UNITED STATES
                             SECURITIES AND EXCHANGE COMMISSION
                                   WASHINGTON, D.C. 20549



                                          FORM 10-K/A
                                        Amendment No. 1



The Issuing Entity is filing this Form 10-K/A to replace Exhibits 31,
33(a),33(b), 34(a), and 34(b) to the original Form 10-K filed on March 30, 2007.
American Security Insurance Company, Standard Guaranty Insurance Company and
TrackSure Insurance Agency, Inc. (formerly, "Safeco Financial Institution
Solutions, Inc.") ("Assurant Inc.") recently provided the Issuing Entity with a
revised report on assessment of compliance with servicing criteria for
asset-backed securities and a related attestation. In the original assessment
previously provided to the Issuing Entity, Assurant Inc. excluded Item
1122(d)(4)(xii) from the scope of its assessment. Assurant Inc. recently
provided the Issuing Entity with a revised assessment of compliance that
assesses Assurant Inc.'s compliance with Item 1122(d)(4)(xii) and identifies
material instance of non compliance with this criterion. This material instance
of non compliance is noted in this Form 10-K/A under "Additional Disclosure
Items for Regulation AB." The Issuing Entity has included these revised
assessments of compliance under Exhibits 33(a) and 33(b), the related
attestations under Exhibits 34(a) and 34(b), and a revised Rule
13a-14(d)/15d-14(d) Certification under Exhibit 31. This Form 10-K/A does not
otherwise amend the original Form 10-K filed with the Commission on March 30,
2007.



  (Mark one)

  /X/ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES
      EXCHANGE ACT OF 1934
      For the fiscal year ended December 31, 2006

      OR



  / / TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES
      EXCHANGE ACT OF 1934


       Commission file number:  333-130545-27

       Merrill Lynch Mortgage Investors Trust, Series 2006-AF1
       (exact name of issuing entity as specified in its charter)

       Merrill Lynch Mortgage Investors, Inc.
       (exact name of the depositor as specified in its charter)

       Merrill Lynch Mortgage Lending, Inc.
       (exact name of the sponsor as specified in its charter)


  New York                                          54-2197971
  (State or other jurisdiction of                   54-2197973
  incorporation or organization)                    54-2198884
                                                    54-2198885
                                                    54-6723279
                                                    (I.R.S. Employer
                                                    Identification No.)


   c/o Wells Fargo Bank, N.A.
   9062 Old Annapolis Road
   Columbia, MD                                21045

  (Address of principal executive offices)    (Zip Code)

  Registrant's telephone number, including area code: (410) 884-2000


  Securities registered pursuant to Section 12(b) of the Act:

        NONE.


  Securities registered pursuant to Section 12(g) of the Act:

        NONE.


  Indicate by check mark if the registrant is a well-known seasoned issuer,
  as defined in Rule 405 of the Securities Act.

        Yes  ___     No  X


  Indicate by check mark if the registrant is not required to file reports
  pursuant to Section 13 or Section 15(d) of the Act.

        Yes  ___     No  X


  Indicate by check mark whether the registrant (1) has filed all reports
  required to be filed by Section 13 or 15(d) of the Securities Exchange
  Act of 1934 during the preceding 12 months (or for such shorter period
  that the registrant was required to file such reports), and (2) has been
  subject to such filing requirements for the past 90 days.

        Yes  X       No  ___


  Indicate by check mark if disclosure of delinquent filers pursuant to
  Item 405 of Regulation S-K ( 229.405 of this chapter) is not contained
  herein, and will not be contained, to the best of registrant's knowledge,
  in definitive proxy or information statements incorporated by reference
  in Part III of this Form 10-K or any amendment to this Form 10-K.

        Not applicable.


  Indicate by check mark whether the registrant is a large accelerated filer,
  an accelerated filer, or a non-accelerated filer. See definition of
  "accelerated filer and large accelerated filer" in Rule 12b-2 of the
  Exchange Act. (Check one):


  Large accelerated filer ___  Accelerated filer ___  Non-accelerated filer X


  Indicate by check mark whether the registrant is a shell company (as
  defined in Rule 12b-2 of the Act).

