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Union Calendar No. 254 

113TH CONGRESS 

2D SESSION H. R. 2571 

[Report No. 113–344] 

To amend the Dodd-Frank Wall Street Reform and Consumer Protection 

Act to require the Bureau of Consumer Financial Protection to notify 

and obtain permission from consumers before collecting nonpublic personal information about such consumers, and for other purposes. 

IN THE HOUSE OF REPRESENTATIVES 

JUNE 28, 2013 

Mr. DUFFY introduced the following bill; which was referred to the Committee 

on Financial Services 

FEBRUARY 6, 2014 

Additional sponsors: Mr. RENACCI, Mr. HUIZENGA of Michigan, Mr. COTTON, 

Mr. MULVANEY, Mr. WESTMORELAND, Mr. STUTZMAN, and Mr. LATHAM

FEBRUARY 6, 2014 

Committed to the Committee of the Whole House on the State of the Union 

and ordered to be printed 


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•HR 2571 RH

A BILL 

To amend the Dodd-Frank Wall Street Reform and Consumer Protection Act to require the Bureau of Consumer 

Financial Protection to notify and obtain permission 

from consumers before collecting nonpublic personal information about such consumers, and for other purposes. 


emcdonald on DSK67QTVN1PROD with BILLS
3 

•HR 2571 RH

1 Be it enacted by the Senate and House of Representa2 tives of the United States of America in Congress assembled, 

3 SECTION 1. SHORT TITLE. 

4 This Act may be cited as the ‘‘Consumer Right to 

5 Financial Privacy Act of 2013’’. 

6 SEC. 2. REQUIREMENT OF THE BUREAU OF CONSUMER FI7 NANCIAL PROTECTION TO OBTAIN PERMIS8 SION BEFORE COLLECTING NONPUBLIC PER9 SONAL INFORMATION. 

10 (a) REQUIRED NOTIFICATION AND PERMISSION.— 

11 Section 1022(c)(9)(A) of the Dodd-Frank Wall Street Re12 form and Consumer Protection Act (12 U.S.C. 

13 5512(c)(9)(A)) is amended— 

14 (1) by striking ‘‘may not obtain from a covered 

15 person or service provider’’ and inserting ‘‘may not 

16 request, obtain, access, collect, use, retain, or dis17 close’’; 

18 (2) by striking ‘‘personally identifiable finan19 cial’’ and inserting ‘‘nonpublic personal’’; and 

20 (3) by striking ‘‘from the financial records’’ and 

21 all that follows through the period at the end and 

22 inserting ‘‘unless— 

23 ‘‘(i) the Bureau clearly and conspicu24 ously discloses to the consumer, in writing 

25 or in an electronic form, what information 


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•HR 2571 RH

1 will be requested, obtained, accessed, col2 lected, used, retained, or disclosed; and 

3 ‘‘(ii) before such information is re4 quested, obtained, accessed, collected, used, 

5 retained, or disclosed, the consumer in6 forms the Bureau that such information 

7 may be requested, obtained, accessed, col8 lected, used, retained, or disclosed.’’. 

9 (b) APPLICATION OF REQUIREMENT TO CONTRAC10 TORS OF THE BUREAU OF CONSUMER FINANCIAL PRO11 TECTION.—Section 1022(c)(9)(B) of such Act (12 U.S.C. 

12 5512(c)(9)(B)) is amended to read as follows: 

13 ‘‘(B) APPLICATION OF REQUIREMENT TO

14 CONTRACTORS OF THE BUREAU OF CONSUMER

15 FINANCIAL PROTECTION.—Subparagraph (A) 

16 shall apply to any person directed or engaged 

17 by the Bureau to collect information to the ex18 tent such information is being collected on be19 half of the Bureau.’’. 

20 (c) DEFINITION OF NONPUBLIC PERSONAL INFOR21 MATION.—Section 1022(c)(9) of such Act (12 U.S.C. 

22 5512(c)(9)) is amended by adding at the end the fol23 lowing: 

24 ‘‘(C) DEFINITION OF NONPUBLIC PER25 SONAL INFORMATION.—In this paragraph, the 


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•HR 2571 RH

1 term ‘nonpublic personal information’ has the 

2 meaning given the term in section 509 of the 

3 Gramm-Leach-Bliley Act (15 U.S.C. 6809).’’. 

4 SEC. 3. REMOVAL OF EXEMPTION FOR THE BUREAU OF 

5 CONSUMER FINANCIAL PROTECTION FROM 

6 THE RIGHT TO FINANCIAL PRIVACY ACT. 

7 Section 1113 of the Right to Financial Privacy Act 

8 of 1978 (12 U.S.C. 3413) is amended by striking sub9 section (r). 


emcdonald on DSK67QTVN1PROD with BILLS
Union Calendar No. 254 

113TH CONGRESS 

2D SESSION H. R. 2571 

[Report No. 113–344] 

A BILL 

To amend the Dodd-Frank Wall Street Reform and 

such consumers, and for other purposes. lecting nonpublic personal information about obtain permission from consumers before colof Consumer Financial Protection to notify and Consumer Protection Act to require the Bureau 

FEBRUARY 6, 2014 

Committed to the Committee of the Whole House on the 

State of the Union and ordered to be printed 


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