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**Certification        **
**Regarding        **
**Compliance        with **
**Applicable        Servicing **
**Criteria**

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| **SERVICING                      CRITERIA**                 | **APPLICABLE                      SERVICING CRITERIA**                                                                                                                                                                                                                                                                                                                                          | **INAPPLICABLE                      SERVICING                      CRITERIA**        |
|-------------------------------------------------------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--------------------------------------------------------------------------------------|
| **Reference**                                               | **Criteria**                                                                                                                                                                                                                                                                                                                                                                                    | **Performed                      Directly****by****Option                      One** | **Performed                      by Vendor(s)                      for which Option One                      is the Responsible                      Party** | **Performed                      by subservicer(s)****or                      vendor(s)****for                      which****Option                      One****is                      NOT the Responsible****Party** | **NOT****performed                      by****Option                      One or****by****subservicer(s)****or                      vendor(s)****retained****by****Option                      One** |
| **General                      Servicing Considerations**   |
| 1122(d)(1)(i)                                               | Policies                      and procedures are instituted to monitor any performance                      or other triggers and events of default in                      accordance with the transaction agreements.                                                                                                                                                                         | X1                                                                                   |   |   | X2 |
| 1122(d)(1)(ii)                                              | If                      any material servicing activities are outsourced to third                      parties, policies and procedures are instituted to                      monitor the third party's performance and compliance                      with such servicing activities.                                                                                                        | X3                                                                                   |   |   |   |
| 1122(d)(1)(iii)                                             | Any                      requirements in the transaction agreements to maintain a back-up                      servicer                      for the pool assets are maintained.                                                                                                                                                                                                                |                                                                                 |   |   | X |
| 1122(d)(1)(iv)                                              | A                      fidelity bond and errors and omissions policy is in effect                      on the party participating in the servicing function throughout                      the                      reporting period in the amount of coverage required by and                      otherwise in                      accordance with the terms of the transaction agreements. | X                                                                                    |   |   |   |
| **Cash                      Collection and Administration** |
| 1122(d)(2)(i)                                               | Payments                      on pool assets are deposited into the appropriate custodial                      bank accounts                      and related bank                      clearing accounts no more than two business days                      following receipt, or such other number of daysspecified                      in the transaction agreements.                      | X                                                                                    |   |   |   |
| 1122(d)(2)(ii)                                              | Disbursements                      made via wire transfer on behalf of an                      obligor or to an investor are made only by authorized                      personnel.                                                                                                                                                                                                            | X                                                                                    |   |   |   |
| 1122(d)(2)(iii)                                             | Advances                      of funds or guarantees regarding collections, cash flows or                      distributions,                      and any interest                      or other fees charged for such advances, are made,                      reviewed and approved as specified in the transaction                      agreements.                                         | X                                                                                    |   |   |   |

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| **SERVICING                  CRITERIA** | **APPLICABLE                  SERVICING                  CRITERIA**                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   | **INAPPLICABLE                  SERVICING                  CRITERIA**                      |
|-----------------------------------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--------------------------------------------------------------------------------------------|
| **Reference**                           | **Criteria**                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          | **Performed                  Directly                  by****Option                  One** | **Performed                  by Vendor(s)                  for which                  Option One                  is the Responsible Party** | **Performed                  by subservicer(s)****or                  vendor(s)****for                  which****Option                  One****is                  NOT the Responsible****Party** | **NOT****performed                  by****Option                  One or****by****subservicer(s)****or                  vendor(s)****retained                  by****Option                  One** |
| 1122(d)(2)(iv)                          | The                  related accounts for the transaction, such as cash                  reserve accounts or accounts established as a form                  of overcollateralization, are separately maintained                  (e.g. with respect to commingling of cash)                  as set forth in the transaction agreements.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             | X4                                                                                         |   |   | X5 |
| 1122(d)(2)(v)                           | Each                  custodial account is maintained at a federally insured                  depository institution as set forth in the transaction                  agreements. For purposes of this criterion,                  "federally insured depository institution" with                  respect to a foreign financial institution means a                  foreign financial institution that meets the requirements                  of Rule 13k-l(b)(l) of the Securities Exchange                  Act.                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | X                                                                                          |   |   |   |
| 1122(d)(2)(vi)                          | Unissued                  checks are safeguarded so as to prevent unauthorized                  access.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | X6                                                                                         |   |   |   |
| 1122(d)(2)(vii)                         | Reconciliations                  are prepared on a monthly basis for all asset-backed securities                  related                  bank accounts, including                  custodial accounts and related bank clearing accounts. These                  reconciliations are (A) mathematically                  accurate; (B) prepared within 30 calendar                  days after the bank statement cutoff date, or such other number                  of days                  specified in the transaction                  agreements; (C) reviewed and approved by someone other than the                  person who                  prepared the reconciliation;                  and (D) contain explanations for reconciling                  items. These reconciling items are resolved within 90 calendar                  days of                  their original identification, or such other number of days specified                  in the transaction agreements. | X                                                                                          |   |   |   |

