Exhibit 33.1.3

 

[Letterhead of Fifth Third Mortgage Company]

 

REPORT ON ASSESSMENT OF COMPLIANCE WITH REGULATION AB SERVICING

 

Fifth Third Mortgage Company, (the “Asserting Party”) is responsible for assessing compliance as of December 31, 2006 and for the period from January 1, 2006 through December 31, 2006 (the “Reporting Period”) with the servicing criteria set forth in Title 17, Section 229.1122(d) of  the Code of Federal Regulations (the “CFR”), except for the criteria 229.1122 (d)(1)(iii), (d)(2(iv), (d)(3)(i)(c) and (d)(4)(xv) of the CFR, which the Asserting Party has concluded are not applicable to the activities it performs with respect to the residential mortgage loans covered by this report (such criteria, after giving effect to the exceptions identified above, the “Applicable Servicing Criteria”). The loans covered by this report, [set forth on Exhibit A hereto], include the residential mortgage loans sold to non-government-sponsored entities for which theAsserting Party served as servicer, that were completed on or after January 1, 2006, (the “Platform”).

 

The Asserting Party has assessed its compliance with the Applicable Servicing Criteria for the Reporting Period and has concluded that the Asserting Party has complied, in all material respects, with the Applicable Servicing Criteria as of December 31, 2006 and for the Reporting Period with respect to the Platform taken as a whole.

 

The Servicer has engaged certain vendors (the “Vendors”) to perform specific, limited or scripted servicing activities as of and for the period ended December 31, 2006. Specific vendors have been identified as a party participating in the servicing function and have provided separate assessment and attestation reports for assessing compliance with the servicing criteria or portion of the servicing criteria applicable to such Vendors as set forth in section 1122(d)(4)(xi) and 1122(d)(4)(xii).

 

Deloitte & Touche LLP, an independent registered public accounting firm, has issued an attestation report on the assessment of compliance with the Applicable Servicing Criteria as of December 31, 2006 and for the Reporting Period as set forth in this assertion.

 

Fifth Third Mortgage Company, as Servicer

 

 

By: /s/ Charles Mannes

Name: Charles Mannes

Title: Vice President

Date: March 9, 2007

 

By: /s/ Joe Robinson

Name: Joe Robinson

Title: Vice President

Date: March 9, 2007

EXHIBIT A

 

| Investor | Investor Name |
|----------|---------------|

 

| 63100 | WELLS FARGO (CSMC 2006-8) |
|-------|---------------------------|

| 63105 | LEHMAN (LXS 2006-7) |
|-------|---------------------|

| 63106 | LEHMAN BROTHERS Jumbo ARM |
|-------|---------------------------|

| 63109 | CREDIT SUISSE |
|-------|---------------|

| 63113 | WELLS FARGO (JPMMT2006-S2) |
|-------|----------------------------|

| 63115 | WELLS FARGO (CSMC 2006-1) |
|-------|---------------------------|

| 63116 | WELLS FARGO (CSMS 2006-2) |
|-------|---------------------------|

| 63117 | WACHOVIA |
|-------|----------|

| 63118 | LEHMAN (LMT 2006-2) |
|-------|---------------------|

| 63119 | WELLS FARGO for JP MORGAN |
|-------|---------------------------|

| 63120 | WELLS FARGO for JP MORGAN |
|-------|---------------------------|

| 63121 | WELLS-EMC(PRIME 2006-CL1) |
|-------|---------------------------|

| 63122 | WELLS FARGO (JPMMT2006-A3) |
|-------|----------------------------|

| 63123 | WELLS FARGO (JPMMT2006-A4) |
|-------|----------------------------|

| 63124 | CITIGROUP |
|-------|-----------|

| 63125 | WELLS FARGO (JPALT2006-A3) |
|-------|----------------------------|

| 63126 | WELLS FARGO (JPALT2006-S3) |
|-------|----------------------------|

| 63127 | CITIGROUP (CMLTI2006-AR6) |
|-------|---------------------------|

| 63128 | WELLS FARGO (CSMC 2006-7) |
|-------|---------------------------|

| 63129 | MORGAN STANLEY |
|-------|----------------|

| 63130 | CITIGROUP |
|-------|-----------|

| 63131 | CS/FB |
|-------|-------|

| 63132 | CITIGROUP (CMLTI2006-AR7) |
|-------|---------------------------|

| 63133 | WELLS FARGO (CSAB2006-3) |
|-------|--------------------------|

| 63134 | MSM 2006-15XS |
|-------|---------------|

| 63135 | WACHOVIA |
|-------|----------|

| 63136 | WELLS FARGO for JP MORGAN |
|-------|---------------------------|

| 63137 | CS/FB |
|-------|-------|

| 63138 | WELLS FARGO (JPALT2006-S4) |
|-------|----------------------------|

| 63139 | US BANK (JPALT 2006-A7) |
|-------|-------------------------|

| 63140 | WELLS FARGO for JP MORGAN |
|-------|---------------------------|

| 63141 | CITIGROUP |
|-------|-----------|

| 63142 | CITIGROUP |
|-------|-----------|

| 63143 | WELLS FARGO (JPMMT 2006-S4) |
|-------|-----------------------------|

| 63144 | WACHOVIA (Hudson City) |
|-------|------------------------|