<TABLE> <S> <C>

<PAGE>

<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE CURRENT
REPORT ON FORM 10-Q FOR THE SIX MONTH PERIOD ENDED JUNE 30, 1998 AND IS
QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS AND
ACCOMPANYING DISCLOSURES.
</LEGEND>
<CIK> 0000020405
<NAME> CITICORP
<MULTIPLIER> 1,000,000
       
<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1998
<PERIOD-START>                             JAN-01-1998
<PERIOD-END>                               JUN-30-1998
<CASH>                                           9,463
<INT-BEARING-DEPOSITS>                          14,013
<FED-FUNDS-SOLD>                                12,375<F1>
<TRADING-ASSETS>                                37,121
<INVESTMENTS-HELD-FOR-SALE>                     34,160
<INVESTMENTS-CARRYING>                               0
<INVESTMENTS-MARKET>                                 0
<LOANS>                                        192,266
<ALLOWANCE>                                      6,182
<TOTAL-ASSETS>                                 330,751
<DEPOSITS>                                     215,982
<SHORT-TERM>                                    21,802<F2>
<LIABILITIES-OTHER>                             13,641
<LONG-TERM>                                     19,957
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                      1,275
<COMMON>                                           506
<OTHER-SE>                                      19,936
<TOTAL-LIABILITIES-AND-EQUITY>                 330,751
<INTEREST-LOAN>                                  9,939
<INTEREST-INVEST>                                1,218
<INTEREST-OTHER>                                 1,804
<INTEREST-TOTAL>                                12,961
<INTEREST-DEPOSIT>                               5,405
<INTEREST-EXPENSE>                               7,127
<INTEREST-INCOME-NET>                            5,834
<LOAN-LOSSES>                                    1,071
<SECURITIES-GAINS>                                 541
<EXPENSE-OTHER>                                  2,711
<INCOME-PRETAX>                                  3,459
<INCOME-PRE-EXTRAORDINARY>                       2,162
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     2,162
<EPS-PRIMARY>                                    $4.65
<EPS-DILUTED>                                    $4.53
<YIELD-ACTUAL>                                    4.37<F4>
<LOANS-NON>                                      3,157<F5>
<LOANS-PAST>                                     1,008<F6>
<LOANS-TROUBLED>                                    45
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                 6,001
<CHARGE-OFFS>                                    1,323
<RECOVERIES>                                       302
<ALLOWANCE-CLOSE>                                6,343<F7>
<ALLOWANCE-DOMESTIC>                                 0<F8>
<ALLOWANCE-FOREIGN>                                  0<F9>
<ALLOWANCE-UNALLOCATED>                              0<F10>
<FN>
<F1>Includes Securities Purchased Under Resale Agreements.
<F2>Purchased Funds and Other Borrowings.
<F3>Primary EPS repesents Basic EPS under Financial Accounting Standards No. 128,
"Earnings per Share".
<F4>Taxable Equivalent Basis.
<F5>Includes $1,293MM of cash-basis commercial loans and $1,864MM of consumer
loans on which accrual of interest has been suspended.
<F6>Accruing loans 90 or more days delinquent.
<F7>Allowance activity for the six months of 1998 includes $316MM in other
changes, of which, $320MM reflects the addition of credit less reserves related
to the acquisition of UCS. The remaining balance is principally foreign currency
translation effects. 
<F8>No portion of Citicorp's credit loss allowance is specifically
allocated to any individual loan or group of loans, however, $1,827MM
of the allowance at December 31, 1997 was attributed to operations outside
the U.S. (see Note 12 to the 1997 Annual Report).
<F9>See Footnote F8 above.
<F10>See Footnote F8 above.
</FN>
        

</TABLE>