's format, as applicable, of all such                direct                deposit records which Seller, in the exercise of all reasonable efforts,                are able to identify. In connection with the obligations under Section                3.4(b), Purchaser and Seller shall cooperate in good faith (i) to                determine the method and timing for remitting to Purchaser and settling,                for up to a sixty (60) day period following the Closing Date ACH                direct                deposits and FedWire direct deposits relating to accounts constituting                Deposits, as well as such other matters relating thereto as may be                necessary or advisable for purposes of assuring an orderly transition                of                ownership of the Deposit Liabilities to Purchaser hereunder, and                (ii) to                determine the method and timing for remitting to Seller and settling,                for                up to a sixty (60) day period following the Closing Date, ACH direct                deposits and FedWire direct deposits relating to deposit accounts                of                Seller that are not Deposits, but which transactions are nonetheless                routed to Purchaser, as well as such other matters relating thereto                as may                be necessary or advisable for purposes of assuring the orderly processing                of transactions routed to Purchaser that relate to deposit accounts                of                Seller that are not Deposits. |
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| (e)   | As                soon as practicable after the receipt of all Regulatory Approvals                (except                for the expiration of statutory waiting periods), and after the notice                provided in Section 3.10(a), Purchaser, at its sole cost and expense,                will                send appropriate notice to all customers having accounts constituting                Deposits the terms of which provide for direct debit of such accounts                by                third parties, a list of which accounts Seller will provide to Purchaser                prior to such time, instructing such customers concerning transfer                of                customer direct debit authorizations from Seller to Purchaser. Seller                shall cooperate in soliciting the transfer of such authorizations.                Such                notice shall be in a form agreed to by the parties acting in good                faith,                and approved by Seller. In connection with the obligations under                Section                3.4(b), Purchaser and Seller shall cooperate in good faith, (i) to                determine the method and timing for forwarding to Purchaser and settling,                for up to a sixty (60) day period following the Closing Date all                direct                debits relating to accounts constituting Deposits, as well as such                other                matters relating thereto as may be necessary or advisable for purposes                of                assuring an orderly transition of ownership of the Deposit Liabilities                to                Purchaser hereunder, and (ii) to determine the method and timing                for                forwarding to Seller and settling, for up to a sixty (60) day period                following the Closing Date all direct debits relating to deposit                accounts                of Seller that are not Deposits, but which transactions are nonetheless                routed to Purchaser, as well as such other matters relating thereto                as may                be necessary or advisable for purposes of assuring the orderly processing                of transactions routed to Purchaser that relate to deposit accounts                of                Seller that are not Deposits. |
|-----------------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| (f)   | The                Purchaser agrees to pay promptly to the Seller (i) an amount equal                to the                amount of any checks, drafts and withdrawal orders credited by the                Seller                before the Closing Date with respect to any of the Deposit Liabilities                that are properly returned to the Seller unpaid after the Closing                Date,                and (ii) for a period not to exceed thirty (30) days from the Closing                Date, an amount equal to the amount of any checks, drafts and withdrawal                orders credited by the Seller after the Closing Date with respect                to any                of the Deposit Liabilities that are properly returned to the Seller                unpaid                after the Closing Date. Upon receipt thereof, the Seller shall immediately                forward any such check, draft, withdrawal order or other item to                the                Purchaser, and subject to the time limitations referenced herein,                the                Purchaser shall remit to the Seller the amount of each such check,                draft,                withdrawal order and other item. |
|-----------------|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

----

| (a)   | Following                the Closing Date, the Seller                agrees: |
|-----------------|------------------------------------------------------------------------------|

|   | (i) | to                credit promptly, to a deposit account of the Purchaser maintained                with the                Seller, an amount equal to any payments which are received by the                Seller                on or after the Closing Date that relate to the                Loans; |
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|   | (ii) | to                provide promptly, whether electronically or by other means, a report                containing sufficient information, to the extent such information                is                available to the Seller, so that any such payments credited to the                Purchaser may be properly applied;                and |
|--------|------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

