Exhibit 4.9(c)



 Exhibit 4.9(c) 
 This Note is a Global Security within the meaning of the Indenture referred to herein and is registered in the name of a Depositary or a nominee of a Depositary. Unless this certificate is presented by an authorized representative of The
Depository Trust Company, a New York corporation (“DTC”) to the issuer or its agent for registration of transfer, exchange, or payment, and any certificate issued is registered in the name of Cede & Co. or in such other name as is
requested by an authorized representative of DTC (and any payment is made to Cede & Co. or to such other entity as is requested by an authorized representative of DTC), ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR
TO ANY PERSON IS WRONGFUL inasmuch as the registered owner hereof has an interest herein. 
  

					
	REGISTERED	  		  	REGISTERED
			
		  	BB&T Corporation	  	Principal Amount: $        
	No.	  	Medium-Term Note, Series A (Senior)	  	CUSIP No.            
		  	(Global Original Issue Discount Zero Coupon Note)	  	

  

			
	ORIGINAL ISSUE DATE:	  	MATURITY DATE:
		
	OTHER TERMS:	  	REDEMPTION TERMS:
		
	ORIGINAL ISSUE DISCOUNT:	  	YIELD TO MATURITY:
		
	SPECIFIED CURRENCY:	  	

 FOR PURPOSES OF SECTIONS 1273 AND 1275 OF THE INTERNAL REVENUE CODE, THE AMOUNT OF ORIGINAL
ISSUE DISCOUNT ON THIS NOTE IS THE PERCENTAGE OF ITS PRINCIPAL AMOUNT SET FORTH ABOVE AND THE YIELD TO MATURITY IS THE PERCENTAGE SET FORTH ABOVE. 
 BB&T CORPORATION, a corporation duly organized and existing under the laws of North Carolina (herein called the “Company”, which term includes any successor Person under the Indenture hereinafter
referred to), for value received, hereby promises to pay to
                                 or registered assigns, the principal sum of
                                        
DOLLARS ($         ) on the Maturity Date shown above. 
 The principal of
this Note shall not bear interest except in the case of a default in payment of principal upon acceleration, upon redemption or at the Maturity Date, and in such case the overdue principal of this Note shall bear interest at a rate which is
equivalent to the Yield to Maturity stated above (to the extent that the payment of such interest shall be legally enforceable), which shall accrue from the Maturity Date or the date payment is due upon acceleration or redemption, as the case may
be, to the date payment of such principal has been made or duly provided for. Interest on any overdue principal shall be payable upon demand. Any such interest on any overdue principal that is not so paid on demand shall bear interest at the same
rate as the interest on the overdue principal (to the extent that the payment of such interest shall be legally enforceable), which shall accrue from the date of such demand for payment to the date payment of such interest has been made or duly
provided for, and such interest shall also be payable on demand. In the event that any Maturity Date is not a Business Day, the principal otherwise payable on such date will be paid on the next day that is a Business Day with the same force and
effect as if made on such Maturity Date, and no interest will accrue for the period from and after such Maturity Date to such next following Business Day. In the event that any Redemption Date is not a Business Day, such Redemption Date shall be
postponed to the next day that is a Business Day, and no interest will accrue for the period from and after that Redemption Date to such next succeeding Business Day. Unless otherwise specified on the face hereof, payment of 








