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## Other Youth Topics

## Breadcrumb

            -  Youth Topics 
            -  Financial Capability & Literacy 
            -           References      

# References

Center for Financial Security. (2012). *Youth, financial literacy, and learning: The role of in-school financial education in building financial literacy.*Retrieved from http://cfs.wisc.edu/2012/05/04/youth-financial-literacy-and-learning-the-role-of-in-school-financial-education-in-building-financial-literacy/

Consumer Protection Financial Bureau & U.S. Department of Health and Human Services, Administration for Children and Families. (2014). *Building financial capability in youth employment programs: Insights from a roundtable with practitioners.*Retrieved from https://files.consumerfinance.gov/f/201408_cfpb_report_financial-capability-in-youth-employment-programs.pdf (PDF, 34 pages)

Consumer Protection Financial Bureau. (2023). Financial literacy annual report. Retrieved from https://files.consumerfinance.gov/f/documents/cfpb_financial-literacy-fy-2022_annual-report_2023-03.pdf

Danes, S. M., Rodriguez, M. C., & Brewton, K. E. (2013). Learning context when studying financial planning in high schools: Nesting of student, teacher, and classroom characteristics. *Journal of Financial Counseling and Planning, 24*(2), 20–36.

de Bassa Scheresberg, Carlo, and Lusardi, Annamaria. (2014). “Financial Capability among Young Adults.” GFLEC working paper, Washington, DC, November 2014. Retrieved from https://www.nefe.org/_images/research/GWU-Financial-Capability-Young-Adults/GWU-Financial-Capability-Young-Adults-Final-Report.pdf 

Federal Student Aid: An Office of the U.S. Department of Education *Federal Student Loan Portfolio* Retrieved from https://studentaid.gov/data-center/student/portfolio

Harvey, M. (2019). Impact of financial education mandates on younger consumers' use of alternative financial services. *Journal of Consumer Affairs*, *53*(3), 731-769.

Harvey, M. (2020). Does State-Mandated High School Financial Education Affect Savings by Low-Income Households? Working Paper.

Tim Kaiser, Annamaria Lusardi, Lukas Menkhoff, Carly Urban, Financial education affects financial knowledge and downstream behaviors, *Journal of Financial Economics*, Volume 145, Issue 2, Part A, 2022, Pages 255-272, ISSN 0304-405X, https://doi.org/10.1016/j.jfineco.2021.09.022.

Kim, J., & Chatterjee, S. (2013). Childhood financial socialization and young adults’ financial management. *Journal of Financial Counseling and Planning, 24*(1), 61–79.

Lusardo, A., Mitchell, O. S., & Curto, V. (2010). Financial literacy among the young. *The Journal of Consumer Affairs, 44*(2), 358–380. https://psycnet.apa.org/doi/10.1111/j.1745-6606.2010.01173.x 

Mangrum, Daniel. (2022) "Personal finance education mandates and student loan repayment." *Journal of Financial Economics*, 146.1: 1-26.

McCormick, M. H. (2009). The effectiveness of youth financial education: A review of the literature. *Journal of Financial Planning, 20*(1), 70–83. Retrieved from https://www.bostonfed.org/commdev/conf/2015/leveraging-financial-education/material/Review-of-Effective-FinEd-Prog-2009.pdf (PDF, 14 pages)

Norvilitis, Jill M. and Linn, Braden K. (2021) "The Role of Student Debt and Debt Anxiety in College Student Financial Well-Being," Journal of Student Financial Aid: Vol. 50 : Iss. 3 , Article 3.

Organisation for Economic Co‐operation and Development. (2014). *PISA 2012 results: Students and money: Financial literacy skills for the 21st century (volume VI).* Retrieved from http://dx.doi.org/10.1787/9789264208094-en

Shim, S., Serido, J., Bosch, L., & Tang, C. (2013). Financial identity-processing styles among young adults: A longitudinal study of socialization factors and consequences for financial capabilities. *The Journal of Consumer Affairs, 47*(1), 128–152.

Stoddard, C., & Urban, C. (2018). The Effects of State Mandated Financial Education on College Financing Behaviors. *Journal of Money, Credit and Banking*.

U.S. Department of Labor. (n.d.). Youth programs. Retrieved from http://www.dol.gov/general/topic/training/youth

U.S. Department of the Treasury. (2010). *Amended charter: President’s Advisory Council on Financial Capability*. Retrieved from http://www.treasury.gov/resource-center/financial-education/Documents/PACFC%202010%20Amended%20Charter.pdf (PDF, 4 pages)

Urban, C., Schmeiser, M., Collins, J. M., & Brown, A. (2020). The effects of high school personal financial education policies on financial behavior. Economics of Education Review, 78, 101786.