        Yes  ___     No  X


  State the aggregate market value of the voting and non-voting common
  equity held by non-affiliates computed by reference to the price at which
  the common equity was last sold, or the average bid and asked price of
  such common equity, as of the last business day of the registrant's most
  recently completed second fiscal quarter.

        Not applicable.


     Documents Incorporated by Reference

        None.


                                   PART I
  Item 1.  Business.

            Omitted.


  Item 1A.  Risk Factors.

            Omitted.


  Item 1B.  Unresolved Staff Comments.

            None.


  Item 2.  Properties.

            Omitted.


  Item 3.  Legal Proceedings.

            Omitted.


  Item 4.  Submission of Matters to a Vote of Security Holders.

            Omitted.


                                PART II

Item 5. Market for Registrants Common Equity, Related Stockholder
          Matters and Issuer Purchases of Equity Securities.

            Omitted.


  Item 6.  Selected Financial Data.

            Omitted.


  Item 7.  Management's Discussion and Analysis of Financial Condition and
           Results of Operations.

            Omitted.


  Item 7A. Quantitative and Qualitative Disclosures About Market Risk.

            Omitted.


  Item 8.  Financial Statements and Supplementary Data.

            Omitted.


  Item 9.  Changes in and Disagreements With Accountants on Accounting and
           Financial Disclosure.

            Omitted.


  Item 9A. Controls and Procedures.

            Omitted.


  Item 9A(T). Controls and Procedures.

            Omitted.


  Item 9B. Other Information.

            None.


                                PART III

  Item 10. Directors, Executive Officers and Corporate Governance.

            Omitted.


  Item 11. Executive Compensation.

            Omitted.

  Item 12. Security Ownership of Certain Beneficial Owners and
           Management and Related Stockholder Matters.

            Omitted.


  Item 13. Certain Relationships and Related Transactions, and Director
           Independence.

            Omitted.


  Item 14. Principal Accounting Fees and Services.

            Omitted.



                ADDITIONAL DISCLOSURE ITEMS FOR REGULATION AB

  Item 1112(b) of Regulation AB, Significant Obligor Financial Information.

            Not Applicable.

  Item 1114(b)(2) and 1115(b) of Regulation AB, Significant Enhancement
             Provider Financial Information.

            Not Applicable.

  Item 1117 of Regulation AB, Legal Proceedings.

            The registrant knows of no material pending legal proceedings
            involving the Trust and all parties related to such Trust, other
            than routine litigation incidental to the duties of those respective
            parties.

  Item 1119 of Regulation AB, Affiliations and Certain Relationships and
             Related Transactions.

            Information required by Item 1119 was provided previously in a
            prospectus timely filed pursuant to Rule 424 promulgated under the
            Securities Act of 1933, under the same Central Index Key (CIK) code
            as this annual report on Form 10-K. No material changes to such
            information have occurred since the initial Rule 424 filing.

  Item 1122 of Regulation AB, Compliance with Applicable Servicing Criteria.


             See Item 15, exhibits (33) and (34) and as otherwise disclosed
             below.

               Assurant, Inc. previously excluded the applicable servicing
               criteria set forth in Item 1122 (d)(4)(xii) from the scope of its
               assessment of compliance. Assurant, Inc. has now assessed its
               compliance with the Applicable Servicing Criteria for the
               Reporting Period of January 1, 2006 through December 31, 2006 and
               has identified a material instance of noncompliance with that
               servicing criterion. Specifically, Assurant, Inc. did not have,
               during the Reporting Period, sufficient policies and procedures
               to capture the information with respect to the Platform
               Transactions necessary to determine compliance with Item
               1122(d)(4)(xii). Accordingly, Assurant, Inc. has restated its
               previous assessment for the Reporting Period, which excluded
               evaluation of the criterion, to include the criterion and reflect
               the material noncompliance as a result of its assessment.

