<TABLE> <S> <C>


<ARTICLE>                              9
<CIK>                                  0000714710
<NAME>                                 Community Banks, Inc.
<MULTIPLIER> 1,000

<S>                                                <C>
<PERIOD-TYPE>                                 12-MOS
<FISCAL-YEAR-END>                             DEC-31-1999
<PERIOD-END>                                  DEC-31-1999
<CASH>                                             29,094
<INT-BEARING-DEPOSITS>                              1,789
<FED-FUNDS-SOLD>                                    2,050
<TRADING-ASSETS>                                    4,004
<INVESTMENTS-HELD-FOR-SALE>                             0
<INVESTMENTS-CARRYING>                            328,763
<INVESTMENTS-MARKET>                              312,075
<LOANS>                                           574,873
<ALLOWANCE>                                         7,456
<TOTAL-ASSETS>                                    971,824
<DEPOSITS>                                        693,436
<SHORT-TERM>                                        3,338
<LIABILITIES-OTHER>                                 6,969
<LONG-TERM>                                       197,000
<COMMON>                                           34,878
<PREFERRED-MANDATORY>                                   0
<PREFERRED>                                             0
<OTHER-SE>                                         36,203
<TOTAL-LIABILITIES-AND-EQUITY>                    971,824
<INTEREST-LOAN>                                    46,405
<INTEREST-INVEST>                                  19,553
<INTEREST-OTHER>                                      306
<INTEREST-TOTAL>                                   66,264
<INTEREST-DEPOSIT>                                 22,990
<INTEREST-EXPENSE>                                 32,213
<INTEREST-INCOME-NET>                              34,051
<LOAN-LOSSES>                                       1,298
<SECURITIES-GAINS>                                      0
<EXPENSE-OTHER>                                    22,937
<INCOME-PRETAX>                                    15,484
<INCOME-PRE-EXTRAORDINARY>                         11,803
<EXTRAORDINARY>                                         0
<CHANGES>                                               0
<NET-INCOME>                                       11,803
<EPS-BASIC>                                        1.73
<EPS-DILUTED>                                        1.70
<YIELD-ACTUAL>                                       3.93
<LOANS-NON>                                         3,736
<LOANS-PAST>                                          378
<LOANS-TROUBLED>                                        0
<LOANS-PROBLEM>                                         0
<ALLOWANCE-OPEN>                                    6,954
<CHARGE-OFFS>                                       1,232
<RECOVERIES>                                          436
<ALLOWANCE-CLOSE>                                   7,456
<ALLOWANCE-DOMESTIC>                                7,456
<ALLOWANCE-FOREIGN>                                     0
<ALLOWANCE-UNALLOCATED>                                 0


</TABLE>