Exhibit
      33 d)


[HOME
      LOAN SERVICES LOGO]





Management's
      Certification Regarding Compliance with Securities and Exchange


Commission
      Regulation AB Servicing Criteria











1.
      Home
      Loan Services, mc, f/k/a National City Home Loan Services, Inc (the "Servicer")
      is responsible for assessing compliance by it with the servicing criteria under
      paragraph (d) of Item 1122 of the Securities and Exchange Commissions'
      Regulation AB, except for sections 1122(d)(l)(iii), (d)(3)(i)(C), (d)(4)(ii),
      (xi), and (xii), which are not applicable to the activities the Servicer
      performs with respect to the Platform, as of December 31, 2006, and for the
      period January 1, 2006 through December 31, 2006. The Platform is comprised
      of
      all serviced first and second lien residential mortgage loans sold in public
      securitizations closed during December 2004, and calendar years ended December
      31, 2005 and 2006 (see attached Appendix A);





2.
      Except
      as set forth in paragraph 1 above, the Servicer used the criteria set forth
      in
      paragraph (d) of Item 1122 of Regulation AB to assess the compliance with the
      applicable servicing criteria;





3.
      The
      Servicer has complied, in all material respects, with the applicable servicing
      criteria as of and for the period ended December 31, 2006, except for
      1122(d)(1)(i) pertaining to policies and procedures to monitor any performance
      or other triggers in accordance with the transaction agreements although daily
      delinquency and static pool reports exist but were not utilized to calculate
      the
      triggers, 1122(d)(4)(x)(A) where 5 of 60 escrow accounts sampled were not
      analyzed within a 12 month period, but where 4 accounts were analyzed within
      1
      week after said deadline; and for 1 l22(d)(4)(x)(C), 2 of 60 escrow accounts
      sampled, where escrow finds were not returned within 30 days after payoff,
      but
      were returned within 34 and 67 days, respectively, after payoff;





5.
      A
      registered public accounting firm has issued an attestation report on the
      Servicer's assessment of compliance with the applicable servicing criteria
      as of
      and for the period ending December 31, 2006.





March
      1,2007


Home
      Loan
      Services, Inc


/s/
      Steven A. Baranet


Steven
      A.
      Baranet


Vice
      President, Investor Reporting





Loan
      Services


PD.
      Box
      1838


Pittsburgh,
      PA 15230-1838


Merrill
      Lynch


Home
      Loan
      Services is a subsidiary


of
      Merrill Lynch Bank and Trust cc., FSB LENDER









Appendix
      A


Home
      Loan
      Services, Inc.


Reg
      AB
      Platform


FFMLT
      2004-FFll


FFMLT
      2005- FFA


FFMLT
      2005 - FF2


FFMLT
      2005 - FF3


FFMLT
      2005 - FF4


SASCO
      2005-S4


FFMLT
      2005 - FFH3


SOUNDVIEW
      2005-4


FFMLT
      2005 - FF8


FFMLT
      2005 - FF9


FFMLT
      2005 - FF10


FFMLT
      2005 - FF11


FFM
      LT
      2005- FF12


SAIL
      2005-10


FFMLT
      2005 - FFH4


HSIASCT
      2005 I1


FFMLT
      2006-FF1


FFMLT
      2006-FF2


FFMLT
      2006-FFH1


FFMLT
      2006-FF3


FFMLT
      2006-FF4


FFMLT
      2006-FF5


FFMLT
      2006-FF6


FFMLT
      2006-FF7


FFMLT
      2006-FF8


FFMLT
      2006-FF9


FFMLT
      2006-FF10


FFMLT
      2006-FF12


FFMLT
      2006-FF13


FFMLT
      2006-FF14


FFMLT
      2006-FFlS


FFMLT
      2006-FFA


FFMLT
      2006-FF16


FFMLT
      2006-FF17


FFMLT
      2006-FFB


FFMLT
      2006-FF18


MLMIT
      2006-FF1


GSAA
      2006-S1