 
the principal of (and premium, if any) on this Note due on the Maturity Date or any applicable Redemption Date will be made in immediately available funds
upon presentation of this Note to The Depository Trust Company, as depositary, or its nominee or registered assigns as the registered owner of this Note; provided, however, that the Company may, at its option, pay principal and any premium
and interest with respect to any Registered Note by mailing a check to the address of the Person entitled to payment as it appears on the Security Register, except that a holder of $10,000,000 (or the equivalent of $10,000,000 in a currency other
than U.S. dollars) or more in aggregate principal amount of Notes of like tenor and terms shall be entitled to receive payments by wire transfer of immediately available funds if appropriate wire transfer instructions have been received in writing
by the Trustee or the applicable Paying Agent not later than 10 Business Days prior to the applicable payment date. 
 The principal of and
any premium and interest on this Note are payable by the Company in U.S. dollars, unless a different Specified Currency is indicated on the face hereof. If the Specified Currency for this Note is other than U.S. dollars, the Company will (unless
otherwise specified on the face hereof) arrange to convert all payments in respect of this Note into U.S. dollars. If this Note has a Specified Currency other than U.S. dollars, the amount of any U.S. dollar payment will be based on the bid quoted
by the exchange rate agent for the purchase of U.S. dollars with the Specified Currency for settlement on the payment date and on the aggregate amount of the Specified Currency payable to the holder of this Note scheduled to receive such payments.
The bid quotation will be as of 11:00 a.m., London time, on the second day preceding the applicable payment date on which banks are open for business in London and New York City. If this bid quotation is not available, such exchange rate agent will
obtain a bid quotation from a leading foreign exchange bank in London or New York City selected by such exchange rate agent. If these bids are not available, payment of the aggregate amount due to all holders on the payment date will be in the
Specified Currency. All currency exchange costs will be borne by the holder of this Note by deductions from such payments due such holder. 
 If this Note has a Specified Currency other than U.S. dollars, the holder may (if so indicated on the face hereof) elect to receive all payments in respect of this Note in the Specified Currency by delivery of a written notice to the
applicable Paying Agent not later than 15 calendar days prior to the applicable payment date. That election will remain in effect until revoked by written notice to the Paying Agent received no later than 15 calendar days prior to the applicable
payment date. 
 Reference is hereby made to the further provisions of this Note set forth on the reverse side hereof, which further
provisions shall for all purposes have the same effect as if set forth at this place. 
 Unless the certificate of authentication hereon has
been executed by or on behalf of the Trustee referred to below by manual signature, this Note shall not be entitled to any benefit under the Indenture or be valid or obligatory for any purpose. 
  

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 IN WITNESS WHEREOF, the Company has caused this instrument to be duly executed under its corporate seal.

  

							
		 		 	BB&T CORPORATION
				
	Dated:	 		 	By:	 	  

		 		 	Name:	 	
		 		 	Title:	 	
				
		 		 	Attest:	 	  

		 		 	Name:	 	
		 		 	Title:	 	

  

	
	TRUSTEE’S CERTIFICATE OF
	AUTHENTICATION
	
	 This is one of the Securities issued
 under the
within-mentioned Indenture.

	
	 U.S. BANK NATIONAL ASSOCIATION,
 as
Trustee

	
	By                                       
                                         
           
	Authorized Signatory
	
	Or by
	
	                                       
                                         
                ,
	as Authenticating Agent
	
	By                                       
                                         
           
	Authorized Officer

  

