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## Other Youth Topics

## Breadcrumb

            -  Youth Topics 
            -  Financial Capability & Literacy 
            -           Youth Employment Programs      

# Youth Employment Programs

Compared with youth in higher income households, youth from lower income households more often face barriers to career training, and more often have limited resources and access to financial education and related services. Therefore, these youth may be less able to achieve financial well-being.

Youth employment programs offer opportunities to help young people, especially disadvantaged youth, gain the financial knowledge, skills, and access to resources necessary to effectively manage finances through adulthood.

Youth employment programs address a broad range of vocational skills. They help youth gain the abilities and training necessary to be successful in transitioning to adulthood and careers.1

In recognition of this, the Consumer Financial Protection Bureau and the Administration for Children and Families partnered to produce *Building Financial Capability in Youth Employment Programs: Insights From a Roundtable With Practitioners* (PDF, 34 pages).

A roundtable discussion, led by the Financial Literacy and Education Commission (FLEC), focused on promising programs for youth to help them build financial capability. The roundtable found three components that are crucial to promoting financial capability:
                      - integrating financial education into youth employment programs,
                      - establishing partnerships with employers, and
                      - identifying effective strategies to collaborate with financial institutions.

Thefinal report(PDF, 34 pages) discusses four key lessons that came out of the roundtable:
                      - Lesson 1:  Partnerships with the private sector, nonprofit organizations, government agencies, financial institutions, and youth are necessary for successful program implementation.
                      - Lesson 2:  Financial education should be tailored to the needs of youth, employers, and financial education providers.
                      - Lesson 3:  Youth should select financial products after carefullly weighing the costs and risks of various options.
                      - Lesson 4:  Organizations should develop explicit strategies for engaging youth in the short and long term. Efforts to engage youth are important during and after a youth employment program. 2

## Resources

**Building Financial Capability: A Planning Guide for Integrated Services**The interactive tools in this guide walk organizations through the process of developing an integration plan, beginning with developing a deeper understanding of which financial capability services can help improve various financial situations.

**How Money Smart Art You? (CFPB)**A suite of 14 games and related resources about everyday financial topics. It’s based on FDIC’s award-winning Money Smart program.

**My Next Move**This step-by-step simulation provides users with tools to learn about career options.

**NEW! Resource Guide for Youth Employment Programs: Incorporating Financial Capability and Partnering with Financial Institutions (PDF, 7 pages)**This resource guide from the FLEC is for youth employment programs that are interested in enhancing financial capability and building partnerships with financial institutions. It maps out how and why such partnerships can help young people achieve greater financial well-being and employment success.

**Youth Banking Resource**The FDIC is sharing resources to encourage banks and schools to work together to improve the financial skills and experiences of youth. Financial education and school-based savings programs introduce young people to financial services at an early age, while helping youth learn how to manage their money more effectively.

**Money Smart for Young Adults**The Money Smart for Young Adults (MSYA) instructor-led curriculum provides participants with practical knowledge, skills-building opportunities, and resources they can use to manage their finances with confidence. Instructors can use it to deliver unbiased, relevant, and accurate financial education whether they are new or experienced trainers.

**Youth Financial Education Curriculum Review Tool**This tool was designed to help you decide which financial education curriculum best suits the needs of your students and classrooms and help curriculum developers evaluate strengths and gaps in their materials.

## References

1 U.S. Department of Labor, n.d.2 Consumer Protection Financial Bureau & U.S. Department of Health and Human Services, Administration for Children and Families, 2014

