<TABLE> <S> <C>

<ARTICLE>                                                 9
<RESTATED>
<MULTIPLIER>                                          1,000

<S>                                                     <C>
<PERIOD-TYPE>                                          YEAR
<FISCAL-YEAR-END>                                 DEC-31-1995
<PERIOD-START>                                    JAN-01-1995
<PERIOD-END>                                      DEC-31-1995
<CASH>                                              167,487
<INT-BEARING-DEPOSITS>                                    0
<FED-FUNDS-SOLD>                                     42,370
<TRADING-ASSETS>                                      8,843
<INVESTMENTS-HELD-FOR-SALE>                         571,553
<INVESTMENTS-CARRYING>                              772,999
<INVESTMENTS-MARKET>                                761,865
<LOANS>                                           1,048,815
<ALLOWANCE>                                          16,014
<TOTAL-ASSETS>                                    2,738,587
<DEPOSITS>                                        2,529,186
<SHORT-TERM>                                              0
<LIABILITIES-OTHER>                                   2,347
<LONG-TERM>                                          27,359
<PREFERRED-MANDATORY>                                     0
<PREFERRED>                                           7,506
<COMMON>                                             18,894
<OTHER-SE>                                          153,295
<TOTAL-LIABILITIES-AND-EQUITY>                    2,738,587
<INTEREST-LOAN>                                      92,558
<INTEREST-INVEST>                                    90,097
<INTEREST-OTHER>                                      3,463
<INTEREST-TOTAL>                                    186,118
<INTEREST-DEPOSIT>                                   67,815
<INTEREST-EXPENSE>                                   76,219
<INTEREST-INCOME-NET>                               109,899
<LOAN-LOSSES>                                         2,774
<SECURITIES-GAINS>                                      106
<EXPENSE-OTHER>                                      89,316
<INCOME-PRETAX>                                      41,432
<INCOME-PRE-EXTRAORDINARY>                           41,432
<EXTRAORDINARY>                                           0
<CHANGES>                                                 0
<NET-INCOME>                                         26,652
<EPS-PRIMARY>                                          1.82
<EPS-DILUTED>                                          1.68
<YIELD-ACTUAL>                                         4.58
<LOANS-NON>                                           9,696
<LOANS-PAST>                                            159
<LOANS-TROUBLED>                                        522
<LOANS-PROBLEM>                                       8,800
<ALLOWANCE-OPEN>                                     14,666
<CHARGE-OFFS>                                         2,447
<RECOVERIES>                                          1,021
<ALLOWANCE-CLOSE>                                    16,014
<ALLOWANCE-DOMESTIC>                                 16,014
<ALLOWANCE-FOREIGN>                                       0
<ALLOWANCE-UNALLOCATED>                                   0


</TABLE>