Exhibit 21.1  Subsidiaries of First Commonwealth Financial Corporation



|                                                                                                                                                      |  |                               
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|                                                                                                                                                      |  | Percent OwnershipBy Registrant
|                                                                                                                                                      | 
|First Commonwealth Bank 22 North Sixth Street Indiana, PA 15701 Incorporated under the laws of Pennsylvania                                           |  | 100%                          
|                                                                                                                                                      | 
|Subsidiaries of FCB:                                                                                                                                  |  |                               
|First Commonwealth Insurance Agency 22 North Sixth Street Indiana, PA 15701 Incorporated under the laws of Pennsylvania                               |  | 100%                          
|                                                                                                                                                      | 
|First Commonwealth Home Mortgage, LLC 111 S. Main Street Greensburg, PA 15601 Incorporated under the laws of Pennsylvania                             |  | 49.9%                         
|                                                                                                                                                      | 
|First Commonwealth Preferred, LLC 1105 N. Market Street, Suite 1300 Wilmington, DE 19801 Incorporated under the laws of Delaware                      |  | 100%                          
|                                                                                                                                                      | 
|First Commonwealth Community Development Corporation (Inactive) 654 Philadelphia Street Indiana, PA 15701 Incorporated under the laws of Pennsylvania |  | 100%                          
|                                                                                                                                                      | 
|First Commonwealth Financial Advisors Incorporated 22 North Sixth Street Indiana, PA 15701 Incorporated under the laws of Pennsylvania                |  | 100%                          
|                                                                                                                                                      | 
|FraMal Holdings Corporation 1105 North Market Street, Suite 1300 Wilmington, DE 19899 Incorporated under the laws of Delaware                         |  | 100%                          
|                                                                                                                                                      | 
|First Commonwealth Capital Trust I 22 North Sixth Street Indiana, PA 15701 Incorporated under the laws of Delaware                                    |  | 100%                          



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Exhibit 21.1  Subsidiaries of First Commonwealth Financial Corporation (Continued)



|                                                                                                                                              |  |                               
|--------------------------------------------------------------------------------------------------------------------------------------------- |  | ------------------------------
|                                                                                                                                              |  | Percent OwnershipBy Registrant
|                                                                                                                                              | 
|First Commonwealth Capital Trust II 22 North Sixth Street Indiana, PA 15701 Incorporated under the laws of Delaware                           |  | 100%                          
|                                                                                                                                              | 
|First Commonwealth Capital Trust III 22 North Sixth Street Indiana, PA 15701 Incorporated under the laws of Delaware                          |  | 100%                          
|                                                                                                                                              | 
|Commonwealth Trust Credit Life Insurance Company 2700 North Third Street, Suite 3050 Phoenix, AZ 85004 Incorporated under the laws of Arizona |  | 50%