               The assessment of compliance of GreenPoint Mortgage Funding, Inc.
               ("Greenpoint") has disclosed the following material noncompliance
               with  servicing  criteria  1122(d)(1)(i),   1122(d)(2)(iv),   and
               1122(d)(3)(ii)  applicable to the Company's  platform  covered by
               this   report   during  the  year  ended   December   31,   2006.
               1122(d)(1)(i) - There were no policies and procedures  instituted
               to  monitor  the  performance  or other  triggers  and  events of
               defaults  in   accordance   with  the   transaction   agreements;
               1122(d)(2)(iv)  - The related  accounts for each transaction were
               not  separately  maintained  as  set  forth  in  the  transaction
               agreements;  and,  1122(d)(3)(ii) - Amounts due to investors were
               not remitted in accordance  with the  timeframes set forth in the
               transaction  agreements.   As  such  assessment  further  states,
               Greenpoint has (i) established policies and procedures to monitor
               performance or other triggers and events of default in accordance
               with the  transaction  agreements,  (ii) separated the commingled
               funds and  established  proper  custodial and escrow accounts and
               improved the oversight of establishing  such accounts as required
               by the related  agreements and (iii) begun  modifying  applicable
               agreements  to clarify that  mortgage  insurance  proceeds may be
               remitted at the time of the  remittance  of the real estate owned
               liquidation  proceeds or  modifying  its  remittance  practice to
               remit the mortgage  insurance  proceeds during the next regularly
               scheduled remittance where required.

               The assessment of compliance of PHH Mortgage  Corporation ("PHH")
               disclosed the following instances of material  noncompliance with
               the servicing  criteria,  applicable to PHH during the year ended
               December 31, 2006:  (i)  1122(d)(1)(i)  - PHH had not  instituted
               policies and procedures to  specifically  monitor  performance or
               other  triggers  or events of default  stated in the  transaction
               agreements;  (ii)  1122(d)(1)(iv)  - during  the  months of July,
               August,  and  September,   PHH's  minimum  coverage   requirement
               exceeded its $160 million  fidelity bond by amounts ranging up to
               approximately $1.3 million;  (iii) 1122(d)(3)(i)(A) - PHH did not
               maintain or provide one of the required monthly reports stated in
               the   transaction   agreements   during   the   year;   and  (iv)
               1122(d)(3)(i)(D)  - PHH did not perform  procedures  to agree the
               unpaid principal balance and number of loans serviced by PHH with
               that of the  investors or trustees.  As such  assessment  further
               states,  effective  September 27, 2006,  PHH's  fidelity bond was
               increased to $170 million."

               The  assessment  of  compliance  of Wells  Fargo  Bank,  National
               Association  (Corporate  Trust  Services) has disclosed  material
               noncompliance with criterion 1122(d)(3)(i),  as applicable to the
               Company during the twelve months ended December 31, 2006. Certain
               monthly  investor or remittance  reports  included  errors in the
               calculation  and/or the reporting of  delinquencies  for the pool
               assets.  Such assessment further states that all such errors were
               the  result  of  data  processing   errors  and/or  the  mistaken
               interpretation of data provided by other parties participating in
               the servicing  function.  The assessment  also indicates that all
               necessary   adjustments   to  data   processing   systems  and/or
               interpretive  clarifications  have  been  made to  correct  those
               errors and to remedy related procedures.

               Although  each  servicing  criterion  required by Item 1122(d) of
               Regulation AB is addressed in one or more of the  Assessments  of
               Compliance  with  Servicing  Criteria  and  related   Attestation
               Reports  included with this report, Assessment of Compliance and
               related Attestation Reports of CitiMortgage, Inc., GreenPoint
               Mortgage Funding, Inc., IndyMac Bank, F.S.B., PHH Mortgage
               Corporation and Washington Mutual Bank, each a Servicer, did not
               address each of the servicing  criteria  that the Servicers  were
               required  to  address  under the terms of the  related  Servicing
               Agreements.  The Servicers  have not  identified  such failure to
               provide  an  Assessment  and  Attestation  for  these  items as a
               material  failure to fulfill  its  obligations  under the related
               servicing  agreement  in  the  Servicer's  Compliance  Statements
               provided  under Item 1123 of Regulation AB, because the Servicers
               assert that those items are not applicable to the Servicers.
               Each  servicing  criterion  required by Item 1122(d) of
               Regulation AB is addressed in one or more of the  Assessments  of
               Compliance  with  Servicing  Criteria  and  related   Attestation
               Reports  included with this report.