Varcoe, K. P., Peterson, S., Garrett, C., Martin, A., Rene, P., & Costello, C. (2001). What teens want to know about financial management. *Journal of Family & Consumer Sciences, 93*(2), 30–34.

Zahn, M., Anderson, S. G., & Scott, J. (2006). Financial knowledge of the low-income population: Effects of a financial education program. *Journal of Sociology & Social Welfare, 33*(1), 53–74. Retrieved from http://scholarworks.wmich.edu/cgi/viewcontent.cgi?article=3135&context=jssw

## Other Resources on this Topic

### Announcements 

                          - Report: A Retrospective Look at U.S. Education Statistics
                          - Report: Financial Literacy of 15-Year-Olds: Results from Program for International Student Assessment (PISA) 2015
                          - Report: Food Insecurity and Health-Related Concerns Among Elementary Schoolteachers During the COVID-19 Pandemic
                          - Report: High School Counseling and College Financial Aid
                          - Report: Lessons from a Historic Decline in Child Poverty
                          - Report: Outcomes of 2015–16 Bachelor’s Degree Earners in 2020
                          - Report: Reducing Intergenerational Poverty
                          - Report: Revenues and Expenditures for Public Elementary and Secondary School Districts, 2021
                          - Report: The Financial Literacy of 15-year-olds in the U.S. and Abroad
                          - Resource: 2019–20 National Postsecondary Student Aid Study: First Look at Student Financial Aid Estimates for 2019–20
                          - Resource: 5 Student Benefit Programs You Need to Check Out
                          - Resource: Addressing the Long-Term Effects of the COVID-19 Pandemic on Children and Families
                          - Resource: Annual Survey of School System Finances
                          - Resource: Economic Empowerment for People Who Have Experienced Human Trafficking: A Guide for Anti-Trafficking Service Providers
                          - Resource: Engaging People with Lived Experience: Resources from Division X Technical Assistance
                          - Resource: Fact Sheet on Student Loan Relief
                          - Resource: Federal Student Aid and Homeless Youth
                          - Resource: Financial Literacy Activities
                          - Resource: Fostering Financial Empowerment for Youth and Young Adults with Disabilities
                          - Resource: Future Self Tool
                          - Resource: Guide to Help Organizations Connect Individuals with Stimulus Payment
                          - Resource: Helping Consumers Claim the Economic Impact Payment Guide
                          - Resource: Information for Student Loan Borrowers
                          - Resource: John H. Chafee Foster Care for Successful Transition to Adulthood Program Resource List
                          - Resource: Medicaid in Schools
                          - Resource: Money As You Grow: Help for Parents and Caregivers
                          - Resource: National Postsecondary Student Aid Study: First Look at Student Financial Aid Estimates for 2019–2020
                          - Resource: Options That May Help Survivors of Sexual Violence Continue Their Education and Manage Federal Student Loans
                          - Resource: Rural Development Institutions of Higher Education Funding and Resource Guide
                          - Resource: Social Determinants of Health
                          - Resource: Statement from Secretary Miguel Cardona: District Court Ruling on the Biden-Harris Administration Student Debt Relief Program
                          - Resource: Strengthening Information Accessibility for Consumers with Limited English Proficiency
                          - Resource: Student Loan Debt Relief
                          - Resource: Supplemental Nutrition Assistance Program (SNAP): Preparing for Changes in Student Eligibility Following the End of the COVID-19 Public Health Emergency
                          - Resource: Supplemental Security Income (SSI) for Children
                          - Resource: Tip Sheets on Everyday Parenting Topics
                          - Resource: Toolkit for Embracing a "Youth Welfare" System: A Guide to Capacity Building
                          - Resource: Updated Youth Financial Education Website
                          - Resource: Using Federal Funds for Summer Learning and Afterschool: A Guide for Providers, School Districts, and Intermediaries
                          - Resource: Youth Financial Education Publications
                          - Share with Youth: Create a “my Social Security” Account
                          - Share with Youth: Don’t Fall for These Scams: Phishing and Vishing
                          - Share with Youth: How to Get a Scholarship in Six Simple Steps
                          - Share with Youth: Resources for Transfer Students
                          - Share with Youth: Your Financial Path to Graduation
                          - Student Loan Debt Relief Program Is Blocked
                          - The Student Loan Payment Pause Has Been Extended (Share with Youth)
                          - Webinar Series: Better FAFSA, Better Future
                          - Webinar: College Planning Made Easy
                          - Youth Voices Have Moved to YE4C