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 [Reverse Side of Note] 
 BB&T CORPORATION 
 Medium-Term Note, Series A (Senior) 
 (Global Original Issue Discount Zero Coupon Note) 
 This Note is one of a duly authorized issue of the Company’s unsecured, unsurbordinated medium-term notes, Series A due nine months or more from the date of issue (herein called the “Notes”), issued or
to be issued under the Indenture Regarding Senior Securities, dated as of May 24, 1996, as amended by the First Supplemental Indenture dated as of May 4, 2009 (as so amended, and as may be further amended or supplemented from time to time,
the “Indenture”), between the Company and U.S. Bank National Association (as successor to the corporate trust business of State Street Bank and Trust Company), as Trustee (herein called the “Trustee”, which term includes any
successor trustee under the Indenture), to which Indenture, including all indentures supplemental thereto, along with the Officers’ Certificate and Company Order (the “Officers’ Certificate”), dated May 4, 2009, with
respect to, among other things, the establishment of the Notes, reference is hereby made for a statement of the respective rights, limitations of rights, duties and immunities thereunder of the Company, the Trustee and the holders of the Notes and
the terms upon which the Notes are, and are to be, authenticated and delivered. In accordance with the Indenture and Officers’ Certificate, the Notes may mature at different times, may bear interest, if any, at different rates, may be subject
to different redemption and repayment provisions, if any, may be subject to different sinking, purchase or analogous funds, if any, may be subject to different covenants and events of default, and may otherwise vary as therein provided or permitted.
The Indenture does not limit the aggregate principal amount of Notes that the Company may issue. 
 If possible Redemption Dates or periods
within which Redemption Dates may occur and the related Redemption Prices (unless otherwise specified on the face hereof under “Other Terms,” expressed as percentages of the Amortized Face Amount of this Note) are set forth on the face
hereof under “Redemption Terms”, unless otherwise specified on the face hereof, this Note is subject to redemption prior to the Maturity Date upon not less than 30 nor more than 60 days’ notice mailed to the Person in whose name this
Note is registered at such address as shall appear in the Security Register of the Company, on any Redemption Date so specified or occurring within any period so specified, as a whole or in part, at the election of the Company, at the applicable
Redemption Price so specified. If less than all of the Notes of like tenor and terms are to be redeemed, the Trustee will select the Notes to be redeemed by a method that the Trustee deems fair and appropriate. In the event of redemption of less
than all of the principal of this Note, a new Note of this series and of like tenor and terms of an authorized denomination for the unredeemed portion of this Note will be issued in the name of the holder hereof upon the cancellation hereof. Unless
otherwise specified on the face hereof, under “Redemption Terms”, this Note is not subject to any sinking fund, and the Company will not be obligated to redeem, purchase or repay this Note pursuant to a sinking fund or analogous provision
or at the option of the holder. 
 Unless otherwise specified on the face hereof, the events that constitute Events of Default with respect
to this Note shall be as set forth in the Indenture. If an Event of Default with respect to the Notes shall occur and be continuing, a lesser amount than the principal amount due at the Stated Maturity may (subject to the conditions set forth in the
Indenture) be declared due and payable in the manner and with the effect provided in the Indenture. Upon payment (i) of the amount of principal so declared due and payable and (ii) of interest on any overdue principal and overdue interest
(in each case to the extent that the payment of such interest shall be legally enforceable), all of the Company’s obligations in respect of the payment of the principal of and interest, if any, on this Note shall terminate. 
 The amount due and payable on this Note in the event that the principal amount hereof is declared due and payable prior to the Stated Maturity hereof or
in the event that this Note is redeemed shall, unless otherwise indicated on the face hereof under “Other Terms,” be the Amortized Face Amount (as defined below) of this Note or, in the case of redemption, the specified percentage of the
Amortized Face Amount of this Note on the date such payment is due and payable as determined by the Company, plus, in each case, any accrued but unpaid “qualified stated interest” payments (as defined in the Treasury Regulations regarding
original issue discount issued by the Treasury Department (the “Regulations”)). 
  

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 The “Amortized Face Amount” of this Note shall be the amount equal to the sum of (i) the
issue price (as defined below) of this Note and (ii) that portion of the difference between the issue price and the principal amount of this Note that has been amortized at the Stated Yield (as defined below) of this Note (computed in
accordance with Section 1272(a)(4) of the Internal Revenue Code of 1986, as amended, and Section 1.1275-1(b) of the Regulations, in each case as in effect on the issue date of this Note) at the date as of which the Amortized Face Amount is
calculated. In no event can the Amortized Face Amount exceed the principal amount of this Note due at the Stated Maturity hereof. As used in the preceding sentence, the term “issue price” means the principal amount of this Note due at the
Stated Maturity hereof less the Original Issue Discount of this Note specified on the face hereof. The term “Stated Yield” of this Note means the Yield to Maturity specified on the face hereof for the period from the Original Issue Date of
this Note specified on the face hereof, to the Stated Maturity hereof based on the issue price and stated redemption price at the maturity hereof. 
 The Indenture permits the modification of the rights and obligations of the Company and the rights of the holders of Securities Outstanding under the Indenture at any time by the Company and the Trustee with the consent of the holders of
not less than a majority in aggregate principal amount of the Securities at the time Outstanding of each series to be affected, although certain modifications cannot be made without the consent of the holder of each Outstanding Security affected
thereby. The Indenture also permits the Company and the Trustee to modify the Indenture in certain circumstances without the consent of the holders of any Securities at the time Outstanding. The Indenture also contains provisions permitting the
holders of a majority in aggregate principal amount of the Notes at the time Outstanding, on behalf of the holders of all Notes, prior to any acceleration of the principal of the Notes, to waive any past default or Event of Default under the
Indenture and its consequences, except a default under a covenant that cannot be modified without the consent of each holder of a Note affected thereby. In addition, the holders of a majority in aggregate principal amount of the Outstanding Notes
may waive all defaults and rescind a declaration of acceleration of the Notes if certain conditions are satisfied. Any such consent or waiver by the holder of this Note shall be conclusive and binding upon such holder and upon all future holders of
this Note and of any Note issued upon the registration of transfer hereof or in exchange hereof or in lieu hereof, whether or not notation of such consent or waiver is made upon this Note. 
 In determining whether the holders of the requisite principal amount of the Outstanding Notes have given any request, demand, authorization, direction,
notice, consent or waiver under the Indenture or whether a quorum is present at a meeting of holders of Notes, the principal amount of any Original Issue Discount Note that shall be deemed to be Outstanding shall be the amount of the principal
thereof that would be due and payable as of the date of such determination upon acceleration of the Maturity thereof. 
 No reference herein
to the Indenture and no provision of this Note or of the Indenture shall impair or affect, without the consent of a holder of this Note, the right of such holder to receive payment of the principal of and any premium on this Note on or after the
respective Stated Maturities, or to institute suit for the enforcement of any such payment on or after such respective dates against the Company. 
 As provided in the Indenture and subject to certain limitations therein set forth, the transfer of this Note is registrable in the Security Register of the Company, upon due presentment of this Note for registration of transfer at the
office or agency of the Company in any place where the principal of (and premium, if any) on this Note are payable, duly endorsed by, or accompanied by a written instrument of transfer in form satisfactory to the Company and the Trustee duly
executed by the holder hereof or his attorney duly authorized in writing, and thereupon one or more new Notes of this series and of like tenor and terms and for the same aggregate principal amount, will be issued to the designated transferee or
transferees. 
 Unless otherwise set forth on the face hereof under “Other Terms,” the Notes are issuable only in fully registered
form without coupons in denominations of $1,000 or any amount in excess of $1,000 which is an integral multiple of $1,000. As provided in the Indenture and subject to certain limitations therein set forth, Notes are exchangeable for a like aggregate
principal amount of Notes of other authorized denominations and of like tenor and terms of the same series, as requested by the holder surrendering the same. 
 No service charge will be made for any such registration of transfer or exchange, but the Company may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith.

