100
              North Tampa StreetSuite
              1700Tampa,
              FL 33602




Report
      of Independent Registered Public Accounting Firm




The
      Board
      of Directors


Fidelity
      National Information Services, Inc


FIS
      Tax
      Services (FIS)




We
      have
      examined management's assessment, included in the accompanying Management
      Compliance Statement that FIS Tax Services (FIS) complied with the servicing
      criteria set forth in
      Item
      1122(d) of the Securities and Exchange Commission's Regulation to residential
      mortgage loans
      (the Platform), except for General Servicing Consideration criteria (i) - (iv),
      Cash Collections
      and Administration (i) - (vii), Investor Remittances and Reporting (i) - (iv),
      and Pool
      Asset Administration (i) - (x), (xiv), and (xv), which FIS has determined are
      not applicable to the activities it performs with respect to the Platform ,
      as
      of and for the period ending December 31, 2006. FIS has determined the following
      servicing criteria from 1122(d) (4) were applicable to the activities it
      performs with respect to the Platform.


(xi)
              Payments
                  made on behalf of an obligor (such as tax or insurance payments)
                  are made
                  on or before the related penalty or expiration dates, as indicated
                  on the
                  appropriate bills or notices for such payments, provided that such
                  support
                  has been received by the servicer at least 30 calendar days prior
                  to these
                  dates, or such other number of days specified in the transaction
                  agreements.(xii)
              Any
                  late payment penalties in connection with any payment to be made
                  on behalf
                  of an obligor are paid from the servicer's funds and not charged
                  to the
                  obligor, unless the late payment was due to the obligor's error
                  or
                  omission.(xiii)
              Disbursements
                  made on behalf of an obligor are posted within two business days
                  to the
                  obligor's records maintained by the servicer, or such other number
                  of days
                  specified in the transaction
                  agreements.




Management
      is responsible for FIS' compliance with those servicing criteria. Our
      responsibility is to express an opinion on management's assessment about FIS'
      compliance based on our examination.




Our
      examination was conducted in accordance with the standards of the Public Company
      Accounting Oversight Board (United States) and, accordingly, included examining,
      on a test basis,
      evidence about FIS' compliance with the servicing criteria specified above
      and
      performing such
      other procedures as we considered necessary in the circumstances. Our
      examination included
      testing of less than all of the individual residential mortgage loans that
      comprise the Platform,
      testing of less than all of the servicing activities related to the Platform,
      and




KPMG
          LLP, a U.S. limited liability partnership, is the U.S.
 member
          firm of KPMG International, a Swiss cooperative.











determining
      whether FIS processed those selected transactions and performed those selected
      activities in compliance with the servicing criteria. Furthermore, our
      procedures were limited to the
      selected transactions and servicing activities performed by FIS during the
      period covered by this
      report. Our procedures were not designed to determine whether errors may have
      occurred either
      prior to or subsequent to our tests that may have affected the balances or
      amounts calculated
      or reported by FIS during the period covered by this report for the selected
      transactions or
      any
      other transactions. We believe that our examination provides a reasonable basis
      for our opinion. Our examination does not provide a legal determination on
      FIS'
      compliance with the servicing
      criteria.




In
      our
      opinion, management's assessment that FIS complied with the aforementioned
      servicing criteria as of and for the year ended December 31, 2006 is fairly
      stated, in all material respects.







Tampa,
      Florida


January
      22, 2007