  Item 1123 of Regulation AB, Servicer Compliance Statement.


            See Item 15, exhibit (35).


                             PART IV

  Item 15. Exhibits, Financial Statement Schedules.

   (a) Exhibits

      (4.1) Pooling and Servicing Agreement, dated as of September 1, 2006,
            among Merrill Lynch Mortgage Investors, Inc., as depositor, HSBC
            Bank USA, National Association, as trustee, and Wells Fargo Bank,
            N.A., as master servicer and securities administrator (filed as an
            exhibit to Form 8-K on October 16, 2006).

     (10.1) Mortgage Loan Purchase Agreement, dated as of September 1, 2006,
            between Merrill Lynch Mortgage Lending, Inc., as seller, and Merrill
            Lynch Mortgage Investors, Inc., as purchaser (filed as an exhibit to
            Form 8-K on October 16, 2006).

     (10.2) Assignment, Assumption and Recognition Agreement, dated as of
            September 1, 2006, among Merrill Lynch Mortgage Lending, Inc. and
            IndyMac Bank, F.S.B. (filed as an exhibit to Form 8-K on October 16,
            2006).

     (10.3) Master Seller's Warranties and Servicing Agreement, dated as of May
            1, 2006, among Merrill Lynch Mortgage Lending, Inc. and IndyMac
            Bank, F.S.B. (filed as an exhibit to Form 8-K on October 16, 2006).

     (10.4) Assignment, Assumption and Recognition Agreement, dated as of
            September 1, 2006, among Merrill Lynch Mortgage Lending, Inc.,
            Merrill Lynch Mortgage Investors, Inc., Washington Mutual Bank, as
            servicer and seller, and Washington Mutual Mortgage Securities
            Corp., as seller (filed as an exhibit to Form 8-K on October 16,
            2006).

     (10.5) Mortgage Loan Purchase Agreement, dated as of November 1, 2005,
            between Merril Lynch Mortgage Lending, Inc. and Washington Mutual
            Mortgage Securities Corp. (filed as an exhibit to Form 8-K on
            October 16, 2006).

     (10.6) Regulation AB Amendment, dated as of March 1, 2006, to the Mortgage
            Loan Purchase Agreement, dated as of November 1, 2005, between
            Merrill Lynch Mortgage Lending, Inc. and Washington Mutual Mortgage
            Securities Corp. (filed as an exhibit to Form 8-K on October 16,
            2006).

     (10.7) Mortgage Loan Purchase Agreement dated as of May 1, 2006, between
            Merrill Lynch Mortgage Lending, Washington Mutual Bank and
            Mashington Mutual Bank, fsb (filed as an exhibit to Form 8-K on
            October 16, 2006).

     (10.8) Servicing Agreement, dated as of November 1, 2005, among Merrill
            Lynch Mortgage Lending and Washington Mutual Bank (filed as an
            exhibit to Form 8-K on October 16, 2006).

     (10.9) Regulation AB Amendment, dated as of March 1, 2006, to Servicing
            Agreement, dated as of November 1, 2005, among Merrill Lynch
            Mortgage Lending and Washington Mutual Bank (filed as an exhibit to
            Form 8-K on October 16, 2006).

    (10.10) Assignment, Assumption and Recognition Agreement, dated as of
            September 1, 2006, among Merrill Lynch Mortgage Lending, Inc.,
            Merrill Lynch Mortgage Investors, Inc. and Wells Fargo Bank, N.A.
            (filed as an exhibit to Form 8-K on October 16, 2006).

