<TABLE> <S> <C>

<ARTICLE>   9
<MULTIPLIER>                                                  1,000
       
<S>                                                  <C>
<PERIOD-TYPE>                                        YEAR
<FISCAL-YEAR-END>                                    DEC-31-1998
<PERIOD-START>                                       JAN-01-1998
<PERIOD-END>                                         DEC-31-1998
<CASH>                                                      245,352
<INT-BEARING-DEPOSITS>                                            0
<FED-FUNDS-SOLD>                                                  0
<TRADING-ASSETS>                                             85,359
<INVESTMENTS-HELD-FOR-SALE>                               1,127,658
<INVESTMENTS-CARRYING>                                    1,283,504
<INVESTMENTS-MARKET>                                      1,130,777
<LOANS>                                                   1,931,363
<ALLOWANCE>                                                  26,409
<TOTAL-ASSETS>                                            4,894,065
<DEPOSITS>                                                4,435,115
<SHORT-TERM>                                                 21,845
<LIABILITIES-OTHER>                                          54,607
<LONG-TERM>                                                  81,782
<PREFERRED-MANDATORY>                                             0
<PREFERRED>                                                       0
<COMMON>                                                     35,958
<OTHER-SE>                                                  264,758
<TOTAL-LIABILITIES-AND-EQUITY>                            4,894,065
<INTEREST-LOAN>                                             140,580
<INTEREST-INVEST>                                           146,859
<INTEREST-OTHER>                                              1,841
<INTEREST-TOTAL>                                            289,280
<INTEREST-DEPOSIT>                                          140,431
<INTEREST-EXPENSE>                                          115,553
<INTEREST-INCOME-NET>                                       173,727
<LOAN-LOSSES>                                                 5,867
<SECURITIES-GAINS>                                            2,933
<EXPENSE-OTHER>                                             181,967
<INCOME-PRETAX>                                              74,840
<INCOME-PRE-EXTRAORDINARY>                                   74,840
<EXTRAORDINARY>                                                   0
<CHANGES>                                                         0
<NET-INCOME>                                                 49,318
<EPS-PRIMARY>                                                  2.08<F1>
<EPS-DILUTED>                                                  1.98
<YIELD-ACTUAL>                                                 4.38
<LOANS-NON>                                                   6,879
<LOANS-PAST>                                                    249
<LOANS-TROUBLED>                                                234
<LOANS-PROBLEM>                                              17,707
<ALLOWANCE-OPEN>                                             21,261
<CHARGE-OFFS>                                                 2,087
<RECOVERIES>                                                  1,368
<ALLOWANCE-CLOSE>                                            26,409
<ALLOWANCE-DOMESTIC>                                         26,409
<ALLOWANCE-FOREIGN>                                               0
<ALLOWANCE-UNALLOCATED>                                           0
<FN>
<F1> Represents Earnings Per Share - Basic
</FN>
        

</TABLE>