<TABLE> <S> <C>

<ARTICLE>                     9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED
FROM THE CURRENT REPORT ON FORM 10-Q FOR THE QUARTER ENDED MARCH 31,
1998 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL
STATEMENTS AND ACCOMPANYING DISCLOSURES.
</LEGEND>
<CIK>                         0000020405
<NAME>                        CITICORP
<MULTIPLIER>                  1,000,000
       
<S>                                         <C>
<PERIOD-TYPE>                               3-MOS
<FISCAL-YEAR-END>                           DEC-31-1998
<PERIOD-START>                              JAN-01-1998
<PERIOD-END>                                MAR-31-1998
<CASH>                                            8,090
<INT-BEARING-DEPOSITS>                           13,787
<FED-FUNDS-SOLD>                                 21,858<F1>
<TRADING-ASSETS>                                 39,740
<INVESTMENTS-HELD-FOR-SALE>                      33,065
<INVESTMENTS-CARRYING>                                0
<INVESTMENTS-MARKET>                                  0
<LOANS>                                         188,600
<ALLOWANCE>                                       5,828
<TOTAL-ASSETS>                                  330,414
<DEPOSITS>                                      214,719
<SHORT-TERM>                                     21,457<F2>
<LIABILITIES-OTHER>                              13,012
<LONG-TERM>                                      20,159
<PREFERRED-MANDATORY>                                 0
<PREFERRED>                                       1,600
<COMMON>                                            506
<OTHER-SE>                                       19,365
<TOTAL-LIABILITIES-AND-EQUITY>                  330,414
<INTEREST-LOAN>                                   4,843
<INTEREST-INVEST>                                   572
<INTEREST-OTHER>                                    888
<INTEREST-TOTAL>                                  6,303
<INTEREST-DEPOSIT>                                2,622
<INTEREST-EXPENSE>                                3,464
<INTEREST-INCOME-NET>                             2,839
<LOAN-LOSSES>                                       507
<SECURITIES-GAINS>                                  241
<EXPENSE-OTHER>                                   1,181
<INCOME-PRETAX>                                   1,704
<INCOME-PRE-EXTRAORDINARY>                        1,065
<EXTRAORDINARY>                                       0
<CHANGES>                                             0
<NET-INCOME>                                      1,065
<EPS-PRIMARY>                                      2.28<F3>
<EPS-DILUTED>                                      2.23<F3>
<YIELD-ACTUAL>                                     4.37<F4>
<LOANS-NON>                                       3,194<F5>
<LOANS-PAST>                                      1,033<F6>
<LOANS-TROUBLED>                                     61
<LOANS-PROBLEM>                                       0
<ALLOWANCE-OPEN>                                  5,916
<CHARGE-OFFS>                                       614
<RECOVERIES>                                        132
<ALLOWANCE-CLOSE>                                 5,998<F7>
<ALLOWANCE-DOMESTIC>                                  0<F8>
<ALLOWANCE-FOREIGN>                                   0<F9>
<ALLOWANCE-UNALLOCATED>                               0<F10>

<FN>
<F1>  Includes Securities Purchased Under Resale Agreements.
<F2>  Purchased Funds and Other Borrowings.
<F3>  Primary EPS represents Basic EPS under Financial Accounting Standards No.
      128, "Earnings per Share".
<F4>  Taxable Equivalent Basis.
<F5>  Includes $1,344MM of cash-basis commercial loans and $1,850MM of consumer
      loans on which accrual of interest has been suspended.
<F6>  Accruing loans 90 or more days delinquent.
<F7>  Allowance activity for the three months of 1998 includes $(13)MM in other
      changes, principally foreign currency translation effects, and reserves
      for securitization activities.
<F8>  No portion of Citicorp's credit loss allowance is specifically allocated
      to any individual loan or group of loans, however, $1,827MM of the
      allowance at December 31, 1997 was attributed to operations outside the
      U.S. (see Note 12 to the 1997 Annual Report).
<F9>  See Footnote F8 above.
<F10> See Footnote F8 above.
</FN>
        

</TABLE>