|   | (iii) | to                forward promptly, whether electronically or by other means, to the                Purchaser copies of all notices or other correspondence received                on or                after the Closing Date that relate to the Deposit Liabilities, the                Loans                or any of the other Assets. |
|--------|-------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| (b)   | The                Purchaser shall have forty-five (45) days following the Closing to                notify                the Seller in writing of any Loan that should have been excluded                at the                Closing from the Assets under Section 1.4 hereof. If such Loan is                properly                excluded from the Assets, the Seller agrees to promptly repurchase                such                Loan for an amount equal to the amount paid therefor by the                Purchaser. |
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| (c)   | The                Purchaser shall be liable for all returned checks representing payments                received by the Seller on, prior to or after the Closing Date on                any Loan.                The Seller shall promptly deliver each such returned check received                by it                to the Purchaser, and the Purchaser shall promptly pay to the Seller                the                face amount thereof. |
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|   | (a) | Not                earlier than September 6, 2005 nor later than thirty (30) days prior                to                the Closing Date (or such other time as may be required by law),                Seller                and Purchaser shall jointly notify customers with Deposits that,                subject                to the terms and conditions of this Agreement, Purchaser will be                assuming                all Deposits and each of Seller and Purchaser shall join in providing                where appropriate, all notices to customers of the Branches and all                other                persons as Seller or Purchaser as the case may be, is or are required                to                give under applicable law or the terms of any agreements between                Seller                and any customer in connection with the transactions contemplated                hereby.                No earlier than September 6, 2005, Purchaser may communicate with                and                deliver information to depositors and other customers of the Branches                concerning this Agreement and the business of Purchaser. Upon the                request                of Purchaser, Seller will provide reasonable assistance to Purchaser                in                mailing or causing to be mailed such communications. Purchaser and                Seller                shall jointly approve in good faith the content of all notices and                communications under this Section 3.10 prior to the distribution                of any                such notices and communications. |
|--------|-----|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

|   | (b) | A                party proposing to send or publish any notice or communication pursuant                to                this Section 3.10 shall furnish to the other party a copy of the                proposed                form of such notice or communication at least five (5) days in advance                of                the proposed date of the first mailing, posting, or other dissemination                thereof to customers, and shall incorporate any changes in such notice                as                the other party reasonably proposes as necessary to comply with applicable                law or which the other party reasonably requests for any proper business                purpose. All joint notices or communications shall be sent at the                sole                cost and expense of the Purchaser. |
|--------|-----|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

|   | (c) | Without                limiting the generality of the foregoing, Seller shall send, or permit                Purchaser to send, on Purchaser’s behalf and at Purchaser’s sole cost and                expense, such notices to customers as are reasonably requested by                Purchaser, subject to the timing restrictions in Section                3.10(a). |
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----

| 3.11   | Notices                to Obligors on Loans. |
|------------------|----------------------------------------------|

|   | (a) | Purchaser                shall no earlier than September 6, 2005 nor later than fifteen (15)                days                prior to the Closing Date prepare and transmit, at Purchaser’s sole cost                and expense, to each obligor on each Loan, a notice in a form satisfying                all legal requirements and reasonably acceptable to Seller to the                effect                that the Loan will be transferred to Purchaser and directing that                payments                be made after the Closing Date to Purchaser at any address of Purchaser                specified by Purchaser, with Purchaser’s name as payee on any checks or                other instruments used to make as payments, and, with respect to                all such                Loans on which payment notices or coupon books have been issued,                to issue                new notices or coupon books reflecting the name and address of Purchaser                as the person to whom and the place at which payments are to be made. |
|--------|-----|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

|   | (b) | To                the extent that any of the Loans transferred from Seller to Purchaser                involve a transfer of servicing as defined and governed by the Real                Estate                Settlement Procedure Act (12 U.S.C. Section 2601 et seq.), Seller                and                Purchaser will jointly coordinate and share equally the cost and                expense                of any appropriate required customer notices, provided that no such                notices shall be sent prior to September 6,                2005. |
|--------|-----|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| (a)   | If                any of the Real Property, Leased Property or the Fixed Assets shall                be                destroyed or materially damaged by fire, wind, water or other casualty                prior to the Closing Date and shall not have insurance coverage which                in                the reasonable determination of the Purchaser is sufficient to repair                or                replace such Real Property, Leased Property or Fixed Assets, the                Purchaser                shall have the right to terminate this Agreement with regard to the                affected Real Property, Leased Property or Fixed Assets or to accept                the                affected Real Property, Leased Property or Fixed Assets as destroyed                or                damaged, together with any rights of the Seller under any lease related                thereto and to receive insurance proceeds with respect to such destroyed                or damaged Real Property, Leased Property or Fixed Assets or to exercise                any other rights of Seller under any applicable                lease. |
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| (b)   | On                and after the Closing Date, the Seller shall discontinue all casualty,                liability and other insurance coverage maintained with respect to                the                Branches and the Assets, and shall discontinue providing any security                for                persons and property at the Branches; provided, however, that the                Seller                may, at its sole option, continue to maintain insurance coverage                relating                to events occurring prior to the Closing Date. The Purchaser shall                be                solely responsible for all losses and liability claims, security                and                insurance protection for the Branches and their operation for all                periods                beginning on and after the Closing Date. Prior to the Closing Date,                risk                of loss shall be the responsibility of Seller and on and after the                Closing                Date, risk of loss shall be the responsibility of the                Purchaser. |
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| (c)   | On                and after the Closing Date, the Purchaser shall maintain adequate                insurance with respect to the losses described in (b) above and otherwise                with respect to the operation of the                Branches. |
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----