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| **SERVICING                  CRITERIA**                 | **APPLICABLE                  SERVICING CRITERIA**                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       | **INAPPLICABLE****SERVICING                  CRITERIA**                      |
|---------------------------------------------------------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|------------------------------------------------------------------------------|
| **Reference**                                           | **Criteria**                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             | **Performed                  Directly****by****Option                  One** | **Performed                  by Vendor(s)                  for which Option One                  is the Responsible Party** | **Performed                  by subservicer(s)****or                  vendor(s)****for                  which****Option                  One****is                  NOT the Responsible****Party** | **NOT****performed                  by****Option                  One or****by****subservicer(s)****or                  vendor(s)****retained                  by****Option                  One** |
| **Investor                  Remittances and Reporting** |
| 1122(d)(3)(i)                                           | Reports                  to investors, including those to be filed with the                  Commission, are maintained in accordance with the transaction agreements                  and applicable Commission requirements. Specifically, such reports                  (A) are                  prepared in accordance with timeframes                  and other terms set forth in the transaction                  agreements; (B) provide information calculated in accordance with                  the                  terms specified in the transaction agreements; (C) are filed with                  the                  Commission as acquired by its rules and regulations; and (D) agree                  with                  investors' or the trustee's records as to the total unpaid principal                  balance and number of [pool assets] serviced by the                  Servicer. | X7                                                                           |   |   | X8 |
| 1122(d)(3)(ii)                                          | Amounts                  due to investors are allocated and remitted in accordance with                  timeframes,                  distribution priority and                  other terms set forth in the transaction agreements.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    | X9                                                                           |   |   | X10 |
| 1122(d)(3)(iii)                                         | Disbursements                  made to an investor are posted within                  two business days to the Servicer's investor records, or such other                  number                  of days specified in the                  transaction agreements.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | X                                                                            |   |   |   |
| 1122(d)(3)(iv)                                          | Amounts                  remitted to investors per the investor reports agree with cancelled                  checks, or other form of payment, or custodial bank                  statements.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           | X                                                                            |   |   |   |
| **Pool                  Asset Administration**          |
| 1122(d)(4)(i)                                           | Collateral                  or security on pool assets is maintained as required                  by the transaction agreements or related mortgage                  loan documents.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | X11                                                                          |   |   | X12 |

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| **SERVICING                    CRITERIA** | **APPLICABLE                    SERVICING                    CRITERIA**                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           | **INAPPLICABLE                    SERVICING                    CRITERIA**        |
|-------------------------------------------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|----------------------------------------------------------------------------------|
| **Reference**                             | **Criteria**                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      | **Performed                    Directly****by****Option                    One** | **Performed                    by Vendor(s)                    for which Option One                    is the Responsible                    Party** | **Performed                    by subservicer(s)****or                    vendor(s)****for                    which****Option                    One****is                    NOT the Responsible****Party** | **NOT****performed                    by****Option                    One or****by****subservicer(s)****or                    vendor(s)****retained                    by****Option                    One** |
| 1122(d)(4)(ii)                            | Pool                    asset and related documents are safeguarded as required                    by the transaction agreements                                                                                                                                                                                                                                                                                                                                                                                                                                                                  | X13                                                                              |   |   | X14 |
| 1122(d)(4)(iii)                           | Any                    additions, removals or substitutions to the asset pool                    are made, reviewed and approved in accordance with any conditions                    or                    requirements inthe                    transaction agreements.                                                                                                                                                                                                                                                                                                                         | X15                                                                              |   |   | X16 |
| 1122(d)(4)(iv)                            | Payments                    on pool assets, including any payoffs, made                    in accordance with the related pool asset documents                    are posted to the Servicer's obligor records                    maintained no more than two business days after                    receipt or such other number of days specified in the transaction                    agreements, and allocated to principal, interest or other items                    (e.g.,                    escrow) in accordance with the related pool asset                    documents.            | X                                                                                |   |   |   |
| 1122(d)(4)(v)                             | The                    Servicer's records regarding the pool assets agree                    with the Servicer's records with respect to an obligor's                    unpaid principal balance.                                                                                                                                                                                                                                                                                                                                                                                                | X                                                                                |   |   |   |
| 1122(d)(4)(vi)                            | Changes                    with respect to the terms or status of an obligor's                    pool assets (e.g., loan modifications or re-agings)                    are made, reviewed and approved by authorized personnel in accordance                    with                    the transaction agreements and related pool asset documents.                                                                                                                                                                                                                                            | X                                                                                |   |   |   |
| 1122(d)(4)(vii)                           | Loss                    mitigation or recovery actions (e.g., forbearance                    plans, modifications and deeds in lieu                    of                    foreclosure, foreclosures and repossessions, as applicable)                    are initiated, conducted and concluded in accordance with the                    timeframes                    or other requirements                    established by the transaction agreements.                                                                                                                                    | X                                                                                |   |   |   |
| 1122(d)(4)(viii)                          | Records                    documenting collection efforts are maintained                    during the period a pool asset is delinquent in accordance with                    the                    transaction agreements. Such records are maintained on at least                    a monthly                    basis, or such other period specified in the                    transaction agreements, and describe the entity's activities                    in monitoring delinquent pool assets including, for example,                    phone calls,                    letters and | X                                                                                |   |   |   |

