## Consumers

 

## Consumers

The FDIC provides tools, education, and news updates to help consumers make informed decisions and protect their assets.

**Electronic Deposit Insurance Estimator (EDIE)**

Our Electronic Deposit Insurance Estimator (EDIE) helps you calculate how much of your bank deposits are covered by FDIC deposit insurance and what portion of your funds (if any) exceeds the coverage limits. EDIE en Español

**Deposit Insurance FAQs**

What is deposit insurance? Why does it matter to you? Check our FAQs for answers to some of the most common questions about the FDIC and deposit insurance.

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Consumer Resource Center

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## Bankers

 

## Bankers

The FDIC provides extensive resources for bankers, including guidance on regulations, information on examinations, legislation insights, and training programs.

ANNOUNCEMENT / September 16, 2021

FDIC Launches Mission-Driven Bank FundThe FDIC today announced the launch of a new Mission-Driven Bank Fund, a capital investment vehicle being developed by the FDIC to support insured Minority Depository Institutions (MDIs) and Community Development Financial Institutions (CD

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Banker Resource Center

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## Analysts

 

## Analysts

The FDIC is proud to be a pre-eminent source of U.S. banking industry research for analysts, including quarterly banking profiles, working papers, and state banking performance data.

WEBINAR SERIES / Jun. 17, 2021

Banking on Data Webinar 3: Ethics of Artificial Intelligence and Machine Learning

This series, in partnership with the Santa Clara University (SCU) Leavey School of Business, builds on the themes of the 2019 FDIC FinTech Research Conference, highlighting the opportunities and challenges for financial institutions, consumers, and the financial system created by the use of big data and applied technologies.

### Analyst Resources

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Bank Data Guide

Institution Directory

Bank Financial Reports

 

FDIC-Insured Institutions Reported Net Income of $71.5 Billion

FDIC Board Appoints Carrie H. Cohen as Independent Monitor to Support Cult...

The Risks of Banking

FDIC Approves the Deposit Insurance and Merger Applications for Thrivent B...

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##  Data & Insights  

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Quarterly Net Income

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The banking industry reported quarterly net income of $64.2 billion in the first quarter, a decrease of $15.6 billion (19.6 percent) from a year ago.

Number of Insured Banks

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4,568 insured institutions filed Call Reports in first quarter 2024, a decline of 19 institutions from fourth quarter 2023.

 DIF Balance

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The Deposit Insurance Fund balance was $125.3 billion on March 28, 2024, up $3.5 billion from the end of last quarter.

 DIF Reserve Ratio

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The reserve ratio — the amount in the DIF relative to insured deposits — rose two basis points for 1.17 percent for the quarter.

 Number of “Problem Banks”

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The number of banks on the FDIC’s “Problem Bank List” rose to 63 during the quarter.

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