### Feature Articles 

                          - Building Financial Capability: A Planning Guide for Integrated Services
                          - Financial Empowerment Toolkit
                          - Just Launched! Redesigned YE4C
                          - MyMoney.Gov: Expanding Financial Education and Access
                          - Recovering from Identity Theft
                          - Student Loan Forgiveness Scams

### Programs 

                          - John H. Chafee Foster Care Program for Successful Transition to Adulthood

### Resources 

                          - How Kids Develop Money Skills
                          - Money As You Grow Book Shelf
                          - Personal Finance Teaching Tool
                          - Share with Youth: Financial inTuition Podcast
                          - Supplemental Security Income (SSI) for Children
                          - Youth Financial Education:  Building Money Habits and Values
                          - Youth Financial Education:  Money Habits and Values Activities
                          - Youth Financial Education:  Practicing money skills and decision-making
                          - Youth Financial Education: Executive Function Activities
                          - Youth Financial Education: Practicing Money Skills and Decision-making

### Tools & Guides 

                          - Building Financial Capability: A Planning Guide for Integrated Services
                          - Curriculum Review Tool
                          - Expanding K–12 Financial Education
                          - Money As You Grow: Facilitator's Guide
                          - Parent Guide:  A Bargain for Frances
                          - Parent Guide:  Curious George Saves His Pennies
                          - Parent Guide: A Chair for Mother
                          - Parent Guide: Alexander Who Used to Be Rich on Monday
                          - Parent Guide: Count on Pablo
                          - Parent Guide: Just Shopping with Mom
                          - Parent Guide: Lemonade in Winter
                          - Parent Guide: Lemonade in Winter
                          - Parent Guide: My Rows and Piles of Coins
                          - Parent Guide: The Berenstain Bears Trouble with Money
                          - Parent Guide: The Berenstein Bears and Mama's New Job
                          - Parent Guide: The Ox Cart Man
                          - Parent Guide: The Purse
                          - Parent Guide: The Rag Coat
                          - Youth Financial Education: Developing Executive Function

### Websites 

                          - Share with Youth: MyCreditUnion.gov

### Youth Topics 

                          - Financial Capability & Literacy

## Youth Briefs

How Individualized Education Program (IEP) Transition Planning Makes a Difference for Youth with Disabilities
Youth who receive special education services under the Individuals with Disabilities Education Act (IDEA 2004) and especially young adults of transition age, should be involved in planning for life after high school as early as possible and no later than age 16. Transition services should stem from the individual youth’s needs and strengths, ensuring that planning takes into account his or her interests, preferences, and desires for the future.

Youth Transitioning to Adulthood: How Holding Early Leadership Positions Can Make a Difference
Research links early leadership with increased self-efficacy and suggests that leadership can help youth to develop decision making and interpersonal skills that support successes in the workforce and adulthood. In addition, young leaders tend to be more involved in their communities, and have lower dropout rates than their peers. Youth leaders also show considerable benefits for their communities, providing valuable insight into the needs and interests of young people

How Trained Service Professionals and Self-Advocacy Makes a Difference for Youth with Mental Health, Substance Abuse, or Co-occurring Issues
Statistics reflecting the number of youth suffering from mental health, substance abuse, and co-occurring disorders highlight the necessity for schools, families, support staff, and communities to work together to develop targeted, coordinated, and comprehensive transition plans for young people with a history of mental health needs and/or substance abuse.

Young Adults Formerly in Foster Care: Challenges and Solutions
Nearly 30,000 youth aged out of foster care in Fiscal Year 2009, which represents nine percent of the young people involved in the foster care system that year. This transition can be challenging for youth, especially youth who have grown up in the child welfare system.

Coordinating Systems to Support Transition Age Youth with Mental Health Needs
Research has demonstrated that as many as one in five children/youth have a diagnosable mental health disorder. Read about how coordination between public service agencies can improve treatment for these youth.

Civic Engagement Strategies for Transition Age Youth
Civic engagement has the potential to empower young adults, increase their self-determination, and give them the skills and self-confidence they need to enter the workforce. Read about one youth’s experience in AmeriCorps National Civilian Community Corps (NCCC).

## Main navigation

- Financial Capability & Literacy
- Facts About Youth Financial Knowledge & Capability
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- Additional Resources
- References

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Just Launched! Redesigned YE4C

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Supplemental Security Income (SSI) for Children

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