75546 Federal Register / Vol. 75, No. 232 / Friday, December 3, 2010 / Notices 

Knoxville & Northern Railway Company 

(AKNR), Cincinnati Inter-Terminal 

Railroad Company (CIT), and Tylerdale 

Connecting Railroad Company (TCR)— 

have jointly filed a verified notice of 

exemption under 49 CFR 1180.2(d)(3) 

for a corporate family transaction. CSXT 

is a Class I rail carrier that directly 

controls and operates AKNR, CIT, and 

TCR. The transaction involves the 

merger of AKNR, CIT, and TCR with 

and into CSXT with CSXT being the 

surviving corporation. 

The transaction is scheduled to be 

consummated on or after December 19, 

2010, the effective date of the 

exemption. The purpose of the 

transaction is to simplify the corporate 

structure and reduce overhead costs and 

duplication by eliminating 3 

corporations while retaining the same 

assets to serve customers. CSXT will 

obtain certain other savings as a result 

of this transaction. 

This is a transaction within a 

corporate family of the type specifically 

exempted from prior review and 

approval under 49 CFR 1180.2(d)(3). 

The parties state that the transaction 

will not result in adverse changes in 

service levels, significant operational 

changes, or any change in the 

competitive balance with carriers 

outside the corporate family. 

Under 49 U.S.C. 10502(g), the Board 

may not use its exemption authority to 

relieve a rail carrier of its statutory 

obligation to protect the interests of its 

employees. As a condition to the use of 

this exemption, any employees 

adversely affected by this transaction 

will be protected by the conditions set 

forth in New York Dock Railway— 

Control—Brooklyn District Eastern 

Terminal, 360 I.C.C. 60 (1979). 

If the notice contains false or 

misleading information, the exemption 

is void ab initio. Petitions to revoke the 

exemption under 49 U.S.C. 10502(d) 

may be filed at any time. The filing of 

a petition to revoke will not 

automatically stay the transaction. 

Petitions for stay must be filed no later 

than December 10, 2010 (at least 7 days 

before the exemption becomes 

effective). 

An original and 10 copies of all 

pleadings, referring to FD 35448, must 

be filed with the Surface Transportation 

Board, 395 E Street, NW., Washington, 

DC 20423–0001. In addition, one copy 

of each pleading must be served on 

Louis E. Gitomer, Esq., Law Offices of 

Louis E. Gitomer, 600 Baltimore 

Avenue, Suite 301, Towson, MD 21204. 

Board decisions and notices are 

available on our Web site at http:// 

www.stb.dot.gov. 

Decided: November 29, 2010. 

By the Board, Rachel D. Campbell, 

Director, Office of Proceedings. 

Jeffrey Herzig, 

Clearance Clerk. 

[FR Doc. 2010–30365 Filed 12–2–10; 8:45 am] 

BILLING CODE 4915–01–P 

DEPARTMENT OF THE TREASURY 

Financial Management Service; 

Privacy Act of 1974, as Amended; 

System of Records 

AGENCY: Financial Management Service, 

Treasury. 

ACTION: Notice of proposed new system 

of records. 

SUMMARY: In accordance with the 

Privacy Act of 1974, as amended, the 

Financial Management Service gives 

notice of a proposed new Privacy Act 

system of records entitled ‘‘Treasury/ 

FMS .008–Mailing List Records.’’ 

DATES: Comments must be received no 

later than January 3, 2011. The proposed 

new system of records will become 

effective January 3, 2011 unless 

comments are received which would 

result in a contrary determination. 

ADDRESSES: You should send your 

comments to Peter Genova, Deputy 

Chief Information Officer, Financial 

Management Service, 401 14th Street, 

SW., Washington, DC 20227. Comments 

received will be available for inspection 

at the same address between the hours 

of 9 a.m. and 4 p.m. Monday through 

Friday. You may send your comments 

by electronic mail to 

peter.genova@fms.treas.gov or http:// 

regulations.gov. All comments, 

including attachments and other 

supporting materials, received are 

subject to public disclosure. You should 

submit only information that you wish 

to make available publicly. 

