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                                                                    EXHIBIT 99.1

                             CHIEF EXECUTIVE OFFICER
                    AND CHIEF FINANCIAL OFFICER CERTIFICATION

I, Stuart D. Cooper, President and Chief Financial Officer of Private Capital
Investors, Inc., certify that:

1. I have reviewed this Annual Report on Form 10-KSB of Private Capital
Investors, Inc.(the "Registrant");

2. Based on my knowledge, this Annual Report does not contain any untrue
statement of a material fact or omit to state a material fact necessary to make
the statements made, in light of the circumstances under which such statements
were made, not misleading with respect to the period covered by this Annual
Report;

3. Based on my knowledge, the financial statements, and other financial
information included in this Annual Report, fairly present in all material
respects the financial condition, results of operations and cash flows of the
Registrant as of, and for, the periods presented in this Annual Report;

4. I am responsible for establishing and maintaining disclosure controls and
procedures (as defined in Exchange Act Rules 13a-14 and 15d-14) for the
Registrant and have:

a) designed such disclosure controls and procedures to ensure that material
information relating to the Registrant, including its consolidated subsidiaries,
is made known to me by others within those entities, particularly during the
period in which this Annual Report is being prepared;

b) evaluated the effectiveness of the Registrant's disclosure controls and
procedures as of a date within 90 days prior to the filing date of this Annual
Report (the "Evaluation Date"); and

c) presented in this Annual Report my conclusions about the effectiveness of the
disclosure controls and procedures based on my evaluation as of the Evaluation
Date;

5. I have disclosed, based on my most recent evaluation, to the Registrant's
auditors and the audit committee of the Registrant's board of directors (or
persons performing the equivalent functions):

a) all significant deficiencies in the design or operation of internal controls
which could adversely affect the Registrant's ability to record, process,
summarize and report financial data and have identified for the Registrant's
auditors any material weaknesses in internal controls; and

b) any fraud, whether or not material, that involves management or other
employees who have a significant role in the Registrant's internal controls; and

6. I have indicated in this Annual Report whether there were significant changes
in internal controls or in other factors that could significantly affect
internal controls subsequent to the date of our most recent evaluation,
including any corrective actions with regard to significant deficiencies and
material weaknesses.

Dated: November 13, 2002                   /s/ Stuart D. Cooper
                                           --------------------------------
                                           Stuart D. Cooper
                                           President and Chief Financial Officer
                                           (Principal Executive Officer and
                                           Principal Financial Officer)