## Other Resources on this Topic

### Announcements 

                          - Report: A Retrospective Look at U.S. Education Statistics
                          - Report: Financial Literacy of 15-Year-Olds: Results from Program for International Student Assessment (PISA) 2015
                          - Report: Food Insecurity and Health-Related Concerns Among Elementary Schoolteachers During the COVID-19 Pandemic
                          - Report: High School Counseling and College Financial Aid
                          - Report: Lessons from a Historic Decline in Child Poverty
                          - Report: Outcomes of 2015–16 Bachelor’s Degree Earners in 2020
                          - Report: Reducing Intergenerational Poverty
                          - Report: Revenues and Expenditures for Public Elementary and Secondary School Districts, 2021
                          - Report: The Financial Literacy of 15-year-olds in the U.S. and Abroad
                          - Resource: 2019–20 National Postsecondary Student Aid Study: First Look at Student Financial Aid Estimates for 2019–20
                          - Resource: 5 Student Benefit Programs You Need to Check Out
                          - Resource: Addressing the Long-Term Effects of the COVID-19 Pandemic on Children and Families
                          - Resource: Annual Survey of School System Finances
                          - Resource: Economic Empowerment for People Who Have Experienced Human Trafficking: A Guide for Anti-Trafficking Service Providers
                          - Resource: Engaging People with Lived Experience: Resources from Division X Technical Assistance
                          - Resource: Fact Sheet on Student Loan Relief
                          - Resource: Federal Student Aid and Homeless Youth
                          - Resource: Financial Literacy Activities
                          - Resource: Fostering Financial Empowerment for Youth and Young Adults with Disabilities
                          - Resource: Future Self Tool
                          - Resource: Guide to Help Organizations Connect Individuals with Stimulus Payment
                          - Resource: Helping Consumers Claim the Economic Impact Payment Guide
                          - Resource: Information for Student Loan Borrowers
                          - Resource: John H. Chafee Foster Care for Successful Transition to Adulthood Program Resource List
                          - Resource: Medicaid in Schools
                          - Resource: Money As You Grow: Help for Parents and Caregivers
                          - Resource: National Postsecondary Student Aid Study: First Look at Student Financial Aid Estimates for 2019–2020
                          - Resource: Options That May Help Survivors of Sexual Violence Continue Their Education and Manage Federal Student Loans
                          - Resource: Rural Development Institutions of Higher Education Funding and Resource Guide
                          - Resource: Social Determinants of Health
                          - Resource: Statement from Secretary Miguel Cardona: District Court Ruling on the Biden-Harris Administration Student Debt Relief Program
                          - Resource: Strengthening Information Accessibility for Consumers with Limited English Proficiency
                          - Resource: Student Loan Debt Relief
                          - Resource: Supplemental Nutrition Assistance Program (SNAP): Preparing for Changes in Student Eligibility Following the End of the COVID-19 Public Health Emergency
                          - Resource: Supplemental Security Income (SSI) for Children
                          - Resource: Tip Sheets on Everyday Parenting Topics
                          - Resource: Toolkit for Embracing a "Youth Welfare" System: A Guide to Capacity Building
                          - Resource: Updated Youth Financial Education Website
                          - Resource: Using Federal Funds for Summer Learning and Afterschool: A Guide for Providers, School Districts, and Intermediaries
                          - Resource: Youth Financial Education Publications
                          - Share with Youth: Create a “my Social Security” Account
                          - Share with Youth: Don’t Fall for These Scams: Phishing and Vishing
                          - Share with Youth: How to Get a Scholarship in Six Simple Steps
                          - Share with Youth: Resources for Transfer Students
                          - Share with Youth: Your Financial Path to Graduation
                          - Student Loan Debt Relief Program Is Blocked
                          - The Student Loan Payment Pause Has Been Extended (Share with Youth)
                          - Webinar Series: Better FAFSA, Better Future
                          - Webinar: College Planning Made Easy
                          - Youth Voices Have Moved to YE4C

### Feature Articles 

                          - Building Financial Capability: A Planning Guide for Integrated Services
                          - Financial Empowerment Toolkit
                          - Just Launched! Redesigned YE4C
                          - MyMoney.Gov: Expanding Financial Education and Access
                          - Recovering from Identity Theft
                          - Student Loan Forgiveness Scams

