<TABLE> <S> <C>

<ARTICLE>                                                                 7
<LEGEND>   THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED
FROM THE FINANCIAL STATEMENTS OF FOREMOST CORPORATION OF AMERICA FOR THE
PERIOD ENDED JUNE 30, 1999 AND IS QUALIFIED IN ITS ENTIRETY BY
REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER>                                                          1,000
<CURRENCY>                                                     U.S. DOLLARS

<S>                                                            <C>
<PERIOD-TYPE>                                                         6-MOS
<FISCAL-YEAR-END>                                               DEC-31-1999
<PERIOD-START>                                                  JAN-01-1999
<PERIOD-END>                                                    JUN-30-1999
<EXCHANGE-RATE>                                                           1
<DEBT-HELD-FOR-SALE>                                                384,316
<DEBT-CARRYING-VALUE>                                                   501
<DEBT-MARKET-VALUE>                                                     520
<EQUITIES>                                                           62,168
<MORTGAGE>                                                            4,083
<REAL-ESTATE>                                                        13,687
<TOTAL-INVEST>                                                      498,421
<CASH>                                                                1,469
<RECOVER-REINSURE>                                                   24,133
<DEFERRED-ACQUISITION>                                               77,215
<TOTAL-ASSETS>                                                      765,934
<POLICY-LOSSES>                                                      82,253
<UNEARNED-PREMIUMS>                                                 267,132
<POLICY-OTHER>                                                            0
<POLICY-HOLDER-FUNDS>                                                     0
<NOTES-PAYABLE>                                                      85,251
<PREFERRED-MANDATORY>                                                     0
<PREFERRED>                                                               0
<COMMON>                                                             26,615
<OTHER-SE>                                                          241,869
<TOTAL-LIABILITY-AND-EQUITY>                                        765,934
<PREMIUMS>                                                          221,642
<INVESTMENT-INCOME>                                                  12,582
<INVESTMENT-GAINS>                                                    3,818
<OTHER-INCOME>                                                        1,822
<BENEFITS>                                                          122,256
<UNDERWRITING-AMORTIZATION>                                          67,240
<UNDERWRITING-OTHER>                                                 11,829
<INCOME-PRETAX>                                                      38,539
<INCOME-TAX>                                                       (10,998)
<INCOME-CONTINUING>                                                  27,541
<DISCONTINUED>                                                            0
<EXTRAORDINARY>                                                           0
<CHANGES>                                                                 0
<NET-INCOME>                                                         27,541
<EPS-BASIC>                                                          1.03
<EPS-DILUTED>                                                          1.01
<RESERVE-OPEN>                                                       84,128
<PROVISION-CURRENT>                                                 123,059
<PROVISION-PRIOR>                                                     (803)
<PAYMENTS-CURRENT>                                                   89,994
<PAYMENTS-PRIOR>                                                     33,648
<RESERVE-CLOSE>                                                      82,253
<CUMULATIVE-DEFICIENCY>                                                   0



</TABLE>