<TABLE> <S> <C>

<ARTICLE>                                                                 7
<LEGEND>   THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED
FROM THE FINANCIAL STATEMENTS OF FOREMOST CORPORATION OF AMERICA FOR THE
PERIOD ENDED MARCH 31, 1999 AND IS QUALIFIED IN ITS ENTIRETY BY
REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER>                                                          1,000
<CURRENCY>                                                     U.S. DOLLARS
       
<S>                                                            <C>
<PERIOD-TYPE>                                                         3-MOS
<FISCAL-YEAR-END>                                               DEC-31-1999
<PERIOD-START>                                                  JAN-01-1999
<PERIOD-END>                                                    MAR-31-1999
<EXCHANGE-RATE>                                                           1
<DEBT-HELD-FOR-SALE>                                                    911
<DEBT-CARRYING-VALUE>                                               398,147
<DEBT-MARKET-VALUE>                                                       0
<EQUITIES>                                                           46,732
<MORTGAGE>                                                            4,093
<REAL-ESTATE>                                                        13,205
<TOTAL-INVEST>                                                      497,765
<CASH>                                                                2,225
<RECOVER-REINSURE>                                                   23,615
<DEFERRED-ACQUISITION>                                               75,370
<TOTAL-ASSETS>                                                      757,785
<POLICY-LOSSES>                                                      80,907
<UNEARNED-PREMIUMS>                                                 254,938
<POLICY-OTHER>                                                            0
<POLICY-HOLDER-FUNDS>                                                     0
<NOTES-PAYABLE>                                                      87,552
<PREFERRED-MANDATORY>                                                     0
<PREFERRED>                                                               0
<COMMON>                                                             26,655
<OTHER-SE>                                                          241,713
<TOTAL-LIABILITY-AND-EQUITY>                                        757,785
<PREMIUMS>                                                          109,944
<INVESTMENT-INCOME>                                                   6,085
<INVESTMENT-GAINS>                                                    3,933
<OTHER-INCOME>                                                        7,220
<BENEFITS>                                                           58,700
<UNDERWRITING-AMORTIZATION>                                          33,712
<UNDERWRITING-OTHER>                                                  5,499
<INCOME-PRETAX>                                                      29,271
<INCOME-TAX>                                                          9,006
<INCOME-CONTINUING>                                                  20,265
<DISCONTINUED>                                                            0
<EXTRAORDINARY>                                                           0
<CHANGES>                                                                 0
<NET-INCOME>                                                         20,265
<EPS-PRIMARY>                                                          0.75
<EPS-DILUTED>                                                          0.74
<RESERVE-OPEN>                                                       84,128
<PROVISION-CURRENT>                                                  58,993
<PROVISION-PRIOR>                                                     (293)
<PAYMENTS-CURRENT>                                                   36,713
<PAYMENTS-PRIOR>                                                     24,741
<RESERVE-CLOSE>                                                      80,907
<CUMULATIVE-DEFICIENCY>                                                   0
        


</TABLE>