Federal Register / Vol. 86, No. 29 / Tuesday, February 16, 2021 / Notices 9567 

submission of required fees or amounts 

due SBA or the federal government; and 

other risk-related or program integrity 

concerns. Rapid growth, in particular, is 

a significant factor that can mask poor 

portfolio performance in a calculated 

Risk Rating. Consequently, SBA 

includes a rapid growth flag in its 

PARRiS and SMART assessments and in 

this override list. 

(F) Confidential Information 

Each SBA Lender must continue to 

handle its Reports, Risk Ratings and 

related Confidential Information in 

accordance with the confidentiality 

requirements set forth in 13 CFR 

120.1060, Confidentiality of Reports, 

Risk Ratings, and related Confidential 

Information. Under this regulation, 

Reports, Risk Ratings, and Confidential 

Information are privileged, confidential, 

and the property of SBA. Further, the 

regulation states that such information 

may not be relied upon for any purpose 

other than SBA’s lender oversight and 

SBA’s portfolio management purposes. 

In addition, the SBA Lender is 

prohibited from disclosing its Report, 

Risk Rating, and Confidential 

Information, in full or in part, in any 

manner, without SBA’s prior written 

permission, and the SBA Lender must 

not make any representations 

concerning the information (including 

Report findings, conclusions, and 

recommendations), the Risk Rating, or 

the Confidential Information. 

13 CFR 120.1060(a) defines ‘‘Report’’ 

to mean ‘‘the review or examination 

report and related documents.’’ It also 

provides that Confidential Information 

‘‘is defined in the SBA Lender 

information portal and by notice issued 

from time to time.’’ The SBA Lender 

information portal currently defines 

‘‘Confidential Information’’ to mean ‘‘all 

lender-related information contained in 

the Portal including ‘‘Lender Results’’, 

except for the ‘‘Past 12 Month Actual 

Purchase Rate’’ and the ‘‘Past 12 Month 

Actual Charge-Off Rate’’. SBA has 

expanded the information available to 

an SBA Lender in the Lender Portal. 

Therefore, SBA is updating the 

definition for ‘‘Confidential 

Information’’ to mean: 

‘‘Confidential Information includes all the 

SBA Lender-related information/data 

contained in the Lender Portal except the 

dollar amounts associated with SBA 

purchase of and charge off of SBA Lender’s 

loans and information already publicly 

available related to the Lender’s capital, nonperforming assets, and regulatory actions 

(e.g., from a bank’s public Call Report). 

Confidential Information also includes any 

information related to SBA’s supervision of 

the SBA Lender (e.g., review or corrective 

action correspondence) and any actions taken 

by SBA related to enforcement (e.g., informal 

enforcement actions as defined in SOP 50 53 

or by regulation, notices of proposed 

enforcement action) unless made public by 

SBA (e.g., in a Cease and Desist Order).’’ 

SBA included the last sentence because 

it has long treated supervisory and 

enforcement information as confidential 

information and this information is 

generally related to a review or exam 

and, therefore, covered by the 

confidentiality provisions in 13 CFR 

120.1060 and/or FOIA exemption 8. 

SBA may disclose Reports, Risk Ratings, 

and Confidential Information in its 

discretion; however, such disclosures 

do not waive SBA Lender’s obligation 

under 13 CFR 120.1060 to maintain the 

confidentiality of the information. 

(G) Conclusion 

In conclusion, industry best practices 

and changes in the SBA portfolio, 

programs, and available data necessitate 

that SBA’s Risk Rating model be 

periodically redeveloped. This notice 

marks the third redevelopment of SBA’s 

Risk Rating model. In addition to this 

redevelopment, SBA has and will 

continue to perform annual validation 

testing on the calculated composite Risk 

Ratings and will further refine the 

model as necessary to maintain or 

improve the predictiveness of its risk 

scoring. 

Authority: 15 U.S.C. 633(b)(3); 15 U.S.C. 

634(b)(6) and (7); 15 U.S.C. 657t; 15 U.S.C. 

687(f); and 13 CFR 120.10, 120.1015, 

120.1025, 120.1050, and 120.1060. 

Tami Perriello, 

Acting Administrator. 

[FR Doc. 2021–03053 Filed 2–12–21; 8:45 am] 

BILLING CODE 8026–03–P 

SMALL BUSINESS ADMINISTRATION 

[Disaster Declaration #16869 and #16870; 

Washington Disaster Number WA–00089] 

Administrative Declaration of a 

Disaster for the State of Washington 

AGENCY: U.S. Small Business 

Administration. 

ACTION: Notice. 

SUMMARY: This is a notice of an 

Administrative declaration of a disaster 

for the State of Washington dated 02/09/ 

2021. 

Incident: Wildfires and Straight-line 

Winds. 

Incident Period: 09/01/2020 through 

09/19/2020. 

DATES: Issued on 02/09/2021. 

Physical Loan Application Deadline 

Date: 04/12/2021. 

Economic Injury (EIDL) Loan 

Application Deadline Date: 11/09/2021. 

ADDRESSES: Submit completed loan 

applications to: U.S. Small Business 

Administration, Processing and 

Disbursement Center, 14925 Kingsport 

Road, Fort Worth, TX 76155. 

FOR FURTHER INFORMATION CONTACT: A. 

Escobar, Office of Disaster Assistance, 

U.S. Small Business Administration, 

409 3rd Street SW, Suite 6050, 

Washington, DC 20416, (202) 205–6734. 

SUPPLEMENTARY INFORMATION: Notice is 

hereby given that as a result of the 

Administrator’s disaster declaration, 

applications for disaster loans may be 

filed at the address listed above or other 

locally announced locations. 

The following areas have been 

determined to be adversely affected by 

the disaster: 

Primary Counties: Whitman. 

Contiguous Counties: 

Washington: Adams, Asotin, 

Columbia, Franklin, Garfield, 

Lincoln, Spokane. 

Idaho: Benewah, Latah, Nez Perce. 

The Interest Rates are: 

Percent 

For Physical Damage: 

Homeowners with Credit Available Elsewhere ...................... 2.375 

Homeowners without Credit 

Available Elsewhere .............. 1.188 

Businesses with Credit Available Elsewhere ...................... 6.000 

Businesses without Credit 

Available Elsewhere .............. 3.000 

Non-Profit Organizations with 

Credit Available Elsewhere ... 2.750 

Non-Profit Organizations without Credit Available Elsewhere ..................................... 2.750 

For Economic Injury: 

Businesses & Small Agricultural 

Cooperatives without Credit 

Available Elsewhere .............. 3.000 

Non-Profit Organizations without Credit Available Elsewhere ..................................... 2.750 

The number assigned to this disaster 

for physical damage is 16869 5 and for 

economic injury is 16870 0. 

The States which received an EIDL 

Declaration # are Washington, Idaho. 

(Catalog of Federal Domestic Assistance 

Number 59008) 

Tami Perriello, 

Acting Administrator. 

[FR Doc. 2021–03009 Filed 2–12–21; 8:45 am] 

BILLING CODE 8026–03–P 


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