----

| (a)   | Immediately                following the Closing, the Purchaser shall take all actions necessary                to                effectuate its succession to and purchase and assumption of the Assets                and                the Assumed Liabilities; provided, however, that the Purchaser understands                and agrees that the Seller does not make in this Agreement, and has                not                otherwise made, any representation, warranty, covenant, agreement                or                assurance that any of the customers attributed to the Branches will                become                or continue to be customers of the Purchaser, the same being at the                sole                discretion of such customers. |
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| (b)   | The                Purchaser understands and agrees that the Seller does not make in                this                Agreement, and has not otherwise made, any representation, warranty,                covenant, agreement or assurance with respect to or relating in any                manner                to the credit risk or creditworthiness of any obligor or guarantor                under,                or the collectibility of, any of the Loans or the value of any collateral,                chattel or asset securing any of the                Loans. |
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| (a)   | conduct                business at the Branches in the ordinary course substantially in                the                manner as conducted on the date of this Agreement, except for activities                or transactions contemplated by this Agreement; |
|-----------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| (b)   | not                take any action or fail to take any action outside of the ordinary                course                of business which will materially and adversely affect the business                relationship of the customers attributed to the Branches with the                Seller; |
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| (c)   | except                as set forth in Exhibit                2.19                hereto, not grant any increase in pay or benefits to any of the Employees                of the Branches; |
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| (d)   | not                enter into any employment, severance or similar agreement with any                of the                Employees of the Branches; |
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| (e)   | not                hire any new employees at the Branches or transfer any employees                to the                Branches (i) except as is reasonably necessary in the Seller’s business                judgment to operate the Branches, or (ii) otherwise with the prior                written                consent of the Purchaser; |
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| (f)   | continue                to have the right and ability to terminate, with or without cause,                any                Employees of the Seller assigned to the Branches prior to the Closing                Date; and |
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| (g)   | cooperate                with, and assist, Purchaser in the orderly transition of the Branches                to                Purchaser. |
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| (a)   | The                Seller, at its sole expense, shall deliver to the Purchaser not later                than                thirty (30) days after the date hereof, with respect to each of the                parcels of Real Property owned by Seller, commitments for issuance                of ALTA                Owner’s Policies of Title Insurance (collectively, the “Title Commitments”                and individually, a “Title Commitment”) dated subsequent to the date of                this Agreement but prior to the Closing Date issued by a title company                authorized to do business in Tennessee and in the following amounts:                $8,086,010.50, $222,281.68, $432,440.90, and                $1,536,546.47. |
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----

| (b)   | Within                ten (10) days after receipt by the Purchaser of Title Commitments,                the                Purchaser shall be entitled to give the Seller written notice of                any                defect disclosed in such Title Commitment that (i) is not an easement,                right-of-way or restriction of record, if any, that does not materially                interfere with the business or operation of the Branches, (ii) does                not                constitute unpaid taxes, assessments or charges not yet delinquent,                or                (iii) is not reasonably approved by the                Purchaser. |
|-----------------|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| (c)   | If                the notice referred to in (b) above is timely given by the Purchaser,                the                Seller shall, within ten (10) days of such notice, notify the Purchaser                as                to whether the Seller shall cure or remove any defect. If the Seller                provides notice to the Purchaser that the Seller elects not to cure                or                remove any such defect, then the Seller and the Purchaser shall attempt                to                renegotiate the terms and conditions of the purchase of the affected                Real                Property. In the event the Seller and the Purchaser are unable to                renegotiate such terms and conditions on terms acceptable to Purchaser                within fifteen (15) days following the Purchaser’s receipt of the Seller’s                notice that the Seller shall not cure or remove such defect, the                Purchaser                may terminate this Agreement. |
|-----------------|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| (d)   | The                Seller shall cause the title company to update the Title Commitments                as of                the business day prior to the Closing Date. In the event that the                updated                Title Commitment as to any Real Property discloses any defect not                included                in the original Title Commitment, the procedure set forth in (b)                and (c)                above shall apply. |
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** **

