<TABLE> <S> <C>

<PAGE>
<ARTICLE> 9
<MULTIPLIER> 1,000

<S>                             <C>                     <C>                     <C>
<PERIOD-TYPE>                   6-MOS                   6-MOS                   YEAR
<FISCAL-YEAR-END>                          JUN-30-1999             JUN-30-1998             DEC-31-1998
<PERIOD-START>                             JAN-01-1999             JAN-01-1998             JAN-01-1998
<PERIOD-END>                               JUN-30-1999             JUN-30-1998             DEC-31-1998
<CASH>                                           5,183                   5,090                   5,727
<INT-BEARING-DEPOSITS>                               0                       0                       0
<FED-FUNDS-SOLD>                                   810                  12,280                   7,520
<TRADING-ASSETS>                                     0                       0                       0
<INVESTMENTS-HELD-FOR-SALE>                     31,080                  18,342                  25,299
<INVESTMENTS-CARRYING>                             497                   2,495                   2,496
<INVESTMENTS-MARKET>                               502                   2,525                   2,525
<LOANS>                                        104,050                  89,318                  95,103
<ALLOWANCE>                                        720                     716                     701
<TOTAL-ASSETS>                                 145,641                 130,365                 139,278
<DEPOSITS>                                     130,854                 115,946                 124,420
<SHORT-TERM>                                         0                       0                       0
<LIABILITIES-OTHER>                                516                     785                     799
<LONG-TERM>                                          0                       0                       0
<PREFERRED-MANDATORY>                                0                       0                       0
<PREFERRED>                                          0                       0                       0
<COMMON>                                         1,300                   1,300                   1,300
<OTHER-SE>                                      14,271                  13,634                  14,059
<TOTAL-LIABILITIES-AND-EQUITY>                 145,641                 130,365                 139,278
<INTEREST-LOAN>                                  4,131                   3,794                       0
<INTEREST-INVEST>                                  912                     609                       0
<INTEREST-OTHER>                                   191                     385                       0
<INTEREST-TOTAL>                                 5,234                   4,788                       0
<INTEREST-DEPOSIT>                               2,135                   2,045                       0
<INTEREST-EXPENSE>                               2,135                   2,045                       0
<INTEREST-INCOME-NET>                            3,099                   2,743                       0
<LOAN-LOSSES>                                       23                      45                       0
<SECURITIES-GAINS>                                   0                       0                       0
<EXPENSE-OTHER>                                  1,806                   1,679                       0
<INCOME-PRETAX>                                  1,613                   1,599                       0
<INCOME-PRE-EXTRAORDINARY>                       1,036                   1,012                       0
<EXTRAORDINARY>                                      0                       0                       0
<CHANGES>                                            0                       0                       0
<NET-INCOME>                                     1,036                   1,012                       0
<EPS-BASIC>                                       1.44                    1.41                       0
<EPS-DILUTED>                                     1.44                    1.41                       0
<YIELD-ACTUAL>                                   4.543                   4.481                       0
<LOANS-NON>                                        489                     578                       0
<LOANS-PAST>                                     3,465                   2,200                       0
<LOANS-TROUBLED>                                   354                     327                       0
<LOANS-PROBLEM>                                    913                     843                       0
<ALLOWANCE-OPEN>                                   701                     673                       0
<CHARGE-OFFS>                                        6                       4                       0
<RECOVERIES>                                         2                       2                       0
<ALLOWANCE-CLOSE>                                  720                     716                       0
<ALLOWANCE-DOMESTIC>                               720                     716                       0
<ALLOWANCE-FOREIGN>                                  0                       0                       0
<ALLOWANCE-UNALLOCATED>                              0                       0                       0


</TABLE>