<TABLE> <S> <C>

<ARTICLE>               9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM CITICORP'S
FORM 10-Q FOR THE THREE MONTHS ENDED MARCH 31, 2000 AND IS QUALIFIED IN ITS
ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS AND ACCOMPANYING DISCLOSURES.
</LEGEND>
<MULTIPLIER>      1,000,000

<S>                                         <C>
<PERIOD-TYPE>                               3-MOS
<FISCAL-YEAR-END>                           DEC-31-2000
<PERIOD-START>                              JAN-01-2000
<PERIOD-END>                                MAR-31-2000
<CASH>                                            9,180
<INT-BEARING-DEPOSITS>                           11,392
<FED-FUNDS-SOLD>                                  6,341<F1>
<TRADING-ASSETS>                                 37,378
<INVESTMENTS-HELD-FOR-SALE>                      47,877
<INVESTMENTS-CARRYING>                                0
<INVESTMENTS-MARKET>                                  0
<LOANS>                                         250,626
<ALLOWANCE>                                       6,657<F2>
<TOTAL-ASSETS>                                  400,058
<DEPOSITS>                                      268,521
<SHORT-TERM>                                     25,882<F3>
<LIABILITIES-OTHER>                              14,393
<LONG-TERM>                                      25,901
<COMMON>                                              0<F4>
<PREFERRED-MANDATORY>                                 0<F4>
<PREFERRED>                                           0<F4>
<OTHER-SE>                                       27,730<F4>
<TOTAL-LIABILITIES-AND-EQUITY>                  400,058
<INTEREST-LOAN>                                   5,970
<INTEREST-INVEST>                                   825
<INTEREST-OTHER>                                    661
<INTEREST-TOTAL>                                  7,456
<INTEREST-DEPOSIT>                                2,803
<INTEREST-EXPENSE>                                3,761
<INTEREST-INCOME-NET>                             3,695
<LOAN-LOSSES>                                       751
<SECURITIES-GAINS>                                   45
<EXPENSE-OTHER>                                   1,911
<INCOME-PRETAX>                                   3,357
<INCOME-PRE-EXTRAORDINARY>                        2,145
<EXTRAORDINARY>                                       0
<CHANGES>                                             0
<NET-INCOME>                                      2,145
<EPS-BASIC>                                           0<F4>
<EPS-DILUTED>                                         0<F4>
<YIELD-ACTUAL>                                     4.60<F5>
<LOANS-NON>                                       3,613<F6>
<LOANS-PAST>                                      1,192<F7>
<LOANS-TROUBLED>                                     31
<LOANS-PROBLEM>                                       0
<ALLOWANCE-OPEN>                                  6,679
<CHARGE-OFFS>                                       918
<RECOVERIES>                                        166
<ALLOWANCE-CLOSE>                                 6,657<F2>
<ALLOWANCE-DOMESTIC>                                  0<F8>
<ALLOWANCE-FOREIGN>                                   0<F8>
<ALLOWANCE-UNALLOCATED>                               0<F8>

<FN>
<F1> Includes Securities Purchased Under Resale Agreements.
<F2> Allowance activity includes ($21) MM in other changes, principally foreign
currency translation effects and the addition of allowance for credit losses
related to acquisitions.
<F3>  Purchased Funds and Other Borrowings.
<F4>  Citicorp is a wholly owned subsidiary of Citigroup Inc.
<F5>  Taxable Equivalent Basis.
<F6>  Includes $1,396MM of cash-basis commercial loans and $2,217MM of consumer
      loans on which accrual of interest has been suspended.
<F7>  Accruing loans 90 or more days delinquent.
<F8>  No portion of Citicorp's credit loss allowance is specifically allocated
      to any individual loan or group of loans.
</FN>



</TABLE>