FOR FURTHER INFORMATION CONTACT: 

Peter Genova, Deputy Chief Information 

Officer, (202) 874–1736. 

SUPPLEMENTARY INFORMATION: Pursuant 

to the Privacy Act of 1974, as amended, 

5 U.S.C. 552a, the Financial 

Management Service (FMS) is proposing 

to establish a new system of records 

entitled ‘‘Mailing List Records— 

Treasury/FMS .008.’’ FMS proposes to 

obtain and use mailing list records from 

commercial database providers for the 

purpose of mailing information to 

potential Federal payment recipients 

about the benefits of electronic 

payments and types of accounts 

available for the receipt of Federal 

electronic payments. Commercial 

database providers obtain information 

from publicly available records or 

through means that we understand to be 

compliant with applicable privacy laws. 

FMS, a bureau within the U.S. 

Department of the Treasury (Treasury), 

is responsible for disbursing public 

money by paper check and electronic 

funds transfer (EFT). Payments made by 

electronic funds transfer (EFT), rather 

than by paper check, benefits both 

recipients and the Government. Direct 

deposit and other EFT payments are 

credited to recipients’ accounts on the 

day payment is due, so the funds 

generally are available sooner than with 

check payments. Individuals receiving 

Federal payments electronically rarely 

have any delays or problems with their 

payments. In contrast, based on 

payment claims filed with FMS, nine 

out of ten problems with FMS-disbursed 

payments are related to paper checks 

even though checks constitute only 18 

percent of all FMS-disbursed payments 

made by the Government. 

The potential benefits of EFT 

payments for the Government and 

taxpayers are significant. For example, 

in fiscal year 2010, FMS mailed more 

than 130 million Federal benefit checks 

to approximately 11 million benefit 

recipients, resulting in extra costs to 

taxpayers of more than $117 million 

that would not have been incurred had 

those payments been made by EFT. In 

the same fiscal year, only 63% of 

taxpayers received their tax refund 

payment electronically, with 

approximately 44 million tax refund 

payments being delivered by paper 

check. 

Over the past three decades, FMS has 

developed numerous programs to enable 

agencies to make EFT payments. 

Treasury’s Go Direct® educational 

campaign, sponsored with the Federal 

Reserve Banks, highlights the 

advantages to a Federal benefit recipient 

who opens an account at a financial 

institution, or a Direct Express® Debit 

MasterCard® card account, and elects to 

receive his or her benefits via direct 

deposit to the account. In addition to 

media and other public outreach, 

Treasury mails check stuffers and letters 

encouraging check recipients to receive 

Federal payments electronically. 

Typically, FMS mails information to 

check recipients based on name and 

address information contained in its 

payment records (see ‘‘Treasury/FMS 

.002–Payment Issue Records for Regular 

Recurring Benefit Payments’’ and 

‘‘Treasury/FMS .016–Payment Records 

for Other Than Regular Recurring 

Benefit Payments’’). In some cases, 

however, FMS may decide to use 

commercial database providers for 

names and mailing addresses of 

individuals who meet certain criteria 

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Federal Register / Vol. 75, No. 232 / Friday, December 3, 2010 / Notices 75547 

when the information is not otherwise 

available from FMS’s records. The data 

may be used for the purpose of mailing 

information to potential Federal 

payment recipients about the benefits of 

electronic payments and accounts 

available for the receipt of Federal 

electronic payments. 