### Programs 

                          - John H. Chafee Foster Care Program for Successful Transition to Adulthood

### Resources 

                          - How Kids Develop Money Skills
                          - Money As You Grow Book Shelf
                          - Personal Finance Teaching Tool
                          - Share with Youth: Financial inTuition Podcast
                          - Supplemental Security Income (SSI) for Children
                          - Youth Financial Education:  Building Money Habits and Values
                          - Youth Financial Education:  Money Habits and Values Activities
                          - Youth Financial Education:  Practicing money skills and decision-making
                          - Youth Financial Education: Executive Function Activities
                          - Youth Financial Education: Practicing Money Skills and Decision-making

### Tools & Guides 

                          - Building Financial Capability: A Planning Guide for Integrated Services
                          - Curriculum Review Tool
                          - Expanding K–12 Financial Education
                          - Money As You Grow: Facilitator's Guide
                          - Parent Guide:  A Bargain for Frances
                          - Parent Guide:  Curious George Saves His Pennies
                          - Parent Guide: A Chair for Mother
                          - Parent Guide: Alexander Who Used to Be Rich on Monday
                          - Parent Guide: Count on Pablo
                          - Parent Guide: Just Shopping with Mom
                          - Parent Guide: Lemonade in Winter
                          - Parent Guide: Lemonade in Winter
                          - Parent Guide: My Rows and Piles of Coins
                          - Parent Guide: The Berenstain Bears Trouble with Money
                          - Parent Guide: The Berenstein Bears and Mama's New Job
                          - Parent Guide: The Ox Cart Man
                          - Parent Guide: The Purse
                          - Parent Guide: The Rag Coat
                          - Youth Financial Education: Developing Executive Function

### Websites 

                          - Share with Youth: MyCreditUnion.gov

### Youth Topics 

                          - Financial Capability & Literacy

## Youth Briefs

How Individualized Education Program (IEP) Transition Planning Makes a Difference for Youth with Disabilities
Youth who receive special education services under the Individuals with Disabilities Education Act (IDEA 2004) and especially young adults of transition age, should be involved in planning for life after high school as early as possible and no later than age 16. Transition services should stem from the individual youth’s needs and strengths, ensuring that planning takes into account his or her interests, preferences, and desires for the future.

Youth Transitioning to Adulthood: How Holding Early Leadership Positions Can Make a Difference
Research links early leadership with increased self-efficacy and suggests that leadership can help youth to develop decision making and interpersonal skills that support successes in the workforce and adulthood. In addition, young leaders tend to be more involved in their communities, and have lower dropout rates than their peers. Youth leaders also show considerable benefits for their communities, providing valuable insight into the needs and interests of young people

How Trained Service Professionals and Self-Advocacy Makes a Difference for Youth with Mental Health, Substance Abuse, or Co-occurring Issues
Statistics reflecting the number of youth suffering from mental health, substance abuse, and co-occurring disorders highlight the necessity for schools, families, support staff, and communities to work together to develop targeted, coordinated, and comprehensive transition plans for young people with a history of mental health needs and/or substance abuse.

Young Adults Formerly in Foster Care: Challenges and Solutions
Nearly 30,000 youth aged out of foster care in Fiscal Year 2009, which represents nine percent of the young people involved in the foster care system that year. This transition can be challenging for youth, especially youth who have grown up in the child welfare system.

Coordinating Systems to Support Transition Age Youth with Mental Health Needs
Research has demonstrated that as many as one in five children/youth have a diagnosable mental health disorder. Read about how coordination between public service agencies can improve treatment for these youth.

Civic Engagement Strategies for Transition Age Youth
Civic engagement has the potential to empower young adults, increase their self-determination, and give them the skills and self-confidence they need to enter the workforce. Read about one youth’s experience in AmeriCorps National Civilian Community Corps (NCCC).

## Main navigation

- Financial Capability & Literacy
- Facts About Youth Financial Knowledge & Capability
- Financing Higher Education
- Youth Employment Programs
- Additional Resources
- References

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Student Loan Forgiveness Scams

Just Launched! Redesigned YE4C

Building Financial Capability: A Planning Guide for Integrated Services

### Resources

Supplemental Security Income (SSI) for Children

Share with Youth: Financial inTuition Podcast

Money As You Grow Book Shelf

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