    (10.11) Seller's Warranties and Servicing Agreement (2006-W60), dated as
            of July 1, 2006, between Merrill Lynch Mortgage Lending, Inc. and
            Wells Fargo Bank, N.A. (filed as an exhibit to Form 8-K on October
            16, 2006).

    (10.12) Assignment, Assumption and Recognition Agreement, dated as of
            September 1, 2006, among Merrill Lynch Mortgage Lending, Inc.,
            Merrill Lynch Mortgage Investors, Inc. and CitiMortgage, Inc. (filed
            as an exhibit to Form 8-K on October 16, 2006).

    (10.13) Mortgage Servicing Purchase and Sale Agreement, dated as of May
            31, 2006, by and between Merrill Lynch Mortgage Lending Inc. and
            CitiMortgage, Inc. (filed as an exhibit to Form 8-K on October 16,
            2006).

    (10.14) Assignment, Assumption and Recognition Agreement, dated as of
            September 1, 2006, among Merrill Lynch Mortgage Lending, Inc.,
            Merrill Lynch Mortgage Investors, Inc. and Greenpoint Mortgage
            Funding, Inc. (filed as an exhibit to Form 8-K on October 16, 2006).

    (10.15) Assignment, Assumption and Recognition Agreement, dated as of
            September 1, 2006, among Merrill Lynch Mortgage Holdings, Inc.,
            Merrill Lynch Mortgage Lending, Inc. and GreenPoint Mortgage
            Funding, Inc. (filed as an exhibit to Form 8-K on October 16, 2006).

    (10.16) Master Mortgage Loan Purchase and Servicing Agreement, dated as of
            April 1, 2003, among Merrill Lynch Mortgage Holdings, Inc.,
            GreenPoint Mortgage Funding Inc. and Terwin Advisors, LLC (filed as
            an exhibit to Form 8-K on October 16, 2006).

    (10.17) Assignment, Assumption and Recognition Agreement, dated as of
            September 1, 2006, among Merrill Lynch Mortgage Lending, Inc.,
            Merrill Lynch Mortgage Investors, Inc. and PHH Mortgage Corporation
            (filed as an exhibit to Form 8-K on October 16, 2006).

    (10.18) Assignment, Assumption and Recognition Agreement, dated as of
            September 1, 2006, among Merrill Lynch Mortgage Capital, Inc.,
            Merrill Lynch Mortgage Lending, Inc. and PHH Mortgage Corporation
            (filed as an exhibit to Form 8-K on October 16, 2006).

    (10.19) Mortgage Loan Flow Purchase, Sale & Servicing Agreement, dated as
            of March 27, 2001, between Merrill Lynch Mortgage Capital Inc.,
            Cendant Mortgage Corporation and Bishop's Gate Residential Mortgage
            Trust (formerly known as Cendant Residential Mortgage Trust) (filed
            as an exhibit to Form 8-K on October 16, 2006).

       (31) Sarbanes-Oxley Certification.

       (33) Reports on assessment of compliance with servicing criteria for
            asset-backed securities.



      <TABLE>

      
         <c>
      a) Assurant Inc. as Sub-Contractor for GreenPoint Mortgage Funding, Inc., as Sub-Contractor <F1>
      b) Assurant Inc. as Sub-Contractor for Washington Mutual Bank, as Sub-Contractor <F1>
      c) CitiMortgage, Inc., as Servicer <F1>
      d) Deutsche Bank National Trust Company as Sub-Contractor for IndyMac Bank, F.S.B., as Sub-Contractor <F1>
      e) GreenPoint Mortgage Funding, Inc., as Servicer <F1>
      f) IndyMac Bank, F.S.B., as Servicer <F1>
      g) LandAmerica Tax and Flood Services as Sub-Contractor for GreenPoint Mortgage Funding, Inc., as Sub-Contractor <F1>
      h) Newport Management Corporation as Sub-Contractor for IndyMac Bank, F.S.B., as Sub-Contractor <F1>
      i) PHH Mortgage Corporation, as Servicer <F1>
      j) Washington Mutual Bank, as Servicer <F1>
      k) Wells Fargo Bank, N.A., as Master Servicer <F1>
      l) Wells Fargo Bank, N.A., as Securities Administrator <F1>
      m) Wells Fargo Bank, N.A., as Custodian <F1>


      </TABLE>

     (34) Attestation reports on assessment of compliance with servicing
          criteria for asset-backed securities.

