<TABLE> <S> <C>

<ARTICLE>                                         9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
BERKSHIRE BANCORP INC. QUARTERLY REPORT ON FORM 10-Q FOR THE QUARTERLY PERIOD
ENDED MARCH 31, 2000 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH
FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER>                                           1,000

<S>                                                    <C>
<PERIOD-TYPE>                                            3-MOS
<FISCAL-YEAR-END>                                  DEC-31-2000
<PERIOD-END>                                       MAR-31-2000
<CASH>                                                   1,546
<INT-BEARING-DEPOSITS>                                  17,006
<FED-FUNDS-SOLD>                                         6,000
<TRADING-ASSETS>                                             0
<INVESTMENTS-HELD-FOR-SALE>                             88,439
<INVESTMENTS-CARRYING>                                   4,970
<INVESTMENTS-MARKET>                                     4,978
<LOANS>                                                 66,389
<ALLOWANCE>                                              1,018
<TOTAL-ASSETS>                                         201,283
<DEPOSITS>                                             108,916
<SHORT-TERM>                                                 0
<LIABILITIES-OTHER>                                      9,199
<LONG-TERM>                                              1,500
<COMMON>                                                   256
<PREFERRED-MANDATORY>                                        0
<PREFERRED>                                                  0
<OTHER-SE>                                              81,412
<TOTAL-LIABILITIES-AND-EQUITY>                         201,283
<INTEREST-LOAN>                                          1,426
<INTEREST-INVEST>                                        1,414
<INTEREST-OTHER>                                           275
<INTEREST-TOTAL>                                         3,115
<INTEREST-DEPOSIT>                                         996
<INTEREST-EXPENSE>                                       1,027
<INTEREST-INCOME-NET>                                    2,088
<LOAN-LOSSES>                                                5
<SECURITIES-GAINS>                                      13,079
<EXPENSE-OTHER>                                          1,137
<INCOME-PRETAX>                                         14,164
<INCOME-PRE-EXTRAORDINARY>                              14,164
<EXTRAORDINARY>                                              0
<CHANGES>                                                    0
<NET-INCOME>                                             9,041
<EPS-BASIC>                                             4.25
<EPS-DILUTED>                                             4.00
<YIELD-ACTUAL>                                            4.62
<LOANS-NON>                                                  0
<LOANS-PAST>                                               128
<LOANS-TROUBLED>                                             0
<LOANS-PROBLEM>                                              0
<ALLOWANCE-OPEN>                                           923
<CHARGE-OFFS>                                                0
<RECOVERIES>                                                90
<ALLOWANCE-CLOSE>                                        1,018
<ALLOWANCE-DOMESTIC>                                     1,018
<ALLOWANCE-FOREIGN>                                          0
<ALLOWANCE-UNALLOCATED>                                  1,018




</TABLE>