FMS continues to implement various 

programs to increase the number of 

payments made by EFT. Among other 

things, FMS intends to increase the use 

of direct deposit throughout the United 

States and to expand the ways in which 

Federal payees may receive their 

payments electronically. As FMS 

expands the ways in which payees may 

receive their payments electronically, 

FMS needs to inform the public about 

available options. The mailing of 

individual letters using mailing lists 

obtained from commercial database 

providers offers an opportunity to 

directly reach potential check 

recipients, rather than only those 

individuals who have already received 

FMS-disbursed payments and whose 

information already exists in FMS’s 

records. In some cases, FMS may use 

mailing lists obtained from commercial 

database providers to further identify 

individuals who could benefit from the 

program and services. The records 

covered by the proposed system are 

necessary to allow FMS to offer 

electronic payment options to a wide 

variety of potential Federal payment 

recipients. The records may be received 

directly by FMS, its fiscal or financial 

agents, and/or contractors. The records 

include names and mailing addresses 

only as necessary to deliver information 

to individuals about the benefits of 

electronic payments and account 

options for receiving payments 

electronically, and to assess the 

effectiveness of these outreach methods. 

Without such information, FMS would 

have significant difficulty in reaching 

individuals who have never received a 

Federal payment, but may in the future, 

or those who do not receive regular, 

recurring payments. 

In addition to the purposes cited 

above, the information contained in the 

covered records will be used for 

collateral purposes related to the 

offering of account options to 

individuals, such as collection of 

aggregate statistical information on the 

success and benefits of direct mail and 

the use of commercial database 

providers. 

FMS recognizes the sensitive nature 

of the confidential information it 

obtains when collecting individuals’ 

names and addresses, and has many 

safeguards in place to protect the 

information from theft or inadvertent 

disclosure. When appropriate, FMS’s 

arrangements with its fiscal and 

financial agents and contractors include 

requirements that preclude them from 

retaining, disclosing, and using the 

information for any purpose other than 

mailing of information about the benefit 

of electronic payments and account 

options and assessing the effectiveness 

of the outreach. In addition to various 

procedural and physical safeguards, 

access to computerized records is 

limited, through the use of access codes, 

encryption techniques and/or other 

internal mechanisms. Access to records 

is granted only as authorized by a 

business line manager at FMS or FMS’s 

fiscal or financial agent to those whose 

official duties require access solely for 

the purposes outlined in the proposed 

system. 

The new system of records report, as 

required by 5 U.S.C. 552a(r) of the 

Privacy Act, has been submitted to the 

Committee on Government Reform of 

the House of Representatives, the 

Committee on Governmental Affairs of 

the Senate, and the Office of 

Management and Budget, pursuant to 

Appendix I to OMB Circular A–130, 

‘‘Federal Agency Responsibilities for 

Maintaining Records About 

Individuals,’’ dated November 30, 2000. 

For the reasons set forth in the 

preamble, FMS proposes a new system 

of records Treasury/FMS .008–Mailing 

List Records, which is published in its 

entirety below. 

Dated: November 26, 2010. 

Melissa Hartman, 

Deputy Assistant Secretary for Privacy, 

Transparency, and Records. 

Treasury/FMS .008 

SYSTEM NAME: 

Mailing List Records—Treasury/ 

Financial Management Service. 

SYSTEM LOCATION: 

Records are located at the offices of 

Financial Management Service, 401 

14th Street, SW., Washington, DC 

20227, or its fiscal or financial agents at 

various locations. The addresses of the 

fiscal or financial agents may be 

obtained by contacting the System 

Manager below. 

CATEGORIES OF INDIVIDUALS COVERED BY THE

SYSTEM: 

Individuals who are eligible, or may 

in the future be eligible, to receive 

Federal payments from the Federal 

Government. 

CATEGORIES OF RECORDS IN THE SYSTEM: 

The records may contain identifying 

information, such as an individual’s 

name(s) and address. 

AUTHORITY FOR MAINTENANCE OF THE SYSTEM: 

5 U.S.C. 301; 31 U.S.C. 321; 31 U.S.C. 

chapter 33; 31 U.S.C. 3332; Title XII of 

the Dodd-Frank Wall Street Reform and 

Consumer Protection Act (Pub. L. 111– 

203, Jul. 21, 2010). 

