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|                                                                    |  **Wilshire                    Credit Corporation**      |
|-------------------------------------------------------------------------|---------------------------------------------------------------|
|                                                                    | **Payments**                                                  |
|                                                                    | P.O.                    Box 30040; Los Angeles, CA 90030-0040 |
|                                                                    | or                    P.O. Box 650314; Dallas, TX 75265-0314  |
|                    Exhibit                    T                    | **Correspondence**                                            |
|                                                                    | P.O.                    Box 8517; Portland, OR 97207-8517     |
|                    SARBANES-OXLEY                    CERTIFICATION | **Phone**                                                     |
|                                                                    | (503)                    952-7947                             |
|                                                                    | (888)                    502-0100                             |
|                                                                    |                                                          |
|                                                                    | **Fax**                                                       |
|                                                                    | (503)                    952-7476                             |
|                    March                    1, 2007                | **Web                    Site**                               |
|                                                                    | www.wfsg.com                                                  |

| 1. | I                      have reviewed the report on Form 10-K and all reports on Form                      10-D                      required to be filed in respect of the period covered by this                      report on                      Form 10-K of Merrill Lynch Mortgage Investors, Inc., Depositor                      (the                      “Exchange Act periodic reports”);                                                                                                                                                                                                                                                                                                                                                                                                                                                          |
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| 2. | Based                      on my knowledge, the Exchange Act periodic reports, taken as                      a whole, do                      not contain any untrue statement of a material fact or omit                      to state a                      material fact necessary to make the statements made, in light                      of the                      circumstances under which such statements were made, not misleading                      with                      respect to the period covered by this report;                                                                                                                                                                                                                                                                                                                             |
| 3. | Based                      on my knowledge, all of the distribution, servicing and other                      information                      required to be provided under Form 10-D for the period covered                      by this                      report is included in the Exchange Act periodic reports;                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   |
| 4. | I                      am                      responsible for reviewing the activities performed by the Servicer                      and                      based on my knowledge and the compliance review conducted in                      preparing the                      Servicer compliance statement required by this report under                      Item 1123 of                      Regulation AB, and except as disclosed in the Exchange Act                      periodic                      reports, the Servicer has fulfilled its obligations under the                      Servicing                      Agreement; and                                                                                                                                                                                                                     |
| 5. | All                      of the reports on assessment of compliance with servicing criteria                      for ABS                      and their related attestation reports on assessment of compliance                      with                      servicing criteria for asset-backed securities required to                      be included in                      this report in accordance with Item 1122 of Regulation AB and                      Exchange Act                      Rules 13a-18 and 15d-18 have been included as an exhibit to                      this report,                      except as otherwise disclosed in this report. Any material                      instances of                      noncompliance described in such reports have been disclosed                      in this report                      on Form 10-K. |

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