SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549


                                   FORM 10-K/A
                                 Amendment No.1


(Mark One)

/     x / ANNUAL  REPORT  PURSUANT  TO  SECTION  13 OR  15(d) OF THE  SECURITIES
      EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2000 or

/   / TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE
      SECURITIES EXCHANGE ACT OF 1934


      Commission File No.:   333-72907-05

                         Mellon Residential Funding Corporation
                         Mortgage Pass-Through Certificates
                         Series 2000-TBC3 Trust
        (Exact name of registrant as specified in its charter)



New York                           52-2242936
                                   52-2242937
(State or other jurisdiction     (I.R.S. Employer
 of incorporation or              Identification  No.)
 organization)

c/o Wells Fargo Bank Minnesota, N.A.
11000 Broken Land Parkway
Columbia, Maryland                            21044
(Address of principal executive offices)     (ZIP Code)


Registrant's telephone number, including area code:
     (410) 884-2000

Securities to be registered pursuant to Section 12(b) of the Act:

     NONE

Securities to be registered pursuant to Section 12(g) of the Act:

     NONE

Indicate by check mark whether the registrant (1) has filed all reports required
to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during
the  preceding 12 months (or for such  shorter  period that the  registrant  was
required  to file  such  reports),  and  (2) has  been  subject  to such  filing
requirements for the past 90 days.

     Yes   X          No ___


This Amendment No. 1 on Form 10-K/A amends Item 14 of the original Annual Report
on Form 10-K (the  "Original  Form 10-K") filed on March 19, 2001, on behalf of
Mellon Residential Funding Corporation Series 2000-TBC3 Trust established
pursuant to the Pooling and Servicing Agreement among Mellon Residential
Funding Corporation, as Depositor, Boston Safe Deposit and Trust Company, as
Seller and Master Servicer, Mellon Bank, N.A., as Standby Purchaser and Wells
Fargo Bank Minnesota, National Association as Trustee, pursuant to which the
Mellon Residential Funding Corporation Series 2000-TCB3 Trust registered under
the Securities Act of 1933 (the "Certificates") were issued.


Item 14 of the original Form 10K is amended in its entirety to read as follows:

Item 14.  Exhibits, Financial Statement Schedules, and Reports
          on Form 8-K.

          (a) Exhibits

              (99.1) Annual   Independent    Accountants'    Servicing   Reports
                     concerning servicing activities for the year ended December
                     31, 2000.

                     a)   Dovenmuehle Mortgage Company <F1>

              (99.2) Report  of  Management   as  to  Compliance   with  Minimum
                     Servicing Standards for the year ended December 31, 2000.

                     a)   Dovenmuehle Mortgage Company <F1>

              (99.3) Annual  Statements  of  Compliance  under the  Pooling  and
                     Servicing Agreements for the year ended December 31, 2000.

                     a)   Dovenmuehle Mortgage Company <F1>

              (99.4) Aggregate Statement of Principal and Interest Distributions
                     to Certificate Holders. <F2>

            (b)  On November 13, 2000, November 28, 2000, and December 28, 2000,
                 reports  on Form 8-K  were  filed  by the  Company  in order to
                 provide the statements for the monthly distributions to holders
                 of the  Certificates.  No other  reports  on Form 8-K have been
                 filed  during the last  quarter  of the period  covered by this
                 report.

            (c) Not applicable.

            (d)  Omitted.

<F1>  Filed herewith.
<F2>  Previously filed.

                           SIGNATURE

Pursuant to the  requirements of Section 13 or 15(d) of the Securities  Exchange
Act of 1934,  the  registrant  has duly  caused  this report to be signed on its
behalf by the undersigned, thereunto duly authorized:

Mellon Residential Funding Coprporation
Mortgage Pass-Through Certificates
Series 2000-TBC3 Trust

Signed:   Wells Fargo Bank Minnesota, N.A., as Trustee

By:   Beth Belfield, Assistant Vice President
By:  /s/  Beth Belfield, Assistant Vice President

Dated:  February 22, 2002


Exhibit Index

Exhibit No.

99.1      Annual Independent Accountants' Servicing Reports concerning servicing
          activities for the year ended December 31, 2000.

                     a)   Dovenmuehle Mortgage Company <F1>

99.2      Report of Management as to Compliance with Minimum Servicing Standards
          for the year ended December 31, 2000.

                     a)  Dovenmuehle Mortgage Company <F1>

99.3      Annual  Statements  of  Compliance  under the  Pooling  and  Servicing
          Agreements for the year ended December 31, 2000.

                     a)   Dovenmuehle Mortgage Company <F1>

99.4      Aggregate Statement of Principal and Interest Distributions to
          Certificate Holders.<F2>

<F1>  Filed herewith.
<F2>  Previously filed.



