----

**EXHIBIT    10.128**
**NOTE      MODIFICATION AGREEMENT**

**RECITALS**

|  | A. | SIBL                is the owner and holder of the following Promissory                Notes: |
|--|----|-----------------------------------------------------------------------------------------------|

|  | 1. | $15,300,000.00                Fourth Renewed, Amended and Increased Promissory Note dated January                31,                2007, originally issued by RCAC in favor of SIBL (the “$15,300,000                Note”). |
|--|----|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

|  | 2. | $3,000,000                Promissory Note dated June 17, 2004, originally issued by ALMT, OHI,                AL,                WTO, ATMG, HTS, and ALHI in favor of SVCH, which note has been assigned                by                SVDH to SIBL effective as of November 30, 2004 (the “$3,000,000                Note”). |
|--|----|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

|  | 3. | $1,355,000                Second Renewal Promissory Note date as of December 13, 2004, originally                issued by CLM, CC and ALHI in favor of SVCH, which note has been                assigned                by SVCH to SIBL effective as of November 30, 2004 (the “$1,355,000                Note”). |
|--|----|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

|  | 4. | $305,000                Secured Promissory Note dated as of September 7, 2005, issued by                CLM, CC                and ALHI in favor of SIBL (the “$305,000                Note”). |
|--|----|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

|  | B. | Wright                is the Chief Executive Officer and a major stockholder of ALHI and                directly or indirectly owns a substantial equity interest in the                obligors                (the “Borrowers”) under the above-described promissory notes (each a                “Note”; collectively the “Notes”). |
|--|----|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

|  | C. | Wright                is the guarantor of the $15,300,000                Note. |
|--|----|--------------------------------------------------------------------------------|

|  | D. | Wright                and the Borrowers have requested that SIBL grant certain extensions                of the                payments required under the Notes, and SIBL is agreeable to                same. |
|--|----|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

|  | 1. | The                Maturity Date of the $15,300,000 Note is hereby extended to January                1,                2008. Interest on the $15,300,000 Note has been paid through September                30,                2006. Interest accrued from October                1, 2006 through January 1, 2008 shall be due and payable on January                1,                2008. No payments shall be required prior to January 1,                2008. |
|--|----|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

----

|  | 2. | The                Maturity Date of the $3,000,000 Note is hereby extended to January                1,                2008. Interest on the $3,000,000 Note has been paid through September                30,                2006. Interest accrued from October 1, 2006 through January 1, 2008                shall                be due and payable on January 1, 2008. No payments shall be required                prior                to January 1, 2008. |
|--|----|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

|  | 3. | The                Maturity Date of the $1,355,000                Note                is hereby extended to January 1, 2008. Interest on the $1,355,000                Note                has been paid through September 30, 2006. Interest accrued from October                1,                2006 through January 1, 2008 shall be due and payable on January                1, 2008.                No payments shall be required prior to January 1,                2008. |
|--|----|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

|  | 4. | The                Maturity Date of the $305,000                Note                is hereby extended to January 1, 2008. Interest on the $305,000                Note                has been paid through September 30, 2006. Interest accrued from October                1,                2006 through January 1, 2008 shall be due and payable on January                1, 2008.                No payments shall be required prior to January 1,                2008. |
|--|----|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

|  | 5. | Wright                hereby consents to the modifications of the Notes set forth above                and                reaffirms his unconditional Guaranty of the $15,300,000                Note. |
|--|----|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

|  | 6. | SIBL                hereby waives any defaults arising under the Notes prior to the date                of                this Agreement attributable to the failure of the Borrowers to make                payments of interest due under the Notes prior to the date of this                Agreement. |
|--|----|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

|  | 7. | Except                as specifically modified herein, all terms of the Notes and the other                agreements relating thereto shall remain in full force and                effect. |
|--|----|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

|   | **STANFORD                  INTERNATIONAL BANK****LIMITED**,                  an Antiguan banking corporation By: Name: Title:  |
|--------|-----------------------------------------------------------------------------------------------------------------------------------------------------|

----

| **AMERICAN                LEISURE HOLDINGS, INC.,**aNevada                corporation   By:                Malcolm                J. Wright, its                Chief Executive Officer                             |
|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
|  **REEDY                CREEK ACQUISITION****COMPANY,                LLC,**a                Florida limited liabilitycompany                  By:                Malcolm                J. Wright, its Manager |
|  **AMERICAN                LEISURE MARKETING &****TECHNOLOGY,                INC.,**a                Florida corporation   By:                Malcolm                J. Wright, its President              |
|  **ORLANDO                HOLIDAYS, INC.,**a                Florida corporation                  By:                Malcolm                J. Wright, its President                                            |
|  **AMERICAN                LEISURE, INC.,**a                Floridacorporation                  By:                Malcolm                J. Wright, its President                                             |

----