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| **SERVICING                    CRITERIA** | **APPLICABLE                    SERVICING                    CRITERIA**                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  | **INAPPLICABLE                    SERVICING                    CRITERIA**        |
|-------------------------------------------|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|----------------------------------------------------------------------------------|
| **Reference**                             | **Criteria**                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             | **Performed                    Directly****by****Option                    One** | **Performed                    by Vendor(s)                    for which Option One                    is the Responsible                    Party** | **Performed                    by subservicer(s)****or                    vendor(s)****for                    which****Option                    One****is                    NOT the****Responsible****Party** | **NOT****performed                    by****Option                    One or****by****subservicer(s)****or                    vendor(s)****retained                    by****Option                    One** |
|                                      | payment                    rescheduling plans in cases where delinquency                    is deemed temporary (e.g., illness or unemployment).                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         |                                                                             |   |   |   |
| 1122(d)(4)(ix)                            | Adjustments                    to interest rates or rates of return for pool                    assets with variable rates are computed based on                    the related pool asset documents.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    | X                                                                                |   |   |   |
| 1122(d)(4)(x)                             | Regarding                    any funds held in trust for an obligor (such                    as escrow accounts):                    (A) such funds are analyzed,                    in accordance with the obligor's [pool asset]                    documents, on at least an annual basis, or such other period                    specified in                    the transaction agreements, (B) interest on such funds is paid,                    or                    credited, to obligors in accordance with applicable pool asset                    documents                    and state laws; and (C) such funds                    are returned to the obligor within 30 calendar days                    of full repayment of the related [pool assets], or such other                    number of                    days specified in the transaction                    agreements | X                                                                                |   |   |   |
| 1122(d)(4)(xi)                            | Payments                    made on behalf of an obligor (such as tax or                    insurance payments) are made on or before the related penalty                    or                    expiration dates, as indicated on the                    appropriate bills                    or                    notices for such payments, provided that such support has been                    received by                    the Servicer                    at least 30 calendar days prior to these dates,                    or such other number of days specified in the transaction                    agreements.                                                                                                                                                                                                                                                                 | X17                                                                              |   | X |   |
| 1122(d)(4)(xii)                           | Any                    late payment penalties in connection with any payment                    to be made on behalf of an obligor are paid from                    the Servicer’s funds and not charged to the obligor,                    unless the late payment was due to the obligor's                    error or omission.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 | X18                                                                              |   | X |   |

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| **SERVICING                      CRITERIA** | **APPLICABLE                      SERVICING CRITERIA**                                                                                                                                                                                                                                        | **INAPPLICABLE                      SERVICING                      CRITERIA**        |
|---------------------------------------------|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--------------------------------------------------------------------------------------|
| **Reference**                               | **Criteria**                                                                                                                                                                                                                                                                                  | **Performed                      Directly****by****Option                      One** | **Performed                      by Vendor(s)                      for which                      Option One                      is the Responsible Party** | **Performed                      by subservicer(s)****or                      vendor(s)****for****which****Option                      One****is                      NOT the****Responsible****Party** | **NOT****performed                      by****Option                      One or****by                      subservicer(s)****or                      vendor(s)****retained                      by****Option                      One** |
| 1122(d)(4)(xiii)                            | Disbursements                      made on behalf of an obligor are posted                      within two business days to the obligor's records                      maintained by the Servicer, or such other number                      of days specified in the transaction agreements. |  X19                                                                            |   | X |   |
| 1122(d)(4)(xiv)                             | Delinquencies,                      charge-offs and uncollectible accounts                      are recognized and recorded in accordance with                      the transaction agreements.                                                                                               | X                                                                                    |   |   |   |
| 1122(d)(4)(xv)                              | Any                      external enhancement or other support identified                      in Item 1114(a)(1)                      through (3) or Item 1115 of                      Regulation AB, is maintained as set forth in the                      transaction agreements     |                                                                                 |   |   | X |

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