  

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 Prior to due presentment of this Note for registration of transfer, the Company, the Trustee and any
agent of the Company or the Trustee may treat the Person in whose name this Note is registered in the Security Register as the owner hereof for all purposes, whether or not this Note be overdue, and neither the Company, the Trustee nor any such
agent shall be affected by notice to the contrary. 
 This Note may have such additional or different terms as are set forth on the face
hereof under “Other Terms” as provided for or permitted in the Indenture or the Officers’ Certificate. Any terms so set forth shall be deemed to modify and/or supersede, as necessary, any other terms set forth in this Note.

 This Note shall be governed by and construed in accordance with the laws of the State of New York. 
 Unless otherwise defined herein, all terms used in this Note which are defined in the Indenture or Officers’ Certificate shall have the respective
meanings assigned to them in the Indenture or Officers’ Certificate. 
  

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 ABBREVIATIONS 
 The following abbreviations, when used in the inscription on the face of this instrument, shall be construed as though they were written out in full according to applicable laws or regulations: 
 TEN COM—as tenants in common 
 TEN
ENT—as tenants by the entireties 
 JT TEN—as joint tenants with right of survivorship and not as tenants in common 
 UNF GIFT MIN
ACT—                            
Custodian                             
       (Cust)                                
(Minor) 
 under Uniform Gift to Minors Act 
                         
                                 
                       (State) 

Additional abbreviations may be used though not in the above list. 
  

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 ASSIGNMENT 
 FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) unto 
 PLEASE INSERT SOCIAL SECURITY

 OR OTHER IDENTIFYING NUMBER 
 OF ASSIGNEE 
                                        
                                         
                                         
                                         
                                         
                                         
              
 (Name and address of assignee, including zip code, must
be printed or typewritten) 
 the within Note, and all rights thereunder, hereby irrevocably constituting and
appointing                                       
                                 
 attorney to transfer said Note on the books of the within Company, with full power of substitution in the premises. 
  

					
	Dated                     	 		 	                                       
                                         
               
			
		 		 	                                       
                                         
               

 NOTICE: The signature to this assignment must correspond with the name as written upon the within
Note in every particular, without alteration or enlargement or any change whatever and must be guaranteed by a commercial bank or trust company having its principal office or a correspondent in New York City or by a member of the New York Stock
Exchange. 
  

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