      <TABLE>

      
        <c>
      a) Assurant Inc. as Sub-Contractor for GreenPoint Mortgage Funding, Inc., as Sub-Contractor <F1>
      b) Assurant Inc. as Sub-Contractor for Washington Mutual Bank, as Sub-Contractor <F1>
      c) CitiMortgage, Inc., as Servicer <F1>
      d) Deutsche Bank National Trust Company as Sub-Contractor for IndyMac Bank, F.S.B., as Sub-Contractor <F1>
      e) GreenPoint Mortgage Funding, Inc., as Servicer <F1>
      f) IndyMac Bank, F.S.B., as Servicer <F1>
      g) LandAmerica Tax and Flood Services as Sub-Contractor for GreenPoint Mortgage Funding, Inc., as Sub-Contractor <F1>
      h) Newport Management Corporation as Sub-Contractor for IndyMac Bank, F.S.B., as Sub-Contractor <F1>
      i) PHH Mortgage Corporation, as Servicer <F1>
      j) Washington Mutual Bank, as Servicer <F1>
      k) Wells Fargo Bank, N.A., as Master Servicer <F1>
      l) Wells Fargo Bank, N.A., as Securities Administrator <F1>
      m) Wells Fargo Bank, N.A., as Custodian <F1>


      </TABLE>

     (35) Servicer compliance statement.

      <TABLE>

      
         <c>
      c) CitiMortgage, Inc., as Servicer <F1>
      e) GreenPoint Mortgage Funding, Inc., as Servicer <F1>
      f) IndyMac Bank, F.S.B., as Servicer <F1>
      i) PHH Mortgage Corporation, as Servicer <F1>
      j) Washington Mutual Bank, as Servicer <F1>
      k) Wells Fargo Bank, N.A., as Master Servicer <F1>
      l) Wells Fargo Bank, N.A., as Securities Administrator <F1>



      </TABLE>

   (b) See 15(a).

   (c) Omitted.


  <F1> Filed herewith.




                                SIGNATURES

  Pursuant to the requirements of Section 13 or 15(d) of the Securities
  Exchange Act of 1934, the registrant has duly caused this report to be
  signed on its behalf by the undersigned, thereunto duly authorized.



    Merrill Lynch Mortgage Investors Trust, Series 2006-AF1
    (Issuing Entity)

    Wells Fargo Bank, N.A.
    (Master Servicer)

    /s/ Diane Courtney
    Diane Courtney, Vice President
    (senior officer in charge of the servicing function of the master servicer)

    Date:      June 11, 2008


  Exhibit Index

  Exhibit No.

      (4.1) Pooling and Servicing Agreement, dated as of September 1, 2006,
            among Merrill Lynch Mortgage Investors, Inc., as depositor, HSBC
            Bank USA, National Association, as trustee, and Wells Fargo Bank,
            N.A., as master servicer and securities administrator (filed as an
            exhibit to Form 8-K on October 16, 2006).

     (10.1) Mortgage Loan Purchase Agreement, dated as of September 1, 2006,
            between Merrill Lynch Mortgage Lending, Inc., as seller, and Merrill
            Lynch Mortgage Investors, Inc., as purchaser (filed as an exhibit to
            Form 8-K on October 16, 2006).

     (10.2) Assignment, Assumption and Recognition Agreement, dated as of
            September 1, 2006, among Merrill Lynch Mortgage Lending, Inc. and
            IndyMac Bank, F.S.B. (filed as an exhibit to Form 8-K on October 16,
            2006).

