ANNUAL STATEMENT OF COMPLIANCE PURSUANT TO SECTION 3.20

                 Citigroup Mortgage Loan Trust, Series 2006-AMC1
            Asset-Backed Pass-Through Certificates, Series 2006-AMC1

    Each of the undersigned does hereby certify that he/she is a duly
appointed Authorized Servicing Agent of Ameriquest Mortgage Company (the
"Servicer"), and further certify as follows:

    1. This certification is being made pursuant to the terms of the Pooling
and Servicing Agreement, dated as of September 1, 2006 (the "Agreement"),
among Citigroup Mortgage Loan Trust Inc., as depositor, Ameriquest Mortgage
Company, as servicer, Citibank, N.A., as trust administrator, and U.S. Bank
National Association, as trustee.

    2. I have reviewed the activities of the Servicer during the preceding
year and the Servicer's performance under the Agreement and to the best of my
knowledge, based on such review, the Servicer has fulfilled all of its
obligations under the Agreement in all material respects throughout the year;
provided however that the Servicer has noted the following material exception:

    Section 3.10 of the Agreement requires: "On behalf of the Trust Fund, the
    Servicer shall deposit or cause to be deposited in the clearing account
    (which account must be an Eligible Account) in which it customarily
    deposits payments and collections on mortgage loans in connection with its
    mortgage loan servicing activities on a daily basis, and in no event more
    than two Business Days after the Servicer's receipt thereof, and shall
    thereafter deposit in the Collection Account, in no event more than one
    Business Day after the deposit of such ftmds into the clearing account, as
    and when received or as otherwise required hereunder..."

    The practice of the Servicer during the preceding calendar year has been
    to deposit in the clearing account (which is an Eligible Account) in which
    it customarily deposits payments and collections on mortgage loans in
    connection with its mortgage loan servicing activities on a daily basis,
    and in no event more than one Business Day after the Servicer's receipt
    thereof, and to thereafter deposit in the Collection Account, in no event
    more than two Business Days after the deposit of such funds into the
    clearing account, as and when as and when received.

    The Servicer has since adjusted its practices to meet the requirements of
    the Agreement.

    Capitalized terms not otherwise defined herein have the meanings set forth
in the Agreement.

    IN WITNESS WHEREOF, the undersigned has executed this Certificate as of
March 26, 2007.

                                         By: /s/ Jane Johnson
                                             ----------------
                                         Name: Jane Johnson
                                         Title: Authorized Servicing Agent

                                         By: /s/ Jule J. Keen
                                            ----------------
                                         Name: Jule J. Keen
                                         Title: Executive Vice President and
                                               Authorized Servicing Agent


    I, Denise Apicella, an Assistant Secretary of the Servicer, hereby certify
that each of Jane Johnson and Jule J. Keen is a duly qualified, and acting
Authorized Servicing Agent of the Servicer and that the signature appearing
above is his/her genuine signature.

    IN WITNESS WHEREOF, the undersigned has executed this Certificate as of
March 26, 2007.

                                         By: /s/ Denise Apicella
                                             -------------------
                                         Name: Denise Apicella
                                         Title: Assistant Secretary