----

| (a)   | Any                Withholding Obligation required to be remitted to the appropriate                governmental agency on or prior to the Closing Date shall be withheld                and                remitted by the Seller, and any other Withholding Obligation withheld                by                the Seller prior to the Closing Date also shall be remitted by the                Seller                to the appropriate governmental agency on or prior to the time                due; |
|-----------------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| (b)   | Any                Withholding Obligation required to be remitted to the appropriate                governmental agency after the Closing Date and not withheld as set                forth                in Section 3.24(a) above shall be withheld and remitted by the Purchaser                on or prior to the time such Withholding Obligation is due. Within                five                (5) days of receipt of any such notice by the Seller, the Seller                shall                notify the Purchaser, and the Purchaser shall comply with the applicable                notification requirements; |
|-----------------|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| (c)   | Any                penalties described on “B” notices from the IRS or any similar penalties                which relate to the Deposit Liabilities shall be paid by the Seller                promptly upon receipt of the notice, providing such penalty assessment                resulted from the Seller’s acts, policies or omissions prior to the                Closing Date and any efforts to reduce such penalties shall be the                responsibility of the Seller; and |
|-----------------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| (d)   | Any                penalties assessed due to information missing from information filings                regarding the Deposit Liabilities which were due prior to the Closing                Date, including without limitation 1099 forms, shall be paid by the                Seller                promptly upon receipt of the notice providing such penalty assessments                resulting from the Seller’s acts, policies or omissions, and any efforts                to reduce such penalties shall be the responsibility of the                Seller. |
|-----------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

|   | (a) | The                Purchaser’s parent company, Greene County Bancshares, Inc. (“GCB”), shall,                no later than August 8, 2005, (i) obtain financing commitments in                the                amount of at least Thirty Million Dollars ($30,000,000.00) (the “Secondary                Financing”) which shall be available to the Purchaser in order to achieve                regulatory capital levels and ratios on a pro forma basis as reasonably                may be required by the Federal Deposit Insurance Corporation, the                Tennessee Department of Financial Institutions or any other state                or                federal banking regulatory agency (the “Required Regulatory Capital”) and                (ii) have entered into an enforceable agreement with the Purchaser                for GCB                to contribute the Required Regulatory Capital to the Purchaser                concurrently with the consummation of this                Agreement. |
|--------|-----|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

|   | (b) | GCB                intends to file a Registration Statement on Form S-3 (the “Registration                Statement”) for the purpose of registering shares of its common stock (the                “Primary Financing”) no later than August 5, 2005, the proceeds of which                in part will be used to achieve the Required Regulatory Capital.                In the                event that (i) GCB shall not have filed the Registration Statement                by                August 5, or (ii) GCB receives notice from the Securities and Exchange                Commission that it intends to “review” the Registration Statement, then                within ten (10) business days of such notice GCB shall close upon                the                Secondary Financing, provide copies of the loan documentation related                thereto to Seller, and have readily available to it the proceeds                of the                Secondary Financing. |
|--------|-----|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

----

|   | (c) | In                the event that the Registration Statement has not been declared effective                by the Securities and Exchange Commission by September 26, 2005,                then                within five (5) business days of such date, unless already completed,                GCB                shall close upon the Secondary Financing, provide copies of the loan                documentation related thereto to Seller, and have readily available                to it                the proceeds of the Secondary                Financing. |
|--------|-----|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

|   | (d) | In                the event that the Primary Financing has not closed by September                30, 2005,                in an amount necessary to achieve the Required Regulatory Capital,                then                within five (5) business days of such date, unless already completed,                GCB                shall close upon the Secondary Financing, provide copies of the loan                documentation related thereto to Seller, and have readily available                to it                the proceeds of the Secondary                Financing. |
|--------|-----|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

|   | (e) | The                amount of the Secondary Financing shall be increased, if necessary,                to                achieve the Required Regulatory Capital, and if the Secondary Financing                has already been closed as contemplated by Section 3.25(b), (c) or                (d)                hereof, then the additional amount of the Secondary Financing shall                be                readily available within ten (10) business days of notice from the                banking                regulator that additional regulatory capital is required. Concurrently                with the consummation of this Agreement GCB shall contribute to the                Purchaser the Required Regulatory                Capital. |
|--------|-----|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