     (10.3) Master Seller's Warranties and Servicing Agreement, dated as of May
            1, 2006, among Merrill Lynch Mortgage Lending, Inc. and IndyMac
            Bank, F.S.B. (filed as an exhibit to Form 8-K on October 16, 2006).

     (10.4) Assignment, Assumption and Recognition Agreement, dated as of
            September 1, 2006, among Merrill Lynch Mortgage Lending, Inc.,
            Merrill Lynch Mortgage Investors, Inc., Washington Mutual Bank, as
            servicer and seller, and Washington Mutual Mortgage Securities
            Corp., as seller (filed as an exhibit to Form 8-K on October 16,
            2006).

     (10.5) Mortgage Loan Purchase Agreement, dated as of November 1, 2005,
            between Merril Lynch Mortgage Lending, Inc. and Washington Mutual
            Mortgage Securities Corp. (filed as an exhibit to Form 8-K on
            October 16, 2006).

     (10.6) Regulation AB Amendment, dated as of March 1, 2006, to the Mortgage
            Loan Purchase Agreement, dated as of November 1, 2005, between
            Merrill Lynch Mortgage Lending, Inc. and Washington Mutual Mortgage
            Securities Corp. (filed as an exhibit to Form 8-K on October 16,
            2006).

     (10.7) Mortgage Loan Purchase Agreement dated as of May 1, 2006, between
            Merrill Lynch Mortgage Lending, Washington Mutual Bank and
            Mashington Mutual Bank, fsb (filed as an exhibit to Form 8-K on
            October 16, 2006).

     (10.8) Servicing Agreement, dated as of November 1, 2005, among Merrill
            Lynch Mortgage Lending and Washington Mutual Bank (filed as an
            exhibit to Form 8-K on October 16, 2006).

     (10.9) Regulation AB Amendment, dated as of March 1, 2006, to Servicing
            Agreement, dated as of November 1, 2005, among Merrill Lynch
            Mortgage Lending and Washington Mutual Bank (filed as an exhibit to
            Form 8-K on October 16, 2006).

    (10.10) Assignment, Assumption and Recognition Agreement, dated as of
            September 1, 2006, among Merrill Lynch Mortgage Lending, Inc.,
            Merrill Lynch Mortgage Investors, Inc. and Wells Fargo Bank, N.A.
            (filed as an exhibit to Form 8-K on October 16, 2006).

    (10.11) Seller's Warranties and Servicing Agreement (2006-W60), dated as
            of July 1, 2006, between Merrill Lynch Mortgage Lending, Inc. and
            Wells Fargo Bank, N.A. (filed as an exhibit to Form 8-K on October
            16, 2006).

    (10.12) Assignment, Assumption and Recognition Agreement, dated as of
            September 1, 2006, among Merrill Lynch Mortgage Lending, Inc.,
            Merrill Lynch Mortgage Investors, Inc. and CitiMortgage, Inc. (filed
            as an exhibit to Form 8-K on October 16, 2006).

    (10.13) Mortgage Servicing Purchase and Sale Agreement, dated as of May
            31, 2006, by and between Merrill Lynch Mortgage Lending Inc. and
            CitiMortgage, Inc. (filed as an exhibit to Form 8-K on October 16,
            2006).

    (10.14) Assignment, Assumption and Recognition Agreement, dated as of
            September 1, 2006, among Merrill Lynch Mortgage Lending, Inc.,
            Merrill Lynch Mortgage Investors, Inc. and Greenpoint Mortgage
            Funding, Inc. (filed as an exhibit to Form 8-K on October 16, 2006).

    (10.15) Assignment, Assumption and Recognition Agreement, dated as of
            September 1, 2006, among Merrill Lynch Mortgage Holdings, Inc.,
            Merrill Lynch Mortgage Lending, Inc. and GreenPoint Mortgage
            Funding, Inc. (filed as an exhibit to Form 8-K on October 16, 2006).

    (10.16) Master Mortgage Loan Purchase and Servicing Agreement, dated as of
            April 1, 2003, among Merrill Lynch Mortgage Holdings, Inc.,
            GreenPoint Mortgage Funding Inc. and Terwin Advisors, LLC (filed as
            an exhibit to Form 8-K on October 16, 2006).