   EX-99.1 (a)
   Annual Independant Accountant's Servicing Report

        ERNST&YOUNG          (logo)

                                                  Ernst & Young
                                                  Sears Tower
                                                  233 South Wacker Drive
                                                  Chicago, Illinois 60606-6301


                 Report on Management's Assertion on Compliance
                 with Minimum Servicing Standards Set Forth in the
              Uniform Single Attestation Program for Mortgage Bankers


                        Report of Independent Accountants


        Board of Directors
        Dovenmuehle Mortgage,Inc.

        We have examined management's assertion, included in the accompanying
        report titled Report of Management, that Dovenmuehle Mortgage, Inc.
        (DMI) complied with the minimum servicing standards set forth in the
        Mortgage Bankers Association of America's Uniform Single Attestation
        Program for Mortgage Bankers (USAP) during the year ended December 31,
        2000.  Management is responsible for DMI's compliance with those
        requirements.  Our responsibility is to express an opinion an
        management's assertions about DMI's compliance based on our examination.

        Our examination was made in accordance with attestation standards
        established by the American Institute of Certified Public Accountants
        and, accordingly, included examining on a test basis, evidence about
        DMI's compliance with those requirements and performing such other
        procedurcs as we considered necessary in the circumstances.  We believe
        that our examination provides a reasonable basis for our opinion.
        Our examination does not provide a legal determination on DMI's
        compliance with specified requirements.

        In our opinion, management's assertion, that DMI complied with the
        aforementioned requirements during the year ended December 31, 2000, is
        fairly stated, in all material respects.

        This report is intended solely for the information and use of the board
        of directors, management, Federal Home Loan Mortage Corporation, Federal
        National Mortgage Association, Government National Mortgage Association,
        and DMI's private investors and is not intended to be and should not be
        used by anyone other than these specified parties.

        March 16, 2001






   EX-99.2 (a)
   Report of Management

   DOVENMUEHLE MTG.
   Since 1844



Management's Assertion on Compliance with Minimum Servicing
Standards Set Forth in the Uniform Single Attestation Program for
Mortgage Bankers

Report of Management

We, as members of management of Dovenmuehle Mortgage, Inc. (DMI), are
responsible for complying with the minimum servicing standards as set
forth in the Mortgage Bankers Association of America's Uniform Single
Attestation Program for Mortgage Bankers (USAP).We are also responsible for
establishing and maintaining effective internal control over compliance with
these standards. We have performed an evaluation of DMI's compliance with the
minimum servicing standards as set forth in the USAP as of December 31, 2000
and for the year then ended. Based on this evaluation, we assert that during the
year ended December 31, 2000, DMI complied, in all material respects, with the
minimum servicing standards set forth in the USAP.

As of and for this same period, DMI had in effect a fidelity bond and
errors and omissions policy in the amount of $35,000,000.

William A. Mynatt, Jr
President

William J. Connell
Senior Vice President, CFO



March 21, 2001





Dovenmuehle Mortgage, Inc. 1501 Woodfield Road Schaumburg, IL 60173-4982
(847) 619-5535



   EX-99.3 (a)
   Annual Statement of Compliance


              BOSTON SAFE DEPOSIT AND TRUST COMPANY

                       OFFICER'S CERTIFICATE

         Annual Statement as to Compliance pursuant to Section 3.16 of the
                 Pooling and Servicing Agreement ("the Agreement")
                     Dated as of September 1, 2000 [MRFC 2000-TBC3)

    I, Paul Calhoun, being Senior Vice President of Boston Safe Deposit and
    Trust Company, as Master Servicer of Boston Safe Deposit and Trust Company,
    hereby certify as follows:

         (i) a review of the activities of the Master Servicer during the
         preceding Fiscal Year and of the performance of the Master Servicer
         under this Agreement has been made under such officer's supervision;

         (ii) to the best of such officer's knowledge, based on such review,
         the Master Servicer has fulfilled all its obligations under this
         Agreement throughout such year, or, if there has been a default in the
         fulfillment of any such obligations, specifying each such default known
         to such officer and the nature and status thereof and the action being
         taken by the Master Servicer to cure such default.

    IN WITNESS WHEREOF, the undersigned has executed this Certificate as of the
    31st day of March, 2001.

                             By:

                                  Name: Paul Calhoun


                                  Title: Senior Vice President

                                          Boston Safe Deposit and Trust Co.