**ARTICLE      IV**

**REPRESENTATIONS      AND WARRANTIES OF THE SELLER**

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| (a)   | The                Seller has good and marketable title to the Assets free and clear                of all                liens, security interests and mortgages, other than (i) liens for                unpaid                taxes, assessments and charges not yet delinquent on the Real Property                and                the Fixed Assets, (ii) liens required to be granted in connection                with                repurchase or reverse repurchase agreements, (iii) imperfections                of title                or other matters which do not materially detract from the current                value or                present use thereof, and (iv) with respect to the Real Property,                easements, rights-of-way and other matters of record on the Closing                Date,                liens and other matters disclosed in the Title Commitments, zoning                and                land use laws and matters that would be shown by a survey of the                Real                Property which do not materially interfere with the business or operation                of the Branches. Except as contemplated by this Agreement, the Seller                has                not sold, transferred, assigned or pledged any of the Assets. |
|-----------------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| (b)   | There                is no condemnation proceeding pending or, to the knowledge of the                Seller,                threatened which would preclude or impair the use of the Real Property                as                presently being used in the conduct of business of the                Branches. |
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| (c)   | The                Real Property and the Fixed Assets, taken as a whole, are in good                operating condition and repair, giving consideration to their age                and use                and subject to ordinary wear and tear, and will be received by the                Purchaser in “AS IS, WHERE IS” condition, with no warranties or guarantees                by the Seller as to condition, future performance, fitness for a                particular purpose, merchantability or otherwise, except those warranties                related to title. The Fixed Assets and leasehold improvements are                all of                the material tangible assets owned or leased by Seller and used by                it to                conduct the business of the Branches as of the date                hereof. |
|-----------------|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| (d)   | To                the knowledge of the Seller, the operation of Branches does not violate                any material zoning laws, building or fire codes or other laws, statutes,                rules, regulations, ordinances or                codes. |
|-----------------|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| (e)   | The                leases, equipment leases and contracts listed on Exhibit 1.3(e)                are                in full force and effect and are fully transferable and assignable                to                Purchaser, and no consent of the lessor or another party is required                to                assign such lease, equipment lease or contract to                Purchaser. |
|-----------------|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

----

| (a)   | The                Seller is the sole owner of each of the Loans, having good title                thereto,                with no participation therein having been sold; none of the Loans                is                pledged to a third party; the principal balance and amount of accrued                but                unpaid interest and fees of each of the Loans as shown on the Seller’s                books and records as of the close of business on the day immediately                preceding the Closing Date will be true and correct; and each of                the Loans                (and all notes, other evidences of indebtedness, mortgages, loan                agreements and security agreements associated therewith) are transferred                to the Purchaser hereunder without recourse and without any                representations or warranties as to the collectibility of the Loans,                the                value of the collateral securing the Loans or the creditworthiness                of any                Obligors (as hereinafter defined) of any                Loans. |
|-----------------|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| (b)   | Each                of the Loans was made in the ordinary course of business and is accruing                interest in accordance with the respective terms thereof and was                made,                funded and remains in compliance with all applicable material laws,                orders                or regulations. To the knowledge of the Seller, except as set forth                on                Schedule 4.6(b), (i) each of the Loans is the legal, valid and binding                obligation of the obligor, maker, co-maker, endorser or debtor (the                “Obligors”) thereof, subject to applicable bankruptcy, insolvency,                fraudulent conveyance, reorganization, moratorium, receivership and                conservatorship laws and all other laws relating to or affecting                creditor’s rights generally and to public policy and general principles of                equity, (ii) each of the Loans is evidenced by notes, agreements,                mortgages or other instruments which are legal, valid, binding and                enforceable in accordance their respective terms, subject to applicable                bankruptcy, insolvency, fraudulent conveyance, reorganization, moratorium,                receivership and conservatorship laws and all other laws relating                to or                affecting creditor’s rights generally and to public policy and general                principles of equity, and (iii) no valid and legal defense, offset,                counterclaim or set-off exists with respect to any of the Loans.                The                Seller may transfer or assign each of the Loans to Buyer without                the                approval or consent of any Obligor. |
|-----------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| (c)   | To                the extent that a Loan is secured by a lien, security interest or                mortgage                naming the Seller as a secured party or mortgagee, such security                interest                or mortgage is legal, valid, binding and enforceable in accordance                its                terms and to the Seller’s knowledge has the priority described in Seller’s                loan files, except as enforceability may be limited by applicable                bankruptcy, insolvency, fraudulent conveyance, reorganization, moratorium,                receivership and conservatorship laws and all other laws relating                to or                affecting creditor’s rights generally and to public policy and general                principles of equity. |
|-----------------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

