<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
CONSOLIDATED STATEMENT OF FINANCIAL POSITION FOR FIRST LIBERTY FINANCIAL CORP.
AND SUBSIDIARIES AS OF JUNE 30, 1999 AND THE RELATED CONSOLIDATED STATEMENT OF
OPERATIONS FOR THE NINE MONTHS THEN ENDED AND IS QUALIFIED IN ITS ENTIRETY BY
REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>

<S>                             <C>
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          SEP-30-1999
<PERIOD-START>                             OCT-01-1998
<PERIOD-END>                               JUN-30-1999
<CASH>                                          47,275
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                                12,139
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                    457,577
<INVESTMENTS-CARRYING>                               0
<INVESTMENTS-MARKET>                                 0
<LOANS>                                      1,081,908
<ALLOWANCE>                                     16,525
<TOTAL-ASSETS>                               1,708,494
<DEPOSITS>                                   1,226,697
<SHORT-TERM>                                   226,693
<LIABILITIES-OTHER>                             10,505
<LONG-TERM>                                    112,300
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                       132,299
<OTHER-SE>                                           0
<TOTAL-LIABILITIES-AND-EQUITY>               1,708,494
<INTEREST-LOAN>                                 72,444
<INTEREST-INVEST>                               18,309
<INTEREST-OTHER>                                   725
<INTEREST-TOTAL>                                91,478
<INTEREST-DEPOSIT>                              37,203
<INTEREST-EXPENSE>                              47,774
<INTEREST-INCOME-NET>                           43,704
<LOAN-LOSSES>                                    2,930
<SECURITIES-GAINS>                                 (43)
<EXPENSE-OTHER>                                 38,223
<INCOME-PRETAX>                                 22,658
<INCOME-PRE-EXTRAORDINARY>                      14,615
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    14,615
<EPS-BASIC>                                       1.02
<EPS-DILUTED>                                     1.00
<YIELD-ACTUAL>                                    4.05
<LOANS-NON>                                     10,390
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                17,075
<CHARGE-OFFS>                                    5,590
<RECOVERIES>                                     2,110
<ALLOWANCE-CLOSE>                               16,525
<ALLOWANCE-DOMESTIC>                            16,525
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                          4,001


</TABLE>