| EXHIBIT 32**CERTIFICATION OF CHIEF EXECUTIVE OFFICER AND CHIEF FINANCIAL OFFICER****PURSUANT TO 18 U.S.C. SECTION 1350****AS ADOPTED PURSUANT TO SECTION 906 OF THE****SARBANES-OXLEY ACT OF 2002**                                                                                                                                                                                                                          |
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| August 14, 2006                                                                                                                                                                                                                                                                                                                                                                                                              |
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| In connection with the filing of the Quarterly Report on Form 10-Q of Church Loans & Investments Trust, a Texas real estate investment trust, (“the Trust”), for the period ending June 30, 2006, as filed with the Securities and Exchange Commission on the date hereof (“the Report”), each of the undersigned officers of the Trust certifies that, to the best of the officer’s knowledge: |
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|                                                                                                                                                                                                                                                                                                                                                                                                                         | (1) | The Report fully complies with the requirements of Section 13(a) or 15(d) of the Securities Exchange Act of 1934, as amended; and; |
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|                                                                                                                                                                                                                                                                                                                                                                                                                         | (2) | The information contained in the Report fairly presents, in all material respects, the financial condition and results of operations of the Trust as of the dates and for the periods expressed in the Report |
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|                                                                                                                                                                                                                                                                                                                                                                                                                         |   | /s/ Kelly ArcherKelly ArcherPresident and CEO

(Principal Executive Officer)/s/ Robert FowlerRobert FowlerSenior Vice-President and CFO(Principal Financial) |
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