PURPOSE(S): 

The purpose of this system is to 

maintain limited records (names and 

addresses) about individuals who are 

eligible, or may become eligible, to 

receive Federal payments. The records 

are used to make individuals aware of 

the benefits of electronic payments and 

the account options for receiving 

payments electronically. Without the 

information, FMS, its fiscal or financial 

agents and contractors, would not be 

able to directly notify prospective 

payment recipients about the benefits of 

electronic payments and account 

options for the receipt of Federal 

payments electronically. 

The information will also be used for 

collateral purposes related to providing 

information about account options for 

receiving electronic Federal payments, 

such as the collection of aggregate 

statistical information on the success 

and benefits of direct mail and the use 

of commercial database providers. 

ROUTINE USES OF RECORDS MAINTAINED IN THE

SYSTEM, INCLUDING CATEGORIES OF USERS AND

THE PURPOSES OF SUCH USES: 

These records may be used to disclose 

information to: 

(1) The U.S. Department of Justice 

(‘‘DOJ’’) for its use in providing legal 

advice to the Department or in 

representing the Department in a 

proceeding before a court, adjudicative 

body, or other administrative body 

before which the Department is 

authorized to appear, where the use of 

such information by the DOJ is deemed 

by the Department to be relevant and 

necessary to the litigation, and such 

proceeding names as a party or interests: 

(a) The Department or any component 

thereof; (b) Any employee of the 

Department in his or her official 

capacity; (c) Any employee of the 

Department in his or her individual 

capacity where DOJ has agreed to 

represent the employee; or (d) The 

United States, where the Department 

determines that litigation is likely to 

affect the Department or any of its 

components. 

(2) A congressional office in response 

to an inquiry made at the request of the 

individual to whom the record pertains. 

(3) Fiscal agents, financial agents, and 

contractors for the purpose of mailing 

information to individuals about the 

benefits of electronic Federal payments 

and options for receipt of federal 

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75548 Federal Register / Vol. 75, No. 232 / Friday, December 3, 2010 / Notices 

payments electronically, including, but 

not limited to, processing direct mail or 

performing other marketing functions; 

investigating and rectifying possible 

erroneous information; and creating and 

reviewing statistics to improve the 

quality of services provided. 

(4) Federal agencies, their agents and 

contractors for the purposes of 

implementing and studying options for 

encouraging current and prospective 

Federal payment recipients to receive 

their Federal payments electronically. 

(5) Representatives of the National 

Archives and Records Administration 

(NARA) who are conducting records 

management inspections under 

authority of 44 U.S.C. 2904 and 2906. 

(6) Appropriate agencies, entities, and 

persons when (a) FMS suspects or has 

confirmed that the security or 

confidentiality of information in the 

system of records has been 

compromised; (b) FMS has determined 

that as a result of the suspected or 

confirmed compromise there is a risk of 

harm to economic or property interests, 

identity theft or fraud, or harm to the 

security or integrity of this system or 

other systems or programs (whether 

maintained by FMS or another agency 

or entity) that rely upon the 

compromised information; and (c) the 

disclosure made to such agencies, 

entities, and persons is reasonably 

necessary to assist in connection with 

FMS’s efforts to respond to the 

suspected or confirmed compromise 

and prevent, minimize, or remedy such 

harm. 

POLICIES AND PRACTICES FOR STORING, 

RETRIEVING, ACCESSING, RETAINING, AND

DISPOSING OF RECORDS IN THE SYSTEM: 

STORAGE: 

Records are maintained in paper and 

electronic media. 

RETRIEVABILITY: 

Records are retrieved by name, 

address, or other alpha/numeric 

identifying information. 