    (10.17) Assignment, Assumption and Recognition Agreement, dated as of
            September 1, 2006, among Merrill Lynch Mortgage Lending, Inc.,
            Merrill Lynch Mortgage Investors, Inc. and PHH Mortgage Corporation
            (filed as an exhibit to Form 8-K on October 16, 2006).

    (10.18) Assignment, Assumption and Recognition Agreement, dated as of
            September 1, 2006, among Merrill Lynch Mortgage Capital, Inc.,
            Merrill Lynch Mortgage Lending, Inc. and PHH Mortgage Corporation
            (filed as an exhibit to Form 8-K on October 16, 2006).

    (10.19) Mortgage Loan Flow Purchase, Sale & Servicing Agreement, dated as
            of March 27, 2001, between Merrill Lynch Mortgage Capital Inc.,
            Cendant Mortgage Corporation and Bishop's Gate Residential Mortgage
            Trust (formerly known as Cendant Residential Mortgage Trust) (filed
            as an exhibit to Form 8-K on October 16, 2006).

       (31) Sarbanes-Oxley Certification.

       (33) Reports on assessment of compliance with servicing criteria for
            asset-backed securities.

      <TABLE>

      
         <c>
      a) Assurant Inc. as Sub-Contractor for GreenPoint Mortgage Funding, Inc.
      b) Assurant Inc. as Sub-Contractor for Washington Mutual Bank
      c) CitiMortgage, Inc., as Servicer
      d) Deutsche Bank National Trust Company as Sub-Contractor for IndyMac Bank, F.S.B., as Sub-Contractor
      e) GreenPoint Mortgage Funding, Inc., as Servicer
      f) IndyMac Bank, F.S.B., as Servicer
      g) LandAmerica Tax and Flood Services as Sub-Contractor for GreenPoint Mortgage Funding, Inc.
      h) Newport Management Corporation as Sub-Contractor for IndyMac Bank, F.S.B.
      i) PHH Mortgage Corporation, as Servicer
      j) Washington Mutual Bank, as Servicer
      k) Wells Fargo Bank, N.A., as Master Servicer
      l) Wells Fargo Bank, N.A., as Securities Administrator
      m) Wells Fargo Bank, N.A., as Custodian


      </TABLE>

     (34) Attestation reports on assessment of compliance with servicing
          criteria for asset-backed securities.

      <TABLE>

      
        <c>
      a) Assurant Inc. as Sub-Contractor for GreenPoint Mortgage Funding, Inc.
      b) Assurant Inc. as Sub-Contractor for Washington Mutual Bank
      c) CitiMortgage, Inc., as Servicer
      d) Deutsche Bank National Trust Company as Sub-Contractor for IndyMac Bank, F.S.B.
      e) GreenPoint Mortgage Funding, Inc., as Servicer
      f) IndyMac Bank, F.S.B., as Servicer
      g) LandAmerica Tax and Flood Services as Sub-Contractor for GreenPoint Mortgage Funding, Inc.
      h) Newport Management Corporation as Sub-Contractor for IndyMac Bank, F.S.B.
      i) PHH Mortgage Corporation, as Servicer
      j) Washington Mutual Bank, as Servicer
      k) Wells Fargo Bank, N.A., as Master Servicer
      l) Wells Fargo Bank, N.A., as Securities Administrator
      m) Wells Fargo Bank, N.A., as Custodian


      </TABLE>

     (35) Servicer compliance statement.

      <TABLE>

      
         <c>
      c) CitiMortgage, Inc., as Servicer
      e) GreenPoint Mortgage Funding, Inc., as Servicer <F1>
      f) IndyMac Bank, F.S.B., as Servicer
      i) PHH Mortgage Corporation, as Servicer
      j) Washington Mutual Bank, as Servicer
      k) Wells Fargo Bank, N.A., as Master Servicer
      l) Wells Fargo Bank, N.A., as Securities Administrator
      </TABLE>