<TABLE> <S> <C>

<ARTICLE>                                                    9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
BERKSHIRE BANCORP INC. QUARTERLY REPORT ON FORM 10-Q FOR THE QUARTERLY PERIOD
ENDED JUNE 30, 2000 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH
FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER>                                            1,000

<S>                                                    <C>
<PERIOD-TYPE>                                            6-MOS
<FISCAL-YEAR-END>                                  DEC-31-2000
<PERIOD-END>                                       JUN-30-2000
<CASH>                                                   1,633
<INT-BEARING-DEPOSITS>                                  12,266
<FED-FUNDS-SOLD>                                         3,250
<TRADING-ASSETS>                                             0
<INVESTMENTS-HELD-FOR-SALE>                             97,276
<INVESTMENTS-CARRYING>                                     927
<INVESTMENTS-MARKET>                                       924
<LOANS>                                                 72,550
<ALLOWANCE>                                              1,031
<TOTAL-ASSETS>                                         203,645
<DEPOSITS>                                              95,245
<SHORT-TERM>                                                 0
<LIABILITIES-OTHER>                                     25,123
<LONG-TERM>                                              1,500
<COMMON>                                                   256
<PREFERRED-MANDATORY>                                        0
<PREFERRED>                                                  0
<OTHER-SE>                                              81,521
<TOTAL-LIABILITIES-AND-EQUITY>                         203,645
<INTEREST-LOAN>                                          3,040
<INTEREST-INVEST>                                        2,904
<INTEREST-OTHER>                                           707
<INTEREST-TOTAL>                                         6,651
<INTEREST-DEPOSIT>                                       2,017
<INTEREST-EXPENSE>                                       2,233
<INTEREST-INCOME-NET>                                    4,418
<LOAN-LOSSES>                                                5
<SECURITIES-GAINS>                                      13,079
<EXPENSE-OTHER>                                          2,593
<INCOME-PRETAX>                                         15,154
<INCOME-PRE-EXTRAORDINARY>                              15,154
<EXTRAORDINARY>                                              0
<CHANGES>                                                    0
<NET-INCOME>                                             9,563
<EPS-BASIC>                                             4.49
<EPS-DILUTED>                                             4.36
<YIELD-ACTUAL>                                            4.95
<LOANS-NON>                                                  0
<LOANS-PAST>                                                 0
<LOANS-TROUBLED>                                             0
<LOANS-PROBLEM>                                              0
<ALLOWANCE-OPEN>                                           923
<CHARGE-OFFS>                                                0
<RECOVERIES>                                               103
<ALLOWANCE-CLOSE>                                        1,031
<ALLOWANCE-DOMESTIC>                                     1,031
<ALLOWANCE-FOREIGN>                                          0
<ALLOWANCE-UNALLOCATED>                                  1,031



</TABLE>