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**ARTICLE      V**

**REPRESENTATIONS      AND WARRANTIES OF THE PURCHASER**

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**ARTICLE      VI**

**CONDITIONS      TO SELLER’S OBLIGATIONS**

** **

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**ARTICLE      VII**

**CONDITIONS      TO PURCHASER’S OBLIGATIONS**

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**ARTICLE      VIII**

**TERMINATION**

| (a)   | at                any time on or before the Closing Date by the agreement in writing                of the                Purchaser and the Seller; |
|-----------------|-----------------------------------------------------------------------------------------------------------------------------------------------------|

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| (b)   | on                the Closing Date by the Seller in writing if the conditions set forth                in                Article VI of this Agreement shall not have been satisfied or waived                in                writing by the Seller; |
|-----------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| (c)   | on                the Closing Date by the Purchaser in writing if the conditions set                forth                in Article VII of this Agreement shall not have been satisfied or                waived                in writing by the Purchaser; |
|-----------------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| (d)   | at                any time on or before the Closing Date by the Purchaser or the Seller                in                writing if the other shall have breached any of its respective                representations or warranties contained herein in any material respect                or                any of its respective covenants, agreements or obligations contained                herein in any material respect, and such breach has not been cured                by the                earlier of (i) fifteen (15) days after the giving of notice to the                breaching party of such breach, or (ii) the Closing Date; provided,                however, that neither party hereto may terminate this Agreement on                account                of its own breach hereof; |
|-----------------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| (e)   | by                either the Seller or the Purchaser in writing at any time after any                of the                regulatory authorities has denied any application, notice or request                of                the Purchaser for approval of the transactions contemplated hereby                or has                imposed a condition or requirement (other than regulatory capital                levels                or ratios) that is reasonably unacceptable to either party; |
|-----------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| (f)   | by                the Seller in writing, at any time if the Purchaser or GCB shall                have                failed to take any of the actions contemplated by Section 3.25 hereof;                or |
|-----------------|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| (g)   | by                either the Seller or the Purchaser in writing if the transactions                contemplated hereby are not consummated on or before November 15,                2005,                unless extended by a written agreement by the Seller and Purchaser;                provided, however, that such date shall be extended to no later than                November 30, 2005, to accommodate any applicable federal or state                waiting                periods. |
|-----------------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| (a)   | each                party shall (and shall cause its respective employees, agents and                representatives to) return to the party furnishing the same all                information, documents, work papers and other materials (regardless                of                whether the same is in printed, electronic or computerized form and                including, without limitation, all copies and summaries thereof)                of the                other party or relating to the other party, its customers or employees                or                the transactions contemplated hereby, whether obtained before or                after the                execution hereof, and |
|-----------------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| (b)   | all                information received by either party hereto with respect to the business,                operations and customers of the other party (except information which                is                available to the public or which has heretofore been or is hereafter                filed                as public information with any governmental authority, other than                through                a breach of this Agreement) shall not at any time be used for any                business                purpose by such party or disclosed by such party to any other person                or                entity. |
|-----------------|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

