<TABLE> <S> <C>

<PAGE>
<ARTICLE> 9
<MULTIPLIER> 1,000
       
<S>                             <C>                     <C>                     <C>
<PERIOD-TYPE>                   3-MOS                   3-MOS                   YEAR
<FISCAL-YEAR-END>                          MAR-31-1999             MAR-31-1998             DEC-31-1998
<PERIOD-START>                             JAN-01-1999             JAN-01-1998             JAN-01-1998
<PERIOD-END>                               MAR-31-1999             MAR-31-1998             DEC-31-1998
<CASH>                                           4,856                   5,131                   5,727
<INT-BEARING-DEPOSITS>                               0                       0                       0
<FED-FUNDS-SOLD>                                 5,890                  17,130                   7,520
<TRADING-ASSETS>                                     0                       0                       0
<INVESTMENTS-HELD-FOR-SALE>                     28,585                  15,046                  25,299
<INVESTMENTS-CARRYING>                           1,997                   2,495                   2,496
<INVESTMENTS-MARKET>                             2,013                   2,525                   2,525
<LOANS>                                        100,199                  86,997                  95,103
<ALLOWANCE>                                        721                     692                     701
<TOTAL-ASSETS>                                 145,378                 129,820                 139,278
<DEPOSITS>                                     130,242                 115,554                 124,420
<SHORT-TERM>                                         0                       0                       0
<LIABILITIES-OTHER>                                901                     937                     799
<LONG-TERM>                                          0                       0                       0
<PREFERRED-MANDATORY>                                0                       0                       0
<PREFERRED>                                          0                       0                       0
<COMMON>                                         1,300                   1,300                   1,300
<OTHER-SE>                                      12,935                  12,029                  12,759
<TOTAL-LIABILITIES-AND-EQUITY>                 145,378                 129,820                 139,278
<INTEREST-LOAN>                                  2,026                   1,861                       0
<INTEREST-INVEST>                                  437                     300                       0
<INTEREST-OTHER>                                   105                     165                       0
<INTEREST-TOTAL>                                 2,568                   2,326                       0
<INTEREST-DEPOSIT>                               1,063                     996                       0
<INTEREST-EXPENSE>                               1,063                     996                       0
<INTEREST-INCOME-NET>                            1,505                   1,330                       0
<LOAN-LOSSES>                                       23                      23                       0
<SECURITIES-GAINS>                                   0                       0                       0
<EXPENSE-OTHER>                                    894                     819                       0
<INCOME-PRETAX>                                    763                     808                       0
<INCOME-PRE-EXTRAORDINARY>                         491                     511                       0
<EXTRAORDINARY>                                      0                       0                       0
<CHANGES>                                            0                       0                       0
<NET-INCOME>                                       491                     511                       0
<EPS-PRIMARY>                                     1.03                    1.07                       0
<EPS-DILUTED>                                     1.03                    1.07                       0
<YIELD-ACTUAL>                                   4.428                   4.398                       0
<LOANS-NON>                                        459                     572                       0
<LOANS-PAST>                                     3,501                   1,433                       0
<LOANS-TROUBLED>                                   354                     327                       0
<LOANS-PROBLEM>                                    913                     843                       0
<ALLOWANCE-OPEN>                                   701                     673                       0
<CHARGE-OFFS>                                        4                       4                       0
<RECOVERIES>                                         1                       0                       0
<ALLOWANCE-CLOSE>                                  721                     692                       0
<ALLOWANCE-DOMESTIC>                               721                     692                       0
<ALLOWANCE-FOREIGN>                                  0                       0                       0
<ALLOWANCE-UNALLOCATED>                              0                       0                       0
        

</TABLE>