SAFEGUARDS: 

All official access to the system of 

records is on a need-to-know basis only, 

as authorized by a business line 

manager at FMS or FMS’s fiscal or 

financial agent. Procedural and physical 

safeguards, such as personal 

accountability, audit logs, and 

specialized communications security, 

are utilized. Each user of computer 

systems containing records has 

individual passwords (as opposed to 

group passwords) for which he or she is 

responsible. Thus, a security manager 

can identify access to the records by 

user. Access to computerized records is 

limited, through use of access codes, 

encryption techniques, and/or other 

internal mechanisms, to those whose 

official duties require access. Storage 

facilities are secured by various means 

such as security guards, badge access, 

and locked doors with key entry. 

RETENTION AND DISPOSAL: 

Electronic and paper records for mail 

operations based on the use of the 

mailing list records will be retained in 

accordance with FMS’s record retention 

requirements or as otherwise required 

by statute or court order. FMS disposes, 

or arranges for the disposal of records in 

electronic media using industryaccepted techniques, and in accordance 

with applicable FMS policies regarding 

the retention and disposal of fiscal or 

financial agency records. Paper records 

are destroyed in accordance with fiscal 

or financial agency archive and disposal 

procedures and applicable FMS policies 

regarding the retention and disposal of 

fiscal agency records. 

SYSTEM MANAGER(S) AND ADDRESS: 

Agency Enterprise Solutions Division, 

Payment Management, Financial 

Management Service, 401 14th Street, 

SW., Washington, DC 20227. 

NOTIFICATION PROCEDURE: 

Inquiries under the Privacy Act of 

1974, as amended, shall be addressed to 

the Disclosure Officer, Financial 

Management Service, 401 14th Street, 

SW., Washington, DC 20227. All 

individuals making inquiries should 

provide with their request as much 

descriptive matter as is possible to 

identify the particular record desired. 

The system manager will advise as to 

whether FMS maintains the records 

requested by the individual. 

RECORD ACCESS PROCEDURES: 

Individuals requesting information 

under the Privacy Act of 1974, as 

amended, concerning procedures for 

gaining access to or contesting records 

should write to the Disclosure Officer. 

All individuals are urged to examine the 

rules of the U.S. Department of the 

Treasury published in 31 CFR part 1, 

subpart C, and appendix G, concerning 

requirements of this Department with 

respect to the Privacy Act of 1974, as 

amended. 

CONTESTING RECORD PROCEDURES: 

See ‘‘Record access procedures’’ 

above. 

RECORD SOURCE CATEGORIES: 

Information in this system is provided 

by commercial database providers based 

on publicly available information. 

EXEMPTIONS CLAIMED FOR THE SYSTEM: 

None. 

[FR Doc. 2010–30297 Filed 12–2–10; 8:45 am] 

BILLING CODE 4810–35–P 

DEPARTMENT OF THE TREASURY 

Office of Thrift Supervision 

[AC–57: OTS Nos. H–4750, H–4082, and 

17978] 

SI Financial Group, Inc., Willimantic, 

CT; Approval of Conversion 

Application 

Notice is hereby given that on 

November 10, 2010, the Office of Thrift 

Supervision approved the application of 

SI Bancorp, MHC, Willimantic, 

Connecticut, the federal mutual holding 

company for the Savings Institute Bank 

and Trust Company, Willimantic, 

Connecticut, to convert to the stock 

form of organization. Copies of the 

application are available for inspection 

by appointment (phone number: 202– 

906–5922 or e-mail 

Public.Info@OTS.Treas.gov) at the 

Public Reading Room, 1700 G Street, 

NW., Washington, DC 20552, and the 

OTS Northeast Regional Office, 

Harborside Financial Center Plaza Five, 

Suite 1600, Jersey City, New Jersey 

07311. 

Dated: November 24, 2010. 

By the Office of Thrift Supervision. 

Sandra E. Evans, 

Federal Register Liaison. 

[FR Doc. 2010–30200 Filed 12–2–10; 8:45 am] 

BILLING CODE 6720–01–M 

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