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| (a)   | The                parties hereby acknowledge and agree that the Seller has committed                and                will commit substantial time, effort, resources and expenses, will                forgo                other opportunities in pursuing the transactions contemplated by                this                Agreement and would not enter into this Agreement unless Purchaser                agreed                to the provisions of this Section 8.4. Purchaser agrees that it shall                pay                in immediately available funds to the Seller a break-up fee in the                amount                of Seven Hundred and Fifty Thousand and No/100 Dollars ($750,000.00),                (the                “Seller Break-up Fee”), in the event that the Seller terminates this                Agreement pursuant to Section 8.1(f)                hereof. |
|-----------------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| (b)   | The                Seller Break-up Fee shall be paid to the Seller within thirty (30)                days of                the occurrence of the event specified in Section 8.4(a) hereof. If                the                Seller Break-up Fee is not paid as provided, then the Seller shall                be                entitled to recover interest at the highest prime rate set forth                in The                Wall Street Journal under the section entitled “Money Rates” on the unpaid                amount of the Seller Break-up Fee from the time the Seller Break-up                Fee is                due until paid-in-full, together with all costs of collection thereof,                including reasonable attorneys' fees and                expenses. |
|-----------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| (c)   | Seller                and Purchaser hereby acknowledge and agree that the Seller Break-up                Fee                shall compensate the Seller for (i) expenses incurred for attorneys,                accountants, financial advisors and consultants of Seller in pursuing                this                Agreement and the transactions contemplated hereby, and (ii) Seller’s                management time and expense in investigating, analyzing, developing                and                pursuing this Agreement and the transactions contemplated hereby.                Purchaser further acknowledges and agrees that the amount of the                Seller                Break-up Fee is fair, reasonable and not a penalty and that its obligation                to pay the Break-up Fee shall survive any termination of this Agreement                by                the Seller and the Purchaser. |
|-----------------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

**ARTICLE      IX**

**MISCELLANEOUS**

** **

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| If                to Seller to:                                                                                                                                                                                                                                                                                               |   | with                a copy to (which shall not constitute notice):                                                                                                                                                                                    |
|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
|                                                                                                                                                                                                                                                                                                                          |   |                                                                                                                                                                                                                                                  |
| Jeffrey                L. Knight, Esq.Executive                Vice President,Corporate                Secretary and General CounselOld                National Bancorp420                Main StreetEvansville,                Indiana 47708Telephone:                (812) 464-1363Facsimile:                (812) 464-1567 |   | Michael                J. Messaglia, Esq.Krieg                DeVault LLPOne                Indiana Square, Suite 2800Indianapolis,                Indiana 46204-2079Telephone:                (317) 238-6249Facsimile:                (317) 636-1507 |
|                                                                                                                                                                                                                                                                                                                          |   |                                                                                                                                                                                                                                                  |

| If                to Seller to:                                                                                                                                                                                                                             |   | with                a copy to (which shall not constitute notice):                                                                                                                                                                                  |
|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--------|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
|                                                                                                                                                                                                                                                        |   |                                                                                                                                                                                                                                                |
| Stan                PuckettChief                Executive OfficerGreene                County Bank100                North Main StreetGreeneville,                TN 37743-4992Telephone:                423-639-5111Facsimile:                423-787-1235 |   | Bob                F. Thompson, Esq.Bass,                Berry & Sims PLC315                Deaderick Street, Suite 2700Nashville,                TN 37238-3100Telephone:                (615) 742-6262Facsimile:                (615) 742-2762 |
|                                                                                                                                                                                                                                                        |   |                                                                                                                                                                                                                                                |

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|         |                               |                                         |
|--------------|------------------------------------|----------------------------------------------|
|         | **OLD              NATIONAL BANK** |
|    |                          |                                    |
|         | By:                      | /s/ Christopher              A. Wolking |
|         |                               |                                         |
|         | Printed:            | Christopher              A. Wolking          |
|         |                               |                                         |
|         | Its:                               | EVP & CFO                                |
|         |                               |                                         |

| ATTEST:  |                       |
|----------|----------------------------|
|     |                       |
| By:      | /s/ Jeffrey L. Knight |
|     |                       |
| Printed: | Jeffrey L. Knight          |
|     |                       |
| Its:     | Corporate Secretary        |
|     |                       |

|              |                                |                               |
|--------------|-------------------------------------|------------------------------------|
|         | **GREENE              COUNTY BANK** |
|    |                           |                          |
|         | By:                       | /s/ Stan              Puckett |
|         |                                |                               |
|         | Printed:             | Stan              Puckett          |
|         |                                |                               |
|         | Its:                                | Chairman & CEO                 |
|         |                                |                               |

| ATTEST:  |                    |
|----------|-------------------------|
|     |                    |
| By:      | /s/ Allen R. Jones |
|     |                    |
| Printed: | Allen R. Jones          |
|     |                    |
| Its:     | Sr. V-P                 |
|     |                    |

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