EXHIBIT 31.2
 CERTIFICATION
  1)
    
    I have reviewed this quarterly report on Form 10-Q of Heritage Financial Group;2)
    
    Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary
to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the
period covered by this report;3)
    
    Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material
respects the financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this
report;4)
    
    The registrants other certifying officer and I are responsible for establishing and maintaining disclosure controls and procedures (as
defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules
13(a)-15f and 15d-15(f)) for the registrant and have:
 a)
    
    Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be
designed under our supervision, to ensure that material information relating to the small business issuer,
including its consolidated subsidiaries, is made know to us by others within those entities, particularly
during the period in which this report is being prepared;b)
    
    Designed such internal control over financial reporting, or caused such internal control over financial
reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of
financial reporting and preparation of financial statements for external purposes in accordance with generally
accepted accounting principles;c)
    
    Evaluated the effectiveness of the registrants disclosure controls and procedures and presented in this report
our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period
covered by this report based on such evaluation; andd)
    
    Disclosed in this report any change in the registrants internal control over financial reporting that
occurred during the filers fourth fiscal quarter that has materially affected, or is reasonably likely to
materially affect, the filers internal control over financial reporting; and
 5)
    
    The registrants other certifying officer and I have disclosed, based on our most recent evaluation of internal control over financial
reporting, to the registrants auditors and the audit committee of registrants board of directors (or persons performing the equivalent
functions):
 a)
    
    All significant deficiencies and material weaknesses in the design or operation of internal control over
financial reporting which are reasonably likely to adversely affect the registrants ability to record,
process, summarize and report financial information; andb)
    
    Any fraud, whether or not material, that involves management or other employees who have a significant role in
the registrants internal control over financial reporting.
 Date:       May 17, 2010
    By:
    /s/ T. Heath FountainT. Heath FountainSenior Vice President and
Chief Financial Officer
(Principal Financial and Accounting Officer)